7DEOHRI&RQWHQWV
$VVLJQPHQW
)UD\HUPRGHOHYROXWLRQ
6WRU\RIOLIH
)UD\HUPRGHODGDSWDWLRQ
)RVVLOQRWHV
SDQG
7&
3DJH
7DEOHRI&RQWHQWV
$VVLJQPHQW
)UD\HUPRGHOHYROXWLRQ
6WRU\RIOLIH
7&
3DJH
)UD\HUPRGHODGDSWDWLRQ
)RVVLOQRWHV
:KDWDUHIRVVLOV"
:KDWDUHIRVVLOV"
7KHSUHVHUYHGUHPDLQVRID
SUHKLVWRULFRUJDQLVP8VXDOO\
SHWULILHGRULQURFNIRUP
6FLHQFHUHYLHZIURPWK
JUDGH(DUWK6FLHQFH
6FLHQFHUHYLHZIURPWK
JUDGH(DUWK6FLHQFH
:KDWDUHWKHURFNW\SHV
WKDWH[LVWRQHDUWK"
:KDWDUHWKHURFNW\SHV
WKDWH[LVWRQHDUWK"
,JQHRXV0HWDPRUSKLF
DQG6HGLPHQWDU\URFN
,JQHRXVURFNLVURFNWKDW
IRUPVDIWHUODYDFRROVDQGV
KDUGHQV
:RXOG\RXILQGIRVVLOVLQLJQHRXVURFN"
,JQHRXVURFNLVURFNWKDW
IRUPVDIWHUODYDFRROVDQGV
KDUGHQV
$Q\RUJDQLVPZRXOGEXUQXSLQODYD
DQGQRWKLQJZRXOGEHOHIW
0HWDPRUSKLFURFNVDUHURFNVWKDWKDYH
EHHQFRPSUHVVHGRUVTXHH]HGDQG
FRRNHGLQH[WUHPHWHPSHUDWXUHFKHPLFDOO\
FKDQJLQJWKHURFN
0HWDPRUSKLFFRPHVIURPWKHZRUG
PHWDPRUSKRVLVDFKDQJHRIWKHIRUPRU
QDWXUHRIDWKLQJRUSHUVRQLQWRDFRPSOHWHO\
GLIIHUHQWRQH
6HGLPHQWURFNVDQGVLOWFOD\GLUW
PXGSHEEOHVDQGPRUH
6HGLPHQWDU\URFNLVPDGHRI
VHGLPHQWVDQGGHDGRUJDQLF
PDWWHURUSODQWVDQGDQLPDOV
WKDWKDYHEHHQVWDFNHGRQWRS
RIHDFKRWKHUFRPSUHVVHG
DQGKDUGHQHGRYHUWKRXVDQGV
RI\HDUV
:KDWURFNW\SHVDUHIRVVLOV
IRXQGLQ"
)RVVLOVDUHIRXQGPRVWO\LQVHGLPHQWDU\URFN
:K\GR\RXWKLQNIRVVLOVDUHQRWXVXDOO\
IRXQGLQDQ\RWKHUURFNW\SHV"
,WV)RVVLO7LPH
7KHUHDUHPDLQW\SHVRIIRVVLOV
0ROGVDQGFDVWV
2UJDQLVPGLHVOHDYLQJDPROGDIWHU
WKRXVDQGVRI\HDUVVHGLPHQWILOOLQDQG
RYHUPRUH\HDUVWKHVHGLPHQWKDUGHQV
LQWRWKHVKDSHRIWKHH[WLQFWDQLPDO
0LQHUDOUHSODFHPHQW
2UJDQLVPVWXUQLQWRURFNRYHU
WKRXVDQGVRI\HDUV
&DUERQILOP
2UJDQLVPGLHVDQGLV
VTXHH]HGRU
FRPSUHVVHG
2QO\RXWOLQHVOHIWDIWHU
WKRXVDQGVRUPLOOLRQVRI
\HDUVRIFRPSUHVVLRQ
7UDFHIRVVLOV
)RRWSULQWVOHIWE\
RUJDQLVPV
2UJDQLVPVSUHVHUYHGLQRWKHUPHWKRGV
$PEHUDQLPDOVVWXFNLQWUHHVDSDUH
SHUIHFWO\SUHVHUYHG
$QLPDOSUHVHUYHGLQLFH
$QLPDOVSUHVHUYHGLQWDU
$QLPDOVSUHVHUYHGLQVDQG
)UD\HU0RGHO
$JUDSKLFRUJDQL]HUGHVLJQHGE\'RURWK\)UD\HU
DQGKHUFROOHDJXHVDWWKH8QLYHUVLW\RI:LVFRQVLQWR
SURYLGHIRUDWKRURXJKXQGHUVWDQGLQJ
RIQHZZRUGV
$JUDSKLFRUJDQL]HUWRKHOS\RXOHDUQ
QHZZRUGV
)UD\HU0RGHO
)UD\HU0RGHO
9RFDEXODU\
ZRUG
)UD\HU0RGHO
'HILQLWLRQ
9RFDEXODU\
ZRUG
)UD\HU0RGHO
'HILQLWLRQ
6HQWHQFH
9RFDEXODU\
ZRUG
)UD\HU0RGHO
'HILQLWLRQ
6HQWHQFH
&KDUDFWHULVWLFV)DFWV
9RFDEXODU\
ZRUG
)UD\HU0RGHO
'HILQLWLRQ
6HQWHQFH
([DPSOHV
&KDUDFWHULVWLFV)DFWV
9RFDEXODU\
ZRUG
)UD\HU0RGHO
'HILQLWLRQ
6HQWHQFH
([DPSOHV
&KDUDFWHULVWLFV)DFWV
9RFDEXODU\
ZRUG
3LFWXUH
)UD\HU0RGHO
'HILQLWLRQ
6HQWHQFH
([DPSOHV
&KDUDFWHULVWLFV)DFWV
9RFDEXODU\
ZRUG
1RQH[DPSOHV
3LFWXUH
)UD\HU0RGHO
'HILQLWLRQ
&KDUDFWHULVWLFV)DFWV
6HQWHQFH
)RVVLO
([DPSOHV
1RQH[DPSOHV
3LFWXUH
)UD\HU0RGHO
'HILQLWLRQ
7KHSUHVHUYHGUHPDLQVRID
SUHKLVWRULFRUJDQLVP8VXDOO\
SHWULILHGRULQURFNIRUP
6HQWHQFH
([DPSOHV
&KDUDFWHULVWLFV)DFWV
)RVVLO
1RQH[DPSOHV
3LFWXUH
)UD\HU0RGHO
'HILQLWLRQ
&KDUDFWHULVWLFV)DFWV
7KHSUHVHUYHGUHPDLQVRID 9HU\ROG
SUHKLVWRULFRUJDQLVP8VXDOO\ 5HPDLQVRIDQRUJDQLVP
SHWULILHGRULQURFNIRUP
)RXQGLQVHGLPHQWDU\
6HQWHQFH
([DPSOHV
)RVVLO
URFN
1RQH[DPSOHV
3LFWXUH
)UD\HU0RGHO
&KDUDFWHULVWLFV)DFWV
'HILQLWLRQ
7KHSUHVHUYHGUHPDLQVRID 9HU\ROG
SUHKLVWRULFRUJDQLVP8VXDOO\ 5HPDLQVRIDQRUJDQLVP
SHWULILHGRULQURFNIRUP
)RXQGLQVHGLPHQWDU\
6HQWHQFH
)RVVLO
([DPSOHV
7UDFH
&DVWDQGPROG
&DUERQILOP
URFN
1RQH[DPSOHV
3LFWXUH
0LQHUDOUHSODFHPHQW
)UD\HU0RGHO
'HILQLWLRQ
&KDUDFWHULVWLFV)DFWV
7KHSUHVHUYHGUHPDLQVRID 9HU\ROG
SUHKLVWRULFRUJDQLVP8VXDOO\ 5HPDLQVRIDQRUJDQLVP
SHWULILHGRULQURFNIRUP
)RXQGLQVHGLPHQWDU\
6HQWHQFH
([DPSOHV
7UDFH
&DVWDQGPROG
&DUERQILOP
0LQHUDOUHSODFHPHQW
)RVVLO
URFN
1RQH[DPSOHV
3LFWXUH
0XPP\LQVDQG
$PEHU
3UHVHUYHGRUJDQLVPV
LQLFHRU7DU
)UD\HU0RGHO
'HILQLWLRQ
&KDUDFWHULVWLFV)DFWV
6HQWHQFH
7UDFH)RVVLO
([DPSOHV
1RQH[DPSOHV
3LFWXUH
)UD\HU0RGHO
'HILQLWLRQ
&KDUDFWHULVWLFV)DFWV
6HQWHQFH
([DPSOHV
&DVWDQGPROG
)RVVLO
3LFWXUH
1RQH[DPSOHV
)UD\HU0RGHO
'HILQLWLRQ
6HQWHQFH
([DPSOHV
&KDUDFWHULVWLFV)DFWV
0LQHUDO
5HSODFHPHQW
1RQH[DPSOHV
3LFWXUH
)UD\HU0RGHO
'HILQLWLRQ
&KDUDFWHULVWLFV)DFWV
6HQWHQFH
&DUERQ)LOP
([DPSOHV
1RQH[DPSOHV
3LFWXUH
EUDLQSRS