January 2017
It’s Important
To Save!
Have you heard your parents talking about New Year’s
resolutions? That means you are promising yourself to do
something better for the New Year. We have an idea for you! You
can make a New Year’s resolution to save in your Penny Savers account.
Here’s how:
Every time you receive money as gifts for the holidays or any special
occasion, or if you earn money for chores, plan to save at least half of
your money. Of course, more than half is even better – but it’s best
to put money in your account that you can leave there for awhile.
Maybe you want to start saving for a new bike or toy, or you want
your own spending money the next time you take a vacation. If
you save in your Penny Savers account, you’ll have the money you
need. It’s a really good idea to make saving a habit because it will
help you as you get older. A savings account can be just like you
– growing and getting bigger every day!
Plus, start saving and you’ll receive a special CU Advantage piggy
bank* when you…
• Make a $25 deposit into your Penny Savers savings account, or
• Open a new Youth Add-On CD with an initial deposit of $25
or more.
*Offer for Penny Savers members only, while supplies last.
Happy Birthday!
Get A Fist Full Of Coin!
Stop into the credit union office during the
week of your birthday and receive your
birthday gift! Reach into our coin jar with
one hand and grab a fist full of coin…and
that’s the amount we’ll deposit into your
Penny Savers account for you.
Only our Penny Savers members can reach into the jar (no parents or
siblings please). Children too young to grab coins may have $5.00
deposited into their account when they visit the credit union office
during their birthday week.
Plan To Save
During Our
Easter Egg
Saving Promotion
Everyone Is a Winner!
Every year, our Easter Egg
Savings Promotion becomes more
popular and we are pleased to announce that we
are offering it again this year. From March 1st – April 14th,
every time you come to the credit union office to make a
deposit for $5 or more, you’ll receive a plastic egg. Inside that
egg is a piece of paper describing what your prize is. Everyone
is a winner and you could receive:
• McDonald’s gift certificate
• CU Advantage drawstring backpack
• Crafts
• Flower highlighter
• Pick from the toy chest
• And more
Plus, at each CU Advantage office there will be one
$25 VISA gift card hidden inside an egg. So start putting your
money in a piggy bank or jar and be ready to deposit it into
your Penny Savers account during the Easter Egg Savings
Promotion.
Winners’
Corner
Congratulations to Christina H.,
the winner of our savings contest
this summer.
Christina won a $25 deposit to her
CU Advantage Penny Savers account.
The winners of the Penny Savers Club 8’ holiday
stockings will be announced in the next
Pennywise newsletter.
Crayon Hearts
Internet Safety
A Great Valentine’s Gift
Craft Materials:
• Crayon pieces
• Heart-shaped metal cookie
or muffin tin
• Scrap paper
Suggested Messages:
• Double-sided foam mounting tape
•You color my world
• Scissors (with parent’s help)
•Valentine, you make
• Colored card stock
my heart melt
• Marker
• Happy
Time needed: About 1-2 hours
Valentine’s
Day
1. Have your parent help you heat the oven
to 250 degrees.
2. Fill each mold with crayon pieces and bake until the crayons melt, about 10
to 15 minutes. Tip: Place a sheet pan under the crayons to catch any drips.
3. Once they are cool, remove the hearts from the molds and smooth out any
rough edges by rubbing them on the piece of scrap paper.
4. Use small pieces of foam tape to stick each heart to a 3-inch circle cut from
card stock, and then add your message.
The Internet is a great tool
for kids of all ages. There are
lots of educational and fun
websites, and great
homework help websites, too. But when you’re on
the Internet, be sure to let your parents know
what you’re doing, and if you ever come across
something strange, or something that scares
you, be sure to tell your parents right away.
Word Search!
Find these words in any direction
in the winter word search!
HAT
COAT
SCARF
BOOTS
GLOVES
SNOWMAN
S
N
O
W
F
A
K
E
N
N
T
A
O
C
W
S
O
T
M
T
C
F
G
O
W
A
C
O
L
L
L
F
M
H
T
T
E
S
O
R
A
R
W
B
S
E
V
A
N
E
S
W
E
T
E
C
H
A
B
O
O
T
S
S
Most important of all:
1. NEVER tell someone on the Internet who
you are, how old you are, or where you
live…even if you think you are emailing
with a kid.
2. NEVER open or respond to an email
from someone you don’t know.
3. NEVER download or open attachments.
Winter Safety Tips
• When sledding, check
the hill before you go
down and make sure it’s
safe and free from trees,
rocks, fences and other
obstacles.
• Never sled on or onto a
roadway or parking lot.
• Never go on the ice unless
it’s been checked by an adult for safety.
• Even if the ice is safe, always stay close to the
shore. The ice will be thinner in the middle of
the lake and where the current is strong.
• Always wear a helmet when skiing or
snowboarding.
Money Trivia
1. Can you guess how high a million dollars worth of stacked
pennies would reach?
a. 95 feet b. 95 yards c. 95 miles
2. How many dollar bills do you think would
weigh a pound?
a. 49
b. 490
c. 4,900
3. If you spent a dollar every minute,
how long would it take you to spend
a billion dollars?
a. 20 years
b. 200 years
c. 2,000 years
Southfield Office
Novi Office
Providence Medical Building
22250 Providence Drive
Southfield, MI 48075
248-996-6070
Providence Park Medical
Office Building
26850 Providence Parkway,
Suite 110
Novi, MI 48374
248-662-0383
Website
cuadvantage.coop
(See answers to the right.)
Answers to Money Trivia: 1-c, 2-b, 3-c
Federally Insured by NCUA