SCHEDULE OF FEES FOR RETAIL BANKING - in effect as of 06/05/2017
Product/service type
Fee amount
1. CURRENT ACCOUNTS
1.1. Monthly fee for current account administration
With authorized overdraft (regular income)
With authorized overdraft - pensioners
Without authorized overdraft
Without authorized overdraft - pensioners and students
Without authorized overdraft - 2good account
9.00 HRK
5.00 HRK
9.00 HRK
3.00 HRK
3.00 HRK
WELCOME Package
SMART Package
SMART+ Package
PRESTIGE Package
SENIOR Package
DEPO Package
DEPO PLUS Package
BASIC Package
STUDENT PLUS Package
YOUTH Package
35.00 HRK
65.00 HRK
75.00 HRK
99.00 HRK
10.00 HRK
45.00 HRK
75.00 HRK
25.00 HRK
5.00 HRK
10.00 HRK
START, START SB, START SB+ Package
BALANS, BALANS SB, BALANS SB+ Package
PRESTIGE SB, PRESTIGE SB+ Package
PLUS Package
CREDIT Package
COMFORT Package
PREMIUM Package
STUDENT (STUDENT B) Package
62.00 HRK
75.00 HRK
99.00 HRK
55.00 HRK
60.00 HRK
70.00 HRK
85.00 HRK
no fee
Monthly fee for use of token in package (SBc@rd, Vasco token, Active card)
5.00 HRK
Note: On special purpose account, opened at a natural person’s request, tariff for Kuna current account applies.
1.2. Other fees
Payment of cheques cashed in at Croatian Post (HP)
First dunning letter
Second dunning letter
Letter before action
Monthly statement delivery
2.50%
no fee
no fee
no fee
no fee
2. GIRO ACCOUNTS
Giro account opening
Monthly statement delivery
Monthly fee for giro account administration
- pensioners and students
no fee
no fee
5.00 HRK
2.00 HRK
3. KUNA SAVINGS BOOK
Replacing a damaged or full Kuna savings book
Savings book closing
100.00 HRK
no fee
4. FOREIGN CURRENCY SERVICES
Monthly fee for foreign currency account administration
- pensioners and students
Monthly fee for foreign currency giro account administration
- pensioners and students
Replacing a damaged or full foreign currency savings book
Fee for depositing EURO coins on the account (exception for accounts of under-aged persons)
Closing of savings book
National transfers (excluding return of foreign currency pensions)
Domestic transfers International transfers
International transfers - urgent Collection by transfer from abroad
Cancellation of foreign currency transfer Complaints regarding foreign currency transfer
Cheque depositing in Canadian dollars (except for regular income cheques and cheques drafted to SG SB)
5.00 HRK or foreign currency equivalent*
2.00 HRK or foreign currency equivalent*
5.00 HRK or foreign currency equivalent*
2.00 HRK or foreign currency equivalent*
50.00 HRK
10.00% of sum received
no fee
1.00% (min. 100.00 HRK, max. 500.00 HRK)
7.50 HRK for individual transfers
1.00% (min. 100.00 HRK, max. 500.00 HRK) + foreign bank fee 15.00 EUR (foreign bank
fee is not charged for EUR or another EU member state currency transfers within the EU)
90.00 HRK
7.50 HRK for individual transfers
100.00 HRK
200.00 HRK + actual cost
1.00% (min. 40.00 HRK, max. 300.00 HRK) + foreign bank fee
5. FOREIGN EXCHANGE
Buying of foreign effective currencies
Selling of effective foreign currencies
Cashing of cheques in Canadian dollars
Sending/receiving banknotes, cheques and securities to Incasso
no fee
no fee
2.00% (min. 35.00 HRK, max. 500.00 HRK)
2.00% (min. 40.00 HRK, max. 500.00 HRK) + foreign bank fee
6. CARD BUSINESS
6.1. Enrolment fee for main card (outside package)
VISA Classic/VISA Classic for payment in instalments (additional, main user)/
MasterCard Standard card
VISA Gold/VISA Gold for payment in instalments (additional, main user)
VISA and MasterCard revolving credit cards
6.2. Yearly membership fee for main card (outside package)
VISA Classic and MasterCard Standard cards
VISA Classic for payment in instalments (additional, main user)
VISA Gold card
VISA Gold for payment in instalments (additional, main user)
VISA and MasterCard revolving credit cards
6.3. Enrolment fee for additional card
VISA Classic/VISA Classic for payment in instalments (additional, additional user)/
MasterCard Standard cards
VISA Gold/Visa Gold for payment in instalments (additional, additional user)
VISA and MasterCard revolving credit cards
6.4. Yearly membership fee for additional card
VISA Classic and MasterCard Standard card
VISA Classic for payment in instalments (additional, additional user)
VISA Gold card
VISA Gold for payment in instalments (additional, additional user)
VISA and MasterCard revolving credit cards
6.5. Replacement of stolen/lost card
6.6. Card replacement due to damage or change of name and/or surname at the client’s request
6.7. Card replacement due to error or at the Bank’s request
6.8. Urgent card issuing
Delivery within the country
Delivery abroad
6.9. Reporting of card loss, recall or theft
Per report
Publication in a foreign bulletin
6.10. Withdrawals with cards issued by Splitska banka in bank/post or at ATM/ POS device
Withdrawal with VISA Electron or Maestro card at Bank or OTP Bank ATMs
no fee
no fee
no fee
200.00 HRK
no fee
450.00 HRK
no fee
300.00 HRK
no fee
no fee
no fee
100.00 HRK
no fee
240.00 HRK
no fee
150.00 HRK
50.00 HRK
50.00 HRK
no fee
80.00 HRK
250.00 USD
100.00 HRK
40.00 USD
no fee
SCHEDULE OF FEES FOR RETAIL BANKING - in effect as of 06/05/2017
Product/service type
Fee amount
Withdrawal with VISA Classic, additional VISA Classic for payment in instalments,
MasterCard Standard and VISA Gold card, additional VISA Gold for payment in instalments at
Bank branch or ATM and OTP Bank ATMs
3.00% min. 30.00 HRK
Withdrawal with VISA and MasterCard revolving card at Bank branch or ATM and OTP Bank ATMs
3.00% min. 30.00 HRK
Withdrawal with VISA Electron and Maestro card at another bank’s ATM in the country and abroad
2.00% min. 25.00 HRK or foreign currency equivalent
Withdrawal with VISA Classic, additional VISA Classic for payment in instalments,
MasterCard Standard, VISA Revolving Credit, MasterCard revolving, VISA Gold and additional
VISA Gold card for payment in instalments at another bank’s ATM in the country and abroad
3.50% min. 35.00 HRK
Withdrawal abroad without card
175.00 USD
Cash withdrawal with Visa Electron/Maestro card on POS device outside the Bank in the country /
payment on POS device at other bank, post office
4.00% (min. 35.00 HRK) or foreign currency equivalent
Cash withdrawal with Visa Electron/Maestro card at POS device abroad
4.00% (min. 35.00 HRK) or foreign currency equivalent
Cash withdrawal with VISA Classic, additional VISA Classic for payment in instalments,
MasterCard Standard, VISA Revolving Credit, MasterCard revolving, VISA Gold and
additional VISA Gold card for payment in instalments on POS device outside the Bank in the country /
payment on POS device at other bank, post office
4.00% (min. 35.00 HRK)
Cash withdrawal with VISA Classic, additional Visa Classic card for payment in instalments,
MasterCard Standard, VISA Revolving Credit, MasterCard revolving, VISA Gold and
additional VISA Gold card for payment in instalments on POD device abroad
4.00% (min. 35.00 HRK)
6.11. Additional card for payment in instalments (VISA Classic, VISA Gold)
Fee for payment in instalments on POSs in the country and abroad Model 1 in 3 instalments
1.00% of transaction amount
Fee for payment in instalments on POSs in the country and abroad Model 2 in 6 instalments
2.00% of transaction amount
Fee for payment in instalments on POSs in the country and abroad Model 3 in 12 instalments
3.00% of transaction amount
6.12. Other fees Finder’s reward for cards issued by Bank, charged to cardholder
100.00 HRK
Fee for recall of cards issued by the Bank authorisation operator’s order:
- for cards on “stop list” (bulletin)
335.00 HRK
- for cards that are no on the “stop list” or for transactions below limit - suspicious transactions
670.00 HRK
- for cards seized abroad
165.00 USD
Fee for delivery of cards issued by the Bank, withheld at ATM in the country and abroad
(excluding Bank’s own ATMs)
15.00 USD in kuna equivalent
Ungrounded claims
no fee
Generating a new PIN
30.00 HRK or foreign currency equivalent
Fee for exceeding card limits for CLASSIC VISA, additional VISA Classic for payment in instalments,
MasterCard Standard card, VISA Gold card, additional VISA Gold for payment in instalments,
VISA Revolving and MasterCard Revolving card
55.00 HRK
Late repayments of VISA Revolving Credit and MasterCard Revolving card
no fee
Disbursement of revolving loan in Bank branch without MC/VISA revolving card
5.00% of disbursement amount min. 50.00 HRK
Generating a new PIN at the ATM of the Bank or other bank for VISA/Maestro/MasterCard cards free of charge
Fee for change of VISA/Maestro/MasterCard status at Bank ATM (card unblocking after 3 wrong PIN entries) free of charge
Account balance inquiry at the ATM of the Bank or other bank free of charge
7. LOANS
7.1. Loan request processing fee
Cash loans in kuna
Cash loans in euro
Student loans
Mortgage loans
Consumer loans
Card consumer loans
Lombard loans
Tourist loans
Housing loans in kuna
Housing loans in euro
Vehicle loans
≤76,000.00 HRK – 200.00 HRK; >76,000.00 HRK – 600.00 HRK
≤10,000.00 EUR – 30.00 EUR; >10,000.00 EUR – 80.00 EUR
1.00 % of loan amount, min. 200.00 HRK
1.50% of loan amount, min. 200.00 HRK
1.00% of loan amount, min. 200.00 HRK
no fee
1.00% of loan amount, min. 200.00 HRK
up to 1.50% of loan amount
≤380,000.00 HRK – 1,200.00 HRK; >380,000.00 HRK – 1,800.00 HRK
≤50,000.00 EUR – 160.00 EUR; >50,000.00 EUR – 240.00 EUR
0.50% - 2.50% of loan amount
7.2. Early loan repayment fee
7.2.1. Contracts executed before December 31st 2009 and loan agreement executed for the amount higher than 1,000,000.00 HRK
Partial early loan repayment (reduction of principal)
4.00% of early repaid amount of principal
Full early repayment
4.00% of remaining – unmatured amount of principal
Repayment of existing loan with new Bank loan
2.00% remaining debt amount – unmatured amount of principal
Lombard and bridge loans
no fee
7.2.2 Contracts executed after January 1st 2010
Early total or partial loan repayment (reduction of loan principal) made in the period during which fixed rate
was applied if early repayment amount exceeds 75,000 kuna in 12 months (EUR or another currency
equivalent) and if the period between the date of early repayment and maturity date is longer than one year
Early or partial loan repayment (reduction of loan principal) made in the period during which fixed rate was
applied if early repayment amount exceeds 75,000 kuna in 12 months (EUR or another currency equivalent)
in the last year of loan repayment. Amount of fee cannot exceed interest amount which client would have
paid in the period between the date of early repayment and loan contract expiration date
Early or partial loan repayment made in the period during which fixed interest rate was not applied
Lombard and bridge loans or loans where repayment is done according to Contract on insurance
serving as loan repayment guarantee
7.3. Other loan fees
Partial cash disbursement of home renovation loan (up to 30%) Change of loan participant, change of mortgage, other changes under loan
Real estate appraisal
Dunning fees non-performing debtors and their guarantors
Protest, lawsuits, enforcement and other measures of collection
Issuing of statement of deletion
Fee for insurance policy substitution
(Condition for exclusion from paying policy substitution fee is that insured amount of new policy
is at least 20% higher than the insured amount of policy being substituted)
Guarantees under all aspects of retail banking
Change of currency clause during loan repayment
Warning notice to renew insurance policy or deliver car ownership certificate
Fee for approving moratorium on loan principal repayment – with monthly payment of interest during
moratorium period
Fee for approving moratorium on loan principal repayment – without monthly payment of interest during
moratorium period
Loan management fee (car loans)
1.00% of remaining – unmatured amount of principal, or partial loan repayment amount
0.50% of remaining – unmatured amount of principal, or partial loan repayment amount
no fee
no fee
3.00%
500.00 HRK
actual cost
no fee
actual cost
100.00 HRK
2.00% of unmatured principal, min. 200.00 HRK, max. 2.000.00 HRK
0.50% quarterly
no fee
30.00 HRK
no fee
3.00% of unmatured principal - student and housing loans 5.00% of unmatured principal - cash and car loans
0.07% - 0.10% per month
8. COMMISSION SERVICES
Commission operation on basis of purchasing social flats - instalment repayment of matured revalued liability 4.00% (monthly fee)
Other commission services
according to contract
9. PHONE BANKING SERVICES
Monthly membership fee for phone banking (outside package)
Enrolment fee for phone banking services
Payment order in favour of:
- natural person’s account held in the Bank
- business account held in the Bank
- account held outside the Bank
Issuing of SBc@rd token device:
- for new user (outside package)
8.00 HRK
no fee
no fee
2.00 HRK
0.50% of amount (min. 2.50 HRK max. 50.00 HRK)
45.00 HRK
SCHEDULE OF FEES FOR RETAIL BANKING - in effect as of 06/05/2017
Product/service type
Issuing of new SBc@rd token device in case of damage, loss or theft of previous device
(Vasco token, Active card)
Issuing and delivering payment confirmation
Monthly fee for sending SMS messages (outside package)
Replacement of old identification device with SBc@rd token (in effect since 01/02/2014)
- in branch - sending by post
10. INTERNET BANKING SERVICES
Monthly membership fee for internet banking (outside package)
Enrolment fee for internet banking service
Payment order in favour of:
- natural person’s account held in the Bank
- business account held in the Bank
- account held outside the Bank
Foreign currency domestic transfers Foreign currency international transfers
Money transfer abroad - urgent payment
Contracting of standing order service (via internet banking)
Standing order (set up via internet banking in favour of:
- natural person’s account held in the Bank
- business account held in the Bank
- account held outside the Bank
Issuing of SBc@rd token device:
- for new user (outside package)
- for every additional user
Issuing of new SBc@rd token device in case of damage, loss or theft of previous device
(Vasco token, Active card)
Cancellation of service without returning token device (SBc@rd, Vasco token, Active card)
Sending payment confirmation by mail
Replacement of old identification device with SBc@rd token (valid from February 1st 2014)
- in branch
- sending by mail
Monthly statement via Internet banking
Fee amount
120.00 HRK
5.00 HRK (25% VAT included)
7.00 HRK
20.00 HRK
60.00 HRK
8.00 HRK
no fee
no fee
1.00 HRK
0.30% (min. 2.00 HRK max. 20.00 HRK)
0.75% (min. 85.00 HRK, max. 350.00 HRK)
0.75%, (min. 85.00 HRK max. 350.00 HRK) + foreign bank fee 15.00 EUR (foreign bank fee is not charged for EUR or another EU member state currency transfers within the EU)
90.00 HRK
no fee
no fee
no fee
2.00 HRK
45.00 HRK
120.00 HRK
120.00 HRK
200.00 HRK Issuing of payment confirmation
5.00 HRK (25% VAT included)
20.00 HRK
60.00 HRK
no fee
11. MOBILE BANKING SERVICES
Monthly membership fee for mobile banking (outside package)
Monthly membership fee for mobile banking (outside package, with Internet banking)
Enrolment fee for mobile banking service
Payment order in favour of:
- natural person’s account held in the Bank
- business account held in the Bank
- account held outside the Bank
8.00 HRK
5.00 HRK
no fee
no fee
1,00 HRK
0.30% (min. 2.00 HRK max. 20.00 HRK)
12. WESTERN UNION MONEY TRANSFERS
For Croatia, Bosnia and Herzegovina, Serbia, Montenegro, Kosovo, and Macedonia
Amount:Fee:
0.01 - 500.00 HRK
50.00 HRK
500.01 - 1,000.00 HRK
75.00 HRK
1,000.01 - 2,000.00 HRK
115.00 HRK
2,000.01 - 3,500.00 HRK
150.00 HRK
3,500.01 - 5,000.00 HRK
200.00 HRK
5,000.01 - 6,400.00 HRK
305.00 HRK
6,400.01 - 9,600.00 HRK
355.00 HRK
9,600.01 - 11,200.00 HRK
405.00 HRK
11,200.01 - 12,800.00 HRK
600.00 HRK
12,800.01 - 16,000.00 HRK
730.00 HRK
16,000.01 - 19,000.00 HRK
845.00 HRK
19,000.01 - 20,000.00 HRK
965.00 HRK
Message up to 10 words
10.00 HRK
Every additional word
1.00 HRK
For other countries
Amount:Fee:
0.01 - 650.00 HRK
100.00 HRK
650.01 - 1,300.00 HRK
145.00 HRK
1,300.01 - 2,000.00 HRK
190.00 HRK
2,000.01 - 2,500.00 HRK
215.00 HRK
2,500.01 - 3,200.00 HRK
270.00 HRK
3,200.01 - 4,800.00 HRK
300.00 HRK
4,800.01 - 6,400.00 HRK
340.00 HRK
6,400.01 - 9,600.00 HRK
505.00 HRK
9,600.01 - 11,200.00 HRK
535.00 HRK
11,200.01 - 12,800.00 HRK
600.00 HRK
12,800.01 - 16,000.00 HRK
730.00 HRK
16,000.01 - 19,000.00 HRK
845.00 HRK
19,000.01 - 20,000.00 HRK
965.00 HRK
Message up to 10 words
10.00 HRK
Every additional word
1.00 HRK
For Syria
Deposit amount (HRK) 0.01 – 700.00 700.01 – 2,000.00 2,000.01 – 3,500.00 3,500.01 – 7,000.00 7,000.01 – 20,000.00 Message up to 10 words Every extra word 13. OTHER SERVICES
13.1. Other fees Payment by deposit slip
Payment by deposit slip or transfer order from account held in the Bank
Payment by 2D barcode deposits slips at BNAs:
- payee account with Splitska banka
- payee account with other institutions
Payments in favour of Stambeno gospodarstvo Makarska doo. giro account:
- for clients with current account in Splitska banka
- for clients without current account and non-clients
Payments in favour of City of Split giro account
Contracting of standing order service in branch outside package
Contracting of standing order service in favour of Stambeno gospodarstvo Makarska d.o.o.:
- for clients with current account in Splitska banka
- for clients without current account
Contracting the Standing Order in a branch of the Bank in favour of:
- City of Split
Fee:
40.00 HRK
80.00 HRK
130.00 HRK
250.00 HRK
3.00% of transaction amount
10.00 HRK
1.00 HRK
2.00% (min. 10.00 HRK, max. 100.00 HRK)
2.00% (min. 10.00 HRK, max. 100.00 HRK)
1.00 HRK
2.00 HRK
no fee
0.50% (min. 4.00 HRK, max. 50.00 HRK)
no fee
10.00 HRK
no fee
10.00 HRK
free of charge
5.00 HRK
SCHEDULE OF FEES FOR RETAIL BANKING - in effect as of 06/05/2017
Product/service type
Fee amount
- Split Parking D.O.O.
Standing order (set up in Bank branch) in favour of:
- natural person’s account held at the Bank
- business account held at the Bank
- account held outside the Bank
Standing order set in Bank branch in favour of Stambeno gospodarstvo Makarska d.o.o. giro account:
- from client’s current account
- from other client’s accounts
Standing order set up in Bank branch in favour of City of Split giro account
Direct debentures toward companies, clients of Splitska banka
Statement reissuing
Fee for authorized person (using of transaction account by authorized person: current account,
giro account, foreign currency account, foreign currency giro account)
Fee for closing savings account RITAM JUNIOR, RITAM STUDENT and RITAM ZEKO ZVECKO
(fee is not charged if calculated interest under account at time of closing is higher than 50.00 HRK)
Fee for withdrawal of EUR and HRK term deposit made in 10/2011 campaign
Early termination of contract on term deposit, contracted after 31/08/2014
- with renewal of term deposit with at least 50% of withdrawn term deposit amount for min. same term
- if a’vista interest is acknowledged at early withdrawal of deposit
- early termination of contract for Štednjom do cilja
- early termination of contract for Tempo savings
- early termination of contract on dedicated guarantee term deposit
Monthly fee for protected insight into client’s accounts for service contracted after 31/08/2014
Closing fee for savings account RITAM FORTE
Closing fee for savings account RITAM GOLD
- in Prestige, Depo and Depo plus packages
- without package
Various certificates at client’s request (25% VAT included)
- verification of forms of foreign pension companies (25% VAT included)
- verification of forms of foreign pension companies for clients with pension in the Bank
Microfilm reproduction to paper for ungrounded complaints (25% VAT included)
Fee for payments to APN
Payments toward loans approved for agriculture and agro tourism development in Split –
Dalmatia county – commission loans
Payments to giro accounts of Stano-uprava d.o.o. and apartment building under management of
Stano-uprava d.o.o. opened at Splitska banka
Payments to giro account of apartment building under management of company Novi dani d.o.o.
opened in Splitska banka
Payments to giro account of apartment building under management of Unik, Zadar,
opened in Splitska banka
Payments in favour of SB Nekretnine
Payments for humanitarian purposes in Bank branch to accounts opened in Splitska banka
Payment of enrolment/membership fee for Naš Hajduk association in branch
Payments in favour of Wüstenrot housing savings bank and SG Osiguranje on accounts
opened in Splitska banka
Payments for ZB Invest
Payments in favour of SG Consumer Finance d.o.o. account (Crediflex loans) on accounts held
in the Bank for clients with income in Splitska banka
Payments in favour of SG Consumer Finance d.o.o. account (Crediflex loans)
on accounts held in the Bank for clients without income in Splitska banka
Credit report for personal needs (25% VAT included)
free of charge
13.2. Storage
Safekeeping of saving books
- yearly (25% VAT included)
- each transaction
Safekeeping of closed/sealed packages - according to size in cm3 (25% VAT included)
5,000 - 10,000 cm3
10,000 - 20,000 cm3
20,000 - 40,000 cm3
40,000 - 60,000 cm3
over 60,000 cm3
Safekeeping of spare keys to safety vaults of other banks (25% VAT included)
Receiving and sending money parcels (from others)
Security escort for transfer of value parcels
13.3. Safe deposit box renting
Rent according to size (25% VAT included)
safe of 1 - 6.30 dm3
safe of 2 - 11.70 dm3
safe of 3 - 17.20 dm3
safe of 4 - 87.60 dm3
safe of 5 - 175.11 dm3
In case of loss of keys renter bears all costs of new lock and keys
no fee
1.00 HRK per order
0.50% (min. 2,50 HRK, max. 30.00 HRK)
no fee
1.00 HRK per order
no fee
no fee
10.00 HRK
2 HRK per month
50.00 HRK
0.05% of deposit amount, min. 100, max. 500 HRK
0.50% of early-withdrawal deposit amount, min. 100 HRK, max. 500 HRK
0.25% of early-withdrawal deposit amount, min.50 HRK, max. 250 HRK
no fee (excluding early withdrawals of renewed term deposits from previous item for which in this case regular fee applies - 0,50%, min. 100 HRK, max. 500 HRK)
200.00 HRK
no fee
no fee
20.00 HRK
50.00 HRK
50.00 HRK
150.00 HRK
50.00 HRK
50.00 HRK
no fee
18.75 HRK per copy
no fee
no fee
no fee
no fee
no fee
no fee
no fee
no fee
no fee
no fee
no fee
0.50% (min. 4.00 HRK, max. 50.00 HRK)
25.00 HRK
62.50 HRK
10.00 HRK
50.00 HRK quarterly
100.00 HRK quarterly
150.00 HRK quarterly
200.00 HRK quarterly
250.00 HRK quarterly
37.50 HRK quarterly
according to contract + 25% VAT
0.50% of value + 25% VAT
quarterly
half-yearly
312.50 HRK
562.50 HRK
500.00 HRK
750.00 HRK
562.50 HRK
875.00 HRK
750.00 HRK
1,375.00 HRK
875.00 HRK
1,625.00 HRK
actual costs per issued invoice with 25% VAT included
13.4. Lockbox renting
Rent (25% VAT included)
Caution money for keys
Key loss
312.50 HRK
no fee
actual costs with 25% VAT included
14. BLOCKINGS
Verification of bill of exchange for collection
20.00 HRK per bill of exchange
15. INTEREST RATES ON OVERDRAFTS AND REVOLVING CREDIT CARDS
15.1. Authorized overdrafts on current accounts
STUDENT PLUS, PAKET ZA MLADE, SENIOR Packages
START, START NOVI, START SB, START SB+, WELCOME Packages
BALANS, BALANS NOVI, BALANS SB, BALANS SB+, SMART, SMART+ Packages
PRESTIGE, PRESTIGE NOVI, PRESTIGE SB, PRESTIGE SB+ Packages
DEPO and DEPO PLUS Packages
PLUS, CREDIT, COMFORT Packages
PREMIUM Package
Current account with overdraft
9.68%
9.68%
9.68%
9.68%
9.68%
9.68%
9.68%
9.68%
15.2. Revolving credit cards
VISA/MC revolving credit card outside a package
VISA/MC revolving credit card in packages Start, Start Novi, Start SB, Start SB+
VISA/MC revolving credit card in packages Balans, Balans Novi, Balans SB, Balans SB+
VISA/MC revolving credit card in packages Prestige, Prestige Novi, Prestige SB, Prestige SB+
VISA/MC revolving credit card in package Credit
VISA/MC revolving credit card in packages Depo, Depo Plus
9.68%
9.68%
9.68%
9.68%
9.68%
9.68%
16. DEFAULT INTEREST
Default interest on all due outstanding receivables
*calculated according to midpoint exchange rate of Splitska banka valid on the day of collection
7.68%
yearly
812.50 HRK
1,000.00 HRK
1,250.00 HRK
1,750.00 HRK
2,250.00 HRK