Wellness At Work...And Beyond
Program Overview
Plan Description:

The purpose of the Wellness Program is to guide employees in the use of effective health care strategies in order to
achieve and maintain a healthy lifestyle.

The Wellness Program is also intended to put in place health care utilization strategies that ensure efficient and cost
effective use of healthcare services. Consistent implementation of such strategies by employees is expected to
contain and even reduce overall health care costs for both the employees and the City of Malden.
Phase I:
Eligible Employees:

New Employees

New Enrollees to Health Insurance

Employees Coming Off of Option B Plan

In Phase I of the Wellness Program, the City will provide total financial incentives of $250 for each employee who
completes an online Health Questionnaire to gather baseline information relating to an employee's weight, blood
pressure, glucose, cholesterol and smoking status. Incentives will be placed on a Health Reimbursement Account
(HRA) card to use for out-of-pocket medical expenses like co-pays, deductibles, prescriptions, emergency room
visits, eyeglasses and dental work.

Employees must complete an annual Health Questionnaire in order to receive their HRA incentive.
Phase II:
Eligible Employees:

Employees on Phase I for 1 Year

Employees Currently in Phase II

In Phase II of the Wellness Program, the City will provide a total financial incentive or funds of up to $500 annually.
Each employee who attains and thereafter maintains his/her milestones, as listed below, will receive $100 for each
of the 5 milestones they meet. The funds will be placed into their HRA account to use toward out-of-pocket medical
expenses.

Blood Pressure

Cholesterol

Exercise

Non-Smoking

Weight

Funds will be placed onto a HRA card to use for out-of-pocket medical expenses like co-pays, deductibles,
prescriptions, emergency room visits co-pays, eyeglasses and dental work.

Employees must complete an annual Health Questionnaire in order to remain in the Wellness Plan.
Wellness At Work...And Beyond
Program Overview cont...
Option B:
Employees who fail to make good faith efforts toward meeting milestones in the Wellness Program for two consecutive
annual periods shall be withdrawn from either the Best Buy HMO Wellness 500 or the Best Buy PPO Wellness 1000
plans and shall be enrolled in either the Best Buy Option B HMO 1000 plan or the Best Buy Option B PPO 2000 plan,
each that comes with an increase in deductible and premium as described below.
Harvard Pilgrim HMO Best Buy 1000 plan.

Similar in all respects to the Best Buy 500 plan except that deductible costs shall be $1,000 for an individual and
$2,000 per family.
Harvard Pilgrim PPO Best Buy 2000 plan.

Similar in all respects to the Best Buy PPO 1000 plan except that deductible costs shall be $2,000 for an individual
and $4,000 per family.
Under Both Option B Plans:

The employee's share of premium costs under Option B shall be 25%.

Employees are withdrawn from the Wellness Program and shall be ineligible for re-enrollment to the Wellness
Program for one full enrollment cycle.

There is no Wellness Program associated with Option B. Employees are encouraged to remain in their current plan.
Your HR Department
HR DEPARTMENT MAIN # 781-397-7000
X2187
Eleanor Cushing, Director
[email protected]
X2198
Jamie Doherty, Wellness Coordinator
[email protected]
x2194
Crystal Morano, Benefits Representative
[email protected]
X2199
Melissa Smith, HR Generalist
[email protected]
x2197
www.harvardpilgrim.org/cityofmalden