Oppa Terms of Use Agreement Welcome to Oppa, operated by Oppa Inc., (hereinafter referred to as the “Company” or as “Oppa”). If you wish to become a member of the Oppa service (“Service”), please take the time to read and understand our Terms of Use Agreement. Please also read the Oppa Privacy Policy which is referenced into this Agreement. Both the Terms of Use and Privacy Policy are made publicly available on the App and Service in multiple locations, including but not limited to Signup, Settings, and Billing sections. These Terms of Use affect your legal rights and obligations. By clicking through and accessing the website and/or the Oppa mobile application (the “App”), you hereby agree and consent to be bound by these Terms of Use (“Agreement”), whether or not you are a member of Oppa. If you do not agree with the terms of this Agreement, including the Oppa Privacy Policy, or you do not or cannot comply with its provisions, DO NOT USE the App or Service and DO NOT CLICK through to accept these Terms of Use within the App. This Agreement is a legally binding electronic contract and by clicking through to accept our Terms of Use or by using our App or Service, you are fully and unconditionally agreeing to all the terms and conditions of this Agreement. Because the Service is provided electronically, you consent to Oppa providing information electronically to you, including but not limited to all notices, disclosures, documents, or records, and including these Terms of Use and Privacy Policy. The terms and conditions of this Agreement are subject to change, and you agree that we may notify you of the updated Terms of Use by electronically posting them on the App, and that your use of the App after the effective date of the updated Terms of Use constitute your agreement to the updated Terms of Use. Arbitration Notice: You agree that disputes between you and Oppa will be resolved by binding, individual arbitration only and you agree to waive your right to participate in any class action lawsuit or class-wide arbitration. 1. Acceptance and Eligibility a. This Agreement is a legally binding electronic contract that details the full terms and conditions you must accept to use the Service, including the Company’s Privacy Policy. The term “Member” “User” or “Premium Member” shall mean any person who provides information to the Company on the App to participate in the Service in any manner, whether such person uses the Service as a free member or as a paid premium member. b. You represent and warrant that you are at least sixteen (16) years of age to use the App. No user under sixteen (16) is allowed to create an account or use the Service. By using the App, you represent and warrant that you have the right, capacity and authority to enter into this Agreement and to abide by all of the terms and conditions of this Agreement. If you are under 18 years of age, your parent or legal guardian must review and agree to these Terms of Use as they constitute a binding contract. Our services are not intended for – and we don’t direct them to – anyone under 16 and as so, we do not knowingly collect personal information from anyone under 16. Please note that the content users post on Oppa may contain sexually explicit content, offensive language, nudity, suggestive themes, profanity, references to drugs and alcohol, and other forms of unlawful, harassment, offensive, and sexually suggestive content. Although Oppa forbids such pornographic, offensive, violent, defamatory, harassing and unlawful content as described in Section 5, you may still be exposed to such content. c. Using the Service may be prohibited or restricted in certain countries and if you use the Service from outside of the United States, you are responsible for complying with the laws and regulations of the territory from which you access or use the App or Service. Membership in the Service is void where prohibited. You may not authorize others to use your membership and you may not assign or transfer your account, account assets, or account Content to any other person or entity. d. You acknowledge that currently Oppa does not routinely screen its Users, inquire into the background of its Users, attempt to verify information provided by its Users or conduct criminal screenings of its Users. Oppa reserves the right, in its sole discretion, to conduct such inquiries or screenings, although you acknowledge that Oppa is under no obligation to conduct any such screenings or investigations. e. You can delete your account by going to the “Settings” page on the App and click “Deactivate Account.” Your Profile and Content will be deactivated and no longer shown to others but it may take a reasonable amount of time for your Profile and Content to be completely removed from public view within the App. Deleting the App itself will not delete your profile or content and you must click “Deactivate Account” to delete your Account. We will save your Profile and Content in the event you decide to restore your Account. 2. Membership and Account a. Oppa may approve, reject, modify or delete a Member, Advertiser, or account on its Service for any reason whatsoever and at any time, with or without notice. b. Notwithstanding anything to the contrary herein, you acknowledge and agree that you shall have no ownership or other property interest in the Account, and you further acknowledge and agree that all rights in and to the account are and shall forever be owned by and inure to the benefit of Oppa. For example, Oppa retains the full right to refuse access to the Service to anyone for any reason at any time, force change or forfeiture of any username for any reason, and edit, remove, block, or monitor Content or accounts containing Content that we determine to violate these Terms of Use. c. You may sign up as a Member of the App and allowed use of a limited set of features and services available to free Members. You may only create one unique profile for use of the Services. Additional premium features and services, including but not limited to full messaging functionality and the transfer of online virtual items or virtual oppa dollars, are only provided to paid, premium members of the Service (“Premium Member”). You hereby acknowledge and agree that you may not be provided access to use all of the features and services available unless you are a paying Premium Member and even then some features and services may be limited to you. All member profiles, whether that of a Premium Member or non-Premium Member, may remain posted on the App even if that Member is not actively using the Service. To remove your profile, please go to the “Settings” page of the App and click to deactivate your account. d. Members may not use the App or Service in connection with any commercial endeavors, as it is intended for personal use only. Organizations, businesses, and commercial entities may not become Members and are only entitled to use the App or the Service as an approved and paid Advertiser account (“Advertiser”). Advertisers are subject to all the same terms and conditions of this Agreement in its entirety, without offset or deduction. Any and all terms designated as applying to Members and/or Premium Members herein shall also apply to Advertisers, even if those terms are explicitly labeled or designated as pertaining to “Users”, “Members” and/or “Premium Members.” Illegal and/or unauthorized uses of the App, including collecting user names and/or email addresses of Members by electronic or other means for any purpose may be investigated and appropriate legal action may be taken, including without limitation, civil, criminal, and injunctive redress. e. Although it is the intention of the Company for the Service to be available as much as possible, Oppa does not guarantee that the App will be partially or fully operational, secure, or may function in a usable or uninterrupted manner and that the Service may be interrupted for example during maintenance, upgrades, emergency repairs, or failures of telecommunication equipment or internet connection. You acknowledge and agree that any Content or personal information you provide through the App may not be secure. The Company reserves the right at any time to modify, automatically update, interrupt, or discontinue the App, Service or any specific functionality thereof, whether unintentional or intentional, temporary or permanent, with or without notice, and for any reason whatsoever. You acknowledge and agree that in no event shall the Company, its affiliates or its partners be liable, either directly or indirectly, for any losses or damages whatsoever, whether direct, indirect, general, special, compensatory, consequential, and/or incidental, arising out of or relating to any errors in functionality, protection of personal information or Content, security, its virtual item system or other payment system for maintaining or achieving a virtual account balance, or any modification, interruption, or suspension of the Service. f. Oppa is not responsible for maintaining the security of your account. Your account information may have been entered using a third party interface such as Facebook or PayPal and our security may be linked to your usage and connection to such third party interfaces. Furthermore, the App may contain links to other sites, and Oppa does not control the information collection or security of sites that can be reached through links from within the Oppa App. Any information or Content on the App may be read or intercepted by others, even if there is a special notice that a particular transmission is encrypted. You are responsible for maintaining the confidentiality of your username and password, including the username and password of such third party interfaces linked to Oppa, and acknowledge that Oppa is not responsible for third party access to your account that may result from theft of your username or password or lapses in security in the Oppa hardware, software, or network. You agree to immediately notify the Company of any disclosure or unauthorized use of your account or any other breach of security. g. You acknowledge and consent to receive communications, administrative and promotional information from the Company, its Advertisers and its partners, including mobile app communications, the sharing of geolocation data, emails, telephone calls, and communication from the use of test, promotional and administrator profiles for the purpose of improving the functionality and service quality of the App. 3. Term and Termination a. This Agreement will remain in full force and effect while you use or access the Service and/or are a Member or Advertiser of the App. You may terminate your membership at any time and for any reason by following the instructions on the Deactivate Account or similar section on the App or by sending written notice of termination effective within thirty (30) days upon certified receipt of notice. The Company requires a reasonable amount of time to process the cancellation. b. The Company may terminate or suspend your membership in the Service at any time without notice if the Company believes that you may have breached this Agreement, or for any other reason, with or without cause, and at its sole discretion. If you cancel your membership or the Company terminates your membership in the Service for any reason whatsoever, you will not be entitled to any refund of unused membership fees or unused credits. The Company is not required to disclose, and may be prohibited by law from disclosing, the reason for the termination or suspension of your account. After your account is terminated, the terms of this Agreement survive such termination and shall continue in full force and effect. c. Canceling a paid membership will not automatically cancel your membership as you will remain a free viewable member on the App. If you are a Premium Member and you cancel your paid status but not your membership, you will continue to be a Member in the Service and others may view your profile and engage with you on the Service. 4. Virtual Items and User Rewards a. Oppa owns, has licensed, or otherwise has rights to use all of the content that appears in the Service or on Oppa (“Oppa Content”). Notwithstanding any provision to the contrary herein, you agree that you have no right or title in or to any Oppa Content that appears in the Service not posted by you including without limitation no ownership or other property interest in the Account and the virtual items, virtual goods or virtual oppa dollars appearing or originating in the Service or on Oppa, whether earned on the Service or purchased from Oppa, or any other attributes associated with an Account or stored on the Service. You acknowledge and agree that all rights in and to the Account and the virtual items, virtual goods or virtual oppa dollars appearing or originating in the Service or on Oppa shall forever be owned by and inure to the benefit of Oppa. b. Oppa provides for an online virtual item system in which paid Premium Members may purchase, with “real-world” money, a limited, personal, non-transferable, non-sublicensable, revocable license to use (a) virtual items and (b) virtual oppa dollars which shall reside in a virtual account storage medium (“Piggy Bank”) and may be used to share or transfer virtual items at a designated virtual item value (“Oppa Dollars”) to other Members of the App, and for use in the Service. You understand and acknowledge that you are not purchasing these virtual items and virtual oppa dollars and neither do you own it, but rather so you are purchasing a limited, personal, non-transferable, non-sublicensable, and revocable license to use the virtual items and virtual oppa dollars. By accepting these Terms, you agree that the use of Oppa Dollars may be purchased only from Oppa and not from anyone else, and that Oppa is not required to provide a refund for any reason and that these virtual items and virtual oppa dollars are for purely entertainment purposes only, is not real currency, and has no real, cash, or monetary value. c. Oppa may manage, regulate, control, modify, or eliminate virtual items, virtual oppa dollars, and Rewards at any time, with or without notice and for any reason whatsoever. For example, if you do not use your virtual items or oppa dollars for a period of ninety (90) days, Oppa retains the right and option to place your virtual items and oppa dollars on inactive status. In another example, Oppa may control that all virtual items, virtual oppa dollars, virtual avatars shared or transferred to a receiving user (for example, through Tip Jar or Drink Share features) are not refundable to the sending user, even if transferred from accidentally, through a third party, or by mistake. Oppa shall have no liability to you or any third party in the event that Oppa exercises such rights. All purchases, inactive virtual items, inactive virtual oppa dollars, shares, transfers and redemptions of virtual items and virtual oppa dollars made through the Service are final and non-refundable. The provision of virtual items and virtual oppa dollars for use in Oppa is a service provided by Oppa that commences immediately upon acceptance by Oppa of your purchase. d. Upon a Member reaching a specified virtual Piggy Bank total of the Company’s choosing, the Company may, at its sole discretion and with no representation or warranty, whether expressed or implied, offer a reward (“Reward” or “User Reward”) to the Member at its own discretion and time frame of which the Company may choose to deduct any percentage or amount as a processing fee. The Company has no obligation to honor this Reward and reserves the full and unconditional right to change or modify terms of the Reward including but not limited to the amount needed to trigger an elective Reward, the successive increment amount, the Reward itself, the timeframe in granting the Reward, and the processing fee. e. Upon a Member accumulating the required minimum amounts in Rewards, you may elect to have Oppa distribute your Reward by means of distribution made available through the functionality of the Service. If you elect to close your Account and you have a positive account storage medium balance exceeding the minimum amount required to elect a Reward, you will be expected to elect such Reward prior to closing your Account. If your Account is terminated by Oppa for any reason, or if you fail to property elect to distribute your Rewards when closing your Account, or if at the time of closing you have less than the amount required to elect a Reward, any rights you have to the virtual items, virtual oppa dollars, virtual account balance, or Rewards in your account will terminate and you will no longer be eligible to any of the virtual items, virtual oppa dollars, or virtual account balance in your virtual account Piggy Bank storage medium nor to receive such Rewards. Oppa may provide an option for you to transfer your virtual item and virtual account storage medium to other Members or to donate your balance to a Charity Tip Jar which will be donated to selected charities and nonprofit organizations. In donating any of your virtual account balance to the Charity Tip Jar, Oppa will amalgamate and donate to selected charities and nonprofit organizations an amount or amounts from the collective total of the Charity Tip Jar in a reasonable time frame determined by Oppa. f. Any and all virtual items on the Oppa App and Service are defined in “oppa dollar” unit value terms and are not real dollars or real currency, whether designated as oppa dollars or by more universally recognized value, monetary, or currency symbols. For example, any virtual items labeled with the “$” sign are labeled with the “$” sign as a universally recognized value symbol and on the Oppa App and Service shall represent oppa dollars with absolutely no monetary value as aforementioned, whether expressed or implied. In a concrete example, a User sharing a $1 Drink with another User is sending one virtual drink with the virtual value of one oppa dollar, and the one oppa dollar unit value is transferred from the sending User’s Piggy Bank to the receiving User’s Piggy Bank, with both Piggy Banks storing the collective value of all virtual items in virtual oppa dollar terms. In another example, a User sharing a $0.10 Tip with another User is sending a virtual tip with the virtual value of 1/10 of an oppa dollar, and the 1/10 oppa dollar unit value is transferred from the sending User’s Piggy Bank to the receiving User’s Piggy Bank, with both Piggy Banks storing the collective value of all virtual items in virtual oppa dollar terms. In a final example, all Piggy Banks virtual account storage mediums may be denoted in $ terms and represent the cumulative stored unit value of all virtual items and virtual oppa dollars sent, received, or purchased, and the user acknowledges that the “$” sign is a representation of virtual oppa dollars intended as a universal recognizable symbol of unit value within the Oppa App or Service, and is not a representation or warranty of real monetary currency, whether expressed or implied. g. Premium Members accept and acknowledge that Premium Members are paying a membership fee to the Company for its Service and in no way, shape, or form is the Premium Member purchasing any form of real or virtual currency, whether expressed or implied. Members and Premium Members are paying the Company to purchase a limited, personal, non-transferable, non-sub-licensable, revocable license to use the virtual items and virtual oppa dollars and increase the value of their virtual Piggy Bank which may then be used to share virtual drinks and virtual tips with other Members and Premium Members in order to provide entertainment value and access to premium features such as chat with other Members. Premium Members paying a membership fee to the Company to purchase a limited revocable license to increase the value of their Piggy Bank are not storing real monetary value in their account or on our Service in any way, shape or form. The online virtual items and virtual oppa dollars on the App and Service has absolutely no real, cash, or monetary value, cannot be converted into real currency at any time and is for informational and entertainment purposes only. If you do not agree, please do not access the App or Service as the access or use of it constitutes acceptance of all of the terms and conditions. h. Your Membership account and/or virtual account storage medium (“Piggy Bank”) on Oppa is not a monetary account. Virtual drinks, virtual tips, and virtual gifts shared with you are added into your Piggy Bank in virtual oppa dollar terms and virtual drinks, virtual tips, and virtual gifts you share with others are deducted from your Piggy Bank in virtual oppa dollar terms. These virtual drinks, virtual tips, virtual gifts, and virtual account storage medium Piggy Bank may be denoted with a “$” symbol representing virtual oppa dollars and not real dollars or real monetary value. The virtual item system on the App and Service are not financial instruments and Oppa is not a regulated financial institution. No interest will be paid on any virtual items or virtual oppa dollars on the App or Service and such virtual items and virtual oppa dollars are not insured by the Company or any governmental agency. i. Oppa maintains the proprietary right and ownership of any and all virtual items, virtual oppa dollars, virtual transfers, and Oppa Content in the App and Service, and reserves all right to name, rename, alter, restructure, logic, and modify all Content and the virtual items, virtual oppa dollars, virtual exchange system, exchange amounts, increments eligible for a promotional Reward, processing fee, and/or anything related to the virtual item and reward system in any way, shape, or form and at its own discretion, with or without notice. All virtual items and virtual oppa dollars in the App and Service shall remain the sole property of the Company. j. Oppa maintains the exclusive and sole right to add, deduct, modify, and delete any and all virtual items, virtual oppa dollars, virtual account storage mediums, Reward, and Reward timeframe, from Members or Member Piggy Bank balances at any time, for any reason, with or without notice. As an example, we may alter account balances (a) funded using a stolen credit card, an invalid payment method, and charged-back credit cards and deduct Piggy Bank balances and Reward amounts to reflect the true legitimate value, (b) from accounts intending to defraud, scam, or structure illicit currency such as money laundering schemes, (c) accounts with inaccurate payment or personal information intending to defraud, or accounts with payment or personal information such as name, age, and address not matching the profile creation information which you represented to be accurate and true, and (d) and/or accounts which violate any of the terms of this Agreement. In such instances, Oppa may add, deduct, modify, or delete virtual items, virtual oppa dollars, and virtual account value at any point from the point of origin, recipient-to-recipient, or final recipient. For example, virtual items or virtual oppa dollars created from fraudulent transactions may be deducted against the original account from which is was created from, any recipient of the virtual items or virtual oppa dollars originating from the fraudulent account or payment method (whether such recipient was involved or not), or from the Charity Tip Jar recipient. k. As a Member or a Premium Member, you represent and warranty that all information you provide to Oppa is true and accurate. To keep our community safe and to protect it from anonymous harassment, Oppa enforces a Real Name Policy in that the name and information you register with must match the name given on federal identifications or credit cards. The Edit Profile section of our Service provides all Members the opportunity to correct any inaccurate information, whether provided by them or linked from a third party such as Facebook. To ensure a quality user experience and to minimize the Company adjustment of Members’ Piggy Bank balances resulting from stolen credit cards or inaccurate or misleading accounts, the Company reserves the right to invalidate any and all virtual items and virtual oppa dollars from any account at any time on accounts found to have mismatched or inaccurate identification information. Upon a Rewards request, monetary or promotional Reward will be sent to the name, account, and address Oppa believes to be true and accurate, or verified through a third party service such as Facebook and PayPal. You acknowledge and agree upon request to submit federal identification information and verification as a condition for acceptance of such monetary or promotional Reward. Any elective Reward or payments to any accounts with inaccurate payment or personal information such as name, age, and address not matching or altered in an inaccurate manner from the profile creation information or verified federal identification information which you represented to be accurate and true may be delayed, withheld, invalidated, or deleted. Oppa reserves the right to suspend and delete any account or virtual account storage mediums and to withhold or revoke the awarding of any monetary or other Reward. l. Oppa may offer virtual items and virtual oppa dollars as a promotional and entertainment tool for new or free membership accounts, administrator or test accounts, or create promotional or Advertiser accounts for promotional or demonstrative purposes. Promotional virtual items and virtual oppa dollars may have no virtual or real transfer value and in this event, may create a separate class of promotional virtual items with no unit value which cannot be used to share virtual drinks, virtual tips, or virtual gifts with other members. m. Oppa is not responsible for any loss or damage from the use of the App or Service in regards to its virtual item and reward system or from any other use including but not limited to any data loss, corruption of data, server failure, lapses in security, forgotten or shared passwords, incorrectly constructed transactions, mistyped recipient addresses, or “phishing” or other websites, applications, or services masquerading as Oppa. Data, virtual items, virtual oppa dollars, and Content on Oppa servers or infrastructure may become unavailable, corrupted, congested, stolen, altered intentionally or unintentionally, or destroyed and you agree not to hold Oppa responsible or liable in such event. Oppa is not responsible for any incorrect, invalid, or inaccurate entry information, human errors, technical delays or malfunctions, theft, tampering, destruction or unauthorized access to, or alteration of, entries, information, or data of any kind, data that is processed late or incorrectly or is incomplete or lost due to technical malfunction or traffic congestion on transmissions systems, or the Internet, or from any service provider, or any other reason whatsoever including but not limited to typographical, printing, or other errors or any combination thereof. 5. Content, Use, and Interaction a. You are solely responsible for any Content you post, upload, publish, link to, transmit, record, display, or otherwise make available (collectively “post”) on the Service or transmit to other users, and solely responsible for your interactions with other users and understand that the Company does not conduct background verification or any sort of screening on its users. You represent and warrant that all posts and Content, including Content submitted from your Facebook account, is accurate and that you have the right to post the Content on the Service and grant the licenses mentioned in this Agreement. The Company makes no representations or warranties as to the conduct of users or their compatibility with other users. b. Oppa does not claim ownership of any Content that you post on or through the Service. Instead, by posting Content to any public area of the App, you automatically grant to the Company, its affiliates, subsidiaries, officers, agents, partners, licensors, and employees, an irrevocable, perpetual, non-exclusive, fully paid-up and royalty free, transferable worldwide right and license to (1) use, host, copy, store, perform, display, reproduce, record, play, adapt, edit, modify, broadcast, promote, publish and distribute the Content in any form and in any and all media or distribution methods now known or hereafter created, (2) prepare derivative works of the Content or incorporate the Content into other works, and (3) grant and authorize Oppa and our partners the unrestricted, worldwide perpetual right and license of the foregoing in addition to use your name, likeness, feedback, voice, and Content in any and all media now known or hereafter created, and (4) you agree you are not entitled to any compensation from Oppa and our partners if your name, likeness, voice, or Content is used in the Service or towards the benefit of the Service or Company, and (5) allow co-registration, access, viewing, and the duplication of your Content on the partner platforms of Oppa. c. Any content you post will be non-confidential and non-proprietary and Oppa is not liable for any use or disclosure of your Content. You acknowledge and agree that your relationship with Oppa is not a confidential, fiduciary, or other type of special relationship and that your decision to submit any Content does not place Oppa in a position that is any different from the position held by members of the general public, including with regard to your Content. None of your Content will be subject to any obligation of confidence on the part of Oppa, and Oppa will not be liable for any use or disclosure of any Content you provide. d. The Company is not responsible for the conduct of any user and in no event shall the Company, its affiliates or its partners be liable, either directly or indirectly, for any losses or damages whatsoever, whether direct, indirect, general, special, compensatory, consequential, and/or incidental, arising out of or relating to the conduct of you or anyone else in connection with the use of the Service including, without limitation, death, bodily injury, emotional distress, and/or any other damages resulting from viewing, communications or meetings with any users or persons you meet through the service. You agree to take all necessary precautions in all interactions with other users. e. You acknowledge and agree that Oppa may, at its sole discretion, with or without notice, access, screen, store, review, block, alter and delete any and all Content and information posted or transmitted, including but not limited to, profiles, profile information, messages, chat logs, photos, videos, and online virtual items or virtual oppa dollars (collectively “Content”). You are solely responsible for the Content you post, upload, publish, link to, transmit, record, display, or otherwise make available on the Service or transmit to other Members and Oppa has no obligation to display or review your Content. f. Any Content that Oppa believes to violate this Agreement may be deleted by Oppa without notice. The following actions are strictly prohibited and you may not do, post on the App, or transmit any Content that is (1) inaccurate, false, or misleading, (2) illegal or encouraging others to engage in illegal activity, (3) sexually oriented, obscene or pornographic, promoting prostitution or escort services (4) material that may be construed as or promoting racism, bigotry, or physical harm, (5) duplication of Content, be in possession or have access to more than one account, or buy, sell or lease access to multiple accounts (6) harassing, demeaning, intimidating, stalking, trolling, or other similar activities (7) any material that violates or infringes upon another person’s rights, (8) impersonations or misrepresentations (9) monetary requests or intentions to defraud, (10) solicitation or transmission of junk mail, unsolicited messages, spam, viruses, trojans, worms, disruptions to user experience such as flooding, overloading, or crashing, automated bot services, spiders, data mines, or other harmful codes (11) defamatory or libelous, (12) commercial activities or promotions such as contests, advertising and pyramid schemes, (13) packaging, pooling, bundling or transfers of virtual items or virtual oppa dollars between accounts, (14) bundling, discounting, structuring, or resale of Oppa virtual items or virtual oppa dollars in any way, shape, or form, (15) any personal information of other Members, (16) proprietary Content or unauthorized Content not owned by you, including any attempt to sublicense, reverse engineer, or decipher the App or Service, (17) shows another person which was created or distributed without that person’s consent, (18) incorporates the likeness or image of any persons under 18 years of age, and (19) anything that does not comply with all applicable laws and regulations. g. You acknowledge and agree that other Members may post inaccurate, false or misleading information, may create inaccurate, false or misleading profiles, and that communications from such persons may not be true, accurate or authentic and may be exaggerated or based on fantasy. You acknowledge and understand that you may be communicating with such persons and that Oppa does not verify such identities and is not responsible for such communications. h. You acknowledge and agree that the Company may access, preserve, limit, record, and disclose your account information and Content for any reason whatsoever, including but not limited to requirements by law or good faith belief that such access, preservation, limitation, recording, or disclosure is reasonably necessary whether to comply with this Agreement, protect the rights of the Company in recovering damages, protect the rights of a Member or any other person, or to comply with the law. i. Content not posted by yourself or other members belongs to Oppa. Any text, content, graphics, user interfaces, trademarks, logos, sounds, artwork, animations, and any and all other intellectual property appearing on Oppa are owned, controlled or licensed by us and are protected by copyright, trademark and other intellectual property rights. All right, title and interest in and to Oppa Content remains with the Company at all times. 6. Membership and Charges a. Premium Members are billed by the Company through an encrypted online account for use of the Service and/or to add virtual items or virtual oppa dollars to their virtual account storage medium. You agree to pay the Company all membership charges at the prices you agreed to and authorize the Company to charge your chosen payment provider for the Service. Premium Members accept and acknowledge that Premium Members are paying a membership fee to the Company in exchange for virtual oppa dollars of entertainment value and in no way, shape or form is the Premium Member purchasing or exchanging their membership fee for real dollars or currency value which can be freely converted back into real currency. As these Terms of Use are linked, accessible, and accepted before the confirmation of any payment, all payments are final and you acknowledge and agree that no refunds will be provided for any reason whatsoever. Any payment chargeback or request for refund will result in the automatic termination of your account and all the Content within your account. You also agree that, in the event your Oppa account is canceled, deleted, inaccessible or suspended, whether by you, the Company or for any technical reason, any remaining or unused virtual items or virtual oppa dollars tied to your account may be lost, forfeited or deleted and no refunds will be issued for any remaining or unused membership, virtual items or virtual oppa dollars or credits for any reason whatsoever. b. You agree that all payments made on the App are final, and you will not challenge or dispute the charge with your bank. Should a chargeback or payment dispute be initiated with your bank, you agree that you will be held responsible for any outstanding balance owed to us plus any chargeback fees, which may be as high as $50. You agree that you will pay the balance within thirty (30) days from the date of notification, and agree to pay for the collections fee of up to 50% of the outstanding balance added to the amount you owe. c. You acknowledge and agree to provide current, accurate, and complete billing information, including payment method, credit card number, credit card expiration date, credit card security code, billing address, billing zip code and email information, along with any additional identification requested to verify the user to the user’s payment information. You must promptly notify the Company if your payment method is canceled, lost, stolen, or you become aware of a breach of security. 7. Proprietary Rights and Copyrights a. Oppa owns and retains all proprietary rights in the App and the Service absolutely and in all Content, trademarks, copyrights, trade names, patents, patents pending, licenses, service marks, virtual items or virtual oppa dollars, and other intellectual property rights related thereto, whether registered or unregistered. You agree not to copy, sell, transmit, publish, distribute, perform, display, or create any such proprietary or derivative works accessible on the App or through the Service without first obtaining the prior written consent of the Company. b. You may not post any copyrighted material without first obtaining prior written consent of the owner of such copyright. If you believe your work has been copied and posted on the Service in any way that constitutes copyright infringement, please provide us with complete validation of your copyright in the form of a DMCA Takedown Notice to [email protected]. In filing a notice for copyright claim, you must comply with the requirements set forth in accordance with the Digital Millennium Copyright Act 17 USC 512(c)(3), in that the notice must (a) contain the physical or electronic signature of a person authorized to act on behalf of the copyright owner (b) identify the copyrighted work claimed to have been infringed (c) identify the material that is claimed to be infringing and that is to be removed and information reasonably sufficient to allow us to locate the material, (d) provide your contact information including your address, telephone number and an email address, (e) provide a personal statement that you have a good faith belief that the use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law, and (f) provide a statement that the information in the notification is accurate and, under penalty of perjury, that you are authorized to act on behalf of the copyright owner. c. As a Member, you hereby grant, represent, and warrant that you will not create any form of product or service that may be competitive with the software, App or Service, including but not limited to, Apps, databases, software, mobile applications, legal entities, and/or any related service. All terms of this non-competitive clause and Agreement shall survive the termination of your membership for any reason. d. You may not reverse engineer or attempt to reverse engineer, decompile, or disassemble the software, App or Service. You may not modify, alter, decompile, disassemble, reverse compile or otherwise reduce to human readable form, or create derivative works of the software, App, or Service without the prior written consent of the Company or its licensors, as applicable. 8. Disclaimers a. Oppa provides the Service on an “as-is” and “as-available” basis and grants absolutely no warranties or representations of any kind, whether expressed, implied, statutory, or otherwise with respect to the App or the Service including but not limited to fitness for a particular purpose, title or non-infringement. Should applicable law not permit the foregoing exclusion of express or implied warranties, then we grant the minimum express or implied warranty required by applicable law. No advice or information, whether oral or written, shall create any warranty, representation or guarantee not expressly stated herein. b. The Company reserves the right at any time to modify or discontinue, whether temporarily or permanently, the Service (or any part of the Service) with or without notice. You agree that the Company shall not be liable to you or to any third party for any modification, suspension, or discontinuance of the Service. c. You are responsible for any mobile charges that you may incur for using our Service including text messaging and data charges. If you change or deactivate the mobile phone number, Facebook account, or email address that you used to create your Oppa account, you must update your account information through Settings within 24 hours to prevent us from sending communications to someone else that were intended for you. d. The Company does not represent or warrant that the App or Service or that any Content you post, upload, or transmit on the Service will be uninterrupted, timely, secure, or error free, or that any defects or errors on the App or in the Service will be corrected. You understand and agree that the Company may automatically update the App or Service without notice. You acknowledge and agree to hereby waive any and all claims and causes of action with respect to any damage to your computer system, mobile device, internet access, download, display, or mobile device, or loss or corruption of data, including loss or corruption of online virtual items or virtual oppa dollars that may result from the use of the App or Service. The use of the App and Service is at your own discretion and risk. If you do not accept this limitation of liability, you are not authorized to access, obtain, or download any material through the App or Service. e. Oppa is not responsible for any of the following: (1) the conduct, whether online or offline, of any user of the App or Member of the Service; (2) the accuracy, quality, safety, or legality of the Members themselves or any Content posted by Members; (3) any lapse in security, theft, alteration, unauthorized access, or destruction of Member communication, virtual items or virtual oppa dollars, and Content; (4) any technical malfunction, defect, problem, or failure of any kind, including but not limited to those related to software, database, servers, providers, equipment, and traffic congestion; and (5) any specific results from use of the App and the Service, whether expressed or implied. Oppa does not endorse or stand behind any of the Content posted on our Service. f. Memberships on Oppa are not bank accounts, and the virtual items or virtual oppa dollars on Oppa are not financial instruments and the Company is not a regulated financial institution. The virtual items or virtual oppa dollars on the App and Service has no cash or monetary value and are for entertainment purposes only. No interest will be paid on any virtual items or virtual oppa dollars you use on the App or Service and such virtual items or virtual oppa dollars is not insured by the Company or any governmental agency. Oppa is not responsible for any loss or damage from the use of the App or Service in regards to its virtual items or virtual oppa dollars system, including but not limited to any data loss, corruption of data, server failure, forgotten or shared passwords, incorrectly constructed transactions, mistyped recipient addresses, or “phishing” or other Apps masquerading as Oppa. Data, virtual items or virtual oppa dollars, and Content on Oppa servers or infrastructure may become unavailable, corrupted, congested, stolen, altered, or destroyed. g. Oppa is not responsible for any loss or damage, including personal injury or death, resulting from anyone’s use of the App or the Service, any Content posted on the App or transmitted to Members, or any interaction or contact between users of the App whether online or in person. h. Oppa is not responsible for maintaining the security of your account or your account information. Any information or Content on the App you upload or post may be read or intercepted by others, even if there is a special notice that a particular transmission is encrypted or is intended for the viewing of a limited group of Members. You are responsible for maintaining the confidentiality of your username and password, and acknowledge that Oppa is not responsible for third party access to your account that may or may not result from theft of your username or password or lapses in security in the Oppa hardware, software, or network. 9. Limits on Liability, Indemnity, Disputes, and Arbitration a. You acknowledge and agree that, to the fullest extent allowed by applicable law, in no event will the Company, its affiliates, subsidiaries, officers, agents, partners, licensors, and employees be liable to you or any third person for any consequential, incidental, indirect, exemplary, special or punitive damages including but not limited to damages for loss or corruption of data or programs, loss of electronic virtual items or virtual oppa dollars, income, profit, or goodwill, service interruptions and procurement of substitute services, damage to property and claims of third parties arising out of your access to or use of the App, Service or Content, or any member Content however caused whether based on breach of contract, tort, negligence, proprietary rights infringement, product liability or otherwise, even if the Company knows or has been advised of the possibility of such damages. The foregoing shall apply even if Oppa is advised of the possibility of such damages. b. You acknowledge and agree that, notwithstanding anything to the contrary contained herein, some states do not allow the disclaimer of implied warranties or the exclusion or limitation of certain types of damages so these provisions may not apply to you. If any portion of this limitation of liability is found to be invalid or unenforceable for any reason, the liability of the Company and/or its affiliates, subsidiaries, officers, agents, partners, licensors, and employees to you for any cause whatsoever and regardless of the form of the action will at all times be limited to the amount paid, if any, by you to Oppa for the Service during the term of the membership in an amount not to exceed ten dollars ($10). All Content you upload or post to the App or Service shall fall under this purview and shall have no monetary value. You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to the use of the App or Service or the terms of this Agreement must be filed within three months after such claim or cause of action arose or be forever barred. c. If you become dissatisfied in any way with the Oppa App or Service, your sole and exclusive remedy is to stop your use of the App or Service. The Disclaimers and Limitation of Liability provisions detailed is a fundamental element of the basis of the bargain and reflects a fair allocation of risk. The App and Service would not be provided without such limitations and you agree that the limitations and exclusions of liability, disclaimers and exclusive remedies detailed herein will survive even if found to have failed in their essential purpose. d. You acknowledge and agree to indemnify, save, and hold Oppa and its affiliates, subsidiaries, officers, agents, partners, licensors, and employees harmless from any and all claims, actions, damages, demand, liability, and expense, including reasonable attorney’s fees, made by you or any third party due to or arising out of your breach of your representations and warranties contained herein, or the failure to comply with this Agreement, any Content you post onto the App or as a result of the Service, and the violation of any law or regulation by you. This indemnity shall be applicable without regard to the negligence of any party including any indemnified person or entity. Oppa retains the exclusive right to settle and/or pay any and all claims or causes of action which are brought against us without your prior consent and if asked, you agree to cooperate fully as required by us in the defense of any relevant claim. e. You acknowledge and agree that any dispute or claim arising out of or relating to this Agreement shall be resolved exclusively by final and binding arbitration administered by the American Arbitration Association. In agreeing to click through to accept these Terms of Use and use the App or the Service in any manner, you agree to forfeit your right to go to court to assert or defend any claims between you and the Company. You also acknowledge and agree to give up and forfeit your right to participate in a class action or other class proceeding. You understand and acknowledge that by agreeing to binding arbitration, you are giving up the right to litigate (or participate in as a party or class member) all disputes in court before a judge or jury. In a binding arbitration, your rights will be determined by a neutral arbitrator, not a judge or a jury. You are entitled to a fair hearing before the arbitrator and decisions by the arbitrator are enforceable in court. This Agreement and any dispute between you and the Company shall be governed by the laws of the state of Delaware without regard to principles of conflicts of law, provided that this arbitration agreement shall be governed by the Federal Arbitration Act. In the event that this arbitration agreement is for any reason held to be unenforceable, any litigation against the Company may be commenced only in the federal or state courts located in Delaware. You hereby irrevocably consent to the jurisdiction of those courts for such purposes. f. You acknowledge and agree that any proceedings to resolve or litigate any dispute, whether in arbitration, in court or otherwise will be conducted solely on an individual basis and that neither you nor the Company will seek to have any dispute heard as a class action, a representative action, a collective action, a private attorney-general action, or in any proceeding in which you or the Company acts or proposes to act in a representative capacity. You and the Company further agree that no arbitration or proceeding will be joined, consolidated, or combined with another arbitration or proceeding without the prior written consent of you, the Company and all parties to any such arbitration or proceeding. 10. Other Provisions a. Entire Agreement. This Agreement, consisting of the Terms of Use and the Privacy Policy, contains the entire agreement between you and the Company regarding the use of the App and/or Service and supersedes anything communicated on the App, Service, or any promotional Content, whether expressed or implied. b. Severability. If any provision of this Agreement is held invalid or found unenforceable, then that provision will be severed from these Terms of Use and not affect the validity and enforceability of any of the remaining provisions, and the remainder of this Agreement shall continue in full force and effect. c. No Waiver or Agency. The failure of the Company to exercise or enforce any right or provision of this Agreement shall not constitute a waiver of such right or provision. No agency, partnership, joint venture or employment is created as a result of this Agreement and you may not make any representations or bind the Company in any manner. d. All Rights Reserved. These Terms do not create or confer any third party beneficiary rights, and Oppa reserves all rights expressly not granted to you. Unless otherwise stated, the Agreement will survive termination of your registration to the Service. e. Amendment. This Agreement is subject to change by the Company upon notice which shall be provided in electronic notification or email form, the revised terms which will be effective immediately upon posting on the App or your use of the Service after such posting will constitute acceptance by you of the revised Agreement. Oppa reserves the right, at any time and from time to time, to update, revise, supplement and otherwise modify this Agreement and to impose new or additional rules, policies, terms or conditions on your use of the Service. Such updates, revisions, supplements, modifications and additional rules, policies, terms and conditions will be effective immediately and incorporated into this Agreement. Your continued use of the Service following will be deemed to constitute your acceptance of any and all such updated terms, and all updated terms are hereby incorporated into this Agreement by this reference. f. Special State Terms. Premium Members residing in Arizona, California, Connecticut, Illinois, Iowa, Minnesota, New York, North Carolina, Ohio, and Wisconsin may cancel this Agreement without penalty at any time within three business days of this Contract, for a full refund of your membership fee, by mailing or delivering a signed and dated notice which states your cancellation. g. Governing Law. Oppa Inc is a Delaware corporation. Your access to the App, Content, as well as these Terms of Use are governed and interpreted by the laws of the State of Delaware. By using the App, you are consenting to the exclusive jurisdiction of the courts of the United States and the State of Delaware. You agree that such courts shall have in personam jurisdiction and venue and waive any objection based on inconvenient forum. In the event there is a discrepancy between this English language version and any translated copies of the Terms of Use, the English version shall prevail. h. International Users. The Oppa Service is hosted in the United States and is intended for and directed to users in the United States. If you are a user accessing the Service from the European Union, Asia, or any other region with laws or regulations governing personal data collection, use, and disclosure, that differ from United States laws, please be advised that through your continued use of the Oppa Service, which are governed by Delaware law, this Terms of Use and our Privacy Policy, you are transferring your personal information to the United States and you expressly consent to that transfer and consent to be governed by Delaware law for these purposes. i. Contact. Oppa welcomes all comments, questions, concerns, or suggestions. Please send us feedback by emailing us at [email protected]. Please send all mail correspondence to Oppa Inc, 401 Park Avenue South, 10th Floor, New York, NY 10016.
© Copyright 2026 Paperzz