January • 2017
an a V
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PremierAdvantage
On behalf of the Board of Directors…may the New Year bring in New Hopes,
Newer Resolutions and New Happiness. We would like to thank our membership for an
exciting 2016 and we are looking forward to 2017, Happy New Year!
No Fee to Transfer Balances
from other cards and Start
Earning 1% Cash Back*!
Earn 1% cash back with purchases made on your
Premier Credit Union Rewards MasterCard®. The card
offers a low rate; no annual fee and 1% cash back
rewards begin with the first dollar you spend.
Have a few balances you would like to transfer?
There is no fee to transfer balances as
we make debt consolidation easy.**
J
ust because you
feel like it’s time
to hibernate,
doesn’t mean your
house does. Winter is the perfect time to finish that
basement remodel, warm up with a new furnace or
start dreaming of a new backyard oasis. Your home is a
large investment, keep it in tip-top shape by investing in a
Premier Home Improvement Loan - PHIL.
Call 515-282-1611 and speak to a loan officer
today, Spring will be here before you know it!
APR = Annual Percentage Rate. Rates quoted with all available discounts, subject to change, based upon credit history
and effective as of June 1, 2015. An additional .50% will be added to the loan rate if loan is not set up for payroll
deduction, automatic payment or ACH debit of loan payment. Also, .50% will be added if the loan account is not set up
for e-statements. Payment example: $25,000 Premier Home Improvement Loan with a 15-year term at 7.99% APR the
monthly payment will be $238.77. Terms and conditions apply; see credit union for full details.
1
%
Applying is fast and easy, visit PremierCU.org
to apply today!
*Cash Rewards are credited monthly and are based on purchases made, minus returns. Dollars will be rounded to
the nearest whole dollar amount. Membership eligibility requirements apply. Credit cards offered with approved
credit. Some restrictions apply see the credit union for full details and disclosures of the program. Mastercard is a
registered trademark. **Finance charges will accrue at time of balance transfer. Membership requirements apply.
Employee Spotlight
Meet our first New Account Officer Chris Osborn! A native of Iowa, Chris has been in the
Des Moines area for 35 years and is excited to share his passions and talents with members
of our community. With a love to help those in need and for making life better,
Chris has a big heart, smile and laugh; we invite you to stop by and meet him.
Volunteering for various organizations is a passion as he has volunteered
with Habitat for Humanity, Toastmasters and Junior Achievement to
name a few. He recently spent the early morning hours with fellow
Premier Credit Union co-workers at the Day of 1,000 presents
give-a-way. Outside of work, Chris spends his time
with his basset hound, nieces, nephews, family, faith, and friends. He enjoys,
golfing, cooking, hunting, fishing, and cheering on the Iowa Hawkeyes.
Chris
Osborn
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Fun Facts:
• Abraham Lincoln’s
inauguration party was so
wild that the police had to
be called in!
• Bill Clinton’s second
inauguration was the first
to be live-streamed on the
Internet in 1997 and James
Buchanan’s was the first to be
photographed in 1857.
• William Henry Harrison’s
speech was the longest at
8,495 words or 100 minutes
and the shortest was by
George Washington at just
135 words.
Move Money to Anyone,
Anywhere, Anytime.
How It Works: Fast and Easy PremierPeoplePay
Set Up
1 Account
Simply login to online banking, go
to the Transfer drop down menu
and select Premier People Pay to
add Accounts.
Initiated
2 Payment
The account holder sends or
requests a payment by entering
the recipient’s email address or
mobile phone number.
Sent
3 Payment
The recipient receives an email
or SMS text message with
instructions on how to accept
the payment.
4
The recipient visits a link in
the payment notification to
accept the payment and
enters account information.
Step
• Need to pay your sister for that gift she picked up for
your mom?
• Need to send money to your college student so they
can kick off a new semester?
• Does Santa need to replenish your account after that
large purchase you just made?
Step
Premier People Pay makes it easy to transfer funds from
person to person so that you can get on with celebrating
the season! And you DO NOT need their personal
account information.
Step
Step
Premier People Pay, it’s fast,
easy and secure!
Payment
Accepted
Look for enhanced and exciting
new Kid Account Products
coming soon!
2017 Federal Holidays
Premier Credit Union in Action
2016 brought several community involvement opportunities
where Premier Credit Union team members were able to get
involved, making a difference in the lives of others. The credit
union is an advocate of organizations that help make Central
Iowa a better place to work and live — we are proud to help
support:
• Blank Children’s Hospital
• Ovarian Cancer Coalition
• Donald Trump will be the
oldest inaugurated President
beating Ronald Reagan who
was sworn in just two-weeks
shy of his 70th birthday.
• Best Buddies
• Toys for Tots
• Shop with a Cop
• John Quincy broke the
dress code by being the first
president to be sworn in
wearing trousers instead of
knee breeches.
• Octagon Center for
the Arts
• PINKYSWEAR
Get involved in 2017 and start making
a difference today!
Date
January 1, 2017
January 2, 2017
January 16, 2017
February 20, 2017
May 29, 2017
July 4, 2017
September 4, 2017
October 9, 2017
November 11, 2017
November 23, 2017
December 25, 2017
Federal Holiday
New Year’s Day
New Year’s Day (obs.)
Martin Luther King Day
Presidents’ Day
Memorial Day
Independence Day
Labor Day
Columbus Day
Veterans Day
Thanksgiving Day
Christmas Day
Day of the Week
Sunday
Monday
Monday
Monday
Monday
Tuesday
Monday
Monday
Saturday
Thursday
Monday
Visit our website for a full listing of Credit Union holiday closings.
Be sure to download SHAZAM Bolt$ today for Peace of Mind!
SHAZAM Bolt$ is a fraud transaction alerting, balance monitoring and
ATM locator application. You can use this free app to block and unblock
your VISA debit card with our transaction control feature! Download
SHAZAM BOLT$ from the Apple App Store
or Google Play to get started today!
• Tickets to Barack Obama’s
inaugural ball were being
scalped for as much as $12,500
while the 400 tickets to James
Madison’s went for $4 each.
Main Office
800 9th Street
Des Moines, IA 50309
(515) 282-1611
(866) 273-9938
Tax Season is here once again!
It’s never to early to start dreaming of what you can do with your tax
refund. This year, let TurboTax help you do your own taxes and get the
biggest refund you can get. TurboTax 2016 is now available from the
Premier Credit Union website. Visit PremierCu.org to get started!
Skywalk Location
Greater Des Moines Partnership Building
700 Locust Street – Skywalk Level
(515) 282-1611
(866) 273-9938
West Des Moines Office
1301 Grand Avenue
West Des Moines, IA 50265
(515) 282-1611
(866) 273-9938
Ames Office
520 Grand Avenue
Ames, IA 50010
(515) 232-2329
www.PremierCU.org