Version 1.2. Author/s: PN/MSB Document Reference: 1.6.1. Terms and Conditions For Electronic Betting with Gate Bet Limited Contents PART A - GENERAL TERMS AND CONDITIONS PART B - GAME RULES PART C - DETAILED BETTING RULES PART A GENERAL TERMS AND CONDITIONS TABLE OF CONTENTS: § 1 – INITIAL PROVISIONS § 2 – ENTERING INTO THE CONTRACT FOR ONLINE FIXED-ODDS BETTING § 3 – BETTING ACCOUNT § 4 – CREDITING THE USER ACCOUNT § 5 – WITHDRAWALS FROM BETTING ACCOUNT § 6 – DATA RECORDS FOR BETS AND BETTORS § 7 – FINANCIAL LIMITS § 8 – OPERATING HOURS § 9 – COMPLAINTS & CLAIMS § 10 – PERSONAL DATA PROTECTION § 11 – ANTI-MONEY LAUNDERING PROVISIONS § 12 – FINAL PROVISIONS §1 INITIAL PROVISIONS (1) Gate Bet Limited (hereafter the Operator) is the sole proprietor of the website domain www.tipsport.com, (hereafter the Site). Gate Bet is a company that was duly registered under Maltese law on _3rd of December 2010 with company registration number C51332, having its registered address at Suite 3, 1st Floor, Valletta Buildings, South Street, Valletta, Malta VLT 1103. Gate Bet was also duly licensed to provide an online gaming operation (Class 1 on Class 4 and Class 2) by the Lotteries and Gaming Authority of Malta (hereafter the LGA) in accordance with Letter of Intent LGA/CL2/714/2010. (2) The General Terms and Conditions of this PART A (hereafter the Terms), govern the contractual relationship between the Operator and the individual Bettors. This contractual relationship is also subject to the Game Rules of per PART B below (hereafter the Rules), the Detailed Betting Rules of PART C below (hereafter the Detailed Rules) and the Laws of Malta. (3) The defined terms (i.e. the terms in bold and italic font) used in these Terms have the same meaning assigned to them in the Rules and in the Detailed Rules. For the respective definitions of such terms please refer to § 2 of the Rules (PART B) and § 2 of the Detailed Rules (PART C) below. (4) In order to participate in the games provided by the Operator and place Bets, every person must register as a Bettor and thus have a User Account registered in his name. A person will not be able to register unless he/she agrees to be bound by these Terms. A person who does not agree with, or is otherwise not eligible to register as a Bettor in terms of these Terms, the Game Rules the Detailed Rules and/or the Laws of Malta in general, may not participate in any game provided by the Operator. (5) All financial transactions are registered in EUR, unless another currency supported by the Operator applies, in which case the respective EUR figures indicated in these Terms, the Rules and the Detailed Rules shall be in such other supported currency and in the amount deemed appropriate by, and practical to the Operator. (6) In the event of suspected manipulation and/or fraud and/or any breach of these Terms, the Rules or the Detailed Rules, the Operator may suspend or entirely exclude the respective Bettor from placing any Bets, and block the repective User Account. §2 ENTERING INTO THE CONTRACT FOR ONLINE FIXED-ODDS BETTING (1) The precondition for participation in the Bets is entering into the Online Betting Agreement (hereafter the Agreement) between the Operator and the Bettor. Such Agreement is perfected upon registration. To register, the Bettor must duly fill in the Registration Form in the Online Application correctly and in full. The Operator may request the person registering to provide documentation attesting to his identity and the correctness of the details provided. Upon registration, the Bettor agrees with all terms and conditions for electronic betting with the Operator and specifically acknowledges and provides his/her express consent to the these Terms, the Rules, and the Detailed Rules, all of which he/she declares to have carefully read. (2) Without registering, i.e. entering into the Agreement, the Bettor cannot open a User Account and participate in the Bets. An Agreement shall however not be deemed valid in the event that any binding rule(s) is/are breached during the registration process. (3) The Operator reserves the right to refuse to open a User Account, cancel a User Account, refuse deposits and/or withdrawals in all those cases where it has reason to believe that false, inaccurate, deceitful or incomplete information was given or in the case of any criminal behaviour on the part of the Bettor. (4) In order to register, the following information is required from the Bettor: first name, family name, date of birth, place of residence (i.e. address where the Bettor is actually staying and may successfully receive papers), type and number of identity document, and a valid e-mail address. A person registering as a Bettor must affirm that he has the legal capacity and the minimum age required by Maltese law (i.e. 18 years of age) to participate in online betting. (5) Upon entering into the Agreement, a User Account shall be opened for the Bettor, who may thereafter participate in the Bets offered by the Operator. The User Account keeps track of all financial transactions (deposits, withdrawals, etc.) and information on Bets entered into by the Bettor. (6) The Terms, as well as the Rules and the Detailed Rules shall cease to have effect upon the closing of the User Account in whatever manner. (7) Mere use of the Site following registration of the Bettor’s account is a tacit acknowledgement and acceptance of all the rules herein provided without any reservation. (8) It is recommended that these Terms and Conditions for Electronic Betting with Gate Bet Limited on www.tipsport.com are printed in hard copy for ease of reference. (9) The Bettor must be 18 years of age (and 21 in the case of Estonian players) or over, of sound mind and capable of taking responsibility for their own actions and for understanding the terms associated with their account. Bettors from Estonia must be 21 years of age or over to register. (10) The Bettor must not attempt to sell or otherwise transfer the benefit of their account to any third party and must not acquire or attempt to acquire an account which has been opened in the name of a third party. (11) It is strictly prohibited for the registered users to transfer funds amoungst other player accounts. (12) The Bettor must not be located in the United States of America, Turkey or other such restricted jurisdictions as Gate Bet Limited may from time to time determine. (13) It is the Bettor’s ultimate responsibility to make sure that betting in the jurisdication that one resides in is legal. §3 BETTING ACCOUNT (1) Access to the User Account in the Online Application is only granted to the Bettor after he/she enters the correct user name and password. (2) The Bettor is solely responsible for any and all transactions taking place through his/her User Account. The Bettor shall, at all times, ensure that his/her user name and password are kept secret and he/she must protect the same against misuse. (3) Any one Bettor may only register a single User Account. The holding of more than one User Account account is strictly forbidden, even if use is made of a different identity, e-mail address or bank account, or if such additional is held in the name of a third party on behalf of the Bettor. The Operator reserves the right to refuse to activate, or to cancel a User Account whenever it has reason to believe that a person has breached/attempted to breach the provisions of this clause. In the event that a person breaches this rule, the Operator may terminate the Agreement, and this even retroactively to the its date of commencement. In any such case, the parties must return to one another all funds transferred as a consequence of the Agreement, and the Operator shall have the right to retain any balance standing to the credit of the User Account to ensure compliance with this provision. (4) The User Accounts may only be handled by the respective Bettors themselves. The Operator shall deal with the User Account and handle the monies standing to its credit solely in the manner allowed by law. (5) Should a Bettor lose/forget his/her password, he/she may obtain a new one by clicking on the 'Forgotten Password' link and providing his/her user name, date of birth and e-mail address into the field provided. Upon verification of the supplied data for compliance with that of the database, a new password will be generated and e-mailed to the Bettor. The Operator may concurrently also ask the Bettor to furnish proof of his/her identity. (6) Should a Bettor lose/forget his/her user name, he/she must contact Customer Support via e-mail. (7) In any case where the the Bettor suspects or becomes aware that his/her user name and password have been obtained and are being used by a third party, it shall be his/her responsibility to duly inform the Operator immediately and the Operator shall then inspect and verify the User Account accordingly. (8) The Bettor may change his/her user name and access password at any time. Such change(s) can be made through the User Profile (modify profile/change password). However, the e-mail address with which the User Account is registered may not be changed. (9) Subject to the deduction of all Bet Amounts for the Bets placed and/or other transactions in line with the terms and conditions established by these Terms, the Bettor shall have the balance on his/her User Account at his disposal. (10) Winnings shall be credited to the Bettor’s User Account after the Bet Evaluation. Such Winnings may then be used for the placing of further Bets or otherwise at the Bettor's discretion in compliance with these Terms. (11) Miscalculated Winnings, or Winnings credited to the Bettor’s User Account erroneously or by accident, represent unjustified gains, and the Bettor is not entitled to such funds. The Operator retains the right to reverse such error and to have such funds refunded. If the Bettor discovers any Winnings have been credited incorrectly to his/her User Account, he/she shall have the obligation to notify the Operator thereof without delay. The Bettor must not use the technical options of the Online Application to breach or circumvent the law, these Terms and/or the Rules and for his/her unjust enrichment at the expense of the Operator, and should the Bettor fail to abide by this prohibition, the Operator shall immediately have the right to the refund of the Winnings or other funds obtained in this way. (12) The Operator shall have the right to deduct from the Bettor's User Account any Winnings which he/she is not entitled to under these Terms and the Game Rules and the Bettor’s consent shall not be required to this effect. This right granted to the Operator by means of this clause shall apply even if the User Account will reflect a negative balance after the deduction is effected. Moreover, in the latter case, the Bettor must credit his/her User Account with such funds as are necessary to result in a positive balance of at least EUR 1 within 10 days from the Operator’s deduction. The Bettor will not be allowed to further participate in any game before his User Account shows the required positive balance. (13) Bettors are not allowed to use the money sent to the User Account in any way (e.g. financial transaction) other than for the payment of the Bet Amount for the Bets to be placed or for other services in line with these Terms. If this prohibition is breached by the Bettor, the Operator shall have the right to recover the expenses incurred as a consequence of these transactions and may use the User Account balance for this purpose. If, after this deduction, the User Account shows a negative balance, the Bettor shall obliged to charge his/her User Account, as stipulated in last preceding clause. In the event that the Bettor repeatedly breaches the provisions of this clause, the Operator shall immediately have the right to cancel the Agreement. (14) The Bettor may terminate the Agreement and, consequently, even his/her User Account at any time, without giving any reason, by sending a written request to this effect to the Operator; provided that, the User Account may only be cancelled after any negative balance owing to the Operator has been compensated. The User Account will be cancelled on the fifth day following the date on which such negative balance has been compensated. (15) Upon cancellation of a User Account, the Operator shall remit to the Bettor any amount standing to the credit of the User Account in excess of EUR 1, and this within seven days of the cancellation of the User Account; if the balance does not exceed EUR 1, the Operator shall not be obliged to remit the same to the Bettor due to the disproportionate transaction cost. §4 CREDITING THE USER ACCOUNT (1) The Operator will not accept any deposits made in cash. (2) To credit the User Account, the Bettor may only use any of the following payment methods: a) Bank transfer – the Bettor may charge his/her User Account by means of a noncash payment order to any of the Operator’s bank accounts. The several bank accounts of the Operator are shown in the Online Application. b) Payment card – the Bettor may transfer his/her funds using a payment card. The card details provided for the transaction are only available to the bank and the Operator cannot access the same. c) By means of other payment method acceped by the Operator, which is in line with current EU legislation and which is approved by the LGA. §5 WITHDRAWALS FROM BETTING ACCOUNT (1) A Bettor may at any time effect a full or partial withdrawal of funds standing to the credit of his/her User Account and this in one of the following ways: a) non-cash money transfer to a registered bank account, wherein the Bettor shall state such requirement in the Online Application and indicate the required amount. b) crediting the payment card used by the Bettor to charge the User Account. c) other method accepted by the Operator which complies with current EU legislation and which is approved by the LGA. Please note that fees may be charged for payments or transactions. However, the Operator should not be regarded as a financial institution and no interest will be chargeable by the Bettor on deposits made. (2) The funds will, if practicable, be remitted to the Bettor not later than 5 working days from the receipt of the request. Furthermore, all payouts shall be credited to the same bank account that was used to make the deposit. The Operator will check the identity of the Bettor on any initial withdrawals or Operator may cumulative withdrawals amounting to €2,300 or more. (4) The temporarily suspend a withdrawal of funds from the User Account for the purpose of verifying the Bettor's identity by requiring him/her to provide proof of identification, as well as to to ensure correctness and currentness of the personal data provided. Withdrawals may also be suspended for any other purpose acceptable to the LGA. (5) The Operator may temporarily restrict the Bettor from handling the funds in his/her User Account in justified cases, particularly following the instruction of the bank which authorises the non-cash money transfers by payment cards and/or in case of a binding instruction by a competent authority. §6 DATA RECORDS FOR BETS AND BETTORS (1) All information regarding Bettors, their Bets and their individual transactions, is stored in a computer database of the Operator. The Online Application grants the Bettor access to data specifically regarding his/her person and/or his/her participation in the game (i.e. data stated below in the immediate following clause (2)). (2) The following sections are shown in the Online Application: a) User Profile – the profile features all personal data and game data some of which the Bettor has the chance to personally edit (change) particularly the user name, password, telephone, etc. The Operator has the right to ask the Bettor at any time to provide a copy of his/her identification document to verify the correctness and currentness of the personal data provided. b) My Tickets – this section features all data on placed Bets. All placed and pending (not yet evaluated) Bets are shown here, as well as Bets evaluated less than 60 days prior. c) Deposits/payouts – this section is used to credit the User Account and/or to request withdrawals therefrom. d) Transaction History – this section shows a detailed overview of all completed transactions in the User Account (deposits for bets, credited winnings, account charging, and withdrawals). The transaction history may be displayed only over a specific period of time. §7 FINANCIAL LIMITS & RESPONSIBLE GAMING (1) The Operator may at any time to set and amend the financial limits applying to the User Account. Operator may hence e.g. stipulate the minimum and maximum values for deposits in the User Account and withdrawals from the User Account. (2) The Operator shall immediately set such limits as requested by a Bettor by means of written or electronic notice, which: i. Set a limit on the Bet Amount that the Bettor may wager within a specific period of time; ii. Set a limit on the losses the Bettor may incur within a specific period of time; iii. Set a limit on the amount of time that the Bettor may play in any one session; iv. Exclude the Bettor from playing for a definite or indefinite period of time. The Operator shall not accept a wager from a Bettor contrary to a limit or exclusion set by the Bettor in terms of this clause. A Bettor who has set a limit or exclusion may change or revoke the limit or exclusion by written notice or electronic notice given to the Operator. A notice increasing or revoking a limit or decreasing the exclusion has effect only after seven (7) days after the Operator has received the notice. A notice reducing a limit or increasing the exclusion has effect immediately after it is received by the Operator. (3) The Bettor may reach the maximum net winnings limit of EUR 300,000 within one betting week defined in the Rules. If this limit is exceeded, the difference will not be paid to the Bettor. §8 OPERATING HOURS (1) Non-stop operating hours, every day without limits, have been set for the acceptance of Bets through the Online Application. (2) The only exceptions to the rule stipulated in clause (1) are reasons provided by law (e.g. state mourning), changes to operating hours announced in advance by the Operator and possible service or maintenance interventions as may be required by the Operator. §9 COMPLAINTS & CLAIMS (1) Bettors may file reasoned complaints and claims to the Operator who shall immediately investigate the same and inform the complainant/claimant of the result within 21 days of their filing (delivery). The Operator reserves the right to request any information from the Bettor in order to be able to investigate and resolve the claim/complaint appropriately. (2) Claims on Winnings are to be made by sending a copy of the claimed Ticket, together with a justification, through the Online Application or by means of an e-mail containing a description of the identified defect to be sent to the following address: to [email protected]. (3) Claims on Winnings and therefore also on the turnover on the User Account and balances indicated therein, must be claimed within 30 days of the Bets evaluation of Bets in the Online Application and after the Bettor has been granted access to the respective balance on the User Account in the Online Application. If the Bettor fails to file a claim within the mentioned period, it is assumed that the Bettor agrees with the Bet evaluation and hence with the balance on the User Account; the Bettor loses his/her entitlement to a correction of the Bet after the lapse of this claim period and shall no longer be able to successfully raise any other claims relating to the respective Bet. (4) When assessing disputes regarding a placed Bet, the information stored in the computer database of the Operator shall prevail. (5) Claims made in any manner other than that mentioned above will be disregarded. (6) Each shall party bear its own claim-related expenses. (7) Should the Bettor not be satisfied with the resolution suggested by the Operator, the Bettor may direct its complaint or claim to the LGA. § 10 PERSONAL DATA PROTECTION (1) The Operator ensures that all the proper checks are in place to ensure the utmost privacy and security of every User Account. The Operator is registered with the Data Protection Commissioner of Malta in accordance with the Data Protection Act and all other relevant legislation. By registering a User Account, the Bettor is hereby accepting that all personal information provided to the Operator shall be treated in utmost confidentiality and shall not be stored longer than is absolutely necessary in accordance with the relevant laws. Supply of any personal information of the Bettor to third party providers will only be done on an Opt-in basis. (2) However, the Operator reserves the right to conduct a security review at any time as it may deem fit in order to ensure that its security levels are at their highest. The Operator further reserves the right to make any inquiry deemed necessary into the User Account and if necessary, disclose such information to a third party for verification purposes in suspicious cases. The Bettor thus hereby also undertakes to provide to the Operator any information that may be necessary for this purpose. (3) Furthermore, and notwithstanding any of the above, upon registration the Bettor expressly consents and acknowledges that his/her personal data may be supplied to third parties being the Operator’s service providers. Such service providers would without limitation include marketing providers, promotional event organisers etc. § 11 ANTI-MONEY LAUNDERING PROVISIONS (1) The Bettor hereby binds himself/herself by all the relevant Anti-Money Laundering Regulations in force in Malta and across the European Union. The Bettor therefore binds himslef/herself not to use the gaming services provided by the Operator and/or the Site for the purposes of money laundering and/or the funding of terrorism, whether directly or indirectly. (2) The Operator reserves the right to take any measures that would be required in order to obtain or verify a Bettor’s identification. The Operator shall likewise have the right to refuse the opening of a User Account, cancel/suspend a User Account, refuse deposits and/or withdrawals in all those cases where it has a suspicion that the Bettor is making use of the Site for such illicit purposes or that a transaction was used for such purposes. Finally, the Operator shall have the right to disclose any/all details of the suspicious transaction to the appropriate authorities in Malta being the LGA and the Financial Intelligence Analysis Unit. § 12 FINAL PROVISIONS (1) The Operator reserves the right to reject the registration of any Bettor and/or enter into the Agreement and decide on the termination of any Agreement and exclusion of any Bettor from participating in the game without having to give any reason. The Bettor has no legal entitlement to enter into the Agreement. (2) In the event that no transaction is recorded in a User Account for a period of 30 consecutive months, the account shall be deemed to be inactive and will be cancelled. In such case, the Operator shall remit the balance in that User Account to the Bettor, or if the Bettor cannot be satisfactorily located, to the LGA. No claim shall lie against the Operator after it has remitted the balance to the LGA. (3) The Operator shall not be liable for any damage and losses incurred directly or indirectly due to any random or unintended disruption to the website and/or the contents thereof. Furthermore, the Operator shall not be liable for operations not carried out, or carried out in an untimely manner, if these arise from the failure of electronic communications networks, incorrect control of the website and other technical problems. The Operator shall not be liable for any misuse of the website content by the Bettor or a third party. The Operator shall not be liable for damage caused to the Bettor or a third party if this damage was caused by incorrect interpretation or errors in the website content. (4) The Operator reserves the right to terminate the Agreement with immediate effect without stating any reason and to exclude the Bettor and/or reject any financial transfer from his/her User Account, particularly when the Bettor : a) b) fails to provide truthful information during registration breaches the betting terms of the Operator (Terms, Rules, Detailed Rules etc.) This does not affect the right of Operator to compensation of damages, including lost profits. (5) Cases not covered in the Terms, the Rules and/or the Detailed Rules are subject to the decision of the Operator, which decision shall be binding on the Bettor. (6) In the event of death of the Bettor, the Operator will enable the payout of the User Account to the legitimate heir after required documents have been presented. The Operator bears no responsibility for operations carried out by respective state authorities, notaries, testamentary executors and other persons involved in the disposal of the deceased Bettor’s estate. (7) The Bettor is obliged to notify the Operator without delay about any and all changes occuring to the personal data provided and further facts related to the provision of services in the Online Application, which may lead to his/her unjustified enrichment or cause damage to the Operator. (8) Any illegal or suspicious conduct by the Bettor may be reported to the respective authorities. (9) Operator is entitled to charge for certain services and products in accordance with the Ratebook. The Ratebook must be published in the Online Application at least seven days prior to the effective date of its validity.. (10) Operator reserves the right to amend these Terms at any time at its discretion and as it deems fit, with such amendments being binding on both parties. Any amendment shall be effective as soon as the relevant update and/or modification of the Terms is published in the Online Application or as of any other day that may be stipulated by the Operator. Should the Bettor refuse to accept such amendment to the Terms, then he/she must notify the Operator in writing about such refusal and the Operator shall forthwith terminate Agreement and cancel the User Account. (11) Any letter sent electronically to the e-mail address is regarded as delivered on the third day following the date on which it was sent. Letters sent per post are regarded as delivered on the fifth day from their being sent, unless it can be demonstrated that delivery took place on a different date. (12) These Terms shall solely be governed by the Laws of Malta without any regard for any conflict of laws. If a dispute arises with regard to the Terms or in general regarding the contract between the Operator and the Bettor, the Laws of Malta shall apply. In the event that the Operator and the Bettor (hereafter referred to jointly as the Parties) do not reach an agreement to their dispute, they shall submit themselves to the jurisdiction of the Maltese Courts. (13) We reserve the right to make changes to these Terms and Conditions at any time. It is therefore the Bettor’s responsibility to check these Terms and Conditions from time to time to ensure that they agree with them, and their continued use of the site will be deemed to be acceptance of any changes we may make. (14) If the Bettor has made a complaint to the Operator in relation to one of our licensed products and they feel that the final decision about the dispute was not dealt with satisfactorily, the Bettor can raise any unresolved dispute with the Maltese Lotteries and Gaming Authority by emailing: [email protected]. PART B GAME RULES TABLE OF CONTENTS: § 1 – INITIAL PROVISIONS § 2 – DEFINITION OF TERMS BETS § 3 – GAME PARTICIPATION TERMS AND CONDITIONS § 4 – PLACING A BET § 5 – TYPES OF EVENTS AND OUTCOMES § 6 – BET TYPES § 7 – BET LIMITS WINNINGS AND BET REFUNDS § 8 – OFFICIAL RESULT § 9 – BET EVALUATION § 10 – ENTITLEMENT TO WINNINGS § 11 – PAYOUT OF WINNINGS § 12 – BET REFUNDS § 13 – FINAL PROVISIONS WINNINGS AND BET REFUNDS § 8 – OFFICIAL RESULT §1 INITIAL PROVISIONS (1) These Game Rules (hereafter the Rules) aim to regulate the operation of fixed-odds betting by means of a public server enabling remote access to an unlimited range of persons on the internet (online Fixed-Odds Betting), on the basis of: (a) The Remote Gaming Regulation, 2004 (L.N. 176 of 2004 as amended), established under the Lotteries and Other Games Act, 2001 (Chapter 438 of the Laws of Malta - hereafter the Act) (b) Licence No.: LGA/CL2/714/2010 issues by the Lotteries and Gaming Authority established under the Act (hereafter the LGA). (2) The Rules are fully approved by the LGA and regulate the legal relationship between Bettor and Operator. §2 DEFINITION OF TERMS The following terms used in these Rules shall have the meaning assigned thereto (unless otherwise specifically stated): (1) Operator – the operator of Online Fixed-Odds Betting according to these Rules is the company Gate Bet Limited holding licence No. LGA/CL2/714/2010 to operate this game issued. (2) Bettor – the Bettor means the participant in an Online Fixed-Odds Bet. The Bettor may only be a natural person possessing the legal capacity required by Maltese law to participate in online betting and who has demonstrated during registration that he/she has reached the age of 18 and has paid the Bet Amount in line with these Rules. (3) User Account – the User Account is created automatically for every Bettor upon registration. It is intended for the recording of all financial transactions (deposits, withdrawals, etc.) and information on Bets. (4) Winner – a Bettor to whose User Account Winnings are credited. (5) Online Fixed-Odds Bet (hereafter Bet) – means the game on which the Winnings are conditioned upon paying the Bet Amount, and this by guessing (or also by "correct prediction") the sports results or rank in sports competitions, races and/or by guessing other betting events mostly of public interest, e.g. elections, referenda, cultural events, etc. A Bet is placed either on a single sports event, a non-sport event or another event, as mentioned in the previous sentence, or on a set of betting events (hereafter only Event). The amount of Winnings is directly proportionate to the Betting Odds in which the Bet was accepted and to the Bet Amount. (6) Placing a bet – Placing a bet means the voluntary entrance into a one-time agreement between the Bettor and The Operator under established rules (Single Bet, Multiple Bet, special Bet type, etc. – see below). The Bettor enters into the agreement the moment the Bet is placed in the computer database of The Operator. Tickets are shown automatically in the Online Application. The acceptance of Bets may be simplified (e.g. a number Bets on a single Ticket) or advantaged (e.g. bonuses). Therefore, different Bet types exist (as various modifications of Multiple Bets). (7) Bet Amount / Deposit – is the amount wagered, which is deducted from the Bettor's User Account the moment the Bet is placed. (8) Event – refer to definition contained in § 2 of the Detailed Rules (PART C) below. (9) Outcome – refer to definition contained in § 2 of the Detailed Rules (PART C) below. (10) Odds – set the basic probability rate for a specific Event or take into account the influence of other facts regarding the Bet acceptance. Odds are defined by the Operator with the accuracy of two decimal points and may be variable. Odds and their Multiple are the basis for determining the Betting Odds after possible reductions and/or bonuses. (11) Betting Odds – the number by which the Bet Amount is multiplied in order to determine the Potential Payout amount if correct results have been predicted. The Betting Odds determine the probability of Winnings and are rounded up or down to two decimal points. (12) Official Result – is the result of an Event obtained from official sources and published by the Operator. (13) Evaluation – is the translation of Official Results into Bets with the aim of determining the winning Bets. (14) Winnings – are the materialised Potential Payouts or possibly reduced Potential Payouts based on the respective provisions of the Rules on Bet refunds. (15) Potential payout – represents the possible total Winnings, presuming all predictions in the Bet are correct. The amount of the Potential Payout is given by multiplying the Betting Odds and Bet Amount. (16) Net Winnings – represent the difference between the Potential Payout (Winnings) and the Bet Amount. (17) Single Bet – simple Bet – is a Bet consisting of a single Outcome. (18) Multiple Bets – Bets containing two or more Outcomes. For Single Bets and Multiple Bets, the uniform identification Multiple is used in the Online Application when a Bet is placed. (19) SYSTEM – is the identification used in the Online Application for bets placed as System and Multisystem. (20) Online Application – is the computer application on the Operator’s web portal through which Bettors place Bets. (21) Ticket – is the electronic record and confirmation of a placed Bet. Tickets are stored in the computer database and are displayed for Bettors in the Online Application. Abbreviations and codes determined by the Operator are used to identify certain information. One Ticket may include more than one Bet. (22) Offer (Betting offer) – the offer of selected Events published by the Operator for accepting Bets on Outcomes as selected by the Bettor. (23) Supportive Bet – is a Multiple Bet containing Supportive Outcomes. (24) Supportive Outcomes – identical Outcomes and/or Outcomes which directly or indirectly support each other (e.g. Bet on the victory of a tennis player in the final match of a competition and at the same time the Bet on the victory of the same tennis player in the entire tournament). BETS §3 CONDITIONS FOR GAME PARTICIPATION (1) Bets may be placed only by a person who qualifies as a Bettor in accordance with the Rules, i.e. by a person who: a) has reached the age of 18 years, b) possesses the required legal capacity to participate in online betting, c) is duly registered (see below),and d) has paid the Bet Amount (2) The following individuals are not allowed to bet with the Operator: a) employees and shareholders of Gate Bet Limited, b) individuals who prepare the Odds and/or provide information for preparing the Odds, c) persons related to the above-mentioned individuals in the direct line (parents and children), their adoptive children and/or adoptive parents, siblings, spouses, partners, persons sharing the same household and other family members. (3) The Operator is not obliged to accept a Bet. In particular, Bets placed by individuals who seriously or repeatedly breach the contractual terms of these Rules, the Terms or of the Online Application will not be accepted. (4) Bettors are obliged to make themselves familiar with the Rules and Online Application before placing a Bet. By placing the Bet, the Bettor acknowledges all terms and conditions defined by the Operator as binding terms. Lack of knowledge or subjective interpretation of the terms does not void any Bet, and possible claims arising from this lack of knowledge will be disregarded. (5) Bettors register online and each Bettor is responsible for the correctness and currentness of the information entered during registration. At the Operator’s request, the Bettor must show his/her identity and demonstrate correctness of information. In case of data duplicity regarding the name, date of birth and bank account number on several User Accounts, such User Accounts will be cancelled and/or blocked. (6) Bettors are responsible for maintaining their identification data secure and must prevent its misuse. The Bettor's identification data are his username and password. §4 PLACING A BET (1) Bets shall be placed through the IT technology in the Online Application run by Operator only for those Outcomes for which the Operator has published Odds. The circumstances determining the Winnings (result of a match or another future Event) must not be known to anybody in advance and must be of such nature that neither the Operator nor the Bettor may have influence over them. (2) Odds are published in the Online Application and the Operator reserves the right to amend the Odds at any time, to limit a Bettor's Bet Amounts and this even for separate Outcomes or for any period of time, to suspend the acceptance of Bets on certain Outcomes, to possibly place them in Multiple Bets and/or otherwise limit the acceptance of Bets. Should Odds be in any manner amended, the binding Odds for the Bettor and the Operator are those recorded in the computer database of the Operator at the moment of placing the Bet. (3) The Operator may amend the Betting Odds (e.g. by making them more advantageous). The conditions upon which such amendments shall be made must be published by the Operator in advance and the amendment must be marked on the Ticket and recorded in the computer database of the Operator. Betting Odds amended in this way are also subject to the weekly limit of the Net Winnings set by these Rules. (4) The Operator reserves the right to determine the start and end of the acceptance of Bets for separate Events. Bets may be placed for a specific Event only up to the start of such Event (with the exception of LIVE betting). (5) The Operator is not obliged to provide Bettors with additional information on Events (e.g. information on a neutral playing field, surface type, injuries of players, close-up of auditorium, etc.). (6) In case of doubts due to any unclear identification(s) when placing a Bet, the Bettor is obliged to ask for an explanation before placing the Bet. Claims regarding incorrect or misunderstood identification(s) (same names, unclear naming, abbreviations, failure to understand the Bet subject, etc.) will be disregarded. (7) The number of Bets placed by one Bettor may be limited, and any Bet may be subject to an amendment of Bet terms (change to the Odds, withdrawal of an Outcome from the Offer and other similar amendments). (8) After a Bet is placed, it is prohibited to effect any further modifications to the Ticket. Falsification and alteration of Tickets stored in the computer database is punishable under current applicable legal regulations and in such cases, the entitlement to Winnings and/or a refund of the Bet Amount is forfeited. (9) Bet placing methods a) Bettor must be logged on to the Online Application and then the following procedure applies: aa) click on the specific Outcome Odds to bet, ab) select the desired Bet type (SYSTEM may be selected in the Online Application only after predicting three Outcomes), ac) select the Bet Amount in EUR (or another currency supported by the Operator) for the individual Bets or groups thereof, provided that the Bet Amount must not exceed the balance on the User Account, ad) confirm the Bet by clicking the "Bet" button. When the Bet is placed this way, it is stored in the computer database of the Operator. b) If the Bet Amount for a specific Bet contradicts the respective Rules provisions and/or other restrictions imposed by the Operator (e.g. Winnings limit, maximum Bet Amount, etc.), the Bettor is notified about this when placing the Bet and the respective Bet is accepted only after the Bet Amount and/or Bet has been regularised. A similar procedure applies in the case of non-compliance with the Rules (e.g. setting a 3- Multiple limit for an Outcome) and any other relevant regulations. c) Placed Bets may be cancelled by the Bettor within five minutes of their acceptance (unless otherwise stipulated in specific terms). Bets cannot be cancelled after the specified moment for the end of the acceptance of Bets for any Event contained in the Bet. (10) The Bet Amount for a Bet is paid by the Bettor by transferring the corresponding amount from the User Account. The User Account may be charged in the following way: a) transferring money through a transfer order from the Bettor's bank account in favour of the Operator, b) by his/her payment card, c) The Operator may also enable Bettors to pay the Bet Amount by using other payment systems which may be operated legally within the territory of EU countries. (11) Any registered Bettor may use the current bonus offer in the Online Application. §5 TYPES OF EVENTS AND OUTCOMES The Operator publishes the Odds of the Outcomes including, without limitation, the following: a) matches with two possible results (see Definition of Terms), b) matches with three possible results (see Definition of Terms), c) victory, ranking and qualification of an individual or team in one-time sports competitions and/or in sports disciplines of a long-term nature, d) facts directly related to the course or result of sports, or other Events, etc. Example: da) Bets on non-qualification – marked as "NO", db) Bets will not win – marked as "WILL NOT WIN", dc) Bets on victory by goals (simple and handicapped), dd) Bets on the course of a tennis match, de) Bets on the total number of goals in a match, df) Bets on the number of goals in a league round, dg) Bets on the exact result of a match, dh) Bets on the goal scorer in a match, di) Bets on the best goal scorer in competitions of a long-term nature, dj) Bets on fictional matches (Duel), dk) Bets on the best one from a couple (so-called Sportsbets), dl) Bets on the results of elections, etc. e) facts in the course of the happening of the Event (LIVE-type Bets), The Operator may accept Bets on facts in pre-defined and designated (LIVE) Events even in the course of such events. Odds for particular Outcomes are updated continuously during the Event. In LIVE-type Bets the following restrictions apply: ea) LIVE-type Bets may be placed as Single Bets and, where enabled by the Operator, also as Multiple Bets, but may be compiled only from LIVEtype Outcomes. eb) LIVE-type Bets cannot be cancelled. §6 BET TYPES (1) The Operator accepts the following basic types of Bets: a) Single Bets, b) Multiple Bets, (2) Breakdown Bets Bettors may combine their predictions in different ways (creating Single Bets and Multiple Bets) and, in order to simplify and speed up betting, use so-called breakdown Bets. Breakdown Bets bring multiple Bets together on a single Ticket whereas each individual Bet is evaluated separately under the respective provisions of the Rules. (3) Bonus Bets When fulfilling applicable conditions, Bettors may also make use of so-called bonus Bets, whereby they obtain a bonus specified by the Operator. This applies particularly to the following Bets: a) where the Bettors receive an odds bonus in an amount set by the Operator when fulfilling the minimum amount of Outcomes predicted in the Bet and/or minimum Outcome Odds in the Bet. b) where the Bettor receives a bonus in the amount of a specific multiple of his/her Winnings or Bet Amount when fulfilling all conditions of the Bet (Bets). c) where the Bettor receives a bonus in a specific amount defined by the Operator when fulfilling all conditions of the Bet (Bets). (4) When placing Bets, the following terminology applies in the Online Application: a) For Single Bets and Multiple Bets the uniform identification Multiple is used. b) For System and Multisystem the uniform identification SYSTEM is used. §7 BET LIMITS (7) The minimum Bet Amount for individual Bets is EUR 0.10. Bets may be placed in Bet Amounts (increments) of EUR 0.01, i.e. 0.11, 0.12, 0.13, etc. The Operator reserves the right to amend, and this even for certain specific cases only, the minimum Bet Amount and also the minimum increment of the Bet Amount or to set the minimum Bet Amount limit per Bet or Ticket depending on the Bet type. However, Bettors must be informed about these amendments in an appropriate manner. In cases where another currency supported by the Operator applies to the Bets, the EUR figures indicated in these Rules, the Terms and the Detailed Rules shall be in such other supported currency and in the amount deemed appropriate by, and practical to the Operator. (8) The maximum amount of the Betting Odds is not limited in any way. (9) The maximum Bet Amount is limited only by the weekly limit of the Net Winnings on the Bets placed by the Bettor within one betting week, unless the Operator otherwise restricts the maximum Bet Amount for Bets or Outcomes. (10) The maximum limit for Net Winnings for Winnings achieved within one betting week per Bettor is limited to EUR 300,000. Winnings achieved within one betting week shall be construed as the Winnings evaluated over the past six calendar days and the current day, calculated always from 00:00 CET of the previous 6th calendar day until 24.00 CET of the current day. (11) In the event that Net Winnings reach higher amounts, only the amount equivalent to the maximum limit will be paid out and/or credited to the Bettor's account. WINNINGS AND BET REFUNDS §8 OFFICIAL RESULT (1) All Official Results will be published in the Online Application. Should it be determined that the published Official Result is incorrect, the correct result will be published without delay. (2) For matches with pre-defined duration (e.g. soccer, hockey), if duly started and completed in the regular playtime, the Official Result is considered to be that achieved on the playing field during the regular playtime defined by the judge or timing, i.e. not the final result, achieved after extra-time, penalty shoot-out, etc. The Operator may set exemptions from this provision in advance. (3) If any match is duly ended and then won/lost by defaults (disqualification, doping, etc.) or repeated, the final result achieved on the playing field, not the result by default, prevails. Results by default are taken into account only for: a) Bets on qualification (e.g. in cup competitions), provided that b) the complaint (and/or another fact with a possible implication for the qualification) was raised and published prior to depositing Winnings in the User Account. (4) After the Official Result is declared and the complaint resolved, no further correction of the result will be considered (e.g. disqualification for banned doping, etc.). (5) Should the course of an Event (with the exception of matches with pre-defined duration where Bets are refunded – see below) be shortened or ended (Formula One, speedway, ski jumping, Davis Cup, baseball, etc.), the result and ranking set by the competent body shall prevail. §9 BET EVALUATION (1) If an Event takes place later than at the published time and/or if the competent body does not declare, for any reason, the Official Result, then Operator reserves the right to refund the Bets accepted for this Event. (2) If an Event is realised earlier than at the originally defined time, only the Bets placed until the start of this Event remain valid. (3) If any Event is interrupted (tennis, occasionally football, etc.), then the Bets placed before the end of the Event and the publishing of the Official Result. (4) All Bets are evaluated on a continuous basis, but Winnings may be credited to User Accounts only after the Official Results of all Outcomes classified in each Bet are known. (5) If the same teams play two or more matches together in a single day (e.g. baseball), the Bet subject is always the first of these matches. (6) If multiple matches take place in a single competition, in one place and within a short period of time, the Bet subject is always the first match which took place (world downhill skiing championship, etc.). (7) Absence, withdrawal or disqualification of a listed racer/team from an Event which is in course or which has taken place, invalidates the Bet on the victory and/or ranking of this race/team. Conversely, Bets against the victory or Bets for non-qualification of such racer/team will be considered as winning bets. (8) Playing a tennis match on a different surface than the one assumed has no implication on the validity of a Bet. (9) If Supportive Outcomes are entered within a Bet, then only one of these Outcomes will be left in the Bet for the purposes of the Evaluation, and this shall be the one with the highest Odds. (10) If official sources publish that a complaint has been raised prior to the declaration of the Official Result in the Online Application, the Event Evaluation will commence only after the competent sports body shall have made the final decision on the result. This does not apply to Events (matches) announced for a precisely defined duration of play (e.g. soccer, hockey), where the result achieved on the playing field applies – see Official Result. (11) Minor errors in the name of a racer/team, if such errors do not affect the material substance of the Bet placed and cannot mislead the Bettor, will not be considered in Bet Evaluation. (12) If a match is not completed, then the only Outcomes related to this match that will be evaluated in the result, are such Outcomes, whose result is clearly given at the moment the match has ended (e.g. halftime result, scorer of the first goal, the number of points/goals has exceeded the pre-defined limit, etc.). (13) Qualification is regarded to be part of the contest. If a racer or team participates in qualification but does not qualify for the contest, then the Bets on the victory and ranking (and also the Sportsbets) for such racer/team are regarded as lost ones. (14) If Bets are placed on the goal scorer in a match, the scorer's own goals are not considered in the Bet Evaluation. § 10 ENTITLEMENT TO WINNINGS (1) The entitlement to Winnings arises after the Official Result has been published, provided that all these conditions have been met: a) the Rules and Online Application provisions have not been breached in any manner, b) for the predicting of special Bet types, the respective rules published by the Operator have been observed, c) the result being the subject of the Bet was predicted correctly, or all predictions in the Bet were correct for Bets containing multiple Outcomes, without using Supportive Outcomes. (2) The entitlement to Winnings for all Bet types is reduced if two or more participants (racers or teams) are ranked in the same place (order). The Winnings are divided by the number of participants with the same ranking. Bets against the victory of participants sharing the first rank are regarded as lost ones. (3) If doubts about the regularity of a Bet arise prior to the payout of Winnings and/or a placed Bet is evaluated as suspicious, then the payout of Winnings will be suspended until the respective body has published a legal decision. § 11 PAYOUT OF WINNINGS (1) Winnings will be credited to the User Account without delay after the Official Result has been published. (2) The Operator reserves the right to deduct any already credited Winnings from Bettor's User Account in cases such as when a result was typed in incorrectly, was changed and/or for any other cogent reason. (3) The Winner is entitled to the payout of Winnings in breakdown Bets for each correctly predicted individual Bet, i.e. for each Multiple Bet and each Single Bet. § 12 BET REFUNDS (1) Bets will be refunded in these cases: a) If an Event with a pre-defined duration and/or with another pre-defined criterion (number of winning sets, etc.) is not started, is not concluded with an official statement on the result and/or is prematurely terminated e.g. for unforeseen events such as fog, power outage, offensive behaviour among the spectators, etc. (except for retirements and disqualification). In this context, even the Bets placed on facts related to such match, e.g. number of goals in a league round, exact result, etc., are refunded. unless these Outcomes have been closed with an Official Result. For unfinished and shortened tennis matches, handicapped Bets and Bets on the exact result placed on such matches are also refunded (including scratch [player withdrawal] and disqualification). b) If the home team is indicated incorrectly (i.e. it was the team stated in the Outcome heading as the “away” team who had the home field advantage). In this case, the Bet will be refunded regardless of the result. This provision does not apply to Bets on matches on neutral ground, tournament matches, table ranking, Bets of a long-term nature and to cases where the rival's playing field or other venue is selected voluntarily (or stipulated by the competent body). c) The Outcome was inputted incorrectly and/or its input has lost sense due to force majeure (change to competition rules, etc.). d) In the event that the Bettor places a Bet on a “bad line”, or if due to an IT failure or human error, the Odds for Outcomes were inputted in such ratio, that by combination thereof, Winnings may certainly be achieved. e) The Event takes place at a later date/time and the Operator avails itself of its right to refund the Bet. f) The Event was not officially concluded and/or was cancelled. g) If the Bet is placed obviously after a match has been concluded and/or during such match (except for LIVE Bets). h) If a baseball match in the basic competition part does not take place on the day stated on the Betting offer. i) For Bets on the total number of goals (and/or other related Events) in the competition/round, not all the matches in the respective competition/round take place. j) For Sportsbets (on the better one from two racers/teams) if one or both of them fail to start and/or they both drop out (will not classify). k) Failure of any player to participate in a completed match for Bets on his/her individual performance in this match (e.g. if the player shall score a goal in the match or achieve a certain number of points, etc.). (2) The above procedure applies to Single Bets. A Multiple Bet is regarded as invalid if all Outcomes contained therein are invalid. In other cases, the Multiple Bet remains valid and invalid Outcomes will be excluded from all Bet types and the possible Winnings will be calculated without these Outcomes (the Odds of these invalid Outcomes will be replaced by 1:1 Odds). LIVE-type Bets will be refunded in the event of a scratch (player withdrawal) in a tennis match This provision does not apply for corresponding Outcomes the result of which is unequivocally established at the moment of the scratch. § 13 FINAL PROVISIONS (1) The Operator undertakes to keep all data on Bets and Bettors confidential. Exemptions are established by law. (2) The Bettor acknowledges that the Operator is obliged to ascertain and track his/her personal data in cases stipulated by applicable legal regulations. (3) The Bettor must comply with all generally binding regulations that apply to his/her participation in the Bets. (4) The Operator supports the principles of responsible gaming, which principles are published for Bettors in the Online Application. (5) The Operator reserves the right to amend these Rules. PART C DETAILED BETTING RULES TABLE OF CONTENTS: § 1 – INITIAL PROVISIONS § 2 – DEFINITION OF TERMS BETS § 3 – BASIC TYPES OF OUTCOMES § 4 – OTHER OUTCOMES BASIC BET TYPES § 5 – SINGLE BET § 6 – MULTIPLES BET BREAKDOWN BETS § 7 – JOINT RULES FOR BREAKDOWN BETS § 8 – SYSTEM § 9 – MULTISYSTEM LIVE BETS § 10 – RULES FOR LIVE BETS § 11 – SPECIFIC OUTCOMES IN LIVE BETS DEPOSITS AND FEES § 12 – DEPOSITS § 13 – HANDLING FEE TRANSLATED VERSION OF TERMS AND CONDITIONS § 14 – ENGLISH VERSION §1 INITIAL PROVISIONS (1) Through these Detailed Betting rules (hereafter only Detailed Rules) the company Gate Bet Limited duly registered under Maltese law on 11 january 2012 with company registration number C 54976 , having its registered address at Suite 3, 1st Floor, Valletta Buildings, South Street, Valletta, Malta VLT 1103 (hereafter the Operator) lays down detailed rules for the acceptance of Online Bets. (2) The terms used in these Detailed Rules match those used in the Terms (PART A above) and those used in the Rules (PART B above). (3) The Bettor is obliged to make himself/herself familiar with these Detailed Rules before placing a Bet. By placing a Bet, the Bettor accepts the provisions of the Detailed Rules as binding provisions. A lack of knowledge of these Detailed Rules or their subjective interpretation does not void any Bet and possible claims stemming from this lack of knowledge of these Detailed Rules will be disregarded. (4) Bettors may file justified complaints and claims to the Operator also when the provisions of these Detailed Rules have been breached (are suspected to have been breached). In this case, they shall follow the respective provisions of the Terms. §2 DEFINITION OF TERMS (1) Event – is a sports or other future Event selected and published by the Operator. An Event means one separate sports event or other event for which the Operator publishes Outcomes. Each Event must have its own serial number designated by the Operator (e.g.: Event number 800: České Budějovice – Slavia Praha). (2) Outcome – is one of the possible results (predictions) of an Event. The number of Outcomes is determined by the Event type (match with two or three possible results) and a decision by the Operator on their more detailed offer (e.g. exact results). Odds are allocated to each Outcomes, i.e. this number expresses the probability of a specific result (prediction). Outcomes are defined e.g. as follows: 1 – home team victory 10 – Double chance – home team 0 – draw 02 – Double chance – away team 2 – away team victory V – victory 1-4 – rank up to 4th place 2:1 – prediction of an exact result (e.g. 2:1) (3) Prediction "1" is allocated to a participant or team on the first position in Event name, prediction "2" to a participant or team on the second position in the Event name. (4) The home team means a team defined this way in the match record/report and stated accordingly in the first position in the Event name. A change from the original match venue to a neutral venue, for any reason, has no impact on this fact (force majeure, closing of playing field, etc.). In one-time sports competitions and competitions of a long-term nature (tournaments, cup finals, etc.) the participant(s)/team in the first place in the Event name are regarded as the home participant(s)/team. The participant(s)/team in the second position in the Event name are regarded as visitors. BETS §3 BASIC OUTCOME TYPES (1) In Fixed-Odds Betting, we distinguish between three basic Outcome types: a) DUO – bets may be placed on separate matches with two possible results (victory, loss), b) KVINTA – bets may be placed on separate matches with three possible results (victory, draw, loss) extended by a Bet on the home/away team not losing the match, c) VICTORIA – bets may be placed on the victory and ranking of an individual/team in a one-time sports competitions or sports disciplines of a long-term nature. (2) DUO – this is a Bet on an Outcome where only results "1" and "2" are possible. Therefore, a draw (0) is ruled out: a) in matches without a pre-defined playtime (tennis, volleyball), b) in matches with a pre-defined playtime where an ancillary criterion decides on the result (qualification in football cup competitions). (3) KVINTA – in this Bet the Bettor has five options (football, hockey, etc.): a) 1 – prediction on the home team victory – correct: 0:0, 1:1, 2:2, etc. b) 1,0 – a prediction on the home team not losing the match, i.e. a simultaneous Bet on the victory/draw for the home team – correct: 0:0, 0:1, 1:1, 2:0, etc. c) 0 – a prediction on a draw, i.e. no team will win the match – correct: 1:0, 2:0, 2:1, etc. d) 0,2 – a prediction on the visiting team not losing the match, i.e. a simultaneous Bet on the victory/draw for the visiting team – correct: 0:0, 0:1, 1:1, 1:0, etc. e) 2 – prediction on the visiting team winning – correct: 0:0, 2:1, 1:1, 2:3, etc. Bets are placed according to the rules of separate competitions with pre-defined duration unless otherwise stated in the offered odds. Sample statement of offered odds: Time 17:00 Date 23.2. Outcome (prediction) Event Chelsea – Arsenal 1 10 0 02 2 1,58 1,09 3,50 2,09 5,20 (4) VICTORIA – in this Bet the term "ranking" is the key criterion. "Ranking" means a specific part of the official result deed, e.g. "V" stands for victory, and “1-3" stands for the ranking from rank one to rank three. a) This Bet type includes: aa) individual matches of certain disciplines and/or their long-term result (VC Monaca and simultaneously Formula 1 world championship), ab) ranking in the table of championships and/or other competitions, b) If two or more racers/teams are ranked in the same position for all Bet types, the amount to be paid out is divided by the number of racers ranked in the same position. Example: Ahonen and Morgenstern share the fifth rank in a ski jumping match. The amount to be paid out for the "1-5" ranks for one ski jumper is reduced by 50%, which means that with the Odds 1.8 and Bet Amount EUR 100, one payout is EUR 90 instead of EUR 180. Also, the amount to be paid out e.g. for the "1-10" ranks does not change. §4 OTHER OUTCOMES (1) Bet on non-qualification – e.g. "NOT 1-2" means that the competitor ends up in a worse position than rank two. (2) Bets of "will not win" type – e.g. "WILL NOT WIN" Germany in world football championship means any of the participating teams but Germany wins. (3) Bet on victory by goals: a) simple – in this Bet the Bettor predicts the victory, mostly of the favourite, by a pre-defined minimum number of goals. Bets are placed for a pre-defined playtime. b) handicap ("HcS") – one of the rivals is given, according to the specifications, a certain margin (by one, two, three, etc. goals). Example: "Sparta – Olomouc 0:1" means that the Olomouc team starts with a margin of one goal for this Bet type. Official Result for "HcS" is determined as follows: the margin stated in the specifications is added to the result achieved on the playing field during the pre-defined playtime. Example: if Sparta wins 2:0, the correct result is considered to be 2:l, i.e. predictions l, l0 win. (4) "Duel" is a Bet on a fictional match between two teams/racers defined by the Operator within a single sport type (e.g. hockey: Sparta – NY Rangers). The Official Result is defined based on the number of scored goals and/or other criteria for designated teams/racers in the matches within their competitions, mostly on the same day (according to local times) within a pre-defined playtime. If the Offer features two matches of a designated team/racer, the match included in the "Duel" is considered to be that which takes place earlier. These Bets will be identified in the offered odds as a "Duel". When assessing the need to refund Bets, the matches between designated teams/racers are evaluated separately. (5) Bets on the course of a tennis match –the Bettor must correctly predict the continuous state of the tennis match. Example: what tennis player will win two sets as the first one in a three-set match or what the continuous state after two sets will be, etc. If the match is terminated before the specific criterion has been reached, Bets are refunded. (6) Bets on the number of goals in an individual match – the Bettor must correctly predict the exact number of goals scored in a specific match in a pre-defined playtime. (7) Bets on the number of goals in a league round– in this Bet the range or another criterion such as the number of goals scored in all matches of a certain round within a defined playtime must be correctly predicted. (8) Bets on the exact match result – in a pre-defined playtime. (9) Bets on the goal scorer in an individual match – in a pre-defined playtime. (10) Bets on the best scorer in a sports discipline of a long-term nature, e.g. world football championship. (11) Bet without draw– in this Bet the winner of the match in regular playtime must be correctly predicted. Bets are returned in the event of a draw. BASIC BET TYPES §5 SINGLE BET Single Bet – simple Bet – is a Bet containing only a single Outcome. §6 MULTIPLES BET (1) Multiples – a Bet containing two and more Outcomes. (2) Multiples Bets enable the combination of all Outcome types on a single Ticket. (3) Combinations cannot be made for Outcomes that support each other and are directly or indirectly dependent. Examples: 1) victory of Federer over Nadal in one match and the overall victory of Federer in the tournament, 2) victory of AC Milan in a football match over any other team in the cup match of the Champions League in combination with a Bet on the overall victory of AC Milan in the Champions League, 3) the ranking of the same racer/team in various ranges in the results statement, 4) victory of a specific team in an ice hockey match in combination with a Bet on the exact result of the match to the benefit of this team, 5) several same matches, etc. It is the Bettor's duty not to add Supportive Outcomes to Multiples Bets. If a Supportive Bet is used, the Operator will leave in the Evaluation only one of these Outcomes in the Multiples Bet – the one with the highest Odds. If, after excluding Supportive Bets, the Bet fails to meet the conditions applying to any of the special Bet types, such Bet will be assessed as a standard Multiples Bet. (4) In Multiples Bets the Bettor may combine a maximum of 50 Outcomes. (5) The entitlement to Winnings in a Multiples Bet arises provided that all Outcomes were predicted correctly. Any single incorrect prediction makes the Multiples Bet lose. The payout amount is calculated by multiplying the Deposit by the Winnings ratio, i.e. by the individual Odds (the rounding up/down of the Winnings ratio and the payout amounts are subject to the respective provisions of the Rules). Example: Odds 2:1 and 3:1 for EUR 100 means: 2 x 3 x EUR 100 = EUR 600 for payout. (6) If the Bets in a Multiples Bet must be refunded due to one or multiple Outcomes, § 12 of the Rules applies. BREAKDOWN BETS §7 JOINT RULES FOR BREAKDOWN BETS (1) For the individual Bets created in breakdown Bets all provisions of the Rules governing standard Bet types (including the maximum Winnings limit) apply. (2) When placing Bets, all breakdown Bets are identified in the menu as SYSTEM bets. (3) Winnings will be credited to the User Account in breakdown Bets only following the Evaluation of all Outcomes which the breakdown Bet contains. §8 SYSTEM (1) "System" is a special Bet type, enabling the Bettor to combine 2 to 10 random Outcomes on one Ticket in the form of a breakdown. (2) The computer generates the combination and total amount of separate Bets placed by the Bettor according to the number of Outcomes selected by him/her. This means that when 10 Outcomes are chosen, the computer generates with the full "System" one Bet 10 "Multiples", 10 Bets 9 "Multiples", 45 Bets 8 "Multiples", 120 Bets 7 "Multiples", 210 Bets 6 "Multiples", 252 Bets 5 "Multiples", 210 Bets 4 "Multiples", 120 Bets 3 "Multiples", 45 Bets 2 "Multiples" and 10 Single Bets. (3) The computer will not create any combinations of Outcomes not allowed under the specific terms allocated to the individual betting Outcomes (e.g. adding Outcomes only to Bets of type 3 "Multiples"– in this case the computer does not create any Bets of type 2 "Multiples" and separate Bets containing this Outcome). (4) The Bettor may exclude certain Bet combinations from "System" given by the number of Outcomes in the bet. Example: when 5 Outcomes are added to "System", he/she may specify that Bets of type 5 "Multiples", 2 "Multiples and Single be excluded. In this case the computer creates 5 Bets of type 4 "Multiples" and 10 bets of type 3 "Multiples". (5) The Bettor may add 1 to 20 Outcomes to the "System" which will repeat in every Bet, i.e. they will act as constants. The total number of combinations in the "System" does not change - only the number of Outcomes in one Bet does. (6) The Bettor may also specify different Deposits for different combination types, e.g. 6 "Multiples" – EUR l, 5 "Multiples" – EUR 5, 4 "Multiples" – EUR 20, etc. The total Deposit on the "System" is determined by multiplying the number of created Bets by the Deposits per one Bet. (7) The Operator reserves the right to restrict the option of adding some Outcomes to a Bet of this type. (8) Number of combination possibilities in the "System" Bet Number of bets Number of tipped Outcomes 2 3 4 5 6 7 8 9 10 Single 2 3 4 5 6 7 8 9 10 2Multiples 1 6 10 15 21 28 36 45 4 10 20 35 56 84 120 1 5 15 35 70 126 210 1 6 21 56 126 252 1 7 28 84 210 1 8 36 120 1 9 45 1 10 3Multiples 3 1 4Multiples 5Multiples 6Multiples 7Multiples 8Multiples 9Multiples 10Multiples Total 1 3 7 15 31 63 127 255 511 1023 §9 MULTISYSTEM (1) "Multisystem" is a special Bet type based on "System", extending the options for the Bettor to combine separate Outcomes by setting up so-called "Groups". (2) A "Group" is a desired set of 2-15 Outcomes specified by the Bettor. "Groups" must not include Supportive Bets (this applies also among "Groups"). The Winnings ratio of a "Group" is calculated by multiplying the Odds of the individual Outcomes added to the "Group". For the "Multisystem" Bet purposes, separate Outcomes with total calculated Odds (Winnings ratio) are considered to be "Groups". (3) The Bettor placing a "Multisystem" Bet proceeds in the same way as with the "System" Bet, only some or all Outcomes may be replaced by specified "Groups" (l 10 "Groups"). (4) Winnings limits are judged in Bets in "Multisystem" based on the total number of Outcomes, i.e. including all Outcomes in "Groups". (5) An error in one prediction in the "Group" makes the prediction incorrect for the whole "Group". (6) Unless otherwise stated in the preceding provision, all provisions applying to "Multisystem" Bets as well as the other general provisions of the Rules apply to the Bet. LIVE BETS § 10 RULES FOR LIVE BETS (1) LIVE bets are special Bet types when the Bettor places Bets on Outcomes updated on a continuous basis where the match is under way. (2) In LIVE Bets other specific betting Outcomes may also be published in addition to the regular types of Outcomes. They are named in §11. (3) Before placing a LIVE bet, the Bettor may tick the choice "accept change to any odds". In this case, the Bet is stored also in case of any change to the Outcome Odds made when storing the Bet. If the Bettor ticks the "accept change to higher odds" option, the ticket is stored only if the Odds of the Outcome remain the same or rise when storing the Bet. If the Bettor does not tick any option, the Bet is stored only if the Odds do not change when storing the Bet. (4) Acceptance confirmation for LIVE Bets is shown to the Bettor as the text: "Ticket stored". (5) If, due to a technical failure, a LIVE Bet is placed on an Outcome which was already clearly decided and/or did not make sense at the time of placing such LIVE Bet, Bets are refunded. § 11 SPECIFIC OUTCOMES IN LIVE BETS (1) Who wins the remaining match part – bet on the winner of the match part to be played starting from the moment the Bet is placed and the state of the match (e.g. bet during the state 1:0 on the victory of the home team in the remaining match part wins only if the match ends with the victory of the home team, e.g. 2:0, 3:1, 4:2, … The remaining part of the match therefore ended in the above cases 1:0, 2:1, 3:2) . (2) Who wins the remaining part of the 1st/2nd half – Bet on the winner of that part of the half to be played starting from the moment of placing the bet until the end of the half (e.g. A Bet during the state 2:0 on the home team victory wins only if the home team scored one more goal than the rival). (3) What player wins the 1st and 2nd game in the set (similar for 3rd and 4th game, etc.) – bet on the winner of two subsequent games in a set. The "Nobody" Outcome means that each player wins only one game in the respective set range. DEPOSITS AND FEES § 12 DEPOSITS FOR BETS (1) Deposits placed on Bets are subject to the table shown below. The possibility for the Bettor to raise his/her Bets by means of increments is shown in the third column. I. Bet type Single and Multiples System Multisystem II. Minimum deposit (in EUR) III. Deposit increment (in EUR) EUR 0.1 per bet EUR 0.01 EUR 0.01 per separate bet, EUR 0.1 per ticket EUR 0.01 per separate bet, EUR 0.1 per ticket IV. Maximum deposit (in EUR) As per net winnings limit EUR 0.01 As per net winnings limit EUR 0.01 As per net winnings limit § 13 HANDLING FEE (1) The Operator reserves the right to set and collect a handling fee related to placing Bets. (2) If Bets are returned under § 12 of the TC, these Bets are returned including the handling fee, if imposed under clause (1) of this paragraph. TRANSLATED TERMS AND CONDITIONS § 14 ENGLISH VERSION All General Terms and Conditions (including specific Bonus Terms and Conditions) have been prepared in various languages other than English for reference only. In the event of any differences between the English version of these Terms and Conditions and any non-English versions, the English version shall prevail. V1 31/07/11
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