Planning Your Move Whether you are moving across the country or across the street, moving is a stressful event. There are so many things to get done before you can put your feet up and relax in your new home. Here are some things to think about as you prepare for your big move: Use a Checklist. A checklist is a helpful way to make sure that you do not miss any important steps. Most moving companies and Realtors have checklists for you to use as you go through the process. Plenty of helpful checklists can be found online. Hire Movers/DIY. Look at your budget and how much you have to move. Then decide if you will hire movers or if you will move yourself. Remember that even a do-it-yourself move will require some thoughtful planning. Most likely you will need to rent a truck and of course, you will need to convince your family and friends to help you. If you need storage, you will also need to research your options. Most movers will store your belongings for a fee. Renting a portable storage container will allow you to pack the containers yourself and have the mover deliver the containers to your new home or storage unit. Start Purging. Sort through every closet, drawer and cupboard to decide what you are going to move and what you can sell, donate or throw away. If you find you have many items that just need to be tossed, it may be a good idea to rent a dumpster. Average costs of a dumpster (or large bag) with pickup range from $150 to $600. Items you do not want but are in good shape may sell on sites like Ebay or Craigslist. You may find that you even have enough to stage a garage sale. Selling your unused items will help you downsize for the move and will Proud to offer VA Loans to American Heroes • No down payment required • Low closing costs • Competitive low rates • No private mortgage insurance • Other loan programs available put a few dollars in your pocket. If selling your stuff seems like too much work or time does not allow for it, consider making a donation to a charity. Many charities accept donations of clothes, household items or furniture and many of them will pick up donations at no charge. Here are just a few Milwaukee area charities to consider: St. Vincent de Paul Society svdpmilw.org Milwaukee Habitat for Humanity Restore milwaukeehabitat.org Milwaukee Homeless Veterans Initiative mkehomelessvets.org The Salvation Army milwaukee.satruck.org Start Packing. If you are packing yourself (rather than having the movers do it), the sooner you start, the better. Be sure to choose sturdy boxes and make sure each box is packed solid and fragile items are properly wrapped to prevent breaking. Labeling each box with the room name will help make sure that everything gets to the correct rooms in the new house. Numbering your boxes and keeping a list of each box and its contents will help if you suspect a box is missing. Change Your Address. Prior to your move make sure to notify the different offices or service you use, including: bank, school, work, newspaper/magazines, doctor/dentist, cell phone provider, cable/satellite, internet provider and utilities. Be sure to contact the post office (www.usps.com) approximately two week prior to your move, to change your address and set up mail forwarding or holding. There are lots of resources available to make your move a little easier. The more time you spend preparing for moving day, the less stress you will have during and after the move. Suits for Soldiers June 22 - July1 Collecting Professional Business Attire for Men and Women at all The Equitable Bank locations. Donations must be new or gently worn, recently cleaned and on hangers. Collected items will be donated to DryHootch. 7 Financial Tips for Military Families Servicemembers and their families make many sacrifices to protect our nation. The American Bankers Association has highlighted seven financial tips to help make the lives of military families a little easier. Thrift Savings Program, which offers the lowest-cost retirement-savings plan available. • Plan for deployment. Before deploying, have a conversation with your family about budget. Military personnel receive additional funds while deployed. Decide on the best use of those funds, whether it be paying off debt or additional savings. • Consider housing options. The length of your assignment will likely determine which makes the most sense, buying or renting a home. • Consult a financial advisor and banker. Schedule a visit with your financial advisor to map out a financial plan for your family. Also meet with your banker prior to active duty, to discuss the Servicemember Civil Relief Act key provisions and how they can help you. • Budget for a single-income household. The frequent moves associated with military life can make it difficult for spouses to establish stable careers. Plan to operate on a single-income household budget as a precaution. • Set up automatic bill pay. Whether you’re stationed state-side or overseas, automatic bill pay will give you and your family one less thing to worry about each month. TheEquitableBank.com Whatever your home financing needs are, we would be happy to discuss your situation and find a solution. 414.777.4411 TheEquitableBank.com Member FDIC D E L A F IE L D | • Contribute to a Thrift Savings Plan. Military members have access to the Federal WHITEFISH B A Y | HA LES CORN ERS | WA TERF ORD | WAU WATOS A | W E S T ALLI S 414.476.6434 | TheEquitableBank.com 2290 North Mayfair Road | Wauwatosa, WI 53226 PERMIT NO. 4421 MILWAUKEE, WI PAID U.S. POSTAGE PRSRT STD
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