WEDNESDAY 31 AUGUST 2016 A structured credit solution for eligible retailers Delighting customers with unique brands I Ujjval Saraf and Neha Saraf U jjval and Neha Saraf, co-owners of Brandzstorm, are always looking out at expanding their portfolio. Today, their company boasts of brands such as Gio Collection, Giordano, Swiss Eagle, Nuband, SuperDry, Lamborghini, Pierre Cardin and many more. With nearly 200 employees, the brand is gaining popularity year after year. And they don’t wish stop just here. Says Neha, “The core strategy is to delight our loyal customers with upgraded products because they expect us to deliver a more outstanding offering than the earlier one. That’s our benchmark.” Adds Ujjval, “When we are signing a new brand on board, we have to think from the point of view of the customer, what would excite them. Each of our brands have their own personality, just as each of our partners do.” The company has always given more reasons to their customers to be glued to their brands. Explains Neha, “We want to amaze our customers with a new collection every quarter with bigger and better choices in colour, design, and style. Our customers don’t just buy for themselves but also find the collection value for money, enough to be gifted to their near and dear ones. We usually have something for everyone in our collection.” Among their portfolio is Swiss Eagle, which is one of the only four brands in the world with the honour of bearing the Swiss flag in its logo. It is known for their impeccable precision, unsurpassable quality and state-of-the-art fea- tures. Their latest collection spring summer collection has new models for men and women, who are looking for classy and sophisticated timepieces like Sateen, Sateen II, Admiral, Garrison and Regiment. Men can create their perfect fashion statement with metal strapped chronographs, round dial-blue silicon straps and black leather belts. Women can choose blue hued, peach, blue dial and rose gold case, black dial and gold case or round maroon dials, whatever takes their fancy. These classy timepieces add not only add elegance but are also affordable and priced between Rs 8450 and Rs 22,250. Created in 1961 by Hans Noll, these watches have been engineered to the exacting Swiss standard since the past 50 years. All Swiss Eagle watches carry a sapphire crystal lens, which is harder and far more scratchresistant than glass. They also come with bezels that have inbuilt luminous markers that glow, making it easier to view in low light as well. Italian brand Gio Collection is a watch and accessory brand for the evolved youth of today. Its core philosophy comprises original designs and a fun, versatile and affordable luxury collection designed to meet the varied and dynamic needs of trend-conscious men and women worldwide. Its provocative, tongue-in-cheek advertising, unique and affordable designs, and quick extension across categories, ensures popularity with the youth, making it one of the fastest growing fashion brands in the Just Buy Live’s Udhaar scheme helps retailers expand their business country. The last time Gio came around, they asked the men to ‘spot her, sway her, grab her, and hold her tight’ and this time around, all they ask is the ladies to have a tad of fun — the right way with all that flair! Gio calls it Seduction. This collection has something for everyone — the ladies have new dials in the Aphrodite and Artemis collection while the men can take their pick from the Thorr and Osiris. Giordano helps you make a unique fashion statement with its quirky collection. The timewear’s new ‘Best Buy’ collection celebrates the off-beat individual who just wouldn’t make do with the banal. Add some brightness to your wardrobe with these contrasting coloured accessories. The bracelet colours ranging from metallic blue, chocolate brown, smoke grey, carbon black to the vibrant rose gold, add just the right amount of zing to your cool summer wear. True to Giordano’s brand identity each colour stands for all kinds of personalities — from sophisticated, fun-loving, youthful and unconventional to the styleconscious. Each timepiece can tell many stories depending on what look you decide to carry today — the same timepiece can take you from a cocktail party, to the squash court, beach or your office. The husband-wife duo are enthusiastic about adding more brand in their portfolio. Ends Ujjval, “This is want drives us. We want to be ahead in our own game and garner loyal customers and patrons on our journey.” n the age of billion-dollar corporates and glittering IT firms, small retailers — the ones who make their living from selling soaps, groceries, mobile recharge cards, medicines etc. — still form the backbone of the economy. Over 50 million people across India are self-employed, from street vendors to kiranas to corner store owners. These retailers operate in a funding void, almost completely excluded from the financial services mainstream. Banks steer clear of lending to these micro and small enterprises or set impossible collateral requirements. This is the reason 98 per cent of small retailers have never borrowed a rupee from an institution. Today, Just Buy Live, the world’s first and largest e-distributor, has used technology to solve this problem. Along with its partner Religare Finvest Limited, a market leading SME focused NBFC, the company launched Udhaar by Just Pay, a structured credit solution for every eligible retailer exclusive to Just Buy’s app platform. Just Buy provides Udhaar from two lakh rupees onwards to retailers registered on the app and without collateral or unnecessary paperwork. “Offering an entrepreneur the freedom to trade I believe is a fundamental right. Just Buy has already pre-approved credit lines for over 50,000 retailers and opened lines of over 25 crore so far in only a few months. The aim is to provide 500 crore in credit to one lakh retailers by the end of 2016. This will truly level the playing field and democratise trade,” says Sahil Sani (Chairman and CEO, Just Buy Live). Thinkstock HOW TO DRESS LIKE A STAR WITHIN YOUR BUDGET I f you are a fashion buff, you've probably craved for the outfits sported by celebrities. But if you make smart fashion choices, you can ace the looks within your budget. Here’s how... Embrace minimalism: Have you ever noticed that the best dressed celebrities are often minimalist in theirfashion choices? And the reason for this is simple — clean, classic styles are always in vogue and difficult to go wrong with. Minimalism in terms of accessorising, layering and even make-up, tends to create a more elegant and sophisticated look. Concentrate on the fit: Rarely would you find any celebrity wearing ill-fitted clothes. When they go to Alist events, their outfits are often tailor-made to fit them perfectly. Now, we can't customise each dress for a stellar fit, but we can always avoid clothes that don't fit well. Next time you shop, concentrate more on the fitting rather than the colour and print. Don’t forget hair and make-up: Celebrities are always called out when their hair or make-up is sloppy, because if these are THE DAILY CROSSWORD unkempt or badly done, it is highly noticeable and generally steals all the attention, no matter how lovely the clothes may be. So whenever you dress up, make sure your hair and make-up is on point too. Be a sale-monger: It cannot be denied that one of the reasons celebrities are our fashion gurus is because they wear the best of the best. We may not be able to afford their kind of couture pieces, but we can surely try. Make sure to pick up a few items during the sale season to wear on special occasions. —IANS SOLUTIONS TO GAMES/PUZZLES TIMES SUDOKU JUMBLE Jumbles: EXERT TAKEN OSPREY TROWEL Answer: The collector of classic films owned — “REEL” ESTATE SCRAMBLE Words: Geode, could, output, deepen Answer: The fight is never about grapes or lettuce. It is always about people. - Cesar Chavez MINDBENDER The woman was a photographer. She shot a picture of her husband, developed it, and hung it up to dry. SPELLATHON heir, HERRING, hinge, hire, neigh, nigh WHATZIT? Once and for all LOOP THE LOOP TIMES HITORI “The Udhaar credit scheme came as a boon for us. I have received over 40 lakhs udhaar and this has helped me buy stocks regularly from the app.” — Mukesh Hiran (Owner, Solutions, Ghatkopar) “This is a profit making app for retailers, where you get everything under one roof. Udhaar of two lakh rupees that I received has been helpful in expanding my business.” — Ketan Sanghvi (Owner, New Classic Toys, Vashi)
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