funding your ac tive assets account fac t sheet august 2014
Funding Your
Active Assets Account
Morgan Stanley offers several convenient and secure ways to fund your Active Assets
Account1 and manage your cash flow. Deposited and transferred funds are immediately
available for investment needs or everyday spending2 and begin earning interest and
dividends. View your deposits and funds availability at any time by logging into your
account on Morgan Stanley Online or on the Morgan Stanley Mobile App3.
Direct Deposit is a safe and convenient way to fund your brokerage account on a
recurring basis, allowing payments such as payroll,
pension or social security to be deposited electronically into your account. In most cases, this speeds
up the crediting and availability of the funds in your
Active Assets Account.
Direct Deposit.
To enroll in Direct Deposit:
Simply provide your employer/depositor with your
9-digit routing number and 13-digit checking account
number, which is located on the bottom left of your
Morgan Stanley check.
Depositing Checks. Save time and deposit checks
with the Morgan Stanley Mobile App, available
for the iPhone®. The mobile app uses cutting-edge
imaging technology to scan and deposit checks drawn
on a U.S.-based bank4, anytime, anywhere and allows
some of the highest deposit limits in the industry.5 It
is safe and secure, and you will receive confirmation
that your deposit has been accepted.
9-digit routing
number
13-digit checking
account number
For iPhone® users:
To scan and deposit checks via the Morgan Stanley Mobile App, download the
Morgan Stanley Mobile App from the App StoreSM. Using your Morgan Stanley
Online username and password, log in and tap on “Deposit” to begin the check
deposit process. If you do not have a username and password, you would need
to register via Morgan Stanley Online at www.morganstanley.com/online.
You can also deposit checks at your local Morgan Stanley branch office or mail
checks to your local Morgan Stanley branch office. To locate a branch near you,
please visit http://www.morganstanleyfa.com/locator.
funding your ac tive assets account fac t sheet
Use Morgan Stanley Online or
the Morgan Stanley Mobile App to transfer funds
between your Morgan Stanley accounts or initiate
transfers to and from your external accounts at
other financial institutions into your Morgan Stanley
Account. You can even schedule one-time or recurring
transfers between your accounts.
Funds Transfer.
You ca n a lso convenient ly t ra nsfer f unds
internally between your Morgan Stanley accounts
instantly, 24 hours a day, seven days a week by using
Wire Transfers. Wire transfers are another option
available to fund your Active Assets Account, and
can often be a fast way to deposit funds. You must
provide the external institution with the proper
wire instructions for deposit into your Active
Assets Account. To accommodate the Incoming Wire
Transfer System, you must direct all incoming US
Dollar (USD) wire transfers to Citibank with the
following bank routing instructions:
Morgan Stanley Online, the Morgan Stanley Mobile App, or by calling
your branch. The Funds Transfer Service is a complimentary service for
all Morgan Stanley clients.
To enroll in Funds Transfer:
Visit www.morganstanley.com/online, log into your account on Morgan Stanley
Online, click on the “Transfers” tab and follow the on-screen instructions to
begin or call 800-869-3326. There will be a trial deposit process in which
two (2) small deposits will be made into your external account to ensure the
accounts have been properly linked. You can have your Financial Advisor or
Private Wealth Advisor establish these links with your external accounts as well.
Bank
Citibank, New York (USD Only)
ABA
021000089
SWIFT
(International Wires Only)*
CITIUS33
Bank Account Name
Morgan Stanley
Bank Account Number
40611172
For Further Credit To
Client’s Morgan Stanley Name and Account Number
There are also daily cut offs for same day wires. The cut-off time for the same
day posting of incoming wires is 6:00 p.m. ET; wires received after 6:00 p.m.
ET post to the client’s account the next day.
To learn more about wire transfers:
Contact your Financial Advisor or Private Wealth Advisor or call 800-869-3326.
The Active Asset Account (AAA) is a brokerage account offered through Morgan Stanley Smith Barney LLC.
While Morgan Stanley will always make transferred and deposited funds available immediately for investment purposes, we may not make all transferred
or deposited funds immediately available for withdrawal. Funds deposited by check or funds transfer may be delayed depending on certain circumstances
and could be held for up to six business days. Please contact your Financial Advisor or Private Wealth Advisor for additional information and review the
Fund Availability Policy by signing into your Morgan Stanley Online account.
3
Subject to cell phone connectivity. Standard messaging and data rates from your provider may apply. The Morgan Stanley Mobile App is currently available for iPhone® from the App StoreSM. iPad® and Android™ support will follow.
4
Subject to certain terms and conditions.
5
Up to a daily limit of $100,000 for existing Reserved customers. Morgan Stanley Smith Barney LLC, member SIPC reserves the right to change or terminate the Reserved program at any time and without notice. Reserved program participants’ accounts and activity are reviewed periodically to confirm
that they continue to qualify for Reserved.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is a registered Broker/Dealer, a member SIPC, and not a bank. Where appropriate, Morgan Stanley
has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services. Investment services are
offered through Morgan Stanley. Unless specifically disclosed in writing, investments and services offered through Morgan Stanley are not insured by
the FDIC, are not deposits or other obligations of, or guaranteed by, Morgan Stanley’s bank affiliates and involve investment risks, including possible
loss of principal amount invested.
Apple, the Apple logo, iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.
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© 2014 Morgan Stanley Smith Barney LLC. Member SIPC.
CRC965197 08/2014 PBG7964943 CS 7964943 08/14