Care Plus Blue Bulletin MEMBER NEWSLETTER F A L L EDITION What’s in this issue: • Important plan information coming soon by mail • It’s time to get your flu vaccine • Review medications with your doctor after a hospital stay Health and wellness or prevention information www.bcidaho.com/medicare Y0010_MK16221 ACCEPTED Welcome One of the things that fall brings in Idaho is the end to fire season. As you read this though, there may still be fires burning forests or hills near you. Make sure you take air quality into account if you plan on spending an extended amount of time outside in affected areas – especially if you suffer from asthma or other chronic conditions affecting the lungs. If you are traveling and want to know what the air quality is like in another part of Idaho, visit Idaho Department of Environmental Quality’s website at http://airquality.deq.idaho.gov/ to see the real-time air quality map. Fall also means there is ‘change’ coming. Changes to the weather, or colors in the trees. Sometimes there are changes to health plans to prepare for in the next calendar year. In September, we’ll send you some important documents that will let you know if there are any changes to your plan in 2017. Turn to page 3 to learn more. Finally, as you enjoy Mind Games, make sure to read the feature on medication adherence tips and tricks. Is it important to take your medications at the same time each day? Find out on page 5. Another thing that fall brings is the the flu season. The best chance to avoid the flu each year is to receive an annual flu vaccine. See page 2 to learn some quick facts about the flu vaccine. Blue Cross of Idaho Care Plus is a Medicare Advantage health plan with a Medicare and Idaho Medicaid contract. Enrollment in Blue Cross of Idaho Care Plus depends on contract renewal. This information is not a complete description of benefits. Contact the plan for more information. Limitations, copayments and restrictions may apply. Benefits and/or copayments/coinsurance may change on January 1 of each year. You must continue to pay your Medicare Part B premium. The formulary, pharmacy network, and/or provider network may change at any time. You will receive notice when necessary. Blue Cross of Idaho Care Plus complies with applicableFederal civil rights laws and does not discriminate on the basis of race, color, national origin, age, disability, or sex. ATENCIÓN: si habla español, tiene a su disposición servicios gratuitos de asistencia lingüística. Llame al 1-888-494-2583 (TTY: 1-800-377-1363). 注意:如果您使用繁體中文, 您可以免費獲得語言援助服務。 請致電 1-888-494-2583 (TTY: 1-800-377-1363)。 HOUSE CALLS Steve Olson is the director of Pharmacy Management at Blue Cross of Idaho. Steve and his team work with a team of clinicians to ensure we remain at the forefront of changes and innovations that will help improve health and lower costs. Biosimilar Medications Offer New Cost-Saving Possibilities By Steve Olson You’ve probably heard a lot of different terms being thrown around regarding prescription drugs. No longer are your prescriptions just medications, they’re brand names, or generics, or biologics, or originator, or biosimilar – it’s getting hard to keep all these different definitions straight. Recently, there has been a lot of talk about biologics and biosimilar medications in various media outlets. But what are these? Typical medications, or nonbiologics, have a simple structure and are easy to copy. A good example of this type of medication is the common pain reliever ibuprofen. But a biologic medication is made from living cells and has a structure of complicated molecules. This makes them more difficult to manufacture, harder to copy and more expensive. Like typical medications, biologic medications are protected by patents. When these patents expire, competitors are able to create generic versions of the drug, which are typically less expensive and help to lower costs. But, unlike typical medications, the complexity of biologics makes them impossible to copy exactly. Because of this, the generic versions of biologics are called biosimilars because they are similar to the original – or originator – but not identical. Biosimilars are required to undergo additional tests to ensure safety and effectiveness before they are ever sold to the public. Biosimilars have been approved and used in Europe for many years, and have been an important tool for curbing the rising cost of prescription drugs. In the United States, the Federal Drug Administration has been writing a policy on biosimilar medications since 2010. Many pharmaceutical companies are anxiously awaiting these regulations and guidelines so they can begin introducing these drugs to the U.S. market. To date, only two biosimilar products have been approved, although many more are in the approval process. FA L L 2 0 1 6 Blue Cross of Idaho is carefully watching what happens with biosimilar regulations in the United States. These new medications will bring much needed competition to a class of medications that has previously not had any. Without competition, some pharmaceutical manufacturers have been raising drug prices by double-digit percentages year after year. It’s estimated that biosimilar drugs could reduce the amount Americans spend on prescription drugs by roughly $44 billion by 2024. Part of our mission at Blue Cross of Idaho is to continually help our members have easy access to quality healthcare at the best cost possible, and more competition in the pharmaceutical industry could go a long way toward that goal. Watch for more information about biosimilar medications in the future. 1 Simple facts on preventing FLU An annual flu vaccine is the single best way to reduce your chances of getting seasonal flu and spreading it to others. When more people get vaccinated against the flu, less flu can spread through the community. When it comes to preventing flu, knowledge is power. Influenza is a serious virus that can lead to hospitalization and for some people, even death. Every flu season is different, and influenza affects people differently. Even healthy people can get very sick, so your best shot at prevention is to get vaccinated. The flu vaccine is available at no cost to you when you receive it at an in-network pharmacy. Ask your doctor about a high-dose trivalent shot, designed and approved for people over 65. The high-dose shot has more antigens and is intended to create a stronger immune response in those who receive it. Want to know more? Visit Centers for Disease Control at http://www.cdc.gov/flu/protect/keyfacts.htm. Mammograms (Breast Cancer Screening) Are you putting off a mammogram? There are lots of reasons for delaying this routine breast cancer screening – you’re nervous, you’re shy, you’re busy. There’s one great reason for scheduling one soon – mammograms save lives. A woman’s risk for breast cancer is highest after she reaches 60. Even as women age, early detection of breast cancer can lead to more treatment options, less extensive surgery and better outcomes. Most women over 60 need a routine screening every other year until age 74, or unless her doctor says otherwise. 2 Talk to your doctor about your own risks and the right schedule for you – especially if you have an immediate family member whose had breast cancer. Blue Cross of Idaho Medicare Advantage plans cover mammograms once every 12 months for all women ages 40 and older. BLUE CROSS OF IDAHO CARE PLUS | MEDICARE MEMBER NEWSLETTER Watch for Important Information in the Mail! In September, we’ll send you important plan information so you’ll know if there are any changes to your 2017 plan. Here’s what to look for: • Annual Notice of Change (ANOC): This annual notice provides a summary of any costs or coverage changes to your plan that go into effect on January 1, 2017. The ANOC provides a simple table format allowing you to quickly see if there’s a change to prepare for. • Evidence of Coverage (EOC): This booklet lists benefits and plan costs that will take effect on January 1, 2017. It also explains what services may not be covered by your plan. Many simply refer to the EOC as the plan contract. Keep your EOC handy and refer to it throughout the year when you have benefit questions. Chances are good that the answer you need is in your EOC. • Formulary (List of Covered Drugs) and Pharmacy Directory: Quite simply, these two items are just what they sound like. In these booklets you will find drugs covered by your plan and what in-network pharmacies you can use to fill your prescriptions in 2017. Discharged from Hospital? Schedule a Medication Review with your PCP Medications often change during a hospital stay. Old medications may be stopped, new ones started, or the strength adjusted. Many patients may resume old medications after being discharged; not knowing the hospital has put them on a similar medication or changes in health may affect the medication they’re taking. This can lead to increased side-effects and severe health issues. Even if the hospital has not added or removed medications, it is important to review all medications with your doctor after being discharged. Your medication follow-up should be with your primary care physician. If you do not have a primary care physician, your follow-up may be with the physician you saw in the hospital. If you would like assistance finding a primary care physician, customer service can help. Items to bring to your follow up appointment: • Any discharge instructions provided at the hospital • A current list of your medications (the medication bottles may better assist the doctor) • A list of any questions regarding medication, your reason for discharge, and any limits or restrictions. A follow-up to review medications after your hospital stay has been shown to reduce the need for a readmission to the hospital and helps you stay in control of your health. FA L L 2 0 1 6 3 Discussing bladder control and treatments Bladder training: Sets specific times to use the bathroom, before you get the urge to urinate. Slowly increasing the time between bathroom trips helps retrain the bladder. Discussing bladder control can be embarrassing, but many of the causes of urinary incontinence are quite normal and many treatments exist. Bladder control issues may arise from some medications and infections, or from previous conditions like childbirth and menopause for women, or prostate surgery for men. For these reasons and for information on treatment, it is very important to discuss bladder control concerns during your doctor visit. Muscle exercises: Your physician can review exercises called Kegel or pelvic floor exercises for men and women to strengthen muscles used for urinary retention. This can help with unexpected leakage. Changing medication: If control issues are the result of a medication, your doctor may prescribe a different medication, have you stop a medication, or change the time of day you take a medication. Your doctor will always review the risks and benefits of a medication before making changes. When speaking with your doctor, he/she may discuss the following possible treatments, which will depend on the reason for bladder control issues. As always, it is very helpful to bring a list of questions to your appointment and a pen or pencil to write down notes during the visit. New medication: In some cases, your physician may suggest a medication. Several medications exist that help with a variety of bladder control causes. Lifestyle changes: Caffeine and alcohol intake can affect the muscles of the bladder and the amount of urine produced. Your physician may suggest reducing the amount of caffeinated and alcoholic drinks consumed. They may also suggest weight loss. Excess weight can press on the bladder, making control difficult. Other lifestyle changes they may recommend include quitting smoking and increasing fiber intake. 4 BLUE CROSS OF IDAHO CARE PLUS For more information on bladder control treatments log on to Blue Cross of Idaho’s member website and view our WellConnected resources at members.bcidaho.com > WellConnected > Health Library and search for urinary incontinence. There you’ll find individual resources for men and women and detailed information regarding specific treatments. | MEDICARE MEMBER NEWSLETTER Medication Adherence Tips & Tricks Mind Games Keep your mind sharp by exercising your brain. In order to get the most out of your medications, it’s important to take them as directed. Some medications may be obvious when you miss a dose, others may not be noticeable. Either way, your health may depend on the medication you take regularly. • Know when to take your medications. • Your pharmacist can help you with the best times to take each medication. • Some medication should be taken at specific times of the day, with or without food, separate from other medications, or only on specific days of the week. The time of day you take your medication may make it work better or lessen side effects. • Take your medications at the same time every day. THAT SCRAMBLED WORD GAME Unscramble these four Jumbles, one letter to each square, to form four ordinary words. RANEA ©2013 Tribune Content Agency, LLC All Rights Reserved. DRANG TIMCER ABENTE A: “ Yesterday’s Jumble puzzle magazines available at pennydellpuzzles.com/jumblemags by David L. Hoyt and Jeff Knurek • Making your medication part of your daily routine can help you remember. Placing your pill box next to regular activities, such as next to the coffee pot in the morning, puts it in your field of view as a reminder. • Fill your medication before you run out. • You can refill your medication once you have used at least 75% of it. This means, for medication you fill every month, you can refill one week before you run out. • Use a pill box and refill it regularly. Now arrange the circled letters to form the surprise answer, as suggested by the above cartoon. ” (Answers tomorrow) Jumbles: GUMBO MINUS PRETTY BEHIND Answer: After years without striking, the picketers had a — RE-UNION • Taking the time to use and refill a pill box ensures you take each medication every day while saving time throughout the week. It also lets you know and compare the types of pills and amount every day. If you suspect the medication isn’t the same when you refill it, contact your pharmacy. Answers on back cover. FA L L 2 0 1 6 5 3000 E. Pine Ave. Meridian, ID 83642 Published by Blue Cross of Idaho. © 2016 by Blue Cross of Idaho, an independent licensee of the Blue Cross and Blue Shield Association. All rights reserved. No material may be reproduced in whole or in part from this publication without the express written permission of the publisher. The information in this publication is intended to complement – not take the place of – the recommendations of your healthcare provider. Consult your physician before making major changes in your lifestyle or healthcare regimen. Blue Cross of Idaho makes no endorsements or warranties regarding any of the products and services included in this publication or its articles. Contact Us Move recently? Don’t forget to change your contact information with Blue Cross of Idaho so you continue receiving important information about your health insurance coverage. Log on to your account at members.bcidaho.com or call customer service at the number on the back of your member ID card. Have a Question? Call our Customer Service line at 1-888-494-2583 (TTY 1-888-377-1363). We are available from 8 a.m. to 8 p.m., seven days a week. Jumbles: ARENA GRAND METRIC BEATEN Answer: The butchers’ convention featured a — “MEAT” AND GREET Website: https://members.bcidaho.com Email: [email protected] Healthy Recipe Pumpkin Spice Quinoa Parfait Nutrient Value: Servings: 4, Total Calories: 314, Protein: 13 g, Carbohydrates: 52 g, Fiber: 9 g, Sugar: 23 g, Fat: 8 g (1 g saturated), Sodium: 76 g Ingredients: 1 cup quinoa, well rinsed 1 3/4 cups water ½ tsp cinnamon 2 cups pumpkin puree 2 tbsp brown sugar ½ tsp cinnamon ¼ tsp ginger ¼ tsp nutmeg 1/8 tsp cloves 2 cups vanilla Greek yogurt 2 graham crackers, crushed ½ cup candied pecan halves Directions: Bring the quinoa, water and cinnamon to a boil, reduce the heat and simmer, covered, until the water has been absorbed – about 15 minutes – and set aside to cool. Mix the pumpkin puree with the brown sugar, cinnamon, ginger, nutmeg, cloves and set aside. Place ¼ cup of yogurt into four large glasses and top with ¼ cup quinoa, and ¼ cup pumpkin mix. Repeat layers and top off with pecan halves and crushed graham crackers.
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