Volume 83 January 2016 A Message From The President….. Inside this issue: Protect Identity Theft Tonganoxie News 2 2 Basehor News 3 Sabetha News 3 Puzzle Winners 4 Brain Teasers 4 Community National Bank In October of 1984, Community National Bank opened for business as the new bank in Seneca, Kansas. To the 15 original organizers, Community National was started to provide a banking alternative for the local population in, what had been to that point, a one bank town. A key founding principle for providing banking services to Seneca and the surrounding area was local ownership. The organizers strongly believed that the public was best served when the individuals making the decisions that guided the bank lived, worked and understood the unique needs of the community. The Bank continues to practice this principle today, by having stockholders in each of our markets. From that humble beginning in 1984, Community National Bank has grown into a $350MM company with 4 banking locations, the Retirement Plans Division and Invisor, the recently opened 401K Administration business. Today, the Bank employs 75 people and is a great example of what is possible when a good idea meets hard work. One person was instrumental in the Bank’s formation, its early success and for guiding the institution throughout its history. That man is Don Lueger. Don has announced that, effective January 1st; he will be retiring from the day -to day operations of the company. I’d like to take the next few sentences to acknowledge Don’s continuing and lasting contribution to Community National and the Seneca area. Member FDIC Ronald C. Johnson, President & C.E.O. Don was the driving force behind the formation of Community National Bank. As a CPA, Don had the skills and knowledge needed to navigate the mountain of paperwork and regulatory requirements required to start a new bank. But, more importantly, he is a great entrepreneur; and had a vision of what it takes to make an organization successful. From planning to execution, Don was able to guide the Bank and bring to reality what a community bank should be and the service it would need to provide to its customers. But, Don’s influence extended beyond this contribution to the Bank. He was integral in helping establish the STEP Foundation, a community foundation serving all of Nemaha County. In addition, Don assisted in the formation of Seneca Community Investors, an organization that worked jointly with the Seneca Golf Club and the City of Seneca to create the Spring Creek golf course and housing development. Throughout the years, in addition to serving on the STEP Foundation Board, Don served on the Seneca Chamber of Commerce, the Nemaha Valley Community Hospital Board, St. Mary’s Parish and Finance Councils, and St. Benedict’s College Board. ( Continue on Page 2) Lueger Retirement Cont. HELP US GO GREEN AND IT’S FREE While stepping away from the day-to day operations of the Bank, Don will continue to contribute to the company he helped found by serving on the Bank and Holding Company Boards and on the Board of the newly formed Invisor. To say Don’s contributions to Community National are appreciated understates the mag- nitude of his work, but this is a time when words just can’t express our gratitude. Congratulations Don on your many years of service and a job well done. Thanks for what you meant to Community National Bank and the success of this organization. Learn to protect yourself from Identity Theft. E-STATEMENTS No Paper No Mail Time Secure Fast Debit Card Fast Convenient Secure On-Line Bill Pay No Checks No Envelopes No Stamps Community National Bank can help. Your identity is one of the most valuable things you own. It’s important to keep your identity from being stolen by someone who can potentially harm your good name and financial well-being. tacks grow more frequent and sophisticated every year. Identity theft is the fastest growing crime in the United States. According to US Department of Justice statistics, it’s now passing drug trafficking as the number one crime in America. Identity theft occurs when someone uses your name, address, Social Security Number, credit card or financial account numbers, passwords, and other personal information without your knowledge to commit fraud or other crimes. The simple fact is you can protect yourself against most forms of identity theft. The first step is education. Visit our website www.communitynationalbank.net and click on the Identity Theft Video link on the front page. To make it easier to understand, we’ve divided identity theft into the five “Danger Zones.” Take a few moments to learn about each of the Danger Zones and the steps you can take to avoid being a victim. While the words may sound like a foreign language -- Phishing, Pharming, Vishing, Spyware, Dumpster Diving — they are actually techniques used by thieves to put your identity and finances at risk. And their at- Fast Secure Tonganoxie News AUTO PAY firm members of our community through the cold and snow this winter. Make Your Payments Automatically No More Checks SIGN-UP TODAY! Jamie Smith Branch Manager of the Tonganoxie Office TIS THE SEASON The almanac says warmer than normal temperatures for all the winter months, we can only hope. We still need to remember and possibly check on our older and in- Winter sports and activities are always a highlight in Tonganoxie, these include basketball, wrestling, debate, school plays and concerts. Community National Bank has always supported all these activities and more, both financially and by participation and look forward to it for many years to come. This year has been very good for residential construction and the bank has been pleased with our builders progress and success. Our Agricultural customers have some concerns about livestock and grain prices but are still making plans for next season and we are ready to help them with their production. We truly feel that we are blessed with some of the finest people in the world for our customers and are so grateful that they have chosen to do business with us. Basehor News Steve Ketteler Branch Manager of the Basehor Office As I complete my second full year as Community National Bank Market President in Basehor, I again reflect back on all of the blessings of last year. Our community continues to share in our local robust economic development. Recent labor market data shows employment figures in Leavenworth County improving. According to the Kansas De- partment of Labor, the unemployment rate for Leavenworth County dropped from 5.3% to 4.8% and employment grew from 31,308 to 33,537 last year – and increase of 2,229 jobs. We have seen six new businesses open in Basehor in the last four months and our local single family construction is still very active. Community National Bank benefited from this activity as we enjoyed our best financial year ever. We are truly blessed with the “best customers and employees” any bank can have. In the eleven years we have been in Basehor, last year was our best. We thank all of you for your patronage and the confidence you have in us to be stewards of your financial affairs. We could not have done it without the “best”. Community National Bank Offers We have also added to our Basehor Bank Family. Hannah Hamilton joined the Bank October 8th and will be working as a teller. She is the daughter of Pastor Tom & Cheryl Hamilton and they are from Tonganoxie. Please stop by the Bank and welcome her to the Bank. Checking Accounts As always, we appreciate all your business and we hope the new year brings good health and prosperity to all. Agricultural Loans Savings Accounts E– Banking Consumer Loans Mortgage Loans Business Loans ATM/Debit Card Credit Card Retirement Plans Sabetha News see if progress has been made toward the goals we set almost a year ago. Dave Herbster Branch Manager of the Sabetha Office 2015 is quickly coming to a close. It seems like as soon as summer is over and we have all caught our breath, school starts and our time schedules get pushed into high gear. Autumn turns into fall and then into winter almost before you realize it. The end of another year typically finds us looking back to As I get older, I realize how important it is to look back and reflect on how our lives are going or what changes or improvements need to be made. Several years ago, my kids gave me a devotional calendar that shares daily words of love, wisdom and encouragement. I keep this calendar in my office at the bank and it is typically the first thing I read each morning. Recently, one of the personal messages really caught my attention, it said “Over and over, it has been made crystal clear to me that the basics of life are important - love of God, family, and friends; a commitment to integrity . . . and a commitment to leadership.”- Monte Clark. Safe Deposit Box Direct Deposit EZ-Pay Payments Escrow Accounts As you gather with family and friends this Christmas season, take some time to reflect on the many blessings you have been given. From all of us at Community National Bank, we wish you a very blessed Christmas season and Happy New Year. Notary Service Phone Transfers Wire Transfers PUZZLE WINNER! LOCATIONS SENECA 210 Main, P.O. Box 210 Seneca, Kansas 66538 Phone: 785-336-6143 We will draw a winner for each branch from those that have submitted the completed puzzle below. The winners from this January newsletter will receive this Flip & Flavor Marinade Tray TONGANOXIE 231 N. Main Street, P.O. Box 986 Tonganoxie, Kansas 66086 Phone: 913-369-0100 Phone: 913-845-0100 BASEHOR 15718 Pinehurst Drive, P.O. Box 437 Basehor, Kansas 66007 Phone: 913-724-9901 SABETHA 15 E. Main Street, P.O. Box 249 Sabetha, Kansas 66534 Phone: 785-284-3416 RETIREMENT PLANS DIVISION 225 Main Street, P.O. Box 225 Seneca, Kansas 66538 Phone: 785-336-6111 INVISOR 225 Main Street, Suite 100 Seneca, Kansas 66538 Phone: 785-334-4100 Mr. BAR B-Q Flip & Flavor Marinade Tray Patented Marinade Function Save Time With Early Prep-Store In Refrigerator And Use Later 16.97” Wide by 11.61” Long www.communitynationalbank.net www.cnbservice.net www.GoInvisor.com BRAIN TEASERS What U.S. State is rounded on the ends and high in the middle? Answer:___________________________________ Answer the questions then return to the bank by In a year there are 12 months. 7 months have 31 days. How many months have 28 days? Answer:___________________________________ I have 2 U.S. coins that total 55 cents. One of them is not a nickel. What are the 2 coins? Answer:___________________________________ You are a cyclist in a cross-country race. Just before crossing the finish line you overtake the person in second place! What place did you finish? Answer:___________________________________ March 1, 2016 to enter into the drawing for the Flip & Flavor Marinade Tray Congratulations to October Newsletter Winners Seneca Tonganoxie Basehor Sabetha Sharon Lueger Joyce Collins Stacy Tatkenhorst James Graney NAME__________________________________ Try to re-arrange the letters of NEW DOOR to ADRESS________________________________ make one word. Answer:___________________________________ PHONE_________________________________
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