ATM / cash machine
bank
bank account
bank card
banknote
bill
borrow
cash
cheque
coin
cost
credit
credit card
debt
debtor
earn
exchange
invest
investment
investor
lend
loan
accountant / book keeper
amount
bank statement
badly-off
bank transfer
be broke
be in the red
be short of money
budget
cash dispenser / cash
point
cashier
charity
cook the books
counterfeit
currency
deposit
donate
exchange rate
expenditure
fee
forge
fund
fundraising
heir
inherit
instalments
interest
interest rate
invoice
miser
make a fortune
luxury
pay
poor
purse
rich
safe
save
small change
wallet
waste
wealth
mortgage
overdraft
owe
pay off
piggy bank
pocket money
profit
property
raise money
receipt
refund
savings
savings account
small change
sponsor
sponsorship
wealthy
worth
stock exchange
sum
take out a loan
tip
wad of banknotes
well-being
well-off
withdraw
withdrawal
1) Name what you can see in the pictures.
1. _______________ 2. _______________
3. _______________
4. _______________
5. _______________ 6. _______________ 7. _______________
8. _______________
2) Unjumble the following letters to have meaningful words.
t
e
l
h
a
w
h
a
c
s
t
e
r
d
o
b
e
h
u
q
e
c
s
i
v
e
n
t
r
o
b
o
w
r
h
i
m
e
n
a
c
3) Match the words with the definitions.
bank account
banknote
borrow
cash
coin
debt
earn
exchange
invest
pay
save
waste
1. to receive money as payment for work that you do
2. to give money to someone for something you want to buy or for services provided
3. an arrangement with a bank where the customer puts in and removes money and the bank
keeps a record of it
4. to use more of something than it is necessary or useful
5. to put money, effort, time etc. into something to make a profit or get an advantage
6. to keep money instead of spending it, especially in order to buy a particular thing
7. money in the form of coins or banknotes
8. a small round piece of metal, usually silver or copper coloured, which is used as money
9. a piece of printed paper that has a particular value as money
10. to take money from a bank or financial organization and pay it back over a period of time
11. a sum of money that somebody owes
12. the process of changing an amount of one currency for an equal value of another
4) Complete the sentences with the words listed and translate the sentences into your
language.
bank account
banknotes
borrow
cash
coins
debts
earns
exchange
invest
pay
saving
waste
1. Most of the students have to use a _______________ to get their scholarship.
2. The institute will _______________ 5 million in the project.
3. You _______________ a lot of water by having a bath instead of a shower.
4. Hidden in the suitcase there were wads of _______________.
5. We could always _______________ some money from the bank.
6. He managed to pay off his _______________ in two years.
7. Where can I find the best _______________ rate?
8. How much did you _______________ for the tickets?
9. I asked for ten pounds in 20p _______________.
10. He _______________ about $40,000 a year.
11. Payments can be made by cheque or in _______________.
12. I'm _______________ for a new bike.
5) Define the following words.
1. bank:
_____________________________________________________________
2. bank card: _____________________________________________________________
3. bill:
_____________________________________________________________
4. cash machine: ____________________________________________________________
5. lend:
______________________________________________________________
6. poor:
______________________________________________________________
7. rich:
______________________________________________________________
8. safe:
______________________________________________________________
6) Translate the following sentences from Hungarian into English.
EASY
1. Bankkártyával szeretnék fizetni az ebédért.
2. Új bankszámlát kell nyitnom, mert a régi bankom bezárt.
3. Sok ember kér kölcsön tőlem, aztán nem fizeti vissza.
4. Kérem a számlát, fizetni akarok.
5. Sajnos nem tudok kölcsön adni neked készpénzt.
6. George mindig megszagol minden bankjegyet.
7. Sue a malacperselyébe szokta dobni a pénzérméket.
8. Mennyit keresel?
9. Mielőtt Spanyolországba utazol, válts be néhány Forintot Euróra.
10. Nem volt érdemes beruházni ebbe az üzletbe.
11. A szegények többet dolgoznak, mint a gazdagok.
12. Ne pazarold a pénzed, inkább gyűjtsd egy új autóra.
13. Mary elkezdett sírni, amikor nem találta a pénztárcáját.
MORE DIFFICULT
1. Minden két évben a bank új bankkártyát küld.
2. Ne áruld el idegeneknek a bankszámlád adatait.
3. Muszáj volt pénzt kérnem kölcsön a nagybátyámtól, mert nem tudtam visszafizetni az
adósságomat valaki másnak.
4. Amikor Iren megkapta a számlát, majdnem elájult.
5. Van nálad készpénz? Itt nem lehet hitelkártyát vagy csekket használni.
6. A rablók feltörtek egy készpénzautomatát, de nem tudták, hogy nincsenek benne
bankjegyek.
7. Sue mindig kap néhány pénzérmét a szüleitől, és beleteszi a malacperselyébe.
8. Ezzel a munkával nem lehet sok pénzt keresni.
9. Amint a barátom megérkezett, azonnal átváltottunk néhány Eurót Forintra.
10. Nem vagyok benne biztos, hogy érdemes volt beruházni ebbe az üzletbe.
11. Kölcsönadtam Robertnek 10 Dollárt, de eszébe sem jutott visszafizetni.
12. Linda kölcsönt vett fel, hogy megvegye az autót.
13. Mielőtt bementem volna a szállodába, fizetnem kellett a taxisofőrnek.
14. Túl sok szegény ember él a világon, de a gazdagok ezzel nem törődnek.
15. Okosabb lenne, ha ezt a gyémánt karkötőt egy széfben tartanád.
16. Ha pazarlod a pénzed, nem tudsz semmit megtakarítani.
17. Miért akarod, hogy odaadjam neked a pénztárcámat?
18. A vagyon és az önzőség kéz a kézben járnak.
7) Match the financial terms with their definition.
A.
1. Banknote
2. Bill
3. Borrow
4. (to be) Broke
5. Budget
6. Cash
7. Cash dispenser
8. Cashier
9. Coin
10. Cheque/check
B.
1. Credit
2. Currency
3. Debt
4. Debtor
5. Deposit
6. Donate
7. Exchange rate
8. Expenditure
9. Interest
10. Interest rate
a) To have no money.
b) Coins or bank notes (not cheques); actual money paid, not credit.
c) Amount of money available or needed for a specific use.
d) A person dealing with cash transactions in a bank, shop, etc.
e) Automatic machine from which a bank customer may withdraw
money.
f) Piece of paper money.
g) Written order to a bank to pay the stated amount from one's account.
h) Obtain money which must be returned.
i) A piece of metal used as money.
j) A request for payment of money owed, or the piece of paper on
which it is written.
a) Someone who owes money.
b) The percentage that a bank or other financial company charges you
when you borrow money, or the percentage it pays you when you keep
money in an account.
c) A method of paying for goods at a later time, usually paying interest.
d) The money used in a country.
e) Money which is charged by a bank for borrowing money or the
money you earn from keeping your money in an account in a bank
f) The total amount of money that a government or person spends.
g) Give money especially to charity.
h) Money owed by one person to another.
i) The rate at which one currency can be exchanged for another.
j) A sum of money which you pay as the first part of the total payment
for something. Or: money placed in an account in a bank.
C.
1. Fee
2. Invest
3. Lend
4. Loan
5. Owe
6. Refund
7. Receipt
8. Stock exchange
9. Tip
10. Withdraw
a) Take money from a bank account.
b) Give or allow the use of money which must be returned with interest.
c) Pay back money received.
d) To be in debt to somebody.
e) Payment made to a professional person (doctor, lawyer, etc.).
f) Written statement that money has been paid.
g) A place where parts of the ownership of companies are bought and
sold.
h) Small sum of money given to a waiter, taxi driver, etc.
i) To put money into business in order to earn interest or profit.
j) Sum of money to be returned with interest.
8) Fill in the blanks with one word each from the list.
A.
retirement tip
receipt wealth credit-card rent
loan
guarantee safe
coin
1. Magda never carries cash with her and pays for everything by_____
2. The old couple had only a small _____to live on.
3. Simon didn't like the waiter so he didn't leave a _____.
4. They wouldn't have been able to buy their new car without a bank _____.
5. The shop won't change any merchandise without the original _____.
6. The penny is such a small _____ that everyone dislikes it.
7. The flat is not in very good condition so the _____ is low.
8. The cd-player has a twelve month _____.
9. He keeps all his money and valuables in this _____ behind this painting.
10. My friend Eric made his considerable _____ selling plots of building land.
B.
agent
teller
investors
miser
manager
retired
customer
accountant
swindler
heir
1. Peter saves as much money as he can and tries to never spend a penny. He is a _____.
2. My friend just inherited a lot of money and property. He is an _____ to a great deal of
wealth.
3. Jack just became the boss at the bank. He is the bank's _____.
4. My father is over 65, he is now a _____ man.
5. Someone who keeps or checks financial records for a company is an _____.
6. I love to go shopping often. Most shops consider me a great _____.
7. If I need money from the bank, I go to a _____ to make a withdrawal.
8. If you have any problems with your representation you should see your _____.
9. People who like to buy and sell stocks are called _____.
10. Unfortunately, I bought a piece of worthless junk from a _____ who told me it was a
masterpiece.
9) Money in Slang. Match the slang terms to their meaning.
1.
2.
3.
4.
5.
6.
7.
8.
9.
dosh, dough, wedge
a fiver
a tenner
quid
a ton
a grand
loose change
coppers
plastic
a)
b)
c)
d)
e)
f)
g)
h)
i)
one pound
£1,000
coins
money
£5
credit card
£100
£10
2 pence and 1pence coins
10) Read the following sentences and exchange the words in italics into an expression in
the box. Then translate the sentences into Hungarian.
be laughing
like a million
all the way to
dollars
the bank
through the
nose
pinches
pennies
as poor as a
church mouse
money to
burn
with a silver
spoon in his
mouth
bringing
home the
bacon
hole in the
wall
broke the
bank
been in the
red
money talks
cooking the
books
doesn't grow
on trees
at all costs
in the black
robbing Peter
to pay Paul
has sticky
fingers
chicken feed
for a song
1. If you keep borrowing money from one person to pay back money you borrowed from
someone else, you'll never be out of debt.
2. The company has owed money to the bank for several months now and will soon have to
go bankrupt.
3. I have been working hard all month earning the family living.
4. He was born to wealth and comfort and has never worked in his life.
5. His son always wants to borrow money and says that it is only a small amount of money
but little by little it adds up to a lot of money.
6. The accountant was illegally changing information in accounting books in our company
for over a year before he was caught.
7. Although I have been sick for a few weeks I feel wonderful today.
8. We bought the car at a low price and will try and sell it for a higher price.
9. The new employee is a thief and many things in the store have disappeared.
10. Our company has been profitable since it was first started.
11. My aunt has very much money and is always travelling somewhere.
12. I paid a very high price when I had to buy gasoline in the small town.
13. My grandmother is always careful with money and will never spend her money
foolishly.
14. He plans to go to school at any expense of time, effort or money.
15. The young mother is very poor and she has little money to feed her family.
16. I went to the cash machine to get some cash.
17. He seems to get away with murder. I guess people who are rich have a lot of power and
influence.
18. He won all the money at a casino gambling table at the casino and walked away with a
lot of money.
19. If we don't take this opportunity, you can be sure our competitors will and they will
make lot of money very easily.
20. We can't afford to buy a house, money isn't that easy to come by.
KEY TO THE EXERCISES
1
) 1. safe
2. bank card
3. coin
4. stock exchange
5. purse
6. cash machine
7. poor
8. banknote
2
) wealth
cash machine
debtor
cheque
invest
borrow
3
) 1. earn
2. pay
3. bank account
4. waste
5. invest
6. save
7. cash
8. coin
9. banknote
10. borrow
11. debt
12. exchange
4
) 1. bank account
2. invest
3. waste
4. banknotes
5. borrow
6. debts
7. exchange
8. pay
9. coins
10. earns
11. cash
12. saving
5
) 1. an organization that provides various financial services, for example keeping or lending money
2. a plastic card provided by your bank that may be used to get money from your account out of a machine
3. a piece of paper that shows how much you have to pay for goods or services
4. a machine in or outside a bank from which you can get money from your bank account using a special plastic card
5. to give something to someone for a short period of time, expecting it to be given back
6. having very little money
7. having a lot of money or property
8. a strong metal box or cupboard with a complicated lock, used for storing valuable things in
6
EASY
1. I’d like to pay for the lunch with a bank card.
2. I have to open a new bank account because my old bank has closed.
3. A lot of people borrows money from me, then they don’t pay it back.
4. Give me the bill, I want to pay.
5. Unfortunately I can’t lend you any cash.
6. George always smells every banknote.
7. Sue puts the coins into her piggy bank.
8. How much do you earn?
9. Before you travel to Spain, exchange some Forints into Euros.
10. It wasn’t worth investing into this business.
11. The poor work more than the rich.
12. Don’t waste your money, save it for a new car, instead.
13. Mary started to cry when she didn’t find her purse.
MORE DIFFICULT
1. The bank sends a new bank card every two years.
2. Don’t tell strangers the data of your bank account.
3. I had to borrow money from my uncle because I couldn’t pay back my debt to someone else.
4. When Iren received the bill, she almost fainted.
6. Do you have cash on you? You can’t use a creditcard or a cheque here.
7. The robbers broke a cash machine open but they didn’t know that there weren’t banknotes in it.
8. Sue always gets some coins from her parents and she puts them into her piggy bank.
9. You can’t earn a lot with this job.
10. As soon as my friend arrived, we exchanged some Euros into Forints.
11. I’m not sure that it was worth investing in this business.
12. I lent Robert $10 but he didn’t even think of paying it back.
13. Linda took out a loan to buy the car.
14. Before I could go in the hotel, I had to pay the taxi driver.
15. Too many poor people live in the world but the rich don’t care about it.
16. It would be cleverer if you kept this diamond bracelet in a safe.
17. If you waste your money you can’t save anything.
18. Why do you want me to give you my purse (/wallet)?
19. Wealth and selfishness walk hand in hand.
7/A
7/ B
1. – f
2. – j
3. – h
4. – a
5. – c
6. – b
7. – e
8. – d
9. – i
10. – g
7/C
1. – c
2. – d
3. – h
4. – a
5. – j
6. – g
7. – i
8. – f
9. – e
10. – b
1. – e
2. – i
3. – b
4. – j
5. – d
6. – c
7. – f
8. – g
9. – h
10. – a
8/A
1. credit card
2. retirement
3. tip
4. loan
5. receipt
6. coin
7. rent
8. guarantee
9. safe
10. wealth
8/B
1. miser
2. heir
3. manager
4. retired
5. accountant
6. customer
7. teller
8. agent
9. investors
10. swindler
9
1. – d
2. – e
3. – h
4. – a
5. – g
6. – b
7. – c
8. – i
9. – f
10
1.
2.
3.
4.
5.
6.
7.
8.
9.
10.
11.
12.
13.
14.
15.
16.
17.
18.
19.
20.
If you keep robbing Peter to pay Paul, you'll never be out of debt.
The company has been in the red for several months now and will soon have to go bankrupt.
I have been working hard all month bringing home the bacon.
He was born with a silver spoon in his mouth and has never worked in his life.
His son always wants to borrow money and says that it is only chicken feed but little by little it adds up to a lot of money.
The accountant was cooking the books in our company for over a year before he was caught.
Although I have been sick for a few weeks I feel like a million dollars today.
We bought the car for a song and will try and sell it for a higher price.
The new employee has sticky fingers and many things in the store have disappeared.
Our company has been in the black since it was first started.
My aunt has money to burn and is always travelling somewhere.
I paid through the nose when I had to buy gasoline in the small town.
My grandmother always pinches pennies and will never spend her money foolishly.
He plans to go to school at all costs.
The young mother is as poor as a church mouse and she has little money to feed her family.
I went to the hole in the wall to get some cash.
He seems to get away with murder. I guess money talks.
He broke the bank at the casino and walked away with a lot of money.
If we don't take this opportunity, you can be sure our competitors will and they will be laughing all the way to the bank.
We can't afford to buy a house, money doesn't grow on trees.