Y O U R
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C R E D I T
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2 0 0 6
80 years
1926 – 2006
Electronic services turn your computer into a virtual
credit union branch
O ver the last decade, the Internet has changed the
way people shop, read the news, and communicate
with friends and family. Now it’s having a similar
effect on the way people handle their personal
C H I C A G O
M U N I C I P A L
E M P L O Y E E S
finances, bringing new speed and convenience to
the job of managing money.
As a member of Chicago Municipal Employees
Credit Union, you have access to a menu of online
services so extensive that it’s almost like having a
branch office inside your computer. Want to sign up
for a new service? Go to our Web site and you can
download and print the forms needed to sign up for
most CMECU services. If you’d like to help a family
member or co-worker join the credit union, you can
even download an application for membership.
Then there’s CU@Home, our free Internet banking service that lets you access your credit union
savings and checking accounts via the World Wide
Web. CU@Home is available around the clock,
seven days a weeks, 52 weeks a year. You can use
your personal password and account number to
access the secure service from any computer you
choose, whether you’re at home, at the office, or on
the road with a laptop. CU@Home is a perfect partner
email alert that will let you know when your outstanding
for Direct Deposit and your credit union checking
charges are getting close to your credit limit.
account, since it lets you check balances, verify trans-
You don’t need any special equipment or software
actions and check clearings, transfer money between
to access these services, so you can use the computer,
accounts, make payments on your CMECU loan, and
browser and Internet connection you already have.
much more.
(Some minimum system requirements apply, but if your
And if you have a Visa credit card from CMECU,
computer was purchased in the last five years, you
you can also use your computer to manage your credit
should have no problems.) Most important, you can use
card account online. You can set up automatic pay-
CMECU’s online services with confidence that your
ment of your bill each month (via transfer from your
transactions are secure. Our systems employ pass-
CMECU checking or savings) or, if needed, make a
word protection, secure servers and routers, firewalls,
single one-time payment. And you can create catego-
and other state-of-the-art security measures to make
rized expense reports from the records of your charges,
sure your personal information will remain personal.
or download them for use in the popular Quicken
money management software. You can even set up an
To get started using your own “virtual branch office”
online, visit our Web site at www.cmecuonline.org.
With a little help, your holiday wish can come true
interest rate and a 25-day grace period on all purchases. We
taking the whole family on vacation or buying a new car.
even offer a platinum card with higher credit limits and
Others are content with something a little simpler, like
other special benefits for our most creditworthy members.
throwing the perfect party or finding just the right gift
For bigger purchases, a line of credit loan from CMECU
for a loved one. This year, we hope you’ll remember
can provide the cash you need at an affordable interest
that whether you’re shopping for presents, planning
rate with a repayment plan tailored to your budget. It’s a
holiday travel or looking for the best deal on a new
convenient and cost-effective way to pay for a family trip,
car, truck or SUV, Chicago Municipal Employees
a remodeled kitchen or bathroom, or any other larger
Credit Union can help make your holiday wishes
bill you’d like to spread over time.
come true.
Finally, if you’re thinking about some new
For example, we all know that
wheels before the end of the year,
a Visa card makes shopping fast
check out the special offerings icon on
and easy. Since you can use it just
our website. You’ll be able to get great
about everywhere, you can buy wherever
prices on a wide variety of vehicles, plus a special
you find the best bargain or the perfect
low interest rate on your loan.
present for someone special. So, if you’re
To apply for a Visa card or line of credit,
going to carry a Visa card, you should also
call CMECU or visit our Web site at
know that the credit union has one of the
www.cmecuonline.org.
best deals around, with no annual fee, a low
Visa gift cards now available
L ooking for a present that’s perfect for just about any-
chant, the recipient can use the card at just about any
body and just about any occasion? Consider a Visa Gift
location that accepts Visa. The cards are also safer than
Card from Chicago Municipal Employees Credit Union.
cash, since the unused balance can be replaced if the
Visa Gift Cards are available in amounts from $10 to
$500, and, unlike cards that are tied to a particular mer-
card is lost or stolen. You can purchase a Visa gift card for
a nominal fee at either CMECU office.
B oth offices of Chicago Municipal Employees Credit Union will observe holiday hours as follows:
AT
Monday, October 9
Closed — Columbus Day
Friday, November 24
Normal business hours
Monday, November 13
Closed — Veterans’ Day
Monday, December 25
Closed — Christmas Day
Thursday, November 23
Closed — Thaksgiving Day
Monday, January 1
Closed — New Year’s Day
Y O U R
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I C E
At Your Service is a quarterly publication of Chicago Municipal Employees Credit Union.
© Copyright 2006 by Chicago Municipal Employees Credit Union.
Main Office
33 North LaSalle St.
Suite 300
Chicago, Illinois 60602
Phone: 312 236-2326
Austin/W. Garfield
Office
4909 West Division
Chicago, Illinois 60651
Phone: 312 236-2326
E-mail:
[email protected]
Office Hours
8:30 am - 4:00 pm
Monday - Friday
Office Hours
10:30 am - 6:00 pm
Monday - Friday
Telephone Teller
Open 24 hours
1 800-760-MECU
Web Site:
www.cmecuonline.org
Board of Directors
Walter Smith, Chairman
Irene Caminer, Vice-Chairman
David A. Bryant, Treasurer
Delia Rollins, Secretary
Harold O’Kere
Michelle Price
Lance T. Lewis
Duwain Bailey
Mark Mitrovich
Member Services
Savings Accounts
Share Certificates
Checking Accounts
ATM/Debit Card
Holiday Club
Financial Health Club
Individual Retirement Accounts
(IRAs)
Personal Loans
New and Used Car Loans
Home Equity Loans
Share Secured Loans
Visa Classic
Visa Gold
Visa Platinum
Secured MasterCard
Home Mortgage Loans
Payroll Deductions
Direct Deposit
Automated Bill Payment
Automobile Insurance
Money Orders
Notary Public
MECU “Telephone Teller”
Financial Counseling
W W W . C M E C U O N L I N E . O R G
S ome people make big plans for the holiday season, like