WINTER
2017
YOUR MONEY @
WORK
New Year, New Home
Introducing...GreenPath
Financial Wellness
Your path to a healthy financial future begins
here. GreenPath’s certified financial counselors
will empower you to eliminate financial stress,
get out of debt,
increase savings,
and achieve your
financial goals.
FEATURED HOME LOAN RATES!
3.44
%
APR1
30-Year Mortgage
5/1 ARM1
3.70
%
APR1
15-Year Fixed Mortgage
No Points1
Thinking of buying a new home? Looking to refinance your current high rate home loan? Start the
New Year fresh with our low-rate home loans, including fixed-rate and adjustable-rate mortgages!
Our professional Lending Team is ready to help you save both money and time.
For details and current rates, visit our Mortgage Center at myCCCU.com/mortgage
They’ll take time
to understand
your financial
situation, develop
a personalized plan that works for you, and
support you every step of the way.
Counselors are available Monday and
Wednesday 5am-8pm, Tuesday and Thursday
5am-7pm, Friday 5am-4pm, and Saturday
6am-3pm (PT). Take the first step now!
Visit myCCCU.com/greenpath or call
GreenPath at 877.337.3399.*
A Diamond Celebration
60 YEARS OF SERVICE
In 2017, Christian Community Credit Union celebrates
60 years of providing member-friendly financial services.
The Credit Union was established in 1957 as American
Baptist Ministers Credit Union. Since then, our membership
has grown nationwide and internationally to serve churches,
ministries, and their members, as well as Christian schools,
colleges, seminaries, retirement homes, and other ministries.
$60,000 in Scholarships
to be Awarded
Today, Christian Community Credit Union is one of the
largest credit unions serving the Christian community. The
Credit Union is blessed to reach this diamond milestone with
$750 million in assets under management and over 30,000
members nationwide. Thank you to all our members!
“Lord, all that we have accomplished You have done for us.” Isaiah 26:12b (NIV)
2017 Annual Business Meeting
Christian Community Credit Union’s 60th Annual Business Meeting
will be held on Thursday, February 23, 2017. The meeting will be
at our corporate headquarters in San Dimas, CA at 2:00pm.
For details, call 800.347.CCCU (2228), ext. 6210.
FEB
23
Do you or someone you know need money
for college? Our multi-year “Scholarships for
Success” program offers a maximum lifetime
scholarship of $6,000. Application period
begins 02/01/17 and ends 03/31/17!
Visit myCCCU.com/scholarship
<
Your Money Building God’s Kingdom
The money you deposit into your accounts helps provide affordable financing to help churches grow
and expand. These loans make it possible for them to better serve their members and communities.
sonlife community church, apple valley, ca (REFINANCE)
“Our current lender was unable to renew our loan. However, Christian Community Credit Union was
able to help. Our loan with the Credit Union will now allow us to continue our ministry in the facility we
built in 2006.” Pastor Mark Allen Mikels
Money Matters
from the
Word
“Let the wise listen and add
to their learning, and let the
discerning get guidance.”
Proverbs 1:5 (NIV)
Saving on Insurance
Can Be Easy
>
Christian Community Credit Union has
partnered with TruStage Insurance to provide
you with competitive rates and quality service
for the following insurance products:
Money Doesn’t Grow on Trees
TEACHING YOUR KIDS ABOUT MONEY
Does your child think money grows on trees—or on ATMs? From an
early age, children are curious about money: how it’s made, how it’s
spent, where it comes from and where it goes. Because of this natural
curiosity, it’s never too early to talk about money with your kids.
Giving kids an allowance is a vital first step. Don’t link the allowance
to chores; chores are an important part of learning responsibility and
should remain unpaid. Instead, make sure your kids know that this
money is to be divided into “give,” “save,” and “spend” categories.
Also, leading by example is a powerful teaching tool. Be honest with your children about your income
and financial situation. If you have debt you are paying down, discuss with them the solutions you are
using to do so in a calm and reassuring manner. If you tithe and/or give to charity, talk to your kids about
why giving is important to your family instead of keeping the money or spending it on luxury items.
By keeping kids in the loop about your family’s finances and encouraging them to make their own
decisions about giving, saving, and spending, you’ll be helping to set them on the path to a healthy
financial future.
For more Smart Money tips, visit myCCCU.com/smartmoneyblog
AUTO
HEALTH
PROPERTY
LIFE
Save money and time with TruStage
Insurance! Visit myCCCU.com/trustage
or call 855.644.8118.*
Contact Us
myCCCU.com | 800.347.CCCU (2228)
[email protected]
CO-OP ATM
29,000+ FREE ATMs nationwide
CO-OP Shared Branch
5,400+ shared branches nationwide
Consolidate Your Holiday Bills and Save
THE CARDS THAT GIVE TO MISSIONS & EARN REWARDS
Got high-rate balances from other cards? Pay them off with “The
Cards that Give to Missions” credit card! When you apply and are
approved, you’ll receive a 0% introductory APR for 12 months
when balances are transferred during the first 60 days of opening.2
Plus, turn your everyday purchases into free airfare, gift cards,
merchandise, and more—while supporting missions at the same time.
Apply for the “Cards that Give to Missions & Earn Rewards” at myCCCU.com/cards
1. APR = Annual Percentage Rate Mortgage Loan rates and terms effective 12/15/2016 and are subject to change without notice. New purchase money
maximum loan-to-value (LTV) ratio is 97%. Private Mortgage Insurance (PMI) is required on loans over 80% LTV. For refinance loans with cash out,
the maximum LTV ratio is 90% (PMI required) based on appraised value. All rates apply to single family dwellings that are owner occupied. Closing
costs are associated with this loan. The APR is based on loan amounts up to $417,000. Effective 01/03/17, the APR will be based on loan amounts
up to $424,100. The loan may be refinanced at any time. Loan approval subject to credit, income and property appraisal. Points and other fees may be
associated with this loan. A $25 one-time membership fee applies if you do not have a deposit account at Christian Community Credit Union. Fee will
be waived if you have a deposit account or you open one within 30 days of loan approval. Visit myCCCU.com/deposit. NLMS ID Number is 504297.
2. APR= Annual Percentage Rate. Rates effective 12/15/16 and subject to change without notice. 0% introductory APR for 12 months when balances
are transferred during the first 60 days of open date. After that, 11.15% to 17.15%. Your APR will vary with the market based on the Prime Rate. Balance
transfer fee is 2%, with $5.00 minimum per transaction. A $25 one-time membership fee applies if you do not have a deposit account at Christian
Community Credit Union. Fee will be waived if you have a deposit account or you open one within 30 days of card approval. Visit myCCCU.com/deposit.
*Third party website is not operated by Christian Community Credit Union. We are not responsible for the content of the alternate website and will not
represent either the third party or you, the member, if you enter into a transaction. The privacy and/or security policies of the website may differ from
those practiced by the Credit Union.
Christian Community Credit Union is privately insured by American Share Insurance up to $250,000 per account. By members’ choice the Credit Union is not federally insured, and if
the Credit Union fails, the Federal Government does not guarantee that depositors will get back their money. Accounts with the Credit Union are not insured by any state government.