4/13/2016
Inbox and Documents - Loan Summary/Mortgage Verfication - Nelnet
STUDENT LOAN
ACCOUNT STATEMENT
Payment Address:
Department of Education
P.O. Box 740283
Atlanta, GA 30374-0283
P.O. Box 82561
Lincoln, NE 68501-2561
Statement Date:
09/16/2015
Account Number:
E123456789
CHLOE A COMMON
Group
A
B
Loan Type
DIRECT CONSOL DIRECT CONSOL Original Principal Amount
$12,800.00
$23,033.07
Lender Name
ABCDC
ABCDC
4.5
4.5
$10,318.68
$24,294.38
$61.01
$3,801.43
Interest Paid Since Last
Statement
$17.86
$50.00
Total Principal Paid Through
09/16/2015
$2,678.58
$132.00
Total Interest Paid Through
09/16/2015
$592.50
$2,688.00
Total Amount Paid Through
09/16/2015
$3,271.08
$2,820.00
Total Payout Amount
Through 09/16/2015
$10,379.69
$28,095.81
Current Interest Rate
Current Principal Balance
Accrued Interest on Next
Due Date
Current Billing Summary:
Monthly Payment Amount
$137.38
$314.51
Total Past Due
$0.00
$118.73
Total Amount Due on
statement date
$137.38
$433.24
ACCOUNT INFORMATION
If you're up, we're up. Our lines are open 24/7. Call us at
888.486.4722 anytime, and we'll be there to help.
https://secure.nelnet.net/Docs/Index
1/5
4/13/2016
Inbox and Documents - Loan Summary/Mortgage Verfication - Nelnet
SEE REVERSE SIDE FOR IMPORTANT ACCOUNT
INFORMATION.
PLEASE DETACH AND SEND BOTTOM PORTION WITH YOUR
Account
number
Payment due
date
Total due
E123456789
10/07/2015
433.24
PAYMENT.
Amount
NAME ON CHECK IF DIFFERENT FROM STATEMENT:
enclosed:
Sign up at www.nelnet.com for our convenient auto debit
payment options and electronic statements and
$
.
Please write your account number
on your check or money order.
correspondence.
PLEASE DO NOT SEND CASH.
Check this box for change of address. See below.
If a check is returned unpaid, for
insu cient funds, it may be re-
Check this box if you completed the special payment
instructions below.
presented electronically.
CHLOE A COMMON
11 COMMON PL FL 1
NEW YORK NY 10012
Payment address:
Department of Education
P.O. Box 740283
Atlanta, GA 30374-0283
S330858077673 3 0043324 8
Payment address:
Account statement
Department of Education
P.O. Box 740283
Atlanta, GA 30374-0283
Nelnet: Toll-free
1.888.486.4722
www.nelnet.com
https://secure.nelnet.net/Docs/Index
2/5
4/13/2016
Inbox and Documents - Loan Summary/Mortgage Verfication - Nelnet
Additional Information
Repayment Plan Options. Assistance is available to help you lower or postpone your monthly student
loan payments using a deferment, forbearance, or di erent repayment plan. You may be eligible for one
or more of the following repayment plans: Standard, Graduated, Extended, Income-Based, IncomeSensitive, Income-Contingent, Pay As You Earn or Revised Pay As You Earn. To explore options or make
changes that could help you avoid default, call us at 888.486.4722 or log in to your account at Nelnet.com.
You can also visit the U.S. Department of Education's website at StudentAid.ed.gov to review solutions,
including consolidation, to keep your student loans up to date.
Authorization for Electronic Debit. If you provide us with a check as payment, you authorize us to either
use information from your check to make a one-time electronic transfer from your account or process the
payment as a check transaction. When we use information from your check to make an electronic fund
transfer, funds may be withdrawn from your account as soon as the same day we receive your payment,
and you will not receive your check back from your nancial institution. Payments returned due to nonnegotiable funds may be re-attempted a maximum of one time. Extra Payments. Paying o your student loans sooner is easy at Nelnet.com. When you pay more than
the minimum amount due, you can direct the extra amount to speci c loan groups. You may also request
one-time or recurring special payment instructions via phone, email, or mail (including your account
number) using our correspondence address: P.O. Box 82561, Lincoln, NE 68501-2561. While your student
loans are in repayment, each time you satisfy a loan group's monthly payment amount, we will
automatically advance your next payment due date by one month, unless you submit special instructions
to not advance your due date. If you plan to pursue Public Service Loan Forgiveness, visit
StudentAid.ed.gov/PublicService for more information regarding prepayments and how they are counted
as qualifying payment. Payment Allocation. Payments are rst applied to any past due student loan groups. Loan groups with
the oldest delinquency will be paid rst. If you do not pay the total amount due, your partial payment will
be prorated based on each loan group's regular monthly payment amount. Every loan group may become
delinquent or be reported to the consumer reporting agencies. You could also lose eligibility for borrower
bene ts or repayment incentives. Once all loan groups are current, payments are prorated across loan
groups in an active repayment status according to their monthly payment amounts. After your current
amount due is satis ed, or if no payment is due (for example, if your loans are not yet in repayment), your
payment will be allocated across the loan groups, with prorated allocations based on each loan group's
accrued interest and regular monthly payment amount. Once a portion of your payment is allocated for a
particular loan group, payments will be applied automatically to your principal balance after all
outstanding interest is paid. Why Is My Payment $0? If you receive a statement for $0 due, it means you have paid more than your
monthly payment amount in the past to fully cover this month's payment and no payment is due, or your
current repayment plan requires no payment at that time. You can always pay more, without penalty,
which will reduce your total cost of borrowing and save you money in the long run. If you are not
required to make a payment for your loan group(s) during this month, you won't be considered past due if
you don't make a payment or pay less than your regular monthly payment amount. However, we
encourage you to continue paying as much as you can, because interest continues to accrue on any
remaining principal balance. Paying down your loan group(s) as quickly as possible will save you money in
the long run. https://secure.nelnet.net/Docs/Index
3/5
4/13/2016
Inbox and Documents - Loan Summary/Mortgage Verfication - Nelnet
Why Is the Amount Due Di erent Than it Usually Is? Your amount due may be higher than usual if your
payment last month did not cover the total amount due, your lower repayment plan has expired, or you
are on a plan that increases your payment amount incrementally. Interest Calculation. Interest on your account is calculated using simple interest. Interest will accrue daily
based on your outstanding balance and the number of days between payments. Payment Schedule. Did you know you can nd more details about your student loan on our website,
including your current repayment plan and schedule of repayment? Create an account or log in to your
account at Nelnet.com to access your student loan information, or call 888.486.4722. Privacy Notice. Federal law requires us to tell you how we collect, share, and protect your personal
information. Our privacy policy has not changed and you may review our policy and practices with respect
to your personal information at Nelnet.com by clicking Privacy & Security at the bottom of the page, or we
will mail you a free copy upon request if you call us at 888.486.4722. Alternative Formats. Alternative formats of student loan documents are available electronically online as
well as by mail. If you are in need of assistance or interested in requesting alternative formats, contact us
at 888.486.4722. https://secure.nelnet.net/Docs/Index
4/5
4/13/2016
Inbox and Documents - Loan Summary/Mortgage Verfication - Nelnet
PLEASE DETACH AND SEND BOTTOM PORTION WITH YOUR PAYMENT.
CHANGE OF ACCOUNT INFORMATION
Use this form to notify us of a change of address or special payment instructions:
Special payment
instructions only
Indicate speci c group
payment information.
Check all that apply:
Do not advance due date:
Groups():
Apply to group(s) as
speci ed below:
Submit special
instructions and payment
to:
Department of Education
P.O. Box 740283
Atlanta, GA 30374-0283
All payments automatically
apply rst to fees, second to
interest, and third to
outstanding principal.*
Change of address
Name:
Street:
Apt./Bldg. #:
City:
State, ZIP:
Home telephone:
Work telephone:
Email Address:
Groups():
Payo :
Groups():
https://secure.nelnet.net/Docs/Index
5/5