Remote Area Benefits
Make the most of where
you live and work.
If you live and work in a remote area, you could increase
your disposable income with remote area benefits.
Remote area benefits allows you to
salary package the cost of:

interest you pay on your mortgage for the
house you live in


For example, Anna lives and works in a remote area,
earns a yearly salary of $80,000 and pays $20,000 in rent
per year. By salary packaging her rent with remote area
benefits, Anna is able to pay $18,020 of her $20,000 rent,
using her before-tax income. This means Anna enjoys
$3,732.92 more of her disposable income each year.
Item
Anna’s Gross Annual Salary
Without Salary Packaging
With Salary Packaging
$80,000
$80,000
rent you pay an estate agent/private party
Remote Housing Rental
$0
$18,020
for the house you live in
Fringe Benefits Tax
$0
$0
your electricity or gas expenses if you salary
Employer Share
of Tax Savings
$0
$3,732.93
Administration Fee
$0
$59.40
$80,000
$58,187.67
$0
$0
package rent or mortgage as a remote area benefit

Here’s an example:
purchasing a property in a remote area or the
Net Salary
purchase of land to build a home in a remote area
Input Tax Credits
As a health employee, typically you can salary package up
Net Salary After Input
Tax Credits
$80,000
$58,187.67
to $9,010 in everyday living expenses. However, if you live
Tax & Medicare
$19,147
$11,621.75
Net Cash Salary
$60,853
$46,565.92
Rental Payment
$20,000
$1,980
Net Cash Salary
$40,853
$44,585.92
in a remote area, you could salary package the remote
area benefit. This means you could claim part of your
rent, or your mortgage interest and only 50% of those
expenses will be deducted from your cap. As a result, you
could have access to more of your before-tax dollars for
salary packaging (up to $18,020).
Net Employee Benefit
$3,732.92
Fortnightly Benefit
$143.57
Monthly Benefit
$311.08
To find out how you could increase your disposable income with Remote
Area Benefits, call Maxxia today on 1300 123 123.
Important Information: The calculations in this brochure are for illustrative purposes only and are of a general nature. The actual benefit that
could be achieved is dependent on applicable fees, your employer’s Salary Packaging Policy, the amount salary packaged, your salary and
your particular financial, taxation and welfare benefit circumstances. Tax calculations are approximate and exclude surcharges and other
items that may apply to you. PAYG tax rates effective 1 July 2016 have been used. Net annual, monthly and fortnightly benefits include 50%
tax share agreement with your employer. This general information doesn’t take your personal circumstances into account. Please consider
whether this information is right for you before making a decision and seek professional independent tax or financial advice. Conditions and
fees apply. The availability of benefits is subject to your employer’s approval. Maxxia may receive commissions in connection with its services.
Maxxia Pty Ltd ABN 39 082 449 036 Authorised Representative (No. 278683) of McMillan Shakespeare Limited (AFSL 299054)
MAXMKG_SP_RemoteArea_HealthFlyer_0317
Remote area benefits