/ Pricing effective 12th July 2016
TARIFF
TRANSACTIONAL
ACCOUNT MAINTENANCE
CHARGES
Maintenance Fee: Pay as
you go
- Private Banking Current
Account
- Executive/Gold
- Salaried Standard/Silver
- Transact Plus Embedded
Funeral ...Plan Account
- Transact Plus/Blue
- Business Current Account
- Business Transact Plus
Maintenance Fee: Bundled
- Private Banking
- Executive/Gold
- Salaried Standard/Silver
ACCESSIBILITY
FACILITATION CHARGES
ATM Charges
ATM cash withdrawal (Own
ATM)
ATM cash withdrawal (other
banks ATM)
ATM cash withdrawal
(international)
ATM cash deposit
Mini-statement at ATM
ATM card replacement
Lost card protection insurance
Pin replacement
ATM’s bill payment
Additional card issued
Balance enquiry
Declined ATM withdrawal (no
funds):
- Own ATM
- Local
- International
Buy pre-paid airtime
MANUAL TRANSFERS
- Inter-account transfer (own
account within Stanbic Bank)
-Inter-account transfer (to 3rd
Party within Stanbic Bank)
- Inter-account transfer
(Foreign currency accounts)
-Interaccount transfer (third
party account -local bank)
STATEMENTS
Monthly bank statements
Interim bank statements
Interim bank statements
(Foreign Currency Accounts)
Copies of old bank
statements
- less than 6 months (per
sheet)
- more than 6 months (per
sheet)
DEPOSIT SLIPS
Copies of deposit slips
- less than 6 months
- more than 6 months
Incomplete deposit slip
OVER-THE-COUNTERTRANSACTION CHARGE
Over-the-counter cash
deposits
Over-the-counter cash deposit
Over-the-counter cash
deposits (Foreign Currency
Accounts)
Over-the-counter cheque
deposit
Bulk deposit charge
Deposit of Travellers Cheque
and Drafts
Over-the-counter-cash
withdrawals
Encashment fee
Service Fee
Exchange of notes/coins
over-the-counter
Balance enquiry over-thecounter
POINT OF SALE
(ACQUIRING/USAGE)
POS installation
Monthly terminal rental
Commission rate (includes
the recently approved Diner’s
Club card)
Status reports – obtaining and
issuing
Communications/GPRS fee
Point of Sale (local) - Own
ATM
Point of Sale (local) - Other
bank’s ATMs
Point of Sale (international) –
Own ATM
Point of Sale (international)
– Other bank’s machine
PERSONAL
BUSINESS
181.90
70.03
59.86
33.92
12.73
260.00
155.00
100.00
100.00
31.80
3.40
3.40
5.49
5.49
18.63
0.392% free up
to P1,000
1.71
18.63
46.58
0.00
0.00
46.58
0.00
0.00
1.71
3.52
23.40
1.49
3.52
23.40
1.44
1.31
2.58
6.00
0.00
1.31
2.58
6.00
0.00
9.63
9.63
9.63
9.63
36.60
36.60
18.10
0.00
7.45
18.10
0.00
7.45
6.84
7.45
25.09
25.88
34.32
38.40
25.88
25.88
62.10
0.00
60.00
9.48
0.40% if amount
is greater than
P1,500
0.45% free up to
P1,500
0.45% of amount
is greater than
P1,500
0.45% free up to
P1,500
0.00
0.00
0.40% if amount
is greater than
P1,500
2.55%,
0.45% if amount
is greater than
P1,000
2.55%,
P59.36 min,
350.00 max
P60 min,
350.00 max
1.04%
1.04%
P5.26 min
P22.87 max
1.09%
P5.26 min
P22.87 max
1.09%
P3.83 min
P14.81 max
0.00
P3.83 min
P14.81 max
0.00
7.26
0.00
555.00
P100.00 min,
P365.00 max
5% max
0.00
1.19
250.00
1.29
1.19
6.20
6.20
1.29
6.26
6.26
TARIFF
BUSINESS ONLINE
Installation and Training
Monthly fee - Corporate
Local Transfers:
- To own account within
Stanbic
..Bank
- To third party accounts
within
..Stanbic Bank
- To accounts in other banks
Foreign Currency transfers:
- To own account
- To third party accounts
within the ..bank
- To other banks
Security Token Fee (Renamed
from 2 factor token in previous
tariff guide)
Email Payment Notification
(New charge)
SMS Payment Notification
(New charge)
Authent Consolidated
Payments
To other banks
To Stanbic Bank
INTERNET BANKING
Sign-up/registration
Balance enquiry single
account
Balance enquiry multiple
account
Statement request
Cheque book request
Utility bill payment
Account transfers
- To own account in Stanbic
Bank
- To third party in Stanbic
Bank
- To other banks
Credit Card payments
Outward telegraphic transfers
INSTANT MONEY
Instant Money service charge
CELLPHONE BANKING
(USSD)
Subscription
Transfer between own
accounts:
- Within Stanbic Bank
- To other banks
Payment to third party
accounts (within Stanbic
Bank)
Buy pre-paid airtime
Mini Statement (Last 10
transactions)
Balance Inquiry
Make payments – Utilities/
Bills
SMS Payment Notification
(VAT Exclusive)
INVESTMENT/
INTERMEDIATION
CHARGES
TERM DEPOSITS
Charge for breaking a term
deposit
Minimum Penalty Interest
Charge
SAVINGS ACCOUNTS
Monthly maintenance fee
Koketso Savings Penalty
Charge
FOREIGN CURRENCY
ACCOUNTS
Amendments (incoming
SWIFT transfers)
Amendments (outgoing
SWIFT transfers)
LENDING AND OVERDRAFT
SERVICES
Unsecured Personal Loan
- Processing/Arrangement
- Insurance administration
- Early repayment penalty
Vehicle and Asset Finance:
- Processing/Arrangement
- Insurance administration
- Early repayment penalty
Term Loans (Personal and
Business)
- Processing/Arrangement
- Insurance administration
- Early repayment penalty
Home loans (and Building
loans):
- Processing/Arrangement
- Early repayment penalty
PERSONAL
BUSINESS
250.00
243.18
0.00
5.10
6.92
0.00
9.62
19.90
148.11
0.25
0.25
0.00
0.00
6.91
5.28
0.00
0.00
0.00
2.93
0.00
0.00
2.93
2.93
2.93
2.76
10.00
0.00
2.85
4.66
2.85
0.00
2.00
1.00
3.35
0.22
(Amount to be
withdrawn x
Penalty interest
rate x number of
days left to
maturity)/365
(Amount to be
withdrawn x
Penalty interest
rate x number of
days left to
maturity)/365
200.00
200.00
5.09
5.09
75.00
144.90
144.90
67.28
67.28
1.04%
P450.00 min
P948.88 max
20.70
30 days interest
1.06%
1.06%
P583.00 min
7.97
30 days‘ interest
P583.00 min
7.97
30 days’ interest
1.10%
P550.00 min
7.97
30 days’ interest
1.10%
P550.00 min
7.97
30 days’ interest
1.06%
P550.00 min
1.06%
P550.00 min
30 days’ interest
30 days’ interest
1.08%
P550.00 min
- Insurance administration
7.97
30 days interest
PERSONAL
TARIFF
BUSINESS
Overdrafts:
- Authorised facility
arrangement
1.04%
P424.42 min
1.04%
P424.42 min
Negotiation of documents
- Excess availment
- Unauthorised facility
ITC Transunion enquiry
(New Charge)
Loan Rescheduling Fee (New
Charge)
CREDIT CARD
Credit Card Application
(New Charge)
Lost card/replacement
Cash withdrawal:
- Own ATM
- Other local ATMs
- International ATMs
Declined transaction (due to
lack of funds)
Branch over the counter
cash withdrawal:
- Own bank - (New charge)
- Other local bank (New
Charge)
- International bank (New
Charge)
Point of Sale purchases:
- Own bank
- Other Local bank
- International bank
Lost card protection insurance
Outstanding balance on credit
card insurance
Prime +15%
31.88
Prime +15%
31.88
Amendments (other than
extensions)
Cancellation
Extension of tenure
6.00
6.00
100.00
100.00
45.00
87.98
3.02
4.94
14.32
1.00
15.00
22.50
27.50
0.00
1.26
1.26
6.57
0.00
0.24% of
outstanding
balance
15.00
127.33
1.40
2.75
2.75
7.45
1.71
145.00
125.00
20.00
2.37%
131.79
PIN replacement (New
charge)
Over the limit cash advance
Balance enquiry:
- Own ATM
- Other local ATM
- International ATM
Interim bank statement
Mini-statement at ATM
Impound credit card:
- International
- Local
Introduction letter to
international bank
Currency Conversion fee
Account in arrears (charged
per month) 30 days
TRADE FACILITATION
CHARGES
Foreign Exchange Charges
Local SWIFT bank transfer
RTGS Charges
International SWIFT bank
transfer (Outward TT)
Purchase of Foreign notes
Sale of Foreign notes
Purchase of Travellers
Cheques
Sale of Travellers Cheques
Purchase of Foreign Draft
Commercial building loans:
- Processing/Arrangement
- Early repayment penalty
TARIFF
Sale of Foreign Draft
Bills negotiated and returned
unpaid
Foreign Draft
Foreign Cheque
Transfer to accounts at other
local banks
Transfer to accounts at foreign
banks
Telegraphic transfer (Inward)
Salary processing
Draft replacement
Draft and mail transfer
SWIFT cable cost/Local swift
bank transfer
Letters of Credit (inward exports)
Advising commission
Confirming commission
87.22
87.22
P9.01 (for CR
P9.01 (for CR
transfers transfers between
between 0830 & 0830 & 1300hrs)
1300hrs) P15.90
P15.90 (for CR
(for CR transfers transfers between
between 1301hrs
1301hrs and
and 1630hrs)
1630hrs)
0.37%
0.37%
P70.00 min
P70.00 min
P400 max
P400 max
4.20%
4.20%
P20.00 min
P20.00 min
P180.00 max
P180.00 max
3.70%
3.70%
P20.00 min
P20.00 min
P180.00 max
P180.00 max
2.40%
2.40%
P55.00 min
P55.00 min
P340.00 max
P340.00 max
2.40%
2.40%
P55.00 min
P55.00 min
P340.00 max
P340.00 max
2.55%
2.55%
P60.00 min
P60.00 min
P371.00 max
P371.00 max
2.55%
2.55%
P60.00 min
P60.00 min
P360.40 max
P360.40 max
2.55%
2.55%
P60.00 min
P60.00 min
P340.00 max
P340.00 max
2.55%
2.55%
P60.00 min
P60.00 min
P360.00 max
P360.00 max
2.55%
2.55%
P60.00 min
P360.00 max
0.40%
P65.00 min
P360.00 max
0.37%
P65.00 min
P360.00 max
0.35%
P68.00 min
P400.00 max
0.00
2.70%
P62.97 min
P110.00 max
73.66
P60.00 min
P360.00 max
0.40%
P65.00 min
P360.00 max
0.37%
P65.00 min
P360.00 max
0.35%
P68.00 min
P400.00 max
0.00
2.70%
P62.97 min
P110.00 max
73.66
87.22
87.22
159.00
0.92 % per
quarter
P350.00 min
159.00
0.92 % per
quarter
P350.00 min
Letters of Credit (outwards
- imports)
Establishment of letter of
credit
SWIFT cost on establishment
Extension or renewal of letter
of credit
Increase of amount of letter of
credit
Drawing commission on letter
of credit
Amendment of letter of credit
Couriering of documents
Revolving and standby letter
of credit
Cancellation of letter of credit
Other***
Drawings
Foreign Bills (collection
charges)
Outward collection handling
PERSONAL
BUSINESS
0.43%
P65.00 min
P350.00 max
0.43%
P65.00 min
P350.00 max
140.00
140.00
65.00
0.41%
P80.00 min
P310.90 max
65.00
0.41%
P80.00 max
P310.90 max
0.42% per
quarter and or
part thereof
P375.00 min
84.80
0.42% per
quarter and or
part thereof
P375.00 min
84.80
0.43% per
quarter and or
part thereof
P80.00 min
0.43% per
quarter and or
part thereof
P80.00 min
0.43% per
quarter and or
part thereof
P80.00 min
0.43% per
quarter and or
part thereof
P80.00 min
0.40%
0.40%
P65.00 min
P397.50 max
140.00
P65.00 min
P397.50 max
140.00
110.00
0.42% per
quarter and or
part thereof
P375.00 min
148.40
0.40%
68.90
397.50
110.00
0.42% per
quarter and or
part thereof
P375.00 min
148.40
0.40%
68.90
397.50
0.65%
P175.00 min
P375.00max
0.65%
P175.00 min
P375.00 max
0.35%
P120.00 min
P350.00 max
0.65%
P175.00 min
P375.00 max
0.33%
P120.00 min
P350.00 max
84.80
73.66
180.00
170.00
0.35%
P120.00 min
P350.00 max
0.65%
P175.00 min
P375.00 max
0.33%
P120.00 min
P350.00 max
84.80
73.66
180.00
170.00
11.46
P31.80 for
statements less
than 3 months
P60.00 over 6
months
2.70%
P65.00 min
P110.00 max
2.70%
P62.92 min
11.46
P31.80 for
statements less
than 3 months
P60.00 over 6
months
2.70%
P65.00 min
P110.00 max
2.70%
P62.92 min
P107.93 max
P107.93 max
P140.00 per
guarantee
1.19% per
quarter, or part
thereof
recoverable
quarterly in
advance
P110.00 min
P140.00 per
guarantee
P140.00 per
guarantee
0.67% per
quarter or part
thereof
recoverable
quarterly in
advance
P140.00 per
guarantee
1.19% per
quarter, or part
thereof
recoverable
quarterly in
advance
P110.00 min
P140.00 per
guarantee
P140.00 per
guarantee
0.67% per
quarter or part
thereof
recoverable
quarterly in
advance
P148.40 per
guarantee
P148.40 per
guarantee
148.4
0.00
6.00
148.4
0.00
6.00
0.67% per
quarter or part
thereof
recoverable
quarterly in
advance
0.67% per
quarter or part
thereof
recoverable
quarterly in
advance
P150.00 per
guarantee
P150.00 per
guarantee
P150.00 per
guarantee
P150.00 per
guarantee
Amendments
Bonds:
Performance/Tender Bonds
- Documentary bills
- Clean bills
Inward Collection Handling
- Documentary bills
- Clean bills
Cable Charges
Postage/Courier Charges
Clean Bill return
Stop payments of drafts and
bills
Stop Order charge
Retrieval Charges from
Document bank (vouchers,
messages etc).
Repurchase of drafts
Reissue of drafts
BONDS/GUARANTEES/
INDEMNITIES
Shipping guarantees (bill of
lading indemnities)
Establishment
Quarterly commission
Increase of amounts
Extension of tenure
Property Guarantees:
Commission
Establishment fee
Amendments
Assessment fee
Copy of title deed request
Performance/Tender bonds
Commission
Establishment fee
Amendments
TARIFF
Establishment:
PERSONAL
BUSINESS
P150.00 per
guarantee
P150.00 per
guarantee
0.70% per
quarter, or part
thereof
recoverable
quarterly in
advance
P110.00 min
0.70% per
quarter, or part
thereof
recoverable
quarterly in
advance
P110.00 min
6.00
6.00
53.00
53.00
105.50
105.50
0.00
67.59
30.00
0.00
67.59
30.00
10.35
10.35
11.39
0.00
11.39
0.00
20.70
20.70
12.58
0.00
12.58
0.00
0.00
5.00
5.00
10.00
0.00
0.00
5.00
5.00
10.00
0.00
0.00
0.00
21.94
21.94
1.00
130.00
1.00
130.00
325.19
325.19
33.51
325.19
325.19
33.51
51.75
104.43
51.75
104.43
106.95
110.69
0.00
0.00
295.12
45.76
0.00
0.00
295.12
45.76
45.76
39.08
62.92
45.76
39.08
62.92
134.55
24.03
134.55
24.03
7.00
7.00
150.00
150.00
100.00
33.18
100.00
33.18
Fax - International
50.34
50.34
Scanning and E-mailing
- Photocopying of documents
- Courier Services
36.23
11.84
36.23
11.44
113.85
P25
per day
P200
113.85
P50
per day
P400
550
550
- For bank customers
Quarterly commission
Copy of bond request
PAYMENT AND CLEARING
CHARGES
Cheque-Books/Forms:
Cheque Book (Transactional)
- 40 leaf book
Cheque Book (Transactional)
- 100 leaf book
Issue of bank cheque-per
cheque leaf:
- Issue to customer
Deposit-Book
Deposit book (small book)
Stop Order
Stop Order within bank (own
accounts)
Stop Order within bank (3rd
party accounts)
Stop Order within bank (loan
repayments)
Stop Order to other banks (
local )
Stop Order to other banks
(International)
Direct debit
Stop Order dishonoured:
insufficient funds
Establish Standing Order
Amend Standing Order
Sweeping Charge
Debit Order
Internal debit order
- Account in client’s name
- To 3rd party account Stanbic
Bank
External debit order
PENALTY CHARGES
Declined POS transaction due
to lack of funds-debit card
Stoppage of payment
Cheque dishonoured due to
lack of funds
Debit order unpaid
Post-dated cheque deposited
Post-dated cheques
Excess item fee
Referral Fee (Calling customer
to normalise excess)
ACCOUNT SERVICES:
Investigations on transactions
Certificate of Balance:
- Audit confirmation
Certificate covering interest
paid
- Balance of account only
Full bank history report (local)
Full bank history report
(international)
Stop payment instruction
Bank Letters (New Charge)
Stamp duty per document
(New Charge)
Sweep facility one time
setup fee (New Charge)
Honouring Fee (New
Charge)
OTHER SERVICES
Fax - Local
Storage of repossessed cars
Release of repossessed
vehicle
Handling fee for repossessed
vehicle sold