GIVEUSACHANCETOSUCCEED: VOICESFROMTHEMARGINS ThereportoftheApril2016HamiltonSocialAudit February2017 Preparedby: BillJohnstonoftheFirstUnitarianChurchofHamilton KatherineKalinowski,AssistantExecutiveDirector,Programs,GoodShepherd Editedby: SusanMumaoftheHamiltonOrganizingforPovertyElimination TomCooperoftheHamiltonRoundtableforPovertyReduction DeirdrePike,SeniorPlanneroftheSocialPlanningandResearchCouncil Giveusachancetosucceed:VoicesfromtheMargins ThereportoftheApril2016HamiltonSocialAudit TableofContents 1. Introduction Theprocessandtheparticipants 2. TheBigTheme:Giveusachancetosucceed 3. Theexperienceofpoverty Itcanhappentoanyone… Butpovertyisn’tjustbadluck. Livingwithtoolittlemoney Housing Food Isolationandstigma Otherformsofexclusion:Ethnicidentity,skincolour, genderandsexualorientation Childrenandyouth Mentalhealth Dentalhealth Complexsystemsandlackofco-ordination Transitioningfromsocialassistancetoemployment 4. Whathelps Goodprograms Flexibility Acatalogueofresources Reallylistening Support Volunteering Spiritualityandbeingpartofafaithcommunity 5. Whattheauditorsheard 6. ConclusionsandRecommendations SocialAssistancereform Wagesandprecariousemployment Housing Cultureshift:Buildingequityandinclusion Appendix:Notesandsourcesofallinformationotherthan thestatementsofthesocialauditparticipants. 3 3 5 6 6 7 8 11 14 16 19 22 26 27 28 30 32 33 33 34 34 35 35 36 37 39 41 43 44 45 46 2 Giveusachancetosucceed: VoicesfromtheMargins ThereportoftheApril2016HamiltonSocialAudit 1.Introduction TwentynineHamiltonianslivinginpovertyagreedtotalkinApril2016aboutwhatthey experienceonadailybasis.Theirstorieswereheardbyseniorfaith,educationandhealth leaders.Andtheywererecordedforuseinthereportyouarereading.Theyspokebecause theyhopedtheirstoriesmightspurimprovementsintheirlives.A$30grocerycardgiven toeachspeakerwasanaddedinducement. “Thatpeoplewillselltheirprivacyfora$30grocerycardspeakstoabigproblem,”one ofthespeakerstoldus. Sheisright.Thereisabigproblem.Povertyremainspersistentlyhighinthiscity,more thannineyearsaftertheOntariogovernmentcommittedtocreateastrategytoachieve measuredreductionsinpoverty.About19percentofthepeopleinthiscityhavelivedin povertyformostofthe21stcentury.Twenty-twopercentofHamiltonchildrenarepoor andthusarestartinglifeataseriousdisadvantage. Thereisindeedabigproblem. The29speakerspaintedavividpictureoftherealityofpovertyinHamilton.Itisa pictureofhardworkjusttosurviveanddailyindignities;ofbeingisolatedandalone;and ofhavingeffortstogetaheadfrustrated.Itisapictureofuntappedpotential. Itisalsoapicturethathasnotchangedmuchindecades. Yetmostofthespeakerswerehopeful.Theyhopesharingtheirstoriesmighthelpcreate publicsupportforchangethatwouldbenefitthemandallofus,bycreatingafairersociety. Theprocessandtheparticipants TheinterviewswereorganizedbyHamiltonFaithCommunitiesinAction,agroup formedin2013throughHamiltonOrganizingforPovertyElimination(HOPE)tobringfaith groupstogethertoadvancesocialjusticeinthecity.Socialagencieswerecontactedto suggestnamesofpeoplewhomightbewillingtotalkaboutwhattheyfacelivingin poverty.Thegoalwastofindpeoplewitharangeofcharacteristics. 3 Overthreedays,April6-8,2016,therewere27interviewswith29participants.There were17women,eightmenandtwomale-femalecouples.Agesrangedfromlateteensto 72.Thelargemajorityweresingle;onlythreeweremarried.Sevenweredivorced.The participantsdidn’tallsharefulldetailsoftheirlivesbut • twowereBlack; • threeidentifiedaslesbianorgay; • threewererefugees;andatleast • fivehadsomeuniversityeducationandseveralweregraduates; • 10hadchildren; • 10hadsomeformofmentalillness; • fivewereIndigenous. Intermsofincome,atleast • sixwerereceivingOntarioWorksbenefits; • eightwerereceivingsomeformofdisabilitybenefit(usuallyfromtheOntario DisabilitySupportProgram); • onewasreceivingemploymentinsurancepayments; • twowereemployed(onepart-time); • onereceivedonlychildsupport; • twowereretiredandlivingonOldAgeSecurityandCanadaPensionPlanbenefits. Inthisreport,theparticipants’storiesareorganizedbythemes.Theirrealnameshave beenreplacedbypseudonymstoprotecttheirprivacy. Anumberofleadersinthecommunitywereinvitedtoparticipateasinterviewersand auditors,andwereencouragedtosharetheinsightsgainedinAprilwiththeir organizationsandthushelpmakeimprovementsforpeoplelivinginpoverty.Thesespecial auditorswere:DouglasCrosby,BishopoftheRomanCatholicDioceseofHamilton;Father ConO’Mahoney,VicarforEducationofthediocese;SuePrestedge,AcademicCo-ordinator forJournalismatMohawkCollege;WinnieDoyle,Vice-president,ClinicalProgramsand ChiefNursingExecutive,St.Joseph’sHealthcare,Hamilton;CarolynGosse,Directorof ClinicalPrograms,ED,UrgentCareandMedicineatSt.Joseph’s;HosamHelal,Imamatthe MuslimAssociationofHamilton;UzmaQureshi,Co-ordinatorofMarketingand CommunicationsfortheYWCAHamiltonandBoardSecretaryoftheMuslimAssociationof Hamilton;andWard1CouncillorAidanJohnson. Fourreporterstooknotesontheinterviews:ElskedeVischEybergen,Directorof WrapAroundServices,ShalemMentalHealthNetwork;BillJohnstonoftheFirstUnitarian ChurchofHamilton;KatherineKalinowksi,AssistantExecutiveDirector,Programs,Good Shepherd;andSusanMumaofHamiltonOrganizingforPovertyElimination.Billwrotethe firstfoursectionsandKatherinewrotethelasttwo,includingtherecommendations. SarahGuinta,Co-ordinator,OfficeofJusticeandPeace,RomanCatholicDioceseof Hamilton,andDeirdrePike,SeniorSocialPlannerattheSocialPlanningandResearch CouncilofHamilton,co-chairedtheproject.TheHamiltoneffortwaspartofaprovince4 wide“socialaudit”ofprogressinreducingpovertyinOntarioledbyISARC,theInterfaith SocialAssistanceReformCoalition.Thelastsocialauditin2010resultedinalocalreport, “TryingforNormalWhentheWheelComesOff” (http://www.sprc.hamilton.on.ca/report/page/14/),andaprovincialcollectionthrough ISARCcalled,PersistentPoverty:DispatchesFromtheMargins.(http://isarc.ca/isarc-putshuman-face-to-poverty/). 2.TheBigTheme:Giveusachancetosucceed Behindthestorieswasacommontheme:Giveusachance.Makeitpossibleforusto succeed.Stopputtingsomanybarriersinthewayofourescapefrompoverty. “Letpeoplebecomeconsumersandparticipantsintheirownlives,”onespeakersaid, and“youcan’tputadollarfigure”onthepositiveripplesthatwillflowfromthat. Asthisreportwilloutline,thoselivinginpovertyfaceaconstantstrugglejusttosurvive andthesystemthatissupposedtoliftthemupoftenholdsthemdown. “Sometimesyoufeellikeyouaregettingaheadbutyougetdraggedback,”saidone. “I’vetriedtokillmyselfnumeroustimesbecauseIwasnevergoingtogetanywhere,” saidanother. Onepersonnotedthatifthesystemhadallowedhertobetrainedproperly,shemightbe adecadeintoacareerbynow,ratherthanstillreceivingsocialassistance. Participantsfeeldistrustedanddemeaned.Itisasiftheyareexpectedtofailandthe systemfulfillsthatpremise. Incontrastwastheexperienceofarecentrefugeecouple—theofficialstheydealtwith seemedtoassumetheywillsucceed.“Don’tworry,youarenotalone,”theyweretold.Asa result,“Youdon’tfeellikeastrangerheresoyou’remotivatedtobeaproductivepartofthe society.” Whichisallthe27otherswant—tobetreatedas“aproductivepartofsociety.” “Weneedtofocusmoreonpovertythanwealthandreallyhelppeople,”onespeaker said. Anothersaidourcontinuedhighlevelsofpovertycomesdowntopolicychoices,choices madebygovernmentsthatweelect. “Povertyisridiculousinthissociety,”hesaid.“We’vegottonsofmoney.There’s$600 billionoffshore”intaxhavens. 5 “Governmentshavegonefromtheheydayofthe1960sand70s,whenthereweresome socialjusticeaspects,tocateringtothebusinesscommunity,”hesaid.Whatisneededisa shiftinourvalues. “Moneyisn’tthebottomlineforeverything,peoplearethebottomlineforeverything,” hesaid.Whatweneed,hesaid,wastoaimtomakeitpossibleforeverybodytobeallthat theycanbe.Hehopesthatyoungergenerationswillbebetteratrecognizingthat“weare allinthistogether.” “Thethingbeingmissedisweareallinthistogether.Weexistinsocietytohelpeach other,nottogetmorethantheneighbouracrossthestreet.” “Povertydividesus.Wewouldallbebetteroff ifwedidn’tleavesomanypeoplebehind.” BishopDouglasCrosby,OMI RomanCatholicDioceseofHamilton 3.Theexperienceofpoverty Itcanhappentoanyone… Povertyisn’tsomethingthathappensto“otherpeople.”Manyofourparticipantswere surprisedtofindthemselvesstruggling.Butwhenarelationshipcollapsedorabusiness failed,therewasacaraccidentorahealthcrisis,suddenlypeoplewhohadbeenlivinga comfortablelifefoundthemselvesinpoverty. Tomhada30-yearcareerininformationtechnology,makinglotsofmoney.Hetooktwo vacationsayear,hadasecondplaceonalake,threwbigparties.Thenin2005,helosthis job,wentthroughadivorceandwithintwoyearswasbroke.Herealizedlaterhehada mentalhealthcrisis.Bythetimehegothimselfsortedoutin2010,hewasinhis60sand toooldtofindwork.He’snowonthemeagreincomeprovidedbyOntarioWorks. ValeriemanagedarestaurantinSimcoeandhaddreamsofacareerinjournalismor architecture.Thenshewasapassengerinafriend’scarthatwasinvolvedinanaccident and,severalsurgerieslater,sheremainsinconstant,seriouspainandisunabletowork.“I getupinpain.Mydailylifesucks.”Shenowlivesondisabilitybenefitsintemporary housing. Wadewasasemesterawayfrombecomingacharteredaccountantbuthestruggledwith timepressuresanddevelopedunhealthycopingmechanisms,mainlydrinkinganddrugs. “BeforeIknewit,Iwasoutonthestreetfor10years.Ilosteverything.” Anneisdivorcedandherex-husbanddoesn’tpaychildsupportanymore,sosheandher sonstruggletogetbywithincomefromwhateverworkshecanfind. 6 Cynthiawaspregnantwhenaformerspousebeatherbadlyenoughtopermanently injurethechildshewascarrying.Hersonisseverelydisabled.Whenrespitecarefor parentsofdisabledchildrenwascutback,thestressofcaringforhersonandanother disabledfamilymemberunderminedCynthia’sownhealthandabilitytoworkandshenow receivesOntarioDisabilitySupportProgrambenefits. Violencewasacommonthemeforthewomen.Dianefledastalkerinanothercity,hada jobherebutlostitwhenhercompanyclosedandnowshestruggleswithdepressionand anxietyfromnotbeingabletofindanotherjob.ShelivesonOntarioWorks. Ericahadagoodeducationandgoodjobsbutarelationshipturnedabusive.Fearingfor hersafety,shedidn’tpursuechildsupportinreturnforherchild’sfathernotpursuing access,butsheandheryoungsonwereleftlivingonOntarioWorks. Nigelcamefromamiddleclassfamily,graduatedfromuniversityandmarriedbut schizophreniaunderminedhisrelationshipandhisabilitytoholdajob.Nowinhis40s,he’s beenonOntarioDisabilitySupportProgrambenefitsforsixyears. Butpovertyisn’tjustbadluck Asthesestoriesillustrate,almostanyofuscouldenduppoor.Butpovertyisn’trandom. Therearegroupsthataremorelikelythanotherstobepoor—women,especiallywomen whoaresingleparents;Indigenouspeople;peopleofcolour;recentimmigrants;gay, lesbian,bisexual,trans,queerandtwo-spiritpersons;seniors;andpeoplewhoare disabled.Thiswillbediscussedingreaterdetailinthesectiontitled“Otherformsof exclusion:Ethnicidentity,skincolour,genderandsexualorientation.” Surprisingly,Canadiansgenerallyarealsoahighriskgroup.Canadianshaveahigher rateofpovertythancitizensof18oftheworld’s30developedorrichcountriesthatbelong totheOrganizationforEconomicCooperationandDevelopment.Onchildpoverty,werank evenlower—21ofthe30countrieshavealowerpercentageoftheirchildrenlivingin povertythanCanadadoes. Thedifferencescanbelarge.In2013,12.6percentofCanadianswerepoor,compared tojust5.4percentofDanes.Thatyear,16.5percentofourchildrenwerepoor,sixtimes therateof2.7percentinDenmark.IfourratematchedDenmark’s,onemillionCanadian childrenwouldbenotbelivinginpovertyandwouldhaveamuchbetterstartatlife.(The sourceofthesestatisticsandallotherinformationthatcamefromsourcesotherthanour speakersarefoundintheAppendixattheendofthisreport.) Howdoweaccountforsuchlargedifferences?DennisRaphaelisprofessorofhealth policyandmanagementatYorkUniversityandstudiessocialfactorsthataffecthealth.He arguesthatthesedifferences“arearesultofpublicpolicydecisionsthatdirectlyinfluence thelivedexperienceofthoselivinginsituationsassociatedwithpoverty.Thesepublic 7 policydecisionsaffecttheavailabilityofsupportstochildrenandfamilies,benefitsfor thoseexperiencingdisabilityandunemployment,theamountoftaxationandrevenue availableforprograms,wagesandemploymentsecurityandbenefits,andthedistribution ofeconomicandsocialresourceswiththepopulation.” Ifheisright,thendifferentpolicies,asexploredbelow,couldsignificantlyreduce poverty. “IthoughtasajournalistIknew whatpovertylookedlike. Iwaswrong.AspartoftheSocialAudit onpoverty,Isawsomeofthose sufferinginpovertybuthiddenfrompublicview.” SuePrestedge,AcademicCo-ordinator forJournalism,MohawkCollege Livingwithtoolittlemoney Povertyisoftendefinedbylackofincomeoralackofcontrolovertheresourceswe needtolivewell,soitisnosurprisethatthoseweheardfromstrugglewithlimited finances.Theirstoriestellofgoingwaybeyondpennypinching—thespeakerslivewiththe constantstressofneverhavingenough. “IalwaysfeellikeI’mjugglingbillsbackandforth,”saidAnne.“Rentispaidfirstbecause ifyoudon’thavearoofoveryourhead,hydrodoesn’tmatter. “I’mgratefulforeverythingIreceivebutitdoestakeatoll,”sheadded.And“theamount ofmoneyyougetispathetic,” “Wearealwaysindebt,alwaysthinkingofwaystoearnextramoney,”saidCynthia,who wasatthesocialauditwithherhusband.“There’salwaysstuffatschool,weneed$5for bowling...Wehadtogoandbehumiliatedandaskforthecostofatrip.” “Youwonderifthere’sanythingelseyoucansellforsomemoney,”saidIrene,whoisin her20sandlivingonOntarioDisabilitySupportProgrampayments.“Ihavethoughtof prostitutingmyself.” Theimpactonthebigitemslikehousingandfoodarediscussedbelow.Butconsider somethingassimpleaskeepingupappearances,whichisvitalwhenyouareseekingwork andimportantforself-confidence. 8 Cynthiasaidshehasn’tboughtanyclothesfor10years,hasnosocksandhasn’thadher hairdoneinayear.“We’restressed,”findingtransportationformedicalappointmentsand food. Irenesaidshegetsherhaircutbystudentsatahairdesignschoolondayswhenthecost is$5.Shelostalotofherclotheswhenshewasthrownoutofaplaceshelived.Keepingher fewremainingclothescleanisachallenge,sincedoinglaundryisexpensive.Shefeelslucky ifshecandoitonceamonth—and“youdon’tfeelveryconfidenttodothingswhenyou knowyourclothesaren’tclean.” Lee,ayoungstudent,paid$425forrent,soshehad$256amonthleftfromherOntario Workschequeforfoodandforthetransportationandclothesyouneedtoapplyforajob. “Ifyougetsick,youhavetochoosebetweenmedicineandfood.OrIdon’tbuyanyclothes.” Oliviais72andlivingon$16,000fromOldAgeSecurityandCanadaPensionPlan.She saysshehastroubleaffordinghermedications.Sheworkedallofherlifebutsheneverhad alotofmoney.However,shealwaysmadesureherdaughterandnowhergranddaughter hadthesameasotherchildren,evenifshehadtoscrimp. “It’sgoodtogetfoodfornothing,orshoesfornothing,”shesaid. Transportationcanbeexpensive.AmonthlyHSRbuspassforfulltimestudents19or undercost$83.60in2016andanadultpasswas$101.20.Half-price“affordable”bus passesareavailablebutthereisalimitednumber,givenoutfirstcome,firstserved.Ifyou loseyourbuspass,Leesaid,youarescrewed.Ifyoudon’tlookyoungenough,shesaid,a drivermightrefusetoacceptastudentpass. “Povertyispureandsimplealackofmoney,”saidTom.“AllthethingsIfacecouldbe alleviatedifIhadmoneyinmypocket.” Thereisnoofficialpovertylineorincomefigurebelowwhichapersonisconsidered poor,butStatisticsCanadacalculatesawidely-used“lowincomemeasure.”Itsmostrecent lowincomemeasurewas$22,160beforetaxesforanindividualin2010.Thecostofliving hasrisen9.2percentinCanadasincethen,sotheappropriatefigureadjustedforthe2016 costoflivingwouldbe$24,216. Nooneworkingatminimumwageorlivingonsocialassistancemakesthatmuch. Let’smakesomequickcomparisons: Ontario’sminimumwage:$11.40anhouror$22,800ayearifyouworked2,000 hours.That’sabout$1,400belowthelowincomecutoff.Inotherwords,evenfulltimework attheminimumwageleavesasinglepersoninpoverty.Theywouldbedeeperinpovertyif theyhaddependents. 9 OntarioDisabilitySupportProgram:ODSPisprovidedtopeopleinfinancialneed whohavea“substantialmentalorphysicalimpairment”thatisexpectedtolastmorethan ayearandthatwouldresultina“substantialrestriction”ontheirabilitytowork. Thebasicamountforasinglepersoninlate2016:$1,128amonthor$13,536ayear (whichisn’ttaxable).Thatpaymentisalmost$10,700belowthelowincomemeasure. OntarioWorks:OWisprovidedtopeoplewhoareinfinancialneedbutare“willingto makereasonableeffortstofind,prepareforandkeepajob.” OntarioWorkspaysjust$706amonthforasinglepersonor$8,472ayear(taxfree). That’smorethan$15,700belowthelowincomemeasure. Notonlyissocialassistancelowbut“wegetincrementalincreasesthatdon’tkeepup withinflation,”saidFrank,whoreceivedbothODSPandCanadaPensionPlandisability benefits.Danielle,whoreceivesOntarioWorks,saidthepayments“arelessthanyouneed tosurvive…TherisingcostofrenttrumpsanyincreaseinOW.”Theyarebothright. Socialassistanceforasinglepersonpeakedat$663amonthin1993andwascuta dramatic21.6percentto$520in1995shortlyaftertheelectionoftheMikeHarris Conservatives—“anunprecedentedcutinthehistoryofwelfare,”accordingtoone researcher.Thatlowamountwouldhavegrowntoabout$777ifgovernmentshad increasedpaymentssincethenjustenoughtokeepupwithinflationinOntario.Infact,they haven’t.Thebasicsocialassistance(OntarioWorks)rateforasingleperson—$706asof October2016—isstill,intermsofbuyingpower,$70lessthanitwasalmost22yearsago. “That20percentcutinthe1990s…hasneverbeenbroughtback,”Cynthiasaid.“We needaneverydaylivingamountthat’ssurvivable…Andwhenrentincreases4percent,we shouldgeta4percentincrease.” NotonlyareOntarioWorksandOntarioDisabilitySupportProgrampaymentslowbut anyonewhoqualifiesforbenefitsisallowedtohaveonlyverylimitedotherresourcesto supplementthemonthlypayments.ToqualifyforODPS,youcannothavemorethan$5,000 inassets.ToqualifyforOntarioWorks,theassetlimitishalfthat,$2,500. LowincomeOntariansareeligibleforHSTandTrilliumtaxcreditsthatwouldaddabout $75amonthtotheselowincomes.However,toreceivethem,apersonneedstofilean incometaxformeachyearandmanymaynot. 10 “Thisisabouthowwelive,how ourneighbourhoodsaresetup… andwhowehaverelationshipswith… [Weare]goingtobemoreinvested inmakingchangewhenwepersonally knowsomeonewhoisimpacted.” SuePrestedge,AcademicCo-ordinator forJournalism,MohawkCollege Housing Housingwasaseriouschallengeforatleasthalfofourspeakers.Onehadnoplacetolive whenhespoketous.Severalsaidtheywerepayingwaymorethantheycouldaffordfor housing.Afewsharedspacesandothershadtemporarylocationsortemporarysubsidies thatwouldsoonrunout—allprecarioussituations. Tom,whoreceivesOntarioWorks,noted,“OnOW,Iget$376forshelter.Youcan’teven getaroomforthat,youhavetoshare.”Andsharingaroomhasitsownchallenges,he noted.Youmaythinkyouknowsomeone,hesaid,buttheycanchangeentirelywhenyou aresharingasmallspacewiththem,dayinanddayout. Tomsaidhemovedeighttimesinfouryears,tryingtofindanadequateplacetolive. Ireneshareshousing.Sheliveswithherboyfriendandfourotherfriends.Becauseher housingsituationisconsideredtobeunstable,shedoesn’treceivetheshelterportionof herOntarioDisabilitySupportProgrampayments.It’sakindofCatch-22situation—she hasnoshelterallowancebecauseshedoesn’thavestablehousing,yetitwouldbeeasierto findsuchhousingifshehadtheallowance. Daniellealsoshareshousing—shestayswithhermotherinaseniors’residence.Butby doingthat,sheisskirtingaroundrulesthatallowvisitorstostayforonlytwoweeksata time,potentiallyputtingbothherhousingandhermother’satrisk. Daniellesaiditcanbehardforasinglewomantofindsafehousing.Andsheworries aboutgoingintosubsidizedsocialhousingoutofconcernforbedbugs.Shereactedbadlyto thebedbugsprayinoneplaceshelived.Thepossibilityoffacingbedbugsisachallengefor allrenters,althoughtheextentofbedbuginfestationsinHamiltonisn’tclear.Complaintsto Hamiltonpublichealthrosefrom38in2006to426in2014.Inlate2015,thecityapproved $1millionoverthreeyearstofundastrategy,includingtwostaff,totackletheproblem. Afterhisfrequentmoves,Tomfoundstablehousingwhenafour-yearwaitendedwith hisbeingacceptedintoasubsidizedCityHousingunit.Butthereareoftentimelimitsand conditionsforsubsidizedhousing. 11 Anne,forinstance,hassubsidizedhousingforherselfandhersonbuthersonisnow tryingoutlivingwithhisdad.“Ifmysonisnotbackwithme,I’mterrifiedtohavenowhere togo.”Hersubsidizedunitisforbothamotherandachild. Brenda,whoreceivesOntarioWorks,getsa$200amonthsupplementthathelpspayfor herrentwhichcostsmorethan$700amonth.Thesupplementwaspaidtoher,not attachedtoahousingunit,andthatallowedhertofindthehousingshewanted.That delightedher.However,thesupplementissupposedtobeforonlytwoyears.“I’llbe homelessifthe$200goesaway…soit’sprecarious.” Emmafacedadifferentchallenge.She’saseniorwhohadastroketwoyearsagothathas leftherunabletocookordolaundryordusting.Whenhersontriedtorentaplaceforher, landlordsturnedhimawaywhentheylearnedofthedisability.UnderOntario’sHuman RightsCode,landlordscannotrefusetorenttoapersonbecauseoftheirdisability. However,theymightbereluctanttorenttoatenantwithadisabilitybecausetheCodealso requiresthemtoaccommodatethedisabilities,includingmakingphysicalchangestoa buildingorchangestopolicies. Pattyfacesacommonproblem—rentshecan’tafford.Herrenthasgoneupto$650, whicheatsup58percentofhermonthlyincomefromtheOntarioDisabilitySupport Program.Shewasleftwithabout$460eachmonthforeverythingbeyondrent. Leesaiditisn’tpossibletohidethefactthatsheisonOntarioWorkswhenshetriesto rent—shesaidsheneedsthelandlord’ssignatureonaformtosubmittoOW.“Whenyou submittheform,theirbodylanguagechanges.”Sheoverheardtwopeopletalkingabouther whentheyheardshewasonOntarioWorks,sayingshewouldpartyorbedirtylikeallof theothers.“WithOW,theyliterallytreatyouliketrash.”Thereareplaceswhereyour welfarechequeiswelcome,shesaid,buttheyareoftenlesssafebuildingsorareas. Themostserioushousingchallenge,ofcourse,istohavenohomeatall.That’swhat Nigelfaced.Hehadsharedhousingwithpost-secondarystudentsbutgavethatuptomove inwithhispartner.“Shecannedme,soIdon’tknowwhereI’llsleeptonight,”hesaid.“I thinkI’llbeinahomelesssheltertonight.”Severalotherspeakershadexperiencedperiods ofhomelessnessinthepast. “Housingisafundamentalhumanneed,”saystheCityofHamilton’sHousingand HomelessnessActionPlan.“Itisthefoundationfortheeconomic,socialandphysicalwellbeingofHamiltonresidents.Itisthecentralplacefromwhichwebuildourlives,nurture ourfamiliesandourselvesandengageourcommunities.” Yetasthesestoriesillustrate,formanyinHamilton,thatsolidfoundationisnotthere becausetheyareunabletofindsafe,adequatehousingtheycanafford. Housingisdefinedasaffordable—byCanadaMortgageandHousingCorporation—ifit costslessthan30percentofgrossfamilyincome.Payingmorethanthatforrentand 12 utilitiesoramortgage,utilitiesandcondofeescutsintoapersonorfamily’sabilityto affordadequatefoodandothernecessities. Abroadermeasureiscalled“corehousingneed.”Ahouseholdisin“corehousingneed” ifitshousingis(a)notaffordableor(b)isnotadequate(itneedsmajorrepairs)or(c)itis notsuitable(itdoesnothaveenoughbedroomsforthehouseholdtomeetnational standards)and(d)ifthemedianrentforalternativelocalhousingisnotaffordable. HousingforanyonewhoseincomewasbelowthepovertylineinHamiltonwouldhave tocostlessthan$605amonthtobeconsideredaffordable.Yettheaveragerentforevena smallbachelorunitinHamiltonwas$656inOctober2016. NineteenpercentofHamiltonhomeownersand43percentofrenterspaidmorethan 30percentoftheirgrossincomefortheirhousingin2010.That’salmost54,000 households. ThesituationisespeciallydireforpeopleontheverylowincomesprovidedbyOntario WorksorOntarioDisabilitySupportProgram. Andbothrentandhomeownershiparegettingmoreexpensive.Ineightyearsto2015, averagerentsinHamiltonroseby22percent.AndrentsinHamilton(excludingAncaster, Dundas,Flamborough,GlanbrookandStoneyCreek)roseanother8.7percentintheyear endingOctober2016.Thelargestincreases,11.3percent,wereforbachelorunits. Between2004and2015,therewasanetlossof1,070rentalunitsinHamilton,making thesearchforrentalhousingmorechallenging. Thecostsofowningahomehaverisenevenfaster.Therewasa20percentincreasein theaveragecostofhousinginHamiltonintheyearendinginJanuary2017.Andsomeof thelargestincreaseshavebeeninthelowestpricedneighbourhoods. Manylivinginpovertyareforcedoutoftheprivatemarketbythehighcostsandseek shelterinsubsidizedhousing—withCityHousingornon-profithousingproviders—which generallybasesrentonapersonorfamily’sincome(rentgearedtoincome).Thereare roughly15,000unitsinthissector.Buttherearelongandgrowingwaitinglistsfor subsidizedhousing.Morethan6,000householdswereonthecity’ssocialhousingwaitlist inSeptember2016. Therearealsoprograms,calledrentsupplements,thatprovideafixedamountofmoney permonth—likethe$200Brendareceived—tohelppaythecostsofrentintheprivate market.Rentsupplementsarelinkedtothepersonorfamilyratherthantoaunit,leaving thepersonorfamilywithsomechoiceinwheretheylive. Twofinalstories.Karen,whohasstruggledwithaddictionsbutwasstablewith methadonetreatment,hashadstablehousingwithHamiltonUrbanNativeHousingsince 2006.Thathasallowedhertofocusonhelpingherchildrenandsheisworkingongetting 13 creditsforhighschoolwhichshedidn’tfinish.Thefoundationhasbeenthestability providedbyknowingshehashousing. “Loseyourhousingandeverythingisallupintheairandeverythinghitsrockbottom,” shesaid. That’swhathappenedtoBrittanyandshedidhitrockbottom. Brittanyis37andforeightyears,“Ihadmyownplace.Igaveituptohelpafriendsave theirs(presumablybymovingintoasharedspaceandsharingrent).Ironically,itcostme myown.Twoyearsago,Ihadahomeandsecurity.Idealwithchronicpain,depression, PTSD,borderlinepersonalitysyndrome.Acommunicationsbreakdownledtomybeing kickedout.” Shecouchsurfed,thenwasattheBarrettCentre(amentalhealthcrisiscentre),thenthe YW.ShecontactedSOS(SupportingOurSisters,ahousingfirstprogramforwomenwho areepisodicallyorchronicallyhomeless)butshedidnotqualifybecauseshehadnotbeen homelessfortherequiredsixmonths.Beingturneddownforthathelptriggeredamental healthcrisisandasuicideattempt.AndthatcrisisputherhousingattheYWinjeopardy. TheYWcouldn’tmeethermentalhealthneedsbecause,shesaid,itisunderstaffedand underfunded.It’snotsetupforthatlevelofcare. Brittanyalsocouldn’tgetacasemanager,toadvocateforher,becauseshedidn’thave permanenthousing.Meanwhile,shehadmostofherthingsinstoragewithamountingbill shecan’tafford. TheYWprovidestransitionalhousinganditissupposedtolastforonly11months. Brittanyworriesaboutbeingonthestreet. “I’mveryembarrassedtobeinthissituation.Thereisalotofstigma,”Brittanysaid.“I’m notadruguser,Ipaidmyrent.AllI’vebeentryingtodoisgethelp.Idon’twanttobein thissituation.”Shewasnotsurewhatwouldhappennext. Food Adirectconsequenceofthehighcostofhousingformanylivinginpovertyisdifficulty eatingwell,whichinturncreateshealthchallenges.Whenhousingcostseatupmorethan 30percentofasmallincome,thefoodbudgettendstosuffer. Thecityregularlyestimatestheminimumcostofanutritiousdiet.InMay2015,an adequatedietcost$232.65amonthfora31-50yearoldsinglemanand$196.32fora womanofthesameage. Onapovertylevelincome,that’salotofmoneyandpeopleareoftenhungry. 14 “ThefirstthingwhenIwakeupeachmorning,IthinkofwhatI’mgoingtoeat,”says Irene.She’shungryallthetimeanddrinkscoffeetohelphergowithoutfood.“Ican’tafford toeathealthily.”HermedicalproblemsrequirehertoeatahealthydietbuttheSpecialDiet AllowancethatsupplementstheOntarioDisabilitySupportProgram“givesmeabouta quarterofwhatIneed.”Shegets$15amonth;onebagoflactose-freemilkscosts$10. “Thefoodbudgetisalwaysthefirsttogo,”saysFrank.“Youhavetobuytheworstfood… freshproduceisalmostatreatnow.” WhenLeewasastudent,shefoundshecouldn’tconcentrateifshehadn’tbeenableto affordtoeat.“I’mdefeated,I’msotired,why,whyisthissodifficult?” Carol,whoispartofaself-helpgroupcalledCampaignforAdequateWelfareand DisabilityBenefits,saidpoorpeopletendtobeweakfromlong-termmalnutrition.That makesitdifficultforthemtofightforwhattheyneed. Daniellenotedthatmoodswingswererelatedtotheadequacyofherdiet. Dianehasaconditionthatcauseshertogainweighteasily,sonotbeingabletoafford freshfoodandvegetablesisabigproblem. Charitycanhelppeoplestretchtheirfooddollars.Nigel,whoisonODSP,saidOutofthe Cold,whichprovideshotmealssixeveningsaweekatcitychurches,“iswonderful”butit runsonlyfromNovembertoMarch.TheSalvationArmyalsoprovidesmealsbuthefound itdepressing. Almost20,000Hamiltonians—including7,400children—visitedafoodbankin HamiltoninMarch2016.Foodbankscanhelpstretchthebudgetbutthereweremixed viewsoftheexperienceaswellasthequalityofthefood. “Itrynottousefoodbanks,”Brendasaid.“It’sasoulsuckingexperiencesittinginthe waitingroomwaitingforabagoffood.”Andsheoftencouldn’teatthefoodsprovided. Pattysaid,“Iwon’tgotoafoodbank…cannedfoodandexpiredmeat.” Tomcomparedthelineupasyouwaittogetfoodto“acattlecall”andsaiditwas demeaning.Andthefoodismostlycarbohydrates.“It’salastresort.”However,ifhedoesn’t havetobuytheitemshegetsfromthefoodbank,hecanaffordtobuybetterfooditems withhisOntarioWorksmoney. Dianelamentedthatpeopleareonlyallowedtogotoafoodbankonceamonth. Frank,ontheotherhand,hadgoodexperienceswithfoodbanks—“thefoodisalways good,thepeoplebehindthecounterarealwaysfriendly.”Adele,70,receivesOldAge Security,GuaranteedIncomeSupplementandCanadaPensionPlanbutstillneedsto stretchherlimitedincome.ShepraisedtheGoodShepherdfoodbankforallowingpeople choice,insteadofjusthandingoutaboxofpre-selectedfood.NeighbourtoNeighbouron 15 theMountainalsoallowspeopletochoosetheirownfood.TheSalvationArmyhasstarted puttingoutbinsoffreshfruit,Adelenoted. MostofthevisitorstoHamilton’sfoodbanks—69percent—wereOntarioWorksor OntarioDisabilitySupportProgramrecipients,whichunderlineshowinadequatethose paymentsare. “Itisnotjustthatweneedtorespond topeopleinneed.Itishowwedoso… Topreservedignityisessential.” ImamHosamHelal,Imam, MuslimAssociationofHamilton Isolationandstigma “ThebiggestthingOntarioWorksandpovertyhavedonetomeissocialisolation,”said Tom.“Youcan’tgoanywhere,youcan’tmeetapersonfordrinksorcoffee”becauseyou can’taffordtopayanddon’twanttoalwaysacceptcharity.“Socialisolationsetsinpretty quicklyandthatleadstodepression.” “Theonlypeopleyouareabletorelatetoourotherpeopleinpoverty,”Tomsaid.“You don’thavethesocialmobilitytotalktomiddle-classpeopleorbusinesspeople.So everyoneisbringingyoudown.Thisisexactlywhatmentalhealthpeoplesayyoushouldn’t do,you’resupposedtoditchnegativepeople.” Evenwhentherearepay-if-you-canevents,asanattempttoincludeeveryone,“the spotlightisonyou.Thereisastigmaevenwhenanattemptismadetoinclude.”It’shardto overcomebeingembarrassedbytheclothesyouarewearingorbybadteeth,hesaid. Manyotherstoldsimilarstories. “ToooftenIfeelalone,”Annesaid. “It’shardtomakeconnectionswhenyouareinahardplace,”saidBrenda. “It’shardtogetoutbecauseIdon’thaveanymoney,”saidFrank. Martinsummedupthelonelinesshefelt:“IneedtobelieveinmeandIneedsomeoneto believeinme.”Heknewheneededhumanconnectiontorecoverfromaddictions.Karen, too,saidsheneedstonotletherselfbecomeisolatedtoensuresheisn’tpulledbackinto addictions. Josefound“itisdifficulttointegratewhenthereareallthesebarriers.” 16 Hisuseoftheword“barriers”isastute.Joseisarefugeewithhiswifeandachildfrom CentralAmericaandreceivesOntarioWorkspayments.Hewasspecificallyreferringto challengesheandhiswifefacedwithtransportationandcommunicationbecauseoftheir lackofmoney.Butpovertycreatesmanybarrierstoinclusionandparticipation.Asnoted inthisreport,limitedincomemakesitdifficulttoaffordaphoneorinternetaccess,bus fare,cleanclothes,afewdollarsforasocialoutingorsufficientfoodtofeelwellenoughto engagewithothers. Butanothercrucialbarrieristhestigmaagainstpeoplewhoarepoor,andevenmore, againstpeoplereceivingsocialassistance—awholewallofnegativeassumptions. “Oneofthebiggestthingswithpovertyistheembarrassment,learningtolivewiththe embarrassment,”saidIrene.Shegotthroughhighschoolwithalotofhelpfromher teachersatDelta.“Mymathteacherusedtohelpout.Itwasembarrassing.He’dsay,hey,do youneedgrocerymoney?Here’s$20.” Frankhasalsohadlotsofhelpbut“it’sdemeaningtoalwaysseekcharity.” Ericatalkedaboutavoidingphonecallsfromhersister.“Mysistertellsmeofnewthings she’sdoing.Ifeelashamed…butthereisnothingpositivetotellthem.” Cynthiasaidpeopledonatethingstocharitythattheywouldnevergivetotheirown child.“Therearedonationsthatareobviouslyused.Isawacolouringbookthatwas colouredin.It’shumiliating”thatpeopleexpecthertogivethattoherchild. “Atshelters,IfeelIamtreatedasifIwasalesserperson,”saidLee.Shepreferredcouch surfingorsleepingoutside. “Ifacestigmaallthetime,”saidCynthia,aviewechoedbyLee.“EventhoughIamon socialassistance,I’mjustasgoodasanyoneelse—Ineedhelp.” “Takeawaysomeone’sdignityandtakeitawaylongenough,itstartstowearyoudown,” saidBrenda.“Noonewantstobelookeddownon,”tobetreatedaspoorso-and-so,Anne said. Peoplelivingonlowincomesdealfrequentlywithinstitutionscreatedtohelpthemand thoseinteractionscaneitherhelpovercomethebarrierstheyfaceoraddtothem.About halfofour29participantsreceivedeitherOWorODSPanddealtwithcaseworkers.With ODSP,theyalsodealtwithpeoplewhoassessedwhethertheyweredisabledenoughto qualify. EmmasaidapplyingfortheOntarioDisabilitySupportProgramandprovingyouhavea disabilitywas“likesittinginfrontofajudge.Theyprettymuchtellyouyouarealiar.”At thattime,shewassufferingfromdebilitatingheadachesthatmadeitdifficulttowalkany distance.Shewasturneddown.Whenshelatersufferedastroke,shewasapprovedto receiveODSPbenefits. 17 Cynthia,whoisonODSP,describedhercaseworkeras“punitive.” Frank,whoreceivedbothODSPandCanadaPensionPlandisabilitybenefits,saidhis workergetsfrustratedfromoverworkandstress.“Icantell—hertonehaschanged.”There simplyarenotenoughpeopletositandlisten,hesaid.Hiscaseworkerusedtohavea coupleofotherswhocouldhelpher“butshe’smywholeteamnow.It’sjustlackofstaff. Latelymyworkersoundsfrantic.” Scott,whoisonODSP,tookabroadperspective.“Irespectmycaseworkers.Igivethem mygarbage,”thestoriesofhispainandchallenges,andhewondershowtheycopewith hearingsad,difficultstoriesallday,everyworkingday. Erica,whoreceivedOntarioWorks,said,“TheOWofficehasthefeelofaprison,”in contrasttotheopenandbrightemploymentofficeshe’dalsovisited.Thedeskatwhichthe OWcaseworkersatwaselevatedand“IfeellikeacriminalwhenIwalkintotheOWoffice …andbythetreatmentofthecaseworker.” “Twoorthreeyearsago,IfoughttohaveaworkerhelpmewithwhyIwasn’tableto sustainemployment,togetattheunderlyingissues,”Diane,whoreceivesOW,said.“She foundIwasstrugglingwithmentalhealthproblemsandhelpedmegethelpinthe community.Whyisshetheonlyonewhotookthetime?If[acaseworkercan]ask appropriatequestions,youcanidentifytheissuesandreferpeopletotheresourcesofthe community.Iknowtheyareoverworked,butyouwon’tfindthesolutionsifyoudon’tdig in.” GregdealtwithadifferentsystemasaCrownwardintheChildren’sAidsystem. Becausehewouldsoonturn21,hewasabouttoleavethesystem.At21,hewould“ageout” ofthechildwelfaresystemandlosehisresidence.However,therearesupportsforliving expensesifapersonisinpost-secondaryeducationandalsomedicalbenefits.Hepraised hiscaseworkerforhelpinghimcreateaplanforhisfutureandtotakeadvantageof benefitsthatarethere.Buthesaidmostcaseworkersdon’tdothatfortheirclients.The result,hesaid,isthatalotofkidsgostraightfromChildren’sAidtoOntarioWorks. Socialexclusionhashugecosts.GlobeandMailhealthreporterAndrePicardhaswritten that“Ifyou’repoor,you’resixtimesmorelikelytobesociallyisolatedthanyourpeers.” Andbeingsociallyisolatedhasrealandserioushealthconsequences.AsPicardexplained intheUnitedChurchObserver: “Studyafterstudydeliversimilarlygrimprognoses:lonelinessisasharmfultohealthas smoking15cigarettesaday;havingnofriendsmayincreasetheriskofprematuredeathby about30percent;socialisolationcanbetwiceasdeadlyasobesity;it’sasbigakilleras diabetesandithikestheriskofdementiaby64percent.Lonelinessisaquantifiablehealth hazard.” Picardexplained,“Biologically,what’shappeningisthatthefearlonelypeople experiencestimulatesstresshormones(areactionsometimesknownasthefight-or-flight 18 response),whichinturntriggersinflammation,amajorriskfactorforheartdisease.When thatstressisconstant,italsogreatlyincreasestheriskofdepressionandsuicide.Being isolatedoftentranslatesintobeinginactive,andthat’swhatincreasestheriskofobesity anddiabetes.Lonelinessisbadforyourheartandbadforyoursoul…” Danielledescribedastudyshe’drecentlyreadaboutthatrelatedisolationtoaddiction. Labratswereputinanenvironmentwheretheyhadaccesstowaterlacedwithheroinor cocaineandalsoplainwater.Ratsthatwerealonereturnedagainandagaintothedrugs andbecameheavyusers.Ratsthathadotherratswiththemusedthedrugsmuchlessand noneofthemdied. “Weneedtoacknowledgepoverty andtheimpactonIndigenouspeople. Weneedtoact.” Ward1CouncillorAidanJohnson Otherformsofexclusion:Ethnicidentity,skincolour,genderandsexual orientation Asnotedearlier,povertyaffectssomegroupsmorethanothers.Youaremorelikelyto bepoorifyouareanIndigenousperson,apersonofcolour,arecentimmigrant,awoman,a singleparent,alesbian,gay,bisexual,trans,queer,twospiritedperson,orsomeonewitha physicalormentalillnessoraddiction.Manyinthosegroupsfacebarriersincluding discriminationthatincreasethelikelihoodthattheywillbepoorandmakeithardertoget outofpoverty. Oftenthereareintersectingbarriersforthosewhofitintomorethanoneofthose categories—womenofcolourwithdisabilities,forinstance.Manyofour29participants facedmorethanonechallenge. “StigmaiscompoundedbecauseI’mBlackandayouth,”Leesaid.Shehasfeltitfrom landlordsandfrompolice.Ifsheiswalkingdownthestreetandispassedbyapolicecar,it slowsdown.Sherecalledbeingstoppedandquestionedbypolicelookingtoseeifshestole something—whileshewatchedthelikelythief,awhiteman,sneakaway. ShesaidshewastaughtasachildthatthereareonlysevenwordsaBlackpersonshould saytoauthorities:Yessir,nosir,thankyousir. “Youronlyprotectionisifyouhaveawhitepersonwithyou.Ifyouhaveawhiteperson, they’llaskthesamequestionofthewhitepersonandtheBlackpersonbuttheytreatmeas ifI’mstupid.” 19 “Mywordsdon’tmeananythingtoacop…Iseemycousins,mysister,mybrother,thisis somethingyouhavetodealwitheveryday…Iwouldn’tcallpoliceifIwasmugged.” Somestatisticsarerevealing.Forfiveyearsinarow,Hamilton’sBlackcommunityhas beenthemostcommontargetofhatecrimesandhate-motivatedincidents.Hamiltonpolice statisticsonstreetchecksorcardingshowthatvisibleminoritypeoplewere disproportionatelystopped.AndBlackandIndigenouspeopleareover-representedatthe Hamilton-WentworthDetentionCentreonBartonStreet,comparedtotheirnumbersinthe totalpopulation. The2006Censusshowedthat25percentof“racializedpeople”inHamilton-BurlingtonGrimsbywerelivinginpoverty,comparedto10percentofnon-racializedcityresidents. “Racialized”personsreferstopeoplewhoself-describedasavisibleminorityforthe2006 CensusbutdoesnotincludeIndigenouspeople. ThepovertyrateforIndigenouspeoplewas29percentin2011(basedonthelow incomemeasure),wellabovetherateforthegeneralpopulationinHamilton.Indigenous residentsfacehigherlevelsofhomelessnessandprecarioushousingthanthegeneral population. Cynthia,whoisIndigenous,said,“Ifacealotofdiscrimination—atthehospital,atsocial serviceagencies.”Shesaidhealthcareisalwaysdiscriminatoryandshepointedtothe reportOurHealthCounts,whichshesaidshowsthatIndigenouschildrenarethreetimes lesslikelytogettreatment. HalfoftheHamiltonIndigenouspersonssurveyedforOurHealthCountsreportedunfair treatmentbecausetheywereIndigenous.Almost35percentreportedbeingthevictimofa raciallymotivatedverbalattackand15percenthadbeenvictimsofaraciallymotivated physicalattack. TwooftheIndigenousspeakersmentionedtheintergenerationaltraumathat governmentpolicieshaveinflictedonIndigenousfamilies.MembersofCynthia’sfamily weresurvivorsoftheresidentialschoolsystemthattookIndigenouschildrenfromtheir familiesandtriedtoforcethemtoassimilateintothedominantculture.Irene’smotherwas partofthe“SixtiesScoop,”themassremovalofIndigenouschildrenfromtheirfamiliesinto thechildwelfaresystemthatsawalargemajorityofthechildrenplacedinnon-Indigenous homes.IreneandhersiblingswereseizedbytheCatholicChildren’sAidSocietywhenIrene wasnine. BoththeresidentialschoolsandtheSixtiesScoopunderminedallaspectsofIndigenous peoples’wellbeing,disruptedfamilylife,diminishedparentingskillsandcreatedacrisisof identityandlowself-esteem.Andthesetraumaticimpactshavebeentransmittedto subsequentgenerations.Theschools,saidonereport,“leftanhistoricalandemotional legacyofshame,loss,andself-hatredthatistherootcauseofaddictionandmanyofthe associatedsocialproblemsfacingAboriginalcommunitiestoday,”andsodidtheSixties Scoop. 20 “Weneedtostopthecycle,”Cynthiasaid. Manyofthefemalespeakersexperiencedviolence,whichsometimescontributedto theirlivinginpoverty. Cynthia,asmentionedearlier,wasabusedbyherfirsthusbandwhenshewaspregnant, causingseveredisabilityforherson.DianecametoHamiltonin2005,fleeingastalkerin anothercity,andlivedforatimeinMarthaHouse,ashelterforwomenfleeingdomestic violence.Irenehasexperiencedsexualabuse. Brendawasphysicallyabusedbyherformerhusbandwhothenfoughtherinthecourts forfiveyearsforjointcustodyoftheirchildrenandforchildsupport,sincehewasn’t working.Shehadtopayhalfherwagestohim.“IfeltIwasbeingvictimizedagain,bythe system.”Shedidn’tqualifyforlegalaidbecauseshewasn’tonsocialassistance. “ThereshouldbeLegalAidfor everyonewhoisinpoverty.” UzmaQureshi,Co-ordinatorofMarketing andCommunications,YWCAHamilton Erica,whoreceivesOntarioWorks,wassufficientlyafraidofanabusiveformer partner—“Ifearedbeingmurdered,”shesaid—thatsheacceptednotreceivingchild supportpaymentsthatshebadlyneededinreturnforherformerpartnernothavingaccess totheirchild. Brittany,whofacesarangeofmentalhealthchallenges,“wasbroughtupinanabusive home,soIdidn’tfeelIhadsomeonetakingcareofme.”Today,sheisinher30sbutstill feelsthat“I’mbeinglostinthecracks.” Adele,whohashadgoodjobsbutalsoperiodsofhomelessness,hasfacedsexualabuse asawomanandasalesbianthatcompoundedothertroublesincludingmentalillness.Her sexualorientationhassometimesbeenabarriertoemployment,shesaid.Shehashadto dressinwaysthatshewouldn’thavechosen,inordertofitin. YvetteisarefugeewhofledherAfricancountryafterbeingbeatenbyherparentsand beatenandrapedbythemanherparentsforcedhertomarry.Thereason?Sheisalesbian, whichwasneithertoleratednorlegalinhercountry.Shewasjailedandmightwellhave beenkilled.Shewasfortunatethatherloverwasabletouseherconnectionstohelpherto escapetoCanada.Evenhereshehasfaceddiscrimination.ShesharedaroominHamilton withanotherAfricanwomanwhokickedheroutwhenshelearnedshewasalesbian.She spenttwomonthslivingoutsidebeforesomeonetookhertoashelter. 21 “Thereisanexpectationofdiscrimination forpeople,evenchildren, whoare[racialized], whoareMuslim, whoaredifferent.” ImamHosamHelal,Imam, MuslimAssociationofHamilton Childrenandyouth Hamiltonsaysitwantstobethebestplacetoraiseachild,butpovertyisasevere challengeformanyofourchildren.TwentytwopercentofHamiltonchildrenlivein poverty,thefourthworstrateamongCanada’smajorcities.Growinguppooraffects physical,intellectualandemotionaldevelopment,withtheimpactvaryingwiththelength oftimeachildispoorandthedepthofpovertyexperienced. Andit’shardonparentswhohaven’ttheresourcestodoalltheywantfortheirchildren. “Idon’tdenyhim,thenIgo,crap,Ican’tpayhydro,”saysAnne,referringtoherson.“I boughthimthingsatthecostofsomethingelse.Ialsotradethings.Maybeheseesthrough thefaçadealittlebutIdon’tthinkhecanseetheclearstruggleIgothrough.Idon’twant himdowntroddenandwithouthope.Mysonismylife.” “AlotofpeoplelosetheirrentmoneytohaveaChristmas,”saidCynthia.“Ididthatwhen Iwasyoung.”She’ddipintotherentmoneytobuyafewChristmaspresentsforher children,thenwarnherchildrenthattheymighthavetomoveinJanuary.Shewouldlove tohaveaspecialChristmasallowanceforpoorparents. Cynthiasaidthecityrecentlyreducedassistanceforpoorfamiliespayingrecreation fees.Thecitywillnowprovideupto$150ayearoffeeassistanceperchild,whichshesaid providedforonlythreetofivemonthsofprograms. Thestigmaofbeingpooraffectschildrenaswellasadults. “Myconcernischildhungerandchildbullying,”saidEricaofhersix-year-oldson.“My sonhashomemadehaircutsandhand-me-downclothing.Hewasbeingbulliedbyhis teachers—“Iwouldn’thavebelievedit”butithappenedattwodifferentschools.Shesaid sheandhersonhaveneverfeltasiftheywerepartoftheirneighbourhood—“Heisn’t invitedtoanybirthdayparties.” OntarioWorksandOntarioDisabilitySupportProgramprovideadditionalmoneyto parents,basedonthenumberofchildrentheyhave,asindicatedinthetablebelow.Aswell, OntarioprovidestheOntarioChildBenefitwhichpaysamaximumof$113amonthper childforthosewithlowormiddleincomes. 22 OWandODSPpaymentsforsingleadultsandparentswithchildrenunder18. Singleperson Singleparent-1 child Singleparent-2 children Couple Couple1child Couple2children Ontario Ont. Total Works Child Benefit $706 $706 $966 $113 $1,079 ODSP $1,019 $1,095 $1,148 $1,205 $1,545 $226 $1,245 $1,608 $113 $226 $1,095 $1,261 $1,431 $1,688 $1,751 $1,821 Ontario Child Benefit $113 $226 Total $1,688 $1,864 $2,047 $113 $226 $1,128 $1,658 $1,834 Theamountspaidperchild,includingtheOntarioChildBenefit,arenotconsistent: • AsingleparentonOWreceives$373foronechildandanadditional$166fora secondchild. • AcoupleonOWreceivesjust$166foronechildandanadditional$170fora secondchild. • AsingleparentonODSPreceives$530foronechildandanadditional$176fora secondchild. • AcoupleonODSPreceives$176foronechildandanadditional$183fora secondchild. Apersonearningminimumwageormorewouldbeeligibleonlyforthe$113perchild permonthOntarioChildBenefit.Thebenefitisreducedasincomerises. Inadditiontothepaymentsnotedinthetableabove,parentsareeligibletoreceive additionalmoneythroughafederal-provincial-territorial-FirstNationsnationalchild benefitthatdatesbackto1998.TheprogramwasreorganizedasofJuly2016asthe CanadaChildBenefitthatreplacedtheCanadaChildTaxBenefit,theNationalChildBenefit SupplementandtheUniversalChildCareBenefit. Thenewtax-freebenefitforalowincomefamilywithachildunder6is$533amonth; forachild6-17,thebenefitis$450.TheCanadaChildBenefitismaderegardlessofthe sourceofaparents’income,sothoseonsocialassistancedonotloseitiftheybeginto work.Thenewbenefitpays$57to$74moreperchildpermonththantheold. ButliketheGSTcreditandTrilliumtaxcreditsmentionedearlier,thebenefitispaidonly ifapersonfilesanincometaxformeachyear.TheHamiltonRoundtableforPoverty ReductionestimatesseveralthousandHamiltonfamiliesdonotfileandthusdonotreceive thispayment. 23 OWandODSPpayments,includingOntarioChildBenefit,andaddingthe CanadaChildBenefit,forsingleadultsandparentswithchildrenunder6. Singleperson Singleparent-1 child Singleparent-2 children Couple Couple1child Couple2children Ontario Works and Ontario Child Benefit $706 $1,079 Canada Child Benefit $533 $1,245 $1,095 $1,261 $1,431 Total $706 $1,612 ODSPand Ontario Child Benefit Canada Total Child Benefit $1,545 $1,066 $2,311 $1,608 $533 $1,066 $1,095 $1,794 $2,497 $1,688 $1,751 $1,821 $533 $1,128 $2,078 $1,066 $2,674 $533 $1,066 $1,688 $2,284 $2,887 TheOntarioandnationalchildbenefitshavebeenhailedbyourgovernmentsas importantstepstoreducingchildpovertyandtheyhavemovedmanypoorfamiliesthat werejustbelowthepovertylinetobeingjustaboveit.Butalthough10ofourspeakers havechildren,nonementionedtheOntariochildbenefitortheoldnationalbenefitsthat existedatthetimeofthesocialaudit. Itisimportanttonotethatevenwiththehighestincomefiguresshowninthechart above,parentsonsocialassistancewhohaveoneortwochildrenremainatleast$9,000 belowthelowincomemeasure,updatedforinflation,forhouseholdsoftwo,three,orfour people. Ofcourse,allcostsrisewhentherearechildren.Consideronlytheneedforalarger housingwithchildren.Whereasaveragerentforabachelorapartmentwas$656in HamiltoninOctober2016,theaverageforaone-bedroomwas$154higherat$810and $306higherforatwo-bedroom.(ThesefiguresdonotincludeAncaster,Dundas, Flamborough,GlanbrookorStoneyCreek.)Thosehigheramountsalonewouldeatupmuch oralloftheamountthatOntarioWorks,OntarioDisabilitySupportProgramandthe OntarioChildBenefitpaytoparents,andthereareofcourseadditionalfood,clothingand alltheotherexpensesforchildren. Thefinancialsituationofthefamiliesofsomeofourspeakerswouldbeimprovedifchild supportthatwasduewasactuallypaid. Helen,atstay-at-homewithfivechildren,saidsheisentitledto$1,000everytwoweeks inchildsupportforherfivechildrenbuttheirfatherarbitrarilyreducedthatto$600.“He 24 payswhathewantsto,eventhoughthere’salegalagreement,”Helensaid.“Hewasalways financiallyresponsible,soIneverthoughthewoulddothat.” OntariohastheFamilyResponsibilityOfficethat,accordingtoitswebsite,“collects, distributesandenforcescourt-orderedchildandspousalsupportpayments.”ButHelenhas foundtheofficehardtodealwith. “IgothroughthesystembuttheFamilyResponsibilityOfficeisnothelpful,”shesaid. “TryingtogetinformationfromFROisliketalkingtothewall...“IcallFROeveryweek… nobodytellsyounothing.Idon’thaveacasemanageryet.”Herexowesher$20,000and sheisconfidentshewillgetitsomeday,“butyoucan’tputyourstomachonhold.” Therearelimitedresourcesforyouthinthecity.NotreDameHouseistheonlyhomeless shelteraimedspecificallyatyouths16-21butitsfuturewasputindoubtwhenthecityof Hamiltondecidedinlate2015tocut$230,000inannualfundingithadprovidedforthe program. BrennanHouseprovidesahomeforyouths16-20withmentalhealthchallenges. Angela’sPlaceandGraceHavenprovidehomesformothersunder21andtheirchildren. Robert,20,dealswithAsperger’ssyndromeandborderlinepersonalitydisorder.When hecouldnolongerlivewithhismother,hisfamilyarrangedforhimtogofirsttoNotre DameHouseandthenBrennanHouse.Hehaslearnedtothinkaboutsituationsmore rationally,haslearnedsomelifeskillsandisinanangersupportgroup.Hehopedthis wouldallowhimtomovebackwithhismomandtrytogetajob. RobertfeltthereshouldbemorefundingforNotreDameHousebecauseitwastheonly youthshelterinthecity.Donationsfromprivatecitizenshavemadeupforsomeofthe $230,000lostwhenthecitycutitsfundingbutGoodShepherd,whichoperatesNotreDame House,isstilllookingforapermanentfundingsourcetokeeptheshelteropen. “Researchshowsthatathirdofhomelessadultswerehomelessasteens,”Good Shepherd’snewsletternotes.“Weneedtointerruptthiscycleofpovertyandhomelessness andempowerHamilton’syouthtobecomeindependentmembersofsociety.” “Theconnectionsbetweenpoverty andmentalhealthareclear.” WinnieDoyle,Vice-president,ClinicalPrograms andChiefNursingExecutive, St.Joseph’sHealthcare 25 Mentalhealth There’sacomplexinterrelationshipbetweenpovertyandmentalhealth.Clearly,mental healthproblemsmadeitdifficultformanyofthespeakerstoholdajob,temporarilyor longer,leavingtheminpoverty.Butstrugglingtosurviveinpovertyalsotakesatollon mentalhealth. Tom,whoisactiveintheMoodMendersmooddisordersprogram,putitthisway:“If youareinpoverty,you’llhavementalhealthchallengesandifyou’vementalhealthissues theoddsareyou’llendupinpoverty.” Ericasaidshehadneverbeendepresseduntilshefoundherselfstrugglingtocopewith livingonOntarioWorkswithheryoungson.“Povertycausesmentalhealthproblems,”she said.Shealsobelievesshehasdevelopedrheumatoidarthritisbecauseofstressoflivingin poverty. Dianesaidshesufferedfromdepressionandanxietybecauseshehasn’tbeenabletofind worksincelosingthelastjobshehadwhenhercompanywassold.“Ifeellikeahamster spinningwheels.Andthatbringsdownyourmentalhealth.Ifotherthingsdon’talign,your mentalhealthgoesdown.It’saviciouscircle.” Irenesaidshesaidhastriedtokillherselfbecause“Iwasnevergoingtogetanywhere.” Forothers,mentalillnesscontributedtotheirendingupinpoverty.Scottcamefroma wealthyfamilybutwasabusedasachildandcopedbytakingdrugs.He’dgetthingsunder controlandbefinanciallyfine,thenreturntodrugsandloseitall,thenrepeatthecycle.He eventuallylearnedhehadpost-traumaticstressdisorder.Thediagnosiswasagreatrelief: “Maybethiswasn’tmyfault,”hesaidofhisproblems.Hecouldstopblaminghimself. “ThereisareasonIwasdoingwhatIwasdoing.” Wadespentadecadeonthestreetsbeforeseekinghelpwithhisaddictions.Hehadlost everythinghehad.Hewasdiagnosedwithschizophreniaandspenttimeinmentalhealth institutions. Martinalsolosteverything.Hewasmarried,hadacarpetcompany,twohouses,two cars.Butthemarriagefellapart,hehadtoliquidateeverythingandmovedinwithhis grandparents.Hisworkruinedhiskneesandhisback.Hestruggleswithalcoholanddrug useandhisabilitytodealwithbothishamperedbyfetalalcoholsyndrome.Hecyclesup anddown,hasspenttimeinjail,hashadanumberofshort-termrelationships,can’t managemoneyorhistimewell.Drugsandalcoholare“theonlywayIknewhowtodeal withstress.Youdon’tcareforawhile—andthenyouwakeup.” Pattyworksinthesextradeandrananescortbusinessforawhile.Butshestruggles withborderlinepersonalitydisorderandhasspenttimeinjail.“I’llbegoodforawhileand theneverythingfallsapart,”shesaid. 26 Frank,whohasstruggledwithmentalhealthproblemssincehis20s,notedthatthereis alotofshameinvolvedwithmentalillness,so“youdon’twanttoaskpeopleforhelp.”Asa result,hedelayedgettinghelp.Scott,too,talkedofthestigmaaroundgettinghelpfora mentalhealthproblem. Andwhenyouarereadytoseekhelp,someofthespeakersfoundgettingthehelpthey neededwasn’teasy. Gettinganappointmentwithapsychologistishardandwithpsychiatrists“almost impossible,”Franksaid.Scottsaidittookhimtwoyearstogetanappointmentwitha psychiatrist.Andwhenhedid,thepsychiatristsaidhiscasewassevereandaskedwhydid hehaddelayedgettingtreatmentforsolong! Wadesaidhegotnowhereinthementalhealthsystem30yearsago.“Ineverfeltany compassionorconnection,Ineverfeltwanted.Ifeltlikeanumber.”“WhenIcrashed,they treatedmelikeabuffoon—Iwascryingmyeyesoutandthesocialworkerlaughedinmy face,apsychiatristcriticizedmyemotionalmaturity.IsworeIwouldnevertreatanyone thewayIwastreated.…Ifeltjudged.” Nigel,whohasbeendiagnosedwithschizophrenia,facedasixmonthwaittoseea psychiatristwhenhewasateenandhisfamilyhadtroublepayingforhim,sohewas treatedbyastudentpsychologistwhowasn’tmuchhelp. Hesaidfamilydoctorsdon’ttendtoaskaboutmentalhealth,“sowediscoverthereisa mentalillnesswhenwehaveacrisis.Wehavenowaytocatchmentalillnesswiththishitand-misssystem.Theproblemwithmentalillnessisthatyouthinkyouarenormal.We needmentalhealthcheckups.” Dentalhealth Tombeganhispresentationbyapologizingforthefactthathemightbelisping.Hesaida problemwithlivinginpovertyonOntarioWorksisthecomplexityofgettingdentalcare and“ratherthangoinginandgettingteethremovedsoIcangetdentures,itturnsintoa six-stageprocess.” Othersalsotalkedofdentalchallenges.Anne,asinglemomwhowasonOWandnow worksasmuchasshecan,saidshehadn’thaddentalcaresinceshelivedwithherparents. Shedidn’tqualifyforcoverageand“atriptothedentistissoexpensive.” Irenegrewupinpovertysufficientlydeepthatherfamilycouldnotaffordtoothbrushes ortoothpaste.Today,at27,halfherteethareuseless.Herdentisthassaiditwouldcost $10,000to$15,000totrytosaveherteeth,althoughitwasn’tclearitthatwaseven possible.Sheneededninecrowns. 27 ForErica,cavitieswereanewthingsinceshe’dhadtogoonOntarioWorks.Shefound therewasachangeinherdentist’sconductwithheraftershewasonOW—hesmiledless andgotangrywithher—andsheonlyunderstoodwhywhenshelearnedhereceivedonlya fractionofhisusualfeesforhercare. Therearedentalbenefitsforfamilymembersunder17ofbothOntarioWorksandODSP recipients.ThereisbasicdentalcareforadultsunderODSPbutnomandatorydental benefitsforadultOntarioWorksrecipients.Benefitscanbeprovidedatthediscretionof localmunicipalitiesandHamiltondoesprovidediscretionarybenefits.Togetcare,patients mustpresentthedentistwiththeirOWorODSPdentalcardfirst.Thedentistmustbea participantintheMinistryofCommunityandSocialServicesDentalPlan.WithOntario WorksinHamilton,beforeanytreatment,thedentistmustsubmittoPublicHealthan entiretreatmentplan,whichcanbecarriedoutonlywhenPublicHealthhasstampedthe plan“approved.”Anexceptionismadeforemergencies,definedaspain,bleeding,swelling ortrauma.Therearefixedfeesforproceduresandextrabillingbythedentistisnot permitted.Whatisandisnotcoveredisquitespecific. “Thelackofcoordination, theamountoftimeyouspend justnavigatingandadvocating… itisafull-timejobbeingpoor.” FatherConO’Mahoney,VicarforEducation, RomanCatholicDioceseofHamilton Complexsystemsandlackofco-ordination Brittany’sstoryaboutherstruggletofindhousing,toldabove,illustratessomething notedbymanyofthespeakers—itisdifficulttounderstandandtonavigatethesystems andinstitutionsthatmightbeabletohelpthem. Therearemanyagenciesandprogramsthatmightbehelpfulbutthereisnooneto guideapersonorfamilytothem.Caseworkershavelimitedtimeandmandates.Different agencieshavedifferenteligibilityandotherrules,arescatteredacrossthecityandopenat differenttimes. Oftenitisbyaccidentthatsomeonelearnsofaprogramorcharitythatcouldhelpthem withaspecificneed. Justscramblingtogetbymeans“it’safulltimejobbeingonOW,”Annesaid. Frank,whowoundupinhospitalafteramentalhealthcrisis,saidhedidn’tknowabouta wholeseriesofservices—GoodShepherd,IndwellandtheHousingHelpCentre—that 28 couldhavehelpedhimwhenhewasdischargedfromhospital.Hefeelsfortunatetobe livinginanIndwellunit. Leesaidshedidn’tknowaboutSt.CharlesAdultandContinuingEducationandwould havefinishedherhighschooleducationmuchfasterifshehad. Manyrulesaresimplyfrustrating.AnneknewafriendwhowenttoSt.Joseph’sHospital forsuicidalthoughtsand,becausehenolongerhadanaddress,hisbenefitschequewere goingtobeeitherreducedorcutoffentirely.“Nowonderpeoplehaveproblemswith mentalhealth,”shesaid. Eligibilityfordentalcoverageiscomplex,asarerulesaroundassistanceforeducation. Asnotedearlier,caseworkerscanbeveryhelpfulbutnotallarewillingorhavethetime toreallyworkwithclients.Justgettingtoservicescanbecostlyandtimeconsuming. Differentgovernmentministriesdonotalwaysco-ordinatetheirprogramseventhough thereislotsofoverlapbetween,say,healthandsocialwelfareissues.Separateprograms oftenexistforIndigenouspeoplesandtherearealsoseparateprogramsforimmigrants. Lackofawarenessbyserviceprovidersabouttheimpactofmentalhealthproblemscan bearealbarriertogettingneededhelp.Peoplecanbejudgedasbeingdifficultbecauseof behaviourstheycannotcontrol. Dianesaidthereneededtobemorefundingforthesocialassistancesystem,sothatstaff havemoretimetohelptheirclients. Brittanysaidthereneededtobebetterco-ordinationamongdifferentprogramsand bettermanagementofinformation.Shesaidshehadtofilloutonedetailed,comprehensive formthreetimes.Onceshouldhavebeenenough.Thequestionsaskedwereintrusiveand itwastraumatizing,to,forinstance,havetorepeatstoriesofpastabuse. “Theincoherenceofthesystem”isfrustrating,Brendasaid.Thereshouldbesome agencyordirectorytooverseeallofthethingspoorpeopleface. Cynthiaechoedthatview.“Thereisnooneagencymanagingallofyourstuff.”For herselfandherdisabledchildren,shedealswithOntarioDisabilitySupportProgramand thespecializedAssistanceforChildrenwithSevereDisabilitiesprogramplusother governmentprograms,plusIndigenousprograms,pluscharitiesforspecialneeds equipment. Cynthiaisfortunatethatshehasafullpost-secondaryeducationthathelpedherfindthe resourcessheneeded.Andherhusbandhasacollegeeducation.Andstill,herfamily struggles. “Iftwopeoplewithuniversityandcollegeeducationcan’tdoit,howdootherscope?” Cynthiawondered.“Mysisterhasalearningdisability.Howcanshecope?” 29 “Weneedtoacknowledgethatsystems thataresupposedtohelpvulnerablepeople oftenfailthem.” CarolynGosse,PresidentofSt.Joseph’s HomeCareandVice-President, IntegratedCare,for St.Joseph’sHealthcare Transitioningfromsocialassistancetoemployment Gettingoutofpovertyishard.Justsurvivingdaytodaycantakeallyourtimeand energy.Poorhousingandaninadequatedietcantakeatollonone’shealthandenergy level.Itcanbehardtofindthemoneyforaphone,forappropriateclothingandfor transportationtogettointerviewsorwork. IfapersonreceivesOntarioWorksorOntarioDisabilitySupportProgrampayments, thosepaymentsarereducediftheyearnincome.Thereisnoimpactforthefirst$200a monthofearnings.Earnmore,andthereisa50centreductioninOWorODSPpayments foreverydollarofnetincomeearned.ThoseonODSPdoreceivea$100Work-Related Benefitthatispaidforeverymontharecipientworks. Ifapersonlivesinsubsidizedhousing,theamountofsubsidywillbereducedasthey earnincome.Iftheyarereceivingrentgearedtoincomethatissetat30percentofyour income,thenthereductionis30centsforeverydollarearned.However,thereareoddities inthecalculationofsubsidizedrentforpeoplereceivingODSPthatcanmaketheimpact muchgreaterifthereisashiftfromafixedandsmallrentpaymenttorentgearedto income. ThesereductionsinOWorODSPbenefitsorinrentsubsidycanactasadisincentiveto work,especiallygiventhelikelihoodthattherewillbeadditionalcostsfortransportation andpossiblyclothingandfoodwhenapersonisworkingthattheywouldnototherwise face. AfurtherdisincentivemaybethelossofmedicalbenefitsthatareprovidedtoOWor ODSPrecipientsbutthatmightwellnotbeprovidedbyanewemployer.ExtendedHealth BenefitsorExtendedEmploymentHealthBenefitsmightbepaidafterapersonleaves OntarioWorks.TheExtendedHealthBenefitappliesaslongastheexcessofearnedincome overOWentitlementislessthanthehealth-relatedcosts.ExtendedEmploymentHealth BenefitcanbepaidforuptosixmonthsifapersonleavesOWforajob,iftheydon’tqualify fortheEHBandifthejobdoesn’tprovidehealthbenefits. Cynthia’shusbandwasabouttobeemployed,atagoodjob,butitwasn’tobvioushow mucheconomicbenefittherewouldbe.Thefamily,withtwodisableddependents,hadhigh 30 medicalcosts.“We’lllosethedisabilitybenefit,somedicationwillnotbecoveredandthat’s $25,000. “I’lllosethechildtaxbenefitaswell,”Cynthiasaid.“So…itdoesnotreallybenefitus muchtowork. “Thereshouldbeayearortwoofget-on-your-feetallowance,”shesuggested. Childcarecostsandarrangementscanalsodiscourageseekingwork,althoughchildcare costscanbedeductedindeterminingnetincomebeforedeductionsaremadetoOntario WorksorOntarioDisabilitySupportpayments.Buttherearealsochallengesjustfinding childcare.Oliviasaidmorechildcarespacesareneededsoparentscanwork. Severalspeakerssaidthereneededtobemoreemploymentresources.Cynthiasaid thereneededtobeassistancetohelppeoplebecomeself-employed.Shenotedthatyoucan comeinasanewCanadianandgetfundingforentrepreneurshiptrainingbutnotonsocial assistance. Thereareopportunitiesforwork-relatedtrainingbutsomeofourspeakersraninto problems. In2006,OntarioWorkspaidforDianetogetsevenmonthstraininginaprivatecollege andthefinancialadministrationdiplomasheearnedwasenoughtolandherajob.Buttwo yearslater,thecompanywassoldandshehasn’tbeenabletofindworksince2009.She saidOntarioWorkshadarulethatitwouldonlypayforcoursesthattookayearorlessand therewasalifetimemaximumof$10,000thatcouldbespent.Thatfirstcourseusedupall butafewhundreddollarsofherlifetimetotal,sothereisn’tenoughmoneyavailablefor hertoupgradeherbookkeepingskillstohelpherfindemployment.Andtheone-yeartime limitsenthertoaprivatecollegewhosediplomaisnotrecognizedbymanyemployers. “HadIbeentrainedproperly,I’dprobablybeeightto10yearsintoacareerandyou couldhavegottenmeoffyoursystem,”Dianesaid.Instead,sheisstillonOntarioWorks,as shehasbeenformostof11years. Irenealsogotadiplomafromaprivatecollege—shetookoutaloantogo—butfound employerswouldnotacceptit,requiringinsteadaccreditationfromacommunitycollege. TomsaidOntarioWorksandOntarioDisabilitySupportProgramshouldprovidemoney sopeoplecanaffordtheinternet.“Youcan’tapplyforajobwithouttheinternet,”hesaid. WadewasfortunatewhenhefirstgotworkwhilestillreceivingODSPpayments.Hewas abletostartpart-timeandincreasehishoursuntilhewasemployedfull-timeandno longerreceivedODSPcheques.“IthinkIwouldhavefailedifI’ddoneitallatonce.The transitionisveryimportant.” 31 Andithelpedagreatdealthathisemployerprovidedbenefits.“Itwould’vebeenalot harderwithoutbenefits,”hesaid.“Benefitsareveryimportantbecausemymedicationis veryexpensive.” Oneofthebiggestdisincentivesforworkisthechangednatureofworkitself.Areport fromTDEconomics,hardlyaradicalsource,summarizedthechallenge: “Shiftsinthestructureofthelabourmarketandinthecompositionofthelabourforce haveresultedinashrinkingportionoftheunemployedpopulationbeingeligibleforfederal EmploymentInsurancebenefits,leavingworkingadultswithfewerresourcestofallback onwhentheylosetheirjobs.Atthesametime,thepoorqualityandnon-standardnatureof manyofthejobsthatarebeingcreatedtoday—whichpaylowwagesandoffernohealthor pensionbenefits[andoftenofferonlycontractworkwithlimitedandunpredictable hours]—haveincreasedtheeconomicinsecurityofCanadianswhodowork,whilelackof affordablechildcarehasrestrictedothers’abilitytofindworkinthefirstplace— particularlytheheadsoflone-parenthouseholds,whoaccountforaneverlargershareof thepopulation.And,intoday’sknowledge-basedeconomy,beingoutoftheworkforcefor evenashorttimerequiresmoreupgradingofskillsandtrainingthanevertomakea successfulre-entry.” “It’saproblem.Peoplearenot beingaskedwhattheyneed buttoldwhattheyneed.” SuePrestedge,AcademicCo-ordinator forJournalism,MohawkCollege 4.Whathelps Itwasclearlyhardforsomeofthoseinterviewedtotelltheirstories.Severalwerein tears.Eachofthemwasaccompaniedbyavolunteer,whobothpreparedthemandtalked withthemaftertheyhadspoken.Onepersonspentahalfhourinanearbychapelwitha volunteer. Yetasurprisingnumberstillhadhope.Thissectionexploressomeofthethingsthatare workingorhaveworkedtomakethingsbetter. Goodprograms DaniellepraisedapilotprogramthatthecityrancalledBeginningTodaythatprovided OntarioWorksrecipientswhohadaddictionswiththekindof“intensive”case 32 managementmanyofthespeakerswishedtheycouldhave.Daniellefounditmuchmore compassionateandusefulthanregularOntarioWorksadministration. BeginningTodaywasapilotprogramthatinvolvedusing“asolution-focused, participantcentredapproachtoassessingandmeetingparticipantsneeds.Thismeans workingwithparticipantstobuildontheirstrengthsandskills.”Sixcasefacilitators provided“wraparoundsupportsforparticipantsusinganintensivecasemanagement approach.Thismethodensuresthatparticipantsreceivetherightservices,inproper sequenceandinatimelymanner.Thesespecializedstaffarehighlytrainedandskilledand havelowerthanaveragecaseloadstoenabletheprovisionofthistypeofcase management.” Theevaluationdoneforthecityin2013concludedthatthisintensivecasemanagement didsucceedinincreasingemploymentandinincreasingabstinenceoratleastlow-risk drinking. Robert,asnotedinthesectiononchildren,benefittedfromlifeskillstraining.“Youlearn lifeskillssoyoucanliveonyourown…It’sagreatprogramandpeopledefinitelyneedit.” Leesaidthereneedstobemorelifeskillstraininginregularschools. BrendaandAdelehavebeenhelpedbyStepsforHealth,aprogramofGoodShepherd thatoffersexercise,cooking,nutritionandweightandsmokingmanagementassistanceas partofaprogramtopreventchronicdiseaseandenhancequalityoflife. DanielleandAdeleusetheGoodFoodBox,aprogramthatprovidesaboxofhealthyfood eachmonth,10produceitemsfor$15orsevenfor$10.Theprogramusesvolunteersto packanddistributetheboxes,reducingcosts.Otherslikedthesit-downdinnersprepared andservedbyvolunteersatOutoftheColdlocations,sixdaysaweekfromNovember throughMarch.Severalpraisedfoodbanksthatgavepeopleachoiceofwhichfoodsthey took. TheCampaignforAdequateWelfareandDisabilityBenefitsisanorganizationofOntario WorksandOntarioDisabilitySupportProgrammemberswhosupporteachotherand advocateforissuesthataffectthem.Carol,amember,saidtheorganizationalsohascontact withpeopleworkinginsidethesystemwhocanquicklyfixsomeproblemssuchaspeople beingwronglyremovedfromOWorODSP. Flexibility Irene,now27,lookedbackfondlytothesupportshehadtogetherthroughhighschool. “Deltawasphenomenal,”shesaid.Theschoolaccommodatedpeoplewithmentalhealth problemsandabsencesfromschoolorthedesireforasmokebreak.Shewas21whenshe graduatedandherteachersbackedheruptoallowhertostayuntilshewasfinished.And 33 teachersalsogaveherfinancialhelp,handinghercashwhentheysuspectedsheneeded food. Acatalogueofresources AgoodinformationresourceaboutfinancialhelpandservicesistheBasicNeeds FinancialSupportCatalogueproducedbyHamilton’sBestStart,thecommunity collaborativenetworkthatsupportsHamiltonfamilies.Thecatalogue,whichisprintedand online,identifiesmanyresourcesavailableforlow-incomefamilies.Thereisalsoachartof servicesforyoungchildren.http://hamiltonbeststart.ca/community-initiatives/9055462424,ext.3010. Reallylistening Formanyofourspeakers,theirlivesimprovedwhensomeonetookthetimetoreally listentothem.Theyfelt,sometimesforthefirsttime,thattheymattered.Andbyreally listening,apersonwasabletobetterhelpthem. “IthelpswhenIhavesomeonetotalkto,”someonewhounderstandsthatyourfeelings matter,saidRobert.“Trustisthebiggestthingbetweensomeonewithmentalhealth challengesandsomeonetryingtohelpthem.” Diane,asnotedinthesectiononisolationandstigma,finallygothelpwithmentalhealth challengesthathadbeenholdingherback,aftershefoughttogetacaseworkertotakethe timehelpherfindoutwhyshewasn’tgettingahead. Emma,whohadastroke,hadtwoquitedifferentexperiences—andresults—withtwo peoplefromtheCommunityCareAccessCentrewhicharrangesforneededcare.One personmadeadecisionaboutwhatcaresheneededoverthephone.Anotheractuallymet withheranddeterminedthatsheneededhelpeverydayoftheweek,notjustthethree daysthatshehadbeengetting.ShealsopraisedthewomanatMary’sPlace,anemergency shelter,whohelpsfindpermanenthousingforthoseintheshelter.She“isawesome.She listens,shetriestodosomething.” Scottcopedwithchildhoodabusebyusingdrugsandhadyearsoftreatment,without success.Partoftheproblemwasthathewasneverhonestabouttheabusehe’dsuffered. ThenhegotacaseworkeratGoodShepherdwhojustsaidtohim,“HowcanIhelpyou? Tellmewhyyouhavesomuchpain.”Andthenshelistened.“Icriedforsixhoursoverthree sessions.Sheneversaidaword.”“Fromthefirstwords,youcantell”iftheycare.Atone point,Scottsaid,hewashospitalizedand“BrotherNickcalledthreetimesadaytoseehow Iwas.Whenpeoplecare,whywouldIwanttogoback[todrugs]?Isn’tthatlove?”Oneof thebrotherstoldhim“weloveyou.Myparentsneversaidthattome.Theyseesomething inmethatmaybeIdon’tseebutIwill.” 34 Support “Ifeelveryprivileged,”Brendasaid.“Ihaveasupportsystem.” Havingpeopleand/orinstitutionsintheirlivestohelpthem—helpingovercoming isolation,helpingthemfindresources—isreallyimportantandwascommontothe experienceofthemosthopefulspeakers. ForBrenda,itwasherinvolvementintheHamiltonRoundtableforPovertyReduction thatmeantthemosttoher.Theroundtablehasanalmost50-50splitbetweenpeoplewith andwithoutlivedexperienceofpovertyandtheworkfeelsmeaningful.Asnotedabove,she alsoparticipatesinStepsforHealth. “It’sparticipatinginthecommunitythathelpsme,”Brendasaid. “AsI’vehelpedmyself,I’vehelpedmychildren,”shesaid,spreadingwhatshe’sgained. Hersonwas30andahard-coredrugaddict.“Igotmysoncleanandsoberandnowhehas apartnerandIhavegrandkids.” IreneissupportedbyWrapAround,aprogramforlife-planningthatlinksindividualsor familieswithatrainedfacilitatorandasupportteamchosenbytheclienttohelpthem identifyandworktowardstheirdreams. IrenealsogoestotheHamiltonRegionalIndianCentre.“IpreferaccessingAboriginal services.Youcanhavefouryearsifthat’swhatittakesyoutotrust.” St.Joseph’smentalhealthserviceshelpedhergetadiagnosisandtheBridgetoRecovery programtherehelpedherchangeherthoughtpatterns. Volunteering Despite—orperhapsbecause—oftheirchallenges,manyofthespeakersvolunteerin somecapacity.Likehavingasupportsystem,volunteeringpreventssocialisolation,itcan befun,anditprovidesareasontogetoutofthehouse.Oftenvolunteerslearnnewskills andmakeimportantcontacts.Theymayhearofopportunitiesorofresourcestheydidn’t knowabout.Sometimestheygetfed.Notleastimportant,severalspeakersvaluedthe opportunitytogivesomethingbacktothecommunity. “Ihadtostartvolunteeringjusttogetout”andovercometheisolationhefeltlivingon OntarioWorks,Tomsaid.HebecameactiveinjoinedMoodMenderslocallyandeventually becamepresident.Dianevolunteersforthesamereason,togetout. Adeleisasupportpersonwithacircleofaccountabilitythatworkstoreintegratesex offendersintosociety,volunteersinherchurchandhasbeenactiveinanumberofother organizations. 35 Annehasvolunteeredasaspeakerinthecommunity,talkingabouttheexperienceof poverty.“You’realwayshopefulitwillgosomewhere,thatmaybesomeonewithinfluence hearsomething.”Throughvolunteering,shehasmetpeoplelikesocialplannerswhoare abletohelphersolvesomechallenges.Shetriestohelpotherswhosheseesarestruggling. ScottvolunteersatGoodShepherd,whoseprogramsandpeoplewerekeytohis recoveryfromaddictions.“IreallywanttolearnmoreaboutmentaldiseasessoIcanhelp.” Olivia,whohasstruggledfinanciallyformuchofherlife,triestohelppeoplewhoneed help.Butshesaysthereisapayofftovolunteering.“Volunteersoyouhaveacirclethat helpsyou.Usethetablearoundyou.Withoutthetrustofthatgroup,you’llstaystill.” Spiritualityandbeingpartofafaithcommunity Beingpartofafaithcommunityorhavingsomespiritualpracticewasasourceof strengthforanumberofthespeakers. “Forspiritualhealth,Iconnectwithnature,whereIwitnessGod,”saidDanielle.She paints,too,atwaterfalls.“Atawaterfall,Ifeellikeoneofthemostabundantpeopleinthe city.” “IalsoseeGodinthepeoplewhohelpedme.” “MyspiritualityisbeingintouchwithwhoIam,”saidKaren,anIndigenouswoman.“I knowwhomyCreatoris.Ihavemyownway,andIonlyanswertomyselfandintheend, I’llhavetoanswertowhoeveritisupthere.” AfterfeelingbothcaredforandlovedatGoodShepherdasherecoveredfromtrauma andaddictions,Scottsaid,“IamstartingtogotochurchandIbelieveinGod.It’sa wonderfullife.” “Iampartofachurchcommunityandthat’sbeenveryhelpful,”Wadesaid.“It’sbecause ofmywife’ssupport,12Stepsandmychurch”thathehasbeensoberfor18years,has foundajob,marriedandhasahome. Wadesaidheusedtobeamilitantatheist.Whenhewasaddicted,hisaddictionwas moreimportantthananything.“Godwasmywayout…GodandthepeopleGodgaveme.” Adele,whohasstruggledwithdepressionbutisdoingwellnow,saidwhatkeepsher goingis“faithinGod.”SheattendsNewVisionUnitedChurchwhereshesingsinthechoir andisamemberoftheaffirmingcommitteethatsupportsgay,lesbian,bisexual,trans, queerandtwo-spiritedpeople. “TheemptiesttimeshavebeenwhenI’mnotatchurch,whenIdon’tfeelGodinmylife.” “I’vealwaysbeengrateful.Idon’tcomplain.Itryandbethereforothers.Ialwayssay, whateverhappenstome,someonehashaditworseandIjustkeepongoing.” 36 “Adoctoroncetoldmethatthebestantidoteformentalhealthissuesisahome,a job,andafriend.Thepeoplewhosharedsohonestlyandopenlyaboutthe challengesoftheirlivesconvincedmethatitistrue.Theyalsohelpedme understandtheimportanceofspiritualityinlife–knowingthatyouareloved,and thatGodhasyourwell-beinginmind.Thosewhodidseemedbetterabletocope withthechallengestheyfaced.Theyhadhope–nomatterhowmeagre. Ialsobecameacutelyawareoftheimportanceofcommunitysupportwhen peoplefindthemselvesindistress.TheGoodShepherdministries…andtheirmany centresinHamiltonhelpwhenpeopleneedtoputfracturedlivesbacktogether againandthereisnowhereelsetoturn…Suchgroupsdeservetobesupported withsufficientgovernmentandcommunityfunding.” BishopDouglasCrosby,OMI RomanCatholicDioceseofHamilton 5.Whattheauditorsheard Aconsistentthemepresentedbytheparticipantswhorecountedtheirexperiencesand perspectivesattheHamiltonSocialAuditwasthatofbeingunheard.Manysaidthateven whentheytoldtheirtruthaboutthedeprivationtheyfacedandtheobstaclesthey encounteredtolivingwithasemblanceofcomfortanddignity,theyfeltignored, disbelievedorblamed. Itisforthisreasonthattheauditorsplaysuchasignificantroleintheauditprocess. Theirpresenceandcommitmenttolisteningdeeplytothelivedexperiencesofpeople affectedbypovertyofferedassurancetotheparticipantsthattheiruniquestruggleswere trulybeingheard.Further,theauditors’attentionsignaledthatthereisastrongcurrentof concernandagenuineinterestinunderstandingtherealhumancostsofpoverty. Theauditorsselectedforthe2016socialauditbroughtimpressivecredentialswith them.(Theyarenamedonpage3.)Theyareleadersinourcommunitywhoseopinionsand perspectivescarryweightandhavethepotentialtoinfluencethosearoundthem.Theaudit organizerssoughtoutauditorswhorepresentacrosssectionoftheinstitutionsthatarethe foundationofourcommunity—faithgroups,education,healthcare,mediaandlocal government.Theywerechosenbecausewhentheyspeak,peoplelisten. Povertywascertainlynotanewissuetothispanelofauditorsbutintheuniquedetails ofindividualstories,theyfoundamuchdeeperunderstandingofthefactorsthattrap peopleinuntenablecircumstances.Everystorysharedbythe29participantsreinforced thefactthatbeingpoorchipsawayataperson’ssenseofself-worth,theirdignityandtheir 37 hope.Asoneauditorobserved,povertyshouldbeviewedlessasaneconomicproblemthan asamoralcrisis. Keyissuesidentifiedbytheauditors • • • • • Thesocialassistancesystemisfundamentallyflawedanddoesnotreflecta commitmenttohumandignity.Inadequateassistanceratesconsignindividualsto livingindeeppovertyandlimitopportunitiestoforgeanimprovedqualityoflife. Therearesimplytoomanyobstaclestomovingoutofthesystem.Recipientsmust continuallyweightherelativebenefitsandcostsoftransitioningintopaid employmentwhenandifthisisanoptionforthem. Ourfailedresponsetopovertyreflectsadeeplyentrenchedculturalbeliefthat peoplechoosetobepoor.Therealityisthatbeingpoorishardwork.Creatinga deeperunderstandingoftheskillandresilienceittakestonavigatethecomplexand costlysystemsthatallowpoorpeopletoliveatasubsistencelevelinour communitiesmightbeastartingpointforshiftingthevictimblamingmentalitythat dominatesmainstreamthinkingaboutsocialwelfare.Weneedtocalculatethelost productivity,creativityandhumanpotentialthatistheresultofpoverty. Itisessentialtounderstandthefactorsthatputpeopleatgreaterriskforbecoming trappedinpoverty.Statisticsdemonstratingthedisproportionaterateofpoverty amongstwomen,Indigenouspeople,membersoftheLGBTQ2communities, racializedanddisabledpeople,andnewcomerswerebroughttolifeintheaccounts ofmanyauditwitnesses.Dismantlingculturalandsystemicdiscriminationis essentialtoreducingandultimatelyeradicatingpoverty. Thepervasivepresenceofviolenceinthestoriessharedwiththeauditorswas deeplydisturbing.Numerouswitnessesidentifiedclearlinksbetweenbeingpoor andhistoricalexperiencesofchildabuseandwomanabuse.Othersspoketoboth theirownandtheirchildren’sexperiencesofbeingbulliedandharassedinrelation totheireconomiccircumstances.Itisimperativethatwestrengthenoursocial safetynettoensurethatlivingalifefreeofviolenceandabusedoesnotcomeatthe costoflivinginpoverty.Furthermore,wemustensurethatpeoplelivinginpoverty haveaccesstothesameremediesandprotectionsasothercitizensforpersonal safetyandsecurity. Theauditorsidentifiedtheneedtodisruptthecycleofpoverty.Investmentinearly interventionandrobustsupportsforchildrenbornintopoverty,youthagingoutof thechildwelfaresystemandforpeopleimpactedbymentalillnesspresent opportunitiesforlastingchange. Theauditorsclearlyidentifiedthatoursocialsafetynetcannotbeeffectiveunlessitis basedonthepremisethatpovertyisunacceptable.Asocialassistancesystemthat maintainspeopleinpovertyisfundamentallyflawed.Ourpersistentfailuretoacknowledge andrespondtotheintersectingoppressionsexperiencedbypeopleinpovertyseverely 38 limitsourabilitytocreateeffectiveinterventions.Poorpeoplearenottheproblem.Abroad lackofcommitmenttoensuringthatvulnerablepeopleareaffordedtheopportunitytolive withdignityasfullyengagedcitizensistheproblem. Despitethedireconditionofoursocialsafetynet,theauditorsidentifiedsignsofhopein alltheyheard.Withoutexception,thepeoplewhosharedtheirstoriesdemonstrated tremendousresilienceandstrength.Eachspeakerwasabletopointtoresourcesand strategiesthatallowedthemtomanageincrediblydifficultcircumstances.Thesupportofa committedworker,familyorfriends,particularcommunityagenciesandfaithcommunities wereoftenidentifiedaskeytosurvival.Manyofthosewhospoketothepanelalso identifiedthatvolunteeringintheircommunity,participatinginadvocacyworkand assistingotherswhowerestrugglingasimportanttorestoringtheirsenseofself-worth andkeepingthehopeforabetterfuturealive. Thatsenseofsharedresponsibilityisapowerfuldriverforchange.Auditorsreflectedon theimportanceofbuildingmoreinclusivecommunities.Sincerelywelcomingpeople affectedbypovertyintoourneighbourhoodsandintoourliveswasviewedasanessential stepinbreakingdownisolationandstigma.Activelyseekingopportunitiestobeeffective alliesinthefighttoendpovertyisessential.Workinginsolidaritytoensurethatevery memberofourcommunitycanlivewithdignity,self-determinationandrespectisamoral imperative. “Wehavetoaskwhattherealcostofpovertyis.” WinnieDoyle,Vice-president,ClinicalPrograms andChiefNursingExecutive,St.Joseph’sHealthcare 6.ConclusionsandRecommendations Thepurposeofthe2016HamiltonSocialAuditwastolistendeeplytotheexperiencesof peoplewhoarelivinginpovertyinourcommunityandfromthattestimonytodraw conclusionsandrecommendationsthatcouldinformeffortstofulfilltheOntario government’sstatedcommitmenttoreducingandultimately,eradicatingpoverty. Theurgencyofthistaskwascertainlycleartoallparticipantsfromthebeginningofthe auditprocess.PovertycostsCanadiansbetween$72billionand$84billioneachyear.In Ontario,10percentofthepopulationlivesinpoverty.Locally,oneinfiveHamiltoniansis poorandthereareapproximately6,000namesonthewaitlistforaffordablehousing.Food insecurityisadailyspecterinthelivesofboththeworkingpoorandsocialassistance recipients,withnearly20,000peopleaccessingfoodbanksinthiscommunityeachmonth. Thereisclearevidencetodemonstratethelossofproductivityandthemassivecoststo healthcare,criminaljusticeandsocialservicesystemsassociatedwithmaintaining individualsandfamiliesinpoverty.Theoftenharrowingaccountsofthe29peoplewho participatedintheHamiltonSocialAuditbroughtintostarkrelieftheincredibleerosionof 39 dignityandhopethatresultsfromsubsistingonthemarginsofourcommunity.Againand again,thepanelofauditorsheardabouttheisolation,stigmaandsquanderedhuman potentialthatalltoooftendefinesthelivesofpoorpeople. Theuniquebarriersandvulnerabilitiesfacedbywomen,Indigenouspeople,youthand seniors,racializedindividualsandlesbian,gay,bisexual,trans,queerandtwospirited identifiedpeoplereinforcedtheneedforanintersectionalanalysisofpovertyandtheuse ofanequitylensindevelopingpolicyresponses.Itwasbothhumblingandalarmingtohear suchadiversityofpersonalstoriesthatillustratedhoweasyitistoslipintotheabyssof povertyandhowverydifficultorevenimpossibleitistofindawayout. Despiteyearsofconsultationandpolicyworkbysuccessiveprovincialgovernments,the landscapedoesnotseemtohavesignificantlychangedforthosedirectlyimpactedby poverty.Whiletherehavebeensomewins,thelivedexperiencesofpeopledependenton socialassistancebenefitsand/orthosestrugglingtosurvivethroughprecarious employmentremaingrim. Therecommendationsdrawnfromthe2017HamiltonSocialAuditcorrespondtothe particularexperiencesandperspectivesofthe29peoplewhopresentedoverthreedaysin April2016.TheyarenotintendedtoofferacomprehensiveresponsetopovertyinOntario, butrathertoaddressthecoreconcernsidentifiedbytheseparticipants. TheHamiltonSocialAuditpanelrecommendationsdonottouchontheOntario government’sproposedBasicIncomepilotproject,sincetheideahadjustbeenannounced andtherewerenodetailsavailablewhentheHamiltonauditwasconductedlastApril. However,thepanelfeelsthatthefactthattheminimumpaymentisproposedtobe$1,320 permonth,andtheminimumforpeoplewithdisabilitiesisproposedtobeatleast$1,820, underlinesthepanel’scontentionthatOntarioWorksandOntarioDisabilitySupport Programbenefitsarefartoolow. Thethemesthatemergedthroughthisauditandthesubsequentrecommendationsare quiteconsistentwiththosemadebythiscommunityinits2010SocialAuditandwiththose identifiedbyadvocatesacrossOntarioforyears.Thereisreallylittlenewtorecommend. Thecomplexculturalandsystemictransformationthatmustoccurtoreduceand ultimatelyendpovertyinthisprovincewillrequiresignificantinvestmentandan unwaveringcommitmenttoanurgentmoralimperative. “Faithorganizationsneedtopartner withcommunityorganizations tomakerealchange.” FatherConO’Mahoney,VicarforEducation, RomanCatholicDioceseofHamilton 40 Recommendations 1. SocialAssistanceReform Thereissubstantialevidencepointingtothesignificantsocialandeconomic benefitstobederivedfromcreatingasocialassistancebenefitstructurethat providesadequateincomeforindividualsandfamilies. ItisessentialthattheGovernmentofOntarioundertakemajorreformofOntario WorksandtheOntarioDisabilitySupportProgram.Today’ssocialassistancerates arenotevidence-basedanddonotreflecttherealcostoflivinginthisprovince.In fact,thereisa25percentgapbetweenincreasestosocialassistanceratesandthe risingcostoflivingsince1986. Lackofsafeshelter,inadequatenutritionandsocialisolationareafactoflifefor mostrecipients,asarethementalhealthissuesandchronicdiseasesthatare disproportionatelyidentifiedinpeoplewhoarepoor.Infact,forpeoplelivingin Hamilton,beingpoormeansfacingashorterlifeexpectancythanindividualsliving abovethepovertyline.PeoplelivinginthepoorestcensustractinHamiltonhavea lifeexpectancythatis21yearslessthanpeopleinthewealthiestcensustract. Itisthereforeimperativethatthissystemberadicallytransformedtooffer recipientstheopportunitytolivewithdignityandtothrive,toachieveeducational andvocationalsuccessandtoparticipateasfully-engagedcitizensintheir communities.Withoutradicaltransformation,Ontario’ssocialassistancesystem willcontinuetoperpetuatepovertyratherthanalleviateit. TheHamiltonSocialAuditpanelrecommendstheimplementationof evidence-basedsocialassistanceratesbasedontheactualcosttomaintainan adequateandequitablestandardoflivingforallrecipients.Itisrecommended thatthesesocialassistanceratesbeindexedtothecostofliving. Further,thepanelendorsesthecreationofaSocialAssistanceResearch CommissionasproposedinBill6,aprivatemember’sbillpresentedby HamiltonEast–StoneyCreekMPPPaulMiller.InSeptember2016,thisbill unanimouslypassedsecondreading.Shoulditbecomelaw,theCommissionwould beresponsiblefordefiningregionsinOntariobasedoneconomicgeographyto determinecostoflivingineachregionandrecommendsocialassistanceratesbased onthisdata.TheworkoftheSocialAssistanceResearchCommissionwouldbean essentialfirststepinbuildingarational,evidence-basedsocialassistancesystem. Further,thepanelencouragesthepublictojointheFixtheGapcampaign thatispushingforapprovalofBill6aswellasforabroaddialogueabout socialassistance.http://fixthegap.hamiltonpoverty.ca/ UntilthatCommissionexists,thepanelrecommendsthefollowing: 41 • • • • • • SingleadultrecipientsofOntarioWorksexperiencethedeepestpoverty.Whilethe OntarioGovernmenthasincreasedtheOntarioWorksrateforsinglesmorequickly thanothersocialassistancerates,ithasyettofullyundotheunprecedentedcuts madebytheMikeHarrisgovernmentin1995,whentherateforasingleperson wascut21.6percentto$520amonth.Adjustedonlyforinflation,withoutanyreal increase,thatamountwouldbe$777today,$70morethantheactualratein October2016.WerecommendanimmediateincreaseinOntarioWorksrates forsinglesof$100/monthtoprovidethefirstreal(thatis,inflationadjusted) increaseinthebasicOntarioWorkssincethe1995cuts. In2008theGovernmentofOntariosetatargetofreducingchildpovertyby25per cent.Whileitdidnotachievethatgoal,therateofchildpovertywasreducedby9.2 percentbetween2008and2011.Werecommendanimmediateincreasetothe OntarioChildBenefitandthatallfutureincreasesbeindexedtothe ConsumerPriceIndex. Dentalcareisacontributingfactortooverallhealthandwell-being.Poordental healthislinkedtoarangeofchronicdiseasesthatcanresultinsubstantialcoststo thehealthcaresystem.Furthermore,untreateddentalproblemscannegatively impactself-esteemandexacerbatethesocialisolationreportedbymanypeople livingonfixedincomes.Werecommendacceleratedimplementationof comprehensivepublicdentalcareforalllow-incomeadults.Wefurther recommendthataccesstodentalservicesbefacilitatedinamannerthatdoes notpromotefurtherstigmatizationofsocialassistancerecipients. Inadequatenutritionandseverelyrestrictedaccesstofreshfoodwasaconcern raisedbythemajorityofparticipantsintheSocialAuditprocess.Manyidentified inadequatedietasamajorcontributortolowenergyandpoorhealth.Foodbanks wereidentifiedasanecessaryresource—especiallyashighrentsforcerecipientsto choosebetweenpayingrentandbuyingfood.Participantsstatedthatusingfood banksistimeconsuming,degradingandoftenprovidesthemwithfoodthatisof poornutritionalvalue.Theimplementationofahealthyfoodsupplementforall socialassistancerecipientsshouldbeanimmediatepriorityforthe provincialgovernment. Manyparticipantsindicatedtheyfeltlittlehopethattheywouldeverbeableto achievefinancialindependence.Employmentsupportservicesforthoseinreceipt ofsocialassistancewerecitedasinadequateandgearedtowardlow-paying, precariouswork.Participantsinthesocialauditalsoidentifiedthelackof affordablechildcareandgapsinbenefitstosupportre-entryintotheworkforceas significantbarrierstoemployment.Theneedfordeeperinvestmentin employmentservices,affordablechildcareandextendedbenefitstosupport sustainabletransitionbackintothelabourforcewereidentifiedasessential. ParentsreceivetheCanadaChildBenefitonlyiftheyfileincometaxformseach year.ThesameistrueofthefederalGSTtaxcreditandOntario’sTrilliumtax benefits.Bothlevelsofgovernmentshouldencouragetaxfilingbylowincome 42 Canadians,andtheOntarioandmunicipalgovernmentsshouldrequiretheir socialassistancecaseworkerstopromotetaxfilingtoreceivethesebenefits. Communityeffortsshouldbeencouragedtobothpromoteandassistwithtax filing. 2. WagesandPrecariousEmployment Povertyisnottheexclusivedomainofthoselivingonfixedincomes.Currently,about 30,000peopleinHamiltonworkandliveinpoverty.Auditparticipantswhohadjobs citedlowwages,insufficienthoursandlackofbenefitsasbarrierstosustaining employment. Precariousemployment,definedastemporary,casual,short-term,orself-employed withoutemployees,hasincreasedbynearly50percentinthelasttwodecades.In Hamilton57percentofworkersfallintothecategoryofinsecurelyemployed.Only21 percentoftheseworkershaveaccesstohealthbenefits. Morethan58percentofminimumwageearnersarewomenand35percentare racialized.Workersstrugglingwithpart-timeemployment,minimumwagepay, insufficientchildcareoptions,andlackofhealthandretirementbenefitsoften experiencehousinginstability,healthissuesanderosionoffamilylifeandlimitsto communityparticipation—experiencesthatmirrorthoseofmanypeopleonsocial assistance. InmanyCanadianmunicipalities,includingHamilton,therehavebeeneffortsto encouragepublicandprivateemployerstopaynotaminimumbutalivingwage.A livingwageisthehourlywagerequiredtocoverbasicexpensesandtopermit employeestonotjustsubsistbuttohaveaccesstothethingsthatmakeforadecent qualifyoflife.Costsforhousing,utilities,food,childcare,transportation,internetaccess andsocialinclusionscostssuchasrecreationprogramsareincludedinthecalculations. Hamilton’slivingwageisnow$15.85anhour. Paidemploymentshouldbeapathwayoutofpoverty.Toaddresstheissueof precariousemploymentthepanelrecommends: • • • TheGovernmentofOntarioincreasetheminimumwageto$15/hourand thenmaintainitscommitmenttomaintainyearlyincreasesinlinewiththe rateofinflation. TheGovernmentofOntarioimplementaprovincialuniversalhealth benefitsprogramtoensurealllowincomeindividualshavetheabilityto managehealthissuesandmaintainoptimalhealth TheGovernmentofOntariosupporteffortstopromoteaLivingWageto Ontarioemployers. 43 • • • TheGovernmentofOntarioincreaseinvestmentineducationandskills developmentthatwillsupportvulnerableworkersinachievinggreater employmentstabilityandincreasedearningpotential. TheCityofHamiltonapproveraisingthepayofallofitsemployeestoa livingwageaspartofthe2017citybudget. Hamiltonemployersareencouragedtojointhegrowinglistoflivingwage employers,toadoptpracticesoffairschedulingforpart-timeworkersand toshiftasmuchaspossibletofull-timeemployment. 3. Housing ThevisionforHamilton’s10yearHousingandHomelessnessActionplanis “Everyonehasahome...homeisthefoundation.”Itisafoundationthatmanyaudit participantsstruggletoachieveandmaintain.Rapidlyescalatingrents,discriminating landlords,poorbuildingconditions,timelimitedhousingallowancesandlongwaitsfor subsidizedhousingmakehousinginstabilityamajorconcernforpeoplelivingin poverty. Investmentinaffordablehousingisaneconomicstimulus.Affordablehousing, housingwithsupportsandhomelessnesspreventionservicesareessentialresources forsomeofourcommunity’smostvulnerablecitizens.Theyarealsoinvestmentsthat willpaydividendsfarintothefuturefortheentirecommunity. Thepanelassertsthathousingisahumanrightandrecommends: • • • • ThedevelopmentofnewahousingbenefitforlowincomeOntariansthat wouldreducehighshelterburdens,extendhousingassistancetoworking poorpeople,andreducebarrierstomoveoffandremainoffsocial assistance. Increasedinvestmentinaffordablehousingandcontinuedcollaboration betweenalllevelsofgovernmenttoaddresstheaffordablehousingcrisis provinciallyandnationally. Theexpansionofportablehousingallowanceprogramstosupport individualsandfamiliesincorehousingneedtofindandmaintain adequatehousing. Significantlyincreaseinvestmentinaffordablehousingwithsupportsfor peoplelivingwithmentalillness,intellectualdisabilities,addiction, concurrentdisorders(mentalillnessandaddictions)anddualdiagnosis (co-existingintellectual/developmentaldisabilityandamentalhealth diagnosis). 44 • Increasedinvestmentinhomelessnesspreventionstrategies/programs (e.g.alternativestoshelters,utilitiesassistanceetc.) 4. CultureShift-BuildingEquityandInclusion Nobodywantstobepoorandyetweliveinaculturethatbothovertlyandcovertly blamesthoselivinginpovertyfortheirplight.Thereisapervasivebeliefthatbeing pooristheresultoflaziness,ignoranceandbadchoices.Thisprejudicefeedsthe discriminationpeoplelivinginpovertyfaceandisperhapsusedtoexcuseourfailureto takeaggressiveactiontoendpoverty. Itisessentialthatwecollectivelyunpackthecomplexsocial,politicalandcultural factorsthattrappeopleinpoverty.Itisalsoessentialthatweembraceanintersectional analysisofpovertythatacknowledgesthedisproportionaterepresentationof Indigenousandracializedpeople,women,peoplewithdisabilities,membersofLGBTQ2 communitiesandnewcomers.Itisonlyinsodoingthatwecanbegintheprocessof buildinginclusive,resilientcommunityforallmembers. Inordertofacilitateanessentialshiftinattitudesandfosteramoreinclusive communityforpeopleaffectedbypoverty,itisrecommended: • • • Anti-oppressioneducationandpovertyawarenessbeintegratedintothe Ontariocurriculumfromtheearliestgrades. Thatadherencetoanti-oppressivepracticebeastandardrequirementfor allgovernment-fundedservicesandagencies. ThattheGovernmentofOntarioutilizeanequitylensinthedevelopment ofsocialpolicyandinsettingfundingpriorities. Therecommendationscontainedinthisreportarefarfromexhaustivebutrather representanefforttocaptureandrespondtothemajorthemesandconcernsthatemerged overthethreedaysoftheHamiltonSocialAudit.Thereweremanyvoicesandperspectives thatwerenotcapturedoverthosethreedays.Forexample,theauditorsdidnothearabout povertyfromaruralperspective.Norweretheconcernsofseniorsaffectedbypoverty discussedinanydetail. 45 Appendix: Sourcesofinformationfromsourcesoutsidethesocialauditevent Introduction 19percentpovertyrate:SaraMayo,Hamilton’sEconomicRenaissance:Aprosperity unevenlyshared;VitalSigns2015(Hamilton:HamiltonCommunityFoundation,2016),12, accessedFebruary7,2017,http://hamiltoncommunityfoundation.ca/wpcontent/uploads/2016/01/VS-2015-FINAL_Jan.2016.pdf Butpovertyisn’tjustbadluck Internationalstatisticsonpovertyrates:PovertyRate,2013,”OECD,accessedJanuary 14,2017,https://data.oecd.org/inequality/poverty-rate.htmand“FamilyDatabase,”OECD, accessedJanuary14,2017,http://stats.oecd.org/# DennisRaphael,PovertyandPublicPolicyinCanada(Toronto:CanadianScholarsPress Inc.,2007),12. Livingwithtoolittlemoney Theinformationonthepovertylineandupdateforinflation:Thepovertylineof$22,160 beforetaxincome:“Table3.2Low-incomemeasuresthresholds…forhouseholdsof Canada,2010,”StatisticsCanada,accessedFebruary7,2017, https://www12.statcan.gc.ca/nhs-enm/2011/ref/dict/table-tableau/t-3-2-eng.cfm;The inflationfigureforCanadawasusedbecausethelowincomemeasureisaCanada-wide figure.Theincreaseof9.2percentisfromInflationCalculator,BankofCanada,accessed February7,2017,http://www.bankofcanada.ca/rates/related/inflation-calculator/which producedanincomebeforetaxesof$24,216. Ontario’sminimumwage:MinimumWageIncreasesforOctober1,2016,Ontario MinistryofLabour,March18,2016,accessedJuly11,2016, https://news.ontario.ca/mol/en/2016/03/minimum-wage-increases-for-october-12016.html OntarioWorksandOntarioDisabilitySupportProgramfigures:“OW&ODSPRate IncreasesandtheOntarioChildBenefitasofSeptember30,2016,”IncomeSecurity AdvocacyCentre,accessedFebruary1,2017, http://yourlegalrights.on.ca/sites/all/files/OW-and-ODSP-rates-and-OCB-as-of-Sept2016-ENGLISH.pdf;LaurieMonsebraaten,“Ontariotoendclawbackofchildsupportfor parentsonwelfare,”TorontoStar,February25,2016,accessedJanuary26,2017, https://www.thestar.com/news/queenspark/2016/02/25/ontario-to-end-clawback-ofchild-support-for-parents-on-welfare.htmland“AboutSocialAssistanceinOntario,” MinistryofCommunityandSocialServices,accessedJuly6,2016, http://www.mcss.gov.on.ca/en/mcss/programs/social/ 46 ThatOWandODSParenottaxable:“Line145-SocialAssistancePayments,”Canada RevenueAgency,accessedJanuary26,2017,http://www.craarc.gc.ca/tx/ndvdls/tpcs/ncm-tx/rtrn/cmpltng/rprtng-ncm/lns101-170/145-eng.html Historicalfiguresforsocialassistance:JohnStapleton,“It’stimetoendtheerosionof publicassistanceinOntario,”TorontoStar,April26,2013,accessedJuly1,2016, https://www.thestar.com/opinion/commentary/2013/04/26/its_time_to_end_the_erosio n_of_public_assistance_in_ontario.htmlandInflationCalculator,BankofCanada,accessed January26,2017,http://www.bankofcanada.ca/rates/related/inflation-calculator/Also JohnStapleton,The“WelfareDiet”20YearsLater:Thegrowingnutritioncrisisfor Ontario’spoorestpeople,”OpenPolicyOntario,October2015,accessedJuly1,2016, http://openpolicyontario.com/wp/wp-content/uploads/2015/10/Welfare-Diet-20-yearslater.pdf An“unprecedentedcut”:MargaretLittle,“ALitmusTestforDemocracy:TheImpactof OntarioWelfareChangesonSingleMothers,”StudiesinPoliticalEconomy66,Autumn2001, 16,accessFebruary7,2017, http://spe.library.utoronto.ca/index.php/spe/article/viewFile/6702/3701.. Thecalculationofthecurrentvalueof$520forOntarioWorkswasbasedonConsumer PriceIndex,historicalsummary,byprovince,StatisticsCanada,accessedFebruary5,2017, http://www.statcan.gc.ca/tables-tableaux/sum-som/l01/cst01/econ150a-eng.htmThe consumerpriceindexin1995was86.8andin2016,129.7.That’sanincreaseof49.42per cent,whichwouldbring$520to$777in2016dollars. AssetlimitsonOWandODSP:“IncomeSupport:TreatmentofAssets,”Ministryof CommunityandSocialServices,accessedJanuary29,2017, http://www.mcss.gov.on.ca/en/MCSS/programs/social/odsp/income_support/assets.asp xandOntarioWorksDirectives4.2AssetLimits,MinistryofCommunityandSocial Services,accessedJanuary29,2017, http://www.mcss.gov.on.ca/documents/en/mcss/social/directives/ow/0402.pdf Housing Bedbugs:KevinWerner,“Hamiltontargetingbedbugsin$1millionstrategy,”Stoney CreekNews,October19,2015,accessedJanuary30,2017,http://www.thespec.com/newsstory/5967685-hamilton-targeting-bed-bugs-in-1-million-strategy/ Humanrightsandrentalhousing:“Policyonhumanrightsandrentalhousing,”Ontario HumanRightsCommission,accessedJanuary26,2017,http://www.ohrc.on.ca/en/policyhuman-rights-and-rental-housing Definitionsofaffordableandcorehousingneed:“HousinginCanadaOnline,”Canada MortgageandHousingCorporation,accessedFebruary2,2017, http://cmhc.beyond2020.com/HiCODefinitions_EN.html 47 ThefigureforaveragerentinHamiltonisfortheoldcityanddoesnotincludeAncaster, Dundas,Flamborough,GlanbrookandStoneyCreek.“RentalMarketReport,Hamilton CMA,”CanadaMortgageandHousingCorporation,2016,Table1.1.2,accessedJanuary26, 2017,https://www.cmhcschl.gc.ca/odpub/esub/64391/64391_2016_A01.pdf?fr=1485464174134 PercentageofHamiltonresidentswhopaymorethan30percentoftheirgrossincome forhousing:NationalHouseholdSurveyProfile,Hamilton,C,Ontario,2011,Statistics Canada,accessedMay18,2016,https://www12.statcan.gc.ca/nhs-enm/2011/dppd/prof/details/page.cfm?Lang=E&Geo1=CSD&Code1=3525005&Data=Count&SearchText =Hamilton&SearchType=Begins&SearchPR=01&A1=All&B1=All&GeoLevel=PR&GeoCode= 3525005&TABID=1 Thingsaregettingworse:SaraMayo,Hamilton’sEconomicRenaissance:Aprosperity unevenlyshared,12,accessedApril9,2016,http://hamiltoncommunityfoundation.ca/wpcontent/uploads/2015/10/VS2015-FULL-FINAL.pdfand“RentalMarketReport,Hamilton CMA,”CanadaMortgageandHousingCorporation,2016,Table1.1.2,accessedJanuary26, 2017,https://www.cmhcschl.gc.ca/odpub/esub/64391/64391_2016_A01.pdf?fr=1485464174134 Housingprices:“HotRealEstateMarkettoStarttheYear,”RealtorsAssociationof Hamilton-Burlington,February3,2017,accessedFebruary7,2017, http://www.rahb.ca/category/press-release/market-reports/;andKellyBennett,“Home PricesincentralHamiltonrose88percentin10years,”CBCHamilton,February3,2016, accessedFebruary7,2017,http://www.cbc.ca/news/canada/hamilton/news/homeprices-in-central-hamilton-rose-88-per-cent-in-10-years-1.3430479 Waitlistforsubsidizedhousing:“SocialHousingWaitlist,”HamiltonCommunity WellnessIndicators,CityofHamilton,accessedJanuary27,2017, https://d3fpllf1m7bbt3.cloudfront.net/sites/default/files/media/browser/2015-0513/hcw-04-jan2017.pdf TrilliumtaxbenefitandGSTcredit:LaurieMonsebraaten,“Ontario’ssoaringpovertygap ‘starkest’forsingleadultsaswelfareratesstagnate,”HamiltonSpectator,May9,2016, accessedFebruary7,2017,http://www.thespec.com/news-story/6545540-ontario-ssoaring-poverty-gap-starkest-for-single-adults-as-welfare-rates-stagnate/ Food Howmuchdoeshealtheatingcostin2015?,PublicHealthDepartment,CityofHamilton, accessedJanuary30,2017, http://hamilton.siretechnologies.com/sirepub/cache/2/zfyqxkldrtx31yxrvl5vjejq/101345 0130201702490975.PDF 48 Onfoodbanksandsocialassistance:“HungerCount:March2016,”HamiltonFoodShare, accessedFebruary7,2017,https://www.hamiltonfoodshare.org/wpcontent/uploads/Hunger-Count-Report_2016.pdf Isolationandstigma AndrePicard,“AlltheLonelyPeople,”UnitedChurchObserver,June2016,26,accessed onlineJuly12,2016,http://www.ucobserver.org/society/2016/06/lonely_people/ Studyoflabratsandaddiction:JohannHarel,“TheLikelyCauseofAddictionHasBeen Discovered,andItIsNotWhatYouThink,”HuffingtonPost,accessedFebruary7,2017, http://www.huffingtonpost.com/johann-hari/the-real-cause-of-addicti_b_6506936.html] Otherformsofexclusion:Ethnicidentity,skincolour,genderandsexual orientation Ongroupswithhigherratesofpoverty:DennisRaphael,PovertyandPublicPolicyin Canada(Toronto:CanadianScholarsPressInc.,2007),59. OnHamilton’sBlackcommunity:NicoleO’Reilly,“Hamilton’sblackcommunityremains greatesttargetofhatecrimes,”HamiltonSpectator,March25,2015,accessedJuly10,2016, http://www.thespec.com/news-story/5523831-hamilton-s-black-community-remainsgreatest-target-of-hate-crimes/ OnHamiltonpolicestatisticsonstreetchecksorcarding:MollyHayes,“Hamiltonpolice have‘carded’9,000since2010,”Spectator,July24,2015,accessedJuly10,2016, http://www.thespec.com/news-story/5749150-hamilton-police-have-carded-9-000-since2010/ BlackandIndigenouspersonsintheHamilton-WentworthDetentionCentre: “Aboriginals,blackpeopleover-representedatHamiltonjail,”CBCNews,December6, 2013,accessedJuly10,2016, http://www.cbc.ca/news/canada/hamilton/news/aboriginals-black-people-overrepresented-at-hamilton-jail-1.2451143 Indigenouspeoplesandpoverty:YvonneMaracle,SarahMayorandCindySueMontana McCormack,“ProfileofHamilton’sAboriginalResidents,”SocialPlanningandResearch CouncilofHamilton,accessedJuly10,2016,http://www.sprc.hamilton.on.ca/wpcontent/uploads/2015/04/Profile-of-Hamiltons-Aboriginal-Residents.pdf OnIndigenouspeoplesandhealthcare:OurHealthCounts:UrbanAboriginalHealth DatabaseResearchProject,CommunityReport,FirstNationsAdultsandChildren,Cityof Hamilton,70,accessedJuly9,2016,http://www.ourhealthcounts.ca/images/PDF/OHCReport-Hamilton-ON.pdf OnIndigenouspeoplefeelingdiscriminationinhealthcare:OurHealthCounts,60. 49 OnIntergenerationaltrauma:ErinHanson,“SixtiesScoop,”IndigenousFoundations, FirstNationsandIndigenousStudies,UniversityofBritishColumbia,accessedJanuary28, 2017,http://indigenousfoundations.arts.ubc.ca/home/government-policy/sixtiesscoop.html;andWilliamAguiarandRegineHalseth,AboriginalPeoplesandHistoric Trauma:TheProcessofIntergenerationalTrauma(PrinceGeorge,B.C.:National CollaboratingCentreforAboriginalHealth,2015),5,accessedJanuary28,2017, http://www.nccah-ccnsa.ca/Publications/Lists/Publications/Attachments/142/2015-0428-AguiarHalseth-RPT-IntergenTraumaHistory-EN-Web.pdf OntheLGBTQ2communityandpoverty:LGBTQpovertyMultigenerationalPovertyin Canada,accessedJanuary26,2017, http://newcomerspovertyswrk1006.blogspot.ca/2012/12/lgbtq-are-canadians-too.html and“LGBTQ2YouthHomelessness,”HomelessHub,accessedJanuary26,2017, http://homelesshub.ca/about-homelessness/population-specific/lesbian-gay-bisexualtransgender-transsexual-queer Childrenandyouth JulieCool,“ChildPovertyinCanada,”February5,2009,LibraryofParliamentResearch Publications,GovernmentofCanada,accessedJanuary28,2017, http://www.lop.parl.gc.ca/Content/LOP/ResearchPublications/prb0862e.htm#TheImpactandRitaPaul-SenGupta,MSc.,MargaretL.deWit,PhD,andDavid McKeown,MDCMMHScFRCPC,TheImpactofPovertyontheCurrentandFutureHealth StatusofChildren,PaediatricsandChildHealth,October12,2007,667-672,accessed January28,2017,https://www.ncbi.nlm.nih.gov/pmc/articles/PMC2528796/ “OW&ODSPRateIncreasesandtheOntarioChildBenefitasofSeptember30,2016,” IncomeSecurityAdvocacyCentre,accessedFebruary1,2017, http://yourlegalrights.on.ca/sites/all/files/OW-and-ODSP-rates-and-OCB-as-of-Sept2016-ENGLISH.pdf CanadaChildBenefitrates:“CanadaChildBenefitCalculator,”GovernmentofCanada, accessedFebruary1,2017,http://www.budget.gc.ca/2016/tool-outil/ccb-ace-en.html; “familiesnowreceivingnewCanadaChildBenefit,”PrimeMinisterofCanada,July20,2016, accessedFebruary1,2017,http://pm.gc.ca/eng/news/2016/07/20/families-nowreceiving-new-canada-child-benefit;andasitethatcomparesthenewbenefitwith previousnationalchildbenefits,“CanadaChildBenefitcalculator,”MoneySense,accessed February1,2017,http://www.moneysense.ca/save/taxes/canada-child-benefitcalculator/ ThatmanythousandsofHamiltonfamiliesdon’treceivetheCanadaChildBenefit:Tom Cooper,personalcommunicationtoBillJohnston,February7,2017. FamilyResponsibilityOffice: http://www.mcss.gov.on.ca/en/mcss/programs/familyResponsibility/ 50 NotreDameHousefunding:“LeClusefamilyleadthedrivetosaveyouthprograms,”The Shepherd,Summer2016,1,7,GoodShepherd,accessedJanuary27,2017, file:///C:/Users/BillJohnston/Downloads/2016-Spring-Summer-Newsletter-website-1.pdf Dentalhealth Ashortsummaryofdentalprocesses:CityofHamiltonPublicHealthServices,“Oral HealthServicesAvailabletoNewcomerstoHamilton,November24,2016,CityofHamilton, accessedJanuary27,2017,10-15, https://d3fpllf1m7bbt3.cloudfront.net/sites/default/files/media/browser/2016-1125/newcomer-oral-health-services-hamilton.pdf AsummaryofOntarioDisabilitySupportProgramdentalbenefits:“OntarioDisability SupportProgram—IncomeSupportDirectives9.7DentalBenefits,MinistryofCommunity andSocialServices,accessedJanuary27,2017, http://www.mcss.gov.on.ca/documents/en/mcss/social/directives/odsp/income_Support /9_7.pdf ThefulldescriptionofHamiltondentalcareprovisions:CityofHamiltonSpecial SupportsProgram,“OntarioWorksAdult,LowIncome,ODSPAdultDependent DiscretionaryAdultEmergencyDentalTreatmentPlan,ScheduleofBenefitsandFees, EffectiveMarch1,2016,CityofHamilton,accessedJanuary27,2017, https://d3fpllf1m7bbt3.cloudfront.net/sites/default/files/media/browser/2016-0223/discretionary-adult-emergency-dental-treatment-plan-march12016.pdf Transitioningfromsocialassistancetoemployment EarningincomeonOntarioWorksorOntarioDisabilitySupportProgram:“Treatmentof income:Whenyouworkandearnmoney,”MinistryofCommunityandSocialServices, accessedJanuary29,2017, http://www.mcss.gov.on.ca/en/mcss/programs/social/odsp/income_support/odsp_work earn.aspxand“AsanOntarioWorksclient:WhenyouearnmoneywhileonOntario Works,”MinistryofCommunityandSocialServices,accessedJanuary29,2017, http://www.mcss.gov.on.ca/en/mcss/programs/social/ow/client/earning_Money.aspx Impactofworkingonsubsidizedhousingrent:CatherinePort,“LindaChamberlain’sjob wasmakingherbroke,”TorontoStar,November19,2010,accessedJanuary29,2017, https://www.thestar.com/news/gta/2010/11/19/porter_linda_chamberlains_job_was_ma king_her_broke.html;JohnStapleton,“ZeroDollarLinda:(Toronto:MetcalfeFoundation, 2010),accessedJanuary29,2017,http://www.metcalffoundation.com/wpcontent/uploads/2011/05/zero-dollar-linda.pdfandStevePoweroy,“Enhancingincome potentialandselfsufficiencyforresidentsinmentalhealthsupportivehousing”(Toronto: MainstayHousing,2012),accessedJanuary29,2017,http://www.focus-consult.com/wpcontent/uploads/2014/07/Concept-paper_-enhancing-self-sufficiency-.pdfandTD Economics,WelfaretoWork,TDEconomics,2005,accessedJuly13,2016,17, 51 https://www.td.com/document/PDF/economics/special/td-economics-specialwelfare05.pdf Impactofworkingonhealthbenefits:“AsanOntarioWorksclient:Whenyouearn moneyonOntarioWorks;”“TreatmentofIncome:Whenyouworkandearnmoney,”and “HowOntarioWorkscanhelpyou:EmploymentBenefits,MinistryofCommunityand SocialServices,accessedJuly11,2016, http://www.mcss.gov.on.ca/en/mcss/programs/social/ow/client/earning_money.aspx, http://www.mcss.gov.on.ca/en/mcss/programs/social/odsp/income_support/odsp_work earn.aspxand http://www.mcss.gov.on.ca/en/mcss/programs/social/ow/help/benefits/employment_be nefits.aspx;2015MarginaltaxvsAverageTax,RetireHappy,accessedJuly11,2016, http://retirehappy.ca/wp-content/uploads/2015-Average-vs-Marginal-Tax.pdf;and HealthBenefitsWhenYouGoOffOntarioWorks,CommunityLegalEducationOntario, accessedJuly11,2016,http://yourlegalrights.on.ca/sites/all/files/ow-ehb-e.pdf TheCanadaHealthBenefit:CanadaChildBenefit,CanadaRevenueAgency,accessedJuly 11,2016,http://www.cra-arc.gc.ca/gncy/bdgt/2016/qa01-eng.htmland“OntarioChild Benefit,”MinistryofChildrenandYouthServices,accessedJuly11,2016, http://www.children.gov.on.ca/htdocs/english/financialhelp/ocb/index.aspx TheTDEconomicsreport:DonDrummondandGillianManning,FromWelfaretoWork inOntario:StilltheRoadLessTravelled(TDEconomicsSpecialReport,September8,2005), 33,accessedJanuary30,2017,https://www.td.com/document/PDF/economics/special/tdeconomics-special-welfare05.pdf Whathelps BeginningTodayprogramandevaluation:BeginningTodayOWASIEvaluation,aspart ofaninformationreporttotheEmergencyandCommunityServicesCommittee,November 11,2013,accessedJuly11,2016,http://www2.hamilton.ca/NR/rdonlyres/C0468829A6E6-4815-8567-0CA604B72907/0/Oct2253CS10086b.pdf TheGoodFoodBox:“TheGoodFoodBox,”EnvironmentHamilton,accessedJanuary29, 2017,http://www.environmenthamilton.org/view/page/good_food_box Recommendations The21-yeardifferenceinlifespan:SteveBuist,“WorldsApart,”partoftheCodeRed series,HamiltonSpectator,August25,2010,accessedFebruary7,2017, http://www.thespec.com/news-story/2168237-worlds-apart/TheCodeRedInformation hasbeenstatisticallyverifiedbyaMcMasterprofessor:PatrickF.DeLucaandPavlosS. Kanaroglou,“CodeRed:ExplainingAverageAgeofDeathintheCityofHamilton,AIMS PublicHealth,20152(4)730-745,accessedFebruary21,2017, http://www.aimspress.com/article/10.3934/publichealth.2015.4.730/fulltext.html 52 $72-$84billioncostofpoverty:“Basicstatisticsabouttherealitiesofpovertyfacedby Canadians,”CanadawithoutPoverty,accessedFebruary7,2017,http://www.cwpcsp.ca/poverty/just-the-facts/and“HowexpensiveispovertyinCanada?”Canadawithout Poverty,accessedFebruary7,2017,http://www.cwp-csp.ca/poverty/the-cost-of-poverty/ andNateLaurie,TheCostofPoverty:AnAnalysisoftheEconomicCostofPovertyinOntario (Toronto:OntarioAssociationofFoodBanks,November2008),19,accessedFebruary7, 2017,https://www.oafb.ca/assets/pdfs/CostofPoverty.pdfwhich,althoughfocusedon Ontario,doesshowtotalprivateandpubliccostsforCanadaof$72.5billionto$86.1 billion. 25percentgapbetweenincreasestosocialassistance:CarmelaFragomeni,“Poverty Levelsnobetterthan10yearsago,”HamiltonSpectator,January29,2016,accessed February7,2017,http://www.thespec.com/news-story/6253522-poverty-levels-nobetter-than-10-years-ago/ Currently,30,000peopleinHamilton:HamiltonRoundtableforPovertyReduction Submissionforthe2015OntarioBudget,February15,2015,accessedFebruary7,2017, http://hamiltonpoverty.ca/wp-content/uploads/2015/04/HRPR-Ontario-Pre-BudgetSubmission-2015-final.pdf Consumerpriceindex,byprovince(Ontario),2012-2016,StatisticsCanada,accessed February5,2017,http://www.statcan.gc.ca/tables-tableaux/sumsom/l01/cst01/econ09g-eng.htm KevinWerner,“Hamilton’slivingwageissuemustwaituntil2017budgetdiscussions,” StoneyCreekNews,December8,2016,accessedFebruary7,2017, http://www.hamiltonnews.com/news-story/7010003-hamilton-s-living-wage-issue-mustwait-until-2017-budget-discussions/ 53
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