Monthly budget worksheet
The first step of building a budget is writing down all your income and expenses. Use this fillable worksheet to see how
much you spend each month. It’s important that you include all your expenses and income.
Income
Monthly Total
Personal / family / school expenses
Paychecks (salary after taxes & benefits)
Child care / babysitting
Other Income
Child support / alimony
Other income
Money sent to family members
Total Monthly Income
$ 0.00
Monthly Total
Clothing and shoes
Toiletries
Expenses
Monthly Total
Hair cuts / manicures
Savings
Gifts
Savings / Emergency fund
Pets
Retirement / Investments
Laundry / dry cleaning
Housing / living expenses
School loans / school tuition / fees
Mortgage or rent
Charitable donations
Home or renter’s insurance
Other
Utilities (electric, water, oil & gas)
Health expenses
Phone, cell & security system
Medication (OTC and prescription)
Trash removal service
Health insurance
Maintenance
Doctor’s visits
Other
Life insurance
Food expenses
Other
Groceries and household supplies
Other loans / credit
Dining out
Credit cards
School / work lunches
Personal loans
Other
Other debts
Transportation expenses
Entertainment expenses
Car payment / public transportation
Cable / internet
Gas
Movies / concerts
Parking & tolls
Sports fees
Car maintenance (oil change & repairs)
Vacation
Car insurance
Alcohol / tobacco / lottery
Other (license / taxes)
Total Monthly Expenses
$ 0.00
Monthly Income
-
$ 0.00
Monthly Expenses
=
$ 0.00
$ 0.00
Disposable Income
or (Deficit)
If your income is greater than your expenses, you have money left to save or spend. If your expenses are more than your
income, look at your budget to find expenses you can reduce. Contact us if we can help!
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