st
Effective 1 January 2015
A) CURRENT ACCOUNTS
1. PINNACLE CURRENT ACCOUNT
Account opening balance
UGX
Bundled monthly fee
UGX
Bundled fee includes
Free ATM transactions
Free over the counter deposits & withdraws
Free Inward cheque clearing
Free Standing orders
Foreign Currency
Account opening balance
USD/EUR/GBP
Monthly management
USD
GBP
EUR
2. ONE TARIFF
Account opening balance
Bundled monthly fee
Bundled fee includes
UGX
UGX
4. STANDARD PERSONAL
Account opening balance
Monthly management fee
Service charges
Cash deposits
ATM
Over the counter withdrawal
below 5 million
Over the counter withdrawal
above 5 million
Inward cheques
Foreign currency
Account opening balance
Cash withdrawals
Cash deposits
20
15
10
10
Free
Free
Free
Free
Free
Free
Free
Free
UGX
1st Salary or 10,000
5,000
UGX
UGX
Free
600
UGX
5,000
UGX
10,000
UGX
3,000
UGX
UGX
50,000
17,000
UGX
UGX
Free
600
UGX
5,000
UGX
10,000
UGX
3,000
200
200
200
10
GBP
EURO
USD
GBP
EURO
-Below 2,000
-Above 2,000
5
10
2
1.5
2
10
0.5% of value,
max. charge 5,000
Free
0.25% of value,
max. charge 5,000
-Below 5,000
-Above 5,000
B) SAVINGS ACCOUNTS
1. CLASSIC SAVINGS
Account opening / Minimum
balance
Service charges
Cash deposits
UGX
50,000
UGX
Free
3 over the counter withdrawals
per month
Free
Each additional withdrawal
UGX
10,000
Classic savings Monthly
management fee
UGX
3,500
Low balance charge per month
UGX
Foreign currency
Account opening / Minimum
balance
16,000
USD
100
Cash withdraw charges for foreign Below 2,000
Above 2,000
10
0.5%
of value,
max charge 5,000
2. SAVINGS PLUS
Account opening/ Minimum
balance
Service Charges
Cash deposits
Savings plus Monthly
management fee
3 Over the counter withdrawals
per month
Each additional withdrawal
USD
GBP
EUR
Below 2,000
Above 2,000
Low balance charge per month
USD
GBP
EURO
USD
Monthly management fee
Inward cheques
Cash withdrawals
1st Salary or 50,000
37,000
Salary handling
Cash deposits and Withdraws
5 ATM transactions a month
1 Standing Order per month
1 Telegraphic Transfer per
month
Chequebooks per year
Utility bill handling
Banker’s cheque per
month
3. SALARY ACCOUNT
Account opening balance
Monthly management fee
Service charges
Cash deposits
ATM
Over the counter withdrawal
below 5 million
Over the counter withdrawal
above 5 million
Inward cheques
50,000
30,000
UGX
250,000
UGX
Free
UGX
2,500
Free
UGX
10,000
Low balance charge per month
UGX
Cheques to 3rd Parties - Savings
16,000
1,500
2. Bundled option 2 (UGX only)
Foreign currency
Account opening / Minimum
balance
3. YOUNG SAVERS
Account opening/ Minimum
balance
Service Charges
Cash deposit
100
100
100
10
0.5% of value,
max 5,000
USD
GBP
EUR
10
10
10
UGX
50,000
UGX
Free
3 over the counter withdrawals
per month
UGX
10,000
Low balance charge per month
Foreign currency
Account opening/ Minimum
balance
UGX
16,000
USD
GBP
EUR
Below 2,000
Above 2,000
Low balance charge per month
100
100
100
10
0.5% of value,
max 5,000
USD
GBP
EUR
4. CAMPUS PLUS (AT SELECTED BRANCHES)
Account opening balance
Minimum balance
Service charges
UGX
Cash deposits
Monthly management fee
Over the counter withdrawal
below 5 million
Over the counter withdrawal
above 5 million
Safe custody (academic
documents per semester)
5. ACHIEVERS
Account opening/Minimum
balance
Service charges
Cash deposit
Low balance charge per month
Achievers over the counter
withdrawal
6. EASY ACCESS
Account opening balance
Minimum balance
Service charges
Cash deposit
Over the counter withdrawal
below 5 million
Over the counter withdrawal
above 5 million
Monthly management fee
7. DEMBE ACCOUNT
Account opening/Minimum
balance
Service charges
Cash deposit
ATM withdrawals
Monthly management fee
Over the counter withdrawal
below
5 million
Over the counter withdrawal
above
5 million
8. INVESTMENT CLUBS
Account opening/ Minimum
balance
10
10
10
20,000
5,000
Free
UGX
500
UGX
5,000
UGX
10,000
UGX
UGX
5,000
50,000
UGX
UGX
Free
16,000
UGX
10,000
UGX
UGX
20,000
10,000
UGX
Free
UGX
5,000
UGX
10,000
UGX
5,500
UGX
20,000
UGX
Free
UGX
UGX
Free
1,000
UGX
5,000
UGX
UGX
10,000
50,000
Service charges
Cash deposit
UGX
Free
Monthly management fees
UGX
3,000
3 over the counter withdrawals
per month
Each additional withdrawal
Low balance charge per month
Free
UGX
10,000
UGX
16,000
C) CORPORATE CURRENT ACCOUNT
Account Opening Balance (Local) UGX
Company Search Fee
UGX
UGX
200,000
60,000
1. Bundled option 1 (UGX only)
Bundled Monthly fee
UGX
50,000
Bundled fee includes: Unlimited cash deposit transactions
5 cash withdraw transactions
5 Inward cheques
Additional transactions charged as per
the tariff.
100,000
Bundled fee includes:Unlimited cash deposit transactions
Unlimited cash withdraw transactions
Unlimited inward cheques
3. Pay as you transact option
Monthly management fee
Inward cheques
Over the counter withdraw
Below 5 million
Over the counter withdraw
Above 5 million
Foreign currency
Account opening balance
Free
Each additional withdrawal
Cash withdrawals
Bundled Monthly fee
UGX
UGX
30,000
3,000
UGX
5,000
UGX
10,000
USD
GBP
EURO
500
500
500
Equivalent of UGX
60,000
Company Search Fee
Service Charges
Cash withdrawals
-Below 2,000
-Above 2,000
10
0.5% of value,
max. charge 5,000
Cash deposits
-Below 5,000
Free
-Above 5,000
0.25% of value,
max. charge 5,000
Inward cheques
Monthly management fee
GBP
EURO
USD
USD
GBP
EURO
1.5
2
2
10
5
10
D) GENERAL SERVICES
1. CHEQUE SERVICES
Cheque book charge per leaf
UGX
Deposit book
UGX
Counter cheque leaf
UGX
Free
25,000
Bank draft
UGX
20,000
Bank draft repurchased
Voucher retrieval
Cheque unpaid due to
Insufficient funds
UGX
UGX
10,000
10,000
UGX
150,000
Cheque unpaid due to
UGX
technical reasons
Cheque unpaid by other Banks
UGX
Express cheque book charge
excluding cheque book charge per UGX
leaf
2. LOCAL ACCOUNTS SERVICES
Utility payments UMEME
UGX
Utility payments NWSC
UGX
Stop payment instructions
UGX
Stop payment foreign drafts
UGX
Dormant account reactivation
UGX
Minimum interest chargeUGX
overdrawn account
Standing order set up charge
Standing order dfcu transfers
UGX
Standing order (Other) monthly
UGX
charge
Amendment / terminationUGX
standing order
Standing order unpaid due to
UGX
lack of funds
Late deposit held in overnight
UGX
safe custody
Amendment of account details &
UGX
signatories
Closing account
UGX
Pinnacle Membership
UGX
3. LOCAL COLLECTIONS
Electronic Funds Transfer (EFT)
Inward Electronic Funds Transfer
Direct Debit payments
(incoming)
Unpaid direct debits
Salary processing per item
RTGS - Instant transfer
Inward RTGS fees
Clearing in Kampala
Upcountry cheques (BoU
presence)
Upcountry cheques (no BoU
presence)
20,000
Free
10,000
Interim / additional / duplicate
statement per page
Loan statement per page
Electronic statements for VISA
applications
UGX
5,000
UGX
5,000
UGX
20,000
UGX
UGX
UGX
2,000
2,000
UGX
70,000
UGX
UGX
UGX
200,000
150,000
20,000
UGX
30,000
UGX
20,000
7. OTHER SERVICES (FOREIGN)
International Payments
Foreign currency cheques drawn
on Ug Banks
Swift/ Telegraphic Transfers
Inward transfer
All
0.45% min $30 or
equivalent
Outward transfer (dfcu’s charge)
All
6. OTHER SERVICES (LOCAL)
URA collections
School fees
KCCA fees
Cash-In-Transit / Bullion van
service
Safe custody
Large envelope per annum
Small envelope per annum
Retrieval / access fee per visit
report
Letter of introduction /
recommendation
All
Outward transfer (correspondent
bank’s charge)
Tracers on TT's
Swift/ TT message amendment
Bank Draft-USD, GBP, EURO,
KES
$10 or equivalent
Equivalent of UGX
$25 - $35
Equivalent of
20,000
All Equivalent of 20,000
0.20% min UGX
All
20,000
8. ELECTRONIC BANKING CHARGES
Click Banking
Retail module sign-up charge
** Transactional fees apply as per
Corporate module sign-up charge
Corporate module monthly
service charge
E-statement
UGX
tariff**
UGX
Free
UGX
Free
Free
Free
Mobile Banking
SMS alerts monthly charge
Free
Free
20,000
20,000
Free
Balance enquiry
10,000
2,000
Free
Free
UGX
500
Free
Funds transfer dfcu to dfcu
UGX
500
Mini statement
UGX
500
Airtime recharge
UGX
200
Utility payments
UGX
500
School fees payments
UGX
500
E-Tax payments
UGX
500
Cheque book request
UGX
500
5,000
5,000
125,000
Free
Free
20,000
30,000
9. LOAN RELATED CHARGES
Standing order setup
Free
Loan application
Free
Arrangement fee
2.00 -3.00%
Annual monitoring fee
Maximum 1%
Legal fees
2.00 -3.00%
Restructuring fees
Loan statement per page
1.00%
UGX
Renewal facility fees
UGX
UGX
3,500
3,500
10. TRADE FINANCE FEES
UGX
2,000
LC issuance fees
UGX
UGX
UGX
UGX
UGX
20,000
2,000
15,000
3,000
Free
UGX
10,000
UGX
0.5%
min 30,000
max 100,000
Free
600
1,500
10,000
UGX
10,000
UGX
10,000
UGX
UGX
UGX
UGX
200
2,000
Free
20,000
Advising fees - Guarantees/
Letters of credit
Reimbursement charges
1% (cash covered)
2% (credit facility)
per quarter basis
USD
50
UGX
75,000
0.5% Clean line
0.25% Cash covered
per quarter
correspondent bank
Amendment fee
Negotiation fee
TT amendment charges
TT amendment charges
Advising fee by correspondent
Swift fee by correspondent
Cable charges dfcu Bank
Transfer of LC 0.15%
minimum
Cancellation charges
Discrepancy charges for LC’s
Bank guarantees/ Bid bonds
- Cash covered 2% per quarter
minimum charge
Non cash covered 1% per
quarter minimum charge
5,000
2%
10%
Loan refinancing fees
4. AUTO TELLER MACHINE (ATM) SERVICES
Ist Issue of ATM Card
UGX
Withdrawals at dfcu ATM
UGX
Withdrawals at Interswitch ATM UGX
UGX
Withdraws at VISA ATM
Replacing lost / stolen card
Uncollected cards destroyed (3
months)
ATM Mini statement
ATM VISA balance inquiry
ATM balance Inquiry at dfcu ATM
800
5. STATEMENTS
Initial monthly and quarterly
statements
USD
UGX
USD
USD
USD
0.50% min $100
10
20,000
125
25
50
USD
150
USD
USD
250
60
UGX
75,000
UGX
75,000
Head Office: Plot 26 Kyadondo Road Call Centre: 0414 351000 Toll free: 0800 222 000
Email: [email protected] Website: www.dfcugroup.com
dfcu tarrif plan.indd 1
06/30/14 12:57 PM