Benz Associates LLC
36 Buffalo Street
Hamburg NY 14075
(716) 648-3230
WWW.BENZASSOCIATES.COM
Volume 4
2009
finds us all in tough economic times and as
your insurance agency we want to do everything we
can to help. Some possibilities are:
• You could save up to 5 – 10% off your auto
insurance premium and 5% on your
homeowner’s premium by having your
insurance policies with the same company.
• Take a defensive driving course. You can
receive 10% off the collision and liability
portion of your auto insurance.
• Some companies offer a multi-car discount for
company vehicles insured elsewhere.
• Raise your deductibles on your home and auto
insurance.
*INSURANCE FACTS*
What to do in the event of a loss:
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It’s that time of year to start thinking about
putting boats in the water and motorcycles on the road.
We have many companies that offer competitive prices
for ATV, watercraft, and motorcycle insurance.
Remember, ATV’s that are used off your property
must be registered and insured. In the event of an
accident or theft, your ATV will not be covered under
your homeowner’s policy. Please call or stop by the
office for a quote.
We are still associated with AXA Advisors. If
What to do if you’re involved in an auto accident:
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you need any financial planning or would like to meet
with a consultant please call Austin Kelly at (716)
626-2556.
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Congratulations to Clarissa O'Connor. She
•
was the winner of our coloring contest and won a $20
gift certificate to Jimmie’s Pizza Company at 43
Buffalo Street, Hamburg. Thank you to all the
children who entered.
•
Trivia contest – Call our office or go to
www.benzassociates.com choose Contact, fill out your
information and respond in comments with the correct
answers to the following questions. Your name will be
entered in a drawing for $20 gift certificate to
Murphy’s Restaurant, 100 Main Street, Hamburg.
1. What is the state bird of New York?
2. Who won the baseball World Series last year?
3. How many months have 28 days?
Report the claim to us as soon as possible. Failure
to report the claim in a timely manner can result in
denial of coverage. If the loss is due to criminal
activity or theft you must also notify the police. It
is our obligation to report all claims to the
insurance company.
To protect the property from further damage you
must make any reasonable repairs necessary and
keep a record of all repair costs.
Furnish a complete inventory of the damaged
property stating its original cost.
If requested, show adjuster the damaged property.
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Remain calm. Determine if there are injuries and
call for medical assistance if needed.
Do not block traffic. If possible, move your vehicle
as far off the roadway as possible. Warn other
motorists by turning on your hazard lights or setting
flares.
Call the police to report the accident. Ask the officer
where you will be able to obtain a copy of the police
report.
Do not admit fault or liability. Discuss the accident
only with the police and with your insurance
company.
Exchange information. If possible, at the scene,
exchange names, addresses & phone numbers of all
the drivers, passengers, and witnesses. Ask all
drivers for their license numbers and insurance
company information.
Record as much detail of the accident as possible
while it is still fresh in your mind. Factors to
consider are time of the accident, weather
conditions, directions all of those involved were
driving, make a sketch of the angle of the collision &
where they made contact, and note any traffic
devices, lights, signs, road markings, etc.
Contact us immediately to report the accident and
provide all of the information you have collected.
We would like your referrals! If you refer
someone to our office and we write the policy we will send
you two movie passes.