International Student &
Scholar Services
Health Insurance Information
Contact the ISSS office for questions:
(540) 568-6119
[email protected]
What is health insurance?
 Private companies that help cover the cost of health care
and medical procedures
 In 2010, Affordable Care Act (“Obama Care”) = everyone
must have health insurance.
 HIPAA – keeps your medical information private
Why
?
Why do I need health insurance while I am studying in the United States?
- The U.S. government does not pay for medical treatment
- Medical treatment and care is VERY expensive here
- Illness and injury are unpredictable- if you have an accident or get sick, you will
need health insurance to help cover the cost of treatment
- This video offers a good overview of health care in the United States:
http://goo.gl/fkurQ8
Cultural Insurance Services
International (CISI)
 JMU requires that all international students on a F-1 or J-1 visa have
health insurance coverage during their time as a student here.
 The ISSS office offers health insurance through Cultural Insurance
Services International (CISI)
 All international students are automatically enrolled in the CISI policy,
and the insurance fee is added to your tuition bill each semester
 You should receive an email from [email protected]
with your insurance card. Check your JUNK or SPAM folder if you
do not see it in your inbox.
 You can print your card and carry this in your wallet
What To Do If You Get Sick?
Should I go to the EMERGENCY ROOM at the hospital?
The Emergency Room is for very serious situations ONLY. Do not go if you have a
cough, light fever, or mild pain. First go to the Health Center on campus, or an
urgent care center in Harrisonburg. If you go to the ER when it is not an emergency,
the CISI health insurance will not cover your visit and it can cost $500.
JMU Health Center
JMU Health Center is free. If you have a cold, the flu, you have a minor accident, an infection
or you just don’t know what is wrong, make an appointment at the Center. Do not run to the
hospital!
Health Center
Located in the
Student Success
Center
Hours:
Monday, Wednesday & Friday: 8:00 am - 5:00 pm
Tuesday & Thursday: 9:00 am - 5:00 pm
Website: http://www.jmu.edu/healthcenter/
Call for an appointment:
540-568-6178
Where To Go If You Get Sick
Normal sickness
or
Minor Emergency
The JMU Health Center is
your first stop!
Next is search for doctors
in the Harrisonburg areause this website to find a
doctor in network:
http://www.providerlookup
online.com/coventry/po7/
Search.aspx
You can also log into the
CISI portal and search for
doctors in the area.
Minor Emergency,
if JMU Health Center
is closed
Major
Emergency
Life-Threatening
Emergency
When the JMU Health
Center is closed, you may
visit local urgent care
providers:
Major Emergency (but not lifethreatening):
Dial 911
EmergiCare – 755 Martin
Luther King Jr. Highway
Phone: 540-432-9969
Valley Urgent Care—119 B
University Ave.
Phone: 540-434-5709
Go to the emergency room at
Rockingham Memorial Hospital
2010 Health Campus Dr.
Harrisonburg, VA
If you are NOT admitted to the
hospital overnight, you are
responsible for the first $500 of
your bill!
An ambulance will be sent
to your location.
Process for medical care
1. Make an appointment with the university health center or a
local doctors office
1.
2.
3.
4.
5.
6.
For visits to Urgent Care centers, appointments are not needed
Present ID and proof of health insurance
Complete informational and medical history forms
See Physician, Physician’s Assistant, Nurse
Go to any local pharmacy, if needed
Once your receive your bill, you can submit a medical claim
form to CISI
7. If you have already paid the bill you can
submit your receipt with the claim form