PRICE LIST OF PRODUCTS AND SERVICES
FOR INDIVIDUAL ENTREPRENEURS AND
LEGAL ENTITIES
Price list of products and services for individual
entrepreneurs and legal entities
TABLE OF CONTENTS
CURRENT ACCOUNTS AND SAVINGS ACCOUNT
• Current accounts
• Time deposits
• Promissory notes
• Financial planning
PAGE
4
4
9
9
9
PAYMENT SYSTEM, CASH AND FOREIGN EXCHANGE OPERATIONS
• Non-cash domestic payment system
• Non-cash foreign payment system
• Cash operations
• Foreign exchange operations, transactions with coins and banknotes
• Other operations
10
10
12
13
14
15
PAYMENT CARDS
• Debit cards
16
16
DIRECT BANKING
• Security elements
• Electronic banking
• Other
BUSINESS LOANS • Business overdraft
• Business quick loan
• Business mortgages loan
• Operating loan
• Repaid loan
• Operating MiniCredit
• Loans for small and mid-size enterprises
• Loans for other corporate clients
• Other credit products
18
18
19
19
21
21
21
21
22
22
22
22
23
23
INVESTING26
• Raiffeisen mutual funds
26
• ČP Invest mutual funds
26
• Premium deposits and Structured bonds
26
• Other
26
OTHER SERVICES
• Cheques
• Setup of services for accounts with pricing programmes
• Statements
• Confirmation
• Lease of safe-deposit boxes
• Use of night depository
• Telecommunication operations
• Fax communication
• Other
• General provisions
This Price list of products and services for individual entrepreneurs and legal entities is also referred to as the “Price list”.
27
27
27
27
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28
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28
29
29
29
CURRENT ACCOUNTS AND SAVINGS ACCOUNTS
•Current accounts
The client can choose from three types of current accounts:
ACCOUNTS WITH PRICING PROGRAMMES are current accounts maintained in multiple currencies and related services for which, in complying with the given conditions, the client does not pay any account administration or direct banking
fees and can take advantage of a special rate for ATM withdrawals.
SERVICES PACKAGES, on the other hand, provide you with a special reduced fee for the administration of packages
of products defined in advance and without the need to satisfy any conditions. Current accounts within the framework
of packages are provided only in a single currency, in Czech crowns.
SEPARATE CURRENT ACCOUNTS are designed for clients that did not choose a satisfactory account from either the accounts with
price programmes or from the service packages. These accounts are either provided in Czech crowns or in foreign currency.
ACCOUNTS WITH PRICING PROGRAMMES
Business eKonto
Business eKonto is an account with a pricing programme that allows for reduced or no fees for the current account and
other agreed services (namely the fee for account administration, direct banking, bankcard and eCommunicator software),
if satisfying loyalty benefit conditions. It also offers reduced fees for ATM withdrawals. Prices stated in the pricelist apply to
clients using 1 or 2 of the offered products.
Loyalty benefits
Basic benefits
For clients using at least 3 products, including:
• current account
• electronic or embossed debit bankcard
• direct banking
Extra benefits
In case the client satisfies the conditions for obtaining Extra benefits as well as the conditions of Basic benefits, selected
items of the client’s Business eKonto account are subject to a reduced fee or free of charge.
Conditions:
• monthly credit turnover of at least CZK 100 thousand, or
• monthly credit turnover of at least CZK 50 thousand and deposits + investments as at the last day of the month but
one amounting to at least CZK 200 thousand
Premium benefits
In case the client satisfies the conditions for obtaining Premium benefits as well as the conditions of Basic benefits, selected
items of the client’s Business eKonto account are subject to a reduced fee or no fee at all. This applies to more items than in
the case of Extra benefits.
Conditions:
• monthly credit turnover of at least CZK 300 thousand, or
• deposits and investments as at the last day of the month but one amounting to at least CZK 500 thousand
Business eKonto Premium
Business eKonto is Premium an account with a pricing programme that allows for reduced or no fees for the current account
and other agreed services (namely the fee for account administration, direct banking, bankcard and eCommunicator software) including the transaction fees, if satisfying loyalty benefi t conditions. It also offers reduced fees for ATM withdrawals
and the incoming payment fee. Prices stated in the pricelist apply to clients using 1 or 2 of the offered products.
4
Loyalty benefits
Basic benefits
For clients using at least 3 products, including:
• current account
• electronic or embossed debit bankcard
• direct banking
Extra benefits
In case the client satisfi es the conditions for obtaining Extra benefi ts as well as the conditions of Basic benefi ts, selected
items of the client’s Business eKonto Premium account are subject to a reduced fee or free of charge.
Conditions:
• monthly credit turnover of at least CZK 400 thousand, or
• deposits and investments as at the last day of the month but one
amounting to at least CZK 500 thousand
Premium benefits
In case the client satisfies the conditions for obtaining Premium benefits as well as the conditions of Basic benefits, selected
items of the client’s Business eKonto account are subject to a reduced fee or no fee at all. This applies to more items than in
the case of Extra benefi ts.
Item name
charged
Business eKonto
Basic
Extra
free of
charge
CZK 1 000
Premium
free of
charge
free of
charge
free of
charge
free of
charge
free of
charge
free of
charge
free of
charge
1.
Opening an current account
2.
Minimum deposit
3.
Current account administration
monthly
CZK 165
CZK 75
4.
Current account administration in secondary currency 1st
monthly
CZK 29
CZK 15
5.
Current account administration in secondary currency 2nd - 3rd
currency
Current account administration in secondary currency 4th currency
and other
Administration of an electronic debit bankcard - Maestro, VISA
Electron
Administration of an embossed debit bankcard – MasterCard
Standard, VISA Classic
monthly
CZK 29
CZK 15
CZK 15
monthly
CZK 29
CZK 15
CZK 15
CZK 15
monthly
CZK 50
CZK 45
free of
charge
monthly
CZK 80
CZK 65
CZK 45
per item
free of
charge
free of
charge
monthly
CZK 120
CZK 70
per item
free of
charge
free of
charge
free of
charge
free of
charge
free of
charge
free of
charge
free of
charge
free of
charge
free of
charge
free of
charge
per item
CZK 9.90
CZK 9.90
CZK 9.90
CZK 9.90
per item
CZK 39.90
free of
charge
free of
charge
CZK 39.90
free of
charge
free of
charge
CZK 9.90
free of
charge
free of
charge
CZK 9.90
free of
charge
free of
charge
CZK 100
CZK 50
CZK 25
free of
charge
6.
7.
8.
9.
Drafting an account statement
10. Direct banking
11.
Payment card withdrawals from Raiffeisenbank ATM - first two
withdrawals
12. Payment card withdrawals from Raiffeisenbank ATM - third and
other withdrawal
13. Payment card withdrawals from ATM of other banks
14. Change of pricing programme (from other pricing programmes to
the eKonto programme)
15. Cancellation of current account
per item
Price list
price
free of
charge
per item
per item
16. eKomunikátor - usage of a batch certificate for batch communication
monthly if
using the
certificate
Item name
charged
1.
Opening an current account
2.
Minimum deposit
3.
Current account administration
per item
monthly
Price list
price
free of
charge
CZK 200
Business eKonto Premium
Basic
Extra
Premium
free of
charge
CZK 1 000
CZK 100
free of
charge
free of
charge
free of
charge
free of
charge
5
Item name
4.
Current account administration in secondary currency 1st
5.
Current account administration in secondary currency 2nd - 3rd
currency
Current account administration in secondary currency 4th currency
and other
Administration of an electronic debit bankcard - Maestro, VISA
Electron
Administration of an embossed debit bankcard – MasterCard
Standard, VISA Classic
6.
7.
8.
9.
Drafting an account statement
10. Direct banking
11.
Payment card withdrawals from Raiffeisenbank ATM - first two
withdrawals
12. Payment card withdrawals from Raiffeisenbank ATM - third and
other withdrawal
13. Payment card withdrawals from ATM of other banks
14. Change of pricing programme (from other pricing programmes to
the eKonto programme)
15. Cancellation of current account
charged
Price list
price
Business eKonto Premium
Basic
Extra
Premium
monthly
CZK 29
CZK 15
free of
charge
monthly
CZK 29
CZK 15
CZK 15
monthly
CZK 29
CZK 15
CZK 15
CZK 15
monthly
CZK 50
CZK 45
free of
charge
monthly
CZK 80
CZK 65
CZK 45
per item
free of
charge
free of
charge
free of
charge
monthly
CZK 120
CZK 70
zdarma
per item
free of
charge
free of
charge
free of
charge
free of
charge
free of
charge
free of
charge
free of
charge
free of
charge
per item
CZK 9.90
CZK 9.90
CZK 9.90
CZK 9.90
per item
CZK 39.90
free of
charge
free of
charge
CZK 39.90
free of
charge
free of
charge
CZK 39.90
free of
charge
free of
charge
CZK 39.90
free of
charge
free of
charge
CZK 100
CZK 50
CZK 25
free of
charge
0
CZK 5
CZK 7
0
CZK 5
CZK 7
10 CZK 2
CZK 4
30 CZK 2
CZK 4
per item
per item
monthly if
16. eKomunikátor - usage of a batch certificate for batch communication using the
certificate
17. Transactions free of charge
kusů měsíčně
18. Incoming transactions within Raiffeisenbank a.s.
za položku
19. Incoming transactions from other bank
za položku
free of
charge
free of
charge
Conditions:
• monthly credit turnover of at least CZK 800 thousand, or
• deposits and investments as at the last day of the month but one amounting to at least CZK 1 million
Incoming transactions free of charge according loyal benefit Extra and Premium include:
• Outgoing transactions generated upon order for collection, which ordered the recipient of financial resources
• Outgoing transactions generated upon ordered standing order for collection
• Outgoing transactions generated upon one-shot payment order
• SIPO payment
• Incoming payment
• Incoming payment upon pre-sent request for collection
• Outgoing and incoming payment generated upon permanent request for collection of inteligent collection
Income transactions do not include the following operations:
• incoming payments from current accounts of the same owner
• incoming payments from a savings account of the same owner
• transfers from time deposits to the current account
• transfers between individual currencies of the account (currency conversions)
• credit transfers to the current account from credit accounts
• accrued interest
Income transactions include the following:
• transactions processing in another than the main currency – the bank will calculate the amount by applying the middle
foreign exchange rate effective at the time of processing the transaction
• operations processed in the subject period, i.e. between 00:01 AM of the last calendar day of the previous month and
midnight of the day before the last calendar day of the given month (due to charging fees and applying discounts)
Calculation of monthly credit turnover:
• operations processed after 00:01 AM of the last calendar day of the previous month (due to charging fees and applying discounts) when Business eKonto pricing programme applied to the client’s account
6
Information about the amount of income to your eKonto account:
Your account includes a fi eld that displays the sum of qualifi ed income transactions
– it is updated upon processing a transaction affecting the credit turnover. The field is placed on “main page”, after
“average balance”.
* Business eKonto Premium
Transparent account
The transparent account is designed for non-profit organisations.
Item name
Transparent account
1. Opening a current account
free of charge
2. Administration of current account in main currency
free of charge
3. Administration of current account in secondary currency
CZK 29 per month
4. Direct banking
free of charge
5. Cancellation of current account
free of charge
Note: Other transaction costs within the Transparent account are governed by the prices valid for an account with a Basic
pricing programme.
SERVICE PACKAGES
Profikonto
Profikonto is a universal package of services. The service package, for which the client pays one specially reduced fee for
package administration, features the products listed in the table „Comparison of service packages“ within the framework
of a single price.
Pluskonto
Pluskonto is a package of services designed for freelancing professions. The service package, for which the client pays
one specially reduced fee package administration, features the products listed in the table „Comparison of package of
services“ within the framework of a single price.
Benefitkonto
Benefitkonto is a service package designed for non-profit organisations. The service package, for which the client pays
one specially reduced fee package administration, features the products listed in the table „Comparison of service packages“ within the framework of a single price.
Dualkonto
Dualkonto is a service package designed for unit owners’ associations and housing associations. The service package, for
which the client pays one specially reduced fee package administration, features the products listed in the table „Comparison of service packages“ within the framework of a single price.
Comparison of Service packages:
Item name
1. Monthly fee for package administration
2. Package opening
3. Minimum initial deposit
4. Minimum balance
5. Cancellation of account
6. Statements from current account - prepared and sent by
post within the Czech Republic
7. Savings account
8. Statements from savings account - prepared and sent by
post within the Czech Republic
Profikonto
Pluskonto
Benefitkonto
Dualkonto
CZK 230
CZK 230
CZK 129
CZK 200
free of charge
free of charge
free of charge
free of charge
CZK 1,000
CZK 1,000
CZK 1,000
CZK 1,000
CZK 1,000
CZK 1,000
CZK 1,000
CZK 1,000
free of charge
free of charge
free of charge
free of charge
, monthly
, monthly
, monthly
, monthly








7
Item name
Profikonto
Pluskonto
Benefitkonto
Dualkonto
9. Internet banking




10. Phonebanking




11. GSM banking
12. First issue and administration of electronic or embossed
payment card








 - it is included in the package
 - not part of the account/package,
service can be provided for price according to the Pricelist
Additional services with discount on service packages:
Item name
Profikonto
Pluskonto
Benefitkonto
Dualkonto




1. Gemini electronic banking/Multi-Cash
2. UNIQA property insurance




3. Raiffeisen-Leasing




4. VISA Business/MasterCard Business payment card




 - a discount can be
 - without a discount
provided on the given service if a package is arranged
SEPARATE CURRENT ACCOUNTS
Current CZK account and Current account in a foreign currency
A current crown account is a separate account for which related products can be purchased for the prices given in the Price List.
2. Opening an account
free of charge
Current account in
a foreign currency
the equivalent of CZK 200
or by agreement*
free of charge
3. Minimum initial deposit
CZK 1000
equivalent of CZK 1,000
4. Minimum balance
CZK 1000
equivalent of CZK 1,000
5. Closing of account
free of charge
free of charge
Item name
Current CZK account
1. Monthly fee for account administration*
CZK 200
* The account administration fee is charged in the currency of the account.
SPECIAL ACCOUNTS
Escrow account
An account for insurance
brokers
fees are set individually
fees are set individually
Memorandum account
for depositing/increasing
registered capital
fees are set individually
2. Minimum initial deposit
CZK 0
CZK 0
CZK 0
3. Minimum balance
CZK 0
CZK 0
CZK 0
4. Account administration
free of charge
free of charge
free of charge
5. Cancellation of account
free of charge
free of charge
free of charge
Item name
1. Opening an account
TIED ACCOUNT
The parameters and conditions of the account are stipulated individually by agreement
SAVINGS ACCOUNTS
Business Efektkonto
Basic fees connected with Efektkonto accounts
Item name
Business Efektkonto
Business eKonto
Opening an current account
free of charge
free of charge
Current account administration
free of charge
free of charge
8
Item name
Cancellation of current account
Business Efektkonto
Business eKonto
free of charge
free of charge
Minimum deposit
CZK 0
CZK 0
Internet banking


Phonebanking


GSM banking


Issuing a bankcard


free of charge
CZK 3
Automated transfer of balance exceeding the limit (sweeping)
Other fees not stated here
Other fees applicable to Business Efektkonto savings accounts are the same as for current accounts in CZK.
Business eKonto Plus
Other fees applicable to Business eKonto Plus savings accounts are the same as under Basic-free pricing programme.
•Time deposits
Item name
Item price
1. Opening of time deposit
free of charge
2. Administration of time deposit
free of charge
3. Sending by post or over-the-counter delivery of account statement*
free of charge
4. Cancellation of time deposit
free of charge
5. Premature withdrawal or premature cancellation of time deposit
5.1. - time deposit in CZK
5.2. - time deposit in foreign currency
2 % of prematurely withdrawn
amount, minimum of CZK 1,000
1.5 % of prematurely withdrawn
amount, minimum of CZK 1,000
(equivalent in foreign currency)
*Only with time deposits maintained on a separate time account.
• Promissory notes*
Item name
Item price
1. Issuance of deposit
free of charge
2. Custody of a deposit
free of charge
3. Collection of deposit
free of charge
4. Issuance of deposit
free of charge
*A condition for using is maintaining a separate current account or package of services.
•Financial planning
Item name
Item price
1. Opening of financial plan*
CZK 2,900
*This fee includes VAT pursuant to the valid laws. The invoice shall be issued upon the client's request.
9
PAYMENT SYSTEM, CASH AND FOREIGN EXCHANGE OPERATIONS
•Non-cash domestic payment system
Business
eKonto
Business
eKonto
Premium
Current CZK
account
Profikonto,
Pluskonto
Benefitkonto,
Dualkonto
1.1. From Raiffeisenbank
CZK 5
CZK 5*
CZK 5
CZK 4
CZK 2
1.2. From another bank in the CR
CZK 7
CZK 7 *
CZK 7
CZK 6
CZK 3
CZK 4
CZK 4
CZK 4
CZK 4
CZK 4
Item name
1. Received payment
2. Transfer to the crown credit
2.1. maintained at Raiffeisenbank a.s.
2.1.1. Via GSM banking
2.1.2. Via Internet banking
CZK 4
CZK 4
CZK 4
CZK 4
CZK 4
2.1.3. Via Phonebanking
CZK 14
CZK 14
CZK 14
CZK 14
CZK 14


CZK 6
CZK 6
CZK 6
CZK 4
CZK 4




CZK 25
CZK 25
CZK 25
CZK 34
CZK 38
CZK 35
CZK 30
CZK 34
CZK 70
CZK 70
CZK 70
CZK 34
CZK 34
CZK 34
CZK 34
2.1.4. Via Gemini/MultiCash
2.1.5. Via eCommunicator
2.1.6. Payment order initiated via SWIFT MT101

2.1.7. Paper payment order submitted over the
CZK 34
counter with due date the next day or later
2.1.8. Paper payment order submitted over the
counter with due date the day of submission or
CZK 34
with no due date given
2.1.9. Paper payment order submitted via collection
CZK 34
box
2.2. maintained in another bank in the Czech Republic
2.2.1. Via GSM banking
CZK 6
CZK 6
CZK 6
CZK 6
CZK 6
2.2.2. Via Internet banking
CZK 6
CZK 6
CZK 6
CZK 6
CZK 6
2.2.3. Via Phonebanking
CZK 16
CZK 16
CZK 16
CZK 16
CZK 16


CZK 7
CZK 7
CZK 7
CZK 6
CZK 6





CZK 35
CZK 35
CZK 35
CZK 36
CZK 36
CZK 40
CZK 45
CZK 35
CZK 36
CZK 36
CZK 70
CZK 70
CZK 70
CZK 36
CZK 36
CZK 34
CZK 34
CZK 34
2.3.1. Payment via Internet banking
CZK 31
CZK 31
CZK 40
CZK 40
CZK 40
2.3.2. Payment via Phonebanking
CZK 41
CZK 41
CZK 40
CZK 40
CZK 40


CZK 40
CZK 40
CZK 40
CZK 61
CZK 61
CZK 200
CZK 200
CZK 200
free of charge
free of charge
free of charge
free of charge
free of charge


free of charge
free of charge
free of charge
2.2.4. Via Gemini/MultiCash
2.2.5. Via eCommunicator
2.2.6. Payment order initiated via SWIFT MT101
2.2.7. Paper payment order submitted over the
counter with due date the next day or later
2.2.8. Paper payment order submitted over the
counter with due date the day of submission or
with no due date given
2.2.9. Paper payment order submitted via
collection box
2.3. Express payment
2.3.3. Payment via Gemini/MultiCash
2.3.4. Paper payment order submitted over the
counter
3. Standing order
3.1. Establishment of Internet banking
3.2. Establishment of GSM banking
3.3. Establishment of Gemini/MultiCash


free of charge
free of charge
free of charge
3.4. Establishment of Phonebanking
CZK 10
CZK 10
CZK 10
CZK 10
CZK 10
3.5. Establishment over the counter
3.6. Change/cancellation of standing order over
the counter
3.7. Change/cancellation of standing order via
Internet banking
3.8. Change/cancellation of standing order via
GSM banking
3.9. Change/cancellation of standing order via
Phonebanking
CZK 30
CZK 30
CZK 30
CZK 30
CZK 30
CZK 10
CZK 10
CZK 30
CZK 30
CZK 30
free of charge
free of charge
free of charge
free of charge
free of charge


/free of charge
/free of charge
/free of charge
CZK 10
CZK 10
CZK 10
CZK 10
CZK 10
10
Item name
3.10. Change/cancellation of standing order via
Gemini
3.11. Payment generated by standing order within
Raiffeisenbank a.s.
3.12. Payment generated by standing order to
other bank within the Czech Republic
4. Consent with collection
4.1. Providing consent with collection via Internet
banking
4.2. Providing consent with collection via
Phonebanking
4.3. Providing consent with collection over the
counter
4.4. Change/cancellation of consent with collection
via Internet banking
4.5. Change/cancellation of consent with collection
over the counter
4.6. Change/cancellation of consent with collection via
Phonebanking
4.7 Standing order for collection
4.7.1 Opening of standing order for collection via
Internet banking
4.7.2 Opening of standing order for collection via
Phonebanking
4.7.3 Opening of standing order for collection over
the counter
4.7.4 Change/cancellation of standing order for
collection via Internet banking
4.7.5 Change/cancellation of standing order for
collection via Phonebanking
4.7.6 Change/cancellation of standing order for
collection over the counter
4.8. Collection - outgoing payment within
Raiffeisenbank a.s.
4.9. Collection - outgoing payment to other bank
within the Czech Republic
4.10. Collection - received payment on basis of
prior collection order within Raiffeisenbank a.s.
4.11. Collection - received payment on basis of
prior collection order from other bank in the Czech
Republic.
5. Intelligent collection
5.1. Opening of intelligent collection via Internet
banking
5.2. Opening of intelligent collection via
Phonebanking
5.3. Opening of intelligent collection over the
counter
5.4. Change/cancellation of intelligent collection via
Internet banking
5.5. Change/cancellation of intelligent collection via
Phonebanking
5.6. Change/cancellation of intelligent collection
over the counter
5.7. Collection - outgoing payment within
Raiffeisenbank a.s.
5.8. Collection - outgoing payment to other bank
within the Czech Republic
5.9. Collection - received payment on basis of prior
collection order within Raiffeisenbank a.s.
5.10. Collection - received payment on basis of
prior collection order from other bank in the Czech
Republic.
6. SIPO
6.1. Opening of SIPO via Internet banking
Business
eKonto
Business
eKonto
Premium
Current CZK
account
Profikonto,
Pluskonto
Benefitkonto,
Dualkonto


free of charge
free of charge
free of charge
CZK 6 **
CZK 6 **
CZK 9
CZK 9
CZK 9
CZK 8 ***
CZK 8 ***
CZK 9
CZK 9
CZK 9
free of charge
free of charge
free of charge
free of charge
free of charge
CZK 10
CZK 10
CZK 30
CZK 30
CZK 30
CZK 30
CZK 30
CZK 30
CZK 30
CZK 30
free of charge
free of charge
free of charge
free of charge
free of charge
CZK 30
CZK 30
CZK 30
CZK 30
CZK 30
CZK 10
CZK 10
CZK 10
CZK 10
CZK 10
free of charge
free of charge



CZK 10
CZK 10



CZK 30
CZK 30



free of charge
free of charge



CZK 10
CZK 10



CZK 30
CZK 30



CZK 3
CZK 3
CZK 7
CZK 7
CZK 7
CZK 5
CZK 5
CZK 7
CZK 7
CZK 7
CZK 3
CZK 3
CZK 5
CZK 4
CZK 2
CZK 5
CZK 5
CZK 7
CZK 6
CZK 3
free of charge
free of charge



CZK 10
CZK 10



CZK 30
CZK 30



free of charge
free of charge



CZK 10
CZK 10



CZK 30
CZK 30



CZK 3
CZK 3
CZK 7
CZK 7
CZK 7
CZK 5
CZK 5
CZK 7
CZK 7
CZK 7
CZK 3
CZK 3
CZK 5
CZK 4
CZK 2
CZK 5
CZK 5
CZK 7
CZK 6
CZK 3
free of charge
free of charge
free of charge
free of charge
free of charge
6.2. Opening of SIPO via Phonebanking
CZK 10
CZK 10
CZK 30
CZK 30
CZK 30
6.3. Opening of SIPO over the counter
CZK 30
CZK 30
CZK 30
CZK 30
CZK 30
11
CZK 30
Business
eKonto
Premium
CZK 30
free of charge
free of charge
free of charge
free of charge
free of charge
CZK 10
CZK 10
CZK 30
CZK 30
CZK 30
CZK 8
CZK 8
CZK 9
CZK 9
CZK 9
CZK 70
CZK 70



CZK 80
CZK 80



CZK 90
CZK 90



CZK 100
CZK 100



CZK 50
CZK 50



7.6. Payment by personal delivery
CZK 50
CZK 50



7.7. Payment on a certain day
CZK 50
CZK 50



CZK 100
+ actual costs
CZK 100
+ actual costs


CZK 100
+ actual costs
Individually by
agreement
CZK 100
+ actual costs
Individually by
agreement
CZK 100
+ actual costs
Individually by
agreement
Item name
6.4. Change/cancellation of SIPO over the counter
6.5. Change/cancellation of SIPO via Internet
banking
6.6. Change/cancellation of SIPO via
Phonebanking
6.7. SIPO payments
Business
eKonto
Current CZK
account
Profikonto,
Pluskonto
Benefitkonto,
Dualkonto
CZK 30
CZK 30
CZK 30
7. Payment order to address
7.1. Amount up to and including CZK 200
7.2. Amount from CZK 200 up to and including
CZK 1,000
7.3. Amount from CZK 1,000 up to and including
CZK 5,000
7.4. Amount from CZK 5,000 up to and including
CZK 50,000
7.5. For each additional CZK 10,000
8. Other
8.1. Unauthorised correction/claims of received and
sent payments in CZK
8.2. Automatic balance sweeping
Note: Outgoing payments and received payment to term deposits are free of charge.
* Reduced or no fees if satisfing loyalty benefit conditions see page 5
** In case the date of first payement differs from the date of second payement, the first pyayement is charged up to 2.1.7.
** In case the date of first payement differs from the date of second payement, the first pyayement is charged up to 2.2.7.
• Non-cash foreign payment system
Business eKonto,
Profikonto, Pluskonto,
Business eKonto
Current CZK account
Benefitkonto,
Premium
Dualkonto
1. Received payments from abroad in foreign currency or in CZK, received payments in Czech Republic in foreign currency or in CZK
to foreign currency account
1 % of amount, min. CZK 1 % of amount, min. CZK 1 % of amount, min. CZK
1.1. Received payment with BEN, SHA type fee*
300, max. CZK 1,200
500, max. CZK 1,200
300, max. CZK 1,200
1.2. Received payment with OUR type fee*
free of charge
free of charge
free of charge
Item name
1.3. Received Europayment**
CZK 200
CZK 200
CZK 200
1.4. Received payment in CZK from Tatra banka a.s.
free of charge
free of charge

1.5. Unpaid fees by bank outside Czech Republic (in case of
in full amount
in full amount

incoming OUR payment)
1.6. Received payment in CZK from another Czech bank
CZK 150
CZK 150

credited to client's foreign-currency account
1.7. Fee for urgent processing of received payment in foreign
currency or in CZK from abroad or in foreign currency from
free of charge
free of charge
free of charge
another bank in the Czech Republic
2. Received payments within Raiffeisenbank a.s.
2.1. Received intrabank foreign currency payment within
Raiffeisenbank a.s. (not including payments described in point
free of charge
free of charge
free of charge
2.2)
2.2. Received intrabank foreign currency payment without
CZK 2 /CZK 5 /CZK 2
conversion between accounts with pricing programmes


per item
within Raiffeisenbank a.s.
3. Sent payments to foreign country in foreign currency or in CZK, sent payments in Czech Republic in foreign currency or in CZK from
foreign currency account
1 % of amount, min. CZK 1 % of amount, min. CZK 1 % of amount, min. CZK
3.1. Sent payment with OUR, SHA type fee*
500, max. CZK 1,500
500, max. CZK 1,500
500, max. CZK 1,500
1 % of amount, min.
1 % of amount, min.
1 % of amount, min.
3.2. Sent payment with OUR type fee in EEA and in EEA
CZK 500, max. CZK 1,500 CZK 500, max. CZK 1,500 CZK 500, max. CZK 1,500
currencies (EEA OUR****)
+ CZK 450 guaranted
+ CZK 450 guaranted
+ CZK 450 guaranted
OUR fee
OUR fee
OUR fee
12
3.3. Sent payment in CZK (after conversion) to the credit of a
CZK account maintained at another bank in the Czech Republic
3.4. Sent Europayment**
3.5. Sent payment in EUR from Tatrabanka a.s. with type fee
SHA
3.6. Sent payment in EUR from Tatrabanka a.s. with type fee
OUR (EEA OUR****)
3.7. Surcharge for urgent processing of sent payment in EUR
and USD to foreign country or to other bank in the Czech
Republic
4. Sent payments within Raiffeisenbank a.s.
4.1. Sent intrabank foreign currency payment with conversion/
without conversion within Raiffeisenbank a.s. (not including
payments described in point 4.2)
4.2. Sent intrabank foreign currency payment without
conversion between accounts with pricing programmes within
Raiffeisenbank a.s.
4.3. Sent payment with conversion within the framework of a
single account with a pricing programme
4.4. Sent payement within Raiffeisenbank stated for Raiffeisen
mutual fund purchase on behalf of of global account
5. Claims
5.1. Claim for change or incestigation of requested cash
instruction
5.2. Claim requested by another bank
CZK 150
CZK 500
CZK 500
CZK 220
CZK 220
CZK 220

CZK 50
CZK 50

CZK 50 + CZK 450
(quaranted OUR fee)
CZK 50 + CZK 450
(quaranted OUR fee)
CZK 1,500


CZK 150
CZK 150
CZK 150
CZK 2 /CZK 5 /CZK 2


free of charge


free of charge
free of charge
free of charge
CZK 500 + actual costs
CZK 500 + actual costs
CZK 500 + actual costs
CZK 500 + actual costs
CZK 500 + actual costs
CZK 500 + actual costs
CZK 300
CZK 300
CZK 300
CZK 1,500 + actual cost
CZK 1,500 + actual cost
CZK 1,500 + actual cost
in full amount
in full amount
6. Return/cancellation/correction of payment transaction
6.1. Return of payment from abroad
6.2. Cancellation/correction of payment order (upon prior
agreement with bank)
7. Other banks' fees
in full amount (not including
the fee given in point 1.5)
free of charge
free of charge
free of charge
8. Entering of accounts item
9. Payment made after Cut-off time*** (only upon prior
CZK 1,500
CZK 1,500

agreement with bank)
10. Express payment-reduced value date (only upon prior
CZK 1,500
CZK 1,500

agreement with bank)
CZK 300
CZK 300
CZK 300
11. Surcharge for paper payment order
12. Surcharge for manual intervention (correction/
CZK 300
CZK 300
CZK 300
completion) to errantly or insufficiently completed
payment order
* Fees according to instruction in foreign payment:
SHA - mandator pays its bank's fees, recipient pays its bank's fees and, as the case may be, the fees of other intermediary banks
BEN - recipient pays all fees, i.e. its bank's fees, mandator's bank's fees and, as the case may be, the fees of other intermediary banks.
OUR - mandator pays all fees, i.e. its bank's fees, recipient’s bank's fees and, as the case may be, the fees of other intermediary banks. Other
banks' charges depend on the fees of the intermediary banks and recipient's bank.
** Payment according to Regulation of the European Parliament and Council No. 2560/2001 on cross-border payments in euros up to EUR
50,000 within framework of EEA countries with a valid, properly entered bank identification code (BIC), recipient's account number in IBAN form,
SHA type fee and without special processing requests.
*** The cut-off time is the deadline for entering a payment so that the date of the order's submission to the bank can correspond to the order due date.
**** In the event of a payment up to the equivalent of EUR 50,000 in currencies of the European Economic Area (EEA) to EEA countries these
expenses with OUR fee.
Note: If the payment is made in Euros and both accounts (that of the payer and that of the recipient) are in Euros and are held in a network
bank, the client fee for processing foreign payments is reduced by 20% and the value of the incoming payment is reduced. This applies only
toIndependent current account, Pluskonto, Benefitkonto, Dualkonto.
•Cash operations
Item name
Item price
1. Over-the-counter cash deposit to crown account and to account with pricing programme
1.1. up to CZK 500,000 per day
1.2. over CZK 500,000 per day
1.3. to a time deposit
1.4. Cash deposit to account maintained at Raiffeisenbank a.s. made by a third party
(depositor is not owner or authorised user of account credited with deposited cash) up to
CZK 500,000 per day
CZK 10
CZK 10 per item + 0.15 % of total deposited amount
per day to 1 account
free of charge
CZK 55
13
Item name
1.5. Cash deposit to account maintained at Raiffeisenbank a.s. made by a third party
(depositor is not owner or authorised user of account credited with deposited cash) over
CZK 500,000 per day
2. Cash deposit over the counter to a foreign-currency account
2.1. up to an amount equivalent to CZK 500,000 per day
2.2. over an amount equivalent to CZK 500,000 per day
Item price
CZK 55 + 0.15 % of total deposited amount per day to
1 account
1 EUR/2 USD/1 GBP/2 CHF/ in another currency
equivalent to CZK 30 per item
1 EUR/2 USD/1 GBP/2 CHF/ in another currency
equivalent to CZK 30 per item + 0.15 % of total
deposited amount per day to 1 account
free of charge
2.3. to a time deposit
3. EUR coin deposit (only in nominal value of 1 and 2 EUR) to the credit of an
10% of total deposited amount
account maintained at Raiffeisenbank a.s.
4. Over-the-counter cash withdrawal from crown account and from account with pricing programme*
4.1. up to CZK 500,000 per day
4.2. over CZK 500,000 per day
4.3. withdrawal from time deposit
CZK 60
CZK 60 per item + 0.15% of total withdrawn amount
(fee can be requested when notifying of withdrawal)
free of charge**
5. Cash withdrawal over the counter from a foreign-currency account*
5.1. up to an amount equivalent to CZK 500,000 per day
5.2. over an amount equivalent to CZK 500,000 per day
5.3. withdrawal from time deposit
2 EUR/3 USD/2 GBP/3 CHF/ in another currency
equivalent to CZK 60 per item
2 EUR/3 USD/2 GBP/3 CHF/ in another currency
equivalent to CZK 60 per item + 0.15 % of total
withdrawn amount (fee can be requested when
notifying of withdrawal)
free of charge**
free of charge
6. Entering of accounts item
7. Conversion of currency during a cash deposit or withdrawal (if account
1 %, min. CZK 50, max. CZK 2,500
currency is not the same as the transaction currency)
* The client is obliged to inform of a cash withdrawal over CZK 100,000 or over an equivalent amount at two business days before the day of withdrawal.
** Does not apply for a premature withdrawal.
•Foreign exchange operations, operations with coins and banknotes
Item name
Item price
1. Purchase and sale of currencies
1.1. Purchase of currencies - only banknotes
1.2. Purchase of currencies - EUR coins (only nominal value of 1 and 2 EUR)
1.3. Sale of currencies - only banknotes
1.4. Cash conversion of currencies - only banknotes
2 % of amount of purchased amount, min. CZK 50,
max. CZK 2,500
10 % of amount of purchased amount
2 % of amount of purchased amount, min. CZK 50,
max. CZK 2,500
5% of value of amount
2. Transactions with coins and banknotes
2.1. Cash handover
2.2. Purchase of banknotes in preclusion
2.3. Assessment of compensation for damaged tender in CZK (the bank does not purchase
damaged tender in a foreign currency)
2.4. Exchange of CZK banknotes for coins and for banknotes of lower and higher
denominations (exchange must be informed of 2 business days in advance, notification in
writing can be requested)
2.5. Processing of sorted coins (request must be informed of 2 business days in advance,
notification in writing can be requested)
2.6. Processing of non-sorted coins (request must be informed of 2 business days in
advance, notification in writing can be requested)
2.7. Reservation of available supply of banknotes
2.8. Reservation of available supply of coins
by agreement
10 % of amount of purchased amount, min CZK 50
10 % of amount of purchased amount
1.5 % of total amount, min. CZK 100, max. CZK 2,000
(fee can be requested when notification of exchange
is made)
for each counted 100 coins there is a CZK 20 charge
for each counted 100 coins there is a CZK 100 charge
1 % monthly of reserved amount
2 % monthly of reserved amount
3. Cash processing by security agency and cash handover in closed envelope
Fees are set individually by agreement.
3.1. Non-compliance with terms and conditions of agreement on cash deposit in closed
envelope during cash deposit of up to 1 million CZK
3.2. Non-compliance with terms and conditions of agreement on cash deposit in closed
envelope during cash deposit of over 1 million CZK
14
CZK 500
CZK 700
Item name
Item price
4. Notification of extreme cash withdrawal
4.1. Notification of cash withdrawal
4.2. Non-retrieval of notified cash withdrawal on agreed day, including change of date
4.3. Partial retrieval of notified cash withdrawal
free of charge
1 % of notified amount, min. CZK 500
1 % of non-retrieved amount
Other operations
Item name
Item price
1. Fee for non-standard processing of transactions
CZK 1,000
2. Cash deposit in CZK over the counter - occasional clients
2.1. - with crediting of account maintained at RSTS a.s.
2.2. - with crediting of account maintained at other financial institution
3. Foreign payment system - occasional clients
3.1. Cash deposit over the counter of our bank for another payment to a crown or foreign
currency account at another bank
3.2. Cash payment over the counter at our bank after receiving payment from another
bank
4. Issuance of book of withdrawal receipts pertaining to client's account*
CZK 100
CZK 100 + 2 % of deposited amount
2 % of amount, min. CZK 1,000
2 % of paid amount, min. CZK 1,000
4.1. - 10 receipts
CZK 50 per book
4.2. - 20 receipts
CZK 100 per book
5. Agreement on placing transfer orders via MT101
CZK 1,000
* This service is charged only for separate current accounts and service packages and is provided only at select branches.
15
PAYMENT CARDS
•Debit cards
Item name
Separate current accounts,
Services packages
Business eKonto,
Business eKonto Premium
1. Issuance of account card
1.1. VISA (Business) Electron, Maestro electronic cards
free of charge
1.2. VISA Classic/MC Standard embossed cards
free of charge
1.3. VISA Business, MasterCard Business card
free of charge
1.4. Embossed cards VISA (Business) Gold or MasterCard Gold
free of charge
2. Card administration
2.1. VISA Electron, Maestro electronic cards
CZK 30 monthly
CZK 50/45/0/0 monthly1)
2.2. VISA Classic, MasterCard Standard embossed cards
CZK 65 monthly
CZK 85/65/45/0 monthly1)
2.3. VISA Business embossed card,
CZK 270 monthly
CZK 270 monthly
2.4. Embossed cards VISA Gold or MasterCard Gold
CZK 345 monthly
CZK 345 monthly

CZK 15 monthly
2.5. MasterCard Internetcard
1)
Price according price list /Basic/Extra/Premium
3. Additional services
3.1. Travel insurance for the holder and holder's family for VISA
Classic, MC Standard, VISA (Business) Electron and Maestro
cards
3.2. Travel insurance for holder and holder's family for Business
and Gold cards
3.3. Membership in IAPA and Priority Pass programmes 1)
CZK 50 per month
free of charge
CZK 900 annually
3.4. Visit to VIP lounge as part of Priority Pass programme
27 USD1)/person
3.5 BASIC: Insurance against misuse of card in the cause of loss or
free of charge
theft for card Gold/Business - free of charge
3.6. BASIC: Basic insurance against misuse of card in case of loss
CZK 15 per month
or theft for other cards expect Gold/Business
3.7. PLUS: Optional insurance against misuse of card in case of loss
or theft limited up to CZK 100 000, data misuse in internet, insurance
CZK 69 per month
against loss theft of keys/documents/cell phone and forced withdrawal/
robery in front of ATM with limits CZK 3 400/5 000 4 000
3.8. Basic insurance against misuse of card in the case of loss or
free of charge
theft for card Gold/Business
1)
Only for Gold cards.
2)
The fee is converted into the currency of the account for which the card is issued. VAT is added to the
amount in the amount pursuant to the valid laws.
4. Transactions by card
4.1. Payment by card at a merchant in the Czech Republic or
free of charge
abroad
4.2. Cash withdrawal by card
4.2.1. - first two withdrawals from Raiffeisenbank ATM charged in the
free of charge
calendar month
4.2.2. - third and additional withdrawals from Raiffeisenbank ATM
CZK 19 ,90
CZK 9.90
charged in the calendar month
4.2.3. - cash withdrawal from ATM of other bank in the Czech
CZK 39 ,90
CZK 39,90/9,901)
Republic
4.2.4. - cash withdrawal from ATM abroad
CZK 100 + 0.5 % of withdrawn amount
4.2.5. - Manual Cash Advance
1)
CZK 150 + 0.5 % of withdrawn amount
In satisfying credit turnover conditions.
5. Other services
5.1. Card blocking
5.1.1. - permanent blocking of electronic card due to loss/
theft of card
5.1.2. - permanent blocking of embossed card due to loss/theft
of card
5.1.3. - short-term blocking of card (including unblocking of card) applies for online transactions
5.1.4. - card blocking by virtue of distraint
16
free of charge
free of charge
free of charge
free of charge
Item name
5.1.5. - blocking/unblocking of card for internet transactions
Separate current accounts,
Business eKonto,
Services packages
Business eKonto Premium
free of charge
5.2. Express issuing of card or PIN
CZK 2,000/1. card (including PIN), CZK 2,000/1. card (including PIN),
5.2.1. - express issuing of card (including PIN to card) with pick up 2. and other cards (including PIN)
2. and other cards (including PIN)
in person at a branch
as part of package CZK 1,000/card as part of package CZK 1,000/card
(including PIN)1)
(including PIN)2)
5.2.2. - Express issuance of newly generated PIN
CZK 1,000/1. PIN, 2 and other PIN as part of package CZK 500/PIN
5.3. Sending of card or PIN
5.3.1. - resending of card including additional material to address
in the Czech Republic by personal-delivery registered post. A
courier service is used for express cards
5.3.2. - sending of card including additional material abroad using
courier service
5.3.3. - resending of PIN by registered post to address in the
Czech Republic. A courier service is used for express-issued PINs.
5.3.4. - sending of PIN abroad using courier service
5.3.5. - resending of card or PIN to another branch (if it was
already delivered to the originally requested branch)
5.4. Newly generated PIN for the card
5.5. Issuance of replacement card in the Czech Republic
5.6. Issuance ofnew card and PIN after blocking of card caused
by loss or theft
5.7. Newly generated data of MasterCard Internetcard
CZK 200/package + delivery costs
CZK 200/package + delivery costs
CZK 200/package + delivery costs
CZK 200/package + delivery costs
CZK 200/package + delivery costs
CZK 250
CZK 250
CZK 500
CZK 250

5.8. Request for Card limits change
5.9. Change in limits of MasterCard Internetcard
CZK 50
free for charge

5.10. Emergency services
5.10.1. Emergency cash issuance abroad
5.10.2. Issuance of replacement card abroad - Emergency Card (only
with loss of embossed card)
5.11. Connection of second current account to settlement of foreign
currency transactions
5.12. Return of card held by Raiffeisenbank ATM upon client's
request 4)
1)
Blocking by bank when issuing card/blocking unblocking by holder.
2)
within 3 business days
3)
within 2 business days
4)

3)
CZK 3,000
CZK 3,0002)
CZK 4,0003)
CZK 7,0002)
free of charge

CZK 1,000
Gold payment cards include Emergency Service in the price of the card.
6. SMS service
6.1. Service provisioning
6.2. Transaction confirmation by SMS
free of charge
CZK 4 per message
see price list chapter Direct banking
free of charge

7.1. Service activation for a newly issued payment card
7.2. Activation/deactivation/change of service settings via Internet
banking and GSM banking for cards already issued
7.3. Activation/deactivation/change of service settings via
Phonebanking or a branch for cards already issued
7.4. Card unlocking via Internet banking and GSM banking

free of charge

CZK 50

CZK 60/80

CZK 3.90
7. 5. Card unlocking via Phonebanking or branch

CZK 13,90/33,90
6.3. Transaction confirmation by SMS for Gold and Business cards
7. Card locking (including MasterCard Internetcard)
7.6 Card locking via Internet banking and GSM banking

7. 7. Card locking via Phonne banking or branch

CZK 10
7.8. Card locking at branch

CZK 30
7.9. Ascertaining card status (locked/unlocked)

free of charge
1)
applies for Plus free
2)
applies for Plus and Student
17
DIRECT BANKING
Item name
Business eKonto,
Business eKonto
Premium
Current account
Profikonto
Pluskonto
Benefitkonto
Dualkonto
1. Service activation
free of charge
free of charge
free of charge
free of charge
free of charge
free of charge
2. Service administration
free of charge*
CZK 160
free of charge
free of charge
free of charge
free of charge
3. Service blocking/cancellation
free of charge
free of charge
free of charge
free of charge
free of charge
free of charge
4. Setting change
free of charge
free of charge
free of charge
free of charge
free of charge
free of charge
CZK 50 per account
free of charge
free of charge
free of charge
free of charge
free of charge
free of charge
free of charge
free of charge
free of charge
free of charge
free of charge
5. Activation - of second and
additional GSM banking/
after blocking/after cancellation
6. Setting change
7. Use of Phonebanking
CZK 10 for every operation of phonebanker**
* Pricewhen fulfilling the loyalty benefits. When not fulfilling the loyalty benefits youn can see the fees in first chapter of pricelist.
** Prices in chapter Non chash payement system are including this fee.
•Security elements
Mobile Electronic key
Item name
1. Access to an account
Business eKonto,
Business eKonto Premium
free of charge
2. Settings change
CZK 50 per account
3. Activation - after blocking/after cancellation
CZK 50 per account
4. Regeneration of I-PIN and T-PIN
5. Regeneration of B-PUK***
6. Cancellation
CZK 100
CZK 100
free of charge
Personal Electronic key
Item name
1. Access to an account
2. First issuance
Business eKonto,
Business eKonto Premium
CZK 89 monthly per account
free of charge
3. Issuance of second and additional after blocking/loss/cancellation
CZK 40
4. Loss, theft, damage of Personal Electronic Key
CZK 600
5. Unblocking after incorrectly entered PIN (3x)
CZK 50
6. Substitution of blocked Personal Electronic Key
7. Synchronisation
8. Blocking of Personal Electronic Key (in the case of loss, theft, misuse) upon client's request
9. Access cancellation and return
CZK 200
free of charge
CZK 200
free of charge
Internet Electronic key
Item name
1. Renewal of Personal Certificate to an account (1-year validity)
Business eKonto,
Business eKonto Premium
CZK 200
2. Blocking of Personal Certificate
CZK 200
3. Activation of Personal Certificate after blocking
CZK 50
4. Cancellation of Personal Certificate
18
free of charge
Passwords and certificates
Item name
1. Issuance of passwords and certificate for Internet
banking
2. Issuance of new login password to Internet banking
or renewal
3. Issuance of passwords to Phonebanking
4. Sending of replacement set of one-use transaction
passwords (upon client's request) for Phonebanking
5. Change in password for login to Phonebanking
Current
account
Profikonto
Pluskonto
Benefitkonto
Dualkonto
free of charge
free of charge
free of charge
free of charge
free of charge
free of charge
free of charge
free of charge
free of charge
free of charge
free of charge
free of charge
free of charge
free of charge
free of charge
free of charge
free of charge
free of charge
free of charge
free of charge
free of charge
free of charge
free of charge
free of charge
free of charge
•Electronic banking
eKomunikator
Business eKonto,
Business eKonto Premium
free of charge
Item name
1. Installation fee
2. Usage fee
CZK 100**
3. Issuance of Batch Certificate to account (1-year validity)
CZK 200
4. Blocking of Batch Certificate
CZK 200
5. Activation of Batch Certificate after blocking
CZK 50
6. Cancellation of Batch Certificate
free of charge
Gemini
Item name
Current account
Profikonto
Pluskonto
Benefitkonto
Dualkonto
2. Usage fee
CZK 6,000
(including VAT)
CZK 750 per month
CZK 1,800
(including VAT)
CZK 300 per month
CZK 1,800
(including VAT)
CZK 300 per month
CZK 1,800
(including VAT)
CZK 300 per month
CZK 1,800
(including VAT)
CZK 300 per month
3. Other fees
separately
separately
separately
separately
separately
Current account
Profikonto
Pluskonto
Benefitkonto
Dualkonto
1. Installation fee
MultiCash
Item name
1. Installation fee
2. Usage fee
3. Other fees
CZK 9,600 (including CZK 9,600 (including CZK 9,600 (including CZK 9,600 (including CZK 3,000 (including
VAT)
VAT)
VAT)
VAT)
VAT)
CZK 1,000 per month CZK 1,000 per month CZK 1,000 per month CZK 1,000 per month CZK 500 per month
separately
separately
separately
separately
separately
•Other
Item name
Business eKonto,
Business eKonto Premium
free of charge
1. Sending of SMS code
2. Sending requested message via SMS
CZK 4
3. Sending requested message via e-mail
free of charge*****
4. Sending of request message via fax, post
CZK 24
5. Sending of request message via fax, post with bank confirmation
CZK 44
6. Setting of "Inform me" service via Internet banking
free of charge
7. Setting of "Inform me" service via Phonebanking
CZK 10
8. Setting of "Inform me" service at branch
CZK 30
Item name
1. Sending of SMS code
2. Sending requested message via SMS
Current
account
free of charge
Profikonto
Pluskonto
Benefitkonto
Dualkonto
free of charge
free of charge
free of charge
free of charge
CZK 3
CZK 3
CZK 3
CZK 3
CZK 3
19
Item name
3. Sending requested message via e-mail
4. Setting of "Inform me" service via Internet
banking
5. Setting of "Inform me" service via Phonebanking
6 Setting of "Inform me" service at branch
7. Recharging of prepaid card of O2 mobile
operator
Current
account
free of charge
Profikonto
Pluskonto
Benefitkonto
Dualkonto
free of charge
free of charge
free of charge
free of charge
free of charge
free of charge
free of charge
free of charge
free of charge
free of charge
free of charge
free of charge
free of charge
free of charge
free of charge
free of charge
free of charge
free of charge
free of charge
free of charge
free of charge
free of charge
free of charge
free of charge
* only older SIM from T- Mobile
** applicable only to months when eCommunicator was used at least once
*** if requesting a certificate of processing a transaction later, the fee will be charged in accordance with the pricelist effective as at the date of processing the transaction
Note: Prices concerning Internet banking also apply for users that have the agreed service under the original name „Webkonto“, prices concerning
GSM Banking also apply for original name „Mobilkonto“ and prices concerning Phonebanking also apply for original name „Callkonto“.
20
BUSINESS LOANS
•Business overdraft
Item name
Item price
1. Processing of loan application
free of charge
2. Provision of loan
free of charge
3. Internal property estimation
CZK 1,500
4. Loan administration
CZK 300*
5. Premature repayment of loan
free of charge
6. Non-standard opproval of loan
max. CZK 3,000
7. Change to loan documents initiated by the client
CZK 3,000
8. Change to loan documentats while not performing agreed conditions
CZK 4,000
0,4 % of credits amount, min.
CZK 5,000, max CZK 10,000
CZK 500
9. Change of pledged property
10. Reminder or notice on non-performance of terms and credit conditions
11. Announcement about transfer of overdraft to repaid loan
CZK 3,000
* The loan amount is understood as the amount of the Loan given in the Loan Agreement.
** Applies for agreements concluded on and after 1 Aug 2007.
•Business quick loan
Item name
1. Processing of loan application
2. Provision of loan
3. Internal property estimation
4. Loan administration
5. Premature repayment of loan
6. Non-standard opproval of loan
Item price
free of charge
min. 0.5 % of provided amount,
min. CZK 5,000
CZK 1500
CZK 300 **
min. 1% of amount of extraordinary payment, min. CZK 6,000
max CZK 3,000
7. Change to loan documents initiated by the client
8. Change to loan documents while not peforming agreed conditions
9. Change of pledged property
10. Reminder or notice on non-performance of terms and credit conditions
CZK 3,000
CZK 4,000
0,4 % of credits amount, min. CZK
5,000, max CZK 10,000***
CZK 500
* If a Business quick loan and Business overdraft are provided on the basis of a single request a fee is not charged.
** Applies for agreements concluded on and after 1 Aug 2007.
*** Actual amount of credit means the amount of nonpaid principal.
•Business mortgage loan
Item name
1. Processing of loan application
2. Provision of loan
3. Loan administration
4. Extra instalment**
5. Premature repayment of the loan
6. Change of the pledged property
7. Non-standard loan approval
Item price
free of charge
2 % of the provided amount, not
less than CZK 10,000
CZK 300
free of charge
upon change of fixed rate CZK
0, otherwise 10% of the extra
instalment
0.4 % of the current amount***,
min. CZK 5,000, max. 10,000
CZK 3,000
8. Change to loan documents initiated by the client
CZK 3,000
9. Change to loan documentats whie not peforming agreed conditions
CZK 4,000
21
Item name
Item price
10. Reminder or notice on non-performance of terms and credit conditions
CZK 500
* If a Business quick loan and Business overdraft are provided on the basis of a single request a fee is not charged.
** Possible only in time of rate fixation change
***Actual amount of credit means the amount of nonpaid principal
•Operating loan
Item name
Item price
1. Processing of loan application
free of charge
2. Provision of loan
free of charge
3. Loan admnistration
4. Premature repayment of the loan
5. Non-standard loan approval
CZK 200
free of charge
max CZK 2,000
6. Change loan documents initiated
CZK 3,000
7. Change to loan documents while not performing agreed conditions
CZK 4,000
8. Reminder or notice on non-performance of terms and conditions of loan
CZK 500
9. Announcement about transfer of overdraft to repaid loan
CZK 3000
•Repaid loan
Item name
1. Processing of loan application
2. Provision of loan
3. Loan administration
4. Premature repayment of loan
5. Non-standard opproval of loan
Item price
free of charge
0,3% of credit amount,
min CZK 1,000, max CZK 3,000
CZK 200 per month
1 % of extraordinary repayment
amount, min. CZK 5,000
max CZK 2,000
6. Change to loan documents initiated by the client
CZK 3,000
7. Change to loan documents while not peforming agreed conditions
CZK 4,000
8. Reminder or notice on non-performance of terms and credit conditions
CZK 500
*The loan amount is understood as the amount of the Loan's unpaid principal.
**Actual amount of credit means the amount of nonpaid principal
•Operating MiniCredit
Item name
1. Provision of loan
2. Loan administration
3. Change in loan documentation based on client‘s suggestion
4. Reminder or notice on non-performance of terms and conditions of loan
Item price
CZK 1,000
CZK 200 per month
0.3 % of current amount*,
min. CZK 1,000
CZK 300
* The loan amount is understood as the amount of the Loan given in the Operating MiniCredit Agreement.
•Loans for small and mid-size enterprises
Item name
1. Non-returnable fee for loan application assessment
Item price
0,1 %, min. CZK 5,000
2. Processing of agreement
2.1. - loans up to CZK 1,000,000
2.2. - loans over CZK 1,000,000
3. Loan administration
22
min. 1 % of provided amount,
min. CZK 6,000
min. CZK 10,000 + 0,4 %
of credit amount
Item name
Item price
3.1. For loans up to CZK 3 millions
CZK 300 monthly
3.2. For loans over CZK 3 millons
CZK 500 monthly
min. 3 % of amount of extraordinary payment, min. CZK 5,000*
min. 0.3% of current amount **,
min CZK 5,000*
0.3 % of current amount, min. CZK
5,000
0.6 % p.a.
4. Premature repayment of loan
5. Change in loan documents by the client
6. Change in loan documents while not performing agreed conditions
7. Reservation fee
* Fee amount depends on loan maturity length and business specifications.
** For bank overdraft and revolving loan from loan amount given in the Loan Agreement.
•Loans for other corporate clients
Fees are set individually.
•Other credit products
Guarantees
Item name
Item price
Guarantees for small and mid-size businesses
1. Guarantees issued
1.1. Non-returnable fee for assessment of guarantee application
1.2. Issuance of bank guarantee
1.3. Guarantee commission
1.4. Issuance of a guarantee on the basis of a counter guarantee
1.5. Payment under guarantee based on demand
1.6. Guarantee amendment
1.7. Issuance of a promise for guarantee issuance
min. CZK 2,000*
CZK 5,000
min. 1.9 % per annum
according to risk of bank and
territory
0.2 % of the claimed amount, min.
CZK 3,000
CZK 3,000
min 1,9% p.a.
1.8. Draft of guarantee's non-standard wording
CZK 3,000
1.9. Cancellation of bank guarantee before it is issued
1.10. Expres processing of loan application and issuance of quarantee document within 2 works day after
application
2. Guarantees received
CZK 1,000
CZK 5,000
2.1. Advice of a guarantee
CZK 1,000
2.2. Guarantee amendment
CZK 1,000
2.3. Demand for payment under guarantee
CZK 1,000
3. Other services
3.1. Administrative fees
3.2. Courier service
min. CZK 1,000
actual cost
* Fee amount depends on maturity length and business specifications.
Guarantees for other corporate clients
1. Guarantees for other corporate clients
Fees are set individually.
Documentary business
Item name
Item price
Documentary Letter of Credit and Standby Letter of Credit, Import L/C
1. Pre-advising
2. Opening*
CZK 2,000
min. 0.1% from L/C value for each
30 days or part of this period, min.
CZK 3,000 p.q.
3. Amendment*
3.1. per formal amendment, cancellation of L/C
CZK 2,000
23
Item name
3.2. extension and/or increase of L/C
4. Handling with documents, payment (claim of Standby L/C payment)
5. Deferred payment
6. Discrepancy fee **
7. Administration fees
Item price
see opening fees, min CZK 3,000
p.q.
0.2 % from value of documents,
min. CZK 3,000
min. 0.1 % from value of
documents for each 30 days or
part of this period, min CZK 3,000
p.q.
CZK 1,800 / EUR 60 / EUR
equivalent according to L/C
currency
min. CZK 1,000
8. Courier service
real costs
0.1 % from value of documents, min.
9. Release of goods consigned to Raiffeisenbank a.s.
CZK 1,000, max. CZK 10,000
CZK 3,000 for each month or part
10. Unpaid files fee for documents saved in Raiffeisenbank a.s. longer then 1 month after maturity date ***
of this period
* If not stated otherwise in L/C Opening Agreement client’s account is debited for these fees immediately after fees arised. All other fees are
charged in the moment of L/C payment. Fees are not refunded.
** L/C beneficiary is charged for discrepancy fee for each set of documents which is not fully in compliance with L/C terms and conditions.
*** The bank claims this fee in case that client refused immediate payment of L/C documents due to discrepancies in documents, resp. he did not
authorized the bank to pay at maturity, however he did not instruct the bank to return documents back to the remitting party.
Documentary Letter of Credit and Standby Letter of Credit, Export L/C
1. Pre-advising
2. Advising
3. Confirmation*
free of charge
0.1 % from L/C value, min. CZK
3,000
risk margin depends on bank and
territory risk, min. 0.1% for each
30 days of confirmation validity
or part of this period, min. CZK
3,000 p.q.
4. Amendment
4.1. per formal amendment
4.2. Extension and/or increase of L/C
4.3. Cancellation of L/C
5. Handling with documents, payment (claim of Standby L/C payment)
CZK 2,000
- increase of advised L/C in the
amount of advising fee, min. CZK
3,000 and/or
- extension and/or increase of
confirmed L/C in the amount of
the confirmation fees*, min. CZK
3,000 p.q.
CZK 1,500
0.2 % from value of documents,
min.
CZK 3,000
6. Deferred payment
0.2 % from value of documents,
min.
CZK 3,000
according to risk of bank and
territory, min. 0.1 % from value of
6.2. Confirmed L/C
documents for each 30 days of
confirmation validity or part of this
period, min CZK 3,000 p.q.
0.4 % from value of transferred
7. Transfer of L/C
L/C, min. CZK 3,000
8. Administration fees
min. CZK 1,000
CZK 3,000 for issuance of
Acknowledgement 0.2 % as
9. Assignment of proceeds
payment provision, min CZK
3,000
10. Courier service
real costs
*) If not agreed otherwise, client is charged immediately. All other relevant fees are charged at the moment of payment, resp. in case of unused
L/C at the moment of L/C expiration.
Real Estate Letter of Credit
6.1. Advised L/C
24
Item name
Item price
1. Opening
1.1. L/C amount up to CZK 5,000,000
1.2. L/C amount from CZK 5,000,001
0.4 % from L/C value for the first 3
months of L/C validity
0.1 % for each subsequent month,
min. CZK 1,000 p.m.
as per agreement
2. Amendment
2.1. per formal amendment, cancellation of L/C
2.2. extension and/or increase of L/C
3. Deferred Payment
4. Discrepancy fee *
CZK 1,000
0.1 % p.m., min. CZK 1,000 p.m.
0.1 % from value of the documents
for each 30 days of deferred
payment or part of this period, min
CZK 1,000 p.m.
CZK 1,000
5. Courier service
real costs
* L/C beneficiary is charged for discrepancy fee for each set of documents which is not fully in compliance with L/C terms and conditions. In case
that L/C is issued by Raiffeisenbank a.s. Praha and advised directly to beneficiary, the beneficiary will be charged for administration fee in the
amount of CZK 1,000 only.
Documentary Collection and Collection of Draft
0.2 % from value of documents /
1. Collection fee*
draft value, min. CZK 2,000
2. Amendment of collection instructions
CZK 1,000
3. For the second and other repeated claim for payment/acceptance
4. Protest of draft
5. Release of goods consigned to Raiffeisenbank a.s.
6. Unpaid files fee for documents saved in Raiffeisenbank a.s. longer than 1 month after maturity date**
7. Administration fees
8. Courier
CZK 500
0.1 % from draft value, min. CZK
2,000 + real costs stated by
notary
0.1 % from value of documents,
min.
CZK 1,000, max. CZK 10,000
CZK 3,000 for each month or part
thereof
min. CZK 1,000
real cost
*Commisions are charged also in case of release of documents/drafts free of payment or in case of returning of documents to the remitting party.
**Fees are charged also in case when client i) did not authorized the bank to pay at maturity, ii) did not accepted draft, however he did not
instruct the bank to return documents to the remitting party.
Factoring
Charges are set individually
25
INVESTING
•Raiffeisen mutual funds
Item name
Item price
1. Entrance fee
according to fund type*
2. Administration fee
according to fund type*
3. Fee for change of fund
according to fund type*
4. Redemption fee
free of charge
* Specific amount is available at www.rb.cz
•ČP Invest mutual funds
Item name
Item price
1. Entrance fee
according to fund type*
2. Administration fee
according to fund type*
3. Redemption fee
according to fund type*
* Specific amount is available at www.rb.cz
•Premium deposits and Structured bonds
Item name
Item price
1. Opening
free of charge
2. Termination
free of charge
•Other
For information concerning prices of portfolio management services (investment up to CZK 5 million ) contact the Portfolio Management Department, tel.: +420 221 141 811, e-mail: [email protected]
In other investment banking matters, contact the Brokerage Services Department, tel.: +420 221 141 827, e-mail: [email protected], or Treasury Corporate Sales tel.: +420 221 141 885, e-mail: [email protected]
26
OTHER SERVICES
• Cheques
Cheques - collection on cheques issued by another bank
Item name
1. Owners of accounts maintained at Raiffeisen-bank a.s.
1.1. For each submitted cheque the account balance is required (depending on the cheque amount) to cover foreign bank costs
1.2. Collection on cheques payable abroad
1.3. Collection on cheques payable in the Czech Republic
1.4. Payment of bank cheques payable in
Raiffeisenbank a.s.
1.5. Collection on a cheque with a negative result
1.6. Retirement pensions sent regularly from abroad by cheque
2. Claims on cheques
Business eKonto,
Business eKonto Premium
Separate current accounts,
Services packages

min. CZK 1,000
1 % of the amount of the cheque,
min. CZK 500
1 % of the amount of the cheque,
min. CZK 500
CZK 500 + actual costs
1 % of the amount of the cheque,
min. CZK 500
0.25 % of the amount of the
cheque, min. CZK 500
0.25 % of the amount of the
cheque, min. CZK 500
CZK 500 + actual costs

CZK 500 + actual cost + foreign
bank fees
CZK 50
CZK 500 + actual cost + foreign
bank fees

•Setup of services for accounts with pricing programmes
Item name
1. Signature specimen (right of disposal) - setup, change and cancellation
2. Change to account's basic parameters (e.g. account for interest,
account for fees)
Via Internet
banking

Via
Phonebanking

At a branch
free for charge
CZK 10
CZK 30
CZK 30
•Statements
Account statements
Item name
1. Opening of account statement
Business eKonto,
Business eKonto Premium
free of charge
Separate current
accounts, Services
packages
free of charge
2. Change to statement settings
2.1. via Internet banking and GSM banking
free of charge
free of charge
2.2. Via Phonebanking and branch
CZK 10
free of charge
2.3 At a branch
CZK 30
free of charge
3. Sending of statement
3.1. - by e-mail
free of charge

3.2. - by post to the Czech Republic
CZK 20 per statement
CZK 20 per statement
3.3. - by post to a foreign country
CZK 20 per statement
CZK 50 per statement

CZK 50 per statement
CZK 110 per statement
CZK 100 per statement
6.1. - over the counter delivery
CZK 130 per statement
CZK 100 per statement
6.2. - extraordinary sent
CZK 100 per statement

7. Extraordinary statement of account drawn up upon clients´s request
CZK 300 per statement

4. Over-the-counter delivery of statement
5. Duplication of account statement
6. Duplication of account statement
8. Sending of particular statement by fax - in the Czech Republic

CZK 50 per fax
9. Sending of particular statement by fax - to abroad

CZK 100 per fax
27
Statements of card transactions - Debit cards*
Item name
1. Opening of monthly statements of card transactions (including sending by post to address in the Czech Republic)
2. Opening of monthly statements of card transactions (including sending by post to address abroad)
3. Opening of duplicate or one-time generating of statement of card transactions
(including sending by post to address in the Czech Republic or abroad)
4. Sending of statements via SWIFT MT 940 messages
Business eKonto,
Business eKonto Premium
Separate current
accounts, Services
packages

CZK 20 per statement

CZK 30 per statement

CZK 50 per statement

CZK 1,000 per month
* This service can be provided for separate current accounts and service packages.
•Confirmation
Item name
Item price
1. Confirmation of payment of withholding tax on interest
2. Issuance of confirmation (namely Confirmation of maintaining an account, Confirmation of the account's
balance, Confirmation of payment transactions and others, unless otherwise explicitly given in the Price List)
3. Confirmation necessary for the police, immigration police, auditing purposes
CZK 1,000*
4. Surcharge for immediate issue of confirmation
5. Bank information provided upon client's request, bank´s reference
6. Information on the account's balance (only on the basis of a separate agreement)
7. Copy of SWIFT message*
CZK 100*
min. CZK 1,000*
CZK 100*
min. CZK 500*
CZK 50 per phone call*
CZK 150 *
*Fee including VAT according to valid law prescripts
**This service can only be provided for the Plus, Basic, Business eKonto and Student accounts.
•Lease of safe-deposit boxes*
Item name
1. Lease of safe-deposit boxes (by size of safe-deposit box)
Item price
CZK 5,000 - CZK 10,000
annually**
* This service is provided at select branches.
**Fee including VAT according to valid law preseripts.
•Use of night depository*
Item name
1. Fee for use of night depository (does not include cash processing)
Item price
by agreement
*This service is provided at select branches.
•Telecommunication operations
Item name
1. Regular domestic mail *
Business eKonto,
Business eKonto Premium
CZK 20
2. Regular mail abroad*
CZK 24
3. Registered domestic mail *
CZK 39
4. Registered mail abroad*
CZK 39
5. Domestic fax services – A4 page *
CZK 20
6. Fax services to a foreign country – A4 page *
7. Telephone services in the Czech Republic (1-minute call)*
CZK 94
free of charge
8. Telephone services in Europe (1-minute call)*
CZK 20
9. Telephone services outside of Europe (1-minute call)*
CZK 80
10. SWIFT for an “N” type message *
CZK 100
11. SWIFT for a “U” type message *
CZK 150
28
Item name
12. Courier service*
13. E-mail
Business eKonto,
Business eKonto Premium
actual incurred costs
free of charge
* This fee includes VAT pursuant to the valid laws. The invoice shall be issued upon the client's request.
Fax communication
Item name
1. Payment order submission by fax
Separate current accounts
and Service packages
CZK 100 per fax
2. Sending of document by fax - in the Czech Republic
CZK 50 per fax
3. Sending of document by fax - to a foreign country
CZK 100 per fax
* Fee including VAT according to valid law prescripts
•Other
Item name
Item price
1. Payment reminder
1.1. 1st reminder
free of charge
1.2. 2nd reminder
CZK 800
1.3. 3rd reminder
CZK 1,600
2. Formal notice to comply with agreement's terms and conditions
CZK 200
3. Reminder to perform the conditions
CZK 500
4. Handover of receivable for external collection
CZK 800
5. Fee for delay in settlement of unauthorized debit
CZK 50 – 500
6. Request for provision of overview of information processed by the bank on the client in accordance with Act no. 101/2000 Coll.
6.1. - 1st request
6.2. - 2nd request
7. Non-standard services (payment inquiries, search of documents) and other services not mentioned in the
Schedule.
8. Unjustified claims of operations (excluding payment cards)
9. Fee charged for assessment of risk related to illnesses
CZK 100
CZK 500
CZK 200 (for every commenced
15 minutes) + actual cost
CZK 250
separately
• General provisions
1.This Price List of products and services for Individual entrepreneurs and legal entities fully replaces the previous price list of Raiffeisenbank a.s. for Individual entrepreneurs and legal entities clients issued on 1 February 2009.
2.This Price List of products and services for Individual entrepreneurs and legal entities contains fees that apply only to standard
transactions.
3.Fees charges to clients can be set individually in the Agreement with the client and may differ from the fees listed in this Price
List. The prices of products and service of eBanka, a.s. that are not included in this Price List and were agreed to with the client
prior to 7 July 2008 are available to clients in eKonto Internet banking.
4.The bank is entitled to change the amount of fees, especially with regard to the current situation on financial markets, on the
banking services market and with regard to changes in inflation.
5.The bank reserves the right to charge additional fees for non-standard transactions.
6. Unless explicitly stated otherwise, the fee for each pricelist item is collected by the bank per item.
7.This Price List shall take effect on 7 July 2010.
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Information line: 800 900 900
Web:www.rb.cz
E-mail:[email protected]
OE-A047-01-10