 Ride for a
 Youth Months
 RFCU’s Annual
 Millennials
Reason to
coming up this
Meeting scheduled
encouraged to
benefit shelter
spring
in March.
bank at RFCU
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real
WINTER
Should I
Consolidate My Debt?
I
f you sometimes feel like
a fraction of their original
you are drowning in debt,
cost. Now may be a good
it may be worth a try to
time to strike, pay off all of
negotiate a lower interest
your debt and walk away
rate with your credit card
debt-free. companies. Good luck
with that, says financial
Welcome Premier
Living Employees
to RFCU
RFCU is pleased to welcome
PREMIER Living & Rehab
2017
experts. Many credit card
companies will not budge
or budge enough to make a
real difference in your debt
to provide you with real relief.
Make no mistake about it.
We can help you with your
budget, and help you plan
a way out of debt that turns
your credit into a tool you
control. If you need the help, give us a call. Group. Their facility is located
A debt consolidation loan from your credit union may
A $10,000 debt consolidation signature loan financed at
on Cameron Street in Lake
be a better decision to help you. A debt consolidation
8.99% APR for 60 months has a monthly payment of $224
Waccamaw.
loan from RFCU can be used to pay off other debt at
with life and disability included in the payment.
All Premier employees are
eligible to join RFCU. Welcome
to the Credit Union family,
Premier Living!
New WHITEVILLE
office Hours
Open Monday - Friday 9 am - 5:30 pm
The Whiteville office now has new office hours to
better serve you. The Whiteville office will open
at 9 am and will remain open until 5:30 pm every
day Monday - Friday. The drive-thru is also open
M-F, 9 am - 5:30 pm.
Whiteville Branch: 1629 S. Madison St.
MOTORCYCLE RIDE FOR A REASON
4th Annual RFCU RIDE FOR A REASON: APRIL 15
Come join in on the fun in April at our
RIDE FOR A REASON REGISTRATION:
annual Motorcycle Ride for a Reason! We
take a relaxing ride through Columbus
Motorcyclist Name:
County each year. We begin our ride at
Passenger Name:
the Riegelwood office at 183 John Riegel
Address:
Road, and return for a nice lunch, door
Phone #:
prizes and raffle sweepstakes.
This yearly
fundraiser
helps the
Families
First
Domestic
Early Bird Discount Saturday, April 15th
Riegelwood Federal
Credit Union,
Riegelwood NC
Kick-Stands up @ 10am
Rain or Shine Event
Violence
Shelter in several different ways throughout
Shirt Size_____________ /$20 (S/M/L/XL/2XL)
(before March 31):
Passenger:
Shirt Size _____________ /$10
April 1-14 Registration*:
Passenger:
Shirt Size _____________ /$25
Shirt Size _____________ /$15
Ride Up Registration:
Shirt Size _____________ /$30
(April 15 only):
Passenger:
Shirt Size _____________ /$15
Registration includes t-shirt and one raffle ticket each.
the year. In 2016, window AC/heating units
*After March 31, t-shirts available, while supplies last.
were purchased for their facility per their
All proceeds will help benefit Families First Domestic Violence Shelter, serving Bladen/Columbus
Counties.
request. Also, perishable meat items were
purchased for their residents and part of our
fall food drive was used to replenish their food
Checks Payable & Mail to:
RFCU, c/o Shonda Carroll,
183 John Riegel Rd. Riegelwood, NC 28456
supply which gets very low during the year.
Register early. Raffle tickets will also be
available for sale on this day.
RFCU Celebrates Our
Youth in April and May
Our 2017 Youth
Months are coming up
in April and May. This
year’s theme is, ‘Give a
Hoot About Saving.’
The Marketing
Department is now
planning a great fun-filled
celebration this spring and
want all the youth in your
family to become a
part of it.
Go Camping on Us!
RFCU is providing
scholarships to two high
school students so they
HUH? SAVER
SURPRISED SAVER
may attend the 2017
Cooperative Leadership
SLEEPY SAVER
SCOWLING SAVER
Camp. The camp is held
for five days in June
IMPASSIVE SAVER
ADORABLE SAVER
SCHOLARLY SAVER
19-23 at Whitelake.
MELANCHOLY SAVER
Two outstanding leaders
HAPPY SAVER
ANTIHERO SAVER
HIPSTER SAVER
WIDE-EYED SAVER
will not only learn how to
run a business, they will enjoy the fun of meeting new friends and enhancing
Keep an eye out for our
youth month ads in the
near future.
their leadership skills as well. This is a great college application builder.
If you are an upcoming sophomore, junior or senior next school year and want
to attend this camp, email [email protected] for an application.
Applications are due May 15.
RFCU ANNUAL MEETING: New Venue
The RFCU Annual Meeting will
be held Tuesday, March 21, 2017.
The meeting venue has changed!
This year’s annual meeting will
be held at the Riegelwood office,
183 John Riegel Road. Doors
open for registration at 3:30 pm
and the meeting will begin at 4
pm. Make sure you tell your family
and friends we will NOT be at the
middle school this year for the
meeting. The Annual Meeting is
a business meeting to elect new
Board nominations are being
accepted through January 17.
There are three seats up for
election.
If you or someone you know
is interested in serving on the
or incumbent board members to
serve the membership for the year.
Credit Union Board of Directors,
Annual Meeting Schedule:
please contact a member of the
2:30 - Riegelwood Office Closes
nominating committee.
a Nominating Committee to help
3:30 - Riegelwood Office
Reopens for Annual Meeting
recruit members as volunteers for
Elaine Williams231-3269
4:00 - Business Meeting Begins
the Board of Directors.
June Bigford362-2078
4:15 - Registration closes
• Now through 1/17: Board
Nominations Accepted
• 3/13 - 3/20: In House Voting
at All Branches
• 1/17 - 2/15: Absentee Ballot
May be requested
• 3/17: Absentee Ballot
Postmark Deadline
How to request an Absentee Ballot
Member must request Absentee
Ballot in writing to:
RFCU, Attn: June Bigford,
183 John Riegel Rd,
Riegelwood, NC 28456.
Include a postage paid envelope.
How to Spend Your Tax Refund On a Car
2. Buy a really inexpensive
Our rates are as low as 3.99%
Americans spend their refund on
used car.
APR*. Call us and compare a
an auto-related purchase?
While it will require some careful
rate quote specific for you today.
Why not use your refund to
get new wheels and make that
purchase? Before spending your
tax refund considering the following
options:
In house voting: March 13-20
Nominating Committee:
Each year, the credit union appoints
Annual Meeting Dates to Remember:
Did you know, one third of all
The Riegelwood branch will be
closing at 2:30 p.m. on March 21.
Our Whiteville and Leland offices
will remain open during regular
business hours.
searching, you can still buy a used
car for about the amount of your
tax refund. Set aside a budget for
maintenance and repairs. They
are part and parcel of driving an
inexpensive used vehicle.
1. Use the money as a down
3. Pay down an existing car loan.
payment on a new or used car.
Make an extra payment or two, or
The most important factor in
pay down the balance. Paying off
securing an auto loan for a buyer
the balance will reduce the amount
with shaky credit is a substantial
of interest paid over time.
down payment. Especially for
4. Refinance your current loan.
members with poor credit, using
Most likely the rate you currently
a tax return as a down payment
pay on your auto loan at another
can create finance options that
financial institution is higher than
otherwise may have been out of
the rate we currently offer.
5. One last piece of advice: Do
not show up at the dealership
carrying your IRS refund check,
ready to be signed over. This
sends the wrong message to the
• Request must include
member name, address &
account number
• Ballots must be postmarked
no later than 3/17/17
5
5 REASONS TO USE OUR
ONLINE BANKING
AUDIO TELLER
MOBILE BANKING
Saves Time
No More Standing in
Line at CU Office
car salesperson. Instead, deposit
24/7 Access
your check, get pre-approved for a
More Secure for
Members
loan so you know how much your
monthly payments would be and
what you can afford.
*A used vehicle financed from another
credit union or bank with a current
balance of $6,000 for 48 months at
3.99% has a low monthly payment of
$143.56 including CDI and
life insurance.
Easy Enrollment
Detailed Use
instructions at any
branch or online at
www.RiegelwoodFCU.
reach.
L I K E U S O N FA C E B O O K
S E A R C H ‘ R I E G E LW O O D
FEDERAL CREDIT UNION’
Connect with RFCU on social media
WWW.RIEGELWOODFCU.ORG
HOLIDAY CLOSINGS
ATTENTION MILLENNIALS: Bank Here
PRESIDENT’S DAY
Monday, February 20
If you are born sometime in the 1980s through the
All branches close for
Staff Training Day
describes you, then you already knew that.
EASTER MONDAY
Monday, April 17
early-2000’s, then you are a millennial. But if that
We realize that 71% of you said you would
rather visit the dentist than to hear what financial
institutions have to say about money. We get it.
BUT….
We also know you are passionate and loyal about
the things you care about. We also know that
Riegelwood Branch
183 John Riegel Rd.
Riegelwood, NC 28456
910.655.2274
Monday – Thursday:
when it comes to money, you tend to trust the
that treats you right? We encourage millennials
recommendations from your family. After all, who
to join RFCU. Your membership is for life and we
else would know best about the financial institution
have the right account to fit your needs.
BREAKING NEWS
8:00 a.m. - 4:30 p.m.
Friday:
7:00 a.m. - 4:30 p.m.
Fax: 910.655.3544
Leland Branch
2065 Andrew Jackson Hwy
Leland, NC 28451
910.383.1650
LAWNMOWER LOANS
AVAILABLE
MOVING? TELL US
YOUR NEW ADDRESS
SUMMERTIME
PURCHASE?
8:00 a.m. - 5:00 p.m.
We Make NEW Lawnmower
The Address Locator Fee of
The hot summertime is right
Drive-Thru Friday Only:
Loans for as low as 4.99%
$3 will be deducted from your
around the corner. Do not forget
APR. We finance up to 100% of
savings account if we do not
us when you have a need or
Fax: 910.383.1688
the purchase price for up to 54
have your new address within
an urge to make a summertime
months. A $6,000 lawnmower
90 days of moving. Contact us
purchase. We finance:
Whiteville Branch
loan for 54 months financed
to update your account address
Motorcycles, Farm Equipment,
at 4.99% APR has a monthly
information.
Campers/Travel Trailers, Boat/
Monday – Friday:
8:00 a.m. - 6:00 p.m.
1629 S. Madison Street
Whiteville, NC 28472
910.317.0071
Monday – Friday:
9:00 a.m. - 5:30 p.m.
Drive-Thru:
9:00 a.m. - 5:30 p.m.
Fax: 910.499.0171
www.RiegelwoodFCU.org
Routing & Transit Number: 253177133
payment of $132.67 with CDI
Motor/Trailer, Motorhomes,
and life insurance. Call today for
Airplanes, Lawnmowers, ATV,
details.
Golf Carts, Waverunners
Photo Contest. Enter Your Pet to Win!
Attention Parents and
Grandparents:
our Youth Newsletter. Entry
Youth members can earn
forms available in the Youth
up to a $100 deposit to
Newsletter, also online at
their youth savings account
www.RiegelwoodFCU.org.
by winning our pet photo
contest. Look for our ‘Rub a
37157-ANL122016
Dub Pet Photo Contest’ details in