CROP WATCH
American Farm Bureau® Insurance Services, Inc. Newsletter
Our offices will be closed
MONDAY, MAY 30th
in observance of Memorial Day
MAY 2016
New Acreage Reporting
CLU Requirement for 2016
Common Land Unit (CLU), farm, tract, and field numbers
are required for all 2016 acreage reports. You will be unable
to submit the acreage report online without this information.
Acreage Crop Reporting Streamlining Initiative (ACRSI)
For policyholders who submit Acreage Reports with their crop insurance agent and with FSA, ACRSI may promote time
savings for filing paperwork. Here are some key points to remember.
• ACRSI does NOT change any crop insurance reporting requirements or deadlines.
• The policyholder is still required to complete an Acreage Report with their crop insurance agent.
• ACRSI does NOT change any FSA reporting requirements or deadlines.
Reasons the policyholder should come to YOU for ACRSI Acreage Reporting
• You are the crop insurance expert
• Trust - Your policyholders trust you to guide them when making their crop insurance risk management decisions.
• Knowledge - There are many required elements of an Acreage Report. You have the knowledge needed to help provide accurate
information and reporting.
• You have many resources at your fingertips
• Policy Administration Team - We are here to answer questions and ensure your policies are handled correctly.
• Unity Mapping - This resource makes Acreage Reporting a visual process and helps with CLU accuracy.
• MyAgData - If the policyholder uses PrecisionAg technology, the Acreage Report can be completed using this data.
• For those who report to FSA, the data can be pulled in to populate the Acreage Report.
• There are 13 crops involved in the ACRSI pilot
• If the policyholder raises/plants a crop outside the pilot, those crop(s) cannot participate in ACRSI.
• Crop Insurance Pilot Crops: Corn (including Field, Popcorn, Sweet), Soybeans, Wheat (including Khorasan), Cotton (including
Upland, ELS), Grain Sorghum, Rice, Peanuts, Oats, Rye
• Non-Crop Insurance Pilot Crops: Alfalfa, CRP, Fallow, Grass, Sorghum
Update Your Crop Insurance Materials
County or State Fair coming up? Replenish your crop insurance educational
materials to have on hand! Order brochures and other materials by downloading
the Agent Order Form from the “Agent Resource” page under your AFBIS, Inc.
web account. Fax the form to 701-476-6944, Attn: Support.
www.FarmBureauSellsCropInsurance.com
AFBIS Inc. is an equal opportunity provider and employer.
AFBIS, Inc.
American Farm Bureau ® Insurance Services, Inc.
Important Dates
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MAY
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Date
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Compliance
DEADLINE
JUN
15
N EW 2016 polic
yholders must
have FSA form
AD-1026
signed by 5/31/1
6 to qualify
for 2017 prem
ium subsidy
&
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nted prior to this date is not insurable. It
does
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coverage,
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crop damaged, even if by an insurable peril, if it was
planted prior to the earliest plant date.
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Do you insure Organic Acreage?
On the date the acreage is reported, the insured must have an organic plan AND
written certification (certificate) in effect from a certifying agency that shows the name
of the person certified, effective date of certification, certification number, types of
commodities certified, and the name and address of the certifying agency. The organic
plan is a written plan, in accordance with the National Organic Program published in 7
CFR part 205, that describes the organic farming practices the insured and a certifying
agent agree upon annually or at such other times as prescribed by the certifying agent.
The organic plan will identify which acreage is certified organic, transitional, or buffer
zone. Most organic plans include field numbers, crops, and acreage totals.
Document Retention
All 2009 and earlier crop insurance documents should be
destroyed on or before July 15 unless instructed otherwise.
For the full document retention policy, log in to your
AFBIS web account and click “Agent Resources” in the
Agent Options menu.
AFBIS, Inc. is now on Facebook!
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for important dates, news, and reminders!
New Breaking
Acreage is considered to be New Breaking when it has not
been planted and harvested or insured in any of the three
previous crop years. The exceptions to this are:
• Unless in Conservation Reserve Program (CRP) or
other USDA program in 2 of 3 previous crop years
• Due to rotation
• Crop is a perennial
• 5% or less of acreage in unit
A Written Agreement is necessary for insurability unless
Special Provisions of Insurance (SPOI) allow and acreage
meets New Breaking Insurability request guidelines. The
New Breaking Insurability request may be submitted until
the Acreage Reporting Date.
“CROP WATCH is published by AFBIS, Inc. and is intended for informational purposes only. Nothing contained herein can or
should be interpreted to take precedence over policy language, Federal Crop Insurance Corporation/Risk Management Agency
regulation, and Underwriting or Loss Adjustment rules.”
AFBIS, Inc.
American Farm Bureau ® Insurance Services, Inc.
CROP WATCH
American Farm Bureau® Insurance Services, Inc. Newsletter
Benefits of Crop Hail Coverage
1. Rates are competitive - Consider reinvesting the premium
savings from an Enterprise Unit MPCI policy to Crop Hail
coverage. A Crop Hail policy allows per acre coverage for
a claim.
2. Deductibles - Can help reduce premium cost.
3. Coverage can be purchased for any dollar amount per acre
up to the limit for a crop. The crop underwriting limits vary
by state.
4. Crop Hail coverage has no application deadline - It can be
written and coverage increased during the growing season
until harvest when hail has not occurred on the crop. The
exception is Green Snap/Wind coverage in states where
this coverage is applicable.
5. Cash discounts are available.
6. Early Season or Carryover Coverage - Insurance attaches
immediately at planting the following year.
7. AgriData Hail Probability Report - We’ll send you an
email and map when a hail storm may have impacted your
insured.
Crop Hail Early Season or
Carryover Coverage Expiration
MAY 2016 - CROP HAIL EDITION
Calculating Premium
The premium for each line item on Crop Hail Applications
is rounded to the nearest whole dollar. Please note
your state’s minimum premium and submit premium
accordingly.
Submitting Crop Hail Applications
Agents must submit all signed applications daily. The
application must be entered online, faxed to 701-4766944 or mailed to FRO the same day the app is written and
signed by the insured. If you are sending the application
for signature, absolutely scan or fax us a copy. If you have
any issues with faxing or online entry after hours, please
leave a phone message at 1-800-662-5142 ext. 6926,
stating you’ve written coverage, and giving the pertinent
application information.
Introducing Hail Probability Reporting
from AFBIS, Inc.
AFBIS, Inc., in cooperation with AgriData, will provide a
report when a hail storm may have impacted a Crop Hail
policyholder.
South Dakota: this coverage will expire at 12:01AM, June 1
Indiana: this coverage will expire at 11:59PM, June 1
Minnesota, North Dakota: this coverage will expire at
12:01AM, June 15
Colorado, Michigan, Missouri, Montana, Wyoming: this
coverage will expire at 11:59 PM, June 15
You will receive a secure inbox message and report for
each affected policyholder within 24 hours after possible
hail. The report will provide:
• probability of hail for each field,
• legal location of possible hail, and
• map of the possible hail area.
Please contact Policy Administration if you have any questions
about this coverage.
Crop Hail Probability Reports allow you to proactively
communicate potential hail to your policyholder. Also,
when a claim is submitted, this service allows the Claims
staff to concentrate on the damaged fields.
Claims:
Crop Hail policyholders are required to notify
their company of hail damage within 10 days of the loss
according to policy provisions. Tobacco Notice of Loss must
be submitted within 48 hours.
www.FarmBureauSellsCropInsurance.com
AFBIS Inc. is an equal opportunity provider and employer.
You do not need to sign up! You will start receiving reports
when potential hail has occurred for your policyholders.
AFBIS, Inc.
American Farm Bureau ® Insurance Services, Inc.
“CROP WATCH is published by AFBIS, Inc. and is intended for informational purposes only. Nothing contained herein can or should be interpreted to take precedence over policy language, Federal Crop Insurance
Corporation/Risk Management Agency regulation, and Underwriting or Loss Adjustment rules.”