VISA PLATINUM
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APPLICATION AND SOLICITATION DISCLOSURE
Interest Rates and Interest Charges
Annual Percentage Rate (APR) for
Purchases
APR for Balance Transfers
APR for Cash Advances
How to Avoid Paying Interest on Purchases
Minimum Interest Charge
For Credit Card Tips from the Consumer
Financial Protection Bureau
Fees
Annual Fee
- Annual Fee
Transaction Fees
- Foreign Transaction Fee
Penalty Fees
- Late Payment Fee
- Returned Payment Fee
8.99%
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, 9.95%
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, 10.49%
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, 12.95%
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,
15.49%
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, or 17.95%
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when you open your account,
based on your creditworthiness.
8.99%
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, 9.95%
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, 10.49%
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, 12.95%
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, 15.49%
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, or 17.95%
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when you open your account, based on your creditworthiness.
8.99%
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, 9.95%
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, 10.49%
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, 12.95%
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, 15.49%
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, or 17.95%
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when you open your account, based on your creditworthiness.
Your due date is at least 25 days after the close of each billing cycle.
We will not charge you any interest on purchases if you pay your entire
balance by the due date each month.
None
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To learn more about factors to consider when applying for or
using a credit card, visit the website of the Consumer Financial
Protection Bureau at http://www.consumerfinance.gov/learnmore.
None
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1.00%
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of each transaction in U.S. dollars
Up to $15.00
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Up to $15.00
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How We Will Calculate Your Balance: We use a method called “average daily balance (including new purchases).”
Effective Date:
The information about the costs of the card described in this application is accurate as of September
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1, 2015 .
This information may have changed after that date. To find out what may have changed, contact the Credit Union.
OTHER DISCLOSURES
Late Payment Fee
Returned Payment Fee
Statement Copy Fee
Rush Fee
Emergency Card Replacement Fee
Card Replacement Fee
©CUNA Mutual Group 2009, 10, 12 All Rights Reserved
$15.00
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or the amount of the required minimum payment, whichever is
less, if you are one or more days late in making a payment.
$15.00
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or the amount of the required minimum payment, whichever is
less.
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$1.00
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$40.00
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$150.00
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$5.00
DNYLX6 (MXC403 CCM003)-e