NEDBANK SAVVY FEES
EFFECTIVE 1 JANUARY 2016
Our commitment to you:
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• SMS Banking – dial *120*001# • Contact centre – 0860 555 111
• Cellphone Banking WAP – go to nedbank.mobi
• Internet banking and for more information – go to nedbank.co.za
• Nedbank App SuiteTM – download it from your app store
Nedbank 135 Rivonia Campus, 135 Rivonia Road, Sandown, Sandton, 2196.
Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and registered credit provider (NCRCP16).
MORE BANK FOR YOUR BUCK
Nedbank Savvy gives you all of these great benefits:
Nedbank
ewards
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Get rewarded with the Nedbank Greenbacks American Express® Card spend.
In addition, you will earn double and unlimited Greenbacks on all eligible
spend with the Nedbank Greenbacks American Express® Card.
Affinities
Donate to others by linking your Nedbank cheque card or credit card to the affinity of your
choice – Children’s, Green, Sport or Arts – at no cost to you.
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Switch your current account to Nedbank and we will move your debit orders for you.
Hassle-free. For free.
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Nedbank will notify you by SMS when you have insufficient funds in your account to meet
debit order payments.
Terms and conditions apply.
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ithout A
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For more information go to nedbank.co.za or call 0860 555 111 to speak to a consultant.
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Bank anytime, anywhere
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3000302 - NEDB006780 (06/15)
A FREE, highly secure, easy-to-use personal financial management tool.
Register at nedbank.co.za/myfinanciallife.
BANK SAVVY AND SAVE ON FEES
FIVE STEPS TO GREAT­VALUE BANKING
By banking with knowhow you can put money back
where it belongs – in your pocket.
Remember to follow these five steps to bank savvy
and save on fees:
member
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Swiping your card at tillpoints is
much safer than carrying cash.
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Bankin
g
kin
Cash withdrawals at tillpoints
in Nedbank’s partner supermarket
stores – Pick n Pay and Boxer – will
be more cost-effective than at an ATM.
Also note that Nedbank-branded ATMs
are cheaper than other banks’ ATMs.
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For payments, transfers and balance
enquiries self-service banking will always
be more cost-effective than using an
ATM or a branch.
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1 Choose the right account for you.
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vestment
In
Compare the costs for withdrawing R550,00 on the
different channels (Savvy Pay-as-you-use):
Tillpoint
ATM
(Nedbank)
ATM
(other bank)
Branch
R4,00
R11,92
R18,92
R42,92
For more information go to nedbank.co.za.
Use our Bank Fees Calculator to match an account to your banking needs.
Terms and conditions apply.
2 Use the money management tools
available to you.
3 Use self-service banking – banking
anytime, anywhere.
4 Sign up for the Nedbank Greenbacks
Rewards Programme.
5 Choose savings and investments that
will fulfil your future needs.
Savvy value
Savvy account
SELECT YOUR SAVVY ACCOUNT
Savvy Bundle
Savvy Plus
Savvy Pay-as-you-use
High-frequency user
Medium-frequency user
Low-frequency user
R180,00
R100,00
R30,00
MyFinancialLifeTM
Free
Free
Free
App Suite
Free
Free
Free
SMS Banking
Free
Free
Free
Eight visits per person
–
–
Name of account
User type
Monthly fee
Digital subscription
eNote
Domestic airport lounge access
Savvy add-ons
Credit card
Greenbacks Rewards Programme
Overdraft
No-funds alert
Prepaid electricity and airtime
Key
transactions
Airtime without Airtime
Pay as you use
Point-of-sale swipe
Nedbank ATM withdrawal
Four free per month
Debit order
Legend:
– included value-adds
– optional additional value-adds
For more information please go to nedbank.co.za or visit a branch to speak to a Nedbank consultant.
Terms and conditions apply.
Pay as you use
Pay as you use
SAVVY BUNDLE
This
flexibility
terms
of benefits
how you you
bank.
Its included
facility
and credit
This account
account offers
offers you
you complete
the flexibility
and allinthe
savvy
need,
such as overdraft
an overdraft
facility,
card
will
give
you
peace
of
mind,
while
Greenbacks
and
other
benefits
will
ensure
that
you
get
the
most
out of
a Platinum Credit Card, Nedbank Greenbacks Rewards Programme and more, so that you can get the most
your
banking.
out of your banking for a fixed monthly fee.
Fixed-fee bundle account
R180
R180,00 monthly fee
Benefits/Value included:
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Platinum Credit Card
Self-service subscription fee
Greenbacks Rewards Programme
(cheque and credit card)
Overdraft facility
Platinum Cheque Card
Table of transactions:
Key transactions
Digital
Balance and statement enquiries
Electronic interaccount transfer
Electronic account payment
Debit order
No-funds alert
Point-of-sale (POS)
Swipe
Withdrawal at tillpoint – cash only
Withdrawal at tillpoint – with purchase
ATM
Balance enquiry at a Nedbank ATM
Withdrawal at a Nedbank ATM
Withdrawal at another bank’s ATM
Cash deposit at a Nedbank ATM or Nedbank Intelligent
Depositor ATM (or branch)
Branch
Withdrawal
SMS notifications (eNote)
Fee
R11,00 + R1,32 per R100,00 or part thereof
One free per month
One free per month
Legend:
– included
For more information go to nedbank.co.za or call 0860 555 111 to speak to a consultant.
Terms and conditions apply.
SAVVY PLUS
This account is ideal for individuals who prefer electronic transactions, and it allows you to add the benefits
you want. The optional overdraft facility is there to give you peace of mind, and you can also add Greenbacks
This account will allow you to get the most out of your banking with a whole lot of savvy value for one fixed
to ensure that you get the most out of your banking.
monthly fee, and you can add more benefits when you need them, such as an overdraft facility and the
Nedbank Greenbacks Rewards Programme.
Fixed-fee bundle account
R100
R100,00 monthly fee
Benefits/Value included:
lf-service
Se
Gold Cheque Card
SMS notifications (eNote)
Self-service subscription fee
Key transactionsFee
Digital
Balance and statement enquiries
Electronic interaccount transfer
Electronic account payment
Debit order
Point-of-sale (POS)
Swipe
Withdrawal at tillpointR4,00
ATM
Balance enquiry at a Nedbank ATM
Withdrawal at a Nedbank ATM
Four free per month
Withdrawal at another bank’s ATM
R11,00 + R1,32 per R100,00 or part thereof
Cash deposit at a Nedbank Intelligent Depositor ATM
R5,00 + R0,66 per R100,00 or part thereof
Optional extras:
Send-iMaliTM – (R1,00 to R1 000,00 - R10,50) & (R1 001,00 to R2 500,00 - R13,50)
nd-iMali
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Overdraft facility – R25,00 per month
Nedbank Greenbacks Rewards Programme linkage fee of R18,00 per month
Legend:
– included
For more information go to nedbank.co.za or call 0860 555 111 to speak to a consultant.
Terms and conditions apply.
SAVVY PAY-AS-YOU-USE
This account provides you access to the full suite of Nedbank’s functionality, but allows you to pay only for
what
you use.
Adding
digital
subscription
will allow
you to products
transactand
overservices,
all of Nedbank’s
electronic
channels.
This account
provides
youawith
access
to the full suite
of Nedbank’s
and will allow
you to pay
only for
what you use. Your Savvy digital subscription is included in the price, making it easier for you to bank from wherever you are.
PA
Pay as-you-use-account
Y U
R30
Benefits/Value
included:
Debit card
SMS notifications (eNote)
Self-service subscription fee
Key transactions
Point-of-sale (POS)
Purchase at tillpoint
Withdrawal at tillpoint – cash only
Withdrawal at tillpoint – with purchase
Digital
Balance and statement enquiries
Electronic interaccount transfer
Electronic account payment
Debit order – internal
Debit order – external
ATM
Balance enquiry at a Nedbank ATM
Withdrawal at a Nedbank ATM
Withdrawal at another bank’s ATM
Cash deposit at a Nedbank Intelligent Depositor ATM
R30,00 monthly fee
Cheque card R169,00 per year (on request)
Free basic travel insurance
Fee
R4,00
R4,00
R6,00
R4,00
R8,00
R6,00
R15,00
R4,00 + R1,32 per R100,00 or part thereof
R11,00 + R1,32 per R100,00 or part thereof
R5,00 + R0,66 per R100,00 or part thereof
Optional extras:
Send-iMaliTM – (R1,00 to R1 000,00 - R10,50) & (R1 001,00 to R2 500,00 - R13,50)
nd-iMali
Se
Overdraft facility fee – R25,00 per month
Nedbank Greenbacks Rewards Programme linkage fee of R18,00 per month
Legend:
– included
For more information go to nedbank.co.za or call 0860 555 111 to speak to a consultant.
Terms and conditions apply.
eenback
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ewards
sR
Nedbank
CREDIT CARD
Nedbank Greenbacks Rewards Programme
The Nedbank Greenbacks Rewards Programme rewards you everytime you spend. You can:
use your Greenbacks as cash with the Nedbank Greenbacks SHOP Card;
invest your Greenbacks in a Nedgroup Investments unit trust; and
donate your Greenbacks to a verified list of charities.
and/or
Partner
Greenbacks linkage fee
R18,00 per month
Greenbacks enrolment fee
(once-off)
Earn rate
R216,00
One Greenbacks point for every R5,00 eligible spend
Double Greenbacks for every R5,00 eligible spend on
your Nedbank Greenbacks American Express® Card
Join the Nedbank Greenbacks Rewards Programme and we will waive the enrolment fee.
Apply at nedbank.co.za for a Nedbank credit card of your choice.
Terms and conditions apply.
CREDIT CARD
Choose the right credit card for you
Nedbank’s wide range of credit cards offers you all the convenience of shopping instore or online, and is
recognised throughout South Africa and internationally.
Card basics
Credit card
management fees
Monthly fee from
R58,00
R30,00
R24,00
Supplementary cards
Free
Free
R20,00
R150,00
R150,00
R24,00 per month/
R24,00 per month/
R24,00 per month/
once-off initiation
fee of R150,00 per card
once-off initiation
fee of R150,00 per card
once-off initiation
fee of R150,00 per card
Initiation fee (once-off) R150,00
Garage card
Key transactions
Purchases
Straight
Budget
Declined authorisation
Statements
ATM (Nedbank)
Self-service (Nedbank)
Emailed/Mailed
Balance enquiry
Internet banking
ATM (Nedbank)
ATM (other bank)
Extras
SMS notification (per transaction)
Digital subscription
Fee
Free
Free
R7,00
Free
Free
Free
Free
Free
R5,00
Free
R16,00 per month
More detailed pricing on transactions, withdrawals and payments can be found at nedbank.co.za.
Terms and conditions apply.
FOREX
Be savvy when travelling. Choose the right foreign exchange solutions to ensure a hassle-free travel experience.
American Express® GlobalTravel
Card features:
American Express® GlobalTravel
Card fees:
Prepaid
Encashment of unused funds on Card Free
Load USD, EUR or GBP
Commission (buying from Nedbank) 1,9%
Fix your rate
Minimum charge
R70,00
Accepted at millions of merchants
and ATMs globally.
Initial Card fee
R120,00
Issuing of foreign banknotes
Commission
1,95%
Minimum charge
R75,00
Common Monetary Area banknotes
Commission
3,15%
Minimum charge
R90,00
SWIFT transfers
Inward
Outward
Commission
0,60%
0,56%
Minimum charge
R145,00
R150,00
Maximum charge
R694,00
R728,00
Communication
–
R106,00
Pension payments under R2 000,00
R48,00
–
Incorrect instructions
–
R250,00 + foreign bank charges
Visit your nearest Nedbank branch to get these Nedbank forex products and the latest exchange rates or other information
or go to nedbank.co.za.
Terms and conditions apply.
HOME LOAN
Getting your bond approved is easier than you think. You can now get an indication of the home loan amount
you could qualify for in less than 3 minutes. And when you have found your dream home, complete the full
Nedbank home loan online application and get bond approval within hours. Visit any branch or SMS ‘BOND’ to
30755 for us to call you back. Apply online at nedbank.co.za/homeloans and get bond approval within hours.
Key transactions
Monthly fees
Service fee
Initiation fee
All loans
Transactional fees
Branch cash deposit
Cheque deposit
Electronic transaction
Fee
R57,00
R5 700,00
R10,00 + R1,32 per R100,00 or part thereof
R15,00
First six free, thereafter R4,50 per transaction
Contact us
• If you’d like more information or have enquiries about your home loan account, SMS ‘BOND’ to 30755 or please call
us on 0860 555 111 or visit any Nedbank branch.
Visit nedbank.co.za/homeloans for detailed pricing information.
TIP: Pay your home loan by debit order. It’s cost-effective and convenient.
Call us on 0860 555 111 to switch to debit order payments.
Terms and conditions apply.
Make your savvy life happen
• Contact centre – 0860 555 111.
• Visit any one of the 850 Nedbank branches.
• Visit one of the 190 Nedbank kiosks in Pick n Pay and Boxer stores.
• SMS Banking – dial *120*001#.
• Airtime without Airtime – dial *130*001#
• For internet banking and more information go to nedbank.co.za.
• Cellphone Banking WAP – go to nedbank.mobi.
• Nedbank App SuiteTM – download it from your app store.
Although Nedbank’s fees have always been reasonable, the National Credit Act now stipulates
the maximum initiation and service fees and interest rates for the type of loan agreement. It also
specifies that you may be required, depending on the type of loan agreement, to pay:
• the cost of any extended-warrant agreement;
• taxes and licence or registration fees;
• service, default and collection fees; and
• credit insurance.
Nedbank 135 Rivonia Campus
135 Rivonia Road
Sandown
Sandton
2196
Nedbank Ltd Reg No 1951/000009/06. Authorised financial services
and registered credit provider (NCRCP16).
For more information please go to
Nedbank.co.za