Apr-14
Month-overmonth change
Year-over-year
change
Total U.S. loan delinquency rate (loans 30 or more days past due, but not in
foreclosure):
5.62%
1.84%
-9.50%
Total U.S. foreclosure pre-sale inventory rate:
2.02%
-5.00%
-36.13%
Total U.S. foreclosure starts:
78,800
-10.56%
-38.20%
Monthly Prepayment Rate (SMM):
0.87%
8.75%
-54.57%
Foreclosure Sales as % of 90+:
1.96%
7.17%
-11.41%
Number of properties that are 30 or more days past due, but not in foreclosure:
2,821,000
51,000
-290,000
Number of properties that are 90 or more days past due, but not in foreclosure:
1,187,000
-12,000
-207,000
Number of properties in foreclosure pre-sale inventory:
1,016,000
-54,000
-572,000
Number of properties that are 30 or more days past due or in foreclosure:
3,837,000
-3,000
-862,000
12-Month
Trend
Top 5 States by Non-Current %
Non-Curr %
Apr-14
2005-Current
Y/Y Change
Peak
Date of Peak
Low
Date of Low
Mississippi
13.81%
-4.90%
22.85%
Oct-05
9.97%
May-05
New Jersey
12.87%
-15.98%
16.82%
Nov-12
3.46%
Mar-06
Florida
11.69%
-32.26%
25.48%
Jan-10
3.48%
May-05
New York
11.01%
-13.34%
13.79%
Dec-12
3.78%
Mar-06
Louisiana
10.75%
-3.91%
30.21%
Oct-05
7.29%
May-05
Bottom 5 States by Non-Current %
Non-Curr %
Apr-14
2005-Current
Y/Y Change
Peak
Date of Peak
Low
Date of Low
Montana
3.97%
-10.71%
7.61%
Feb-10
2.53%
Mar-06
Alaska
3.91%
-6.82%
6.70%
Feb-10
2.74%
Oct-05
Colorado
3.85%
-17.53%
8.64%
Feb-10
3.34%
Mar-06
South Dakota
3.45%
-11.60%
5.64%
Jan-10
2.39%
Mar-06
North Dakota
2.57%
-10.63%
4.91%
Jan-10
2.10%
Mar-06
Top 5 States by Serious Delinquency (90+ Days)
90+ Delinquency %
Apr-14
Y/Y Change
2005-Current
Peak
Date of Peak
Low
Date of Low
Mississippi
5.21%
1.23%
9.90%
Dec-05
2.68%
Jul-05
Nevada
3.92%
-26.63%
10.06%
Feb-10
0.33%
Mar-06
Rhode Island
3.73%
-12.16%
6.15%
Feb-10
0.29%
May-05
Alabama
3.58%
-2.20%
5.42%
Jan-10
1.73%
May-05
Massachusetts
3.54%
2.86%
4.74%
Jan-10
0.33%
Jun-05
Top 5 States by Improvement in Non-Current % over 6 months
Non-Curr %
Change in
Apr-14
Peak
2005-Current
Non-Curr %
Date of Peak
Low
Date of Low
Florida
-20.14%
11.69%
25.48%
Jan-10
3.48%
May-05
Nevada
-20.12%
8.64%
24.11%
Feb-10
2.36%
Mar-06
Illinois
-16.73%
8.38%
15.49%
Jan-10
4.24%
Mar-06
Arizona
-16.61%
4.61%
17.01%
Jan-10
2.08%
Mar-06
California
-16.49%
4.62%
15.69%
Feb-10
1.71%
Jun-05
Top 5 States by Deterioration in Non-Current % over 6 months
Non-Curr %
Change in
Peak
Apr-14
2005-Current
Non-Curr %
Date of Peak
Low
Date of Low
Alaska
-1.88%
3.91%
6.70%
Feb-10
2.74%
Oct-05
New Hampshire
-6.66%
6.74%
11.05%
Feb-10
2.61%
May-05
Vermont
-6.75%
7.57%
9.39%
Dec-12
2.59%
Sep-05
Maine
-6.92%
10.61%
13.06%
Dec-11
3.18%
Mar-06
Louisiana
-7.16%
10.75%
30.21%
Oct-05
7.29%
May-05