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Systematic Investment Plan
Why SIP?
TIPS for SIP’s
The answer is very simple. Most people get their income
every month. So it is most convenient to save every month.
By investing your savings every month without letting it sit
idle, you give it the opportunity to earn for you for the
longest period. The longer it stays invested, the greater the
power of compounding working for you.
● Don't start just one SIP. Split your money and start 3 or 4. This
Investing systematically every month also gives you another
important benefit - your savings don't get spent. How often
have
you seen 'unexpected' expenses taking away your savings?
If instead your money is invested it will not be available for
spending. You can also honestly say “No funds” when
someone asks you for a loan!
gives you two advantages (i) you get the benefit of investing
in more than one fund, and (ii) it gives you the flexibility to stop
one in case you need more money for your monthly expenses.
● Start your SIP’s on different days of the month. This offsets the
effect of fluctuations during a month.
● While choosing your funds make sure they offer different
investment themes. This broad-bases your portfolio and
reduces risk.
● Most importantly start your SIP’s without any delay. That's the
surest way to get the power of compounding to work for you!
SIP Process is Simple
A SIP with Sundaram Mutual will be hassle-free. Just issue us a
cheque for the first instalment and for subsequentperiods, we
will debit your bank account automatically through Electronic
Clearing Service (ECS). If you are located at a place where ECS
is not available, you could enroll for the SIP by issuing postdated
cheques. We will deposit the cheque on the specified date, allot
units at that day's NAV and keep you informed about the status
of your investment.
SIP is available in:
• Sundaram Select Focus:
Concentrated large-cap fund
• Sundaram Growth Fund:
Diversified large-cap fund; no active sector call
• Sundaram Select Mid Cap:
Pure mid-cap fund
• Sundaram S.M.I.L.E Fund:
Minimum investment amount: Rs.1000/- (Weekly-every
Wednesday) Rs.250/- (Monthly) and Rs.750/- (Quarterly).
Specified dates for SIP:
The weekly SIP requests shall be processed on Wednesday of
every week. If Wednesday is not a business day, the SIP
instalment will be processed on the next business day. 1, 7, 14,
20 or 25 of every month for monthly option.1, 7, 14, 20 or 25 of
beginning month of each quarter for quarterly option.
Sundaram Select Focus
Multi-cap fund with a mid- and small-cap bias + cushion of
up to 35% in large-cap stocks
• Sundaram Equity Plus*:
Large-cap focussed equity component
*“Plus’ used in the scheme name is only in terms of asset allocation
and not in terms of return/yield
For SIP on other equity funds, visit www.sundarammutual.com
• long term capital growth, • Investment in equity & equity related instruments of select stocks,
• High Risk■Brown
Sundaram Growth Fund
• long term capital growth, • Investment in equity & equity related securities,
Sundaram Select Mid Cap
• High Risk■Brown
• long term capital growth, • Investment in diversified stocks that are generally termed as mid-caps,
• High Risk■Brown
Sundaram S.M.I.L.E Fund
• long term capital growth, • Investment in diversified stocks that are generally termed as small and mid-caps,
Sundaram Equity Plus#
• High Risk■Brown
• long term capital growth, • Investment in equity & equity related instruments to the extent of 65% and in
Gold-ETF up to 35%, • High Risk■Brown
*Investors should consult their financial advisers if in doubt about whether the product is suitable for them
Note: Risk may be represented as:
(BLUE) investors understand that their principal will be at low risk
(YELLOW) investors understand that their principal will be at medium risk
(BROWN) investors understand that their principal will be at high risk
Talk to your investment advisor or Call: 1800-103-7237
SMS: SFUND to 56767 I Visit: www.sundarammutual.com
Mutual Fund Investments are subject to market risks, read all Scheme related documents carefully.
SIP/WCI/December 2013