Auto Insurance
It’s got a bike rack, all-wheel drive
and satellite radio.
Your car is loaded with all the features you want. With
Safeco Insurance®, so is your auto policy. With four
coverage levels to choose from, Safeco® makes it easy to get the
protection you need for the life you want. From a policy that
covers your basic needs to one that maximizes your protection
with our highest level of coverage, you have the flexibility to
choose the right policy at the right price.
Choose the coverage level that’s right for you.
We know you’ve got better things to do with your time than to spend it on your auto insurance. That’s why we offer four
easy-to-understand coverage levels. So you can quickly select the coverage that works for you and get back to living
life to the fullest.
Safeco Essential
Safeco Enhanced
Safeco Superior
Safeco Ultra
Safeco Essential is a
cost-effective policy that’s
ideal for price-conscious
customers looking for solid,
basic coverage. It offers:
Safeco Enhanced covers
primary insurance needs
with the option to add more
coverages at a competitive
price. It also includes:
Safeco Ultra is our highest
level of auto insurance
coverage and is fully
loaded with features like:
• Our lowest price on
auto insurance.
• Accident forgiveness.
Safeco Superior is a
higher-quality policy
with numerous built-in
coverages, increased limits
on some features, and more
benefits such as:
• Coverage for your core
auto insurance needs.
• Increased limits for audio,
visual and customized
equipment.
• A perfect blend of coverage
and value.
• Optional new vehicle
replacement coverage.
• Worldwide rental car
coverage.
• Coverage for personal
property inside your car.
• Coverage for emergency
expenses in the event of
an accident.
• Electronic key
replacement with no
deductible.
• 24/7 roadside assistance
automatically included.
• A diminishing deductible
that rewards you for being
a safe driver.
Contact your local Safeco agent to
request a free quote today.
©2013 Liberty Mutual Insurance
Insurance is offered by Safeco Insurance Company of America and/or its affiliates, 1001 4th Ave, Seattle, WA 98154. The materials herein are for informational purposes only. Nothing
stated herein creates a contract. All statements made are subject to provisions, exclusions, conditions and limitations of the applicable insurance policy. If the information in these
materials conflicts with the policy language that it describes, the policy language prevails. Coverages and features not available in all states. Eligibility is subject to meeting applicable
underwriting criteria. Not available in MA.
AP-3867E 02/13
Auto - Coverage Highlights
With four levels of affordable auto insurance, Safeco makes it easy to get the right coverage for your needs.
If your insurance needs change over time, you can always talk with your local Safeco agent to adjust your coverage
at any time.
Coverage Differences
Accident forgiveness
Essential
Enhanced
Superior
Ultra
*
Qualify in 6 years
Qualify in 3 years
Qualify in 3 years
Auto key lock out
Optional
Optional
One hour service
One hour service
Worldwide rental
*
*
Included
Included
Electronic key replacement
*
*
*
Included
$200 / day
$250 / day
$250 / day
$400 / day
$2,000 / $4,000
Internal Limit Changes
Loss of earnings - trial
Extra death benefit
*
*
*
Non-owned trailer
$1,500
$1,500
$3,000
$3,000
$20 a day
($600 maximum)
$25 a day
($750 maximum)
$30 a day
($900 maximum)
$35 a day
($1,050 maximum)
Loan / lease
Optional
Optional
Included
Included
New vehicle replacement
Optional
Optional
Up to one year
Up to two years
Auto theft - transportation expenses
Optional Coverages
Original parts replacement
*
Optional
Optional
Included
Emergency expenses
Optional
Optional
$500 / $1,500
$1,000 / $1,500
Personal property coverage
Optional
Optional
$500
$1,000
Roadside assistance
Optional
Optional
Optional
Included
Optional Coverages - Audio, Visual and Customized Equipment
Audio and visual
$500
$1,000
$1,000
Customized equipment
$500
$1,000
$1,000
Deductible for not at fault
*
*
Waived
Waived
Comprehensive deductible (total loss)
*
*
Waived
Waived
Diminishing deductible
*
*
Included
Included
Uninsured motorist property
damage deductible
*
*
*
Waived
$5,000
Deductibles
*Item is not available / offered.
Save money with Safeco Safety Rewards™
Safe driving should be rewarded. That’s the simple idea behind Safeco Safety Rewards. The more steps you take to
improve safe driving behavior, the more discounts and rewards you can earn. Safeco Safety Rewards includes:
Accident Forgiveness1 – The first accident on your
policy is waived after you reach a certain number of
years with Safeco without an at-fault collision or violation.
Diminishing Deductible2 – Reduces your collision
deductible at every renewal if there are no claims filed
against your policy. Your deductible can decrease for up
to five years or a maximum of $500.
Accident Prevention Discount – Drivers of a certain
age (55+ in most states) who have successfully
completed an approved accident prevention course
may be eligible for a discount.
Teen Safety Rewards™ – A collection of tools, benefits
and discounts for families to manage the cost of adding
a teen driver to their policy and help their teen become
a safe driver.
Safeco Safety Rewards individual benefits may not be available with all coverage levels.
1. Offered with Enhanced, Superior and Ultra coverage levels
2. Offered with Superior and Ultra coverage levels