SECURING THE NATION: THE CASE FOR SAFER HOMES JULY 2006 1 SECURING THE NATION: THE CASE FOR SAFER HOMES CONTENTS 4 Foreword 5 Executive Summary 7 Policy Recommendations 8 Section 1: The Need to Tackle Crime in the Home 10 Section 2: What Should a Basic Standard of Security Look like? 13 Section 3: Do the Social and Economic Benefits of a Basic Standard Stack Up? 15 The Social Benefits of Part S 18 The Economic Benefits of Part S 20 Section 4: How Should a Basic Standard be Enacted? 23 Annex A: Cost-Benefit Analysis Assumptions 25 Annex B: Costing a Minimum Standard of Security 29 References 3 SECURING THE NATION: THE CASE FOR SAFER HOMES FOREWORD The case for safer homes couldn’t be more compelling – crime and fear of crime are key concerns of the population, and around 1.6 million people suffered a domestic burglary in the last year. People deserve to feel safe in their homes, and improving home security in newly built and refurbished homes can radically reduce burglary and property theft, creating safer neighbourhoods and communities for everyone. My attention was first drawn to secure building design when local police officers told me of a particular new housing estate in Greater Manchester which had been plagued by break-ins through dodgy patio windows. The police, fed up with attending crime scenes there week after week, asked the developer to make simple design changes. He not only refused, but then started to build a second estate with the same faulty windows, and the break-ins started there too. My Sustainable and Secure Buildings Act (2004) could stop such basic security faults from being built into new and refurbished homes and significantly improve household safety. But in the two years since my Act was passed, the Government has not taken any of the steps necessary for putting it into action. We take it for granted that Building Regulations should make our homes and offices fire-proof. Why aren’t they required to be crime-proof too? Two years ago Ministers were keen and enthusiastic to do just that, now they are dragging their feet. I very much welcome this report by the Association of British Insurers, and hope that it will persuade the Government to start to include security considerations in Building Regulations, thereby providing families and individuals with safer homes and more sustainable communities. Andrew Stunell MP for Hazel Grove 5 SECURING THE NATION: THE CASE FOR SAFER HOMES EXECUTIVE SUMMARY The need to tackle domestic burglary: the economic and social impacts of burglary An estimated 655,000 households – 1.6 million people – experienced at least one domestic burglary in the last 12 months. Annually, domestic burglaries cost the individual and the economy £2.9bn and arson a further £2.4bn. In 2005 insurers paid out £2.9m per day to victims of domestic and commercial burglaries, and arson. Domestic burglary also has a high social cost. It has a disproportionate impact on the most vulnerable in society, who also have the least home security protection and the least ability to bear the financial impacts of a burglary. Towards risk-based, proportionate regulation Households without any security devices (such as deadlocks, window locks, security lights, CCTV and burglar alarms) are more than four times as likely to be burgled than those with. There is a role for proportionate crime reduction measures to be designed into homes at the very first stages of development and during refurbishment, rather than added as an optional extra after the fact. Building Regulations on security should be developed now so that current opportunities – a relatively benign economic cycle and a push for growth in housing (the London Plan alone identifies the need for 345,000 new homes to be built in London by 2016) – are not lost. The Sustainable and Secure Buildings Act 2004 offers a unique opportunity to address the heavy ongoing costs of crime through developing and implementing a new Part S on minimum standards of security to Building Regulations. An established and well-regarded base – the Association of Chief Police Officers’ initiative Secured By Design (SBD) – already exists from which regulation and supporting guidance should be developed. In particular, SBD’s physical security measures on external doors and windows (the most used points of entry by burglars) provide an appropriate basis for regulation and already provide cross-compliance with existing regulation (such as Part L on energy conservation). In addition to setting a minimum standard for security, Building Regulations can ensure a proportionate response to differing and changing crime risks by requiring a risk assessment and by developing guidance to, and a technical specification of, higher standards. This would also encourage the consideration of the Government’s planning system advice in ‘Safer Places’. The benefits of regulation Clearly a careful balance needs to be found between the costs and benefits of any new regulation. Regulation should be designed to achieve desired objectives in a common sense way that avoids unnecessary technical risks and costs. The case for statutory target hardening to an SBD benchmark is compelling: In the first year alone, almost 400,000 households would benefit from the new measures, generating net savings of over £215m. Within 20 years the policy would have saved the economy over £3.2bn, after compliance costs. In addition to these economic benefits there are social benefits. For example, reducing social exclusion, creating sustainable communities, reducing fear of crime and other types of crime. Those who suffer the greatest burden of burglary and have the least control over the security of their homes – ethnic minority communities, single parents and households on low incomes in both tenanted and owner-occupied property – will be reached by a minimum standard. Beyond the security of homes Up to 90% of major fires in schools are thought to be arson and approximately 25% of commercial retail and manufacturing premises become victims of burglary. Reviewing these statistics, and the scope for savings and benefits that can be realised through security regulations for the home, should prompt an exploration of the case for regulation in non-domestic settings. 7 SECURING THE NATION: THE CASE FOR SAFER HOMES Policy Recommendations 1 The Government should implement a Part S on security to the Building Regulations, as enabled by the Sustainable and Secure Buildings Act 2004, to apply to new build and refurbished properties. 2 The Government’s development of Part S should have particular regard to: • Increasing the attack resistance of homes through target hardening. An Approved Document should set out basic requirements drawing on Secured By Design standards. 3 The Government should consider the case for regulations covering the security of schools and developing a schools-specific Approved Document to recognise the different risks encountered in this setting. 4 The Government should consider the case for regulations covering the security of other public estate and commercial premises and encourage local authorities to take early action where there is an identified crime problem. 5 For its part, the insurance industry • Specifying a risk-based requirement for increased security measures in highcrime areas, which also explicitly link the role of planning in reducing crime risk. • Ensuring cross-compliance with Part L of the Building Regulations on energy conservation, so that all replacement windows and doors should be to an enhanced security standard that takes account of resistance to attack. will continue to meet the needs of customers affected by domestic burglary. The industry will continue to explore ways to improve access to insurance for groups most at risk of burglary. However, this will be most easily achieved where burglary risk is managed effectively. Section 1: The Need to Tackle Crime in the Home Domestic burglary today: the scope of the problem What are the costs of burglary? In 2004/05 an estimated 1.4 million burglaries occurred in England and Wales, approximately half of which were domestic burglaries1. Approximately 655,000 households – 1.6 million people – have experienced at least one domestic burglary in the last 12 months, representing a total social and economic cost of £2.9bn2. The Home Office value the cost of the average burglary, in social and economic cost terms, at nearly £3,300 – a calculation which not only takes into account the economic costs to the individual and wider economy (e.g. value of the property stolen and criminal justice costs), but also the emotional impact to victims of burglary. In 2005 insurers paid out £334m to victims of domestic burglaries, £141m for commercial theft and approximately £575m for arson – equivalent to £2.9m per day4. Yet Home Office research estimates that only about half (54%) of domestic burglaries are insured, leaving a ‘protection gap’ that falls on business and individuals5. Although trends in crime statistics show the incidence of burglary to be decreasing (the rate of domestic burglary fell by 20% between 2003/04 and 2004/056), the average total cost of domestic burglary to the economy has increased – from £2,600 per case in 2000 to £3,267 per case in 2003/047. This may in part be due to an increase in the value of a household’s property over the same period. Insurers estimate that the value of property within a home increases in real terms by around 4% annually8. The average cost of a burglary claim is £1,0409, almost identical to the £1,033 average cost of property stolen and damaged during burglaries as reported by the Home Office10. Who is most at risk of being a victim of burglary? Domestic burglary affects those living in deprived and declining areas most. Compared to the average household (see figure 1)11: Table 1: Average social and economic cost of a domestic burglary Type of Cost Costs in anticipation Costs as a consequence Item Cost per burglary £ Defensive expenditure 221 Insurance Administration 177 Physical and emotional impact 646 Value of property stolen 846 Property damaged / destroyed 187 Victim services 11 Lost output 64 Costs in response Criminal Justice costs3 1,137 Less Property recovered 22 Average cost £3,267 Source: Home Office: The Social and Economic Costs of Crime against Individuals and Households 2003/04, 2005. • Inner city households are 70% more likely to be burgled; • Young households (head aged 16-24 years) are 163% more likely to be burgled; • Single parent households are 148% more likely to be burgled; and • Poor households (incomes of less than £5,000) are 63% more likely to be burgled. Domestic burglary tomorrow: possible future trends Although currently the rate of domestic burglary has hit a historic low, social and economic factors may result in changes in future years. The impact of changes in the economic cycle Rates of domestic burglary track the economy closely. As figure 2 shows the 1 Home Office figures put the total number of domestic burglaries in 2004/05 at 756,000. In 2004/05 the police recorded more than 320,000 domestic burglaries and 360,000 non-domestic burglaries, and note the difference between recorded and actual burglary to be double. Source: Home Office, Crime in England and Wales 2004/05, 2005; and www.crimereduction.gov.uk. 2 Home Office figures show 2.7% of households experienced at least one domestic burglary in the previous 12 months. Office for National Statistics put the number of households in 2005 at 24.2 million, comprising an average 2.4 people. Office for National Statistics, Social Trends 36, 2006 edition and Home Office, Crime in England and Wales 2004/05, 2005; Home Office: The Social and Economic Costs of Crime against Individuals and Households 2003/04, 2005. 3 Includes the costs associated with: police activity; prosecution; the Magistrates’ and Crown Courts; jury service; legal aid; non-legal aid defense; the probation and prison service; criminal justice system overhead; and criminal injuries compensation. 4 ABI statistics 2005. 5 Home Office, Burglary of Domestic Dwellings: Findings from the British Crime Survey, 2000. 6 Home Office, Crime in England and Wales 2004/05, 2005. 7 Home Office: The Social and Economic Costs of Crime against Individuals and Households 2003/04, 2005. 8 ABI calculation based on Earnings Survey. 9 ABI statistics 2005. 10 Home Office: The Social and Economic Costs of Crime against Individuals and Households 2003/04, 2005. 11 Home Office; Burglary of Domestic Dwellings: Findings from the British Crime Survey, 2000. SECURING THE NATION: THE CASE FOR SAFER HOMES highest rate of burglary over the past 20 years was seen in 1992, at the lowest point in the economic cycle. Current rates of burglary are low, coming at a time of sustained low unemployment and a growing economy. The impact of changes in demographics Demographic changes mean that by 2011 there will be a projected 3.8 million young men aged 16 to 24 in the UK – a 6% increase on 2004 population figures for this cohort. As young men perpetrate most property crime, the Home Office estimates that for every 1% increase in their number, burglary and theft also increase by about 1%12. Thus even if unemployment rates among young men remain as now, the number of domestic theft claims could potentially rise by 6% by 2011. Figure 1: Households most at risk of burglary 2.7 Average for England and Wales Flat/Maisonette 3.9 Private renters 4.1 Household income less than £5,000 4.4 Living for less than a year at address 4.5 Urban prosperity ACORN group 4.6 Household reference person unemployed 4.7 High perceived physical disorder in local area 6.0 6.7 Single parent 7.1 Household reference person 16-24 No home security measures 14.7 0 2.0 4.0 6.0 8.0 10.0 12.0 14.0 16.0 Source: Home Office, Crime in England and Wales 2004/05, 2005. These indicators have been borne out by experience. Figure 3 illustrates the close relationship between insurers’ experience of theft claims and unemployment amongst males aged 16 to 24 years. Figure 2: Trends in domestic burglary and economic performance, 1991 – 2004/05 250 700 600 200 500 150 400 300 100 200 50 100 0 Q1 1993 0 Q1 1995 Q1 1997 Q1 1999 Q1 2001 Q1 2003 Q1 2005 No of domestic theft claims Unemployed males aged 16-24 Source: Home Office, Crime in England and Wales 2004/05, 2005 and Office for National Statistics. Figure 3: Unemployed males aged 16 to 24 and theft claims 1993 – 2005 000s 2000 12.0 1800 11.0 10.0 1600 9.0 1400 8.0 1200 7.0 1000 6.0 800 5.0 4.0 600 3.0 If the future economic outlook worsens, as the cohort of young men aged 16 to 24 grows, domestic burglary rates could increase significantly. 400 2.0 200 1.0 0 0.0 1991 1992 1993 1994 1995 1996 1997 1998/ 1999/ 2000/ 2001/ 2002/ 2003/ 2004/ 1999 2000 2001 2002 2003 2004 2005 No. of domestic burglaries BCS Unemployed rate 12 Home Office, Trends in Crime Revisited, Home Office Research Study 195, 1999. No. of theft claims (000s) There are three key links between youth unemployment and crime: • Many property thefts are opportunistic – low unemployment leaves fewer people with time and opportunity to commit crime. • Young and unskilled men are most prone to unemployment – these are the same people most likely to commit crime once unemployed. • Employment reduces the benefit and increases the cost to the individual of committing a crime – employed people have more money and those with jobs have more to lose from receiving a criminal conviction, even with a non-custodial sentence, as this will often lead to termination of their employment. Unemployment (000s) 9 Source: Association of British Insurers and Office for National Statistics % Section 2: What Should a Basic Standard of Security Look Like? The ABI recommends that Building Regulations should be used as the key tool for introducing a basic minimum level of security. The basis for these regulations should be the proven target hardening elements of the Association of Chief Police Officers’ (ACPO) Secured By Design (SBD) scheme13 and should be compatible with fire safety. The scheme seeks to ‘design out crime’ through the introduction of appropriate target hardening and design features that facilitate natural surveillance and create a sense of ownership and responsibility for every part of a development. A basis for a basic minimum standard – target hardening within SBD Target hardening of homes makes it more difficult for a burglar to gain entry and so a less attractive target to a potential burglar. Since target hardening focuses on the physical security of a building it is the element of crime prevention that it most amenable to be drafted into Building Regulations. SBD’s aim is to achieve a good standard of security for both buildings and the private and public spaces around them. It encompasses: • Physical security – using effective target hardening rather than creating a fortress; • Surveillance – using natural surveillance, such as ‘eyes on the street’; • Spatial planning – using territoriality and ‘ownership’ over spaces through the delineation of public and private space; and • Effective management and maintenance of sites. CASE STUDY: West Yorkshire Reported crime rates on two West Yorkshire estates reduced by 67% and 54% post SBD refurbishment. New-build estates reported 26% fewer crime events per home as compared to non-SBD estates and burglary offences were twice as high within the non-SBD sample. Source: Home Office, An Evaluation of Secured by Design in West Yorkshire, 2000. 13 See: www.securedbydesign.com 11 SECURING THE NATION: THE CASE FOR SAFER HOMES CASE STUDY: Glasgow Housing Association Glasgow Housing Association’s action of installing SBD 11,500 doors and 7,500 windows into homes reaped significant benefits. Homes with SBD showed a 75% reduction in burglary and, in those areas where SBD was installed (where not all houses were fitted with SBD doors and windows), burglary reduced by 63% as compared to an increase of 6% in non-SBD areas. In the evaluation sample area no burglar accessed a property via a door, highlighting the effect of target hardening. Source: Glasgow Housing Association: Evaluation of Secured by Design Installations in GHA Communities, 2005. The physical security element of SBD focuses on external doors and windows (the most used points of entry by burglars), requiring them to withstand reasonable levels of attack. It is these elements of SBD that should be codified within Building Regulations. The general specification that should be included in the accompanying Approved Document comprises: External doors and their surrounds (including internal doors connecting garages/conservatories to the home) that: • Comply with British Standards that require doors to be resistant to a 15 minute manual attack; • Have locking systems, such as multi-point deadlocks that meet British Standards; • Have a door chain and viewer fitted; • Have anti-lift devices on sliding patio doors; and • Are fitted with an entry phone and electronic lock release when the door is a common entrance. Ground floor/easily accessible windows that: • Use enhanced British Standards on security and key operated locks. Lighting that: • Is designed to illuminate all external doors and vulnerable areas, such as a rear garden. In addition wiring should also be in place to allow for the subsequent installation of an intruder alarm and, where homes have a common entrance, CCTV cameras. CASE STUDY: Gwent A two-year study by Gwent Police into recorded crime data in areas covered by six housing associations provided details on 9,173 properties in Gwent (representing 4% of the total housing stock). 81.7% of the properties were non-SBD and 18.3% were SBD. Cross referencing these properties with recorded crime data revealed that SBD properties suffered at least 40% less burglaries and vehicle-related crime and 25% less criminal damage than the non-SBD properties. Source: Brown, Jon, An Evaluation of the Secured by Design Initiative in Gwent, South Wales , 1999 (unpublished). Beyond a minimum standard – an enhanced level of Building Regulation A higher mandatory level of security could be disproportionate and not cost effective for homes in low-crime areas. However, Building Regulations should require a risk assessment in order to determine whether there is a case to go further than the basic level. This will ensure a proportionate response to the risk and, with the addition of guidance and a technical specification of additional measures in the Approved Document, will encourage more uniformity and set a benchmark. Guidance on achieving higher levels of security should be set out in the Approved Document and comprise, for example: • Compliance with British Standards requiring greater resistance of doors and windows to attack, such as resistance to a 30 minute manual attack; • Greater use of CCTV; • Window bars; • Alley gating; and • The installation of burglar alarms as standard. 13 SECURING THE NATION: THE CASE FOR SAFER HOMES Section 3: Do the Social and Economic Benefits of a Basic Standard Stack Up? Reducing Risk Effectively Motivations for burglary In determining what measures will be effective in eliminating burglaries it is necessary to understand the main motivations of the offender. A study into travelling habits and crime showed that a large proportion of offenders are opportunistic, need quick money and so look for easy targets. Indeed, as table 2 shows, nearly a third of burglaries were committed because an easy opportunity was presented to the offender, offering the prospect of financial gain. Evidence also shows that, in addition to being opportunistic, offenders tend to be poor travellers, usually operating within a limited distance of their own homes – less than two miles for burglars14. This is reflected in the statistics on which homes are targeted. Households without security devices are most at risk of burglary since they offer the easiest opportunities. These households are five times more likely to be burgled than the average household15. Table 2: Reasons for deciding to offend (index of offences) Reason All offences % Burglary % Easy target/good opportunity 45 31 Needed money 73 100 Bored 18 0 Drunk/drugged up 45 40 Influence of mates 17 11 Fun 32 0 Other 17 11 Don’t know 0 0 Note: Percentages add up to over 100 because of multiple answers. Source: Home Office, The ‘Road to Nowhere’: The Evidence for Travelling Criminals, 2000. 14 Home Office, The ‘Road to Nowhere’: The Evidence for Travelling Criminals, 2000. 15 All statistics in this section from the Home Office: Crime in England and Wales 2004/05, 2005. Target hardening Target hardening deters offenders by making it more difficult to gain entry to a house. But target hardening alone will not prevent all burglary. Motivational factors, such as unemployment and drug or alcohol dependency, also need to be addressed. Clearly, however, limiting the opportunities for crime will reduce crime and its impact on those who suffer crime. Of course, this goes hand-in-hand with educating occupants on the need to properly use the security devices available to them. But given target hardening focuses on the physical aspects of a building it is the area most suitable to be developed as a minimum standard of security for the new Part S to the Building Regulations. Deadlocks and window locks reduce the risks considerably – 58% and 33% of households with deadlocks and window locks, respectively, are more likely to experience an attempt at burglary rather than actual burglary with entry. Burglar alarms, security lights or window grilles have further effects16. Cost effective target hardening should therefore focus on these areas. A more secure door or window makes a home harder to break into and the home a less attractive target. The more effort, time and noise involved, the more chance that the burglar will not even attempt entry. Offenders most commonly enter via a door (over two-thirds) or a window (onethird). Unlocked doors and windows offer easy opportunities, but the majority of offences involve forcing or breaking locked doors or closed/locked windows that do not meet SBD standards: Table 3: Method of entry in burglaries with entry (1998 and 2000 British Crime Survey) Percentages Detached or semi-detached Terraced Flats Door 71 66 76 Forced lock 21 19 29 Broke/cut door panel 13 13 12 Door not locked 20 18 13 False pretences 6 7 4 Had door key 5 6 7 Pushed past person opening door 6 5 5 Other method 5 5 10 Window 37 36 23 Forced window lock/catch 17 16 9 Broke/cut glass 12 12 8 Window open/could be pushed open 8 7 6 Other method 1 2 1 Source: Home Office Briefing note 5/01, 2001. Increasing the risk? It is often argued that improving security in one area will displace or diffuse burglary to other areas – that is, by introducing security measures in one area, burglars will merely move elsewhere or commit a different type of crime. However this has not been borne out by the evidence. A review of 55 studies on crime prevention measures across the world concluded that 22 studies found no displacement and whilst 33 found some form of displacement, crucially, this occurred only in relation to particular types of crimes, such as drug dealing. No evidence of displacement was found in relation to domestic burglary17. Due to the limited range that burglars are willing to travel, any displacement/ diffusion that may occur must be limited in scope, and in any case may be neutralised by what is known as the ‘halo’ effect18 – where the benefits of increased security within one development extends further than the boundary of that development into neighbouring areas. Indeed six of the 55 studies in the above review suggested crime prevention measures had produced beneficial effects in adjacent areas. 16 56%, 44% and 100% of households with burglar alarms, security lights and window grilles, respectively, are more likely to experience an attempt at burglary rather than burglary with entry. 17 See Town, S, Crime Displacement: The Perception, problems, evidence and supporting theory, Bradford District Architectural Liaison Office, 2001; and Australian Institute of Criminology, Burglary and the Myth of Displacement, 2004. 18 For example, a project focusing on the Royds area of Bradford, which saw the introduction of security features above those required by Secured by Design, showed that not only was crime reduced in the previously high crime Royds area, but also in the surrounding private housing. A further study in Yorkshire suggests that introducing security features created a diffusion of benefits as opposed to displacement of crime. See: Home Office, An Evaluation of Secured By Design in West Yorkshire, 2000. 15 SECURING THE NATION: THE CASE FOR SAFER HOMES The Social Benefits of Part S The cost benefit analysis of a statutory minimum standard for security includes environmental, social and community issues, which amplify the economic benefits. Reaching those most in need Burglary affects people to differing degrees and some groups are at more risk than others. Personal circumstances, such as having a low income, being a single parent or being from an ethnic minority group, increase the risk of suffering a break-in. Type of home (e.g. flat, maisonette) and household tenure (e.g. owner-occupier, socially or privately renting) also result in a greater likelihood of a break-in. Yet poor households are also least likely to have home contents insurance leaving them more exposed to the financial impacts of burglary. Currently 45% and 58% of UK households in the two lowest income deciles, respectively, have contents insurance, as compared with 77% of UK households as a whole19. The situation (see table 4) is even worse for households headed by an unemployed person, who are twice as likely to be uninsured (42% as compared to 82% across all households). Also, around 15% of poor homeowners (around twice the average rate) have no buildings insurance, leaving them exposed to the full costs of any damage20. Consequently only 54% of burglaries are estimated to be covered by insurance21. The effects of poverty are compounded in that more than half of those without home contents insurance have either no security or a single security device. This illustrates the inter-dependency of security and insurance22. Not only do insurers encourage the uptake of security by requiring measures in high crime areas but, by definition, those unprotected by security will find themselves excluded from financial protection. Homeowners may choose this outcome but tenants may not be in a position to install security. A vicious circle develops – those who are at the highest risk of burglary: • Live in the most deprived areas; • Have lower incomes; • Are least likely to have or afford security measures; and • Are least likely to have insurance. By introducing a base level of security through Building Regulations, those who are at most risk of being burgled, least able to defend their properties and are most affected by burglary financially, will become protected by security measures they would not otherwise have. Table 4: Households least likely to have home contents insurance Percentages with home contents insurance 19 ONS Expenditure and Food Survey 2004/05. 20 ONS Expenditure and Food Survey 2004/05. 21 Home Office, Burglary of Domestic Dwellings: Findings from the British Crime Survey, 2000. 22 Home Office, Burglary of Domestic Dwellings: Findings from the British Crime Survey, 2000. Household structure and socio-economic characteristics % Head of household: One adult living alone with children 49 Aged between 16 and 24 47 Unemployed 42 Afro-Caribbean 53 Asian 67 Home rented from council/housing association 51 Home rented privately 62 ACORN* classification of area % Multi-ethnic, low-income 41 Council estates, greatest hardship 51 Council estates, better-off homes 66 Better-off executives, inner city areas 63 All households 82 * ACORN: A Classification of Residential Neighbourhoods. Creating sustainable communities Statutory minimum standards of security would deliver real gains for those segments of the community who are most affected by burglary and least equipped to deal with its effects. These are exactly the communities that are the focus of much of the Government’s sustainable communities and social exclusion agenda23. Communities that experience high levels of crime are clearly not sustainable – people will simply not want to live there. As stated by the Government in ‘Safer Places’24: ‘Safety and security are essential to successful, sustainable communities. Not only are such places well-designed, attractive environments to live and work in, but they are also places where freedom from crime, and from the fear of crime, improves the quality of life.’ The message is clear – safety and security are central elements for the creation of sustainable communities. By reducing crime and the fear of crime, people can live better lives. 23 See for example: A New Commitment to Neighbourhood Renewal, Social Exclusion Unit, ODPM, 2001 and New Deal for Communities http://www.neighbourhood.gov.uk/page.asp?id=617. 24 Home Office, Safer Places. The Planning System and Crime Prevention, 2004. 17 SECURING THE NATION: THE CASE FOR SAFER HOMES Wider impacts Target hardening provides wider benefits such as reducing other forms of crime, like arson and malicious damage, reducing fear of crime, and even reducing heating bills. Reducing the incidence of arson and malicious damage Criminals look for an easy target. When homes are secure, well-lit and recorded on CCTV, they become less of a target for criminal damage and arson. Overall arson costs the wider economy £2.4 bn annually25. Enhanced security makes committing a crime more difficult and increases the likelihood of the offender being caught. Reducing fear of crime In an evaluation of SBD installation in Glasgow Housing Association communities, participants reported that they felt ‘100% safer’ in their homes since the installations and more confident about leaving their homes empty26. Benefits of a reduced fear of crime apply to all communities and patterns of fear of crime do not necessarily follow patterns of risk of victimisation. For example, while people living in London are at an average risk of being a victim of violence, a higher proportion of people in London than any other region have a high level of worry about violent crime27. Although creating a minimum standard of security and target hardening would have most impact in reducing financial costs in higher crime areas, households in lower crime areas will benefit from reduced fear and hence the social costs associated with crime. As communities and crime trends are dynamic and current geographical patterns may not be reflected in future, a base level of security should be applied across the board and not just in high crime areas. The fit with other objectives Part L of the Building Regulations addresses energy conservation. Security and insulation requirements can be met by a single product that combines, for example, sealed and laminated glass units and locks. Residents who took part in a survey by Glasgow Housing Association after the installation of SBD windows and doors made the following observations28: ‘MY HOME IS WARMER’ ‘NO DAMP’ ‘I USED TO PAY £25 PER WEEK FOR GAS NOW I PAY £10, THE SAME FOR ELECTRIC’ ‘I USED TO USE 3 CALOR GAS HEATERS. NOW I CAN LEAVE A SMALL WINDOW OPEN AND STILL FEEL WARMER AT NIGHT’ 25 ODPM, The Economic Cost of Fire: Estimates for 2004, April 2006. 26 Glasgow Housing Association, Evaluation of Secured by Design in GHA Communities, 2005. 27 Home Office: Crime in England and Wales 2004/05, 2005. 28 Glasgow Housing Association, Evaluation of Secured by Design in GHA Communities, 2005. with the annual rate of refurbishment of the housing stock at 1%32. A discount rate of 3.5% applies from 2005. The Economic Benefits of Part S Good regulation is risk-based and proportionate, delivering social, economic and environmental benefits. The analysis does not take account of measures applied voluntarily to replacement doors and windows elsewhere, inspired by the new Building Regulations. To establish the economic case for a minimum standard of home security, the ABI conducted a cost-benefit analysis to determine the economic impacts of such a policy. This takes a long-term view of the economic case for a minimum standard, examining the costs and benefits of regulation of all new build and refurbished properties over a 20-year life of the policy. Types and costs of target hardening The average cost of SBD target hardening is £630 per home. The analysis takes account of different types of newly built homes, including detached and terraced housing, and apartments, each of which require a different number and type of security features. The schedule of additions for security measures are drawn from SBD and include security for doors and windows, lighting, intruder alarm spurs and CCTV entry systems (the latter for apartment buildings only). Windows are specified to meet Part L requirements for insulation. All costs are estimated by quantity surveyors and take account of bulk purchase discounts available to volume house builders. It is worth noting that it has been argued that as the use of security products becomes more widespread the The analysis The analysis30 applies to a regulatory initiative of target hardening newly built homes and refurbishments from 2007 in England and Wales. Current housing stock is assumed to be 22.9 million properties with 166,155 new builds taking place in 200431. The rate of annual new builds as a proportion of the housing stock is assumed to be 0.72%, cost of individual items may decrease due to increased competition in the market. The average cost of a burglary The average household cost of burglary is estimated at £3,300 based on Home Office figures. Burglary rates and the economic benefit of reducing burglary There are a number of factors that affect burglary rates, including demographics and the economic cycle. A historical view suggests burglary rates are unlikely to remain at today’s low levels. Given the £3,300 average cost of a burglary, variations in burglary rates are tested at 3%, 5% and 7% (reflecting the current and historic 2.7%-6.7% range): Overall findings are reported based on an annual household benefit of the SBD measures at a 5% burglary rate/ 50% reduction in burglary rate. The per household net present value benefit of the measures is calculated by projecting the annual household benefit over 20 years and discounting to present value. Table 5: Annual benefits to households of target hardening measures by effectiveness measures and likelihood of burglary Annual Chance of being burgled Reduction due to SBD 3% 5% 7% 25% £24.75 £41.25 £57.75 50% £49.50 £82.50 £115.50 75% £74.25 £123.75 £173.25 The ABI believes the economic case is compelling: In the first year alone, almost 400,000 households (new build homes and refurbishments) would benefit from the new measures, generating net savings of over £215m. Within just 20 years the policy would have saved the economy over £3.2bn29. 29 Measured as the total net present value benefits of the policy over 20 years. 30 See Annex A for a full description of the assumptions used in the analysis. 31 Office of the Deputy Prime Minister. 32 Figure taken from column 437 Hansard 30 January 2004. 19 SECURING THE NATION: THE CASE FOR SAFER HOMES Results Implementing target-hardening measures costing £630 per home would yield benefits of over £1,170 per household – a net saving of £540. In the first year of implementation the present value benefit to households would be in excess of £465m – a saving of £215m in total. Over 20 years the policy would generate more than £3.2bn33 of savings to the economy as a whole. Benefits to householders Assuming a common level of benefits from introducing security measures, the savings accrued for different housing types are: Table 6: Costs and benefits of target hardening by housing type Housing type Cost of implementation £ Benefit £ Saving £ 4 bedroom detached house 650 1173 523 3 bedroom semi detached house 580 1173 593 2 bedroom terrace house 480 1173 693 3 bedroom bungalow 730 1173 443 2 bedroom ground floor apartment 710 1173 463 Average 630 1173 543 Average household benefits are nearly double the average cost of introducing the measures. This analysis estimates conservative returns due to cautious assumptions of the effectiveness of target hardening and future burglary rates. The effect on an individual household will vary depending on location and the situation of the householders. Households currently suffering high rates of crime or fear of crime will benefit to a greater degree. Long-term benefits to the wider economy Over 20 years significant benefits and savings accrue to the wider economy. The cost benefit analysis shows that implementing security measures would result in £7bn in benefits (in real terms) to the economy over 20 years of the policy, or net savings of £3.2bn for £3.8bn investment in basic security measures. 33 Measured as the total net present value benefits of the policy over 20 years. Section 4: How Should a Basic Standard be Enacted? Development of regulation: an opportunity not to be missed Voluntary Code or Mandatory Regulation? The Sustainable and Secure Buildings Act 200434 aims to enable Building Regulations to address aspects of security as a means of ensuring sustainability35. The Act imports within the scope of regulations: • Furthering the protection or enhancement of the environment; • Facilitating sustainable development; and • Furthering the prevention or detection of crime. The Government has recently consulted on a Code for Sustainable Homes, a voluntary initiative that sought to promote sustainable practices within the building industry by requiring building development to use: • Energy resources more efficiently; • Water resources more efficiently; • Material resources more efficiently; and • Practices and materials designed to safeguard occupants’ health and well-being. The Act provides a unique opportunity to ensure sensible, proportionate crime reduction is incorporated from the outset of the development process, and not added as an optional extra after the fact. Clearly a careful balance needs to be found between the costs and benefits of any new regulation. Regulation should be designed to achieve desired objectives in a common sense way that avoids unnecessary technical risks and costs. The relatively benign economic cycle and the push for housing means the time is right to begin the development process for Building Regulations and accompanying guidance, which can typically take 18 months to two years to conclude and come into effect. The London Plan alone identifies the need for 345,000 new homes by 201636. A failure to act now would be a lost opportunity. The ABI believes voluntary adoption of the Code will not result in the benefits previously outlined. The effectiveness of the Code relies on consumer demand to stimulate uptake. However consumer demand may not be enough to effect compliance, particularly since many of the households most affected by burglary have little influence over housing standards since they are either tenants (social or private sector) or in run-down owner-occupied property. Developers would only include security features in response to demand for and value attributed to secure premises leading to enhanced property values. SBD uptake is generally high amongst social housing developments as a result of public policy decisions37, but low within the private sector. However, social housing (local authority and registered social landlords) accounts for just one in ten new builds and nearly a third of poor households live in privately rented accommodation38. Compulsion at the base level would ensure that those most at risk of crime are guaranteed an effective core standard of security. 34 The Building Act 1984 enables Building Regulations to be made. The scope and purpose of Building Regulations was initially to protect the health and safety of people in or around buildings. With the introduction of Part L for the conservation of fuel and power and Part M including a consideration of means of access for the disabled, the scope is now much wider. The Sustainable and Secure Buildings Act acknowledges this wider role for the Building Regulation by enabling regulations to be created to address issues of sustainability and security. 35 House of Commons Hansard 30 January 2004. 36 Greater London Authority, The London Plan, 2004. 37 See for example Manchester(www.securedbydesign.com /focus/issues%5CSbD_Focus_Issue_6.pdf), Peckham (www.southwarkalliance.org.uk/areas/neighbourhoodplan s.htm), Peabody Trust (Peabody Trust Design handbook www.peabody.org.uk), the Welsh experience (Cozens, Pascoe and Hillier: Critically Reviewing the Theory and Practice of Secured by Design for Residential New Build in Britain 2004) and the Northern Ireland experience (www.dsdni.gov.uk/index/housing/registered_housing_ass ociations/ha_guide/hag.pt3). 38 ODPM and ONS, Housing Statistics 2005, 2005. Poor households are defined as households with gross income (reference person and partner) of less than £10,000 a year. 21 SECURING THE NATION: THE CASE FOR SAFER HOMES The link with the planning system The Crime and Disorder Act 199839 imposes on local authority planning departments a requirement to consider sustainable development, crime and disorder as part of the planning process. Crime prevention considerations should be given weight where the potential crime risk is expected to be high and/or the consequences for the community, vulnerable groups and individuals serious. Whilst Building Regulations are best equipped to focus on target hardening and the planning system best equipped to address environmental and spatial elements of crime prevention, it is imperative that both have a joined up approach to preventing crime and ensuring security. A joined up approach should be achieved by requiring developers to undertake a crime risk assessment at the pre-planning stage. This should trigger action by the planning authority which, if necessary, can enforce the switch to the enhanced level of security Building Regulations. This process would complement the advice from Government in ‘Safer Places’40: • At the pre-application stage – local authorities set out those instances where it would recommend an applicant to engage in pre-application discussions with the police, and talk through aspects of their proposals with the local community and the planning authority. • At the planning application stage – local authorities agree thresholds with the police on when their advice should be sought, including on whether a specific crime risk assessment is required. Triggers could include location (such as town centre or adjacent to a known crime hot spot), types (such as pubs and clubs) and size (such as number of new homes). • At the planning decision – local planning authorities consider whether proposed development could be amended or planning conditions imposed that would contribute to the prevention of crime and disorder. 39 Section 17(1) Crime and Disorder Act 1998. 40 Home Office, Safer Places. The Planning System and Crime Prevention, 2004. Beyond homes Schools The Government has envisaged that any Building Regulations on security will apply only to homes. Yet the Sustainable and Secure Buildings Act has extended the scope of Building Regulations to cover schools and public buildings. As schools suffer a high rate of crime, most notably arson, burglary and vandalism, the Government should consider whether the specific security needs of schools should be included within Building Regulations. Up to 90% of major fires in schools are thought to be arson, costing up to £76m each year, with an estimated 90,000-100,000 pupils affected by large school fires per year41. Statutory standards of security for schools would reduce arson and the impact of arson in schools. Specific guidance, similar to that contained within Building Bulletin 100: Designing and Managing Against the Risk of Fire in Schools, which supports Part B of the Building Regulations (Fire Safety), would also fall within the scope of the Act. Commercial Premises The Home Office estimates that around 25% of retail and manufacturing premises become victims of burglary42. Whilst 90% of these businesses have protective door and window measures, 25% installed measures as a result of previous victimisation. Similarly a large proportion of businesses taking part in some form of cooperative crime prevention activity do so as a result of previous victimisation (35% and 23% respectively for retailers and manufacturers). These statistics indicate a case for local authorities taking early action and working with business when there is an identified crime problem, especially given some emphasis for new developments, such as the developments in the Thames Gateway, to incorporate mixed use (business and housing) areas43. The case for regulations covering the security of commercial premises should be explored. 41 Arson Prevention Bureau statistics 2005. 42 Home Office, Crime Against Retail and Manufacturing Premises: Findings from the 2002 Commercial Victimisation Survey, 2004. 43 Thames Gateway London Partnership, Thames Gateway Crime and Design Project: Theme Guide for Designing Safer Communities, June 2005. 23 SECURING THE NATION: THE CASE FOR SAFER HOMES Annex A: Cost-Benefit Analysis Assumptions Scope The analysis applies SBD target hardening to new buildings and refurbishments from 2007. It does not take account of the effect of applying additional security standards to replacement doors and windows, as there is a paucity of data to support an effective cost benefit analysis on a wider basis. Burglary rates There are a number of factors that have an effect upon burglary rates, including demographics and the economic cycle. As a whole, historical data suggests that burglary rates are unlikely to remain as low as they are today. The analysis takes account of variation in burglary rates, ranging from 2.7% to 6.7%, and uses burglary prevalence rates of 3%, 5% and 7%. Findings are reported on the basis of a 5% burglary rate. The cost of burglary The average cost of burglary is estimated at £3,300 based on 2003/04 Home Office figures. Types and costs of target hardening Building surveyors (Davis Langdon) undertook a costing exercise of adding SBD measures focused on resistance to attack to different new build housing types (taking into account that windows must already meet the requirements of Part L of the Building Regulations). Annex B contains a full description of the costing exercise. Each housing type requires a differing number and type of security features. The schedule of additions for security is outlined in Annex B and is based on SBD (including security for doors and windows, lighting, intruder alarm spurs and CCTV entry systems for apartments). Table 7: Costs of security by housing type Housing Type Cost £ 4 bedroom detached house 650 3 bedroom semi detached house 580 2 bedroom terrace house 480 3 bedroom bungalow 730 2 bedroom ground floor apartment 710 Average 630 The most expensive home for additional security is the 3 bedroom bungalow at £730 per household; the cheapest is the 3 bedroom semi-detached house at £580 per household. Given this variance the analysis assumes target hardening can be incorporated at an average cost of £630 per home over and above standard construction costs44. The analysis excludes maintenance costs as these would be included for the standard installations included within a home. The additional cost of installation has also been excluded (these are considered minimal given standard installations take place during construction). It is worth noting that as the use of security products becomes more widespread the cost of individual items may decrease due to increased competition in the market and economies of scale. 44 Given the respective proportions of 3 bedroom semi-detached houses and 3 bedroom bungalows in the housing stock, the ABI suspects that the analysis overestimates the cost of target hardening. Effectiveness of target hardening A number of evaluations have been undertaken to establish the effectiveness of SBD target hardening. These have shown that the introduction of security measures can reduce the rate of burglary by between 26% and 75%: Table 8: The effectiveness of SBD – Evaluation data from four studies Study Number of properties Reduction in burglary Glasgow Housing Association45 11,500 SBD doors and 7,500 SBD windows. 75% reduction – 4 burglaries in 2004 as opposed to 16 in 2003. West Yorkshire (New Build)46 25 SBD and 25 Non-SBD estates comprising 660 and 522 homes respectively. 50% fewer burglaries in SBD estates and 42% less vehicle crime. West Yorkshire (Refurbishment)47 2 estates. 67% and 54 % respectively less burglary. Gwent Police Study48 9,173 properties – 18.3% were SBD and 81.7% non-SBD. 40% fewer burglaries and vehicle related crime and 25% less criminal damage. Given this variance the analysis uses rates of 25%, 50% and 75% and findings are reported on the basis of a 50% reduction in burglary. The analysis uses the combination of these rates and a combination of burglary prevalence rates to obtain annual benefits per household of introducing security features: Table 9: Annual benefits to households of target hardening measures by effectiveness measures and likelihood of burglary Annual Chance of being burgled Reduction due to SBD 3% 5% 7% 25% £24.75 £41.25 £57.75 50% £49.50 £82.50 £115.50 75% £74.25 £123.75 £173.25 Other assumptions In addition to the assumptions outlined above the analysis assumes: • A housing stock in England and Wales of 22.9 million properties and the 166,155 new builds in 200449. The rate of annual new builds as a proportion of the housing stock is 0.72%; • An annual rate of refurbishment of the housing stock in England and Wales of 1%50; • Buildings are demolished at an annual rate of 0.1%51; • The average cost of domestic burglary is £3,30052; • The discount rate is 3.5% (beginning in 2005)53; and • The life span of additional security features of 20 years. 45 Glasgow Housing Association: Evaluation of Secured by Design Installations in GHA Communities, 2005. 46 Home Office, An Evaluation of Secured by Design in West Yorkshire, 2000. 47 Home Office, An Evaluation of Secured by Design in West Yorkshire, 2000. 48 An Evaluation of the Secured by Design Initiative in Gwent, South Wales (unpublished). 49 Office of the Deputy Prime Minister. 50 Figure taken from column 437 Hansard 30 January 2004. 51 Figure taken from United Kingdom Parliament Select Committee on Science and Technology. 52 Home Office, The Economic and Social Cost of Crime against Individuals and Households 2003/04. 53 See the social time preference rate in HM Treasury, Green Book: Appraisal and Evaluation in Central Government, 2003. 25 SECURING THE NATION: THE CASE FOR SAFER HOMES Annex B: Costing a Minimum Standard for Security Summary Government research carried out in 2000 on the cost of achieving Secured by Design (SBD) standards on housing association projects produced figures ranging from £90 to £1,290 for a 3 bedroom property54. The average cost was £440. The ABI commissioned the quantity surveyors Davis Langdon to produce up-to-date costing for installing the target hardening features of SBD into new private developments by volume house builders. Particular products are not singled out for endorsement but are used as illustrative examples of products that meet SBD standards. The research examined the impact that improvements to doors, windows, patio doors, CCTV and intruder alarms have on building costs and were broken down to reflect the quantity of doors/windows that a particular home has. The research reviewed the following housing types: • 4 bedroom detached house • 3 bedroom semi-detached house • 2 bedroom terraced house • 3 bedroom bungalow • 2 bedroom ground floor apartment The breakdown of the quantity of doors and windows for each home appears in the schedule of additions. The report shows that the cost of uplifting security measures falls into the range of £480 – £730 per home. The two most expensive housing types to upgrade are the 3 bedroom bungalow and the 2 bedroom ground floor apartment. This information was used to conduct the cost benefit analysis for introducing SBD into Building Regulations. Method • Wherever possible suppliers on the SBD recommended list were approached as were suppliers typically used by housing developers. • The number of features (such as doors and windows) was calculated for each housing type and the extra cost of SBD was multiplied by the number of features to obtain the total cost. • Back doors have been calculated at the same rate as the front door. • No allowance has been made for an additional door into a conservatory as it as been assumed that the majority of new build residential properties do not have a conservatory. • Only 4 bedroom detached and 3 bedroom semi-detached houses have been assumed to have doors leading into the house from a garage. • The number of windows specified relate to the ground floor only, reflecting the requirement that only accessible windows require extra security provisions. No allowance has been made for first floor windows. • Costs stated are average costs for products. 54 Home Office, An Evaluation of Secured by Design in West Yorkshire, 2000. Specification of SBD standard55 Doors • Doors and surrounds should be resistant to attack (a standard currently met by PAS 24). • If glazed panels adjacent to doors form an integral part of the doorframe then they should also be tested as part of the door resistance to attack (as under PAS 24). Alternatively, where they are manufactured separately from the doorframe, the panels should be to the same standard as accessible windows. • Locks or locking mechanisms installed within doorsets should be of a security standard equivalent to: • A cylinder certified to BS EN 1303 grade 3, incorporating an additional anti-drill resistance requirement. • A lock certified to BS 3621:1998. • All glazing in and adjacent to doors should be laminated (outer pane) and securely fixed (Current standards to a minimum thickness of 6.4mm). • A door chain or opening limiter should be installed. • A door viewer should be fitted (not required with unobscured glazing, which SBD requires to be between 1200mm and 1500mm). • All external doorsets not designated as the main access/egress route should meet the same physical standard as front door. • Internal doors connecting the garage to the home should be the same physical standard as front door. • Where a conservatory is installed there should be a door separating it from the home. The door should meet the same physical standard as the front door. Sliding Patio Doors • A multi-point deadlocking system with three or more hook bolts or similar should be fitted and the lock cylinders should incorporate anti-drill resistance (The current standard BS EN 1303 Grade 3 meets the SBD requirements). • An anti-lift device should be fitted and the frame should not be easily demountable by access to screws or similar connections. Communal Entrance Doors • Doors should be the same physical specification as for front doors, with automatic closing, fitted with an automatic deadlocking lock, and an internal thumb turn, knob, or handle. External entry should be by latch withdrawal by use of the key, not by lever. • Flat Entrance Doors Served off a Shared Corridor or Stairway should be to the same physical specification as a front door. Windows • Ground floor windows and those easily accessible above ground floor should be of an enhanced security specification (BS7950: 2004 ‘Specification for enhanced security performance of casement and tilt/turn windows for domestic applications’ is a current standard that meets this requirement). • Windows installed should meet the performance standards for relevant materials (The current standards which demonstrate compliance are: BS 4873 (Aluminium), BS 7412 (PVC-U), BS 644 (Timber) or the BWF Timber Window Accreditation Scheme (TWAS) and BS 6510 (Steel)). • Ground floor windows and those that are easily accessible to entry should have key operated locks. • Glazing should be laminated to current standards of 6.4mm minimum thickness. 55 See SBD New Homes Design Guide www.securedbydesign.com/pdfs/sbd_new_homes.pdf 27 SECURING THE NATION: THE CASE FOR SAFER HOMES CCTV/ID Systems • Where there are more than eight households using a common entrance a CCTV camera and wiring should be incorporated. • Where four or more flats are served by a common entrance the doors should be fitted with an access control system with an electronic lock release and entry phone linked to the flats. Lighting • Lighting should be designed to illuminate all external doors and vulnerable areas, such as rear garden, and be controlled by passive infrared detectors. Intruder Alarms • A 13amp non-switched fused spur should be installed. 56 57 58 59 60 61 62 An additional £100 allowed for meeting SBD requirements. No additional cost required. £40 for additional ironmongery. £70 for 1770x1200 timber windows and £40 for 1200x1200 timber windows. Allowance of £150 for CCTV and entry systems. £35 allowed for each lighting point. No additional cost required. Schedule of Additions by Product Type Type Note: Particular products are not highlighted for endorsement, but are used as illustrative examples of products that meet SBD standards. Description Comments Premdor Stormproof hardwood external doorsets £320. Stormproof Secure to achieve SBD criteria £430, an extra over of £110. Figures were obtained from Premdor and LS Leaderflush. These are all inclusive costs for a single external 926 x 2040 door including the door leaf, frame, ironmongery and thresholds. Options were obtained for solid and half glazed with clear glazing. An addition of £100 was allowed to meet the SBD requirements. Doors Ordinary LS Leaderflush Base £350 and ironmongery £60, total cost £410. Blockade range to achieve SBD criteria £443, an extra of £33. Sliding patio 1500 x 2100mm high standard PVC-u patio doors fixed in a brickwork opening, with a 4-point locking system and anti-lift devices £950/each. Aluminium doors with 4 point locking system and anti-lift devices in brickwork opening and hardwood frame £680 each. Communal entrance Automatic deadlocking locks £65, usually £40 for deadlock. From the specifications given from a variety of manufacturers including Jen Weld and Premdor, patio doors generally come with 4point locking systems and anti lift devices. It has been assumed that no additional upgrading will be required to meet the SBD level. List prices obtained from Yale. It has been assumed that the communal flat will come with a door closer and no additional cost has been included for this. The extra cost for the communal entrance ironmongery was £65. Latch withdrawal by key not lever furniture £30, usually £15. Key with thumb turn cylinder not a major price impact. Windows Jeld-Wen, softwood windows, list price: 1200x1200, 1 opening light £295, £350 with enhanced secured design. 1770x1200, 1 opening light £445, £540 with enhanced secured design. Jeld-Wen, on the list of approved suppliers for the SBD. Softwood windows, provided list prices for normal developer standard softwood windows and those meeting Secure by Design. For the 1770 x 1200 window an extra £95 was allowed, £55 extra for the 1200 x 1200 windows. CCTV/ID systems £250+ for a CCTV system, if based on design for 8 flats then this allows £31.25 per flat. For audio entry systems allow £120/unit. Based upon phones, stainless steel plate at entrance, access control system with electronic lock release. Based upon a block of 8 flats. Costs of CCTV systems assessed by Davis Langdon. Costs for entry phone system provided by Interphone Security. This amounted to an extra cost of £150 per flat. Lighting Allow £35/nr for a light, up to £200 including cabling. Costs provided by Chubb Security. No allowance made for cabling as electrical spurs assumed to be provided in base condition. Generally the house builder provides an electrical spur and tail for further installation by the owner. Cost of £500 is generally allowed for the installation of an alarm (not included) As spurs usually provided, no extra allowance needed. Intruder alarm Schedule of Additions by Housing Type Doors Patio Communal Entrance Windows CCTV & Entry System Lighting Intruder Alarms Spur 4 bed detached house 2 + 1 from garage to house 1 No 4 (3 x1770 x 1200, 1 x 1200x1200) No 2 1 3 bed semi detached house 2 + 1 from garage to house 1 No 3 (All 1770 x 1200) No 2 1 2 bed terrace house 2 1 No 3 (All 1770 x 1200) No 2 1 3 bed bungalow 2 1 No 7 (6 x 1770x1200, 1x 1200x1200) No 2 1 2 bed ground floor apartment 1 0 1 6 (5 x 1770x1200, 1x 1200x1200) Yes 1 1 Schedule of Costs The schedule of costs reflect suitable volume discounts from the list prices. 4 Bed detached house Doors56 Patio57 Communal Entrance58 Windows59 CCTV & Entry System60 Lighting61 Intruder Alarms62 Extra Total +£300 No extra cost No +£280 No +£70 No extra cost +£650 3 Bed semi detached house +£300 No extra cost No +£210 No +£70 No extra cost +£580 2 bed terrace house +£200 No extra cost No +£210 No +£70 No extra cost +£480 3 bed bungalow +£200 No extra cost No +£460 No +£70 No extra cost +£730 2 bed ground floor apartment +£100 No extra cost +£35 +£390 +£150 +£35 No extra cost +£710 29 SECURING THE NATION: THE CASE FOR SAFER HOMES References ABI Statistical Bulletin June 2004: http://www.abi.org.uk/Display/File/Child/237/Gen_Ins_MonthlyJune_v2.pdf Australian Institute of Criminology, Burglary and the Myth of Displacement, 2004. Brown, Jon, An Evaluation of the Secured by Design Initiative in Gwent, South Wales , 1999 (unpublished). Cozens, Pascoe and Hillier, Critically Reviewing the Theory and Practice of Secured by Design for Residential New Build in Britain 2004. Crime and Disorder Act 1998. Glasgow Housing Association, Evaluation of Secured by Design in GHA Communities, 2005. Greater London Authority, The London Plan, 2004. HM Treasury, Green Book: Appraisal and Evaluation in Central Government, 2003. Home Office, Modelling and Predicting Crime Trends in England and Wales: Home Office Research Study 198, 1999. Home Office, An Evaluation of Secured By Design in West Yorkshire, 2000. Home Office, Burglary of Domestic Dwellings: Findings from the British Crime Survey, 2000. Home Office, The ‘Road to Nowhere’: The Evidence for Travelling Criminals, 2000. Home Office, Crime Against Retail and Manufacturing Premises: Findings from the 2002 Commercial Victimisation Survey, 2004. Home Office, Crime in England and Wales 2003/04, 2004. Home Office, Crime in England and Wales 2004/05, 2005. Home Office, Safer Places. The Planning System and Crime Prevention, 2004. Home Office, The Social and Economic Costs of Crime against Individuals and Households 2003/04, 2005. Home Office, Crime in England and Wales 2004/05, 2005. House of Commons, Hansard, 30 January 2004. Office of Deputy Prime Minister, The Economic Cost of Fire: Estimates for 2004, April 2006. Office of Deputy Prime Minister and Office for National Statistics, Housing Statistics 2005, 2005. Office for National Statistics, Expenditure and Food Survey 2004/05, 2005. Office for National Statistics, Social Trends 36, 2006 edition. Sustainable and Secure Buildings Act 2004. Thames Gateway London Partnership, Thames Gateway Crime and Design Project: Theme Guide for Designing Safer Communities, June 2005. Town, S. Crime Displacement: The Perception, problems, evidence and supporting theory, Bradford District Architectural Liaison Office, 2001. For more information, contact: Association of British Insurers 51 Gresham Street London EC2V 7HQ 020 7600 3333 www.abi.org.uk
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