October 2013 OUR OFFICE IS NOW OPEN UNTIL 7:00PM ON THURSDAYS! Improved Safety For Teen Drivers Auto crashes are the main cause of death for teens, running four times the level of fatal crashes for adults and claiming the lives of over 5,000 young people aged 15 to 19 every year. With the aim of cutting that number, the week of October 20 to 26 is designated National Teen Driver Safety Week. It'll be the seventh annual event since the campaign was introduced by Congress in 2007. A key component of the event and a great source of information is the schools initiative Ride Like A Friend, Drive Like You Care (www.ridelikeafriend.org). This puts a focus on the relationship between teen drivers and teen passengers, since many accidents happen when young drivers are accompanied by their friends. The Children's Hospital of Philadelphia, which was one of the founding partners of the campaign, offers the following key recommendations for teens, to reduce the risk of accidents: 1. They should continue to have driving lessons even after they get their license because the first few months of independent driving are deemed the most risky. Ongoing training should include different times of day and different weather conditions. 2. They should not transport or drive teen passengers for the first 1,000 miles or 6 months after they get their license. And during this time, they shouldn't drive without adult supervision after 10pm -- night driving is the most risky. 3. After this point, they should then only transport a single child or teen passenger for another six months. 4. Parents should play their part by not allowing their teen to ride with inexperienced drivers. And, whether they're drivers or passengers, parents should talk to them about the dangers -- especially of passenger distraction. One thing you might want to do is set a parent/teen driving agreement, which has a list of rules, some of which can be modified as the driver become more experienced. You can also get more info on this year's Teen Driver Safety campaign and what teen organizations and schools can do to participate at: www.teendriversource.org Help the children have a safe and fun filled Halloween.... Although Halloween is intended to be fun for kids of all ages, without some special consideration and preparation, Halloween can also be a real scare. We would like to help you keep your little ghosts and goblins safe. Below are a few safety tips to follow this Halloween season: DRIVING SAFETY... Motorists traveling on Halloween night should remember that children are everywhere: streets, sidewalks, crosswalks and parking lots. You will need to be on the highest alert while driving. Many of the costumes children wear are dark and difficult to see, be sure to have your headlights on. Be alert at all times and please drive with caution. ADVICE TO PARENTS... Children under the age of 12 should be accompanied by an adult. Know the route your children will be taking if you are not going with them. Set a curfew for children who are not being supervised by an adult. Safety is in numbers, older children should stay together in groups. Assure your child is not tempted to eat their "unchecked" treats. Be careful about homemade treats or damaged wrappers. COSTUME SAFETY... Costumes should be of bright material, visible in the dark or have reflective tape. Consider using face paint, masks can hinder a child's visibility. Wear a well fitted costume. Loose costumes may cause the child to trip and fall. Tape child's name, address and telephone number to inside of costume. TRICK-OR-TREATING SAFETY... Carry a flash light. Walk on a sidewalk. If a sidewalk is not available, walk on the left side of the road facing traffic. Avoid taking shortcuts across backyards or alleys. Walk on well light streets. Obey all traffic signals and rules of the road. Trick-or-treat in well known neighborhoods. Approach only homes that have their front porch light on. Accept treats only at the front door. Never enter the home of a stranger. Never eat treats before getting home. Allow your parents to inspect all candy first. SECURE YOUR HOME... Prepare for trick-or-treaters by lighting the house well. Restrain dogs and other animals. Remove obstacles from the front yard. HAVE A SAFE AND HAPPY HALLOWEEN! Allan M. Walker Insurance Agency 120 High Street Taunton, MA 02780 Tel# 508-824-5875 Fax# 508-880-5056 Toll Free# 1-877-824-6670 [email protected] www.allanwalker.com Generation X falls seriously short on life insurance needs. USA TODAY REPORT A 2011 study by the Center for Work-Life Policy stated that Generation X (or Gen Xers) who were born between 1965 and 1978 are “Overlooked and Extremely Important” however a recent USA Today report stated Generation X falls “seriously short on life insurance.” Many times in The Town Crier we have preached the importance of buying life insurance to protect your family but the USA Today article brings-up an equally important issue: buying enough life insurance. The article cites a New York Life survey where Gen Xers self report that they have a gap of over $400,000.00 in coverage. With mortgages, student loans, automobiles and the desire to support families and their education and plus other expenses it’s easy to underestimate what we need for life insurance. Many people have a life insurance policy through their employer but the coverage usually won’t be enough to meet all your expectations. If you add your current bills with what you want to provide for the future you need to verify you have the protection amounts you need. Paying for housing so your family can maintain their current residence or paying for 2education is not a one-time payment you want to include items that are going to continue on in time in calculating what your insurance needs are beyond just your outstanding mortgage or loans. Life insurance rates have decreased over recent years so give us a call today to so we can help calculate the protection you want to provide to your family today. 508-824-5875 Doctors Call For New Cheerleader Safeguards Things are never as simple as they used to be – and you can certainly say that about cheerleading. With its pyramids, acrobatics and tumbling, it's now recognized as an official sport in many schools. But along with the sport's enhanced status has come a surge in accidents and injuries and a corresponding call from the American Academy of Pediatrics (AAP) for more safeguards. Cheerleading accounts for most catastrophic injuries in female high school sports. Safety guidelines have been developed by official cheerleading and high school organizations but AAP wants to go further, suggesting, for example, pyramids should not be more than two people high and performed only with spotters monitoring them. It also says that coaches, parents and athletes should have access to a written emergency plan and that, whenever possible, a certified athletics trainer or physician should attend practices and competitions. Technical skills should not be performed on hard, wet or uneven surfaces, it says, and anyone showing signs of head injury should be removed from taking part until she gets written clearance from a health professional. Easy Roasted Pumpkin Seeds Recipe 1 1/2 cups pumpkin seeds 2 teaspoons melted butter (olive oil or vegetable oil work well) or 2 teaspoons melted oil (olive oil or vegetable oil work well) salt garlic powder (optional) cayenne pepper (optional) seasoning salt (optional) Cajun seasoning (optional) Directions: 1.Preheat oven to 300 degrees F. 2.While it's OK to leave some strings and pulp on your seeds (it adds flavor) clean off any major chunks. 3.Toss pumpkin seeds in a bowl with the melted butter or oil and seasonings of your choice. 4.Spread pumpkin seeds in a single layer on baking sheet. 5.Bake for about 45 minutes, stirring occasionally, until golden brown. CLIENT OF THE MONTH Allan Walker is nothing without our clients trust. That is why we would like to thank Paul Veradt, owner of Figueredo’s Catering & the Lafayette Function Hall, for trusting us with his personal and business insurance needs. City / Town you live in? Taunton Family? Single School? Bristol Plymouth and I received a Culinary degree from Johnson & Wales University Most unexpected or surprising thing about your job? “ I worked for a caterer when I was 15 and I said I would never want to do this job and now I own a catering business! Working as a caterer makes your job unique, depending on the customer that is always changing there is a different menu every day, a different location and a variety of different types of functions. We do everything from traditional weddings to golf tournaments and fundraisers to functions on cruise ships which can be interesting depending on rough the seas are that day.” First paying job? Newspaper boy in the Oakland area of Taunton First car you owned? My first mode of transportation that I owned was a Yamaha motorcycle, the first car I owned was a 1955 Ford Crestline. What radio station is dialed in or what’s in your CD player? Outlaw Country on Sirius Radio Hobbies? Camping, Motorcycles, Fishing and Hunting The Lafayette Club is a function hall which offers two rooms for your events. The Lafayette also offers the popular Prime Rib Thursdays, which is known for its huge cuts of prime rib as well as many other menu items. They also host live music outdoors on Sunday afternoons from 3:00 to 7:00pm. Figuredo’s Classic Catering is a full service caterer offering their services on and off premises. The Lafayette Club 508-822-5155 * Figuredo’s Classic Catering -508-823-7455 18 Lakeview Ave. Taunton Ma 02780 Four Rules For Safer Cutting Board Use Cutting boards are a key source of bacterial infection during food preparation. Here are four tips for avoiding the risks: 1. Use 3 separate boards – one each for fresh produce, meats and ready-to-eat food. 2. Wash your boards with hot soapy water after each use, or put them in the dishwasher. 3. Replace plastic and wood boards regularly. If you can't clean the indentations and grooves, throw them away. 4. Sanitize boards by soaking in a solution of 1 gallon of water to one tablespoon of chlorine bleach. Allow to air dry. Tips from Michigan State University Extension SPOTTED! Our sticker on Gregg P.’s car. He received a $25.00 gas card! You could be next if we see your vehicle with our sticker. Do you have your sticker on?” Allan M. Walker Insurance Agency 120 High Street Taunton, MA 02780 Tel# 508-824-5875 Fax# 508-880-5056 Toll Free# 1-877-824-6670 [email protected] PET OF THE MONTH Congratulations to Bill T. and Derek H. for winning our 2013 Referral Contest! Both Bill and Derek won Boston Red Sox Tickets! Congratulations! Thank you to Brian Q. of Mansfield for sending us a pic of Pumpkin T. Cat (The T stands for "the") Pumpkin likes to find small places to sleep, one hot July day she decided, what better place to sleep than in the cooler! Hobbies: Pumpkin likes to sleep and eat Please send us a pic of your pet and you may be featured in our next newsletter! 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