VISA PLATINUMNISA PLATINUM REWARDS
APPLICATION AND SOLICITATION DISCLOSURE
Interest Rates and Interest Charges
Annual Percentage Rate (APR) for
Purchases
Visa Platinum
0.00%
Introductory APR for six (6) months from account
opening.
8.45% to 17.95%
based on
After that your APR will be
your creditworthiness. This APR will vary with the market based on the
Prime Rate.
Visa Platinum Rewards
0.00%
opening.
Introductory APR for six (6) months from account
10.450% to 13.450%
APR for Balance Transfers
After that your APR will be
based
on your creditworthiness. This APR will vary with the market based on
the Prime Rate.
Visa Platinum
0.00% Introductory APR for six (6) months from account opening.
After that your APR will be 8.450% to 17.950% based on your
creditworthiness. This APR will vary with the market based on the
Prime Rate.
Visa Platinum Rewards
0.00% Introductory APR for six (6) months from account opening.
APR for Cash Advances
Penalty APR and When it Applies
After that your APR will be 10.450% to 13.450% based on your
creditworthiness. This APR will vary with the market based on the
Prime Rate.
Visa Platinum
15.450% to 17.950% based on your creditworthiness. This APR will
vary with the market based on the Prime Rate.
Visa Platinum Rewards
15.450%
This APR will vary with the market based on the Prime Rate.
Visa Platinum
17.95%
Visa Platinum Rewards
17.95%
This APR may be applied to your account if you:
- Make a late payment
How Long Will the Penalty APR Apply? If your APRs are
increased for this reason, the Penalty APR will apply until you make
six (6) consecutive minimum payments when due.
©CUNA MutualGroup 2009,10. 12 AllRights Reserved
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SEE NEXT PAGE for more important information about your account.
How to Avoid Paying Interest on Purchases
For Credit Card Tips from the Consumer
Financial Protection Bureau
Fees
Annual Fee
- Annual Fee
Transaction Fees
- Balance Transfer Fee
- Cash Advance Fee
- Foreign Transaction Fee
Penalty Fees
- Late Payment Fee
- Returned Payment Fee
Your due date is at least 28 days after the close of each billing cycle.
We will not charge you any interest on purchases if you pay your entire
balance bv the due date each month.
To learn more about factors to consider when applying for or using
a credit card, visit the website of the Consumer Financial Protection
Bureau at http:l/www.consumerfinance.gov/learnmore.
None
None
None
1.00%
of each transaction in U.S. dollars
Up to $25.00
Up to $25.00
How We Will Calculate Your Balance: We use a method called "average daily balance (including new purchases)."
Loss of Introductory APR: We may end your Introductory APR for purchases and balance transfers and apply the
Penalty APR if you are one (1) days late in making a payment.
Application of Penalty APR: Your APR may be increased to the disclosed Penalty APR if you are 60 days late in
making a payment.
Effective Date:
The information about the costs of the card described in this application is accurate as of January 1, 2017
This information may have changed after that date. To find out what may have changed, contact the Credit Union.
OTHER DISCLOSURES
Late Payment Fee
Returned Payment Fee
Returned Convenience Check Fee
Statement Copy Fee
Rush Fee
Card Replacement Fee
$25.00 or the amount of the required minimum payment, whichever
is less, if you are six or more days late in making a payment.
$25.00 or the amount of the required minimum payment, whichever is
less.
$25.00 or the amount of the returned convenience check, whichever
is less.
$5.00
$50.00
$7.00
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