the traditional
WI N T ER 2016
Spring is Around the Corner...
While there is still winter in the air and snow on the ground, here at LEB we are
thinking spring! The days are getting longer, we see more sunshine and, best of all,
people are beaming with opportunity for the new year. Is this the year you decide
to build something new? Or, open that business you have always dreamt about? Or,
maybe, you are planning to recharge by spending more quality time with your family
and friends. Whatever your plans entail, we are here to support you.
If your planning involves meeting with a Certified Financial Planner, Home Loan
Officer, Business Consultant or anything in between, give us a call. Our Lake Elmo
Bank team is a great group of people who have your best interest at heart. We are
focused on developing long-term relationships through trust, sound advice and a
Tradition of Service.
Once again, I thank you for the opportunity to be “your” bank. Let’s make this a
great year.
Dan Raleigh, President / CEO
COMMITMENT TO COMMUNITY
LEB Wraps Up Successful
United Way Campaign
LEB employees donated more than $8,700
to our local United Way through a week of
“fun”draising activities, including the annual
Yard Game Tourney and a Life-Size Jenga
Tourney was added at our Stillwater and
Oakdale Offices.
LEB employees participated in a Bag Toss
Tourney as they raised money for UW.
Pictured: Mike Mazzara, Marie Nelson,
Julie Groess and Jesse Hedinger
Life-Size Jenga Tourney happened in the Oakdale and Stillwater Offices.
Pictured: Patty Swanson and Jill Russell – Stillwater Office
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Financial Planning
We can Help
the traditional
We can assist
with
all of your financial planning.
WINTER
2016
Whatever stage you are in, we can help. Our team of
professionals works closely with you to understand
your needs and provide guidance to help you achieve
your retirement goals.
New Year…
We Can Help…
Lake Elmo Financial provides guidance and expertise in helping you take
charge of your own retirement. Whatever stage you are in, we can help. Now
is a great time to review what opportunities are available to you for planning
now and into the future. Our team of professionals works closely with you to
understand your needs and provide guidance to help you achieve your future
financial goals.
IRAs - We can show you the benefits of Traditional and Roth IRAs.
401(k) - The new year is a perfect time to consolidate your various 401(k)
plans.
Beneficiaries - It is wise to review your beneficiary elections on your
various accounts due to marriage, children, death, divorce and estate
planning.
Call Gail at 651.748.2285 to schedule your appointment today.
Stephen Madsen CFP® - Financial Advisor, MacKenzie Zajec CFP® Securities and advisory services through Cetera Advisor Networks LLC, member FINRA/SIPC. • Cetera is under
Financial Advisor, Gail Nelson - Investment
Department Manager
®
Stephen Madsen CFP - Financial Advisor
Gail Nelson - Investment Department Manager
MacKenzie Zajec CFP® - Financial Advisor
separate ownership from any other named entity. Investments are: Not FDIC/NCUSIF Insured • May lose value
• Not financial institution guaranteed • Not a deposit • Not insured by any federal government agency.
Lake Elmo Financial is located at 11465 39th Street North, Lake Elmo, MN 55042 651.773.4758
Securities and advisory services through Cetera Advisor Networks LLC,
member FINRA/SIPC. Cetera is under separate ownership from any other
named entity. Investments are: Not FDIC/NCUSIF Insured • May lose value
• Not financial institution guaranteed • Not a deposit • Not insured by
any federal government agency.
3.99% APR*
Branch address/phone:
11465 39th Street North, Lake Elmo, MN 55042 651.773.4758
f
loat
YOUR BOAT!
We can help
Summer will be here before you know it.
Make plans now to enjoy our Minnesota
Summer
berivers
here before
it. Make
lakeswill
and
with a you
newknow
boat.
plans now to enjoy our Minnesota lakes and
rivers with a new boat.
*APR is annual percentage rate. To obtain the lowest APR you must have excellent credit history and the actual rate may vary based on your credit
history, loan amount and term. Rate available for new 2015-2016 boats only, customer to pay for all title fees and other charges and maximum loan to value
may not exceed 100%. A minimum loan amount of $25,000 is required for boats over 27’. Monthly payments for an 84 month loan would be $136.64/$10,000
borrowed. Other rates and terms available, please contact a lender at 651.777.8365 for details. All loans subject to credit review and approval. Rates and
terms subject to change at any time.
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651.777.8365
Your Community Bank Since 1911
Member FDIC
LAKEELMOBANK.COM
Lake Elmo Bank Names New CFO
Lake Elmo Bank is pleased to
announce the addition of Dick
Plummer as Chief Financial
Officer.
Dick Plummer
Chief Financial Officer
Dick spent 29 years as the CFO
at Voyager Bank. With a B.A. in
accounting from Luther College,
Dick worked in public accounting
prior to joining the banking
industry. Dick and his wife live in
Savage. They have two grown
sons.
Dick assumed the CFO position
in January, upon the retirement
of Tom Pearson.
Please join us in welcoming Dick.
SHRED-IT DAY
Saturday, May 14
9:00 am – 12:00 noon
Lake Elmo Office Parking Lot
For your convenience, we are offering a
FREE Shred-It Day.
Here is your chance to clean and organize
your home office and properly dispose of
any financial paperwork, etc.
Please limit two boxes/bags per customer.
OUR EMPLOYEES ... OUR FOUNDATION
Our employees are the Bank’s most valuable asset.
Anessa Triviski
Customer Service
Representative
Personal Interests
I have lived in Lake Elmo since I
was 10 years old. I enjoy reading,
watching movies and spending
time with family and friends.
Favorite Part of Your Work Day
Hearing from customers and
problem solving – ultimately
making the customer happy in
the process.
Greatest Professional
Accomplishment
I started as a Teller in January
2014 and I would say my greatest
accomplishment so far is moving
from a Teller to a Customer
Service Representative.
Why Lake Elmo Bank?
Our welcoming atmosphere
and commitment to great
customer service. All employees
are working to keep customers
happy.
One Word to Describe LEB
FRIENDLY
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the traditional
WINTER 2016
Happy New Year
from Your Friends at
Lake Elmo Bank
Front Row: Becky Billingsley, Emily Urtel, Anne
Plante
Middle Row: Lisa Williams, Bonnie Augustine,
Jodi Christensen
Back Row: Leah Mackie, Kris Young, MacKenzie
Zajec, Tom Pearson, Mike Mazzara
Front Row: Kennedy Chlebeck, Calysta Rice,
Leah Wittstock, Ana Reardon, Anessa Triviski
Back Row: Patty Swanson, Nickie Johnson,
Jennifer Kemnetz, Bryan Kemnetz, Lisa Vatnsdal,
Gail Nelson
Front Row: Kari Williams, Lori Dorweiller,
Paula Beedle
Middle Row: Roxie Hernandez, Robin Jordan,
Kathy Delaney
Back Row: Marie Nelson, Shawn Lohmann,
Ryan Janis, Barney Patterson, Marc Linaman
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LAKEELMOBANK.COM
Front Row: Pam Richert, Pam Johnson, Dawn
Coerber, Barb Weflen
Back Row: Cheryl Randall, Jesse Hedinger,
Sharon Koren, Angela Swanson, Julie Groess
Front Row: Sherry Hellige, Anna Martin, Heidi
Martin, Steve Madsen
Back Row: Kathy Jeanson, Loren Kelly, Lynn
Ruff, Sheila Wulfing, Pat Wright
Front Row: Cheryl Pierson, Katie Bang, Lynn
Malluege, JoAn Hoffmann, Rita Shepard
Back Row: Larry Glassing, Nate Mears, Beth
Springborn, Tom Swedenburg, Milt Klohn
Front Row: Pam Vanderhoff, Rachel Rondeau,
Lyn Semlak, Chris Clark, Jill Russell
Back Row: Dan Raleigh, Gail Stemig, Debbie
Raleigh, Lori Johnson, Renae Pominville,
Cindy Etter
Not Pictured: Olivia Alvarado, Mike Barrett, Bruce Beutel, John Billingsley, Annalisse Bohan, Becky Brist, Karen Ecker, Corri Gardner, Eric
Graf, Jacob Groess, Mikayla Hildebrandt, David Hood, Karen Jonk, Renee Kassube, Andrea Kiritschenko, Betsy Landherr, Bill Lehner, Paige
Loibl, Zach Nielsen, Kayla Novak, Shelly Ovre, Dick Plummer, Don Raleigh, Lori Schumacher, Ken Soller, Pam Sorenson, Alicia Traynor.
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the traditional
WINTER 2016
Community Commitment
Hometown Pride Proudly
Displayed Here!
LEB employees participated in community
homecoming festivities by showing their colors.
Dressed in Stillwater Pony Pride Colors: Pam Johnson,
Anna Martin, Mike Mazzara, Ana Reardon, Bryan Kemnetz,
Paula Beedle, Julie Groess, Heidi Martin, Nickie Johnson
and Steve Madsen.
LEB Employees Pack Meals
Lake Elmo Bank employees volunteered a Sunday
afternoon to pack meals as part of the Feed My Starving
Children program. The event was organized by Woodbury
community members and took place at the Bielenberg
Sports Center in October. An estimated 20,000 volunteers
participated in the weekend event and over 4 million meals
were packed, which will feed over 11,000 kids for one year.
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Tartan Titan Fans: Sherry Hellige, Anessa Triviski, Marc
Linaman, Pam Richert, Jesse Hedinger and Barb Weflen
LEB Participates in Oakdale
Business Showcase
Lake Elmo Bank joined more than 90
businesses who participated in the first
Oakdale Business Showcase event on
Halloween at the Prom Center.
Pictured here are Pirate Larry Glassing –
LEB Personal Banker and Little Elmo.
LAKEELMOBANK.COM
Feed the
FeedCommunity
the Community
Save Money on Insurance
with Defensive Driving Course
COMMUNITY BANKS WORKING TO Once again, Lake Elmo Bank is collec�ng food and money dona�ons for our local food shelf during Once again, Lake Elmo Bank is collecting
food for our local food shelf during March
the en�re month of March. – National Food Drive Month.
Please help us to help the community with your Please help us to help the community
dona�on of food or funds and receive a FREE LEB with your donation of food or funds and
receive a FREE LEB tote/grocery bag
tote bag while supplies last. while supplies last.
Lake Elmo Bank and First State Bank & Trust are Help us win our friendly competition with
working together to collect food by wagering a First State Bank & Trust – donate today by
dropping off food or money at any of our
friendly compe��on. three locations.
Help us win – donate today by dropping off food or money at any of our three loca�ons. If you are 55 or older, here’s how you can
save money on your car insurance premiums.
Minnesota law requires insurance companies
to offer you a 10% reduction for three years
if you complete the 8-hour National Safety
Council’s Defensive Driving Course, taught by
professional, certified instructors. The course
is two sessions of classroom—no driving or
test required. Attendance at both sessions is
required to receive credit.
Initial Course (8 hours) $20.00
April 5 and 6 | 5:00 – 9:00 pm
If you have taken the National Safety Council’s
8-hour Defensive Driving Course in the past,
you can renew your 10% three-year insurance
discount by taking this state-approved 4 hour
refresher course. You will receive a certificate
of completion to provide to your insurance
company.
Refresher Course (4 hours) $19.00
April 5 | 12:00 – 4:00 pm
Please contact Julie Groess at 651.773.4730 for
more information or reservations for either of
these classes.
All donations given to the
Valley Outreach Food Shelf.
651.777.8365 Your Community Bank Since 1911 Member FDIC lakeelmobank.com Sponsored by the LEB Encore Clubsm
7
Standard
U.S. Postage
PAID
Twin Cities, MN
Permit # 7732
11465 39th Street North
Post Office Box 857
Lake Elmo, MN 55042-0857
SERVICE ANNIVERSARIES
Pam Johnson
20 years
Barney Patterson
20 years
Patty Swanson
15 years
Tom Swedenburg
10 years
Take Us Along!
As you pack your bags to leave the
Minnesota winter behind… don’t
forget to take LEB along.
STAFF CHANGES
Nickie Johnson
• Online Banking
• Mobile Banking
• LEB Debit Card
• TeleBank Line
Marketing Coordinator
STAFF ADDITIONS
Jennifer Blank
Personal Banker
Ashley Gruber
Teller
Mikayla Hildebrandt
Teller
David Hood Personal Banker/
Customer Service Rep
Paige Loibl
Teller
Anna Ovre
Teller
Richard Plummer
Chief Financial Officer
BUSINESS HOURS
Lobby
Monday Through Friday
Saturday
To ensure uninterrupted service on
your LEB Debit Card, be sure to let
us know when you will be traveling.
PHONE NUMBERS
9:00 a.m. – 5:00 p.m.
9:00 a.m. – 12:00 p.m.
Drive Thru
Monday Through Friday
Saturday
7:00 a.m. – 6:00 p.m.
9:00 a.m. – 12:00 p.m.
Walk-Up LAKE ELMO OFFICE ONLY
Monday Through Friday
7:00 a.m. – 9:00 a.m.
5:00 p.m. – 6:00 p.m.
Customer Service
651.773.4700
Stillwater Office
651.439.7680
LEB TeleBank Line
651.773.4711
Oakdale Office
651.578.7769
Lake Elmo Office
651.777.8365
lakeelmobank.com
member fdic
CONNECT WITH US!
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member fdic