NewsfromBlue Important Updates for Benefit Administrators May 2015 Inside topics Managing Your Company’s Plan • Online Training • Guide for Group Administration • International Travel Plans Educating Your Employees GO GREEN! Get your invoices online! • Understanding Member Demographics • Member eNews goes High-tech Keeping Up with Health and Wellness • Relief from Seasonal Allergies • Cancer Awareness CLICK HERE Contact us: Find us on Enrollment, Maintenance and Billing: 1-866-946-2583 or [email protected] Claims and Customer Service: 1-800-352-2583 BlueBiz questions and topics for future newsletters: [email protected] NewsfromBlue is published by Florida Blue. Visit us at floridablue.com 83954 0515 1 Managing your Company’s Plan Our Mission: Helping people and communities achieve better health, is the Online Training for Time-Saving Tools Want to pay your invoices and enroll employees quickly? Find out how to get your job done faster with easy-to-use tools— organized in one convenient place— floridablue.com for employers: • Pay your invoices or set up reoccurring payments company’s reason • Process enrollment with or without employee self-service for existence. It sets • Download employee education materials us apart from our competitors, as we are committed to making a difference for all of Florida’s communities. • Print ID cards and benefit booklets • Run reports • Grant Benefit Administrator access • Obtain forms and guides • Get your invoices online rather than by mail. Call 1-866-946-2503 to get started. Become an expert with helpful online training videos – and use the videos to train co-workers. Everyone can use a backup person and we all appreciate the extra help! Your Guide for Group Administration If you’re new to Florida Blue, understanding the enrollment and billing process is important. That’s why it’s a good idea to review your Guide for Group Administration. It’s an easy to use guide that explains topics such as: • Eligibility for coverage • Changes and timelines for enrollment • Payment options and timelines • Contacts for quick answers • Time-saving tools and resources • Travel Benefits Some procedures are different for Florida Blue vs. Florida Blue HMO plans. Those differences are clearly notated within the guide, and good to know if you offer multiple health plan options that include an HMO plan. Familiar with the guide? Simply open your guide, right click your mouse button, and select “find” to quickly search for a key word(s). (Back to First Page) 2 Cover Your World Traveling internationally? Don’t forget to pack GeoBlue GeoBlue international travel health insurance1 is available to you and your employees. GeoBlue offers long-term expatriate plans, traveler plans and student plans available through GeoBlue. These travel plans go beyond that of traditional international health insurance. GeoBlue members enjoy: • Rich benefits — Coverage for everything from hospitalization to treatment for a sore throat • Web and mobile support — Find over 5,000 commonly used medical terms and 4,000 medical health phrases in dozens of languages • Access to trusted doctors and hospitals — GeoBlue has an elite network of doctors from most every specialty in over 180 countries • No out-of-pocket costs for services — • Members do not have to pay and submit a claim Plus free 24/7 multi-lingual concierge services: • Appointment Scheduling — With a doctor that speaks your language • Chronic Care and Maternity Support — GeoBlue will line up the best local resources to manage cancer, heart disease, sports injuries, behavioral conditions and maternity (for those in remote areas, video consultations are available) • Informed Choice Consultation — Understand local, regional or international treatment options for serious unexpected medical problems and let GeoBlue help put a plan into action to EmbodyHealth, an online tool to manage health issues, reduce risk and get the most from an international experience. While traveling, they can set personal health goals, track their progress, identify health risks and get recommendations they can discuss with a wellness coach. For more information: Please contact your agent or sales representative if you would like more information or to get a quote. GeoBlue is the trade name of Worldwide Insurance Services, LLC, an independent licensee of the Blue Cross and Blue Shield Association. 1 Mayo Clinic is an independent company providing health and wellness programs for GeoBlue. 2 • Members can prepare before they depart — For long term, replacement plans (travel 180 days or more), these services are also included: • From security profiles on international destinations, to vaccination requirements and availability of prescription drugs in 25 countries Wellness services: GeoBlue has contracted with the Mayo Clinic2 to provide members with convenient access (Back to First Page) 3 Educating your Employees Member eNews goes Hi-tech The spring issue of Florida Blue eNews has a new look, as well as, fun and informative healthrelated reads. Redesigned to be more mobile friendly, Florida Blue members can read about: • high-tech health topics • mobile apps for improved fitness • Florida Blue’s innovative HealthSpot, debuting in the Miami Falls Florida Blue Center • w hen to get screened • and much more! Members can also find a timely reminder about annual checkups, celebrating awareness months and tips for healthy snacking. The newsletter can also be accessed any time on FloridaBlue.com. Member Demographics: What’s your language preference? This is one of several questions we will be encouraging all our members to tell us. The more we know about each person, the better we can tailor health programs and services to meet their needs. Health care is not a “one-size fits all” solution, so understanding member preferences and demographics is important. Here’s what we are adding to our member website: • Written and spoken language preferences • A person’s race or physical characteristics • Ethnicity or cultural factors, including nationality and culture • The level of education completed • Disability, if any, including vision or hearing. Did you know that ethnicity can help identify certain health risks? That’s right. So depending on whether you’re German or Spanish, we can build programs that focus on helping people prevent a health condition that’s common for their ethnicity. It also helps us pave the way for more multi-language materials. Now members can log in to floridablue.com and provide their personal preferences by using the settings under MyAccount and through WebMD (under Health and Wellness). Collecting this information is another way we can help more people and communities improve their health. (Back to First Page) 4 Keeping up with Health and Wellness Protect Your Skin May is National Skin Cancer month with more than 3.5 million new cases found each year. Skin cancer is the most common diagnosed cancer in the United States. The great news is that most skin cancers can be prevented. By using the helpful hints below, you and your family can still enjoy the beautiful Florida Sun. • Apply sunscreen thoroughly, using the acronym BEENS to check oft-forgotten spots: back of knees, ears, eye area, neck and scalp. • Use a PABA-free “hypoallergenic” sunscreen providing UVA and UVB protection. The onset of Spring also means the peak of allergy season May is National Asthma and Allergy Awareness Month. Seasonal allergic rhinitis (i.e., hay fever) is usually caused by pollens from trees, grasses, and weeds. Those who are allergic to these small, lightweight, and airborne allergens are likely to suffer in high pollen counts. The pollen count measures the pollen in the air. Essentially, counts are lower in damp weather and higher in dry, windy weather. If you have allergies, it is important to monitor pollen counts, and understand how to prepare. During allergy season, TV stations, newspapers, or hospitals often report local pollen counts. In addition, the National Allergy Bureau has pollen count information online, at www.aaaai.org. The exact dates of pollen season vary throughout the United States, but in general: To protect your own skin from harmful rays, use the tips below: • Avoid sun tanning and the use of tanning beds. • Use the “shadow rule”: when your shadow is shorter than you, the UV rays are most intense. • Apply sunscreen liberally and let it dry about 30 minutes before exposure. • Water proof sunscreen wears off in about 80 minutes in water, and water resistant lasts 40 minutes. • Buy clothing treated with chemicals to protect against UV rays. • Wear sunglasses that filter both UVA and UVB rays. • The Skin Cancer Foundation recommends SunGuard, a laundry additive that adds UV-30 protection. • Wear a wide 4 inch brim hat that covers your neck, ears, eyes, and scalp. • Protect yourself, even on cloudy days. • Use caution in water, snow, and sand, which reflect damaging rays and increase sunburn risk. • Reference: WebMD.com Symptoms of hay fever include sneezing, congestion, and a runny nose. You can help to control these symptoms by avoiding the things that cause them (allergens). If you suffer from seasonal allergies, try these tips to reduce your symptoms: • Stay inside when pollen levels are high. Pollen counts are generally lowest after sunrise and increase throughout the day. Counts begin to lower around sunset. • Keep windows and doors closed and use air conditioning to reduce the pollen that gets into your home. • Avoid bringing pollen back into your home when you go outdoors. • Shower and change clothes after being outside. • Dry your clothes in a dryer instead of an outdoor clothes line. • Plan your vacation during peak pollen season, where the plants you are allergic to don’t grow. • Avoid going outside on rainy or windy days when mold spores may be present. Resources: Healthwise; Allergies: Avoiding Outdoor Triggers; March 12, 2014 and Healthwise; Types of Allergens; March 12, 2014 Florida Blue, Florida’s Blue Cross and Blue Shield Company Health insurance is offered by Blue Cross and Blue Shield of Florida, DBA Florida Blue. HMO coverage is offered by Health Options, Inc., DBA Florida Blue HMO, an HMO affiliate of Florida Blue. These companies are independent licensees of the Blue Cross and Blue Shield Association. (Back to First Page) 5
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