Get Fast Funding with
Chrissy & Mike M., Guidant Clients
Bethany Beach, Delaware
Full Suite
of Services
Sometimes it takes more
than one method of
financing to fully fund a
new business or franchise.
In fact, many of our clients
combine multiple types
of funding to reach their
desired capital.
Top 4 Financing Trends
1 Rollovers for Business Start-ups (401(k) Rollovers)
Through this process one can invest in a business or franchise by utilizing
their existing retirement funds without taking a taxable distribution or
getting a loan. This arrangement allows an individual to invest up to 100%
of their eligible assets to finance their venture debt-free.
2 SBA Loans
Guaranteed by the Small Business Administration, these loans are
designed to enable small business owners to access up to $5 million in 90
days. There are many programs available under the SBA that are generally
reserved for real estate transactions, start-ups and working capital.
3 Low-doc SBA Loans
These loans, which are primarily reserved for investment amounts
up to $150k, require less paperwork and have an average transaction
time of 45 days. They also feature a lower equity injection and fewer
collateral requirements.
4 Unsecured Loans
GET STARTED TODAY:
guidantfinancial.com
888.472.4455
Unsecured Loans provide revolving lines of credit totaling up to $150,000
with an open term length and can allow for more equity injection down
the line. Most commonly used as a short-term funding solution, these
loans feature attractive introductory rates, require no collateral and help
build your business credit.
Learn More About our Full Suite of Funding »
Ranges
Eligibility
Benefits
Timeframes
Rollovers
For Business
Start-ups
$40k+
• $40K in Eligible, Roll-able
Retirement Assets [401(k),
403(b), TSP, IRA, Keogh, etc.]
• Owner Must be a Bona Fide
Employee of the Business
• Debt-free way to start business
• No collateral needed
• No tax penalties
3 Weeks
SBA Loans
$150k –
5 million
• 20-30% Equity Injection
• 640+ Credit Score
• Industry/Management
Experience
• Secondary Source of Income
(preferred)
• Term Loans with Low
Interest Rates up to $5 Million
• Access to 3,600+ lenders
• Money-back Guarantee
• Dedicated Loan Closer
• Single Loan Request
• Rapid Loan Package Approvals
and Analysis
2–5
Months
Low-doc
SBA Loan
$25k –
$150k
• 10% Equity Injection
• 690+ Credit Score
• SBA Registry Franchise
(if applicable)
• Executed Franchise Agreement
Prior to Funding
• Low Equity Injection
• No Collateral Needed
• Fast Funding
• Minimal Paperwork
45 Days
Unsecured
Loans
$25k –
$150k
• 690+ Credit Score
• Minimal Credit Inquiries
• Less than 50% Credit
Utilization
• Low Introductory Interest Rates
• No Collateral Needed
• Helps Build Business Credit
• Can be Used as Working
Capital or Payroll, Franchise
Fees and/or Equipment
3 Weeks
Portfolio
Loans
$55k+
• Minimum of $85K in Securities
• Stocks Trading at More Than
$5/share
• No Minimum Credit Score
Required
• Low Cost of Capital
• Deferred payments if
Opening New Franchise
(up to 24 months)
• Flexibility via Revolving
Line of Credit
• Low Interest Rates
• No Liquidation of Existing
Securities
2–3
Weeks
Equipment
Leasing
Variable
• Less than 50% Credit
Utilization
• 620+ FICO
(for Start-ups)
• 550+ FICO
(for Existing Businesses)
• 2 – 5 Year Fixed Payment Terms
• No Collateral Needed
• Potential Tax Advantages
• Preservation of Cash/
Credit Lines
• Helps Build Business Credit
3 Weeks
GET STARTED TODAY: guidantfinancial.com | 888.472.4455