The Quarterly Newsletter
April 2017
Energy for Your Dreams
Own a Small Business?
Kinetic offers a diverse selection of business services products
to meet your business banking needs. To make an appointment
with one of our Business Services professionals, please call
706.320.8537 or come by our 13th Street location. Kinetic is
dedicated to growing your business together.
Advantages to a Credit Union Business Account
High touch service
Exclusive focus on the small business market
You will know your Relationship Manager personally
Competitive loan and checking rates
Variety of loan structures and terms
Tax advantages for commercial real estate lending
Local decision making for credit applications
Residential Lending
Home loans for today’s changing market
Kinetic offers many different types of mortgages to fit your
every need. We offer solutions to help you buy the home
you’ve always dreamed of.
Fixed Rate Mortgages
Adjustable Rate Mortgages
FHA & VA Loans
Construction Loans
Home Equity Loans (line of credit and closed end)
Need a New Ride?
Get approved in minutes at our online mortgage center:
kineticcu.mortgagewebcenter.com
Georgia Residential Mortgage Licensee
d
® Credit Car
Kinetic Visa
R*
as low as
7.75%
AP
Great rate and great benefits!
Kinetic Visa credit card includes many great benefits, including:
No Annual Fees
Mobile Payments
25-Day Grace Period**
Cash Advances (at ATMs worldwide)
Balance Transfers
Scorecard Rewards
Credit Card Protection with Verified by VISA
Credit Life & Credit Disability Insurance (optional)
*APR = Annual Percentage Rate is accurate as of April 1, 2017. This APR will vary with the market based
on the Prime Rate. Your rate is determined by a review of your credit report and other pre-determined
credit criteria. **25 day grace period to pay your entire statement balance before a finance charge on
purchases will be imposed. There is no grace period for cash advances.
Great Rates on Auto Loans
As a member of Kinetic Credit Union, you have advantages over
other car buyers with Kinetic’s low-rate loans and convenient autofinancing guide. Our online Auto Center helps you through the autofinancing or refinancing process by providing you the tools and
resources to help you finance a new or used vehicle with the right
loan and interest rate. Visit kineticCU.com for more information.
Apply online today at www.kineticCU.com
Kinetic Telephone Banking • 706.320.8552 • Communication Center 706.320.8500 or 1.877.332.1269 • kineticCU.com
Federally Insured by NCUA
Control Your Debit Card
with Your Smart Phone
Kinetic
now offers CardValet®
Your card, on your terms
It’s time to get the mobile app that lets you control your
It’s time to get the mobile app that lets you control
debit/credit
card usage and spending on the go.
credit & debit card usage as well as spending on the go.
CardValet® gives you:
Control:Turn
Turnyour
yourcredit
creditcard
cardononororoffoff
• Control:
• Peace
ofof
mind:
Set
location
preferences
so your card
Peace
mind:
Set
your location
preferences
yourwhere
card only
only so
works
you works
are where you are
• Visibility:
See
your
past
transaction
details
Visibility:
See
your
past
transaction
details
• Information:
Receive
alerts
and
getget
real
time
balances!
Information:
Receive
alerts
and
real
time
balances
Contact us today to find out more. Download the CardValet
app
for your
AppletoiOS
Google
device and manage
Contact
us today
findorout
more.Android
Download
your
cards directly
from
your
phone.
the CardValet
app for
your
Apple
iOS or
Google Android device and manage your
cards directly from your phone.
April is National Credit Union Youth Month and Kinetic is proud to boast
over 1,500 Youth Savers making up our greenkids membership! Go to
our website, kineticCU.com and click the Education and Community tab
at the top. You’ll find all the good info you need to put your greenkid
on track to have some savings fun! If your kids are not members of
greenkids yet, now is a great time to join!
green k ids
Kinetic Credit Union
Saving for a better tomorrow
CardValet is a registered trademark of Fiserv, Inc.
This message is an advertisement. If you prefer not to receive emails regarding special offers, click here.
Kinetic Credit Union | Federally Insured by NCUA
Federally Insured by NCUA
Partners in Education
Our Kinetic staff is enjoying reading
to the kids at Stowers Elementary!
Here’s Kinetic’s Jordan Gibson, one
of our Stowers Readers, having
fun with the little ones recently.
Kinetic is commited to our Partner
In Education, Stowers Elementary,
and plans to continue these types of
activities throughout the school year!
Recently Kinetic’s Deirdre Wise was
the reader for the kids at Stowers
Elementary School. Deirdre’s Mom
has been a staff member at Stowers
for many years, so it was even more
fun for Deirdre to visit the school and
enjoy the kids.
Kinetic is a proud sponsor of Relay for Life! Each year staff members
volunteer their time and money all from the heart. On April 28, 2017
join us in the fight against cancer at A.J. McClung Memorial Stadium.
The survivors walk will kick off the event at 7:15 p.m.
Need Guidance
Planning for
Retirement?
Holiday Closings
Contact Landy Thompson,
Landy Thompson
MEMBERS Financial Services
Representative serving the members of
Financial Services
Kinetic Credit Union at 706-571-3156, for a no-cost, no-obligation
Retirement Assets Consultation.
Monday, July 3 (Close at 5 PM)
Tuesday, July 4
Independence Day
Representatives are registered, securities are sold, and investment advisory services offered through CUNA Brokerage Services, Inc. (CBSI),
member FINRA/SIPC, a registered broker/dealer and investment advisor, 2000 Heritage Way, Waverly, Iowa 50677, toll-free (866) 512-6109.
Nondeposit investment and insurance products are not federally insured, involve investment risk, may lose value and are not obligations of
or guaranteed by the financial institution. CBSI is under contract with the financial institution, through the financial services program, to make
securities available to members.
Saturday, May 27
Monday, May 29
Memorial Day
Please remember:
Our ATMs, Kinetic Telephone Banking,
Mobile Banking and eBranch are available
for your convenience 24/7.