Building your financial future
Multiple Asset Class Basket
What is a Basket?
It is an investment model that is managed by a professional
portfolio manager on a discretionary basis in your brokerage
account. You directly own its underlying securities and receive
the dividends and/or interest paid.
Investment Strategy
While the Multiple Asset Class Basket seeks to attain long-term
capital appreciation, it also aims to minimize the volatility
ascribed to traditional asset classes. More specifically, is seeks
to attain a return similar to that obtained by a traditional
portfolio and a lower volatility. Both the diversity of asset
classes and the inclusion of non traditional asset classes allow
for a reduction in risk and volatility. Your Investment Advisor
may provide you with the complete Investment Policy
Statement.
Basket Performance as at April 30, 2017
Basket
Benchmark**
1 month
1.56%
1.95%
3 months
4.02%
4.87%
YTD
4.21%
4.89%
1 year
12.54%
12.91%
2 years*
4.87%
5.80%
3 years*
6.83%
7.52%
5 years*
8.44%
9.14%
10 years*
5.21%
5.46%
Since inception*
6.08%
6.21%
Annualized.
** FTSE TMX Canada Universe (40%), S&P/TSX Composite (30%), MSCI
World (30%)
*
Content
Returns presented in Canadian dollars before management fees
For the most part, the Basket will consist of exchange-traded
funds (ETFs), closed-end funds, alternative investments and
individual securities. Target allocations for equities and fixed
income are 60% equities and 40% respectively.
Basket Value: $143,385
Gross Current Yield (%): 1.45%
Volatility as at April 30, 2017
Basket
Benchmark**
Investment Horizon
Volatility (over last year):
3.01%
3.32%
The investment horizon is medium term, therefore 3 years or
more.
Volatility (over last 2 years):*
5.85%
5.40%
Volatility (over last 3 years):*
5.70%
5.37%
Other characteristics
Volatility (since inception):*
6.93%
6.82%
Inception Date: September 1, 2005
Initial minimum investment: $71,692*
Subsequent investments: $71,692*
Portfolio Manager: FNB Capital Asset Management
Benchmark: FTSE TMX Canada Universe (40%), S&P/TSX
Composite (30%), MSCI World (30%)
*
Contingent on the market value of the Basket and accrued interests/dividends at the time
of purchase.
Annualized.
** FTSE TMX Canada Universe (40%), S&P/TSX Composite (30%), MSCI
World (30%)
*
Sector Allocation (%)
Œ
Œ
Œ
Œ
Œ
Œ
Œ
Œ
Œ
Œ
Œ
Canadian Stocks
Core CDN Bonds
U.S. Equity
International Stocks
Real Assets/ Non
Traditional Bonds
Floating Rate Bonds
Corporate Bonds
Money Market
Commodities
Hedge Fund Index/Non
traditional Investments
Convertible Bonds
27.54%
17.71%
14.81%
11.30%
6.61%
5.33%
5.04%
4.06%
3.45%
2.21%
1.94%
For more information
This Basket is suitable for investors who:
• want income.
• want a balance between growth and capital protection.
• want to benefit from the inclusion of alternative investments
in their asset allocations.
• are willing to tolerate a low to moderate level of risk.
This summary may not contain all the information you need.
Refer to the Discretionary Management Agreement for more
detailed information. Should you require further information,
please contact your National Bank Financial Investment Advisor.
You can have access to this summarized fact sheet and the
Disclosure Statement at http://nbfwm.ca/en/baskets.
How risky is it?
This investment is not guaranteed and its value can go down as
well as up. National Bank Financial rates this investment’s risk
as low to moderate.
Low
Low to
Moderate
Ž
Moderate
Moderate to
High
High
How much does it cost?
The fees you pay depend on the type of agreement you signed
with your investment advisor. This agreement prevails over the
following table. Should you have no such signed agreement, the
following charges apply.
Investment
A word about tax
In general, you’ll have to pay income tax on any gain and
revenue generated from your investment. How much you pay
depends on the tax laws that are applicable in the area you live
in and whether or not you hold the investment in a registered
plan, such as a Registered Retirement Savings Plan or a Tax-Free
Savings Account. Keep in mind that if you hold your investment
in a non-registered account, fund distributions or capital gains
are included in your taxable income; whether they are paid,
accrued or reinvested.
Fees
from $1 to $250,000
1.60%
from $250,000.01 to $500,000
1.40%
from $500,000.01 to $1,000,000
1.25%
$1,000,000.01 or more
1.00%
Basket Content as at April 30, 2017
Description
BMO Laddered Preferred Index ETF
Quantity
Ticker
Price
Market value
Weight
Annual income
Yield
262
ZPR
$11.39
$2,982.87
2.08%
$125.76
4.22%
4.07%
First Trust Global Risk Managed Income Index ETF
162
ETP
$19.64
$3,181.68
2.22%
$129.47
Horizons Alphapro Floating Rate
468
HFR
$10.08
$4,717.44
3.29%
$94.91
2.01%
Horizons BetaPro TSX 60
1110
HXT
$31.42
$34,876.20
24.32%
$0.00
0.00%
Horizons Corporate Bond
660
HAB
$10.96
$7,233.60
5.04%
$227.22
3.14%
iShares Convertible Bond
146
CVD
$19.08
$2,785.68
1.94%
$128.18
4.60%
iShares DEX Univers
328
XBB
$31.63
$10,374.64
7.24%
$275.52
2.66%
iShares Energy
136
XEG
$12.47
$1,695.92
1.18%
$9.81
0.58%
Ishares Floating Rate Bond ETF
42
FLOT
$69.52
$2,920.01
2.04%
$39.35
1.35%
iShares S&P 500 $C
320
XSP
$27.31
$8,739.20
6.09%
$145.84
1.67%
iShares S&P Completion
116
XMD
$25.10
$2,911.60
2.03%
$59.84
2.06%
Purpose High Interest Savings ETF
116
PSA
$50.00
$5,800.00
4.05%
$56.38
0.97%
Rydex S&P Equal Weight
100
RSP
$124.97
$12,496.80
8.72%
$191.38
1.53%
SPDR Gold Trust
30
GLD
$165.09
$4,952.67
3.45%
$0.00
0.00%
Vanguard CDN Aggregate Bond Index ETF
304
VAB
$25.81
$7,846.24
5.47%
$200.12
2.55%
Vanguard Cdn Short-Term Bond Index ETF
294
VSB
$24.42
$7,179.48
5.01%
$155.96
2.17%
Vanguard Europe-Pacific
234
VEA
$54.91
$12,849.17
8.96%
$191.93
1.49%
Vanguard Short-Term Inflation-Protected Securities
96
VTIP
$67.61
$6,490.56
4.53%
$49.08
0.76%
Wisdomtree Japan
48
DXJ
$69.81
Total
$3,350.93
2.34%
$0.00
0.00%
$143,384.69
100.00%
$2,080.73
1.45%
The Baskets are offered in the context of the Discretionary Management Program offered by National Bank Financial Inc. and National Bank Financial Ltd.
(collectively, “NBF”), subsidiaries of National Bank of Canada. Please read the terms of the Discretionary Management Agreement to be entered into between
you and NBF before investing. An investment in a Basket is not guaranteed, its value changes frequently and past performance may not be repeated.
This document may not be copied or distributed, either in whole or in part, without the prior written consent of NBF.
Multiple Asset Class Basket
Who is this investment for?