T H E R E D 7 . n et
Friday, May 20, 2016
9/11 American flag:
‘A part of history’
Page 3
Exercise brings forces
together for ‘realistic’
training
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INSIDE
Briefs................7
Philpott............6
‘The last full measure of devotion’
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Year No. 6 Edition No. 20
‘The last full measure of devotion’
By KELLY HUMPHREY
By KELLY HUMPHREY
Northwest Florida Daily News
Northwest Florida Daily News
Sam Smith glanced toward
the monument in the middle of
the 7th Special Forces Group
(Airborne) compound and
smiled ever so slightly.
As treasurer of the Special
Forces Association, Chapter
7, which raised money to build
the memorial, he’s been waiting about five years for its
completion.
“I feel great now that we finally have a fitting monument,”
Smith said. “It took a long time
to make it happen.”
On May 17, family and friends
of the fallen joined hundreds of
members of the 7 SFG(A) to dedicate the black granite memorial.
At the start of the ceremony, two
pairs of soldiers wearing spotless white gloves slowly removed
the covers from the two sections
of the monument, revealing the
names of 59 soldiers inscribed
on individual bronze plaques.
“They were soldiers, and
they gave the last full measure
of devotion,” Col. Michael Ball,
the group’s commander, said
of the men whose names are
on the walls. “When we walk by
this monument each day, we’ll
be reminded of their sacrifice
— their efforts to give hope to
the hopeless, and freedom to the
oppressed.”
Toward the end of the ceremony, the families of the fallen
were invited to come forward
and view the names. Some stood
quietly by the walls, while others
reached out and gently touched
their loved one’s name.
For Tallahassee resident Alberta Simmons, seeing her son’s
name on the memorial gives her
a sense of peace.
Master Sgt. Shawn Elliot
Simmons — Alberta’s only child
— was killed in Afghanistan on
June 29, 2008.
“It’s kind of bittersweet,”
Simmons said of the memorial.
“I’m glad that the group will not
forget him. His name will be
here long after I’m gone.”
9/11 American flag: ‘A part of history’
Photos by DEVON RAVINE | Daily News
Soldiers and their family members get a look at a new memorial that was unveiled May 10 at the 7th Special
Forces Group (Airborne) cantonment on Eglin Air Force Base.
Above, Sgt. 1st Class Francisca Sweetland
takes a photograph of a friend’s name on a
recently completed granite memorial.
At left, Glenda Penton, mother of Army
Sgt. Timothy P. Padgett, looks at a granite
memorial that honors him.
Nearly 15 years after
the Sept. 11, 2001, terror
attacks, memories of that
day still strike a chord
in the hearts of many
Americans.
For the next few
months, visitors to the
Destin-Fort Walton Beach
Airport will be able to
view a special memento
of that day — a massive
22-by-32-foot composite
banner made up of 2,983
miniature American flags
(one for each victim of
the attacks), as well as
flags representing the
service organizations that
participated in the rescue
and recovery operations,
and flags from all of
the countries that lost
citizens in the attacks.
Since its creation by
the group United We
Stand, United We Sew,
the 9/11 International
Memorial Flag has
traveled more than
57,000 miles across the
country. It’s been on
display at military bases,
on aircraft carriers, and
in communities large
and small. In September,
it will go on permanent
display at a memorial
near Ground Zero.
“It’s an honor for
us to be able to have
this national treasure
until it reaches its final
destination in New York
City,” Okaloosa County
Commissioner Kelly
Windes said during a
ceremony at the airport
on May 16.
Members of
the military, first
responders and county
officials were joined by
curious onlookers at
the ceremony, which
included an address by
Brig. Gen. Christopher
Azzano, commander of
Tom McBrien, curator of the 9/11 International Memorial Flag, attaches a set of dog tags
to the giant flag, which is currently on display at the Destin-Fort Walton Beach Airport.
The flag is comprised of 2,983 miniature 4x6 American flags, representing each victim
from the World Trade Center, Pentagon and Flight #93, and made by volunteers as part
of the United We Stand, United we SEW project.
Eglin Air Force Base’s
96th Test Wing. Azzano
said symbols like the
memorial flag represent
America’s response to the
devastating attacks.
“I believe it’s a basic
American instinct to
respond to crises,”
Azzano said. “No words
can express the loss
felt by our nation that
day, but what happened
afterward was even
more remarkable. Since
Sept. 11, 2001, more than
300,000 have proudly
joined the military.”
Tarunda Hurt heard
about the flag and made a
special trip to the airport
to see it.
“It’s a big deal,” the
Destin resident said. “I
wanted to be here, to see
a part of history.”
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DEVON RAVINE | Daily News
Above, Transportation Security Administration employees
work beneath the giant 9/11 International Memorial Flag
currently displayed at the Destin-Fort Walton Beach Airport.
At left, Tom Pocta and other members of an Eglin
firefighters’ honor guard present the colors on May 16
at the Destin-Fort Walton Beach Airport during an
unveiling of the 9/11 International Memorial Flag.
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f you noticed more
than the usual military
activity the past two
weeks, you’re not
imagining things.
Recently, the Air
Force Special Operations
Command hosted Emerald
Warrior 16, the annual
joint training exercise
that brings together
special operations forces,
conventional forces,
interagency elements and
partner nation forces to
practice what AFSOC
calls “realistic combat
scenarios.”
More than 1,200 people
are participating in the
training at local bases.
The focus of the training
is irregular warfare — the
type of scenarios that Navy
Seals, Air Commandos,
Marine Corps Rangers,
Army Special Forces and
conventional forces might
encounter.
David Patterson, the
Emerald Warrior air
operations planner, said
so far the exercise has
exceeded expectations.
“It’s going very well,”
Patterson said. “Whenever
you have this many people
and this many activities
going on, there are going to
be some hiccups. But we’ve
gotten positive feedback
from all the participants.”
The service members
taking part in Emerald
Warrior are utilizing some
of the most important tools
the military has to offer,
including aircraft such
as Seahawk and Apache
helicopters, AC-130s and
a KC-130, F-16s, T-45s and
even an unmanned MQ-9
Reaper. The training has
taken place on the ground,
in the water and in the air.
In one exercise, two
Navy MH-60 Seahawk
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Exercise brings forces together for ‘realistic’ training
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How Much House Can I Buy?
DEVON RAVINE | Daily News
Two Navy MH-60 helicopters hover over Santa Rosa Sound near
Wynn Haven Beach on May 10 as they drop Special Tactics forces
into the water as part of the Emerald Warrior 16.
Each loan has a qualifying factor called DTI (or Debt to Income) Ratio, it compares how much you pay out with how much you earn. Each type of loan and
borrower has a different DTI limit that is acceptable; this ranges between 36%
and 57%. For example, you earn $10,000 a month before taxes and all your debt
payments sum to $4000. Keep in mind that these are only the bills that appear
on your credit report, like credit cards, loans, and your mortgage payment. Well,
$4000 is 40% of your $10,000, so your DTI is 40% and therefore, you would
be within the acceptable range for the DTI factor. Other factors enter into the
decision. These include consideration for your lifestyle, what you are willing to
pay or feel comfortable paying, and that number could be different based on
your preference. You should contact an experienced Loan Officer to help you
understand all the factors and determine the monthly payment for which you
qualify. Based on your monthly payment you can calculate the amount of loan
you can comfortably afford and that loan amount added to your cash on hand
for the purchase will give you the total dollar amount you can pay for your home.
What do I need to get ready to buy a home?
Each program is different and securing the best terms will vary by each loan type.
A good credit score, usually 720 or higher will get you better terms. In general,
you may improve your credit score by paying down credit card balances so you
are using 30% or less of your credit limit per card. Pay your bills on time or early,
try not to take any new debt, don’t let anyone pull your credit until you are ready
to get pre-approved or the Loan Officer. Save money, because most loans require
some down payment starting at 3% and up from there (except VA and USDA
which are for military, ex-military, or rural housing). Additionally, I typically
recommend saving 5-10% but this really needs to be determined by your specific
situation because this could be less. An experienced Loan Officer can help you
understand steps you need to take to make you ready to buy your home.
When is the best time to Buy?
Staff Sgt. Matthew B. Fredericks | USAF
Above, an Air Commando assigned to the 15th Special Operations Squadron watches the sunset from the back of an MC-130H Combat Talon II
during Exercise Emerald Warrior 16, May 12, at Hurlburt Field. Below, a Special Tactics airman jumps from a Navy MH-60 helicopter into Santa
Rosa Sound on May 10.
helicopters shuttled two
teams of Air Force Special
Tactics forces to a spot
over the Santa Rosa Sound
near Wynn Haven. As the
helicopters hovered about
10 feet above the water,
the teams tossed inflatable
boats out the door. A few
seconds later, the airmen,
clad in diving gear, jumped
out of the helicopters.
“They are performing
an underwater diving
exercise,” explained Capt.
Zachary Anderson, a public
affairs officer involved with
Emerald Warrior.
After delivering their
special cargo, the Navy
helicopters left the scene,
kicking up plenty of water
and mist in their wake.
“Getting our air, land
and sea assets working
together is key to our
success,” said Lt. Col.
Eric Sullivan, an Air Force
Reservist assigned to
Hurlburt’s Air Warfare
Center. “With Emerald
Warrior, we’re working
on getting our special
operations forces and
our conventional forces
to coordinate, in order
to prepare them for the
battlefield of the future.”
Staff Sgt. Paul Labbe | U.S. AIR FORCE
U.S. Air Force pararescuemen and combat controllers from the
24th Special Operations Wing line up before jumping out of an
MC-130J Commando II.
Your personal situation and circumstances will dictate when it is best for you.
Whether it’s a buyers’ market, sellers’ market, slow or fast market, it all comes
down to you. Typically, if you plan on remaining at a location for at least 4
years, buying a home is worth considering. There are other considerations in
addition to the ones mentioned earlier of a steady income, savings, and low debt
payments to help you determine when it is time for you to buy. For example,
location plays a big factor. If you are military and you are relocated, can you rent
your property quickly? Buying in a vacation area will help if you are considering
the possibility of renting your property. Consulting with an experienced Loan
Officer can help you clarify your choices and help you set goals on timing your
future Homeownership.
How Do I know If I Qualify?
The main things you want to consider that cover most mortgages are:
-Credit: The higher the score, the longer history of a consistent on time payments the better. Most Lenders look at the most recent two years unless there is
a short sale, foreclosure, or bankruptcy, then it can go out further. Bankruptcy
requires is a minimum waiting period of two years for some programs and 3
years or more for short sale or foreclosure.
-Saved money: You should you have a savings account or other funds for closing
costs and down payment, usually between 5% and 10%.
-Rent history: You should have a good rent history; this will help strengthen your
request for mortgage credit. Not all loans require this but if you have weak or low
credit scores, this will help.
-Steady employment: More than one job over two years is can be acceptable; the
key is a steady income.
Some loan situations may be different and consulting and experienced Loan Officer
for an analysis can help you determine how much you qualify for.
If you would like an answer to a specific question in the next article, or would like
to seek expert advice on the purchase of a home, call us today at: 850.384.5334
[email protected]
Senior Airman Logan Carlson | USAF
DEVON RAVINE | Daily News
A U.S. Army Soldier directs a UH-60 Black Hawk during Exercise
Emerald Warrior 16 at Naval Station Pascagoula, Miss., May 10. v
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Friday, May 20, 2016 | THE RED 7 | Page Page | THE RED 7 | Friday, May 20, 2016
Tom
Philpott
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People will want to push
back “because change is
hard to accept. But the
goal (is) to bring about
efficiency, lower costs (and)
improve quality.”
Graham added, “If
we don’t do anything, in
about 20 years 18 percent
of the Department of
Defense budget is going
to be military health
care related. That’s an
unsustainable path.”
Graham said the
proposed healthcare
reforms, to be unveiled
Friday and explained in
next week’s column, not
only will make the system
more sustainable for
taxpayers but they will
expand patient services
and access.
Graham and Sen.
Kirsten Gillibrand (DN.Y.) noted one other key
health care provision:
a $40 million initiative
to reinstate the higher
applied behavior analysis
(ABA) therapy rates that
TRICARE replaced April
1 under its demonstration
for expanded treatment
of military children with
autism.
Families with special
needs children, said
Graham, will be the
“biggest winners” from the
committee’s health reform
initiatives.
A House-Senate
conference committee this
summer will negotiate
away any differences
between the two versions
of the authorization
bill. In the recent past
House negotiators have
acquiesced to senators
on the pay cap issue. Last
January, the basic pay hike
was capped at 1.3 percent, a
full percentage point below
a raise to pace the ECI. In
both 2014 and 2015, military
pay hikes were capped at
1 percent when 1.8 percent
was needed to match wage
hikes nationwide.
Every pay cap saves the
Department of Defense
a lot of money. Next
January’s pay cap would
free up $300 million through
the last nine months of
fiscal 2017. Smaller basic
pay raises also hold down
future retirement costs
and all other military
pays linked to basic pay
levels. The Congressional
Budget Offices estimates
that capping basic pay
increases by just a half
percentage point for a full
decade would save almost
$25 billion. The Defense
Department’s current plan
is to cap pay increases
2129692
defense
authorization bill and
voted for a
pay raise to
match ECI.
The House
panel also
wants only
modest TRICARE fee
increases
and would apply most of
them only to persons who
join the military after 2017.
Not so the Senate committee. Its members don’t
stand for re-election every
two years.
“We’ve done some tough
things, some long overdue
things and some very
necessary things for those
who serve in the military,”
said Sen. Lindsey Graham
(R-S.C.), chairman of the
armed services’ personnel
subcommittee.
“This is the most
comprehensive look at
military health care I’ve
ever been involved in.
We’re trying to make it
better,” Graham said.
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For a fourth straight year,
military personnel could see
their basic pay increase next
January fall short of average
wage growth in the private
sector.
That became more likely
when the Senate Armed
Services Committee this
week offered a first peak at
its fiscal 2017 compensation
reform package, which is
also expected to support
higher TRICARE fees and
co-pays, the bulk of them
targeted at retirees under
age 65 and their families.
Senators endorsed a
military pay raise for
Jan. 1, 2017, of 1.6 percent
rather than the 2.1 percent
needed to match private
sector wage growth
as measured by the
government’s Employment
Cost Index (ECI).
The Senate committee
is signaling once again that
it is ready to take a harder
stand on containing compensation costs than are
House colleagues who last
month marked up their own
version of the fiscal 2017
through fiscal 2020.
From 2001 through 2010,
as hundreds of thousands
of U.S. troops went to war,
Congress acknowledged a
military pay gap and began
setting pay raises a half
percentage point above
ECI. But by 2011, with
the nation worried about
runaway debt, Congress
passed the Budget Control
Act, which ordered defense
spending tightened by
roughly $500 billion over
the next decade. For the
next three years, Congress
set military pay raises,
as standing federal law
requires, to match changes
in the ECI.
Since 2014, however,
the Obama administration
has proposed and
Congress has allowed
military raises to fall below
wage growth nationally.
Congress also embraced
the administration’s call to
dampen Basic Allowance
for Housing (BAH) growth
by a full percentage point
per year until BAH rates
cover only 95 percent,
rather 100 percent, of
average rental costs off
base.
The cumulative effect of
basic pay and BAH caps is
taking a toll on purchasing
power of military personnel
and families, said Steve
Strobridge, director of
government relations
for Military Officers
Association of America.
Some lawmakers, he
said, look at the caps’
impact on individuals in a
single year and conclude
it “doesn’t seem to mean
much,” Strobridge said.
“But if you look at how
much that person is losing
each year versus what
they would have had, had
there not been a pay raise
cap or allowance cap,
you can see the numbers
start compounding pretty
quickly.”
Assuming another
half percent pay cap next
January, a married E-5 who
had 10 years’ service when
assigned to Washington,
D.C. in 2014 will feel a
cumulative loss of income
of $4756 through 2017, the
result of four consecutive
basic pay caps and three
years of BAH caps,
Strobridge said.
A married junior officer
(O-3) who had 10 years in
when assigned to the D.C.
area in 2014 would see a
cumulative loss in pay and
allowances over that same
four-year period of $7,869,
he said.
Even that impact is
understated, Strobridge
said, if these careerists go
on to retire, given how pay
caps hold down the value of
future retired pay.
“That O-3 is going to
give up $1,100 a year in
retired pay for the rest of
his life if he retires at 20
years,” he said.
So far, however,
the Senate committee
embraces the
administration’s argument
that growth in military pay,
allowances and health care
costs need to be curbed and
those dollars used instead
for more critical readiness
needs including training,
equipment, fuel and spare
parts.
During the
subcommittee mark
Tuesday, Graham and
Gillibrand choose
to describe in detail
provisions in the bill to
modernize the Uniform
Code of Military Justice.
The more impactful
provisions, on pay and
benefits, were left for the
full committee to describe
in a forthcoming press
release.
Send comments to Military
Update, P.O. Box 231111,
Centreville, VA, 20120, email
[email protected] or twitter:
Tom Philpott @Military_Update
From staff reports
info, call 850-882-5058.
Fishing 101
Archaeology Day
On Saturday, May 21 at
9 a.m., Eglin Outdoor Recreation will present Fishing 101
Clinics, where a professional
instructor will teach the basic techniques of shoreline
fishing along the bay. Instruction includes baiting, casting,
reeling and fish identification.
Basic shore fishing of the bay
will be taught, all in a fishing
environment.
Cost for the two-hour class
is $25 for ages 11 and up, and
includes use of all equipment
and bait. Younger children
ages 6-10 may also participate
with parental supervision.
All participants will need
to obtain a free shoreline fishing license. Sign up now at
Outdoor Rec. Call 850-8825058 for more information.
Come celebrate Florida
Archaeology Month at the
5th Annual Eglin Archaeology Day, to be held on
Saturday, May 21 from
8 a.m. to noon at the Jackson Guard Complex on State
Road 85 in Niceville. The
Cultural Resources Office
of Eglin’s Environmental
Branch will showcase many
activities throughout the
event, including kid-friendly
activities, meet-and-greets
with local archaeologists, a
visit to the native plant garden, and lessons on local history and archaeology. The
event is free and open to the
public. For more info, call
850-883-2102.
Scenic Trail Hike
Join Eglin Outdoor Recreation on Sunday, May 22 at 7
a.m. for a hiking trip along the
historic Torreya State Park
Trail in Northwest Florida.
The hike will consist of about
a 1½ hour backpacking trek
into the woods on either the
scenic trail or the majestic
challenge trail, climbing to
300 feet above the Apalachicola River at Logan’s Bluff.
Hikers will break for lunch
in the picnic area. Participants must meet at ODR at 7
a.m. Cost is $25 per person.
Participants should wear
walking shoes and bring water, lunch, insect repellent
and any other hiking attire.
Enjoy outdoor fitness fun
with family and friends.
Sign up at Outdoor Rec
and please make staff aware
of any allergies or other pertinent medical conditions
when signing up. This is a
RecOn resiliency event especially designed for those
gearing up or returning from
a deployment, including Air
Force active duty or reservists and eligible family members or a guest. For more
hands-on projects involving
propulsion, robotics and water dynamics. All applicants
must be a dependent of active duty military, AF retired
military, AF civilian employee (APF or NAF), Air National Guard or AF Reserve
personnel.
The STEM Camp
application form is
available at www.eglinforcesupport.com/youth. Completed applications should be
e-mailed to anton.jadin@
us.af.mil and john.lilly.5@
us.af.mil by Wednesday, May
25. 850-882-8212.
Sunrise Paddle
Back by popular demand!
Join Eglin Outdoor Recreation on Friday, May 20
from 6 to 7 a.m. for a Sunrise
Paddleboard excursion. It’s a
relaxing way to start your day,
and you might even catch a
view of dolphins when they
are most active.
Trips depart from Post’l
Point. Cost is $20 per person
and requires prior paddleboarding experience. Bring
your friends and sign up at
Outdoor Rec. For more info,
call 850-882-5058.
Stay Well Fitness
Family Day
The Eglin Youth Center
invites families to “Stay Well”
with a fun Fitness Family
Day, for parents and children
ages nine and up. Scheduled
for Wednesday, May 25 from
4-5:30 p.m., the event will
include a variety of fitness
challenges, and will have
family units working together
to overcome obstacles while
improving motor skills, building endurance, and promoting a healthy lifestyle. For
more information, contact
Mr. Terry at 850-883-1426.
STEM Camp
The Eglin Youth Center
is accepting applications for
its 2016 Science, Technology, Engineering & Mathematics (STEM) Camp, to
be held June 26-July 1 at
Camp Timpoochee in Niceville. Interested youth must
be entering 7th-11th grade
and have a desire to develop
their skills in “Design Thinking” to become creators
of technology, not just users.
Camp activities will focus on building confidence
through problem-solving and
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Senate panel: Military pay raise caps should continue
red 7 Briefs
Page | THE RED 7 | Friday, May 20, 2016
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at 1000 North Beal Parkway
in Fort Walton Beach.
*Valid on vehicle purchases only. Must present this ad and show military ID to
receive Military Advantage Program and Military Appreciation Month incentives.
2129995
$250