February 1, 2016 Welcome to First National Bank’s Online Banking and Bill Pay Services Your Metro Bank account will transition to First National Bank on February 12, 2016. You may access your accounts through FNB Online Banking at www.fnb-online.com after 8:00 AM ET on Tuesday, February 16, 2016. Prior to Friday, February 12, 2016, we recommend that you print or save your past account statements, any pending transfers or bill payments, as well as a list of your bill payment payees from Metro Bank’s Online Banking, since Online Banking transaction history will not be converted to First National Bank’s Online Banking service. If you currently use Metro Bank’s Mobile Banking service, you will need to enroll in order to begin using First National Bank’s Mobile Banking service. Enrolling is easy; select the Alerts and Mobile Banking tab from within FNB Online Banking, and follow the instructions provided to take advantage of all the features of FNB’s Mobile Banking service, including the ability to obtain balance information without logging into the App, make person to person payments via Popmoney and make a deposit by simply taking a picture of the check with your Smartphone. Although you cannot access your accounts through FNB Online Banking until February 16, 2016, you can become familiar with these services by viewing the Online Banking and Bill Pay Demos located under the “Electronic Banking” section of the “Banking” tab at www.fnb-online.com. To access your accounts online after 8:00 AM ET on Tuesday, February 16, 2016, please follow these instructions: Access www.fnb-online.com Enter your Metro Bank User Name Enter the last four digits of your social security number or employer identification number (EIN) as your current password. Your previous Metro Bank password will not convert and cannot be used in this field. Follow the prompts to create your new password, security questions and answers. (In the old password field on the Change Password page, be sure to enter the last four digits of your social security number or employer identification number as your “old password”) BILL PAY INFORMATION If you are an existing Bill Pay user with Metro Bank, the following information applies: All scheduled bill payments and payee information will be transferred automatically to First National Bank’s Bill Pay service; however, we recommend that you verify the information on or after February 16, 2016. Review your payee account numbers to ensure that they are not longer than 24 characters, as any account numbers that exceed 24 characters will be truncated to 24 characters. Eliminate spaces and hyphens if necessary. If you have payments that must be processed the week of February 9th, 2016, please note that they must be scheduled for payment prior to 11:00 AM ET, Friday, February 12, 2016. If you have any questions about how to access our online services, please contact our Customer Service Center at 800-555-5455, Monday through Friday 8:00 AM ET – 8:00 PM ET, and Saturday 8:00 AM ET – 5:00 PM ET. Sincerely, First National Bank Equal Housing Lender, Member FDIC
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