BRAD BLACKWELL
Executive Vice President, Portfolio Business Manager
Wells Fargo Home Mortgage
Brad Blackwell is Portfolio Business Manager for Wells Fargo Home Mortgage (WFHM) and
member of the WFHM Executive Management Team (EMT). He is responsible for building
stronger capabilities to generate home equity and non-conforming mortgage loans that we
hold in our portfolio as a key strategy to serve our customers and grow the investment
portfolio for Wells Fargo.
In this role, he champions home equity products across the enterprise, expanding our nonagency (jumbo) lending programs, and developing opportunities to leverage the WFC
balance sheet to support the home lending business. He works closely with the Community
Bank, the Wealth, Brokerage and Retirement group, and all Consumer Lending channels to
expand our real estate portfolio lending market share and market profitability across the
United States.
He is also responsible for developing and implementing Wells Fargo’s diverse segments growth strategy, which aims
to increase sustainable homeownership among low-to-moderate income borrowers, veterans and minorities. A
major part of this strategy is working with key stakeholders to enhance homeownership opportunities across the
full economic spectrum.
Previously, Brad spent more than a decade as executive vice president, retail national sales manager for Wells
Fargo Home Mortgage, the nation’s #1 Retail mortgage producer. In this role, he was jointly responsible for
leading WFHM’s Distributed Retail sales team of approximately 10,500 home mortgage consultants who originate
residential mortgage loans in more than 2,400 mortgage stores nationwide now with the integration of Wachovia
Mortgage. The company also offers mortgage products through retail Bank locations nationwide and Wells Fargo
Advisors in some areas.
Blackwell was named executive vice president, retail national sales manager in June 2004 after serving three years
as a senior vice president, national sales manager for Wells Fargo Home Mortgage’s Pacific Markets. He led efforts
to double Wells Fargo’s retail share on the West Coast.
Prior to joining Wells Fargo Home Mortgage in 2001, Blackwell was senior vice president for residential lending at
Washington Mutual for three years. He joined Washington Mutual after working 17 years for World Savings as a
loan consultant and regional manager in various parts of country. He also managed mortgage marketing, product
development, sales planning and retail banking organizations for World Savings.
Blackwell earned a bachelor’s degree in political science from the University of Colorado-Boulder in 1982.
Blackwell is also passionate about Wells Fargo’s commitment to environmental stewardship, charitable giving and
is active on social media.
Follow him on Twitter @loansbrad.
6200 Baltimore Avenue,
Riverdale, MD 20737
(301) 891-8400
20 F Street, NW 7th Floor,
Washington, DC 20011
(202) 526-2000
BRAD DWIN
Deputy Director
HOPE NOW Alliance
Mr. Dwin is the Deputy Director for the HOPE NOW Alliance
(www.hopenow.com), a coalition of mortgage servicers/lenders, investors,
non-profit counselors and other mortgage market participants dedicated to
helping as many homeowners as possible find viable mortgage solutions. He
handles member relations, borrower outreach activities and all
communications initiatives. Prior to his role as Deputy Director, he served
for five years as the organization’s Director of Communications. He has
been with HOPE NOW since January 2009.
Mr. Dwin has been involved in the communications field for almost two decades and founded
Stonegate Associates (www.stonegateassociates.com) in 2007 as a strategic communications
consulting firm. His clients have included commercial real estate firms, mortgage banking
companies, technology firms, educational institutions, media outlets, video production
facilities, trade organizations and non-profits.
Prior to forming his consulting practice, Mr. Dwin was the Director of Marketing for a real estate
securities firm that handled over $53 million in equity placements. He has also served as media
director for a large, publicly-traded REIT and was senior copywriter for a boutique advertising
agency.
Mr. Dwin has a B.A. in Radio/TV/Film from the University of Maryland and a MBA from Johns
Hopkins University.
6200 Baltimore Avenue,
Riverdale, MD 20737
(301) 891-8400
20 F Street, NW 7th Floor,
Washington, DC 20011
(202) 526-2000
CARRIE DAVIS
President and CEO
Wealth Watchers Inc.
Carrie Davis graduated from Jones College in 2011 Magna Cum
Laude with a Bachelors Degree in Business Administration. She is
the President and CEO of Wealth Watchers Inc., a HUD Certified
Housing Counseling and Community Development Organization.
Carrie has over 15 years of experience in housing, community and
economic development. In addition to Carrie’s education; she
holds several professional certifications and is a certified trainer
for Franklin Covey. She has been featured as a subject matter expert on various
topics relating to housing, community development, civic engagement and
creating successful partnerships.
Carrie is credited for the development of strategic partnerships with universities,
corporations, community leaders and government officials.
Carrie is the Mother of 3 and the Grandmother of 1.
6200 Baltimore Avenue,
Riverdale, MD 20737
(301) 891-8400
20 F Street, NW 7th Floor,
Washington, DC 20011
(202) 526-2000
CHARMAINE BROWN
Manager, Diversity and Human Resources
Fannie Mae
Charmaine Brown is a Manager in Fannie Mae’s Office of Diversity and
Inclusion (ODI). In this role she is accountable for developing and
implementing diversity and inclusion strategies that meet and exceed
Section 116 of the Housing and Economic Recovery Act (HERA).
Charmaine’s primary areas of focus are the development of programs and
initiatives that expand the capabilities of minorities and women, leveraging
Employee Resource Groups (ERGs) to support business goals, and building
the capacity of trusted advisors and community-based organizations to
expand access to affordable credit for multicultural families.
Prior to joining the Office of Diversity and Inclusion, Charmaine spent 15 years in Fannie Mae’s
Housing and Community Development and Single Family Mortgage Business.
Charmaine holds a master’s degree from The John Hopkins University, a Diversity Management
Certificate from Cornell ILR School, and is certified in the Intercultural Development Inventory
(IDI) Assessment.
She is a member of the American Association of Access, Equity, and Diversity, Women in Housing
and Finance, The Conference Board Diversity Leadership Council, and the Securities Industries
and Financial Markets Association Diversity and Inclusion Committee.
6200 Baltimore Avenue,
Riverdale, MD 20737
(301) 891-8400
20 F Street, NW 7th Floor,
Washington, DC 20011
(202) 526-2000
CHRIS VIALE
President and Chief Executive Officer
Cambridge Credit Counseling Corporation
Christopher Viale is the President and Chief Executive Officer of Cambridge Credit
Counseling Corp. He is responsible for all aspects of the day-to-day operations of the
organization, including the direction and oversight of all human resource activities,
educational initiatives, public outreach campaigns and employee training programs. In
addition to his duties as President, Christopher is an AFCPE Accredited Credit
Counselor, an NCHEC Certified Housing Counselor, and is one of just a few reverse
mortgage counselors approved by the Massachusetts Executive Office of Elder Affairs
to counsel senior residents of the Commonwealth.
Mr. Viale has been instrumental in fostering associations with a wide variety of nonprofit and social service organizations, including the Naismith Memorial Basketball Hall
of Fame, the Greater Springfield Chapters of Junior Achievement and Habitat for Humanity, the Hampden County
Sheriff’s Department, the U.S. Department of Veterans Affairs, the New England Farm Workers Council, the Council
of Churches of Greater Springfield, and the education division of USA TODAY.
A respected business leader and passionate consumer advocate, Mr. Viale currently serves as Chairman of the Board
of Trustees and Interim President of the Financial Counseling Association of America (FCAA – formerly AICCCA), as
a member of MasterCard’s Credit Counseling Advisory Board and the National Association of Corporate Directors, and
as a member of the Coalition for Quality Credit Counseling. He was a founding member and past director of the
Association of Credit Counseling Professionals, and has also been an active leader of several industry working groups
designed to establish and promote the best practices of the credit counseling profession. In the local community,
Mr. Viale has served in a variety of capacities for the United Way of Pioneer Valley and as Vice President of the New
England Bowler’s Association.
Mr. Viale’s years of counseling agency experience and passion for providing ethical and effective debt relief remedies
have helped establish Cambridge as a counseling industry leader. Among the outlets that have featured Mr. Viale are
the Wall Street Journal, the Los Angeles Times, the Dow Jones Newswire, the Washington Times, CNN Money, CNBC,
MSN Money, Bankrate.com and the Associated Press.
Mr. Viale was born in 1968. Beyond his professional responsibilities, Mr. Viale remains a devoted family man. He and
his wife, Amy, spend much of their free time actively engaged in their children's activities. Christopher also enjoys
golf and hockey, and he has represented the United States in a number of international bowling events.
6200 Baltimore Avenue,
Riverdale, MD 20737
(301) 891-8400
20 F Street, NW 7th Floor,
Washington, DC 20011
(202) 526-2000
DANA DILLARD
Chief Customer Officer
Nationstar Mortgage
With over 25 years of mortgage servicing experience, Dana Dillard has
worked at many large servicing organizations with a focus on the customer
and default. Currently, Dana serves as the Chief Customer Officer at
Nationstar Mortgage where she has responsibility for industry relations,
non profit engagement as well as the Customer Relations team.
Prior to joining Nationstar, Dana worked at GMAC RESCAP where she
managed the REO, Liquidations and Community Outreach teams during the
peak of the housing crisis. Dana has held other senior leadership positions
at EMC Mortgage, Bank of America Mortgage and Lomas Mortgage. Dana
considers one of the highlights of her career to be leading the outreach
efforts at HOPENOW from 2008 – 2010 where she traveled across the
country talking with hundreds of struggling families. For that work, Dana received the Five Star
Institutes Humanitarian of the Year Award in 2009.
A Dallas native, Dana is a graduate of SMU with degrees in Journalism and Business and she
currently resides in Colleyville, Texas with her husband and two children.
6200 Baltimore Avenue,
Riverdale, MD 20737
(301) 891-8400
20 F Street, NW 7th Floor,
Washington, DC 20011
(202) 526-2000
DANIEL DODD-RAMIREZ
Assistant Director, Office of Financial Empowerment
Consumer Financial Protection Bureau (CFPB)
Daniel Dodd-Ramirez serves as the Assistant Director for the Office of
Financial Empowerment at the Consumer Financial Protection Bureau
(CFPB).
The Office of Financial Empowerment, which focuses on the specific
opportunities and challenges of low-income and economically vulnerable
consumers as they engage in the financial marketplace, is one of five
offices under the Division of Consumer Education and Engagement at the CFPB.
The mission of the CFPB is to help consumer financial markets work by making rules more
effective, by consistently and fairly enforcing those rules, and by empowering consumers to
take more control over their economic lives.
Mr. Dodd-Ramirez previously served as the Executive Director of Step Up Savannah Inc. in
Savannah, Ga from 2005-2014. Prior to Step Up, he served as education project director
and community organizer for People Acting for Community Together (PACT) in Miami,
Florida. In 2010 he was selected as a fellow to the Annie E. Casey Foundation Fellowship
Program.
Daniel holds a M.A. in International/Intercultural Training from the School for International
Training in Southern Vermont, and a B.A. in Hispanic Studies from the University of
Southern Maine.
Learn more about the work of the CFPB at www.consumerfinance.gov
6200 Baltimore Avenue,
Riverdale, MD 20737
(301) 891-8400
20 F Street, NW 7th Floor,
Washington, DC 20011
(202) 526-2000
DELPHINE PRUITT
Principal
Connect the Dots Consultants
Delphine Pruitt is a decisive leader with a passion for equity and inclusion. She
has a genuine affection for exploring different cultures...whether traveling to
Cuba on a humanitarian trip as a delegate with Congressional members or
exploring the globe to experience new cultures. Ms. Pruitt leadership in
multiculturalism and inclusion has transformed organizations, strengthened
client engagements, and generated millions 1n new revenue.
Building on this success, Ms. Pruitt founded Connect The Dots Consultants
to help mission driven organizations to accelerate their mission of
inclusion. Connect The Dots Consultants serve as an organizational tour
guide providing in-depth analysis of operations and assessment of workforce to create strong
internal and external connections to grow revenue. It's a business built on years of successfully
directing marketplace diversity strategies with Fannie Mae and designing inclusion strategies to
advance conversations on race with the Rockefeller Foundation.
Ms. Pruitt is has received numerous awards, nationally and locally, for her tireless efforts in
revitalizing communities and increasing the quality of life of underserved individuals. Her
efforts continue to have a positive and lasting impact on the people and community she serves.
Ms. Pruitt is a Pro Bono Consultant and served on numerous boards. She frequently speaks at
conferences on multiculturalism and community revitalization topics.
One could crowd an entire sheet of paper, in the smallest print, with Delphine's
accomplishments. What goes in the big print is perhaps what endears her most to the
individuals, organizations and communities she brings together ...her unique ability to engage
individuals in ways that stimulate action.
Ms. Pruitt career has been, and continues to be, a process of helping organizations bridge cultural
gaps to create an environment of inclusion and mutual respect.
| [email protected]
www.connectthedotsconsultants.com
6200 Baltimore Avenue,
Riverdale, MD 20737
(301) 891-8400
20 F Street, NW 7th Floor,
Washington, DC 20011
(202) 526-2000
DEXTER L. PEARSON
Outreach Advisor
Rural Development’s Office of Outreach and Community Engagement
U.S. Department of Agriculture (USDA)
Mr. Dexter L. Pearson currently serves as Outreach Advisor at the U.S.
Department of Agriculture (USDA) Rural Development’s Office of Outreach
and Community Engagement in Washington, DC. He is responsible for
identifying community development opportunities, building partnerships,
and creating access to a portfolio of over 40 programs totaling more than
$27 billion dollars. Mr. Pearson has more than 14 years of experience
working in the legislative, executive, and local branches of government.
He brings expertise in the areas of business and community development
and public policy. Since joining USDA over 4 years ago, Dexter has worked
to connect small businesses, higher education institutions, and rural
communities to USDA programs and services.
Before USDA, Mr. Pearson was a key advisor in the U.S. Senate and the U.S. House of
Representatives. He was Senior Professional Staff Member to the U.S. Senate Committee on
Agriculture, Nutrition and Forestry under the leadership of Chairwoman, Senator Blanche L.
Lincoln. He provided policy advice on rural development, agricultural research, and civil rights.
Mr. Pearson also worked as Legislative Assistant and Projects Director for U.S. Congressman Vic
Snyder of Arkansas where he provided policy advice on issues ranging from agriculture, small
business, telecommunications, homeland security, and led the Congressman's legislative agenda
on the U.S. House Veteran Affairs Committee.
Mr. Pearson is a native of Wynne, Arkansas and holds Bachelors and Master’s degrees in Public
Administration from the University of Central Arkansas and Webster University, respectively. In
his free time he enjoys football, traveling, and spending time with the ladies of his house, his
wife Margaret and his daughter Annelise.
6200 Baltimore Avenue,
Riverdale, MD 20737
(301) 891-8400
20 F Street, NW 7th Floor,
Washington, DC 20011
(202) 526-2000
ELIZABETH R. SPRING
Senior Policy Analyst
Homeownership Preservation Office
U.S. Department of the Treasury
Elizabeth Spring joined the U.S. Department of the Treasury
as a Policy Analyst in the Office of Financial Stability in
February 2011. She has identified, analyzed, and proposed
policies, housing related processes, and other strategies for
programs within the Obama Administration’s Making Home
Affordable Program.
Spring has advised on policy matters for a variety of federal
agencies, servicers, and other industry participants. In her
current role she will oversee the policy transition of the Making Home Affordable
Program through the program sunset in December 2016.
She has an M.A. in human relations with an emphasis in government development
from the University of Oklahoma.
6200 Baltimore Avenue,
Riverdale, MD 20737
(301) 891-8400
20 F Street, NW 7th Floor,
Washington, DC 20011
(202) 526-2000
ERIC WILL
Senior REO Sales Director - HomeSteps®
Freddie Mac
Eric Will is the Senior REO Sales Director for HomeSteps®,
the real estate unit for Freddie Mac-owned homes.
In this role, Eric is responsible for managing the
operational and oversight activities related to sales, title,
closing, rental management, and eviction for Freddie
Mac’s REO inventory nationwide.
During his 24-year career at Freddie Mac, Eric has held various positions in the
Technology, National Lending, and Default Servicing divisions of the company.
Eric is a graduate from James Madison University and currently resides in Plano,
Texas, with his family.
6200 Baltimore Avenue,
Riverdale, MD 20737
(301) 891-8400
20 F Street, NW 7th Floor,
Washington, DC 20011
(202) 526-2000
FELICIA MURPHY-PHILLIPS
Certified Fund Raising Executive
Felicia has spent her career, which spans over 37 years, helping others
primarily through her work with philanthropic organizations,
healthcare, youth advocacy, community development and higher
education. Her passion is helping and empowering others wherever
they are in their journey of life.
She is a Certified Fund Raising Executive (CFRE), earned through
accomplishments in education, experience, performance, service and
examination for over twenty-six years while demonstrating a strong
commitment to the Code of Ethical Principles and Standards of
Professional Practice for this industry.
Ms. Murphy-Phillips has developed and implemented comprehensive and
effective fundraising programs, including annual giving, corporate and
foundation giving, Grantsmanship, planned giving, special events and
donor recognition celebrations, feasibility studies as well as capital campaigns, and cultivated and
managed multi-level partnerships.
In addition, she has served as key staff on public policy and legislative issues through understanding and
interpreting matters, which affect organizational and financial outcomes; prepared and provided
legislative testimonials; worked with legislative staff in communicating the organization’s position in
seeking support; and engaged community leaders and other stakeholders as needed.
She is a key participant on major Task Forces, Think Tanks, and Brain Trusts throughout the country
while serving on multiple Boards and Committees. A few of her positions have included: President &
CEO of Big Brothers Big Sisters of Central Maryland, Executive Director, Associate Vice President of
Corporate/Institutional Development, Liberty Medical Center, Inc., Management Consultant EEO
Investigator, Equal Employment Opportunity Commission, Associate Executive Director, Council on
Economic Education in Maryland at Towson State University. Felicia is currently Executive Director of
the University of the District of Columbia Foundation, Inc.
.
6200 Baltimore Avenue,
Riverdale, MD 20737
(301) 891-8400
20 F Street, NW 7th Floor,
Washington, DC 20011
(202) 526-2000
FLOYD R. DAVIS, JR.
President and Chief Executive Officer
Community Link
Floyd R. Davis Jr is the President and CEO of Community Link a non-profit organization he has
led since 2002. Community Link’s purpose is “To enable individuals and families to obtain and
sustain safe, decent and affordable housing”. It is somewhat serendipitous considering the
history of the Community Link organization and Floyd Davis’ background that both would
eventually find each other.Floyd’s background includes a wealth of social service experience in
variety of geographic locations.
Prior to joining Community Link in Charlotte, Floyd was President and CEO of United
Community Centers, Inc. and Family Services, Inc., in Fort Worth, TX. Before that he devoted
over 20 years of his career serving various United Way executive positions in Minneapolis, New
York City and Miami, FL. He was President and Chief Professional Officer of the United Way of Genesee and Lapeer
Counties in Flint, MI and also served as President and CPO of the United Way of Forsyth County in Winston-Salem, NC.
From this extensive background Floyd has come to realize how complex our country’s human services system is and
how difficult it is for most people to figure out how to access and benefit from the services. As a result, Floyd has
made one of his professional goals to change and improve the service delivery system for families and individuals who
must depend on the system. One way Floyd has tried to accomplish this goal has been to attract and keep quality
employees and maintain uninterrupted service to customers. Floyd manages the Community Link organization more like
a medical practice than a traditional human services agency. One fundamental difference is in the way grants are
written and secured.
In 2004, UJAMMA, Inc., also a non-profit organization merged with Community Link. UJAMMA’s mission had been, “to
prepare families in the Metrolina area to move toward wealth creation through homeownership In 2011 and 2012, Floyd
was approached by the Latin American Coalition and the Economic Development division of United Families Services,
respectively, to absorb their homeownership programs.Through this consolidation, Community Link was able to expand
services to include programs to assist homeowners facing foreclosure. In 2010, Community Link began to provide
services to homeowners that had moderately deteriorated homes that needed rehabilitation repairs, allowing the
homeowner to sustain their housing.
Looking back upon his career, it is easy to see how Floyd acquired his passion to help others. After graduating from
Norfolk State University with a degree in accounting & business administration, Floyd’s first experience working with a
human services organization was that of controller at Model Cities, in Poughkeepsie, NY. Model Cities, worked to get
citizens to revitalize their neighborhoods.
Floyd has been married to his wife Ann since 1976 and they live in Charlotte. They have 2 grown sons.
6200 Baltimore Avenue,
Riverdale, MD 20737
(301) 891-8400
20 F Street, NW 7th Floor,
Washington, DC 20011
(202) 526-2000
GAIL OSGOOD
Housing Specialist and Certified Government Technical Monitor
U.S. Department of Housing and Urban Development
Gail Osgood is a Housing Specialist and a Certified
Government Technical Monitor (GTM). Ms. Osgood has been
with HUD for over 28 years.
She has 14 years of experience in Single Family in the areas of
FHA file endorsements and underwriting and 5 years in
Community Planning and Development where she was the
HUD representative for over 25 special needs grants in Idaho
and Oregon.
Gail has been working with housing counseling agencies since 2006. Currently she
is the Point of Contact for two State Housing Finance Agencies and several LHCA’s
in Oregon, Washington and Idaho and is the GTM of the financial and
administrative reviews and technical assistance contract.
.
6200 Baltimore Avenue,
Riverdale, MD 20737
(301) 891-8400
20 F Street, NW 7th Floor,
Washington, DC 20011
(202) 526-2000
HALA FARID
Senior Vice President
Citi Community Development - OHP
Hala’s career has focused on creating and preserving
Homeownership opportunities for families with limited means since
1994, both in the nonprofit and for profit sectors. She worked for
Neighborhood Housing Services of NYC for over eight years providing
New York families with homeownership counseling and education pre purchase, post purchase, Landlord Training and foreclosure
prevention/intervention. She was certified by NeighborWorks
America in Homeownership Education and Counseling.
Hala joined Citi Community Development in 2002 and has had several assignments ranging from
affordable mortgage program development and homeownership creation to homeownership
preservation and community stabilization. She is currently the Deputy Director of the Citi
Office of Homeownership Preservation (OHP). In addition to managing National Nonprofit
partners and advocates, OHP’s mission is to work with third parties representing Citi borrowershousing counselors and others, to find alternatives to foreclosure, to plan and implement a
strategy that facilitates the responsible disposition of REO’s, and to create and sustain
programs that support community stabilization, and blight abatement.
Throughout her career, Hala has received several awards for her dedication to her partners
including the Riac NHS of NYC Award, the NeighborWorks Recognition of Support Award; the
Citimortgage Recognition of Support Award, the Citi Community Relations Gem Award and was a
CitiStar.
She serves on several boards and committees including the NCHEC Advisory Council, HomeFree
USA Board, the Long Island Crisis Task Force, and the New York State Coalition for Excellence in
Homeownership Counseling and Education-CXHE Advisory Board.
Hala is a long time New York City resident. She has one daughter and lives in Queens.
6200 Baltimore Avenue,
Riverdale, MD 20737
(301) 891-8400
20 F Street, NW 7th Floor,
Washington, DC 20011
(202) 526-2000
JAMES “JIM” GRIFFIN
Chief Operations Officer
HomeFree-USA
James Griffin has a 35+ year career in mortgage banking with a focus on
affordable housing and direct experience in mortgage lending,
management of specialized loan programs, inner city real estate
development, housing consulting, and the provision of transitional housing
and support for homeless families. He has worked across the U.S. and
abroad serving as a financial advisor and public housing policy consultant to
HUD, U.S.A.I.D., World Bank, and numerous city, state and foreign
governments.
He currently oversees the day-to-day management of HomeFree-USA, a
national nonprofit public benefit corporation designed to improve access to homeownership for
underserved individuals and communities. The company’s unique approach focuses on using
aggressive marketing to reach prospective clients, one-on-one counseling and financial
education to prepare the clients and a community development program designed to acquire,
rehab and sell affordable housing to LMI families.
Mr. Griffin is an entrepreneur who was founder and President of Spectrum Funding Corp., which
was established in 1994, and National Loan Servicenter, Inc., and Comprehensive Marketing
Systems, Inc., which were established in 1975. These organizations were full-service mortgage
banking, loan servicing, real estate management, and policy planning organizations that offered
services to both public and private sector clients.
Mr. Griffin completed his undergraduate studies at Tennessee State University, and his graduate
studies at the University of Pennsylvania, Wharton School of Business. He lives in Washington,
DC and is the proud father of four children.
6200 Baltimore Avenue,
Riverdale, MD 20737
(301) 891-8400
20 F Street, NW 7th Floor,
Washington, DC 20011
(202) 526-2000
JILL A. SHOWELL
Senior Vice President for Government and Community Relations
Ocwen Financial Corporation
Jill is the Senior Vice President for Government and Community
relations at Ocwen Financial Corporation. In this role, Jill manages the
corporation’s relationships with Congress, regulatory agencies,
consumer advocacy groups and housing trade associations.
Ms. Showell has over 25 years of experience in public policy,
government relations, and consumer outreach with a strong focus on
mortgage finance issues. She was most recently the Vice President for
Government Relations at the mortgage insurer, The PMI Group, where
she built and managed their government relations office in Washington
D.C. Prior to that, Jill spent 12 years in government relations at Freddie Mac.
She began her career on Capitol Hill working for a Member of Congress who served on the House
Banking Committee and also spent two years at the Mortgage Bankers Association. Jill received
a BA in Political Science and History from the George Washington University.
6200 Baltimore Avenue,
Riverdale, MD 20737
(301) 891-8400
20 F Street, NW 7th Floor,
Washington, DC 20011
(202) 526-2000
JOSEPH OHAYON
Senior Vice President, Community Relations
Wells Fargo & Company
Joe Ohayon is responsible for all community outreach activities
that help promote Wells Fargo’s Home Preservation Programs.
Ohayon joined Wells Fargo in 2006 and has over 23 years of
mortgage servicing experience. Prior to his current position,
Ohayon spent 13 years with Freddie Mac managing their
Servicing Customer Relations Department. There he was
responsible for the overall servicing relationships with Freddie
Mac’s largest and most consequential customers.
Ohayon earned a Bachelor of Arts in Finance from Frostburg
State University in Maryland and a Masters of Business Administration from
Marymount University in Virginia.
He and his family reside in Maryland.
6200 Baltimore Avenue,
Riverdale, MD 20737
(301) 891-8400
20 F Street, NW 7th Floor,
Washington, DC 20011
(202) 526-2000
JOE WEISBORD
Director, Credit and Housing Access
Fannie Mae
Joe Weisbord is responsible for developing corporate-wide, strategic
business initiatives to increase access to mortgage credit and
affordable housing. He works with senior management, customers,
regulators and a wide range of industry stakeholders to understand
emerging market needs and develop responses aligned with the
Company’s historic mission, regulatory mandates and business
objectives.
Previously he led efforts to prevent foreclosures and reduce credit
losses through partnerships with lenders, housing and credit
counseling organizations, and government in distressed markets across the country. He joined
Fannie Mae in 2005 to lead the company’s homelessness initiative, which invested in creation of
over 7,800 units of supportive and affordable housing for homeless and at-risk individuals and
families.
Weisbord has over 30 years of experience in affordable housing finance, development and
policy. He began his career in the construction industry. He is on the faculty of the graduate
program in city and regional planning at Pratt Institute. Weisbord serves on a number of
nonprofit boards, including the New York Mortgage Coalition, the Center for New York City
Neighborhoods and the Center for Urban Community Services.
6200 Baltimore Avenue,
Riverdale, MD 20737
(301) 891-8400
20 F Street, NW 7th Floor,
Washington, DC 20011
(202) 526-2000
KEVIN T. GAY
CEO / Founder
Operation New Hope
Kevin T. Gay is a native of Jacksonville, FL and a graduate of the University of Florida. He brings to his role as
CEO/Founder of Operation New Hope, many years of entrepreneurial experience and a deep commitment to
revitalizing urban neighborhoods. He combines this with his strong faith and a special interest in helping the
underserved in communities who seek a way out of the cycle of addiction, poverty and incarceration.
Kevin left for the non-profit world 16 years ago and founded Operation New Hope in 1999 in order to create a new
model for community development. He felt that while there were many houses in many urban communities in need
of major restoration there were also many people broken and in need of Hope once again. Thus, Operation New
Hope was born in order to bring Hope in the form of new housing, new skills leading to new jobs and a revitalized
community. ONH was selected by the White House in 2003 to develop the first national model for Prisoner Re-entry
called Ready4Work. This employment based re-entry model is now being used in 16 other cities around the country.
Ready4Work Jacksonville has gained national attention because of its impact in reducing recidivism. Kevin has been
invited to the White House on three occasions over the past 5 years for his work in prisoner re-entry.
He is a founding member of Reconcile Jacksonville, which has been responsible for partnering over forty black and white churches since 1992. In
2003, the City of Jacksonville nominated Kevin for a national award through Neighborhoods USA (NUSA) and on May 22, 2003 he and nine others
from around the country received the prestigious NUSA Notables Award. Previous winners are Willard Scott of the Today Show and distinguished
television personality Ms. Oprah Winfrey.
Kevin has served on numerous community boards including HabiJax, the largest Habitat for Humanity affiliate, and most recently on the board of
Gateway Community Services, Jacksonville’s largest alcohol/drug treatment operation. He served on the management committee for the
Jacksonville Community Council, Inc. study called “Neighborhoods on the Tipping Point.” He was asked by the Jacksonville Sherriff’s office to be on
the management team of a study to address violence called “Reducing the Violence: A Community Response.” Kevin has served on the Florida
Department of Corrections Prisoner Re-entry Advisory Board for the State of Florida. Kevin became a member of the Board of Directors of the
Florida Alliance of Community Development Corporations (the “FLACDC) on June 23, 2015.
In October of 2007, President Bill Clinton cited Kevin for his work in prisoner re-entry in his book called “Giving-How Each of Us Can Change the
World”. Kevin was invited by President Bush in 2008 to join him at the White House in the signing of the new “Second Chance Act”. During the
Presidential Campaign in July of 2008, President Barack Obama mentioned the Ready4Work re-entry program in a national speech on religion.
Kevin is a contributor on several publications on re-entry including: Governor Bush’s Ex-offender Task Force Report in 2006 as well as on several
publications through the Council of State Governments-Justice Council on re-entry.
Kevin served on President Elect Barack-Obama’s Advisory Council for the White House Office of Faith Based and Neighborhood Partnerships during
the transition as America’s 44th President in 2009 and 2010. Kevin also served on the transition team for Jacksonville’s first African American Mayor
Alvin Brown in 2011. Kevin is also currently serving on Mayor Elect Curry’s Transition Team.
Last year, Kevin was the only CEO from a non-profit organization to be honored by the Jacksonville Business Journal with the Ultimate CEO Award.
Kevin is a recent graduate of the Leadership Jacksonville Class of 2015.
6200 Baltimore Avenue,
Riverdale, MD 20737
(301) 891-8400
20 F Street, NW 7th Floor,
Washington, DC 20011
(202) 526-2000
KRISTIN MESSERLI
CEO
Cultural Outreach Solutions
Kristin Messerli is the Founder of Cultural Outreach Solutions,
specializing in helping companies in the mortgage industry better reach
and serve multicultural homebuyers. Her expertise is in multicultural
marketing, Millennial homeownership, and compliance with diversity
regulations in the Dodd-Frank. She is also a consultant with the
National Association of Hispanic Real Estate Professionals (NAHREP)
Consulting Services, and she is the co-author of the MBA’s Section 342
Compliance Essentials Toolkit.
Kristin is a frequent speaker at national conferences in the industry and
has written for numerous publications including HousingWire and
Mortgage Compliance Magazine.
Kristin started her career in the mortgage industry and later worked as a social worker both
locally and abroad, training providers on culturally competent practice. Prior to starting her
own business, she consulted with former McKinsey consultants at the Center for the Creation of
Economic Wealth to develop social enterprises, including developing a business plan, financial
model, and product design to support refugee women in Palestine.
Kristin is fluent in Spanish and holds her Masters in Public Administration from the University of
Oklahoma.
6200 Baltimore Avenue,
Riverdale, MD 20737
(301) 891-8400
20 F Street, NW 7th Floor,
Washington, DC 20011
(202) 526-2000
LEAH COLDHAM
Director, Housing Counseling Programs
Housing Partnership Network
Leah Coldham joined the Housing Partnership Network in September 2010.
As Director of Housing Counseling Programs she oversees HPN’s housing
counseling contracts. In this capacity, she also works closely with the Vice
President of Homeownership Initiatives to support management and
coordinate efforts to advance innovation and business transformation in
housing counseling.
In prior roles at HPN, Ms. Coldham worked as a Senior Associate, first
managing the HUD Comprehensive Housing Counseling and National
Foreclosure Mitigation Counseling grants, and then as the Senior Associate managing
implementation of the Mortgage Resolution Fund’s Resolution Specialist platform.
Ms. Coldham has a professional background in philanthropy, grants management, and housing
and community development. Previously, she worked as a Program Officer at the Bernard F.
and Alva B. Gimbel Foundation, a private foundation that supports sustainable communities
across New York City. She has worked with local community development organizations on a
number of projects, including an advocacy report for the Fifth Avenue Committee in Brooklyn
detailing specific land use tools to preserve and create affordable housing; and a methodology
for a local organization in Ithaca, New York using GIS analysis to locate desirable parcels for
green affordable housing development. For one of the nation’s largest community foundations,
Ms. Coldham authored a report assessing the risks and opportunities of formalizing a program in
impact investment. She has also managed grants for a variety of programs supporting social
justice and public interest advocacy.
Ms. Coldham holds a BA with Great Distinction in International Development Studies and
Political Science from McGill University and a Master of Regional Planning from Cornell
University.
6200 Baltimore Avenue,
Riverdale, MD 20737
(301) 891-8400
20 F Street, NW 7th Floor,
Washington, DC 20011
(202) 526-2000
MARJURIAL “MJ” WATKINS
Multicultural Business Manager
Radian Guaranty Inc.
MJ Watkins is a Multicultural Business Manager at Radian Guaranty with a
dedicated focus on cultivating strategic partnerships to positively impact
homeownership efforts within the African American and Asian American
customer segments. Additionally, she has specific responsibility for the
exclusive partnership Radian has with the National Association of Real
Estate Brokers (NAREB) and the Asian Real Estate Association of America
(AREAA).
Prior to joining Radian, MJ was a Senior Vice President, Senior Business
Development Manager with the Neighborhood Lending Team at Bank of
America for the past 10 years. Her major responsibilities consisted of
developing and executing growth sales strategies to drive homeownership
amongst the low- to moderate-income and multicultural communities. Prior to that, as a Credit
Risk Manager in the Treasury Department at The Dow Chemical Company, she managed
receivable portfolios ranging from $500 million up to $3 billion in annual sales. MJ has held
several positions in government and corporate finance.
A native of Washington, DC, MJ received her bachelor’s degree in Accounting from University of
South Carolina – Aiken and a MBA with a concentration in Finance from Howard University. She
is a member of the National Association of Real Estate Brokers (NAREB) and currently serves as
the 1st Vice President of the Charlotte Crown Association of NAREB, platinum member of the
National Association of Hispanic Real Estate Professionals (NAHREP), member of the National
Association of Realtors (NAR), member of the National Black MBA Association and a Diamond
Life member of Delta Sigma Theta Sorority, Inc.
MJ is involved in her community through several organizations in Charlotte where she resides
with her husband, Carlos.
6200 Baltimore Avenue,
Riverdale, MD 20737
(301) 891-8400
20 F Street, NW 7th Floor,
Washington, DC 20011
(202) 526-2000
MARCOS MORALES
Executive Director
Hogar Hispano, Inc.
Mr. Morales serves as Hogar Hispano, Inc., Executive Director. In that capacity he
manages a thirty million dollar real estate portfolio that includes the NCLR
Headquarters Building in Washington D.C.; a portfolio of REO properties
nationwide; and a portfolio of mortgage loans. Mr. Morales has developed
multiple relationships with the public and private sectors in order to deliver
community and economic development service to hard hit communities with an
emphasis on Latino Communities in the United States.
During his tenure he has repurposed 700 plus REO properties for income qualified
families/individuals and has expertise in finance structures that include Low Income Housing Tax
Credits, 501(c)(3) Bond Financing, FHA 221(d)(4) Financing, REO Acquisition and Disposition, Distressed
Mortgage Acquisition and modification and other private and public financing structures.
Work Experience:
Director of Real Estate Programs National Council of La Raza; Executive Vice-President YES Housing Inc.;
Director of Housing Programs Chicanos Por La Causa; Designated Broker Frime Realty, LLC; COO Fomento
Firme Associates, LLC
Commercial:
♦ Raul Yzaguirre Building – D.C.
♦ Carlos Rosario International Public Charter
School – D.C.
♦ Mary Center Renovation and Expansion – D.C.
Residential:
♦ Solar Villas – New Mexico – PRAC 202
♦ Apple Ridge, Montana Meadows, Blue Water,
Brentwood Gardens – New Mexico – 501(c)(3)
Bond
♦ Rio Volcan I, Rio Volcan II, Otero Village – New
Mexico – LIHTC
♦ Park Terrace, Renaissance Properties, Barrelas
Homes – Youth Build, CDBG, HOME, Private
♦ HHI National REO Redevelopment Program
6200 Baltimore Avenue,
Riverdale, MD 20737
(301) 891-8400
20 F Street, NW 7th Floor,
Washington, DC 20011
(202) 526-2000
MARLENE L. ROBINSON
Senior Program Advisor
U.S. Department of Housing and Urban Development
Marlene Robinson is a Senior Program Advisor in the HUD Asset Sales
Office. In this capacity, Ms. Robinson is the program manager for
HUD’s Multifamily and Healthcare Loan Sale, overseeing all aspects of
the sale of these defaulted notes. In addition, she provides advice,
guidance and oversight in the planning and execution of the sale of
single family notes. She also works closely on the outcome
requirements on Neighborhood Stabilization Outcomes (NSO) pool of
loans and purchaser post sale reporting requirements.
Ms. Robinson began her career in real estate in 1988 as an appraiser
for the Department of the Navy. From 1988 until she began her
career at HUD in 2000, Ms. Robinson worked in the private sector and
local government as a commercial real estate appraiser, gaining considerable expertise in the
appraisal of multifamily properties.
She joined HUD in June of 2000 as a multifamily Review Appraiser working out of the Atlanta
Hub. In June of 2002, Ms. Robinson was promoted to HUD Headquarters where she held senior
positions in the Office of Multifamily Asset Management and the Office of Single Family Asset
Management. She also completed a one-year detail in the Office of the Chief Procurement
Officer.
Ms. Robinson is a graduate of Trinity College in Washington, DC and National Louis-University in
Evanston, IL where she earned a B.S. degree in Economics and M.S. Degree in Management
respectively.
6200 Baltimore Avenue,
Riverdale, MD 20737
(301) 891-8400
20 F Street, NW 7th Floor,
Washington, DC 20011
(202) 526-2000
MARTIN SUNDQUIST
Senior Vice President, Customer and Community Programs
Wells Fargo Housing Foundation
Martin Sundquist is Senior Vice President of Customer & Community
Programs and head of the Wells Fargo Housing Foundation at Wells Fargo
Home Lending. In this role, Sundquist oversees national philanthropic
initiatives, community outreach, Military Team Member support programs,
and enterprise integration efforts to promote responsible lending and
servicing practices as well as a One Wells Fargo approach to helping
customers succeed financially.
Sundquist manages a robust infrastructure of community support team
members and program leaders both in Corporate locations and on the
ground in local markets around the country. He interacts daily with a broad range of leadership
across Wells Fargo Home Lending, Wells Fargo affiliates and Wells Fargo Bank.
In this role, Sundquist also serves as Executive Director for Leading the Way Home®; a national
effort focused on promoting sustainable homeownership through consumer education, grants,
home preservation efforts, and other initiatives. The Leading the Way Home® program has
more than 30 active ground teams in Wells Fargo markets throughout the country.
As Executive Director, Sundquist guides the suite of Wells Fargo LIFT programs:
NeighborhoodLIFT®, CityLIFT®, and UrbanLIFTSM - which to date, have delivered over
$250 million in grants and commitments in more than 30 market communities nationwide.
Working with various nonprofits nationwide, these grants are focused on the goal of helping
first time homeowners reach the dream of homeownership as well as helping communities with
local development initiatives related to housing.
6200 Baltimore Avenue,
Riverdale, MD 20737
(301) 891-8400
20 F Street, NW 7th Floor,
Washington, DC 20011
(202) 526-2000
NANCY BOCSKOR
Speaker, Trainer, Consultant
Nancy Bocskor is a sought-after speaker and internationally renowned expert in applied
democracy. She is a trainer and consultant whose client list includes citizen activists and
organizations in the U.S. and abroad.
The author of Go Fish: How to Catch (and Keep) Contributors: A Practical Guide to
Fundraising, Nancy is a professor at George Washington University’s Graduate School of Political
Management where she teaches both online and “live” fundraising courses. She also guides
online students through their Practicum and Capstone Courses.
In a report on the global influence of Nancy’s work as a political educator, a major German newspaper described
her as a “democracy coach.” She is equally recognized as a passionate and inspirational advocate for women’s
participation in leadership, politics and government.
Nancy is on the board for Running Start, an organization that encourages young women to run for office, and was a
faculty member for Project 2012, a program hosted by the Center for American Women & Politics at Rutgers that
recruits women run for public office. Most recently, she joined the advisory board for the Veterans Campaign
Workshop, a program that trains veterans for public service. She also served on the board of the Women’s
Campaign School at Yale for seven years, where she chaired the school’s Curriculum Committee for five years.
A graduate of Otterbein College in Westerville, Ohio, Nancy received the 2010 “Distinguished Alumna Award” for
her “passion to affect change in national and international communities through significant and poignant
communication, for the training and consulting with our nation’s and world’s political leaders, and for her
commitment to educate others, especially women, around the world.”
Nancy has been an invited speaker for four consecutive years at the International Young Political Leaders
Conference in Lake Seliger, Russia. More than 1,000 students representing 50 countries attend this conference
annually. In the summer of 2011, Nancy was a visiting professor at the Moscow School of Humanitarian Studies
where she lectured on political leadership.
Nancy regularly speaks about global civic activism at major conferences such as CIPE’s “Democracy that Delivers
for Women” seminar, the AAUW national convention, and the ICAN Omaha’s Women Leadership Conference. For
the past two years she has spoken at the American University in Cairo to 80 Egyptian leaders representing the
spectrum of political interests vying for a role in that country’s emerging democracy. She is the President of the
Nancy Bocskor Company, founded in 1991.
“Nancy Bocskor spreads democracy throughout the world…the lively American travels from one country to the next
coaching candidates on how to win elections, especially encouraging women to make it into parliament”.
-Die Welt, November 2007
6200 Baltimore Avenue,
Riverdale, MD 20737
(301) 891-8400
20 F Street, NW 7th Floor,
Washington, DC 20011
(202) 526-2000
NICOLE HARMON
Vice President
National Foreclosure Mitigation Counseling Program
From the very launch of the National Foreclosure Mitigation
Counseling (NFMC) program, Nicole has been at the helm, working to
ensure homeowners at risk of foreclosure receive critical counseling
services. Started in December 2007 with the aims of addressing the
nationwide foreclosure crisis, the Congress-funded NFMC program
continues to strengthen the efficacy and numbers of housing
counselors on the ground in communities. Within six years of the
program's inception, NFMC had already serviced 1.7 million
homeowners and delivered more than 2 million counseling services to
distressed homeowners.
"We are so very proud of the accomplishments we've made and the strides we continue to make
in securing families in their homes. Yet, there are still distressed areas and American families in
need," says Nicole. "We undoubtedly know through our program evaluations that counseling
does work-and it proves a great benefit not only to homeowners but everyday taxpayers in the
long run."
Nicole also heads the Emergency Homeowners' Loan Program, an initiative dedicated to
providing eligible homeowners with mortgage payment assistance. Additionally, she leads the
Making Home Affordable Outreach and Intake Project, which supports counseling agencies and
helps homeowners reduce their mortgage payments.
Before joining NeighborWorks in 2005, Nicole worked with the Department of Social and Health
Services in the child welfare division, where she conducted extensive field research work with
incarcerated mothers and their children and other government-level surveys.
Nicole holds a bachelor's degree in sociology from Pacific Lutheran University in Tacoma,
Washington and a master's in psychology from Walden University in Minneapolis, Minnesota. She
has extensive background in research methods and design, statistical modeling and evaluation
strategies.
6200 Baltimore Avenue,
Riverdale, MD 20737
(301) 891-8400
20 F Street, NW 7th Floor,
Washington, DC 20011
(202) 526-2000
OTTO KUMBAR
President and EVP Lending
Ocwen Mortgage Servicing
Otto Kumbar is President of Ocwen Mortgage Servicing,
part of Ocwen Financial Corporation. He is also EVP of
Lending for Ocwen originating forward and reverse loans.
He was CEO of reverse lender Liberty Home Equity
Solutions from 2010 through 2014, and has worked in the
mortgage industry since 2001.
Prior to his current role, he was Genworth’s Managing
Director for Latin America; CEO of Australia and Managing Director for Mortgage
Insurance in Europe. Otto started his career in General Electric in 1985, and held
various positions in numerous GE businesses including GE Plastics, Industrial
Systems, Global Exchange Services and GE Mortgage Insurance.
Otto attended Rensselaer Polytechnic Institute in Troy, New York graduating with
a Bachelor of Science in Computer Science.
6200 Baltimore Avenue,
Riverdale, MD 20737
(301) 891-8400
20 F Street, NW 7th Floor,
Washington, DC 20011
(202) 526-2000
PATRICIA TRACEY
Executive Director
Real Estate. Education And Community Housing
Pat likes to think of herself as a "housing missionary." She had a 30 year banking
career prior to entering the nonprofit world. Pat was responsible for loan
production, staffing and training for the east side of Florida for several large
Florida banks. She has served as past President, mortgage .Brokers of the Palm
Beaches. She received an Oscar as loan originator of the year from this
Organization. During this banking period she realized that many more individuals
could purchase housing with just a little additional advise. This is what prompted
Pat and her husband Jack, to found REACH in January, 2006.
The 10 year anniversary is close and housing for many low to moderate income individuals has
been the result and pleasure of placing her intense mortgage training and credit experience on
the line for individuals with the South Florida area. Jack placed his construction experience into
the mix. This has created over 150 homes, rehabilitated and placed in the hands of low income
individuals in Florida.
REACH has sponsored an IHeart housing radio show for the last 3 years. By using her Board
members experience and love of community, this arm of REACH has become a weekly real estate
show exposing both REACH and other nonprofit actives in both the local and National Community.
From this vehicle, REACH has enlarge our activities and assistance to our South Florida Community.
This year REACH opened a second office in the Miami area and continues to assist communities and
change lives, one by one, with stability of safe, secure housing and knowledgeable housing
counseling.
Personally, the joy of two wonderful grandsons in Miami and her Church, Coral Gables
Presbyterian, and the 40 years with Jack, bring the personal joy and encouragement to "keep on
keeping on" Her favorite recent movie, Unbroken, and it's theme, "if you can take it, you can
make it" embodies what we do daily and with great joy.
6200 Baltimore Avenue,
Riverdale, MD 20737
(301) 891-8400
20 F Street, NW 7th Floor,
Washington, DC 20011
(202) 526-2000
PATRICK MCCARTHY
Vice President, Alternative Disposition
Fannie Mae
Patrick McCarthy is Fannie Mae’s Vice President – Alternative Disposition,
reporting to the Senior Vice President – Real Estate Asset Management.
McCarthy is responsible for managing credit losses and developing
strategic marketing plans for foreclosed properties via alternative/nontraditional channels, including auctions, pool sales, rental programs, and
working with public entities and Neighborhood Stabilization Program fund
recipients.
He sources and develops new customers for bulk property sales and
develops rental program strategies, with an emphasis on stabilizing
neighborhoods. He created the First Look marketing program, which allows owner occupants
and non-profit redevelopers to bid on and purchase foreclosed homes for 20 days before the
homes are available to investors.
Before joining Fannie Mae in 2007, McCarthy was Director of Multi-Family Lending for Great
Lakes Financial Group. Before that, he worked for Ernst & Young LLP supervising financial
services audits.
McCarthy has a bachelor of science in business administration from Ohio University and a
masters in accountancy from the University of Notre Dame, Mendoza College of Business.
6200 Baltimore Avenue,
Riverdale, MD 20737
(301) 891-8400
20 F Street, NW 7th Floor,
Washington, DC 20011
(202) 526-2000
PHILLIP BRACKEN
Chairman and Founder
America’s Homeowners Alliance
Chief Policy Officer
Head of Government & Industry Relations
Radian Guaranty Inc.
Phil Bracken is Chairman and Founder of the America’s Homeowner
Alliance – the advocacy and member rewards alliance for the 75 million
existing (and future aspiring) Homeowners of America.
He is also Chief Policy Officer and Head of Government & Industry
Relations for Radian Guaranty Mortgage Insurance, the largest private
mortgage insurance company in the U.S.
In addition, for the past 8 years, Mr. Bracken has been Co-Chairman of
the Consumer / Lender Roundtable in Washington, DC and President of
the Housing Renaissance.
He was formerly Executive Vice President and Head of Government & Industry Relations of
Wells Fargo Home Mortgage (WFHM) for 15 years.
In 2008, Bracken was awarded the “lifetime achievement award” – The Eagle Award - by the
National Association of Real Estate Brokers. In 2009, the Mortgage Bankers Association (MBA) of
America awarded Bracken their “lifetime achievement award” – the Andrew D. Woodward
Distinguished Service Award . The National Association of Hispanic Real Estate Professionals
(NAHREP) also recognized Bracken in November 2009 with their “lifetime achievement award” –
The NAHREP Founders Award.
He was the architect of the Housing Policy Council of the Financial Services Roundtable in
Washington, DC and initiated the Hurricane Katrina Relief Coalition in Washington, DC.
Bracken earned a bachelor’s degree in marketing and management from Eastern Illinois
University and played professional baseball before his career in housing finance.
6200 Baltimore Avenue,
Riverdale, MD 20737
(301) 891-8400
20 F Street, NW 7th Floor,
Washington, DC 20011
(202) 526-2000
REBECCA STEELE
President and CEO
Steele Advisory and Services LLC
Executive Vice President
Community Blight Solutions and SecureView LLC
Rebecca Steele is the Executive Vice President of Community Blight Solutions and
Secureview LLC. As a part of this role, she is working to developing products and
providing numerous solutions that will assist mortgage servicers, investors, and
property owners, revitalize communities and resolve the increasing blight challenges
caused by vacant and abandoned properties.
She brings more than 20 years of experience in managing some of the nations largest
and complex residential mortgage banking businesses. She spent the majority of her
career at both JPMorgan Chase and Bank of America. This includes experience in
managing retail mortgage originations, managing servicing portfolios, and working
directly with National Housing Non-profits and consumer advocates. She has
managed employee teams of more than 10,000 associates, and managed relationships
to execute new regulations and requirements, including HUD (Government insured FHA Loans), GSEs (Fannie
Mae and Freddie Mac), US Treasury Department and CFPB (Consumer Financial Protection Bureau/Dodd
Frank). She also has significant experience in default servicing industry expertise, managing some of the
largest volumes of modifications and foreclosures across the nation during 2009-2013.
Her skills include project/change management (Lean Six Sigma) leadership experience. Steele was the
national mortgage outreach executive for Bank of America, where she also managed the $2Trillion dollar
servicing portfolio within home loans servicing, At Bank of America, she led national servicing and centralized
retail mortgage sales, originating nearly $55 Billion in residential loans per year. She has led many of the
mortgage process improvements and projects related to controls, risk and compliance, as well as
implementation of many of the new requirements for Dodd Frank and the Consumer Financial Protection
Bureau.
She most recently founded and is CEO for the Steele Advisory and Services LLC, where she leads various
strategic and business development efforts for several national mortgage, servicing and vendor management
companies.
She is a graduate of Drexel University with a BS in Chemical Engineering, Philadelphia PA, and earned her
Masters in Business Administration (MBA) from Villanova University. She currently resides in Moorestown, NJ.
6200 Baltimore Avenue,
Riverdale, MD 20737
(301) 891-8400
20 F Street, NW 7th Floor,
Washington, DC 20011
(202) 526-2000
ROBIN L. BOOTH
CPA, Managing Principal
Booth Management Consulting, LLC (BMC)
Robin L. Booth, CPA is Managing Principal of Booth Management Consulting, LLC (BMC), a small, minority,
certified Economically Disadvantaged Woman Owned Business (EDWOSB), licensed CPA firm in the State of
Maryland founded in 1997. BMC provides contract management, compliance auditing, internal control,
services for public and private sector clients. With a staff of full time accountants, auditors and financial
analysts and offices in Columbia, Maryland and Washington, DC, for the last 18 years she has lead BMC in
project and contract management for large, complex contracts with Federal State and Local government
agencies consisting of, but not limited to: U.S. Department of Housing and Urban Development, Department
of Homeland Security, U. S. Small Business Administration, U.S. Department of Energy, Transportation
Security Administration, United States Marshals Service, Department of Education, Department of Veterans
Affairs, Department of the Air Force, United States Commission on Civil Rights, Department of Health and
Human Services, Centers for Medicare and Medicaid Services, Department of Transportation, Department of
Treasury, Maryland Aviation Administration, and Maryland Department of Business & Economic Development.
Her professional awards and accomplishments include:
•
2004 Nominated as the U.S. Small Business Administration, Small Business of the Year
•
2004 U.S. Small Business Administration, Maryland Accountant of the Year
•
2002 NAACP Small Business of the Year Award
•
2003 Recognized as an Emerging Business by the Maryland Department of Business and Economic
Development
•
Board Member, Baltimore Urban League 1993 -1995
•
Board Member, New Pathways, 1997 – 1999
•
Board Member, Urban Institute, 2003 to Present
In October 2014 BMC was awarded the Quality Audit and Technical Assistance contract for HUD’s Office
of Housing Counseling performing the Financial and Administrative Reviews, technical assistance, and
training for HUD staff and recipients of the comprehensive housing counseling and training grants.
Mrs. Booth has been happily married to her husband and business partner, Phillip C. Booth, Jr. for over
22 years and believes her greatest accomplishment is reflected in the growth and development of her
three (3) children, Jazsmin, Phillip III and Jessica. Ms. Booth gives all honor, praise and glory to her GOD
for any success she has achieved.
6200 Baltimore Avenue,
Riverdale, MD 20737
(301) 891-8400
20 F Street, NW 7th Floor,
Washington, DC 20011
(202) 526-2000
RONALD M. FARIS
President and Chief Executive Officer
Ocwen Financial Corporation
Mr. Faris has served as a Director of Ocwen since May 2003, as
the President of Ocwen since March 2001 and as Chief
Executive Officer since October 2010. Mr. Faris served as
Executive Vice President of Ocwen from May 1998 to March
2001, as Senior Vice President from May 1997 to May 1998 and
as Vice President and Chief Accounting Officer of Ocwen from
June 1995 to May 1997. From March 1991 to July 1994, he
served as Controller for a subsidiary of Ocwen. From 1986 to 1991, Mr. Faris was a
Vice President with Kidder, Peabody & Co., Inc. and from 1984 to 1986 worked in
the General Audit Department of PricewaterhouseCoopers LLP.
He holds a Bachelor of Science in Accounting from The Pennsylvania State
University.
6200 Baltimore Avenue,
Riverdale, MD 20737
(301) 891-8400
20 F Street, NW 7th Floor,
Washington, DC 20011
(202) 526-2000
TAMIKA EUBANKS
Senior Vice President
National Program Management
Consumer Operations
Bank of America
Tamika N. Eubanks leads National Program Management for
Consumer Operations at Bank of America.
Eubanks is responsible for the bank’s customer outreach strategy
and execution, leveraging bank and external resources to assist
homeowners in avoiding foreclosure. Eubanks leads federal
contributory entitlement programs, including the various state
Hardest Hit Fund (HHF) and Attorney’s General programs, as well as
the federal Home Affordable Unemployment Program (UP).
Additionally, Eubanks and her team work to manage relationships
with multiple organizations in consumer advocacy and community revitalization.
Since joining the bank in 2001, Eubanks has held several positions in Supply Chain Management,
Global Wealth & Investment Management, and the Consumer Bank. She was responsible for
managing the bank’s relationships with small, medium and diverse suppliers, representing Bank
of America on multiple boards and in business networks. During her time in supplier diversity,
Bank of America became the first financial institution to spend more than $1 billion with
businesses owned by women and minorities.
Eubanks holds a bachelor’s degree in Communications Studies from the University of North
Carolina, Charlotte. A native of Charlotte, she works closely with INROADS Inc., a nonprofit
supporting ethnic diversity in corporate America, and the National Pancreatic Cancer Society.
6200 Baltimore Avenue,
Riverdale, MD 20737
(301) 891-8400
20 F Street, NW 7th Floor,
Washington, DC 20011
(202) 526-2000
VICKI WALKER
Oregon State Director
USDA Rural Development
Vicki Walker serves as Oregon State Director for USDA Rural
Development. Walker served for ten years in the Oregon State
Legislature, in both the House and the Senate, before being appointed
by President Obama to Rural Development in November 2009. Ms.
Walker served on numerous committees and task forces on topics
ranging from renewable energy, health care, youth suicide prevention,
education, judiciary, and public safety, to name a few.
She earned a reputation in Oregon capitol for demanding
accountability and transparency in government, spearheading landmark legislation on many
issues. In the 2009 Legislative Session, she was a member of the Joint Committee on Ways &
Means, co-chaired the Subcommittee on Natural Resources, and was a member of the
Subcommittee on Public Safety. In 2007, she won the Legislator of the Year Award from the
Special Districts Association of Oregon.
Prior to her appointment to Rural Development, Walker operated her own court reporting firm
for 25 years, providing court reporting services to grand juries, federal courts, and attorneys in
Oregon. She earned a B.S. degree from the University of Oregon in 1978, and studied court
reporting at Lane Community College.
Ms. Walker lives in Eugene, Oregon, with her husband Steve Walker, to whom she's been
married since 1975. They have two grown children, Adam and Sara.
6200 Baltimore Avenue,
Riverdale, MD 20737
(301) 891-8400
20 F Street, NW 7th Floor,
Washington, DC 20011
(202) 526-2000