Hanover Craft Brewers Advantage
Fermenting Value with Brewers
The Hanover provides craft brewers that brew, package, and deliver many varieties of brewed and
malt products with comprehensive insurance solutions, including standard lines as well as specialized
coverages. Hanover Craft Brewers Advantage is designed to meet the needs of a wide range of
packaging craft brewers who are committed to job safety, willing to work with us to manage risk,
and understand the benefits of a long-term relationship in controlling loss costs.
Our targets include:
• Commercial Umbrella
• Regional Craft Breweries
• Workers’ Compensation (limited appetite)
• Contract Breweries
Specialized Coverages and Endorsements:
• Micro Breweries
• Selection of Base Property Broadening
Endorsements (add or enhance over
65 coverages)
• Regional Breweries
• Selected Brew Pubs
Product Portfolio
Through The Hanover, agents can offer craft
brewers a complete suite of products that protect
their property, autos, employees, and customers.
Our broad range of industry-specific coverages
can be tailored to meet the unique needs of
your clients.
Product Offerings:
• Commercial Package Policy (CPP)
• Commercial Property
• Commercial General Liability
• Commercial Automobile
• Suite of General Liability broadening coverages
(add or enhance over 20 coverages)
• Equipment Breakdown
• Liquor Liability
• Products Liability
• Spoilage and Contamination
In addition, we offer specialized products that
offer craft brewers enhanced protection:
• Inland Marine (Transit Coverage)
• Beer & Alcohol Tax Bond
• Ocean Cargo
• Miscellaneous Professional Liability
• Employment Practices Liability
• Fidelity & Crime
Note: we are not a market for the Mega Breweries
continued
S EAGNM
H
OV
EN
ETR BCA
RN
AD
F T B R E W E R S A DVA N TAG E
Hanover Advantages
• Turnkey agent-to-customer marketing tools
No other carrier you can name brings more knowledge,
experience, flexibility, a bigger appetite, or more
comprehensive programs to the craft brewing market.
Our entire team is focused on helping you create
franchise value for your agency and win a bigger slice
of this lucrative segment. Look at everything we deliver
to make capturing this business easier:
• Selective distribution strategy which supports only bestof-breed agents who want to win more business, giving
them exclusive access to the best Hanover products
• Highly tailored products and services created exclusively
for craft brewers
• Total account solutions featuring more diverse products
that can help you round-out an entire account
• Experienced local decision makers who can develop risk
management solutions and custom-designed products
and rates to help you write profitable business in your
market
• Access to additional specialty coverages for one-stop
shopping (e.g. Beer & Alcohol Tax Bond, Inland Marine,
Employment Practices Liability, Ocean Cargo, etc.)
• Best-in-class local underwriting, claims, and risk
management — expertise at every level
• Financial strength supported by “A” rated admitted
paper and a solid balance sheet
Let’s brew something
together.
We’re ready to partner with you to take advantage
of this market. The craft brewing industry is looking
for new solutions, and we’re ready to help you
bring them the flexible, affordable products and
services they need. For more information, contact
your local Middle Market Underwriter or visit us
online at www.hanover.com/agentsolutions
• Comprehensive Risk Solutions services to help
your clients understand and minimize their risks
• Risk Solutions website, a valuable resource for
loss prevention information and services for you
and your customers
Why The Hanover?
The Hanover is a leading property and casualty insurance company dedicated to achieving world-class performance.
Our commitment is to deliver the products, services, and technology offered by the best national companies with the
responsiveness, market focus, and local decision making of the best regional companies. This powerful combination
has been a proven success since our founding in 1852, and all insurance company subsidiaries are rated “A” (Excellent)
by A.M. Best Company.
The Hanover Insurance Company
440 Lincoln Street, Worcester, MA 01653
hanover.com
The Agency Place (TAP) — https://tap.hanover.com
All products are underwritten by The Hanover Insurance Company or one of its insurance company subsidiaries or affiliates (“The Hanover”). Coverage may not be available in all jurisdictions
and is subject to the company underwriting guidelines and the issued policy. This material is provided for informational purposes only and does not provide any coverage. For more
information about The Hanover visit our website at www.hanover.com
©The Hanover Insurance Group. All Rights Reserved.
114-1150 (6/16)
LC 10-306