S DE R B IL T H L LO TE W N VA O E Registration List JUNE 6-8 2010 N AS H VIL LE 2009-2010 Officers Chairman: Michael B. Swain, Chairman, The First National Bank of Oneida, Oneida Chairman-elect: C. Craig Fitzhugh, Chairman/ CEO, Bank of Ripley, Ripley Vice Chairman: Donna Stone, CEO, First Community Bank of Bedford County, Shelbyville President: Bradley L. Barrett, Tennessee Bankers Association, Nashville 2009-2010 Directors Anderson L. Smith, President/CEO, Jefferson Federal Bank, Morristown Larry Haggard, President/CEO, Wayne County Bank, Waynesboro R. Molitor Ford, Jr, Vice Chairman and CEO, Commercial Bank & Trust Co, Memphis Samuel L. Swafford, President/CEO, First Bank of Tennessee, Dayton Ed Lowery, Vice Chairman, Peoples State Bank of Commerce, Nolensville William D. Buckley, President/Northeast Region, BancorpSouth, Jackson Bill Dudney, President, Citizens Bank, Kingsport Tommy Whittaker, President/CEO, The Farmers Bank, Portland Jeff Agee, President/CEO, First Citizens National Bank, Dyersburg Ward Wilson, Regional President, US Bank, NA, Nashville th 120 Annual Meeting Past Chairmen – Ex-Officio Directors Paul Willson, Chairman/CEO, Citizens National Bank, Athens Steve White, Executive Chairman, Community South, Parsons William S. Stuard, Jr, President/CEO, F&M Bank, Clarksville Division Chairmen – Ex-Officio Directors INDEPENDENT BANKERS DIVISION Gordon Majors, President/CEO, The Hardin County Bank, Savannah YOUNG BANKERS DIVISION Tracie Lomax, Branch Manager, Community South, Hohenwald CORRESPONDING BANK DIVISION Jeff Hudson, Executive Vice President, FTN Financial, Memphis ABA STATE CHAIRMAN John Jordan, President/CEO, Community Bank of East Tennessee, Clinton ICBA STATE CHAIRMAN Chris Nunn, CFO, Security Bancorp of Tennessee, Inc, Halls FINANCIAL PSI CHAIRMAN William B. Marsh, Chairman/President/CEO, First Commerce Bank, Lewisburg GOVERNMENT RELATIONS COMMITTEE CHAIRMAN Gene Henson, President – North Region, Trustmark National Bank, Germantown Bruce Hamblen & Mary Ann Hamblen.................Farmers & Merchants Bank.................................................. Adamsville Richard L. Shelton...............................................Earl R. Whaley and Company...................................................... Alcoa Susan Sutton.......................................................Earl R. Whaley and Company...................................................... Alcoa Mark Gray............................................................Earl R. Whaley and Company...................................................... Alcoa Earl R. Whaley, Jr................................................Earl R. Whaley and Company...................................................... Alcoa Earl Whaley & Barbara Whaley...........................Earl R. Whaley and Company...................................................... Alcoa Kent Vaught & Lysia Vaught................................GreenBank................................................................................... Alcoa Ray Smith & Wilma Smith...................................Mountain Life Insurance Company............................................... Alcoa Debbie Small.......................................................Community Bank & Trust................................................... Ashland City Jeff Cunningham & Denise Cunningham............Athens Federal Community Bank............................................... Athens Paul Willson & Deb Willson.................................Citizens National Bank............................................................... Athens Hugh M Willson, III..............................................Citizens National Bank............................................................... Athens Mintie Willson......................................................Citizens National Bank............................................................... Athens Gerald Blanchard.................................................Bryan Cave LLP.................................................................. Atlanta, GA Robin E. Sawyer & Paula Sawyer.......................Dixon Hughes, PLLC........................................................... Atlanta, GA Kris Trainor..........................................................Mauldin & Jenkins CPA, LLC.............................................. Atlanta, GA Brian Branson......................................................Sandler O’Neill + Partners, LP............................................ Atlanta, GA Dennis O’Reilly....................................................SunTrust Robinson Humphrey............................................ Atlanta, GA Ken Johnson & Judy Johnson.............................Ken Johnson Consulting.......................................................Austin, TX Reaves Crabtree & Helen Crabtree.....................First National Banker’s Bank........................................ Birmingham, AL Charles Kown & Robyn C. Kown.........................First National Banker’s Bank........................................ Birmingham, AL Hanson Borders...................................................Mauldin & Jenkins CPA, LLC....................................... Birmingham, AL Tim Mullaly..........................................................Crowe Horwath, LLP............................................................ Brentwood Mike Powell.........................................................First Regents Bancservices, LLC......................................... Brentwood Paul Demastus....................................................Lattimore Black Morgan & Cain, PC..................................... Brentwood Troy Wray............................................................Lattimore Black Morgan & Cain, PC..................................... Brentwood Michael Berman...................................................Network Contract Solutions.................................................. Brentwood Neil Christy..........................................................Network Contract Solutions.................................................. Brentwood Ronny Roberts.....................................................Professional Bank Services.................................................. Brentwood DeVan D. Ard.......................................................Reliant Bank......................................................................... Brentwood Dan Dellinger.......................................................Reliant Bank......................................................................... Brentwood Farzin Ferdowsi...................................................Reliant Bank......................................................................... Brentwood Charles B Lobetti.................................................Rodefer Moss & Co, PLLC................................................... Brentwood Catherine Rector.................................................Rodefer Moss & Co, PLLC................................................... Brentwood Paul Taylor & Donna Taylor.................................TIB - The Independent BankersBank................................... Brentwood Albert C. Kelly......................................................SpiritBank............................................................................Bristow, OK Walter G. Birdwell & Helen Birdwell....................Citizens Bank..........................................................................Carthage Norma B. Carroll..................................................Investors Title Insurance Company...............................Chapel Hill, NC Wanda Elmore.....................................................Investors Title Insurance Company...............................Chapel Hill, NC Eric Carpenter.....................................................Travelers..........................................................................Charlotte, NC Bonnie Martin......................................................Travelers..........................................................................Charlotte, NC Barry Gilley & Libby Gilley...................................Construction Consultants..................................................Chattanooga Jerod Gilley..........................................................Construction Consultants..................................................Chattanooga Robert Anderson..................................................First Volunteer Bank of Tennessee....................................Chattanooga Patti Steele..........................................................First Volunteer Bank of Tennessee....................................Chattanooga Reid Sisson.........................................................PM Environmental.............................................................Chattanooga Lisa Lyman..........................................................Fifth Third Bank.............................................................. Cincinnati, OH Jerry Hackney & Fessey Hackney.......................Elite Financial Products, Inc.................................................. Clarksville David E. Stiltner...................................................Elite Financial Products, Inc.................................................. Clarksville William S. Stuard & Kathy Stuard........................F&M Bank.............................................................................. Clarksville Tommy Bates.......................................................Legends Bank....................................................................... Clarksville Lee Pedigo..........................................................Legends Bank....................................................................... Clarksville Regina Pate & David Pate...................................Miners Exchange Bank..................................................... Coeburn, VA Marc Lively..........................................................Community First Bank & Trust................................................ Columbia •2• Mike Saporito.......................................................Community First Bank & Trust................................................ Columbia Waymon L. Hickman & Helen Hickman...............First Farmers and Merchants Bank........................................ Columbia Virgil H. Moore & Nancy Moore...........................First Farmers and Merchants Bank........................................ Columbia Tim Pettus & Lynn Pettus....................................First Farmers and Merchants Bank........................................ Columbia Beverly Horner.....................................................KraftCPAs PLLC..................................................................... Columbia Kenny Heredia.....................................................Promontory Interfinancial Network, LLC.........................Columbus, MS Hunt Campbell & Beth Campbell.........................First Alliance Bank....................................................................Cordova David A. Greene & Catherine Greene.................The Plateau Group, Inc..........................................................Crossville Thom Hagan & Rebecca Hagan..........................The Plateau Group, Inc..........................................................Crossville Charlie Smith & Nora Smith.................................The Plateau Group, Inc..........................................................Crossville Dick Williams & Susan Williams..........................The Plateau Group, Inc..........................................................Crossville Stephen Miller & Kathy Miller..............................Southeast Bank & Trust.............................................................Decatur James A. England & Jeanine England................Decatur County Bank..........................................................Decaturville Don Moore & Rita Moore.....................................Decatur County Bank..........................................................Decaturville Collins Pratt & Nancy Pratt..................................Decatur County Bank..........................................................Decaturville Olis Quinn & Shelby Quinn..................................Decatur County Bank..........................................................Decaturville Dudley Yarbro......................................................Decatur County Bank..........................................................Decaturville Ted Williams........................................................Tristar Bank...............................................................................Dickson H. Glenn Barker & Patsy Barker..........................Citizens Tri-County Bank............................................................ Dunlap John Barker & Chrisi Barker................................Citizens Tri-County Bank............................................................ Dunlap William Hatfield & Betsy Hatfield.........................Citizens Tri-County Bank............................................................ Dunlap C. Ann Smith & Clayton Smith.............................Citizens Tri-County Bank............................................................ Dunlap Steve Carmichael & Claudia Carmichael............Alexander Thompson Arnold, PLLC......................................Dyersburg Kevin Howell........................................................Alexander Thompson Arnold, PLLC......................................Dyersburg Jeff Agee..............................................................First Citizens National Bank..................................................Dyersburg Michael Menzies..................................................Easton Bank and Trust Company........................................Easton, MD William Lyman Cox..............................................First National Bank of Pulaski............................................. Fayetteville Jeff Glueck...........................................................Affinion Group...........................................................................Franklin Kevin Taratoot......................................................Affinion Group...........................................................................Franklin Connie Edwards..................................................Banc Compliance Group, Inc....................................................Franklin Richard Davenport & Ginger Davenport..............Earl R. Whaley and Company...................................................Franklin Steve DuPerrieu..................................................Fi-DATA (Financial Data Technology Corporation)....................Franklin Don Vick & Donna Kay Vick................................Fi-DATA (Financial Data Technology Corporation)....................Franklin Chuck Rector.......................................................Harland Clarke..........................................................................Franklin Ed Lowery & Cynthia Lowery..............................Peoples State Bank of Commerce............................................Franklin Steve Bell............................................................Tennessee Bank & Trust...........................................................Franklin Charlie Hicks.......................................................Meyer-Chatfield Corporation.............................................Gadsden, AL Greg Noonan.......................................................Gregory A. Noonan & Associates, Inc...............................Germantown William R. Nigh....................................................Trust One Bank.................................................................Germantown Gene Henson & Ann Henson..............................Trustmark National Bank...................................................Germantown Debbie Gross.......................................................Harland Financial.............................................................Goodlettsville Steve Rownd.......................................................GreenBank.......................................................................... Greeneville Brandon C. Hull & Paige Hull..............................Greeneville Federal Bank, FSB........................................... Greeneville Terry Lee & Wanda Lee.......................................Commercial Bank.................................................................. Harrogate Betty Sue Hibdon & Donnie Hibdon....................Citizens Bank..........................................................................Hartsville Mark D. Thomas..................................................American Security Bank and Trust Company.................Hendersonville Jack Chaffin & Brenda Chaffin............................Earl R. Whaley and Company........................................Hendersonville Tracie Lomax.......................................................Community South................................................................ Hohenwald John Fuller...........................................................PULSE................................................................................Houston, TX Hope Cooper.......................................................Alexander Thompson Arnold, PLLC......................................... Jackson William D. Buckley & LaNette Cain.....................BancorpSouth Bank................................................................. Jackson Ernie Ward...........................................................Gulf Guaranty Life Insurance Company................................... Jackson James R Butcher & Christy Butcher....................HORNE LLP............................................................................. Jackson Harbert Alexander, Jr, & Tausha Alexander.........The Bank of Jackson................................................................ Jackson •3• Harbert Alexander, Sr, & Nora Alexander............The Bank of Jackson................................................................ Jackson Timothy Wilson & Betty Wilson............................The Bank of Jackson................................................................ Jackson Rick Turner & Barbara Turner..............................Computer Services, Inc................................................Jacksonville, TX William J. Campbell & Gertie Campbell...............Union Bank.......................................................................... Jamestown Thomas Duncan & Barbara Duncan....................Union Bank.......................................................................... Jamestown Bryant Johnson & Anita Johnson.........................Union Bank.......................................................................... Jamestown Wesley York.........................................................Union Bank.......................................................................... Jamestown Emily York............................................................Union Bank.......................................................................... Jamestown Michael I. Jones & Judy Jones............................Union Bank.......................................................................... Jamestown Ralph Upchurch & Nancy Upchurch....................Union Bank.......................................................................... Jamestown Johnny Wayne Farris & Nancy Farris..................First Peoples Bank of Tennessee.....................................Jefferson City Daryle Keck & Lena Keck....................................First Peoples Bank of Tennessee.....................................Jefferson City Roy L. Harmon....................................................Bank of Tennessee................................................................. Kingsport Bill Dudney & Janyce Dudney.............................Citizens Bank......................................................................... Kingsport Rick Sprinkle........................................................Commercial Bank................................................................... Kingsport Martha S. Wallen.................................................BB&T....................................................................................... Knoxville Fred R. Lawson & Sharon Lawson......................BankEast................................................................................. Knoxville Ted Frizen & Anita Frizen....................................Financial Products and Services, Inc...................................... Knoxville Nicky Frizen.........................................................Financial Products and Services, Inc...................................... Knoxville Taylor Frizen........................................................Financial Products and Services, Inc...................................... Knoxville Alpha Patrick.......................................................FTN Financial . ....................................................................... Knoxville Chuck Fisher.......................................................Furrow Auction Company........................................................ Knoxville Jerry Gilman........................................................Harland Clarke........................................................................ Knoxville John Burns..........................................................Mortgage Investors Group/Direct Lending.............................. Knoxville Rachel L. Bowery................................................Pershing Yoakley and Associates............................................ Knoxville Matt Neilson.........................................................Pershing Yoakley and Associates............................................ Knoxville Michael A. Shamblin & Leslie Shamblin..............Pershing Yoakley and Associates............................................ Knoxville Joe Carter & Cynthia Carter................................Citizens Bank of Lafayette.......................................................Lafayette Titus Carter..........................................................Citizens Bank of Lafayette.......................................................Lafayette Charles E. Darnell & Frances Darnell..................Citizens Bank of Lafayette.......................................................Lafayette Cynthia McClard..................................................Citizens Bank of Lafayette.......................................................Lafayette Tony Polston........................................................Citizens Bank of Lafayette.......................................................Lafayette Mike Reese..........................................................Citizens Bank of Lafayette.......................................................Lafayette Gail Srygley.........................................................Citizens Bank of Lafayette.......................................................Lafayette Peter G. Williston & Martha Williston...................Citizens Bank of Lafayette.......................................................Lafayette Loren E. Stephens & Peggy Stephens................Macon Bank and Trust Company............................................Lafayette Radford A. West & Jan West...............................Macon Bank and Trust Company............................................Lafayette Randall Clemons & Peggy Clemons...................Wilson Bank & Trust................................................................ Lebanon Elmer Richerson & Hettie Richerson...................Wilson Bank & Trust................................................................ Lebanon W. B. Marsh & Carol Marsh.................................First Commerce Bank............................................................ Lewisburg Eddie Wiles & Janet Wiles...................................First Commerce Bank............................................................ Lewisburg Doug Cruickshanks & Sondra Cruickshanks.......FirstBank................................................................................Lexington Roy Pugh.............................................................Liberty State Bank.......................................................................Liberty Christopher White................................................Peoples Bank of East Tennessee.......................................Madisonville Joe Pugh & Mary Pugh........................................Security Federal Savings Bank of McMinnville...................McMinnville Linda Radley........................................................Clark Consulting......................................................................Memphis David Shoemaker................................................Clark Consulting......................................................................Memphis R. Molitor Ford, Jr, & Mary Call Ford...................Commercial Bank & Trust Co..................................................Memphis Molitor Ford, III....................................................Commercial Bank & Trust Co..................................................Memphis Proctor Ford.........................................................Commercial Bank & Trust Co..................................................Memphis Call Ford..............................................................Commercial Bank & Trust Co..................................................Memphis Andrew Barrett.....................................................FTN Financial..........................................................................Memphis Jeff Hudson.........................................................FTN Financial..........................................................................Memphis Jay Naifeh............................................................FTN Financial..........................................................................Memphis •4• Steve Shelton & Carol Shelton............................FTN Financial..........................................................................Memphis Elmer Stout & Mary Katherine Stout....................FTN Financial..........................................................................Memphis Nick Sinquefield...................................................Harland Clarke........................................................................Memphis James Webb........................................................Morgan Keegan & Company, Inc............................................Memphis James Taylor.......................................................Renaissance Bank Advisors....................................................Memphis William J. Chase & Mary Ellen Chase.................Triumph Bank..........................................................................Memphis Nina Gourley & Tom Gourley...............................Watkins Uiberall, PLLC...........................................................Memphis William Watkins & Jeanette Watkins...................Watkins Uiberall, PLLC...........................................................Memphis Jack Matthis.........................................................Alexander Thompson Arnold, PLLC..............................................Milan Nicole Rangel......................................................Clark Consulting..........................................................Minneapolis, MN Steve White.........................................................Jack Henry & Associates, Inc..............................................Monett, MO Scott Hard............................................................Bankpak, Inc............................................................................ Morrison Anderson L. Smith & Sandra Smith.....................Jefferson Federal Bank........................................................Morristown H. McCall Wilson.................................................The Bank of Fayette County..................................................... Moscow Terry Solina & Linda Solina.................................Fiserv, Inc........................................................................... Mount Juliet John Muse & Kaye Muse.....................................Farmers State Bank........................................................ Mountain City Keith Canter.........................................................First Community Mortgage, Inc........................................ Murfreesboro Lee Moss & Susan Moss.....................................Midsouth Bank.................................................................. Murfreesboro Rick Melton..........................................................Alexander Thompson Arnold, PLLC.....................................Murray, KY Robert M Gilliam & Roselyn Gilliam....................................................................................................................Nashville Sonny Clark.........................................................Advanced Network Solutions..................................................Nashville Steven J. Eisen & Gay Eisen...............................Baker, Donelson, Bearman, Caldwell & Berkowitz..................Nashville Mark Miller & Liz Miller........................................Baker, Donelson, Bearman, Caldwell & Berkowitz..................Nashville Lee F. Van Dyke..................................................Bank Financial Services Group, Inc........................................Nashville Jim Windrow........................................................BBVA Compass.......................................................................Nashville Tim Stillings.........................................................Diebold, Incorporated..............................................................Nashville Todd W. Berry......................................................Federal Home Loan Bank of Cincinnati...................................Nashville Lee Jones............................................................Federal Reserve Bank of Atlanta.............................................Nashville Nathan Brandon..................................................Fifth Third Bank.......................................................................Nashville Jon Goodson & Jennifer Goodson......................Financial Products and Services, Inc......................................Nashville Jake Goodson.....................................................Financial Products and Services, Inc......................................Nashville Julianna Goodson................................................Financial Products and Services, Inc......................................Nashville Michael Lynch & Erin Lynch................................Financial Products and Services, Inc......................................Nashville Brian Mobley & Michelle Mobley.........................Financial Products and Services, Inc......................................Nashville Hubert Moore & Janice Moore.............................Financial Products and Services, Inc......................................Nashville James W Ayers & Janet Ayers............................FirstBank.................................................................................Nashville Chris Holmes & Susan Holmes...........................FirstBank.................................................................................Nashville Michael A. Qualls.................................................InsBank...................................................................................Nashville Mark Hinson........................................................InStream..................................................................................Nashville Wynne E. Baker & Susan Baker..........................KraftCPAs PLLC......................................................................Nashville Wynne A. Baker...................................................KraftCPAs PLLC......................................................................Nashville Michael Davis......................................................KraftCPAs PLLC......................................................................Nashville Charles M. Ingram...............................................KraftCPAs PLLC......................................................................Nashville Steve Lineberry...................................................KraftCPAs PLLC......................................................................Nashville Nancy Mullen.......................................................KraftCPAs PLLC......................................................................Nashville Mark Seaton........................................................KraftCPAs PLLC......................................................................Nashville Tom Molteni.........................................................Meyer-Chatfield Corporation...................................................Nashville Tom McAuley.......................................................Mid-Cumberland Area Development Corporation...................Nashville Lance Bridgesmith...............................................Miller & Martin, PLLC..............................................................Nashville Kathryn Reed Edge.............................................Miller & Martin, PLLC..............................................................Nashville T. Wayne Hood....................................................Miller & Martin, PLLC..............................................................Nashville Mary Neil Price....................................................Miller & Martin, PLLC..............................................................Nashville Elizabeth W. Sims................................................Miller & Martin, PLLC..............................................................Nashville Adam Smith.........................................................Miller & Martin, PLLC..............................................................Nashville •5• Andre de Araujo Jorge.........................................Morgan Keegan & Company, Inc............................................Nashville Amy Bunton.........................................................Pathway Lending.....................................................................Nashville John Burtchaell....................................................Pathway Lending.....................................................................Nashville Clint Gwin............................................................Pathway Lending.....................................................................Nashville Hank Helton.........................................................Pathway Lending.....................................................................Nashville M. Terry Turner....................................................Pinnacle National Bank...........................................................Nashville Keith Herron........................................................Regions Bank..........................................................................Nashville Jason Reed.........................................................Sterne Agee and Leach...........................................................Nashville Paul Allen England..............................................Stites & Harbison, PLLC..........................................................Nashville Daniel W. Small...................................................Stites & Harbison, PLLC..........................................................Nashville Timothy L. Amos..................................................Tennessee Bankers Association..............................................Nashville Bradley L. Barrett & Diane Barrett.......................Tennessee Bankers Association..............................................Nashville Colin Barrett.........................................................Tennessee Bankers Association..............................................Nashville Debbie M. Brickles...............................................Tennessee Bankers Association..............................................Nashville Steve Curtis.........................................................Tennessee Bankers Association..............................................Nashville Angela A. Griffin & Chris Griffin...........................Tennessee Bankers Association..............................................Nashville Karen S. Holmes & Tom Holmes ........................Tennessee Bankers Association..............................................Nashville Dianne Martin......................................................Tennessee Bankers Association..............................................Nashville Penny Powlas......................................................Tennessee Bankers Association..............................................Nashville Amy Smith...........................................................Tennessee Bankers Association..............................................Nashville Susan R. Taylor...................................................Tennessee Bankers Association..............................................Nashville Greg Gonzales....................................................Tennessee Department of Financial Institutions......................Nashville Dan Beasley........................................................USDA Rural Development.......................................................Nashville Miranda Kelley.....................................................Waller Lansden Dortch & Davis, LLP......................................Nashville Scott C. Williams.................................................Waller Lansden Dortch & Davis, LLP......................................Nashville Jody Beason........................................................Citizens Bank...................................................................New Tazewell John W. Beard & Linda Beard.............................Citizens Bank...................................................................New Tazewell Gary Keys & Margaret Keys................................Citizens Bank...................................................................New Tazewell Lindsey Piegza....................................................FTN Financial.................................................................. New York, NY Michael Griffith.....................................................Sandler O’Neill + Partners, LP........................................ New York, NY Keith A. Ketterman & Patti Ketterman.................National Bank of Tennessee..................................................... Newport Tommy C. Bible & Linda Bible.............................Newport Federal Bank.............................................................. Newport Nancy Bryant & Leon Bryant...............................Newport Federal Bank.............................................................. Newport Richard G. Harwood & Peggy Harwood..............Newport Federal Bank.............................................................. Newport William Henry & Liz Henry...................................Newport Federal Bank.............................................................. Newport Ben Hooper & Lucy Hooper.................................Newport Federal Bank.............................................................. Newport Tighe Hooper.......................................................Newport Federal Bank.............................................................. Newport Theo Hooper........................................................Newport Federal Bank.............................................................. Newport Tom Inman & Karen Inman..................................Newport Federal Bank.............................................................. Newport Bill Myers & Jane Myers......................................Newport Federal Bank.............................................................. Newport Robert D. Self & Betty Self..................................Newport Federal Bank.............................................................. Newport Chris Triplett & Donna Triplett..............................Newport Federal Bank.............................................................. Newport Gracie Triplett......................................................Newport Federal Bank.............................................................. Newport David Holt............................................................The Correspondent Group, A Division of PSBOC................ Nolensville Todd Norman.......................................................The Correspondent Group, A Division of PSBOC................ Nolensville Jim Ramage........................................................The Correspondent Group, A Division of PSBOC................ Nolensville Keith Ripley.........................................................The Correspondent Group, A Division of PSBOC................ Nolensville Elizabeth Saffle....................................................The Correspondent Group, A Division of PSBOC................ Nolensville Kent Culverhouse................................................Design Build Concepts..................................................... Norcross, GA Sharon Morris......................................................Design Build Concepts..................................................... Norcross, GA Anthony McSwieney............................................AM Best Company..............................................................Oldwick, NJ Michelle Young....................................................AM Best Company..............................................................Oldwick, NJ Danny Cross & Sarah Cross...............................The First National Bank of Oneida.............................................Oneida Mickie Phillips......................................................The First National Bank of Oneida.............................................Oneida •6• James L. Cotton & Lisa Cotton............................The First National Bank of Oneida.............................................Oneida Allyn M. Lay.........................................................The First National Bank of Oneida.............................................Oneida Bromma Linville...................................................The First National Bank of Oneida.............................................Oneida Rhonda Longmire................................................The First National Bank of Oneida.............................................Oneida Ron Parkinson & Barbara Parkinson...................The First National Bank of Oneida.............................................Oneida William Paul Phillips & Iva Phillips.......................The First National Bank of Oneida.............................................Oneida Don Stansberry & Priscilla Stansberry................The First National Bank of Oneida.............................................Oneida Michael B. Swain & Marsha Swain......................The First National Bank of Oneida.............................................Oneida W. H. Swain & Tomilee Swain.............................The First National Bank of Oneida.............................................Oneida Rick Ivey..............................................................Strunk & Associates, LP.........................................................Ovilla, TX Rick Inman & Angela Inman................................Community South..................................................................... Parsons Steve White & Benita White................................Community South..................................................................... Parsons William Y. Carroll, Sr, & Clara Carroll..................SmartBank........................................................................Pigeon Forge Phillip L. Crawford & Marlene Crawford..............The First National Bank of Pikeville.......................................... Pikeville Jack O’Malley......................................................PNC Capital Markets, LLC..............................................Pittsburgh, PA Mickie Hodge & Kenneth Hodge.........................The Farmers Bank.................................................................... Portland Andy Nash & Emi Nash.......................................The Farmers Bank.................................................................... Portland Tommy Whittaker & Shirley Whittaker.................The Farmers Bank.................................................................... Portland Mack Harper........................................................Harland Financial Solutions...............................................Portland, OR James Cox...........................................................First National Bank of Pulaski....................................................Pulaski Don Haney...........................................................First National Bank of Pulaski....................................................Pulaski Mark Hayes.........................................................First National Bank of Pulaski....................................................Pulaski John Schramm....................................................Howe Barnes Hoefer & Arnett............................................ Raleigh, NC Craig Fitzhugh & Pam Fitzhugh...........................Bank of Ripley............................................................................. Ripley James R. Fitzhugh & Frances Fitzhugh..............Bank of Ripley............................................................................. Ripley John H. Gallien & Shelby Gallien........................The Hardin County Bank....................................................... Savannah Gordon Majors & Jeanie Majors..........................The Hardin County Bank....................................................... Savannah Larry Roser & Nancy Roser.................................The Hardin County Bank....................................................... Savannah Joanne Shaw & Eddie Shaw...............................The Hardin County Bank....................................................... Savannah Daniel L Smith & Martha Smith...........................The Hardin County Bank....................................................... Savannah C. Thomas Tallent & Patricia Tallent....................The Hardin County Bank....................................................... Savannah John H. White & Freddie White...........................The Hardin County Bank....................................................... Savannah Donna Kidd..........................................................Citizens National Bank.......................................................... Sevierville Bill G. Kilpatrick & Georgia Kilpatrick...................Citizens National Bank.......................................................... Sevierville Kevin Kilpatrick & Dee Kilpatrick.........................Citizens National Bank.......................................................... Sevierville Kyle Swaggerty & Nancy Swaggerty...................Citizens National Bank.......................................................... Sevierville David C. Verble....................................................Citizens National Bank.......................................................... Sevierville Dwight Grizzell & Micca Grizzell..........................Mountain National Bank........................................................ Sevierville R. B. Summitt......................................................Sevier County Bank............................................................... Sevierville Scott Cocanougher & Alison Cocanougher.........First Community Bank of Bedford County............................ Shelbyville Donna Stone & Daniel Stone...............................First Community Bank of Bedford County............................ Shelbyville John David Douglas............................................The Somerville Bank & Trust Company................................Somerville Ron DeBerry & Paula DeBerry............................Commerce Union Bank........................................................ Springfield Melissa Whelan...................................................Bankers Healthcare Group...............................................Syracuse, NY Robert G. Barger & Kelly Barger.........................First Century Bank....................................................................Tazewell George L. Atwood & Suzanne Atwood................Farmers and Merchants Bank................................................Trezevant Barry Cary & Janice Cary....................................Farmers and Merchants Bank................................................Trezevant Clay Uselton........................................................Traders National Bank...........................................................Tullahoma Judy Rainey.........................................................Alexander Thompson Arnold, PLLC......................................Union City Dana Williams......................................................Alexander Thompson Arnold, PLLC......................................Union City Holly Burns..........................................................American Bankers Association.................................... Washington, DC Jennifer Hatten....................................................American Bankers Association.................................... Washington, DC Martin Haggard & Tina Haggard..........................Wayne County Bank.......................................................... Waynesboro Larry Haggard & Hilda Haggard..........................Wayne County Bank.......................................................... Waynesboro •7• Thank You to Our Sponsors Platinum Sponsors v Elite Financial Products, Inc, Clarksville, TN – Speaker Sean Touhy v Financial Products and Services, Inc, Nashville, TN – Banquet v Investors Title Insurance Company, Chapel Hill, NC – Speaker Fred Barnes Gold Sponsors v Crowe Horwath, LLP, Brentwood, TN – Guest Room Key Cards v Earl R. Whaley and Company, Mountain Life Insurance Company, Centerpoint Flood Services, Alcoa, TN – Chairman’s Reception v FTN Financial, Memphis, TN – Speaker Lindsey Piegza v Federal Home Loan Bank of Cincinnati, Cincinnati, OH – Exhibit Hall Reception v HORNE LLP, Jackson, TN – Chairman’s Private Reception v TBA Independent Bankers Division, ICBA Bancard and TCM Bank, and ICBA Mortgage – Dessert Party Silver Sponsors v Alexander Thompson Arnold, PLLC, Milan, TN – Fold-Up Agenda-at-a-Glance v Blue Cross Blue Shield of Tennessee, Nashville, TN – June 8 Coffee Bar v Crowell & Crowell, PLLC, Franklin, TN – Wine at Banquet v First National Banker’s Bank and First National Banker’s Bank Capital Markets, Birmingham, AL – Pens and Grand Prize Giveaway v The First National Bank of Oneida, Oneida, TN – Spouse Program v KraftCPAs PLLC, Nashville, TN – Banquet Reception Cosponsor v Mauldin & Jenkins CPA, LLC, Atlanta, GA – June 7 Coffee Bar v Morgan Keegan & Company, Inc, Memphis, TN – Daily Schedules v Waller Lansden Dortch & Davis, LLP, Nashville, TN – Banquet Reception Cosponsor Bronze Sponsors v The Correspondent Group, Nolensville, TN – Bottled Waters v Diebold, Nashville, TN – Banquet Reception Music v Fi-DATA, Franklin, TN – Golf Tournament Cosponsor v Helms Briscoe, Atlanta, GA – General Sponsor v Network Contract Solutions, Brentwood, TN – Brochure Printing v The Plateau Group, Inc, Crossville, TN – Golf Tournament Cosponsor v Pathway Lending, Nashville, TN – Note Pads v Travelers, Charlotte, NC – General Sponsor
© Copyright 2026 Paperzz