INDIVIDUALS
STANDARD INTEREST RATES GUIDE
FOR SAVINGS PRODUCTS
(no longer available)
document in force starting with: 01.04.2017
Deposit 1,000 / Long term Deposits in RON
Deposits balance at: 21.10.2013
Deposits balance at: 07.04.2014
no longer available
no longer available
Fixed interest rates (%/ year)
Fixed interest rates (%/ year)
RON
EUR
Standard
Offer type
USD
Pensioners*
Standard
Pensioners
Standard
-
0,01%
0,01%
0,15%
0,75%
-
0,05%
0,05%
0,30%
-
0,95%
-
0,10%
0,10%
0,40%
0,90%
-
1,15%
-
0,15%
0,15%
0,60%
730
1,20%
1,10%
1,45%
1,35%
-
-
-
1095
-
1,50%
-
1,75%
-
-
-
1460
-
1,60%
-
1,85%
-
-
-
paid interest
method/
no. of days
on term
monthly
on term
monthly
30
0,15%
-
0,40%
90
0,50%
-
180
0,70%
365
Minimum
RON 1,000
balance
* who opted in to receive the pension in a BRD current account.
EUR 1,000
USD 1,000
Note: - Deposit 1,000 is automatically renewable – with capitalization or payment of interest rate in the current account at the
maturity moment, according to the customer's option. The interest rate is standard + 0.25% for Classic/Select packages deposits
holders, with Loyal option in lei or euro, except Deposit 1,000 in USD.
TERM DEPOSITS
variable interest rates (%/ year)
Deposits balance at: 21.10.2013
no longer available
RON
EUR
USD
GBP
Premium
Offer
Standard
Premium
Plus
Standard
Premium
Standard
Premium
No. of
days
monthly
on term
monthly
on term
on term
30
0,05%
0,05%
0,15%
0,15%
0,25%
60
0,05%
0,05%
0,15%
0,15%
-
-
-
-
-
-
90
0,10%
0,15%
0,20%
0,25%
0,35%
0,02%
0,07%
0,10%
0,30%
0,20%
180
0,15%
0,20%
0,25%
0,30%
0,40%
0,05%
0,10%
0,20%
0,50%
0,30%
270
0,15%
0,20%
0,25%
0,30%
-
0,05%
0,10%
0,20%
0,50%
0,30%
365
0,20%
0,25%
0,30%
0,35%
0,45%
0,10%
0,50%
-
0,30%
-
0,40%
-
-
-
0,80%
-
0,35%
730
0,15%
-
1095
-
0,35%
-
0,45%
-
-
-
-
-
-
RON
50,000
EUR 500
EUR
10,000
USD
1,000
USD 10,000
GBP
1,000
Minimum
balance*
RON 150
RON 2,500
*Amount from which interest rate is paid
on term
0,01%
on term
0,05%
0,10%
on term
0,15%
0,10%
-
page 1 of 2
-
STANDARD INTEREST RATES GUIDE
INDIVIDUALS
document in force starting with: 01.04.2017
PROGRESSO Deposits
PROGRESSO Deposits
balance deposits at: 30.06.2012
balance deposits at: 11.08.2013
Fixed interest rate (%/ year)
Fixed interest rate (%/ year)
EUR
Period*
USD
Period*
Semester I
3.00%
Semester I
1.50%
Semester II
3.25%
Semester II
1.60%
Semester III
3.35%
Semester III
1.75%
Semester IV
3.50%
Semester IV
2.00%
Semester V
3.75%
Semester V
2.75%
Semester VI
4.00%
Semester VI
4.00%
Minimum balance
EUR 500
Minimum balance
USD 500
Maximum balance
10 times the initial
deposit, max. EUR 50,000
Maximum balance
10 times the initial
deposit, max. USD 50,000
* one semester = 180 days
* one semester = 180 days
Interest at sight (%/year)
0% p.y, applicable to current accounts and current accounts packages as well as for term deposits (including
Progresso deposits) liquidated before maturity.
Details on the Savings Accounts
MULTIPLAN Savings Program
on balance at: 31.12.2006
RON
EUR
0,90%
-
on balance as of 18.05.2015
Fixed interest rate (%/ year)
ATUCONT*
(yearly capitalization)
Minimum account balance
500 RON
ATUSTART/ ATUSPRINT*
1,15%
(yearly capitalization)
-
Minimum account balance
300 RON
Maximum account balance
4.000/ 8.000 RON
LIBERCONT**
(yearly capitalization)
Minimum account balance
Minimum balance/
month
0,90%
0,55%
500 RON
400 EUR
RON
EUR
4,00%
3,00%
RON 40
EUR 10
* fixed interest rate available until June 30, 2017
** fixed interest rate available until June 30, 2017
Note: for accounts included in packages for Individuals: Sprint and
Student in RON, respectively Drum Bun in EUR, the interest rate is
standard + 0,25 bps
Details on savings accounts
On balance at : 31.08.2015
Details on the Savings Accounts
on balance at: 15.05.2014
ATUSTART/ATUSPRINT*
(quarterly capitalization)
RON
EUR
USD
0,50%
0,25%
0,40%
Minimum account balance
RON 300
EUR 100
USD 100
Maximum account balance
RON 40,000/
60,000
EUR 10,000/
15,000
USD 10,000/
15,000
* fixed interest rate available until June 30, 2017
EUR
SMART CONT*
Minimum /
Maximum account
balance
0,25%
0,15%
250 - 10.000
> 10.000
* fixed interest rate available until June 30, 2017
** minimum balance for calculating the interest
page 2 of 2