Owners’ Advantage
FIRST QUARTER 2015
Spring Loan Specials
®
Looking to Purchase or
Refinance?
With great service and varied
product options, we will take care
of you.
Note from the CEO:
New Auto Loans
Please read the enclosed information on
election rules & director candidates. Voting
for your board of directors is a great way to
exercise your rights and have your voice
heard as a member owner of Advantage
Credit Union.
As Low As
Used Auto Loans
As Low As
Corinne Coyle, President/CEO
Your Lending Advantage
•FHA - minimum 580 credit score
•VA - No down payment required
•USDA - 100% financing available
•Jumbo loan financing
•Conventional 30, 25, 20, 15, 10yr fixed terms and 5, 7 and 10 year ARMS
•Manufactured homes
•First time homebuyers
Please call our Mortgage Specialist
Today!
As your credit union, we want to
help you reach the financial goals
you have set. When we talk with
you about a loan, we look for the
one that best serves your needs
and may have suggestions for
refinancing, consolidating or other
opportunities.
1.99% APR*
2.25% APR
*Annual Percentage Rate.
Rates will vary depending on Credit Score and Year
of Vehicle and term of loan. Above rates reflect
1.25% maximum discount. .25% discount applied
for each of the following with a 1.25% maximum:
Automatic Repayment, 10% or more down, ACU
Credit Card, Direct Deposit, Share Draft Account, or
credit insurance.
Payment example: Pay just $28.65 per month at
1.99% for every $1,000 borrowed for 36 months.
We may be able to reduce your
rate, lower your payment, shorten
the term, or all the above! We can’t
find or present these opportunities
to you unless you give us a chance.
So remember to “Ask” your credit
union first.
Motorcycle Special
As Low As
3.50% APR*
Call Kirk or Paula today or apply
online at www.acuiowa.org.
Tim Wells
NMLS #64375
Mortgage Loan Originator
641-792-5660
*All loans are subject to underwriter approval.
Terms and conditions apply. Subject to change
without notice.
Experience your lending advantage
today with Advantage Credit Union
*Annual Percentage Rate. Motorcycles 2010 & Newer
only. Rates will vary depending on Credit Score and
Year of Vehicle and term of loan. Above rates reflect
1.25% maximum discount. .25% discount applied
for each of the following with a 1.25% maximum:
Automatic Repayment, 10% or more down, ACU
Credit Card, Direct Deposit, Share Draft Account, or
credit insurance.
Payment example: Pay just $22.37 per month at
3.50% for every $1,000 borrowed for 48 months.
This credit union is federally insured by the National Credit Union Administration
Owners’ Advantage
FIRST QUARTER 2015
Member Appreciation
Pool Party & Concert
July 16!
Advantage Credit Union is
pleased to announce our 10th
Annual Member Appreciation
Event at the Maytag Pool Pavilion
and Maytag Bowl.
Join us anytime between 5:30
and 7:00pm at the Maytag Pool
Pavilion for cool prizes and some
hot BBQ provided by Smokin’
Mississippi Queen.
Change Contact Info with
It’s Me 247
Try These Free Apps!
Search for Co-Op Shared Branch on
your app store to install an easy, on
the go way to find a shared branch
location near you wherever you are
with maps and directions to take you
right there!
If you have an Advantage Credit
Union Visa® Debit Card, you’ll love
the Shazam®Bolt$™ app! With
Shazam Bolt$, you can set up e-mail
alerts for debit card transaction
parameters set by you, like card-notpresent transactions, international
transactions, transactions over a
dollar amount of your choosing, and
suspicious activity alerts.
It is very important to keep all of your
contact information updated. Please
inform us whenever major changes
occur in your life that impact your
services (such as change of address or
phone number).
Members With Online Banking
The fastest and easiest method to
update your address or phone number
is through It’s Me 247 Online Banking.
To update your contact information
online:
-Log in to It’s Me 247
-Select Info Center in upper left
-Select Personal Information under My Preferences.
-Change your address, phone or email.
Holiday Closings
After the picnic style meal enjoy a
refreshing dip in the Maytag pool
from 7-9:00pm.
Also starting after the meal
at 7:00pm, we are sponsoring
a concert of bluegrass band
Highway Home in the Maytag
Bowl.
You can also use the app to find an
ATM location near you. Use the app
to navigate to the nearest ATM with
the features you may need such as,
24 hour access, ATM’s that accept
deposits and even Privileged Status
ATM’s. Just search for Shazam Bolt$
in your app store!
April 20-24, 2015
ACU will have educational materials
available for our members with a
focus on such financial topics as
college scholarship mastery, basic
budgeting, tips for buying a car or
a house, credit scores and how to
improve them as well as a whole lot
more!
The concert portion of our
evening is open to the public, so
invite your friends!
Kirby Kangaroo® will also be on
hand to help entertain the kids so
bring out the whole family and
enjoy a great evening of summer
fun!
Advantage Credit Union will be closed in
observance of the following holidays:
For more financial education tools
visit www.moneysmartweek.org.
Memorial Day: May 25, 2015
How to contact us:
Phone
641-792-5660 or 800-824-2575
Address
121 West 3rd Street N.
Newton, Iowa 50208
Monday
Tuesday
Wednesday
Thursday
Friday
9:00 am – 6:00 pm
9:00 am – 5:00 pm
9:00 am – 5:00 pm
9:00 am – 5:00 pm
9:00 am – 6:00 pm
24 Hour Touch Tone Teller CUTalk
1-866-790-4553.
For Online Applications, Free Bill Pay and
24 Hour Home Banking go to:
www.acuiowa.org
After Business Hours Card Lost/Stolen Numbers:
Credit Cards: 800-234-5354
Debit Cards: 800-383-8000
Free credit report
brochures will be
available
from
the Federal Trade
Commission. A
great way to get
your free credit
report.
This credit union is federally insured by the National Credit Union Administration
®