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NOTE: This Free Book Giveaway is restricted to Common Sense Living readers only (and you must
have a valid Indian mailing address)
"
I'll be the †rst one to admit that books on wealth are
spilling o† the self-help shelves. Most aren't worth the paper
they are printed on.
But this 172-page volume is not like ANY of them.
It kicks o† with an inspired secret in chapter one that could
make you richer - INSTANTLY.
Then it REALLY gets going...
It spills secret after secret.
Secrets that work...
And provided you're willing to think carefully and make a few
smart decisions - this book will change your life.
But don't take my word for it.
Let me prove it to you by sending you a FREE
hard copy in the post..."
From the Desk of Anisa Virji
Common Sense Living
February 2016
Dear Reader,
It's coming up on two years since I sent out the †rst edition of the Common Sense Living eletter.
(Time sure does †y!)
When we started writing to you we told you that the goal for our little free email is ambitious but
simple...
Our aim is to guide you set up a life you don't want to escape from...starting today!
A life that is all you ever wanted - doing work that you're passionate about, making the kind of
money that you never have to count, planning a dream retirement, and keeping your family in
comfort and happiness.
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And how do we plan to get you here?
Well, reader...
I Have Just Read A Book That Distils
This Goal Down To Its Core Essence
And I will soon tell you how you too can get your own free hard copy...
But right now I will just say this...
The secrets inside this book - if you take them to heart - could change your life.
Now, bookstores and the internet have self-help
type gyan spilling out of their aisles, I know.
But trust me. This book is completely di﻾﻾erent.
And if you read Common Sense Living, you will
know that we cherish di﻾﻾erent.
Now, I have many reasons to talk about this
book.
It's authored by my mentor.
Everything I've learned about wealth I've
learned from him.
He is a New York Times bestseller and serial entrepreneur with over 100 businesses and
$60 million notched on his belt.
But that is not primarily why I'm talking about this book.
It's because I believe - no, I am certain - that anyone who has modest intelligence and a positive
attitude can use the secrets inside this book to live a richer, happier life.
And I believe that so deeply I'm going to do something so unusual...
So unheard of...
In fact, in publishing business circles, it could even be considered ridiculous.
But I don't care - because I know you're going to love it... and this is why Common Sense Living
and I exist anyways...
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So I'm going to ship you a
FREE COPY of this book
The book's called Living Rich: How to Live as Well as a Billionaire on a Middle-Class Budget.
Yes that's the title...and believe me it does all that and more.
There are very few people in the world who are quali†ed to make you that kind of promise.
This, reader, is the latest book by my friend and mentor Mark Morgan Ford. You might have read
Mark's letters on Common Sense Living.
If you're thinking: 'U﻾﻾f. A gazillionaire from the USA telling me what he and his rich friends are doing to
get richer...
Why would I want to read a book like that... even if it's free?'
Think again.
Living Rich is NOT that kind of book.
It's a wealth instruction manual with a twist...
Okay let me do it the other way...
I will tell you what it de†nitely is not:
It is Not a book with entrepreneurial strategies and get-ahead business tactics. The kind of things
that look great on paper... but that are just not realistic when you're middle aged, your net worth
is meagre and your income barely meets expenses.
It does Not talk about your savings, stocks, bonds, real estate, insurance, etc. On those fronts,
you're already doing what you need to do.
Because, let's face it, if you're halfway through your life the odds of 'investing yourself rich' are
long at best.
Living Rich Is NOT About Investing
And, †nally, it is most assuredly Not - and I really want to stress this - the latest in a long and sorry
line of 'think positive' books on wealth. (Thought Vibration of the Law of Attraction in the Thought
World... Think and Grow Rich... The Secret... blah blah blah... yawwwwwn...)
You will read nothing about 'asking the universe for things' and 'visualising positive outcomes'...
or similar nonsense in Living Rich.
With this book you will actually be doing...
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You will be the one in charge.
Because this is a book of practical, real-world wealth secrets.
Trust me - when this free book package arrives at your door - some of these secrets will blow your
mind. Like:
What the 'Enlightened Rich' know and the rest of us don't about keeping the right
house for the right amount of time. Use this secret yourself to shave many hundred
thousand o† the cost of owning your own treasured house... [PAGE 11]
What the 'Enlightened Rich' know and the rest of us don't about the 'secret of long life'.
Why do most mega-rich just look healthier... and live three-and-a-half years' longer than
the rest of us, according to Forbes? It's not because they can buy organic vegetables,
direct-from-dairy milk, and mercury-free †sh. But it IS because they approach
nourishment in a very di†erent way... [PAGE 51]
What the 'Enlightened Rich' know and the rest of us don't about sleep. Smart wealthy
people don't sleep like you and me. [PAGE 27-42] is devoted to 'The Benjamin Secret' of
sleeping like a billionaire on a pauper's budget.
What the 'Enlightened Rich' know and the rest of us don't about keeping a small †eet
of †ve of your favourite cars... for the full cost of just one. Get to know this pricing
'sweet spot' and your only problem will be parking space... [PAGE 43]
What the 'Enlightened Rich' know and the rest of us don't about 'happy money'.
Whether you have a Rs 600,000 or 6,000,000 annual household budget, this rethink on
how you spend is worth reading the book for on its own... [PAGE 113]
What the 'Enlightened Rich' know and the rest of us don't about staying in 5-Star
Edition hotels at Budget Inn room prices... Hint: They get in before o†cial openings to
test things out. (This will infuriate you... and delight you when you start using the same
trick...) [PAGE 93]
But what, exactly, do I mean by 'Enlightened Rich'?
What di†erentiates the 'Enlightened Rich' from the regular rich?
And how can you use what these privileged few know to live a richer life... even if you don't
possess great wealth yourself right now?
To explain the concept of 'Enlightened Rich', I need to †rst tell you a little more about Mark Ford...
why he has written this unique book full of wealth secrets...and why he has given me permission
to send you a free copy in India... all you have to do is pay a small amount for shipping. (Bear in
mind, 'Living Rich' is priced at US$34.95 (almost Rs 2,400) - and it's not even available on Amazon
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India).
'From Broke to Millions'
Mark grew up relatively poor, the second of eight children.
By the age of 33, he was †at broke.
He was nearly six-†gures in debt. Working 60 hours a week. And trying to
provide for his young family on a meagre salary of $35,000 a year.
But, at 35 - only two years later - he was a millionaire.
By 40, he was worth over $10 million.
Today he has a net worth in the high eight †gures.
You've heard this story before, right? The good old rags to riches saga?
But here is how Mark is di†erent. After all his great success and millions, he is still, at his core, a
teacher and writer. Everything I learned about building wealth, starting businesses, and most
importantly, writing with complete authenticity, I learned from Mark.
But you want to know the really interesting thing?
It's only AFTER this all happened that Mark had his greatest epiphany regarding wealth. A
moment of clarity about how EASY it is to live a rich, privileged and totally stress-free life.
And as usual, he's sharing these ideas with us. He's written a book about it - the book I will send
you a free copy of today.
The revelations in this book can truly help you live rich... no matter how wealthy you are right
now... or how close you are to retirement.
I'll let Mark explain...
“One day, shortly after turning 60, I had an
epiphany that changed my life. It will change your
life too. If you embrace it as I did.
My wife and I were walking over a bridge in
Rome. She was enjoying the scenery. I was
thinking about all the businesses and investments
that needed my attention.
Standing on that bridge, looking at the Tiber River, I realised there was no
need for me to keep striving for more. I had more money than I could use in
three lifetimes.
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three lifetimes.
We lived in a $5 million home overlooking the ocean in Palm Beach County.
And we had more real estate, gold, art, and cash than I can keep track of.
Yet I was still chasing wealth. And I wasn't really enjoying it. I realised that I
couldn't enjoy it precisely because I was chasing it. It was an obvious irony
that had, until that moment, eluded me.
I turned to my wife and I apologised for being a money-driven maniac for 30
years. I promised that I would never again devote my life to making money.
That I would change my mindset from getting rich... to LIVING rich.
I kept that promise.
I now take six to eight weeks o each year to travel and live with my wife a
di erent city each summer - Paris, London, Madrid, Aix en Provence, Jaipur,
and our favourite, New York City. (Two of our sons live there.)
I take another six to eight weeks o to write ction and poetry, reading books,
and enjoying ne wine and cigars.
I've made my health a top priority. I work out twice every day and compete at
an expert level in the Brazilian martial art of Jiu Jitsu tournaments with men
half my age.
But the biggest change I've made is how I think about money. It is no longer a
top priority for me. In fact, it isn't a consideration at all."
And don't think that only the rich can live like that...
When I Dispatch This FREE
Copy Of Mark's Latest Book To You...
You will know that Mark switched from a 'getting rich' mind-set to a 'living rich' mind-set †ve years
ago.
From that point, something strange and unexpected happened...
“From then on, I focussed on getting the most out of everything and every
experience that I was fortunate enough to have
But here is the curious thing...
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But here is the curious thing...
I didn't stop working. I continue to tend my
businesses and invest in new ones. I still consult
with a few clients - but only businesses I like and
respect. And I limit my consulting to what I enjoy
- teaching and writing.
And I didn't stop making money. The opposite, in
fact. I calculate I probably added more to my net worth in the ve years since I
recalibrated my number one priority from getting rich to living rich... than I
made in the ve years before.
How can that be possible?
I spent six months thinking and researching this question.
The culmination is my new book, Living Rich: How to Live as Well as a
Billionaire on a Middle-Class Budget.
All I can say is I wish I'd switched to this mind-set decades earlier. Because
those decades would have been so much more ful lling. And the irony is: I'd
probably be even richer today..."
That's right, reader - Mark made more money once he made a conscious decision to stop
obsessing over accumulating it...
The conclusion Mark comes to in Living Rich is this:
You can live a rich life before you grow rich...
...so long as you employ a few secrets that most people only learn after they've amassed great
wealth.
That's the bridge this book will help you walk.
Finally, A Credible Guide To Living Like The
'Enlightened Rich' - Even If You're
In The Middle Income Bracket
Here's How...
You may know people - doctors and lawyers and businesspeople - who make a lot of money. And
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spend a lot of money.
When they buy a car, they opt for the most expensive one they can get. When they buy a home,
they want the biggest one in the neighbourhood.
They wear Gucci shoes and carry Prada bags. When they go on holiday, it's 5-star or stay home.
And many go into serious debt to possess these symbols of wealth, becoming stressed-out slaves
to the idols they worship.
Mark Ford calls these people the 'unenlightened rich'...
“In short, they are prestige junkies.
But here is the curious thing...
The irony is that the status they believe they are
buying with brand names and big toys is often not
delivered - or, if delivered, experienced for only a
moment or two.
It irks me to see friends and colleagues spending their money this way. I don't
like dining with them because they invariably prefer overpriced yet not-allthat-good restaurants simply because they are "the place to go".
It saddens me to see their McMansions because they are huge and impersonal.
But most of all, I don't enjoy listening to them talk about their things because,
lacking the content of thought, they utter advertising-driven banalities.
So that is one fervent hope that I have for this book: that I will convince you
not to be like them.
Living Rich is about making choices that improve the quality of your life even if you don't have lots of money."
You may have watched reality TV shows populated by the unenlightened rich, the socialites on
page 3... †ashing their designer this and that.
The enlightened rich don't feature much on page 3. They keep a low pro†le. But...
They know the importance and power of wealth. But also respect its power to corrupt...
They are not misers. But they avoid waste, greed and tastelessness...
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They know you can't rely on brokers, bankers or other †nancial specialists to increase
your wealth. It's not their job. They aren't paid for it. And most of them have never created
any real wealth anyway, and therefore don't know how to do it...
They know that an emotional purchase is - almost always - a silly purchase. They view
money logically and buy things that have the most value...
They concentrate on doing things they are passionate about - and, wherever possible,
making money from those things along the way...
Above all;
They know that being rich is good...
But Living Rich Is Infinitely Better...
Mark Ford has written a book about these people and the simple secrets they learned to become
'enlightened' about money.
He is convinced that if you adopt some of
their principles now...you will grow wealthy
faster... and live a richer life while you're
doing it...
As Mark says:
"My income has actually increased since I started
thinking this way. But that's the thing about getting
rich - when you get rich, it is just too damn easy to
get richer.
It's not fair, but it's a fact."
In your FREE copy of Living Rich: How to Live as
Well as a Billionaire on a Middle-Class Budget, you'll learn dozens of life-enhancing secrets of the
'enlightened rich', strategies and guiding rules. Including:
How to de-clutter like the 'Enlightened Rich' - eliminate the empty stu† and create a
'purposeful and pleasing' home for less money. [PAGE 21]
How to weekend like the 'Enlightened Rich'. And no, it's NOT hiding away in your home
o†ce to do more even work. It's the exact opposite... One person featured in the book
used this weekend secret to grow a $500m business in 10 years... (PS: it's someone you
probably know...) [PAGE 126]
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How to rent like the 'Enlightened Rich'. - and save millions over the next 10 years. The
rule that wealthy people must always live in a house they own is a misleading Indian
obsession. As you'll see in Living Rich, the 'Enlightened Rich' know better... [PAGE 8]
How to drive like the 'Enlightened Rich'. - discover how to glide around in luxury and
comfort... for less than $170 (about Rs 10,000) a month. [PAGE 4]
How to renovate like the 'Enlightened Rich'. - and avoid millions in unneeded costs while
still developing your dream house.[PAGE 23]
How to work happy like the 'Enlightened Rich'. From 1982 to 1993, Mark Ford earned
millions of dollars every year and acquired an eight-†gure fortune. "But I never truly
valued the work I was doing then, so the amount of "fun" time I had while working was
limited. Then I learned these two secrets, and my work life has never been the same
again..." [PAGE 129]
How to manage your time like the 'Enlightened Rich'. . Including 10 'zombie activities' to
immediately wipe from your day, and improve your moneymaking potential tenfold
(anyone can get started on this right away). [PAGE 135]
How to get special 'wink-wink' holiday deals like the 'Enlightened Rich'.. Wealthy people
do splurge on 5-star travel. But did you know many also go 'one star down' and get
hooked up with incredible discounts as well? Find out how to snag 50%-o† deals on 4-star
beachside hotels... [PAGE 97]
How to eat like the 'Enlightened Rich'.. Ever notice how wealthy people tend to dine out
at expensive restaurants all the time... and still look trim, healthy and glowing? Discover
their 4-step Nutrition Bible here... [PAGE 52]
You'll get access to all those secrets and way more in your free
copy of Mark's new 172-page book, Living Rich: How to Live as
Well as a Billionaire on a Middle-Class Budget, which I'm happy
to dispatch to you.
All I Need Are Two Things...
The †rst is Rs 299 - to partially (but not entirely) cover the cost
of packing and mailing it to you.
It's not much money. It's barely the cost of a movie ticket.
If the Rs 299 mailing charge is an issue, no problem. Close this
page.
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If you are okay with it, then I'll make sure this book is at your door asap.
Provided you meet the second crucial condition...
I need an Indian postal address.
Don't worry, I don't want it so I can send you loads of advertising rubbish.
At Common Sense Living we don't advertise via regular mail. Nor do we sell postal
addresses to third parties. That will not happen, and you have that in writing here.
I just need your Indian postal address so I know where to send your copy of Living Rich.
We will only post books to Indian addresses. (If you do not have an Indian address, you can give
us the address of a friend, colleague or relative to whom we will dispatch your copy).
Give me one and I'll make sure a free hard copy is mailed to you as soon as the †rst run of books
leave the press.
And while this free book is making its way through the post to you, I'd also like to give you
something else...
A 30-day Trial Of Mark Ford's New Newsletter,
Creating Wealth
Living Rich, at its core, is about changing how you look at money.
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It will help
you
discover
your own,
less
expensive
way to live
a rich life.
By a 'rich
life', I
mean a
life free
from
†nancial
stress, but
also †lled
with
things that
give you
pleasure.
Creating
Wealth is
cut of the
same
cloth... but di†erent in one key aspect.
It's about changing how you look at MAKING money.
In fact it's a radical take on the challenge of building up your net worth in 2016 India.
One - I can virtually guarantee - you have never come across before.
I'll explain why...
Are These Ideas About Money
Stopping You From Creating Wealth?
The investment advisory industry - investment newspapers, magazines, newsletters, and internet
publications - exists because of an important idea:
That the smartest and most sensible way to grow rich is by investing in stocks and bonds.
Whether you believe that or not is up to you.
But here are the facts:
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Since the beginning of the year the markets have been choppy - falling more than rising. The
Chinese government intervened to prop up a falling stock market. Oil has fallen to its lowest level
in more than ten years. The †nancial press reeks of pessimism.
You know your own †nancial goals. So you'll know whether or not you're happy basing your
future on this level of riskiness. I'm pretty sure you want your savings to grow. So I wanted to
present some simple maths to you...
If you have Rs 100 million in your retirement account, the di†erence between making 3%
and 8% is signi†cant: Rs 5,000,000 per year.
And the potential savings you make from tax concessions on top of that are massive.
But when you have only Rs 1,000,000 in that account, the di†erence between making 3%
and 8% is almost nothing... Rs 50,000. And the tax savings are next to nothing.
Tell me how making an extra Rs 50,000 per year is going to make you rich?
Then There Is The 'Idea' That
Stocks Always Go Up Over Time
There is some truth to that if you go back over
many years.
But not everyone invests over such a long time,
and you probably don't have that much time to
invest anyways...
Our investment lifetimes are much smaller.
You simply cannot get the returns you need to
develop a seven-†gure net worth in any
reasonable amount of time.
"Dear Mark, Many thanks for
your valuable insights. I rmly
believed that long term investing in
stocks was a sure shot way to
success, but your extra income
generation was really an eye
opener. Eagerly waiting for the
ways to make that extra income in
India." Benoy
The market may go up over time, but it also
goes down without much warning. The market
is a †ckle friend. You simply cannot rely on it.
Like I say, you'll know your own †nancial goals.
You'll know if you're happy enough basing your future on the idea that stocks always go up over
time.
But when I see these †gures, two things spring to mind. First: you don't always have recovery time
when you're saving for retirement, or a speci†c †nancial goal. And second...
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No one who is paid to invest your savings in stocks will tell you that investing in stocks is a bad
idea. Why would they? It's not in their interests.
All I'm saying is that you should challenge what you think you know about the best ways to build
wealth, from time to time - and particularly as you get older.
If you feel cheated when you look at your savings... or like you've missed out, don't worry. I've
enlisted the help of the richest, smartest, most astute wealth educator I know.
He's ready to show you a handful of smart, alternative techniques to building wealth. Techniques
that have helped him amass a $50m fortune...
This Is Where Creating Wealth
Comes Into Play...
Mark Ford launched Creating Wealth from his Palm Beach headquarters in the United States four
years ago.
It's premise is simple:
To give people who are not yet wealthy a chance to become wealthy... by doing the
things that rich people did to get rich.
And these things, as you will see, do NOT include stocks.
Name one person who, went from nothing to a seven †gure net worth... and did it solely through
investing in equites?
You can't, can you?
Even Warren Bu†et - the world's greatest living investor - didn't get rich by simply investing in
stocks and bonds. He did it by studying great businesses and taking direct stakes in them.
Many investment newsletters, brokers, trading seminar gurus and boutique fund managers will
try and convince you otherwise.
But as I say: their livelihoods rely on this idea.
Don't get me wrong: once you're rich, as long as you're getting good advice, I'm sure stocks, bonds
and other †nancial instruments become useful.
What you need to consider is...
...will they get you to that point?
As Mark Ford explains, "As for me, I managed to go from broke to where I am today by doing all sorts
of things that had nothing to do with investing in stocks and bonds."
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What 'Things' Is Mark Talking About?
What are the core strategies for wealth accumulation that the 'Enlightened Rich' know and use...
and the rest of us are in the dark about?
You'll †nd out when you take a no obligation, 30-day look at Creating Wealth.
This resource - being published for the †rst
time in India - will show you the same strategies
that wealthy people - Mark Ford and many of
his friends - have used to become wealthy.
And you will get to see it all for 30 days at no
obligation!
That's almost free.
"I wish I would have come across
this wonderful article earlier. I have
in fact lost a lot of money
following advices of so called share
market experts, which now I would
negate..." S. K. Goel
Now, in a moment I'll explain why Mark believe
Indians, at this point in time in particular, are in
dire need of ideas and strategies like these.
And why their absence - and even intentional suppression- in this country is borderline criminal.
But †rst, let me tell you the kind of ideas you'll discover when you join Mark on this journey...
What the 'Enlightened Rich' know about 'lazy angel investing'. How to seed little Rs 5 - 10
lakh stakes in up-and-coming businesses. Lazy Angel Project #1 makes Mark 15% a year.
Lazy Angel Project #2 doubled his money. Lazy Angel Project #3 made Mark 10 times his
initial stake.
What the 'Enlightened Rich' know about becoming an 'employee millionaire'. It's a myth
that you must own your own business to become rich. If you're an employee now and are
wondering about the feasibility of getting rich... you can do it. Just follow this failsafe
three-step strategy...
What the 'Enlightened Rich' know about art that goes up substantially in value over
time... but is not '��ne' art, and can be purchased for as little as Rs 30- 40,000. And, no,
I'm not talking about becoming an art history expert... but about simple ideas that can
help you identify the right opportunities in the growing Indian art market...
What the 'Enlightened Rich' know about banks, the secret ways they steal your wealth,
and how to stop them. Banks have many sneaky ways to make extra money from their
customers. The more money you have, the more it's in your interest to protect yourself
from bank wealth attacks. This 10-step guide shows how the 'Enlightened Rich' armourplate what's theirs.
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What the 'Enlightened Rich' know about the 'Secret of the Golden Buckets'. Frankly, you
don't need to try another wealth-building strategy. This one is infallible. Says Mark: 'It's
the system I used to build a net worth of more than $50 million - and it's still working for me
and everyone else I know who has tried it.' This is a strategy I swear by as well... and I
recommend to EVERYONE.
What the 'Enlightened Rich' know about retirement. Mark Ford is an expert on
retirement. Because he's retired three times. Says Mark: 'I failed at retirement three times
because I made a very common mistake. Common, yet I've never heard it mentioned by
retirement experts. Nor have I read a word about it in retirement books.' Discover it here...
I'll tell you right now: Creating Wealth is like no investment or wealth-building newsletter you've
come across before.
And it's exactly the thing for you if...
If you're over 40 and unsatis†ed about your †nancial position...
If you're sick of handing over money - either voluntarily or with a gun to your head - to the
investment industry...
If you're just tired of running like a mouse in a wheel to reach your retirement goals...
(And they always seem to be getting further away...)
If you're already retired and sick of lying awake at night fretting about what kind of life
you'll be living in 10 years' time...
If any one of these points is you...
Then lose no time in sending for your free copy of Living Rich, and take a no-obligation 30-day trial
of Creating Wealth today.
Again, I say: the ideas you'll learn - even over just the next 30 days - have the potential to
turn your fortunes around and change your life.
All you have to do is read:
Read the material you receive with an open mind.
And your preconceptions about how di†cult it is to build wealth and live a rich life - even from a
standing start - will completely dissolve.
It's A Gain-A-Book,
Lose-Nothing Deal
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If, for whatever reason, you reach the conclusion that the strategies in Creating Wealth are not for
you, simply let me know within 30 days. I will not take a rupee in subscription fees from your
account.
If you do that... you don't need to mail back your free hard copy of Living Rich: How to Live as Well
as a Billionaire on a Middle-Class Budget. You can keep it with my compliments.
I'm not kidding when I say you need to read this book.
I really think that this book encapsulates the best ideas on Living Rich
And I want you to have it even if you feel Creating Wealth is not for you...
I am sure these ideas will help you lead a better, richer life...whenever you decide to practice
them.
If you aren't where you want to be †nancially right now, the ideas in 'Living Rich' will help you get
your head straight...
...and show you that you're most likely going about the job of building wealth in the wrong way.
Even after just chapter one your priorities will change and the path to wealth and success will
suddenly be much clearer.
So the book is yours to KEEP forever - whether
you stay on as a Creating Wealth subscriber or
not.
You may be thinking...
Why is Mark Ford doing this?
Creating Wealth, as you will see, is startlingly
cheap. An annual subscription costs less than a
meal for two at a very average restaurant. Less
than a meal for ONE in some cases!
So Why Is Mark
Wasting His Precious
Time Writing To
Indians About Wealth
Building?
Take a look at the box to the right for Mark's
reasoning behind launching Creating Wealth.
But what about my reasoning?
https://orders.equitymaster.com/creating­wealth/E861S246/index.htm?pageNumber=2
"Why I launched
Creating
Wealth..."
"Teaching is in my blood. (My
father and mother were both
teachers, as was my grandmother
and her mother before her.)
Teaching other people what I've
learned about business and wealth
building is now my top professional
goal.
Over the last decade, I've written
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It's not cheap at all to print thousands of copies
of a book you intend to give away for free. As a
publisher I stand to lose a great deal of money
on this deal.
So why am I doing it?
You know by now, if you read my letters, what
my mission is. What my mission statement for
Common Sense Living has been since the very
beginning...
To Guide You Do
Exactly What You
Want To Do With Your
Life - In Your Career,
Your Finances, Your
Retirement And Your
Relationships
Creating Wealth is perhaps the perfect
embodiment of that mission.
Retirement isn't supposed to be about money
worries.
Yet, if you retire with too little, that's exactly
what you will become burdened with.
At this moment, I'm sure, you are investing your
retirement savings according to certain
assumptions.
Assumptions like 'stock markets go up in the
long run' and all you have to do is 'buy and
hold'.
Only YOU can decide if those assumptions are
working.
If you are uneasy about betting your entire nest
egg on the stock market... and nervously watch
your wealth creep up and down unsteadily...
then let me tell you about a di†erent approach
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more than a dozen books on
entrepreneurship, building wealth
and personal productivity - some of
which were Wall Street Journal and
New York Times bestsellers I've
also spent time mentoring young
entrepreneurs. Many of them have
become millionaires.
I did occasionally think about
writing my own wealth-building
newsletter over the years. But I
never thought there would be a
market for simple, common sense
advice that really works. People
were too interested in 'hot stock
tips' and trading strategies.
In 2012, I changed my mind. I saw
the beating many investors were
taking in the stock and bond
markets since 2008. I saw how
trapped many of them were. In
many countries the markets have
yet to recover even seven years
later.
So I thought... Maybe I can help
teach regular investors what I've
learned about investing. Maybe I
can help them avoid the B.S. that
passes for good ideas in the
nancial press every day. (Even in
The Economic Times, The Wall
Street Journal - half of the stu
you read is laughable.)
After all, when you've had all the
good fortune I've had in business...
when you've met (and even
mentored) dozens of investment
gurus... when you've made all the
money you will ever need... it's
time to do something else.
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to what most people are doing right now.
Many Indians are desperately reading †nancial
magazines and watching the †nancial channels
for stock tips. They're attending seminars and
getting way in over their head in the property
market.
Teaching and writing gives me
pleasure I can't get from making
money any more. So that's where I
am right now in my life. And that's
why I've decided to write this
newsletter for you."
They're hoping to †nd a system or a fancy
algorithm - "the ONE" - that will give them the
30% and 40% returns they need just to get back on track.
"Very good & straight forward article. I am now 49 yrs, working right from
age of 16 yrs, and not able to accumulate wealth. But from last 3 yrs getting
into the process of building my own business, but it is very hard for a person
who gets a pay check! The 4 simplest steps mentioned in the article are
di cult to digest, but once I took the responsibility for whatever I am today
nancially, this started working right. Many many thanks." Nagaraja
But they will †nd out that such systems probably don't exist. They may have a few good years, but
eventually the returns they get could drop. Or perhaps there will be another stock market crash.
At that point, things will get bad fast.
But it doesn't have to be this way...
In the pages of Creating Wealth, Mark Ford will tell you the truth about building wealth, rather
than feeding you the same old line that dominates the investment media.
As Mark explains...
“If you're like most people, you probably think
investing is the key to building wealth... and
getting rich. It's no wonder: you've been
conditioned to think that way by the investment
industry and the mainstream media.
Should you just accept that your retirement
strategy is heavily dependent on the whims of
market forces? That this is just the way it's got to
be? Should you grow bitter and curse the powers that be every time there is a
nancial crisis or market crash?
Or should you take responsibility for your situation and make changes?
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Or should you take responsibility for your situation and make changes?
That last question was rhetorical, of course, but sometimes I wonder if people
really do understand their options. There are things that happen in life that we
can't control. But we can control the way we respond to them.
That, reader, is why I'm launching my newsletter in India.
As you'll come to discover if you take a 30-day no-obligation trial of my
newsletter, there are powerful strategies for creating lasting wealth. Strategies
many people are not aware of.
And these strategies are NOT just for high-net-worth individuals..."
Creating Wealth will provide the coal you need to get the train moving.
But you are the engineer. Nobody can pull the lever but You.
If you DO decide to pull the lever and take a 30-day trial (as well as claim your free hard copy of
Living Rich) today, here's what Mark will be focussing on in the coming months...
Secrets And Strategies For CREATING NONSTOCK MARKET WEALTH
The †nancial news media make their money by having big circulations and selling advertising.
To draw large audiences, they tell big, exciting
stories. To sell advertising, they make sure the
ideas they present are similar to the ideas their
advertisers are selling.
And this usually means they have to distort the
facts.
For example, the media will tell you that buying
into bank schemes will help you prepare for
retirement.
Only YOU know whether this is a fact... or an
advertising-driven distortion... when you look at
your retirement savings... and see what
"I have yet to come across more
SOLID article than the one below.
It's so wonderful that I am making
a print of it and also intend to
email it to as many friends as
possible. As the person who
planned, planned and planned for
creating retirement funds and
nding big chunk of it MELTING
away I can understand the meaning
of this article more than anybody
else, perhaps." SA Salam
happened to them in a few years.
Now I know you're not used to hearing this kind
of thing from the mainstream Indian media. Telling the truth doesn't work for them †nancially.
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That, reader, is why the average, inexperienced investor doesn't stand a chance.
Because he/she follows the herd.
And When It Comes To Investing, The Herd
Is Almost Always WRONG Or TOO LATE
To be a successful investor, you must be able to rationally decide when to buy and when to sell.
And WHAT to buy and sell.
I know that sounds odd... and complicated. But Creating Wealth will show you how to do this.
You'll learn:
A three-step retirement plan for the not-yet wealthy. Mark: "This strategy has three
parts. I designed it speci†cally for people who are in †nancial trouble. That means anyone
with less than Rs 3,000,000 in liquid assets (cash and stocks), little or no equity in their
homes and only pension to count on after they stop working. These are three things you
should do right now..."
The three legged safety stool - that can protect your whole portfolio from devastating
losses if there's another 2008-style crash.
What the 'Enlightened Rich' know about the 'lots-of-singles-and-doubles' approach.
Many stock newsletters promote the illusion that you can, and should, be trying to hit a
1,000% boundary with every investment you make. Mark reveals a di﻾﻾erent approach. One
that can accumulate multiple 15% gains consistently over time...
The ��ve most ruinous wealth traps that are sucking in desperate Indian investors as you
read this...
What the 'Enlightened Rich' know about gold that ordinary investors - and even many
gold lovers - don't...
"How a $10 bill made me richer than all my friends..." Mark: "Of the hundreds of wealthbuilding strategies I've tried over the years, the very best ones were also the simplest. Here's one
of them..."
To start your 30­day no­obligation trial of Creating Wealth (and claim your FREE
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copy of Living Rich) click here now.
We're not done yet... you'll also learn:
Secrets And Strategies For
CREATING BUSINESS WEALTH
Having one or more of your own businesses is not the only way to get rich. But it is the way that
most people do it.
Statistically speaking, it's your most likely road to success. It also gives you a chance to eventually
become super-rich - to join the crorepati club.
Bluntly speaking:
There is no person in the world I know more skilled at developing multiple business income
streams than Mark Ford.
No one.
Coming from a business family and talking strategy for dinner every day for decades, I thought I
knew all there was to know about starting, growing and booming businesses.
Having then studied management at university and having read almost every Harvard Business
Review ever published, I thought 'okay, maybe now I know everything there is to know.'
I was wrong.
Unlike business school strategies, Mark's strategies are completely practicable.
With Mark's school of Creating Wealth you will get the con†dence to get out and start your own
thing, make it survive in a competitive world...
And best of all... make it turn your life pro†table.
Mark's strategies, principles and sage advice are
the key to success in ventures. Anyone who
works closely with him will say the same.
That's why I am deadly serious when I say:
If you want to make money from your own
entrepreneurial adventure, it would be
disastrous to turn this down.
"Your letter seems to meet the goal
set out by Mark Ford, which is
outstanding. Anyone can learn and
trust what you have to say and it's
all done without hype. Thanks so
much." - Bonnie
There is no one more adept at teaching YOU
the nuts and bolts of how to be successful in
business.
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That's why much of Creating Wealth is focussed on helping you start and develop privately owned,
personally run, entrepreneurial cash machines. You'll discover:
The 'Nine Essential Ps' for growing a multimillion-dollar business out of nothing.
Developed with one of Mark Ford's closest friends, a mentor who has built a business
empire approaching one billion dollars...
The virtually unknown mistake that is the primary cause of almost every small
businesses failure. Mark Ford: 'I've worked with about a half-dozen start-ups in the last ��ve
years. Three of them have done fantastically well, and two have failed. They all had plenty of
capital to start with. They all had access to the same products and marketing ideas. The
markets themselves were di﻾﻾erent, but the three successes were in the more challenging
markets. But there was one clear thing that di﻾﻾erentiated the failures and from the successes...'
16 ways to start your own from-home business and make it boom.
Why TIMING your business launch correctly gives you a 42% greater chance of success what Mark means by that, and how to do it...
Three life-saving rules for investing a small bit of money into an infant business. Mark:
"This is about investing as a 'limited partner'. I've made a great deal of money in ventures as a
minor shareholder. But I have not risked a great deal of money. My stakes, mostly, have been
modest. There have been failures. But there have been many more successes. You'll ��nd the
three guiding rules I still follow".
Yes, starting your own business is the fastest and surest way to grow wealthy.
But you don't have to - in fact, you shouldn't - risk everything to start making money.
In the pages of Creating Wealth, Mark Ford will share everything he's learned building dozens of
businesses over three decades.
He will also share stories and strategies from people he's mentored to great business wealth...
JJF's †nancial teaching program for children is paying him close to $100,000 per year after
less than three years.
WC made $250,000 in less than 18 months - on top of his regular salary - by running a
mail-order business Mark helped him with.
PR built his health-product business to more than $20 million in six years (and became a
multimillionaire doing so).
KY's business pays her a very nice salary - plus, she shares $500,000 in pro†ts from a
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career-counseling program that's less than 10 years old.
If you're nodding away at this point, I have a question...
Are You Ready To Claim Your
FREE Book And Trial Subscription?
Because, as I said...
It's easy
I'm
o†ering
to
personally mail you a free hard copy of Mark's latest blockbuster book: Living Rich: How to
Live as Well as a Billionaire on a Middle-Class Budget.
I've even made a digital version too!
So while the book travels to you, you can start reading Chapter 1, within 10 minutes from
signing up.
And don't forget...
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You will also get the chance to test-run Creating Wealth - and ALL the secrets and strategies
you've read about so far - for 30 days.
No obligation.
If for some crazy reason these strategies for building wealth from scratch are NOT your
cup of tea, just cancel within the 30-day trial period and I won't take a rupee from you in
subscription fees.
You can even KEEP the lovely hard cover book that will soon arrive at your door, with my
and Mark's compliments.
So what are you waiting for?
It Starts Now - With Just A Minuscule Payment
Of Rs 299 To Partially Cover Shipping And
Handling Of Living Rich
Creating Wealth is Mark Ford's overarching plan for you. It's a realistic plan. A plan that will work if you give it a chance.
If you're counting on building wealth through stocks I urge you to give this plan a chance.
At Rs 299 - less than the cost of a meal in Mumbai - you're hardly risking anything to discover the
strategies Mark himself has used to amass a fortune upwards of $50,000,000.
Click here To start your 30­day no­
obligation trial of Creating Wealth (and claim your FREE
hard copy of Living Rich)
You'll then get FREE access to the Creating Wealth archive - that's all the things you've read about
here and more - for 30 days.
If you don't like what you †nd, simply let me know inside that time and not a rupee in
subscription fees will leave your account.
And you know what?
I Suspect, You'll LOVE What You'll Discover
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So what will an annual subscription to Creating Wealth cost you, should you stay on after your 30day trial?
No beating around the bush: it's usually Rs 5,000 for a year.
But I have a special o†er for you...
Just Rs 2,450!
That's more than 50% o†.
Plus, the †rst 12-month subscription fee will only be deducted from your account only at
the end of your 30-day trial, unless you inform us otherwise.
Keep in mind, many of Mark's readers have paid thousands of bucks for access to his ideas.
His clients pay even more (Mark's personal consulting costs more than Rs 1 lakh per hour).
But YOU, my reader... you get Mark's best ideas on wealth creation for a full year - for under
twenty-†ve hundred rupees.
So why not get started right now?
And just to get you started I have one more immensely powerful resource I'd like to make
available to you for FREE if I hear from you today...
Mark Ford's Personal And Super Effective
Productivity Manifesto
You're going to love this bonus resource.
If you follow its secrets and strategies I believe it will have a profound impact on your life in 2016.
And there's a funny story about how this book came to me...
I received a heartfelt letter from one of my favourite readers, RKG. He had not written to me for
some time so I was very happy to see his mail. However, I could see from his letter that he was
struggling. This is what he asked of me...
"Honestly, with o ce work and also at times personal work I am not able to
nd too much time for going through all the mails. I wonder what would
happen to my dreams of doing something on my own...
...Anisa, I have a unique problem and I would like to ask you about it. I felt it
better to ask a person who can look at it from a distance without any bias or
prejudice and give me an independent view/response. So here is my problem...
I have slowly become a slave of my bad habits especially when it comes to
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I have slowly become a slave of my bad habits especially when it comes to
time management. To explain it better, let me quote a few examples. My
work in IT services doesn't allow me to go home early in the evening, which
eventually leads to late night dinner and late to bed. All this results in getting
up late and this has become a vicious cycle.
Throughout the day I keep thinking that I need to change my timings, go to
bed early, get up early etc. but it doesn't happen. Day after day, month after
month, this has been the case." RKG
He, like many of you, was struggling to live life to the fullest, to make the most of his time, to
balance work, relationships, and health. To follow his dreams and follow-up on the life-changing
ideas that Creating Wealth brings to each one of us.
Many readers write to me about the success they are having, the new endeavours they have
started, the way their †nancial situation and personal con†dence is developing. But some of us
are still struggling...
You see, having access to a hoard of life-changing ideas makes us incredibly fortunate. But if ideas
were rupees, we would all be millionaires. If ideas made us healthy, none of us would have bad
backs and failing eyes. If ideas could bring success, who amongst us would be lacking?
WE all have ideas. I'm asking you today to re†ect on what you have done so far with your ideas.
Can you make more of your life with your access to this amazing club of riches?
Or will you not have the time?
When RKG asked for guidance on how to manage time, I knew I had to pull out the big guns.
Today, I'm going to give him and all of you the most important thing that Mark Ford has ever
shared with me. For me, it is a bible, one I refer to constantly, one that reminds me how precious
my time is and what I am capable of achieving if I use it right.
With that one book I learnt more about squeezing the most out of every minute of every day than
I had in my whole life till then.
As Mark Ford puts it...
If you can use your time more e﻾﻾ectively than others use theirs, you will move ahead of them. It's
all a matter of focusing your extra time and energy. This is a big secret, one that most people don't
understand.
Let's face it, life isn't fair. When it comes to money, beauty, intelligence, and talent, the
distribu¬tion is uneven and arbitrary. But one thing we all have an equal amount of is time. We
each have 24 hours a day. Even the length of life you get is not fair. But the 24 hours you have
each day is the same for everyone. And what you do with those hours will determine your success
and happiness.
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And to help you with your time management, with pursuing your goals, and with creating that
wealth we are working to help you create everyday... I'm sending you Mark's time management
guide.
Mark is a bit of a robot when it comes to productivity. Take a look at the part where he listed what
he had achieved in the previous one month. That's right... thirty days.
This bonus report, Making the Most of Your Time, will show you how he does it. And how you can
do the same.
Among other things, you'll learn:
How to travel to Sri Lanka... write a novel... master Italian cooking... and make a
tonne of cash at the same time... It's time to dig up your 'buried' dreams and live the life
you've always wanted [PAGE 5]
What lottery winners Will NEVER understand about living a happy life... No matter
how much cash you make, get this wrong and you'll be miserable... [PAGE 7]
REVEALED: Mark Ford's personal goal setting system that allowed him to create a
$50,000,000+ fortune... Read Mark's unique take on goals and discover the exact
morning routine that built his wealth... [PAGE 14]
The '15-minute method' for dismantling even the most crippling bouts of
procrastination... It's something we all struggle with; but what if overcoming it was as
easy as driving over a speed bump in a tank? [PAGE 46]
The myth of the 'Big Change'... A common sense reason why you almost always fail
when you try to make a big life change... and why taking the Japanese 'Kaizen' approach is
easier, more fun and 10x more e†ective... [PAGE 58]
How to †nd the pockets of time 'hidden' in your day so you can start building
wealth without scrapping any leisure time... What if you could get it all done? What if
you could make way more, yet still have enough time to watch TV, play golf and pursue
your hobbies too? Here's how... [PAGE 42]
'Rewire' your brain with this 3-step process so you can instantly produce your best
work on demand... (Hint: if you like to listen to music, you'll love this.) [PAGE 52]
Says Mark:
"Before I developed the system I reveal in this
report, I never had time to write poetry or produce
movies. I never had time to get involved with
charitable endeavours. I was very busy. And I
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Could you do all
THIS in one
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made loads of money. But my life was speeding by
without any hope of being able to look back and
think, "I did what I wanted to do.
"Have YOU done what you wanted to do? Really?
"Think back to when you were younger. Did you
have aspirations you eventually closeted away as
being unrealistic?
"Did you ever want to act in a play? Or write a
month?
Here's what Mark did in one
month with this time
management system...
Wrote 32,750 words of non†ction
Wrote 4,000 words of †ction
Wrote 12 poems
book? Or master Italian cooking?
Revised 24 poems
"Do you imagine yourself retired on some exotic
Wrote a 5,000-word sales letter
island?
Recorded 30 useful thoughts
"There are so many wonderful things to do before
you die. But you have to start making those things
happen now... or, chances are, you never will. And
you have many pressing responsibilities.
"You have to earn a living. You have to pay your
bills. You have to be a good spouse/parent/child,
etc.
"But those are not reasons for preventing you from
accomplishing your buried dreams. There is a way.
It starts with taking charge of your time. And that
starts by reading my report: Making the Most of
Your Time."
That'll be yours too, with my compliments, if I hear
from you today.
Critiqued 24 sales letters
Finished one oil painting
Learned 25 new words
Reviewed 90 daily e-letters
Critiqued 4 monthly newsletters
Began research on a new book
of literary terms
Wrote one short story
Edited one short story
Reviewed (and revised) my
yearly goals
Set goals and objectives for this
month
Reviewed my calendar for the
rest of the year
Built a new bookshelf for my
studio
Gave a friend career advice
Bought †ve paintings at auction
for my art business
It's Time To Ditch Lazy
Mainstream Advice On
How To Live A
Happier, More
Productive, Wealthier
Life
Reviewed comments on my
upcoming speech for AWAI
It's doing you no good.
Got a family member hooked
up with a cancer doctor
At best this advice is useless.
Took 25 Jiu Jitsu lessons
Worked on plans to build a spec
house in Rancho Santana
Discussed a management issue
re: the Nicaraguan real estate
development
Registered a new property
acquisition in Panama
Bought 20 books and sent them
to friends
Walked, exercised, and sprinted
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At worst it could actually hurt you rather than
15 mornings
help you.
Did stretching and yoga daily
There's no doubt you've been lied to and misled
when it comes to wealth and your †nances.
Who amongst us hasn't had an 'investor' or
'consultant' or, my personal favourite,
'relationship manager' try to pull one over us,
fudging facts and hiding †gures to sell
worthless †nancial products and make himself
Worked with the soundtrack for
a new record with my son
Reviewed an update on the
Nicaragua school food and
supplies program
Reviewed and approved microloans for Limon residents
Funded a Nicaraguan cattleprocessing business
a commission.
Learned how to manage
applications for my iPad
You've been preyed upon by a host of "wealth
Arranged for a round-the-world
client tour in December
stealers" - bankers, brokers, fund managers,
†nancial planners, insurance agents and
property walahs - whose job is to separate their
clients from their money.
Supervised revision of
landscape lighting at my Florida
home.
Don't blame them.
Blame the system.
The truly depressing thing is many of the methods used to steal your wealth away from you are
perfectly legal!
And there is no doubt the government has been taking its pound of †esh from you while you
struggle to survive as well.
Forget All That Now:
IT'S TIME TO FIGHT BACK!
It's time to stop moaning about your lack of money and start doing something about it.
And the †rst life-improving change you can make is to try Mark Ford's new newsletter, Creating
Wealth - just for 30 days, with NO obligation.
That's the best o†er I can make you to put these ideas into your hands for virtually next to
nothing and at no risk to you.
No other publisher will do this. I do it because I'm extremely proud of my relationship with Mark
Ford and supremely con†dent his ideas can help you become richer, happier and less stressed. I
am living proof of this. One of a small number of Mark's protégés.
So don't hesitate. Do it. You will not get a better opportunity than this to change your life at such
little personal cost or risk.
Here's a reminder of what you'll get if I hear from you right now:
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A FREE hard copy of Living Rich: How to Live as Well as a Billionaire on a Middle-Class
Budget. All I need in return is a valid Indian mailing address and Rs 299 towards shipping
and handling.
A FREE digital copy of Mark's productivity bible: Making the Most of Your Time.
A 30-day FREE trial of the Creating Wealth newsletter.
To start your 30­day no­obligation trial of Creating Wealth (and claim your FREE
hard copy of Living Rich) click here now.
Are you with us? Great! Then there's one †nal resource I'd like to place at your disposal today...
Getting Started On Your Journey: The 7-Part
Creating Wealth Foundational Series
The Moneymaker Mindset
Mark is - as we have shown - the antithesis of a stock market junkie. He doesn't 'tip' stocks. And
he doesn't trust most people who make a living selling and advising you on stocks.
That's what makes this an entirely unique wealth building letter in India - where pretty much
every investment newsletter is geared solely towards stock market strategies.
That can take a bit of getting used to.
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I want to make sure you hit the ground running at
speed.
So I've constructed with Mark a series of seven
'foundational essays' called the Moneymaker Mindset
series. You'll receive them, one a day, as soon as you
start your trial and order your free copy of Living Rich.
Don't worry - they're not long.
But they are essential.
Please do work your way through these essays over
the next few days. They will set the stage for the new
type of mindset you'll be adopting... and the new set
of tools you'll need to make the most of Creating
Wealth.
The Moneymaker Mindset is a seven-part series titled:
Start Your Journey to Financial Independence Today
The Cost of Possession: Introducing a New Concept in Financial Planning
How to Live Without the Worry of In†ation
Battered, Broke, Bankrupt, and Old? My Plan to "Save" PT
Becoming an "Antifragile" Wealth Builder
The Simple Concept That Made Me $6 Million Last Year
Truth and Lies About Creating Wealth
The bottom line is: you do not have to give up on your dream of being wealthy. You always have
the ability to change your †nancial life.
But it will take a bit of time and patience.
And most importantly, it will require that you change some of the thoughts and feelings you have
about wealth and your relationship to wealth.
Do that and this 7-part foundational essay series will jump-start that process.
It All Starts With Having An Open Mind And A
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Willingness To Learn
Look again at what's yours today - for the frankly ridiculous price of just Rs 299 to contribute to
the shipping of Mark's Living Rich book...
Take a moment now to consider everything you've read here.
To decide if you're willing to commit to Mark's strategy for restructuring and rethinking your
†nancial life.
If you don't †nd his wealth creation strategies and 'Living Rich' mind-set credible, †ne.
No harm done.
As I say, you'll have lost nothing by giving this a go.
And at the very least, you'll come out of it with a FREE copy of the best book on wealth
building I've ever read.
But only if you act now...
If you ARE willing to make the commitment, fantastic!
It's going to be some journey.
Mark and I welcome you aboard with open arms.
Sincerely,
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Anisa Virji
Managing Editor, Common Sense Living
February 2016
To start your 30­day no­obligation trial of Creating Wealth (and claim your FREE
hard copy of Living Rich) click here now.
PS: I'm †ercely proud of being able to bring Creating Wealth to India. I'm 100% con†dent it will
help you become wealthier.
Our goal is not - and never will be - to make you a 'clever' investor. Be a safe investor, but also
learn how to become wealthy. If that's what you want, you're in good company.
Start your 30-day no-obligation trial today and you'll discover:
How to calculate your magic retirement number. How much money do you need to
retire? A hundred grand? Half-a-million? Ten million? Hitting upon - and then reaching your magic number represents a free pass to a great life without †nancial stress. A special
Creating Wealth essay focusses on †nding YOUR number...
How to deal with dangerous, unnecessary debt. When you're debt free, you can begin to
use debt strategically. Until you reach that point, adopt this plan...
Are you overpaying your broker? Do you even need one...?
10 ways to achieve '��nancial antifragility.' Discover why you NEED to know what this
means... and why you need to act now...
Why pro��ts are unnatural. And how to make them anyway...
How to get anything you ask for (People will queue up to pay you money when you're this
good...)
Yes! Send me a copy of Living
Rich...PLUS start my 30­day FREE trial of
Creating Wealth.
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Price:
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