Includes 2005 legislation and four revised chapters! Consumer Law in Oregon Now with 2005 Cumulative Supplement With Consumer Law in Oregon you will: ■ Save precious billable hours by eliminating endless research. ■ Avoid the high cost of online research services. ■ Always have the answers your clients need at the tip of your fingers. Do your clients frequently have trouble with: ■ ■ ■ ■ ■ ■ ■ ■ ■ ■ ■ ■ ■ ■ ■ ■ ■ ■ ■ ■ dishonest salespersons unethical bill collectors unreasonable finance charges shoddy merchandise identity theft and credit card fraud buyer’s remorse inaccurate credit reports and credit scores discriminatory credit practices unfixable cars or motor homes unwanted and offensive e-mail retail lease and installment contracts cell phone applications and service student loans in bankruptcy health insurance contracts protecting medical information warranty disclaimers contracts for vinyl siding protecting their Social Security number consumer fraud their rights as enlisted personnel? With Consumer Law in Oregon you can easily advise your clients about their available rights and remedies and provide answers to a variety of questions that will help protect their financial interests. Includes in-depth coverage of changes to the following: ■ Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 ■ Consumer Leasing Act ■ Credit Repair Organizations Act ■ Electronic Fund Transfer Act ■ Equal Credit Opportunity Act ■ Fair and Accurate Credit Transactions Act of 2003 ■ Fair Credit Billing Act ■ Fair Credit Reporting Act ■ Fair Debt Collection Practices Act ■ Odometer Act ■ Oregon’s Lemon Law ■ Truth in Lending Act ■ Truth in Savings Act Consumer Law in Oregon With 2005 Cumulative Supplement Contents 1 Consumer Law Overview Richard A. Slottee 2 Family Expense Statute Amber J. Westlund 3 Preservation of Consumer Claims and Defenses J. Channing Bennett 4 Unlawful Trade Practices Richard A. Slottee 5 Federal Trade Commission Credit Practices Rule Terrance J. Slominski 6 Truth in Savings Act Sandra A. Hansberger 7 Truth in Lending Act James Ray Streinz, Trung D. Tu 8 Equal Credit Opportunity Act Theresa L.Wright 9 Fair Credit Reporting Act Justin M. Baxter ! ISED REV 10 Retail Installment Contracts Truman A. Stone 11 Student Loans Sally Leisure 12 Home Mortgages Elia E. Popovich 13 Consumer Leasing Act Scot J. Woods-Eliot 14 Fee Agreements Richard A. Slottee Editors Richard A. Slottee, B.S., J.D., University of Oregon (1969, 1972); member of the Oregon State Bar since 1972; director, Lewis & Clark Legal Clinic; professor, Lewis & Clark Law School, Portland. Truman A. Stone, B.A., Bethel College (Minnesota) (1989); J.D., Lewis & Clark Law School (1992); member of the Oregon State Bar since 1993; associate, Brown Tarlow Bridges & Palmer, Newberg. 15 Defending Medical Collection Claims Ronald J. Rubino 16 Warranties Gerry Gaydos, Maria Seip 17 Automobile Warranties Charles D. Beshears 18 Door-to-Door Sales Steven D. Bryant 19 Truth in Lending Act Rescission Rights Patricia Ferrell-French 20 The Electronic Fund Transfer Act Christian M. Oelke 21 Fair Credit Billing Act Richard E. Oberdorfer ! ISED REV 22 Fair Debt Collection Practices Act Richard A. Slottee ! ISED REV 23 Oregon Unlawful Debt Collection Practices Act Hope Del Carlo 24 Bankruptcy Richard A. Slottee 25 Garnishment Pamela E. Yee ! ISED REV Includes four revised chapters: ■ Chapter 9—deals with the impact of the Fair and Accurate Credit Transactions Act on the Fair Credit Reporting Act. ■ Chapter 21—includes information on the anti-holder-in-due-course provisions of the Fair Credit Billing Act. ■ Chapter 22—expands the discussion of prohibited debt collection activities. ■ Chapter 25—incorporates significant changes made by the 2005 Oregon Legislature. FORMS-ON-DISK POLICY: Purchase of this product includes forms on disk licensed to one attorney user. Additional licenses may be purchased for $20 each on the order form or at a later time. If you would like to review the license agreement prior to purchase of additional licenses, please contact the CLE Publications Department at 503-431-6345 or visit our Web site at www.osbar.org/cle/clelinks.html. NEW! Forms on disk, including Fair Debt Collection Practices Act and garnishment forms. Order Form Consumer Law in Oregon Name Bar # Firm Name Phone Shipping Address (No PO Box) City State Zip Code BOOK FORMAT WITH FORMS ON DISK ____ 1996 2 vols. with 2005 supp and forms on disk [445.KT] $225 . . . . . . . . . . . . . . . .$______ ____ Early bird price (before November 30, 2005) [445.KT] $202.50 . . . . . . . . . . . . . . . .$______ ____ 2005 supp with extra binder* and forms on disk [445.05KS] $115 . . . . . . . . . . . . . .$______ ____ Early bird price (before November 30, 2005) [445.05KS] $103.50 . . . . . . . . . . . . . .$______ *Past purchasers of this book will receive one binder to add to their existing set. **CD-ROM FORMAT WITH SEARCH ENGINE ____ 1996 2 vols. with 2005 supp (forms included) [445.CD] $225 . . . . . . . . . . . . . . . . . .$______ ____ Early bird price (before November 30, 2005) [445.CD] $202.50 . . . . . . . . . . . . . . .$______ ____ 2005 supp (forms included) [445.05CD] $115 . . . . . . . . . . . . . . . . . . . . . . . . . . . . .$______ ____ Early bird price (before November 30, 2005) [445.05CD] $103.50 . . . . . . . . . . . . . .$______ 3 ADDITIONAL LICENSES FOR FORMS ON DISK ____ 2005 forms on disk additional user license [417510F.CW] $20 . . . . . . . . . . . . . . . . .$______ ** Minimum system requirements: Windows 95 or newer; 486 processor; 32 MB of RAM; 20 MB available hard disk space. Subtotal: $______ 7.00 Shipping and handling fee: $______ TOTAL ORDER: $______ WB PAYMENT OPTIONS: ❏ Check Enclosed: Payable to Oregon State Bar ❏ Please Bill: Customer No.__________________________________________________ ❏ Credit Card (VISA & MasterCard Only) All the information below is required when paying by credit card. Credit Card Number _____________________________ Expiration Date_____________ Name on Credit Card (Please Print) ____________________________________________ Credit Card Billing Address __________________________________________________ City _________________________ State _______________ Zip Code_______________ Authorized Signature________________________________________________________ FOUR WAYS TO ORDER: 1. ONLINE: Order online with a credit card at our secure bookstore at www.osbar.org. 2. MAIL: Mail order with payment to: Oregon State Bar Service Desk, PO Box 1689, Lake Oswego, Oregon 97035-0889. 3. FAX: Fax this page, including credit card information, to the Service Desk at (503) 968-4456. To avoid duplicate orders, do NOT mail a copy. 4. PHONE: Call the Service Desk at (503) 684-7413, or toll-free in Oregon 1-800-452-8260, ext. 413. Please allow two weeks for normal delivery for all order methods. RETURN POLICY: Returns with receipt (picking list) are accepted within 30 days from the shipping date. Defective products will be replaced. Full refund for books with no visible marks, creases, etc. Full refund for unopened CD-ROMs, audio, and video products; 50% credit for “like-product” if seals are broken. Please send to OSB, Attention: Returns, 5200 SW Meadows Road, Lake Oswego, Oregon 97035. Questions? Call 503-684-7413; toll-free in Oregon 1-800-452-8260, ext. 413. © 2005 Oregon State Bar
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