One hundred and ten percent

One hundred and ten percent
Our promise to you
About Securian Financial Group, Inc.
Since 1880, Securian Financial Group and its affiliates have provided financial security for individuals and businesses in the form of insurance,
investments and retirement plans. Now one of the nation’s largest financial services providers, it is the holding company parent of a group of
companies that include Minnesota Life Insurance Company, Securian Life Insurance Company, Securian Casualty Company and Cherokee Life
Insurance Company.
Securian’s financial strength and claims-paying ability ranks it among the most highly rated insurance companies in the nation. For more
information about the rating agencies and to see where Securian’s ratings rank relative to other ratings, please visit securian.com/financials.
abc
vwz
INSURANCE | INVESTMENTS | RETIREMENT
Securian Financial Group, Inc.
www.securian.com
400 Robert Street North, St. Paul, MN 55101-2098
Products and services offered by our subsidiary companies Minnesota Life Insurance Company, Securian Life Insurance Company,
Cherokee National Life Insurance Company, Securian Casualty Company and CNL/Insurance America, Inc.
©2010 Securian Financial Group, Inc. All rights reserved.
F56476-77 5-2010
A01979-0510
abc
Going above and beyond, giving it our all, burning the midnight oil. Call it what
you will. At Securian we call it a day at the office. That’s because we never stop working
for you. From custom design, to program implementation and ongoing support, Securian
and its affiliates have been faithfully serving credit unions for over half a century.
Fulfilling our “promise to pay”
Based on our claims service, 99 percent
of Securian clients would recommend us
to other credit unions.
Financial strength
is just the start
Flexible, innovative,
compliant, professional –
it’s the Securian way
We pride ourselves on being one of the largest and most highly rated
insurance company groups in America. In fact, we have been providing
financial security for the long run since 1880. This
strength and stability means we can deliver on the
promises we make to you and your members. Not
only now, but for years into the future.
What good is a program design that’s too rigid to meet your
specific needs? How can you tap into new opportunities if your
product provider isn’t looking to the future? Are you certain your
risk protection programs and loan documents are current with
ever-changing regulations? Will your members be greeted with
respect when they make a claim?
Insurance, debt protection, loan documents and
marketing services are the solutions we provide
credit unions across the country. Other providers may come and go,
yet Securian continues to invest in this market. Currently we serve the
individual needs of nearly 4,000 clients with our proven expertise,
quality products and exceptional service.
At Securian we have the people, products and processes to answer
these and many other challenges you may face. So you can rest
assured knowing you have partnered with a provider who has the
experience to deliver on its promises whatever the situation.
Service with more than a smile
We believe partnering with Securian is the clear choice for credit unions.
But don’t take our word for it. Come see our promise in action. Contact
your sales representative today and schedule a visit to our corporate
campus in St. Paul.
Sure we’re friendly, but it’s more than just that. It’s about being leaders
at what we do. Securian associates are dedicated to providing service
beyond all expectations. And this spirit is evident at every level of
our organization. We work hard to earn your business; we work even
harder to keep it.
Securian innovation #237
Securian product portfolio
Insurance
• Credit Life and Disability
• Credit Property
• Credit Involuntary Unemployment
• Mortgage Disability and
Accidental Death
• Collateral Protection (CPI)
• Vendors Single Interest (VSI)
• Non-debt Accident and Sickness
Debt Protection
• Debt Cancellation and
Suspension Programs
• Guaranteed Asset Protection (GAP)
Loan Documents
• Consumer, Home Equity and Business
• Deposit Membership Forms
Marketing Services
• Telesales and Direct
Response Programs
The choice is clear
Our industry expertise gives us the ability to design unique
products that meet specific needs, such as Securian Payment
Assurance – a NAFCU Services Innovation award winner. In
the event of involuntary unemployment, Payment Assurance
Securian service story #2009
suspends or cancels a borrower’s loan payment for up to six
The skills of experienced associates give us the ability to quickly and
Payment Assurance allows credit unions to cover all or select loan types
effectively develop customized client programs, such as the one we
at no charge to the borrower.
recently developed for a Midwestern credit union.
As we always do, we started by listening. Then we went to work on a
solution that would meet their specific needs. What we provided were
months per occurrence. As a non-contributory debt protection program,
Company facts
• Founded in 1880
• Headquartered in St. Paul, Minnesota
• Partnering with financial institutions
since 1951
• Nearly 4,000 financial institution
clients nationwide
• Products and services offered by
our subsidiary companies Minnesota
Life Insurance Company, Securian
Life Insurance Company, Cherokee
National Life Insurance Company,
Securian Casualty Company and
CNL/Insurance America, Inc.
• Ranks among the most highly
rated insurance company groups
in America, visit securian.com/
financials
FYI: Informed clients are
happy clients
When it comes to
document solutions,
compliance is key.
Securian closely
monitors everchanging regulations
and makes necessary
updates for our clients.. In fact, Securian
PerFORMer Loan Forms are already
compliant with the new multi-featured,
open-end lending rules of Regulation Z.
innovative ways this credit union could improve their revenue and income.
As an added service, we report on industry
In this instance we enhanced their benefit structure so more members were
“FYI” newsletter, e-mailed to about 1,000
changes and trends in our complimentary
eligible for this coverage. The result exceeded what our credit union client
previously had with another carrier.
people on a regular basis.