Letter from the Management Board | Our Company | Sustainability Strategy | Sustainable Banking | Employees
CORPORATE
ENVIRONMENTAL
PROTECTION
ECOLOGICAL RESPONSIBILITY AS A
COMPONENT OF COMPANY POLICY
DG HYP‘s new cooling system
DG HYP‘s green inner courtyard
42
DG HYP | Sustainability Report 2015
New taps offering high potential water savings
in DG HYP
Corporate Environmental Protection | Social Commitment | Sustainability Programme | GRI Content Index
Environmental and Climate Strategy
A sound and stable environment is the basis of human existence; it’s also a basic requirement for every type of business
activity. Systematic environmental and climate protection
take a major role in our day-to-day work, with our focus
being on those areas where we have a direct influence. Our
environmental management focuses on optimising the use
of energy and resources at the bank, and on using renewable energy sources to consistently reduce our operational
carbon footprint. Facility management, in particular, holds
very specific potential for minimising negative contributions. We also seek to reduce mobility-related emissions
such as those resulting from business travel. An environmentally friendly supply chain of products and services is
also part of our sustainable corporate policy.
In 2014, together with the other units represented in
DZ BANK Group’s Corporate Responsibility Committee (CRC),
we developed an environmental and climate strategy. With
this Group-wide approach, we want to set joint standards
for a convincing environmental policy, for an efficient environmental organisation and for environmental processes
that ensure a conclusive collection of data, elicitation of
indicators as well as the continuous development of measures and goals. In order to exchange knowhow and expertise, and improve strategy, the experts of a dedicated
­“knowledge centre” meet regularly. In addition, we are
­currently working on our own climate strategy. By 2020 we
will have reduced our CO2 emissions by 15 per cent compared to 2012. The first version of a working paper, to be
presented to the Management Board, is currently being
drafted.
Organisation and Management
To further advance environmental protection at DG HYP
and keep track of the effects of our business activities for
the environment, we systematically record and analyse our
resources consumption. This makes it easy to identify where
action needs to be taken, and where there is room for improvement. In accordance with our environmental policy,
we derive environmental targets and fix the measures we
need to take to meet them. These efforts are coordinated
by the Environmental Officer, who is responsible for further
advancing our environmental management system. The
­Environmental Officer is supported by a team of two coordinators, who ensure that the departments are included in
the process. The departments formally assume responsibility
for certain environmental topics and successful implementation of our measures.
3 Sustainability Programme,
Ecological Responsibility: p. 59
Engaging Our Employees
For environmental management to bear fruit, it needs to
be supported by all colleagues. This is why we place great
importance on engaging our employees and keep them
updated about goals and results in the realm of environmental and resource protection. We want to motivate our
employees and make them see environmental protection
as their own cause, both in their professional and private
lives. We regularly hold theme weeks, during which staff
learn interesting, amusing and useful facts about energy,
water and waste. The CLUB OF ROME provides support in
this respect; during our 2014 event week, representatives
devoted a whole day to speaking with our employees about
the recycling economy.
DG HYP | Sustainability Report 2015
43
Letter from the Management Board | Our Company | Sustainability Strategy | Sustainable Banking | Employees
Greenhouse Gas Emissions
The calculation of greenhouse gas emissions (CO2 emissions) is based on the VfU indicator system (Association for
Environmental Management and Sustainability in Financial
Institutions). In accordance with the Greenhouse Gas Protocol (GHG Protocol), we differentiate between the following
types of emissions in our reporting:
we continue to allocate scope 2 emissions based on
supplier- and product-specific emission factors (marketbased method).
• Scope 3: Other indirect emissions, e.g. related to transportation and logistics, the use of products and services,
supply and disposal for our service providers, and business travel.
• Scope 1: Direct emissions.
• Scope 2: Since 2015, the GHG Protocol asks for data
to be reported in two ways: one based on a so-called
location-based method, and one based on a marketbased method (“dual reporting”). Pursuant to the VfU
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DG HYP | Sustainability Report 2015
This system allows us to identify the main sources of emissions within the bank, calculate our carbon footprint, and
take dedicated measures to increase energy efficiency, save
energy, and decrease greenhouse gas emissions.
Corporate Environmental Protection | Social Commitment | Sustainability Programme | GRI Content Index
CO2 Emissions
Unit
20151
Total electricity CO2 emissions Specific electricity CO2 emissions Total heat CO2 emissions Specific heat CO2 emissions Total water CO2 emissions
Specific water CO2 emissions
Total paper CO2 emissions Specific paper CO2 emissions Total waste CO2 emissions Specific waste CO2 emissions
Total transport CO2 emissions 2, 3
Specific transport CO2 emissions kilogrammes
kg/FTE
kilogrammes
kg/FTE
kilogrammes
kg/FTE
kilogrammes
kg/FTE
kilogrammes
kg/FTE
kilogrammes
kg/FTE
(kg)
Total CO2 emissions
Total specific CO2 emissions
kilogrammes (kg)
kg/FTE
(kg)
(kg)
(kg)
(kg)
(kg)
20141 20131
11,234
34
464,014
1,384
3,789
11
23,294
69
898
3
477,432 4
1,040 4
19,492
59
422,893
1,276
4,286
13
24,058
73
1,768 5
367,755
810
19,266
61
507,862
1,620
4,646
15
25,321
81
3,131
10
405,249
921
980,652 4
2,925 4
840,251
2,535
965,474
3,081
78 per cent coverage per full-time employee (FTE); part-time positions are added up to a 100 per cent basis.
Including permanent and temporary employees (excluding Management Board, interns, trainees, working students and externals). We adjusted the
deduction of the CO2 consumption and have reflected the VfU conversion tables in all our ratios since 2013; they therefore include preceding and
following processes as well. While this allowed us to significantly improve the quality of the conversion, the CO2 ratios have augmented.
1
2
100 per cent coverage per full-time employee (FTE).
3
including private vehicle usage.
Following a change of the leasing company in 2015, we are now able to indicate the real annual mileage of vehicles. CO2 indications therefore
are more accurate than in previous years; however, they cannot be compared with those of previous periods. 4
Kg. 000‘s
Kg. 000‘s/FTE
1,500
4
1,000
3
2
500
1
0
0
2013
2014
2015
2013
Total
965,474
840,251
2014
2015
Specific
980,652
3,081
2,535
2,925
DG HYP | Sustainability Report 2015
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Letter from the Management Board | Our Company | Sustainability Strategy | Sustainable Banking | Employees
Electricity and Heat Consumption
Since 2013, DG HYP has sourced 100 per cent of its electricity from renewable energy sources. To be precise, the
bank consumes certified hydroelectricity only. During the
year under review, electricity consumption amounted to
1,649,690 kWh, and was slightly down on the previous
year. On FTE basis, electricity consumption decreased by
1 per cent.
We have taken a number of measures to further reduce
our electricity consumption. Apart from raising awareness
with our employees, for example concerning the avoidance
of standby power loads, enhancing energy efficiency is a
major topic. We are increasingly combining energy-efficient
LED with movement-sensitive lighting and demand-based
lighting controls (e.g. for timing and intensity).
The heat consumed by DG HYP in Hamburg is generated with natural gas. Absolute consumption rose by ap-
proximately 11 per cent on the previous year in 2015 to
1,811,782 kWh.
In the year under review, we began a comprehensive refurbishment of the façade covering our Hamburg offices,
and will also modernise the central heating. We believe that
these activities will yield improvements in energy efficiency.
Further, by installing a cogeneration unit and a photovoltaic
system we will be able to generate part of the energy we
use ourselves. Parts of the air conditioning and air handling
systems will also be upgraded to state-of-the-art technologies in energy consumption and air quality control. As in
other buildings, air scrubbers will be equipped with germicidal UV light waves, and water purification systems will be
added, making chemical cleaning redundant. We aspire to
be certified “Silver” by the German Sustainable Building
Council (Deutsche Gesellschaft für Nachhaltiges Bauen e.V.
– “DGNB”) following completion of these measures.
ELECTRICITY AND HEAT CONSUMPTION
Unit
2015*
2014* 2013*
Electricity consumption
Total electricity consumption kilowatt hours (kWh)
of which sustainable hydroelectricity
kilowatt hours (kWh)
Specific electricity consumption
kWh/FTE
1,649,690
1,649,690
4,920
1,651,848
1,651,848
4,980
1,632,596
1,632,596
5,209
Heat consumption (natural gas)
Total heat consumption kilowatt hours (kWh)
Specific heat consumption kWh/FTE
1,811,782
5,403
1,638,230
4,939
1,967,392
6,277
*78 per cent coverage per full-time employee (FTE); part-time positions are added up to a 100 per cent basis. Including permanent and temporary
employees (excluding Management Board, interns, trainees, working students and externals). 46
DG HYP | Sustainability Report 2015
Corporate Environmental Protection | Social Commitment | Sustainability Programme | GRI Content Index
Water Consumption
DG HYP sources water from the public utility for the Hamburg region, HAMBURG WASSER. Total water consumption during the year under review was 5,390 cubic metres
(2014: 5,722 cubic metres). Specific water consumption per
employee decreased from 17 to 16 cubic meters. In spite of
additional showers being installed in the corporate sports
facilities and the new table water offering in our in-house
canteen, the positive trend registered in 2014 continued.
This progress was achieved with various individual measures
such as the updating of sanitary facilities, installing flow
rate reducers in the mixer taps, and optimising humidification in air conditioners.
Paper Consumption
Amongst the consumables, printer and copier paper account for the largest share in terms of volume. In December
2014, we switched all printer and copier paper to recycled,
Blue Angel certified paper. For marketing material and publications, we have been using paper certified by the Forest
Stewardship Council (FSC) only, since 2015.
Absolute paper consumption rose 1.5 per cent on the previous year. This temporary rise can be attributed to a switch
from folded paper towels to hard roll towels. Printer and
copier paper consumption decreased in 2015 by more than
200 kilogrammes.
WATER CONSUMPTION
Total water consumption Specific water consumption Unit
2015*
2014* 2013*
cubic metres (m³)
m³/FTE
5,390
16
5.,722
17
6,203
20
*78 per cent coverage per full-time employee (FTE); part-time positions are added up to a 100 per cent basis. Including permanent and temporary
employees (excluding Management Board, interns, trainees, working students and externals).
DG HYP | Sustainability Report 2015
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Letter from the Management Board | Our Company | Sustainability Strategy | Sustainable Banking | Employees
PAPER CONSUMPTION
Unit
Printer and Copier Paper Consumption
Total paper consumption**
kilogrammes (kg)
Specific paper consumption kg/FTE
Proportion of FSC certified paper
%
Proportion of recycled paper
%
Proportion of paper used that was produced
using elemental chlorine-free bleach %
Proportion of paper used that was produced
using chlorine-free bleach %
Printed material
Total paper consumption
kilogrammes (kg)
Specific paper consumption
kg/FTE
Proportion of FSC certified paper
%
Proportion of paper used that was produced
using elemental chlorine-free bleach %
Proportion of paper used that was produced
using chlorine-free bleach %
Hygienic paper consumption
Total paper consumption
kilogrammes (kg)
Specific paper consumption
kg/FTE
Proportion of paper used that was produced
using elemental chlorine-free bleach %
Proportion of paper used that was produced
using chlorine-free bleach
%
2015*
2014* 2013*
11,092
34
22
76
11,314
34
27
5
10,933
35
32
4
0
20
61
2
75
35
5,436
16
100
5,397
16
35
6,578
21
33
0
65
67
0
35
33
3,783
11
3,290
10
3,540
11
86
86
87
14
14
13
*78 per cent coverage per full-time employee (FTE); part-time positions are added up to a 100 per cent basis. Including permanent and temporary
employees (excluding Management Board, interns, trainees, working students and externals).
**Changes in data collection have resulted in different data than published with the status report 2013 (paper consumption incl. envelopes 2013-2014).
Kg./FTE
Kg. 000‘s
25
80
20
60
15
40
10
20
5
0
0
2013
2014
2015
2013
Total
21,051
48
20,001
DG HYP | Sustainability Report 2015
2014
2015
Specific
20,311
67
60
61
Corporate Environmental Protection | Social Commitment | Sustainability Programme | GRI Content Index
Mobility
Business-related air travel increased in 2015, mainly due
to a major DZ BANK project in Frankfurt. We are currently
evaluating whether to compensate for emissions caused by
air travel with climate protection projects.
To cut down on business-related travel, we are raising employee awareness and increasingly making use of video and
teleconferences. We are further encouraging our employees to use low-emission public transport with transit cards
(Jobticket) and transit allowances. In the year under review,
320 employees took advantage of these financial incentives (2014: 293). Complementary bicycle parking places
are available to employees, and also to commercial tenants of our cooperative companies, at our headquarters in
Hamburg. We have more than 65 spaces for bicycles, 30 of
which are in the underground garage. As demand is there,
we will further expand this offer.
We set great store by a fuel-efficient and low-emission
­vehicle fleet. Following a change of the leasing company in
2015, we are now able to indicate the real annual mileage
of our cars. CO2 indications therefore are more accurate
than in previous years; however, they cannot be compared
with previous periods. From 2016 onwards, we will again
be able to comment on the development of emissions.
We are currently evaluating the possibility of offering our
­employees with a company car training on fuel-efficient
driving techniques, in cooperation with our leasing partner.
In addition, we ordered a BMW i3 electric car in 2015 that
has been in use for business-related travel in Hamburg since
early 2016.
Waste
We try to avoid waste wherever we can. Where this principle cannot be applied and we generate waste, it is reused
and recycled. All of our waste is disposed of by an external
contractor with most of it – 88 per cent (2014: 87 per cent)
– being recycled. 10 per cent of waste is used to replace primary energy sources, and is prepared as substitute fuel for
thermal energy generation, thus contributing to the saving
of resources, and to reduce CO2 emissions. Only 2 per cent
are not recyclable.
We managed to reduce our waste by 27 per cent in 2015,
compared with the previous year. Transparency of waste
data has increased considerably over the past years, as queries have become more differentiated and data suppliers are
more involved.
WORK-RELATED TRAVEL
Total work-related travel Specific work-related travel Share of travel by train Share of air travel • < 500km • > 500km
Unit
kilometres
kilometres/FTE
%
%
%
%
2015*
2014* 2013*
2,561,863
5,581
27
22
84
16
2,400,205
5,287
27
21
43
57
2,639,415
5,999
22
28
41
59
For DG HYP’s work-related travel by train, it is worth noting that the German railway company Deutsche Bahn uses sustainable energy only, making this
form of travel climate-neutral since 1 April 2013.
*100 per cent coverage per full-time employee (FTE)
DG HYP | Sustainability Report 2015
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Letter from the Management Board | Our Company | Sustainability Strategy | Sustainable Banking | Employees
Batteries, electronic scrap, wires, aluminium and copper
waste are disposed of individually. The contractor reimburses these materials in accordance with market standards,
and credit is applied against disposal costs.
Banking activities mainly generate paper waste. Confidential paper waste is placed in centrally located data security
bins, and then disposed of in accordance with the German
Data Protection Act (Bundesdatenschutzgesetz). Our employees are also encouraged to consistently sort their waste,
and the kitchens are equipped with bins for residual waste,
glass and recyclable plastics. Since the end of 2014, all
­offices are equipped with an additional dustbin to facilitate
the segregation of wet or damp waste and dry paper. The
plastic bin liners used in the cleaning company’s collection
areas were replaced by environmentally friendly jute sacks.
Also since the end of 2014, we joined an initiative to collect pens promoted by international recycling and upcycling
company TerraCycle: biros, felt pens, and synthetic office
utensils are collected and reused.
waste
Unit
2015*
2014* 2013
12,279
37
12,658
38
2,790
8
47,577
142
48,887
146
13,700
41
10,044
30
2,781
8
86,027
259
57,906
175
14,498
46
8,006
26
3,806
12
226,275
722
58,651
187
kilogrammes (kg)
kg/FTE
124,191
370
170,458
514
311,236
993
Hazardous waste
Total toner waste
kilogrammes (kg)
Specific toner waste
kg/FTE
Total electronic machinery waste
kilogrammes (kg))
Specific electronic machinery waste
kg/FTE
kilogrammes (kg)
Total lighting waste
Specific lighting waste
kg/FTE
175
0.5
1,127
4
237
1
181
0.5
1,684
5
236
1
264
1
742
2
173
1
Total hazardous waste
Specific hazardous waste
1,539
5
2,101
6
1,179
4
Non-hazardous waste
Total paper (excluding confidential paper)
kilogrammes
Specific paper (excluding confidential paper)
kg/FTE
Total confidential paper kilogrammes
Specific confidential paper
kg/FTE
Total mixed packaging kilogrammes
Specific mixed packaging
kg/FTE Total building site waste from modernisation
kilogrammes
Specific building site waste from modernisation kg/FTE
Total commercial waste kilogrammes
Specific commercial waste
kg/FTE
Total non-hazardous waste
Specific non-hazardous waste
(kg)
(kg)
(kg)
(kg)
(kg)
kilogrammes (kg)
kg/FTE
*78 per cent coverage per full-time employee (FTE); part-time positions are added up to a 100 per cent basis. Including permanent and temporary
employees (excluding Management Board, interns, trainees, working students and externals).
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DG HYP | Sustainability Report 2015
Corporate Environmental Protection | Social Commitment | Sustainability Programme | GRI Content Index
Environmental Protection Along the Supply Chain
When selecting suppliers, we abide by DZ BANK Group’s
sustainability standards for suppliers. These standards have
been an integral part of our procurement process since
2012. Suppliers exceeding a fixed threshold must commit
themselves to reduce environmental impact beyond legal
minimum requirements, and have organisational structures
for a systematic environmental management in place.
We give preference to local suppliers and service providers,
meaning they are located close to one of DG HYP’s ­offices.
This results in short transportation routes and helps reduce
CO2 emissions. In 2015, we sourced 99 per cent of our
products and services from German suppliers (based on
our total business volume), 84 per cent thereof were locals
(2014: 80 per cent).
Fruit and vegetables mainly come from our region as well,
and are offered according to seasonality. Dairy products hail
mainly from a small local creamery. In November 2015, we
held an info day at our staff restaurant with some of our
suppliers. This was a chance for our employees to meet
suppliers in person, and ask questions regarding humane
husbandry.
Since July 2012 we have been part of the “KlimaTeller”
project of the charity GreenFlux e.V.: every Wednesday, in
our canteen, we do not offer red meat products, nor any
dairy products with fat content above 15%. This is because
the production of such foods usually entails application of
fertilizers, destruction of rainforests to create pasture land,
and significant greenhouse gas emissions emanating from
animal digestive processes.
As IT is a major influence upon energy consumption and
CO2 emissions, we place great importance on improving
energy efficiency when procuring new equipment. In 2015,
we replaced 150 computers with new, energy-efficient
models. In 2014, we switched all printers in the company
to Blue Angel certified devices that meet our requirements
regarding fine particulates, power consumption and emission. In general and where available, we prefer electronic
devices with an environment mark such as Blue Angel or
Energy Star.
Climate-Friendly Food Choices
Our staff restaurant has long been committed to primarily
offering seasonal and regional food. This approach was
broadened in 2015, with an even clearer focus on highquality and regional products, whose origins and production chains are transparent. We serve “Susländer” pork
from Schleswig-Holstein, Germany’s northernmost state,
and source beef from a supplier offering meat from regional heifers. The same applies to poultry, which is raised
in Northern Germany under humane standards, without
medicated feeds or feed additives.
Fish is sourced mainly from German catch, and certified
with the MSC label, that guarantees sustainable fishing.
DG HYP | Sustainability Report 2015
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